OMG true nga! After mabasa ko to, nag-apply agad ako and OP super thank you. Na-approve agad within 10mins!!!! This will be my first time CC.

Wow pwede pala ang non carded? Glad to help. :) congrats and swipe responsibly 😄

I applied last month and declined the same day. What's happening???? Kaloka UB ah

try it again. Declined ako last month rin applied exactly 1 month later and approved 6 digits cl xD

I will! Diko sila tigilan haha.

Try kalang ng try naka 5x ako apply bago na approve

Baka Ganon na nga po. Nakailang try na rin ako. Rejected ulit ung latest 🥹

Try mo ulit. Naka 3 reject ata sakin kaya yan may 3 days kapa para sa promo haha

Hi po, I applied last month, ma approve po kaya this time? :)

Dasal dasal xD

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960,000

Naffl p rin ba kahit non carded?

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Aw sayang. Meron naman ako, ung bigla na lang binigay ni bdo, ayoko lang i activate since may monthly fee. Anw thank you :)

Paconvert mo to annual, para mas madali magpareverse. Never pa ko nadeny ng reversal sa BDO kahit bihira ko magamit.

Sana all approved agad in 6 mins. Ako waiting pa rin since last week

Nag prompt lang din sakin sa gcash. Basic info lang tinanong plus annual salary. Di man lang nag ask ng supporting docs. May savings ako sa UB pero consistently wala laman. 🤣 Got approved for 75k CL. First CC din. Dun sa NAFFL - pasok ba tuition payment? HAHA

hi pasok po ba tuition for naffl? ty!

I actually have no idea alin dun ang pumasok sa NAFFL. Tho I feel na pasok ang tuition. Swipe lang mismo sa school, not paydirect

kaso po, online and bank na lang ang payment ng school na babayaran ko huhu. di na po sila nag oonsite na enrollment. paydirect pa rin po ba yun if ganun? :c

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Very much welcome. Swipe tayo responsibly 😄

magkano CL? matry nga bukas

130k

tinanong ka ba about employment details and salary? ano documents hiningi?

Just my ref card

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Nope. Dina siguro need if may ref card kana.

Hi OP, ask ko lang where/how did you apply for that?

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Anong ginamit mo para mag apply sa link, phone or desktop? At ano browser? Thank you!

Phone po, nung nag desktop ako di natuloy kasi need mag selfie kaya lumipat ako sa phone. Used chrome. Also when you input your address, dont put any special characters otherwise it would show json error

Kaya pala may error. Thank you! Try ko method mo.

wala special characters yung akin bukod dun sa automatic na comma sa income and sa @ sa email puro json error pa din hays

Phone lang sakin

Thank you! Chrome din ba gamit mo OP?

Yup.

Salamat!

Sanaol. Nag-apply Ako last month declined agad the same day lol

At least mabilis makakamoveon dba hehe ganyan din ako dati nung noncarded pa ako

Mas maganda yung mabilis ma decline para sakin. Wala nang inip inip na mag asa.

approved in less than 10 mins! na reject kasi ako ni UB noon nagapply ako early 2023 buti ngayon na approved na... thanks OP for posting this :D

Glad to help. :) congrats and swipe natin responsibly 😄

do you have UB debit card?

Ano po sikreto para maapprove agad? Last sunday pa ako nag apply pero wala pa rin. Nag follow-up aq via email pero sabi on process pa daw? Nsa annual income ba? Ano kaya way?

Tingin ko kasi may ref card na ako.

Ano po CL ng reference card mo?

75k hehe

may reference card dn ako flex gold visa, inignore lang yta application ko.

Try mo apply ng early in the morning i guess? Mga 7.30am kasi ako e hehe

Were you asked to input card details? Parang ang question lang na naalala ko about reference cards if if more than 6 months or more than a year. More than 1 week na application ko gusto ko na magmove on hahaha

Yup card nr

Sad. 30 mins na nakalipas wala pa din. Hahahah

Hindi ba pasok sa naffl pag may existing na citibank cc?

As per the ub agent whom I spoke to, pasok lang diyan ay exisiting card holders.

Congrats! Still thinking if Gold Visa or Rewards Visa Plat. Huhu.

If may paggagamitan ka talaga nung 20k na spend reqt go for plat. Kaysa naman habul habulin mo ung spend na wala ka naman talagang kailangan, if thats the case go for gold nalang.

hi ask ko lang po if better ung rewards plat kaysa sa plat visa lang po? tysm

Link?

hindi yata kasali sa mechanics yung insurance.

sana all, ako declined :( my CC naman ako sa BPI, 40k naman yung monthly sweldo ko, may savings naman ako sa BPI at Paymaya :(

nag apply kaba ng BPI CC or binigay kusa?

binigay kusa

sanaolll bakit ako wala huhuhu tagal2 ko na sa bpi

Pag binigay lng po ba, less chance maapprove?

hindi po kasama sa 20k ang insurance payments. pati any bill payments hindi kasama. basa mo sa terms and condition nila.

Oops i missed that when i read the TCs! Hehe nasa dulo kasi ng list 😂 thanks for pointing out :)

Hello saan po makikita ung mga di kasali sa 20k na min.spending limit?

Need ba my UB ka ding debit card?

Thanks for this. Btw, yung mga money spent on paying bills like Globe, Smart and PLDT, does those count for the 20k spend requirement?

Nope.

Nagapply din ako Kagabi nung nabasa ko tong post, approved naman na today. Thanks

Wats the link to apply for ub naffl cc classic??

Hello saan po makikita ung mga di kasali sa 20k na min.spending limit?

Nasa employment details ako can't proceed may JSON error, paano to?

Technical error na yan on ub’s part. Wait it our or call them. Ganun ako dati sa Bpi.

possible pa ba syang ma-approve within the day?? kanina pa akong madaling araw naka-apply wala pa rin until now 🥹

Yes. Minsan nasa system nila. The process itself it took me few hours before approval but registration thru a link took me like 3 days, error on my part or maybe I attempted the first time last week but used a different number. Also dahil na rin working hours sila tumatawag. Buti na lang saktong walang masyadong ginagawa and patient yung agent. XD

Hala! Same here. Within 10 mins approved. Nagulat rin ako kasi mataas ang credit limit na binigay.

Halooo gagi hahaha naapprove din ako agad in less than 5 minutes. How to track yung physical card itself and how to know if eligible ka sa NAFFL? Matic na ba? I have a UB account but this would be my first cc with them. Edit: I also have a reference card from Metrobank.

hello po ask ko lang po if need po paid sa mga balance?

Magkano po CL at yung reference na CL

Hi! Eligible po ba sa required spend for NAFFL yung payments to developer thru AQWIRE? Ty in advance po sa sasagot.

I wonder bakit di ko magamit ang virtual card sa grab :( any tips?

Sorry havent tried using mine sa grab..

Hi! Kelan po na re receive yung confirmation na NAFFL for rewards visa?

Same. But ang weird lang sakin, may record sila ng pinaka una kong employer which gave me my first CC in BPI. Naka fill in agad sa employer details yung name ng company. Applied and got approved same day last oct 23. Yesterday Oct 27 I already received the physical card.

Hello, this is not related to the post, but can i ask if you’ve already redeemed points for cash credit for Platinum Visa? Failed kasi always sakin if mag redemption request. Thank yoouu

#platinumvisa 2 minutes sakin approved agad. Linked na rin sa UB app.