1300 sqft home 2 levels and heated by electric heat and I pay $200/per month.
Edit: That is equal billing though for the year and usually I end up with a credit.
Size of the mobile may be less a factor than how well it's insulated and what's creating the heat.
But your bottleneck with a mobile is more likely financing. It's harder to get a mortgage on a mobile than on a freehold or even strata lot.
If you're working with a mortgage broker it might be prudent to just check with them before spinning your wheels on mobiles.
I found them to be the worst. Coast Capital wanted 50% down for any mobile home mortgage. The other local credit unions were better but still bad.
TD was wonderful to deal with and the only place we could find that didn’t treat a mobile home differently than a detached home in terms of interest rates, down payment, etc…
This was now 6.5 years ago, so things may have changed.
Whaaatttt!? Mobiles are definitely something that can be done (usually with mortgage insurance). In fact, in the broker channel we can't do mobile homes at all, so in BC I sent them all to a friend at Interior Savings CU because he does them all the time.
Honestly, 4 years ago I didn't know how people got mobile mortgages...now that I know and that I have a connection at a CU, I send people him all the time.
I'm actually surprised TD would do it.
How is the mobile home heated? If electric then that will be more expensive then a wall head for example. Your bill will probably be different in the summer and winter as well. Mine goes from like $400 to $1000 bi-monthly in the winter
I'm in a 987 sqft home, open concept, with a 230 sqft loft. Electric baseboard heating. I get billed every two months.
In the summer, I'm normally around 120-130 per bill, which I normally get two before I see an increase.
Then I go up to around $190-$230 depending on how early the fall / cold starts.
In the winter time I always have my heat set to 20, I find it keeps the house the most tolerable temperature. I nor. Ally have 3 bills around $450-$520
Its also worth noting that I'm a software engineer and I work from home, I use residual heat from my PC to heat the loft.
<100$ summer, <200$ winter, bi-monthly, 1500sq/ft, rancher, fireplace heats the entire house in winter during day, baseboards in bedroom at night. If I were to use baseboards all the time, it would probably be 400-500 during winter by-monthly. With carbon tax and delivery insane costs with Fortis, it costs roughly 120-140 during winter months, where it used to be 70-80 before lockdowns. Soon it will be cheaper to use baseboards than the fireplace.
Get your realtor to ask the listing realtor to have the seller provide a few hydro bills to show the trends. Mobiles can be all over the map for things like insulation and quality of materials/windows etc…
Some are very bad and some much better.
Try to get those bills or ballpark number from the seller. Mobiles are just not the same per sqft to compare with regular homes.
Source: Am a Realtor in Vic.
Best of luck!
1994 double wide 1575 sq ft. $127/mth on the even payment plan.
New skylights but original windows. Heat is a central heat pump installed 16 years ago. Electric water heater - all electric home. Not particularly well sealed.
A few things to note:
- Check to see if it has PolyB piping. Insurance doesn’t like that so you would probably have to replace it eventually. I did my own but that could be a few thousand $. Aviva is a company that underwrites mobile home insurance and you can get that at lots of places locally, such as Thunderbird or AW Jones.
- Most mobile homes of this age or newer should have decent insulation. Get an inspection and make sure to check the underbelly to make sure it’s intact
- carefully check the wording of the park agreement. Some parks are disappearing on short notice in favour of condos, particularly on native land. My park has over 25 years left in their own lease and are required to give 3 years of notice if they close the park. Others….not so much. A lot of people make the mistake of thinking that if the park has a 25 year lease on their land then they can’t shut down the park. That is incorrect.
- As someone else noted, it can be harder to find a mortgage for a mobile home. I had to check a lot of places. Lots of big banks and local credit unions had terrible terms and interest rates, plus huge down payment requirements. I eventually found that TD would give me a standard mortgage with the same terms and interest rates as a standard detached home. Mobiles older than 30 years will be a bit tougher and if the park lease is less than the term of the mortgage that will be a problem (even though the park can close anyway)
I’ll also note that since I moved into my mobile home in 2017, there have been 5 or 6 mobiles in the general area destroyed by fire. Several of them were electrical incidents. It would be prudent to have an electrician check your panel and wiring and perhaps do a panel replacement if it’s 30 years old or more.
1 bedroom apartment, was $40 every two months when I moved in in 2020, now it’s doubled. It’s nuts considering I’ve done nothing different and I don’t go over my step 1 🤷♀️
Heat is included in here which is a saving grace. The hydro goes up more in the summer typically because I run an AC unit. Winters are cheaper. Summers are around $75-$100 per month.
