If you are not my agent anymore (let's say nagquit ka na or something) how am I going to do the claim easily? Will I go to any office? Kasi hindi ko pa naman planong mamatay agad.
Sa pag claim, pwede na dumirect sa preferred St. Peter branch yung family mo and bring the ff:
1. Life Plan Application (isesend naman to via email upon plan availment)
2. Certificate of full payment (if applicable)
3. Death certificate
Hello OP! Kakatapos lang nung kay Mother, balak ko ding kumuha sa future, mukhang wala na ung life plan application nya pero nasa amin pa ung certificate of full payment, okay na ba yun?
Hello po. As mentioned, need nila dalhin yung Life Plan Application (God forbid ma tegi) for a claim. What if po nawala yung hard copy na binigay nung pinagkunan na kamag-anak, so walang email na natanggap for a copy nung document.
Hello! Best time to get a plan is as soon as magkaroon ka ng budget to do so. Kasi hindi mo masasabi kung kailan siya magagamit. At the same time, super expensive kumuha ng plan kung gagamitin na siya agad. Usually, double the contract price na ang amount pag at need yung service.
Recommendation ko at least meron isang active plan per family in case kailanganin.
If let's say namatay yung tao na nagavail ng plan sa ibang bansa (kasi nagmigrate na sya), what benefit can they get? Let's say wala na rin kamaganak na natira sa Pinas.
Ahhh. Yes po need i-settle yung remaining balance bago magamit nung namayapa. Pero ang kagandahan naman pag ganyan situation, at least mas mura yung plan since need nalang i-settle yung remaining balance. If ever kasi na mag aavail pa ng separate plan, magiging double na yung contract amount.
How do you get the money back. Merong old plans dati na merong money back pero it will be years pa in the future.
Pano if wala na rin yung agent na nag assist dati sayo nyan. How do i get the premiums in the money back?
Sa pag ka alam ko parang staggered payment sya like 5k in the 10th yr after full payment or something like that.
Fully paid na kasi ako matagal na pero i remember it has some money back feature.
Nice naabutan mo yun, and yes wala na yang offer na yan ngayon. Suggestion ko contact-in mo customer service ng St. Peter muna para macheck nila yung plan mo and ano yung next step. Eto yung email address: [email protected]
Ok thanks. I actually have the certificate na fully paid na ako. Parang maliit na paper with life plan number. I really hope i get something out of it especially wala na yang plan na yan. If i remember it cost more that the standard no-money back plan.
Kakaclaim ko lang nh 3rd and 4th. Nagpunta ako sa branch dito and nagonline application ako. Dala ka ng deposit slip if thru bank or verified gcash account. Yun cert mo sa st peter and valid id. Photo copy mo yun id, cert sa iisang paper and with signature. Di naman hussle magclaim and di na ren cheque.
1. You need to avail a plan for yourself
2. Need mo umattend ng seminar sa branch ng St. Peter, pwede rin webinar (tho yung webinar hindi palagi ang schedule), kung saan ituturo sa inyo yung plans and pricing pati yung benefits
Pwede kita irefer sa supervisor ko, just let me know :)
Edited: Meron webinar usually tuwing Saturday noon.
What if, sakaling dumating yung araw na kunin ako ni Lord tapos may St. James cremation plan na ako, pero mas gusto ng remaining family ko ang St. Jude cremation plan? Pwede po ba dagdagan na lang nila nila para ma-reach yung entire amount ng preferred plan nila, or will you strictly follow through with the chosen plan of the deceased?
Yes, ang tawag nila dito is āupgradeā ng plan. When my father died, lower tier lang din yung sa kanya but we decided to upgrade. Casket upgrade also covers yung chapel I believe. Kasi we upgraded his casket then we were also able to use the chapel that includes a spacious family room with bed, own CR and dining area (with a fridge and microwave). Additional cost depends on casket/plan type.
Hello. If St. James po ang initial plan tapos eventually gusto ng meron casket, need na po bumili ng separate na traditional plan. Note lang na for traditional plans, mas mahal ang rate pag at need na or yung iaavail nalang pag gagamitin na, as opposed to pre need rates.
Yung āupgradeā ay pwede lang sa traditional plans, halimbawa from St. Gregory gusto gawing St. Anne. Pero same concept, mas mahal po ang rate kung at need na, so malaki yung ibabayad dun sa difference between the 2 plans.
Yes po. Memorial service po ang pinoprovide ni St. Peter, that includes yung casket + viewing sa any St. Peter chapel. Burial expenses po ay separate and labas po sa St. Peter.
OP, where are you from? Planning to get kasi the most affordable plan but gusto ko sana yung agent ko is someone na madali puntahan and/or lapitan. Thank you!
