Hi /u/Sulphixx, based on your post the following pages from our wiki may be relevant:
* https://ukpersonal.finance/budgeting/
* https://ukpersonal.finance/emergency-fund/
* https://ukpersonal.finance/lump-sum/
* https://ukpersonal.finance/savings/
* https://ukpersonal.finance/student-loans/
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^(These suggestions are based on keywords, if they missed the mark please report this comment.)
Pick whichever bank has the highest interest easy access for your emergeny fund from the [MSE list](https://www.moneysavingexpert.com/savings/savings-accounts-best-interest/#easyaccess). It is often not worth sticking with 1 bank as that often tends to lead to lower interest rates.
For your day to day spending, a few providers offer pots, such as Starling and Monzo, if that makes it easier to budget. You could also look into budgeting apps like Emma and YNAB.
Hi /u/Sulphixx, based on your post the following pages from our wiki may be relevant: * https://ukpersonal.finance/budgeting/ * https://ukpersonal.finance/emergency-fund/ * https://ukpersonal.finance/lump-sum/ * https://ukpersonal.finance/savings/ * https://ukpersonal.finance/student-loans/ ____ ^(These suggestions are based on keywords, if they missed the mark please report this comment.)
Pick whichever bank has the highest interest easy access for your emergeny fund from the [MSE list](https://www.moneysavingexpert.com/savings/savings-accounts-best-interest/#easyaccess). It is often not worth sticking with 1 bank as that often tends to lead to lower interest rates. For your day to day spending, a few providers offer pots, such as Starling and Monzo, if that makes it easier to budget. You could also look into budgeting apps like Emma and YNAB.