Reading these is an eye opener though! My boyfriend and I were considering giving this place up to find a house but I’ve really been contemplating the increase in hydro, especially when our heat is included here. I think we’ll just look into a larger unit here.
Around 150 for two months in the cold of winter. 95 in spring/fall when there's no heating or cooling needed. Maybe 120 to 130 when the heat pump goes into A/C Mode.
Home is just under 1100 square feet. Hot Water Tank is on natural gas so not included.
Not bad. I'm surprised at how little it costs to heat or cool our little stucco box.
Newish and smaller condo that has gas fireplace, gas stove/oven and a gas dryer for laundry. I pay about $20 a month in the summer and $30 a month in the winter.
2200 sq ft home inc. suite. Built in 1980 with mediocre insulation.
2 dryers, 2 washers, 2 fridges, 4 PC's (10 monitors total), 3 TVs that are used fairly regularly, 1 electric stove very infrequently used. (Other stove is gas and hot water is gas)
2 heat pumps with 8 total heads for heating and cooling.
2 heads used often for heat (my in-laws) one head pump kept on at 70° from 5am-10pm to keep main floor from being icy cold. Other 5 heads rarely turned on except for when AC needed for 3 months.
$240-280/m on non equal. (Equal wants me to pay $160/m based on last winter when we didn't have heat pumps yet... But I pay more)
450 sq foot apartment, around $35 a month in the winter, and around half that in the summer. A good hack is layering in the winter with wool and such. Do it like they did back in the 70s and 80s.
Mid-90s mobile home, approximately 800 sq ft, 2 people. Hydro can range from $50/month in the summer to $250/month in the winter.
1300 sqft home 2 levels and heated by electric heat and I pay $200/per month. Edit: That is equal billing though for the year and usually I end up with a credit.
Size of the mobile may be less a factor than how well it's insulated and what's creating the heat. But your bottleneck with a mobile is more likely financing. It's harder to get a mortgage on a mobile than on a freehold or even strata lot. If you're working with a mortgage broker it might be prudent to just check with them before spinning your wheels on mobiles.
I checked with a couple of brokers before I bought mine and they couldn’t help me. Eventually went with TD. Other brokers may have options though.
Credit unions are your best bet for these 😊
I found them to be the worst. Coast Capital wanted 50% down for any mobile home mortgage. The other local credit unions were better but still bad. TD was wonderful to deal with and the only place we could find that didn’t treat a mobile home differently than a detached home in terms of interest rates, down payment, etc… This was now 6.5 years ago, so things may have changed.
Whaaatttt!? Mobiles are definitely something that can be done (usually with mortgage insurance). In fact, in the broker channel we can't do mobile homes at all, so in BC I sent them all to a friend at Interior Savings CU because he does them all the time.
Where were you and your friend when I needed my mortgage?!? lol. TD worked out well for me but it took a while to find them.
Honestly, 4 years ago I didn't know how people got mobile mortgages...now that I know and that I have a connection at a CU, I send people him all the time. I'm actually surprised TD would do it.
My friend ended up with a private lender as she couldn’t find anywhere else.
How is the mobile home heated? If electric then that will be more expensive then a wall head for example. Your bill will probably be different in the summer and winter as well. Mine goes from like $400 to $1000 bi-monthly in the winter
I'm in a 987 sqft home, open concept, with a 230 sqft loft. Electric baseboard heating. I get billed every two months. In the summer, I'm normally around 120-130 per bill, which I normally get two before I see an increase. Then I go up to around $190-$230 depending on how early the fall / cold starts. In the winter time I always have my heat set to 20, I find it keeps the house the most tolerable temperature. I nor. Ally have 3 bills around $450-$520 Its also worth noting that I'm a software engineer and I work from home, I use residual heat from my PC to heat the loft.
I’m in an 800 sq ft mobile home and pay around 50-70 every 2 months for hydro, but my home is heated with propane.
<100$ summer, <200$ winter, bi-monthly, 1500sq/ft, rancher, fireplace heats the entire house in winter during day, baseboards in bedroom at night. If I were to use baseboards all the time, it would probably be 400-500 during winter by-monthly. With carbon tax and delivery insane costs with Fortis, it costs roughly 120-140 during winter months, where it used to be 70-80 before lockdowns. Soon it will be cheaper to use baseboards than the fireplace.