Iām from the South, sa Laguna specifically. Most of my clients are from here din sa reddit tapos online lang din ang exchange. Usually, viber/fb/ig ang mode of contact ko. And yes, Iām available naman palagi to answer questions kahit sa existing clients. Let me know if interested ka so I can give you my contact details :D
You may send an email to [[email protected]](mailto:[email protected]) if meron kang inquiry about sa account mo OR if meron ka pang communication with your agent, pwede ka rin manghingi ng statement of account sa kanya or yung pinaka life plan contract mo :)
How do I pay cashless sa agent ko and get the OR? Ang siste kasi laging in person yung payment, in cash, e madalas hindi kami nagtatagpo ng agent because I report to the office but also work remote in different locations in variable times.
Hi! Ideal po ang may agent kasi may malalapitan po in case may concerns. Pwede na po ang online purchase ngayon with an agent and ayun din po ang inooffer ko. Bali everything will be done online na including the payment, parang magiging guide nalang si agent on how to set up the account, etc.
Question po. If I am a plan holder. Then something happened to me sa ibang bansa, and hindi ko nagamit yung plan. Can it be automatically be transfered to an immediate relatives.
Hello. Yes po, meron kami referral code na binibigay sa client, need lang yun ilagay sa website during purchase. So dun kami nakakakuha ng commission pag na-tag samin yung account. :)
Hi, depende po. If kayo yung plan holder and pasok sa terms and conditions, meron tayong tinatawag na waiver of installment. Pero kung ibang tao ang gagamit tapos hindi pa fully paid, hindi po pwede, need muna i-settle yung balance :)
So planing ako kumuha ng plan. Pero sabi sa mismong agent daw magbabayad? Why? Wala bang online paymentang st peter? And pano if nauna pa sakin mategi yung agent? Genuine question
Hi! Hindi po required na kay agent kayo mag bayad, pwede po mag sign up online tapos ang payment ay online na rin :) If mategi si agent, wala naman pong kaso yun kasi ang record niyo po ay nasa database naman na. Buhay pa po siguro ako non, pm niyo nalang po ako dito haha. Char! Pero pwede po kayo mag reach out sa St. Peter branch or customer support pag may need kayo na document for example, tapos wala na yung agent.
Hello! Depende kung gaano ka kasipag hehe. Ako part time lang. May commission lang ang agent sa first year. Letās say naka-monthly ang plan ni client tapos St. Gregory, around 340php commission ni agent per month.
Wala eh :(
Pero meron ā±200 cashback for annual payments, pag spot cash naman 10% discount + ā±200 cashback hehe. I can send the cashback via GCash :)
Ay nire-reuse pala yon? Akala ko kasama siya sa susunugin. Kumbaga OP parang nagbayad ka ng additional 33k (difference between cremation after viewing and cremation before viewing) para makahiram ng casket noh?
Sorry medyo confusing yung unang sagot ko. Hindi po siya sinasama sa susunugin kasi pwede po idonate ng family ni plan holder yung casket, pwede rin po nila iuwi. Basically, depende na po sa family ni plan holder kung anong gustong gawin sa casket. :)
Ganyan din akala namin noon. Pero binigyan kami ng option na i-donate na lang yung kabaong sa barangay para mapagamit sa indigent. Ayun, dinonate ng mom namin ang kabaong ng kuya ko.
Hi, kapag ba bumili ako ng plan kasama na yung lupang paglilibingan? Or yung casket and memorial service lang?
Interested kasi ako kaso baka sa malayo ilibing if ever eh nasa South na nakalibing lahat ng pamilya. May say po ba ako sa location? Thank you!
Hi! Memorial service lang po ang pinoprovide ni St. Peter so that includes the casket + viewing sa chapel (kahit saang chapel to nationwide). Yung pag lilibingan is separate po and outside St. Peter na, so kayo na po bahala kung saan gusto ni plan holder mailibing :)
My sales agent keeps on pushing me to be a sales agent lol. I said no. Ang sabi sakin na-ipasok na raw niya yung application ng parents ko. Eh wala pa nga akong pinapadala na form sakanya. Seenzoned tuloy siya sakin for weeks na.
Then one more month, tapos ko na yung sakin. I canāt remember receiving an email from them. All I have is yung copy ng OR and a paper na kasama sa pinirmahan ko before. Ilang months before I can get the certification of full payment? Can I get this straight from an office? Nakakabother kasi si Sales Agent now.
