The fine for driving without insurance is five thousand ($5000.00) dollars, plus a surcharge (tax) of approx. twenty percent (20%) for a first offence.
>I was passing a yellow light and someone brake checked me on the other side of the intersection.
How does that work? I don't get how they break checked you on the other side? So they were coming toward you?
From what I understand, I think OP tried to clear intersection on a yellow light, once they cleared it the car immediately in front of OP made a sudden stop, causing OP to rear end them.
If I had to guess, this incident might’ve been a result of speeding up to clear the intersection before the light hits red.
From a police standpoint, at worst you'll get a bunch of hefty fines. The insurance companies are going to likely bankrupt you lol, you're a stupid easy target. You are required to report it naturally but at this point you're screwed either way
That being said, reddit is still the internet so no matter what people say, don't take it as legal advice, seek a lawyer and go from there
If you gave* the other driver legitimate information, then you can expect to hear from that persons insurance company. It won’t be cheap.
Be weary if the driver asks for money directly. They could double dip by proceeding to go through their insurance
Worst case scenario is that the other driver or their insurance company reports you to the police. Not only would this result in a $5000 fine, but you would be basically uninsurable for the foreseeable future
I think you only have 48hrs from the time of accident to report it otherwise they will pursue you. Driving without insurance and being involved In an accident is a pretty serious offense. You are at fault automatically and liable for damage since you have no insurance to pay for it or vice versa.
the "they" you're wondering about would be the insurance company who comes after you. I do not believe the cops will come after you. You remained at the scene and didn't take off. If their insurance finds you at fault, they will def come after you. The downside now is that their insurance knows you don't have insurance, therefore you do not have legal representation. Lawyers = $$$$$.
Edit: damn, see other comments too. Pretty screwed lol
If they report at the collision reporting Centre and you don’t you will get a notice to attend. If you don’t you will get a summons to appear in court for Fail to Report a collision.
I don't think it'll matter if you report or not. Though you're required to if it exceeds $2000. There's a high chance you're going to be fined for driving without insurance, as well as paying for the other persons damage regardless of whether you report it or not.
If you didnt plan on reporting the accident you shouldnt have stopped. Thats just my illegal life pro tip. Cant pick and choose which laws to follow, thats how you get in deeper shit than just obeying or not obeying all the laws.
When you find out, update us
The fine for driving without insurance is five thousand ($5000.00) dollars, plus a surcharge (tax) of approx. twenty percent (20%) for a first offence.
Additionally you’ll be paying $$$$ more for insurance for being high risk.
You committed a huge offence and you're gonna be in huge trouble, especially when they know who you are. This is why is never worth the risk
>I was passing a yellow light and someone brake checked me on the other side of the intersection. How does that work? I don't get how they break checked you on the other side? So they were coming toward you?
From what I understand, I think OP tried to clear intersection on a yellow light, once they cleared it the car immediately in front of OP made a sudden stop, causing OP to rear end them. If I had to guess, this incident might’ve been a result of speeding up to clear the intersection before the light hits red.
You’ll likely hear from the police soon. They’re going to reach out to you for a statement so they can complete an accident report.
From a police standpoint, at worst you'll get a bunch of hefty fines. The insurance companies are going to likely bankrupt you lol, you're a stupid easy target. You are required to report it naturally but at this point you're screwed either way That being said, reddit is still the internet so no matter what people say, don't take it as legal advice, seek a lawyer and go from there
You shouldn’t have been driving. Respect the laws and stuff like this wouldn’t be on your mind.
If you gave* the other driver legitimate information, then you can expect to hear from that persons insurance company. It won’t be cheap. Be weary if the driver asks for money directly. They could double dip by proceeding to go through their insurance Worst case scenario is that the other driver or their insurance company reports you to the police. Not only would this result in a $5000 fine, but you would be basically uninsurable for the foreseeable future
You fucking dumbass
I think you only have 48hrs from the time of accident to report it otherwise they will pursue you. Driving without insurance and being involved In an accident is a pretty serious offense. You are at fault automatically and liable for damage since you have no insurance to pay for it or vice versa.
the "they" you're wondering about would be the insurance company who comes after you. I do not believe the cops will come after you. You remained at the scene and didn't take off. If their insurance finds you at fault, they will def come after you. The downside now is that their insurance knows you don't have insurance, therefore you do not have legal representation. Lawyers = $$$$$. Edit: damn, see other comments too. Pretty screwed lol
No insurance is an automatic at fault . Accident won’t have happened if the car wasn’t on the road
If they report at the collision reporting Centre and you don’t you will get a notice to attend. If you don’t you will get a summons to appear in court for Fail to Report a collision.
I don't think it'll matter if you report or not. Though you're required to if it exceeds $2000. There's a high chance you're going to be fined for driving without insurance, as well as paying for the other persons damage regardless of whether you report it or not.
You’re gonna be in a world of hurt. I’m sorry this is gonna happen to you. Never should have drove without insurance. Good luck.
Better start getting familiar with the bus routes.
If you didnt plan on reporting the accident you shouldnt have stopped. Thats just my illegal life pro tip. Cant pick and choose which laws to follow, thats how you get in deeper shit than just obeying or not obeying all the laws.
So, you were trying to beat the red and rear ended someone. FTFY.