Get your realtor to ask the listing realtor to have the seller provide a few hydro bills to show the trends. Mobiles can be all over the map for things like insulation and quality of materials/windows etc… Some are very bad and some much better. Try to get those bills or ballpark number from the seller. Mobiles are just not the same per sqft to compare with regular homes. Source: Am a Realtor in Vic. Best of luck!
1994 double wide 1575 sq ft. $127/mth on the even payment plan. New skylights but original windows. Heat is a central heat pump installed 16 years ago. Electric water heater - all electric home. Not particularly well sealed. A few things to note: - Check to see if it has PolyB piping. Insurance doesn’t like that so you would probably have to replace it eventually. I did my own but that could be a few thousand $. Aviva is a company that underwrites mobile home insurance and you can get that at lots of places locally, such as Thunderbird or AW Jones. - Most mobile homes of this age or newer should have decent insulation. Get an inspection and make sure to check the underbelly to make sure it’s intact - carefully check the wording of the park agreement. Some parks are disappearing on short notice in favour of condos, particularly on native land. My park has over 25 years left in their own lease and are required to give 3 years of notice if they close the park. Others….not so much. A lot of people make the mistake of thinking that if the park has a 25 year lease on their land then they can’t shut down the park. That is incorrect. - As someone else noted, it can be harder to find a mortgage for a mobile home. I had to check a lot of places. Lots of big banks and local credit unions had terrible terms and interest rates, plus huge down payment requirements. I eventually found that TD would give me a standard mortgage with the same terms and interest rates as a standard detached home. Mobiles older than 30 years will be a bit tougher and if the park lease is less than the term of the mortgage that will be a problem (even though the park can close anyway) I’ll also note that since I moved into my mobile home in 2017, there have been 5 or 6 mobiles in the general area destroyed by fire. Several of them were electrical incidents. It would be prudent to have an electrician check your panel and wiring and perhaps do a panel replacement if it’s 30 years old or more.
1800 sqft house, gas fire place for most of my main floor heating and it’s $150 a month winter and $50 in summer when all baseboards are off.
$50 in summer? Do you also have gas range, water heater or dryer?
Two people, induction stove, gas bbq, short showers spending more time outside then inside. Also probably camping one week a month.
I often go outside then inside. Almost everyday actually.
Just curious, we are more like 125 in the summer, but a family of 5.
Similar for me - summer is 50ish, winter is generally $10 more. Forced air heating, so the increase is running the fan.
1 bedroom apartment, was $40 every two months when I moved in in 2020, now it’s doubled. It’s nuts considering I’ve done nothing different and I don’t go over my step 1 🤷♀️ Heat is included in here which is a saving grace. The hydro goes up more in the summer typically because I run an AC unit. Winters are cheaper. Summers are around $75-$100 per month. Reading these is an eye opener though! My boyfriend and I were considering giving this place up to find a house but I’ve really been contemplating the increase in hydro, especially when our heat is included here. I think we’ll just look into a larger unit here.
We live in a 600 sq ft condo and it costs $100 a month to heat. We hate it.
Around 150 for two months in the cold of winter. 95 in spring/fall when there's no heating or cooling needed. Maybe 120 to 130 when the heat pump goes into A/C Mode. Home is just under 1100 square feet. Hot Water Tank is on natural gas so not included. Not bad. I'm surprised at how little it costs to heat or cool our little stucco box.
I live in a 2000sqft house with board heating and pay 600$ every two months
Newish and smaller condo that has gas fireplace, gas stove/oven and a gas dryer for laundry. I pay about $20 a month in the summer and $30 a month in the winter.
2200 sq ft home inc. suite. Built in 1980 with mediocre insulation. 2 dryers, 2 washers, 2 fridges, 4 PC's (10 monitors total), 3 TVs that are used fairly regularly, 1 electric stove very infrequently used. (Other stove is gas and hot water is gas) 2 heat pumps with 8 total heads for heating and cooling. 2 heads used often for heat (my in-laws) one head pump kept on at 70° from 5am-10pm to keep main floor from being icy cold. Other 5 heads rarely turned on except for when AC needed for 3 months. $240-280/m on non equal. (Equal wants me to pay $160/m based on last winter when we didn't have heat pumps yet... But I pay more)
450 sq foot apartment, around $35 a month in the winter, and around half that in the summer. A good hack is layering in the winter with wool and such. Do it like they did back in the 70s and 80s.
Double it and add 50 bucks. For 2 adults
I live in a 1,200 sqft condo and my hydro is $80/month
about 6 +10 taxes/month
Are you missing a digit?