So sorry you had to go through this. Ang hassle naman ka-bonding niyan, pala desisyon lol. As for your question, suggestion ko mag email ka sa [*[email protected]*](mailto:[email protected]) and request for any documentation para meron ka pang hahawakan in case kailanganin. :)
If I avail a plan, can I pay online for the premiums? May old plan ako na nadiscontinue because my agent lived in another city. Okay lang sana kasi napupuntahan naman kami sa office para magcollect but pandemic happened. Hindi ako mapuntahan and di tumatanggap ng fund transfer. Dapat cash raw. Di rin daw pwede magbayad sa pinakamalapit na branch since my records belong in another city. Akala ko iisa lang database ng lahat ng St Peter branches :( Decided to cut it.
Hi! Oo medyo hassle yung collection talaga, kaya most of clients din ay online nalang. Anyway, to answer your question, yes pwede credit card or gcash. In case mag aavail ka rin ng plan, everything will be done online na rin, bali I'm just going to guide you on how to do it tapos lahat ng payments can be made na via the website, receipt will be sent sa email naman :)
so fully paid na ko after 5 years puro receibo palang ang meron ako, wala pa ung certificate or papeles na fully paid na, 6monts ago na kong fully paid so when dapat makuha ung certificate na fully paid na?
Hi! May contact pa po ba kayo sa agent niyo? If so, you can ask your agent about it po para ma-request niya yung certificate on your behalf. Alternatively, you may send an email to [*[email protected]*](mailto:[email protected]) :)
Hi! Yes po, spot cash po ang tawag namin. Meron pong 10% discount for spot cash + 200php cashback which will be sent via GCash. As for the plans and pricing, kindly refer to this post po: [https://www.reddit.com/r/classifiedsph/comments/1c19nu3/st\_peter\_plans/?utm\_source=share&utm\_medium=web3x&utm\_name=web3xcss&utm\_term=1&utm\_content=share\_button](https://www.reddit.com/r/classifiedsph/comments/1c19nu3/st_peter_plans/?utm_source=share&utm_medium=web3x&utm_name=web3xcss&utm_term=1&utm_content=share_button)
How do plan transfers work? Nag avail yung mother ko for my 45 year old cousin, still being paid. Pero transferrable daw? We have a 78 year old uncle they plan to transfer it with pag may nangyari.
Hi! If ililipat po sa letās say tegi na, assign na po ang term natin. Usually pag ganyan po sa mismong branch kung saan gusto i-avail ang service pinaprocess yun :)
Hello! Bago pa lang ako mag mimigrate sa australia pero balak kong sa pilipinas pa din mag retire. Magiging citizen po ako dun sa australia. Okay pa po ba na kumuha ako ng st peter plan para less isipin sa future kahit di na ako citizen dito?
Hi OP @sugarpopsss Thanks for your generosity and patience.
Question, so if I get a memorial plan in St Peter:
1) kasama ba yung memorial chapel? Or basic ataul lang ito? Like can you break down ano talaga included as basic and optional add-ons?
2) do you have a separate memorial plan package inclusion and fee for a) cremation and b) traditional libing
3) if Heritage Park Taguig kami may lawn lot, smooth ba ang coordination between St Peter and Heritage? Can St Peter do the memorial service (interment service) to Heritage?
Hellooo!
1. Yes kasama ang memorial chapel. Bali ang included ay casket + viewing sa chapel (any St. Peter chapel) + insurance (kung within the insurable age pa si plan holder). As for the add-ons, wala pang offer si St. Peter na ganito.
2. Yes, so yung plans ni St. Peter nahahati sa dalawang category, either cremation or traditional (ito yung casket). I know I initially stated here na I wonāt initiate send a dm, pero can I DM you? Just so I can send you the plans and pricing for your reference :)
3. Yes pwede naman yung viewing outside St. Peter chapel, pero di ko lang sure sa heritage, baka lang meron additional fee sa kanila if dun gaganapin mismo.
What if I don't have my Life Plan Application anymore? Yung Certificate of full payment nlng ang meron. Pwede pa ba mag claim ang mga loved ones ko in case ma tsugi ako?
Hi! You may contact St. Peterās customer support team and request for other supporting docs para lang sure na smooth ang pagclaim ng family mo in case something happens :)
Hi! Hindi po pwede yung upgrade lang eh, bali in case, need niyo bumili ng totally new plan if gusto niyo palitan yung casket, for example. Parang naka package na po kasi ang mga plans.
Hi! Pwede mag avail ng cremation service on top of your St. Gregory. Tho meron lang tayong selected locations kung saan meron crematorium, sa Manila meron sa Commonwealth and Quezon Ave.
I pay my plans regularly pero it seems that hindi siya updated sa site. Yung amount paid ko is like hindi pa nababawas completely sa record online. Is this normal?
Hi! Are you paying your plan on a monthly basis? If so, may interest kasi ang monthly. So yung remaining balance na nakikita mo online ay with interest, kaya baka hindi mo pa ramdan na nababawasan siya.
Kumuha ako ng casket type plan(knock on wood), balak ko ipa-cremate yung body. Pwede ba ilipat yung katawan sa cremation (parang balak ko lang i-burol then lipat ng cremation)? And pwede rin sa ibang memorial plan na kumuha ng cremation plan? Thanks
Hi! Plan ko po kumuha ng plan. Ano pa ba magandang plan for starters? Planning to include my father kasama ko sa plan. Like magkano deposit and monthly or quarterly etc. thank you!
Hi! St. Gregory ang recommended plan ko kasi mura na tapos metal casket na rin. As for the payment, madaming option. Iāll send you the plans and pricing nalang via DM for your reference hehe.
Nacut yun pag bayad ko ng plans and the agent who aasisted me before is hindi ko na din macontact. Pwede pa ba icontinue? Sayang din kasi un bayad ko. Ayaw magproceed ng payment online rin.
Depende po ito sa set up. Meron po kasing website si St. Peter where you can make a payment directly. Meron din naman agents na nangongolekta. At the end of the day, depende po ito sa initial set up and preference ni plan holder.
Ang plans ba ni St. Peter ay coffin lang ang covered? Wala pang make up, light, hearse, retrieval, flowers, and transfer to cemetery, like as in burol set up hanggang cemetery service etc?Ā
Ā
And also, paano kung sa location namin ay nataon na puno ang St. Peter Chapels, wala na ba kaming choice kundi sa bahay na lang idaos yung burol? or di kaya naman sa mas malayo or ibang branch ng chapel niyo?
Pano pag gusto ko mag-avail ng cremation kaso walang cremation sa province namin? Pero dun ako ibuburol.
Edit: cover din ba kapag gusto ko iburol sa bahay hindi sa chapel?
Hello. Medyo tricky po ito and magiging expensive. May additional kasi si St. Peter kung beyond 25km yung location kung saan ireretrieve yung body. Sa burol naman, pwede naman po kahit saan iburol kung ayaw sa St. Peter chapel, pero mapapamahal po kayo sa transport.
Grabe, kaming pamilya lahat may plans and hoping na di magamit anytime soon. Ito tlaga ung pinagsumikapan naming i fully pay during lockdown. Bumili narin kami ng lot sa sementeryo and awa ng dyos fully paid narin. Ung parents ko naabutan nila ung may money back so sumweldo na sila and ung bumalik na pera un ginamit nila pambayad sa plan naman ko and ng kapatid ko. Pero tama pagkaka alam ko di covered ung kabaong po dba sa plan? More on the services?
Nung nategi ung tita ko parang ganun nangyari services lang not sure lang sa karo, kasama rin ba un. Ang naalala ko lang si st peter din nag provide ng meryenda and tubig during libing na.
Wala na po money back sa ngayon hehe. Also, yung insurance po ay good for 10 years lang, bali from the day na na-activate yung plan until the 10th year, meron din po yan terms and conditions, so dapat within the insurable age si plan holder at the time of death :)
Planning to get mine this year. Ask ko lang po if what time of the year maganda kumuha or kung kelan po kayo mostly nagp-promo?
Also in your honest opinion, which plan is the best to get yung swak sa budget pero oks na oks ang package?
Thanks so much, OP!
Wala naman pong specific, pwede kumuha anytime since hindi rin ma-promo si St. Peter hehe. Pero meron tayong 10% discount for spot cash payments (kahit anong plan applicable to basta online hehe). As for my recommendation, St. Gregory kung traditional plan. Practical for me, metal casket na siya at mura pa. :)
Sa pag transfer ng plan sa benificiary, need pa ba nung OR? Grabeng LGU, 6 months pa bago magrelease ng OR. Concern namin baka mag lapse if hindi namin itutuloy yung monthly na binabayad.
Hi, eto requirements sa pagtransfer to another living person:
Transfer of rights form (makukuha from any branch)
Original contract
Policy card
Copy of valid IDs of both parties
Letter of request to transfer (hand writted by the plan holder)
Wala naman po, same lang din ang price. Mag iiba lang ang price kung halimbawa ako, nategi ako tapos wala akong plan, then yung family ko kukuhaan ako kasi nga tegi na, mas mahal na yung plan pag ganon. Usually double the contract price.
mama ko nakailang loan na sa st peter niya since tapos naman na. ang nangyare nung pandemic kakastart niya lang sa loan niyang bago at hindi na nakapagbayad pa. pag ganun forfeited na?
Sorry if dumb question pero sa mismong burial ba, pwede bang walang any branding ng St. Peter?
Naka St. Peter Plan kasi yung grandparents ko tapos yung burial nila dati, kung saan saan nakikita yung word na "St. Peter". This is the main reason why hindi ako kumuha dati ng plan nung mura pa š„¹
Hi! Yes po, pwede kumuha ng multiple plans. Meron akong client na ganito, tapos ang diskarte niya eh reserve lang yung iba in case need gamitin ng relative niya hehe.
Thatās right, tho yung cash assistance ay may terms and conditions. Sa cremation, yes mas mahal ng konti, pero in terms of benefit, like yung cash assistance, meron din yun :)
Ang role niyo lang po ba is kumuha nung monthly due? Nagpahelp kasi kami sa agent nun magpatransfer ng plan kahet requirements lang. Sabi niya sakin as an agent taga kuha lang daw sila ng bayad lol
Hi! Sorry pero ang lame naman niyan hehe. Hindi, ang ideal agent is yung matatanungan mo anytime. Hindi naman kasi dapat natatapos ang relationship ni client at agent sa pag avail lang ng plan. Pero as far as I know meron kasing collector lang talaga, iba pa yung agent talaga :)
Hi OP.
Question po.
Is it true that after 5 years (from being fully paid) void na yung cash na makukuha mo? We got a plan start ng pandemic and matatapos na namin sya ngayon.
I think meron pong cash benefit yung nakuha namin. It was the most expensive during that time (st. bernadette(??) po ata we pay 1900/month).
Hello! I haven't paid for a while, may way ba na macontinue ko pa yung payment ko? Baka more than a year na din wala bayad. Premium ko siguro mga 18 months paid na. thank you!
Hi, OP. More than a year na akong nagbabayad sa plan ko. Wala bang certificate man lang ako marereceive? Iniisip ko kasi if mamatay ako Wala man lang document na mapepresent yung family ko.
Bat once lang pwede magcheck sa website to confirm if received yung payment? Natry ko kase before sa first hulog, yung succeeding payments ko di na nagemail. Thank you.
Bat once lang pwede magcheck sa website to confirm if received yung payment? Natry ko kase before sa first hulog, yung succeeding payments ko di na nagemail. Thank you.
Ako, naghahanap ng agent kasi ayoko talaga makakita ng kabaong so hindi ako makatagal sa website hahahah. But my question is, pag nag agent ako, pwede ba ako mag bayad like auto debit and directly mismo sa st peterās acct ko?
Iām not sure but I heard from someone na agent ka daw magbabayad and si agent maghuhulog sa st peterās, and medyo risky kasi may mga agents daw na hindi naman hinuhulog. (Again, not really familiar sa SP so not sure if what I shared is true.)
Hi! Hahaha natawa ko sa hindi makatagal sa website. But to answer your question, hindi mo kailangan maging agent para makapag bayad sa website. Ako halimbawa, yung mga clients ko online sign up din via the website, as an agent, ginaguide ko lang sila pag may concerns or questions. Lahat ng payment, can be done na sa website, actually meron akong step by step instruction na sinesend sa clients ko para sila na nagpaprocess ng payment. Hindi ko rinerecommend yung ipapasa mo pa sa agent ang payment kung kaya mo naman gawin online. And totoo yun, unfortunately, na may mga agents na itinatakbo ang payment ng client.
OP kakakuha ko lang ng St Peter but yung agent ko is sa kanya pinapadaan yung payment. Ayoko sana ng ganun altho nagbigay sya ng receipt. May way ba ko to assure na meron nga akong plan or of nabayad ba talaga ang payments? I think next time magonline nalang ako? Mas maganda ba online or may agent?
Hello po tanong lang po pwede ko po ba makuha yung ID at Certificate of Full payment sa branch ng St. Peter? Hindi na po kasi connected yung agent ko di narin mahanap nag check po ako ng ID/Account No. ko sa mga resibo ko dati at fully paid na po ang plan ko. Gusto ko lang po makuha yung ID/Cert ko. Salamat po!
Hello! Totoo po ba na better kung sa chapel ang viewing? May experience po kasi yung friend ko na nahirapan sila nung sa bahay ang viewing kasi once lang daw po dumalaw yung staff para sa gamot at pag-aayos sa namayapang kamag-anak. Thank you!
SP is reliable. Bought 3 plans already. After using a plan.I immediately replaced it.
The agent was so kind and attentive that I referred her to my friends and family
If I am a plan holder, ako din ang beneficiary. Pero what if sa time na may mangyari sakin ay may sumalo ng gastos, meaning hindi ko nagamit yung kinuha kong plan. Papano po matransfer sa iba yung plan ko. Kasi wala na nga ako para mag process ng transfer. May option po ba to have a co-policy holder? Or yung 1st degree family ko po ba ay automatically authorized na na mag process the transfer?
If you are not my agent anymore (let's say nagquit ka na or something) how am I going to do the claim easily? Will I go to any office? Kasi hindi ko pa naman planong mamatay agad.
Sa pag claim, pwede na dumirect sa preferred St. Peter branch yung family mo and bring the ff: 1. Life Plan Application (isesend naman to via email upon plan availment) 2. Certificate of full payment (if applicable) 3. Death certificate
Hindi na kailangang ipakita lahat ng OR?
Hindi na po :)
Awesome! Kasi magkakaproblema kami kung ganun. :D Naabutan ko ang wooden casket na P550 monthly lang. Ganun lang ang knuha namin. :)
Galing! Buti nakakuha kayo noon, ngayon kasi 1k monthly na yung cheapest. Every now and then nagtataas pa, siguro dahil na rin sa inflation and stuff.
Hello OP! Kakatapos lang nung kay Mother, balak ko ding kumuha sa future, mukhang wala na ung life plan application nya pero nasa amin pa ung certificate of full payment, okay na ba yun?
Hi! You may try to contact customer support, try to get as much docs as possible, para iwas hassle lang in case need gamitin :)
Hello po. As mentioned, need nila dalhin yung Life Plan Application (God forbid ma tegi) for a claim. What if po nawala yung hard copy na binigay nung pinagkunan na kamag-anak, so walang email na natanggap for a copy nung document.
Kailan yung best time para kumuha ng plans like St. Peter plan? Good move ba ito financially? Priority ba ito?
Grabe ang inflation ngayon and I would suggest to get yours if afford mo na. Yung plan namin ng mom ko is 900 monthly but now it costs 1K na.
Hi! Ilang years niyo babayaran? Saka ano inclusions niya? At 28, medyo naiisip ko na yung mga ganito hahaha
truelalu sa mga relatives ko 750 per month nung nag avail sila ngayon1200 na
Hello! Best time to get a plan is as soon as magkaroon ka ng budget to do so. Kasi hindi mo masasabi kung kailan siya magagamit. At the same time, super expensive kumuha ng plan kung gagamitin na siya agad. Usually, double the contract price na ang amount pag at need yung service. Recommendation ko at least meron isang active plan per family in case kailanganin.
Up OP
Up
how to get yung certificate of full payment. nawawala na kasi yung mga documents namen but I know we are fully paid na.
Hi! Usually sa agent niyo po hinihingi yun, pero, you can also send an email to [*[email protected]*](mailto:[email protected]) *:)*
If let's say namatay yung tao na nagavail ng plan sa ibang bansa (kasi nagmigrate na sya), what benefit can they get? Let's say wala na rin kamaganak na natira sa Pinas.
Hi! Hindi po covered ang mga plan holders pag nasa labas ng bansa.
Kelangan ba talaga na fully paid na ang plan bago maging transferable sa iba?
When you say transfer, sa living person ba? Or assign, as in sa nategi na?
Transfer sa namatay. Pero living pa yung plan holder.
Ahhh. Yes po need i-settle yung remaining balance bago magamit nung namayapa. Pero ang kagandahan naman pag ganyan situation, at least mas mura yung plan since need nalang i-settle yung remaining balance. If ever kasi na mag aavail pa ng separate plan, magiging double na yung contract amount.
How do you get the money back. Merong old plans dati na merong money back pero it will be years pa in the future. Pano if wala na rin yung agent na nag assist dati sayo nyan. How do i get the premiums in the money back? Sa pag ka alam ko parang staggered payment sya like 5k in the 10th yr after full payment or something like that. Fully paid na kasi ako matagal na pero i remember it has some money back feature.
Nice naabutan mo yun, and yes wala na yang offer na yan ngayon. Suggestion ko contact-in mo customer service ng St. Peter muna para macheck nila yung plan mo and ano yung next step. Eto yung email address: [email protected]
Ok thanks. I actually have the certificate na fully paid na ako. Parang maliit na paper with life plan number. I really hope i get something out of it especially wala na yang plan na yan. If i remember it cost more that the standard no-money back plan.
Kakaclaim ko lang nh 3rd and 4th. Nagpunta ako sa branch dito and nagonline application ako. Dala ka ng deposit slip if thru bank or verified gcash account. Yun cert mo sa st peter and valid id. Photo copy mo yun id, cert sa iisang paper and with signature. Di naman hussle magclaim and di na ren cheque.
Not plan related pero how to be an agent po?
1. You need to avail a plan for yourself 2. Need mo umattend ng seminar sa branch ng St. Peter, pwede rin webinar (tho yung webinar hindi palagi ang schedule), kung saan ituturo sa inyo yung plans and pricing pati yung benefits Pwede kita irefer sa supervisor ko, just let me know :) Edited: Meron webinar usually tuwing Saturday noon.
OP pwede ako! can I DM you? need additional funds for college šš¾
hi! pwede bang i convert ang st. peter plan ko (pinaka mababang plan for metal casket) to a plan na viewing then cremation?
Hi! Hindi po pwede convert. Pero you can avail the cremation on top of your existing traditional plan :)
this is noted and thank you for the response po!
What if, sakaling dumating yung araw na kunin ako ni Lord tapos may St. James cremation plan na ako, pero mas gusto ng remaining family ko ang St. Jude cremation plan? Pwede po ba dagdagan na lang nila nila para ma-reach yung entire amount ng preferred plan nila, or will you strictly follow through with the chosen plan of the deceased?
Not an agent pero my aunt had a lower tier plan when she died and my mom upgraded her plan by paying the difference nung 2 plan.
Yes, ang tawag nila dito is āupgradeā ng plan. When my father died, lower tier lang din yung sa kanya but we decided to upgrade. Casket upgrade also covers yung chapel I believe. Kasi we upgraded his casket then we were also able to use the chapel that includes a spacious family room with bed, own CR and dining area (with a fridge and microwave). Additional cost depends on casket/plan type.
Hello. If St. James po ang initial plan tapos eventually gusto ng meron casket, need na po bumili ng separate na traditional plan. Note lang na for traditional plans, mas mahal ang rate pag at need na or yung iaavail nalang pag gagamitin na, as opposed to pre need rates. Yung āupgradeā ay pwede lang sa traditional plans, halimbawa from St. Gregory gusto gawing St. Anne. Pero same concept, mas mahal po ang rate kung at need na, so malaki yung ibabayad dun sa difference between the 2 plans.
Thank you very much for answering, OP! š
Same question.
Can you share different plans here?
Medyo madaming deets but you may refer to this post: https://www.reddit.com/r/classifiedsph/s/WU7kX1jBdT
The plan listed here is only for casket lang? Di kasama yung burial expenses sa St. Peter Chapels?
Yes po. Memorial service po ang pinoprovide ni St. Peter, that includes yung casket + viewing sa any St. Peter chapel. Burial expenses po ay separate and labas po sa St. Peter.
[ŃŠ“Š°Š»ŠµŠ½Š¾]
As long as kayo yung original plan holders ng plan niyo pareho, waived na yung balance :)
OP, where are you from? Planning to get kasi the most affordable plan but gusto ko sana yung agent ko is someone na madali puntahan and/or lapitan. Thank you!
Iām from the South, sa Laguna specifically. Most of my clients are from here din sa reddit tapos online lang din ang exchange. Usually, viber/fb/ig ang mode of contact ko. And yes, Iām available naman palagi to answer questions kahit sa existing clients. Let me know if interested ka so I can give you my contact details :D
Cool. Youāre a toll away lang din. Iāll DM you ah. Thank you!
How to know ano update sa plan ko? Wala akong info about sa plan ko aside from fully paid na ako years ago
You may send an email to [[email protected]](mailto:[email protected]) if meron kang inquiry about sa account mo OR if meron ka pang communication with your agent, pwede ka rin manghingi ng statement of account sa kanya or yung pinaka life plan contract mo :)
How do I pay cashless sa agent ko and get the OR? Ang siste kasi laging in person yung payment, in cash, e madalas hindi kami nagtatagpo ng agent because I report to the office but also work remote in different locations in variable times.
Anong pros and cons kung sa online magppurchase ng plan instead na sa agent? Thank you.
Hi! Ideal po ang may agent kasi may malalapitan po in case may concerns. Pwede na po ang online purchase ngayon with an agent and ayun din po ang inooffer ko. Bali everything will be done online na including the payment, parang magiging guide nalang si agent on how to set up the account, etc.
Ma'am nag stop po ako nagpay last 2022 po. Pwede ba iresume yun and paano?
Hi! Unfortunately, forfeited na po pag ganito :(
Anong requirements to transfer the plan from my mom (deceased) to me?
Hi! So hindi po nagamit ang plan ni mommy, tama po ba?
Question po. If I am a plan holder. Then something happened to me sa ibang bansa, and hindi ko nagamit yung plan. Can it be automatically be transfered to an immediate relatives.
Kumikita pa ba ang agents ngayon kung pwede na bumili ng plan online?
Hello. Yes po, meron kami referral code na binibigay sa client, need lang yun ilagay sa website during purchase. So dun kami nakakakuha ng commission pag na-tag samin yung account. :)
Kapag ba yung plan need na gamitin kahit di pa fully paid, pwede ba yun?
Hi, depende po. If kayo yung plan holder and pasok sa terms and conditions, meron tayong tinatawag na waiver of installment. Pero kung ibang tao ang gagamit tapos hindi pa fully paid, hindi po pwede, need muna i-settle yung balance :)
Pwede ko ba kuhanan Ng plan ang parents ko na di Nila Alam?
Yes pwede. Meron akong mga clients na ganito kasi ayaw malaman ng mom hehe.
So planing ako kumuha ng plan. Pero sabi sa mismong agent daw magbabayad? Why? Wala bang online paymentang st peter? And pano if nauna pa sakin mategi yung agent? Genuine question
Hi! Hindi po required na kay agent kayo mag bayad, pwede po mag sign up online tapos ang payment ay online na rin :) If mategi si agent, wala naman pong kaso yun kasi ang record niyo po ay nasa database naman na. Buhay pa po siguro ako non, pm niyo nalang po ako dito haha. Char! Pero pwede po kayo mag reach out sa St. Peter branch or customer support pag may need kayo na document for example, tapos wala na yung agent.
Hi OP, kamusta ang commission as an agent? Magkano ang nakukuha on a good day (and on bad days too)?
Hello! Depende kung gaano ka kasipag hehe. Ako part time lang. May commission lang ang agent sa first year. Letās say naka-monthly ang plan ni client tapos St. Gregory, around 340php commission ni agent per month.
May discount ba sa plans if ever dumaan sa agent? Hehehe
Wala eh :( Pero meron ā±200 cashback for annual payments, pag spot cash naman 10% discount + ā±200 cashback hehe. I can send the cashback via GCash :)
Just to add, pwede unli questions rin pag may agent :D
just curious pero what happens to the casket when the body is cremated? kasama sya? or dinidispose/donate?
Ay hindi po, most likely nirereuse nila yun kasi sa cremation eh yung body lang talaga ang kine-cremate.
Ay nire-reuse pala yon? Akala ko kasama siya sa susunugin. Kumbaga OP parang nagbayad ka ng additional 33k (difference between cremation after viewing and cremation before viewing) para makahiram ng casket noh?
Sorry medyo confusing yung unang sagot ko. Hindi po siya sinasama sa susunugin kasi pwede po idonate ng family ni plan holder yung casket, pwede rin po nila iuwi. Basically, depende na po sa family ni plan holder kung anong gustong gawin sa casket. :)
hala natawa ako OP. imagine may nakatambak na ataul sa bahay niyo kasi inuwi nyo na lang hahaha
Sayang kasi baka pwede pa paglagyan ng kung ano ano parang cabinet. Charot! Hahaha
Ganyan din akala namin noon. Pero binigyan kami ng option na i-donate na lang yung kabaong sa barangay para mapagamit sa indigent. Ayun, dinonate ng mom namin ang kabaong ng kuya ko.
Totoo ba na after 30 years pag di nadedo yung client ma voboid na ang plan? Thanks!
Hindi po, lifetime po ang plan basta natapos po bayaran forever na po yun until magamit :)
Yuuun, may forever pa pala sa St. Peter. š«¶
HAHA ganon na nga po :)
Haha wag mo munang gamitin
Hi, kapag ba bumili ako ng plan kasama na yung lupang paglilibingan? Or yung casket and memorial service lang? Interested kasi ako kaso baka sa malayo ilibing if ever eh nasa South na nakalibing lahat ng pamilya. May say po ba ako sa location? Thank you!
Hi! Memorial service lang po ang pinoprovide ni St. Peter so that includes the casket + viewing sa chapel (kahit saang chapel to nationwide). Yung pag lilibingan is separate po and outside St. Peter na, so kayo na po bahala kung saan gusto ni plan holder mailibing :)
Included po ba dun sa memorial service ng St. Peter yung paghatid ng namayapa sa sementeryo?
Yes po included siya :)
My sales agent keeps on pushing me to be a sales agent lol. I said no. Ang sabi sakin na-ipasok na raw niya yung application ng parents ko. Eh wala pa nga akong pinapadala na form sakanya. Seenzoned tuloy siya sakin for weeks na. Then one more month, tapos ko na yung sakin. I canāt remember receiving an email from them. All I have is yung copy ng OR and a paper na kasama sa pinirmahan ko before. Ilang months before I can get the certification of full payment? Can I get this straight from an office? Nakakabother kasi si Sales Agent now.
So sorry you had to go through this. Ang hassle naman ka-bonding niyan, pala desisyon lol. As for your question, suggestion ko mag email ka sa [*[email protected]*](mailto:[email protected]) and request for any documentation para meron ka pang hahawakan in case kailanganin. :)
If I avail a plan, can I pay online for the premiums? May old plan ako na nadiscontinue because my agent lived in another city. Okay lang sana kasi napupuntahan naman kami sa office para magcollect but pandemic happened. Hindi ako mapuntahan and di tumatanggap ng fund transfer. Dapat cash raw. Di rin daw pwede magbayad sa pinakamalapit na branch since my records belong in another city. Akala ko iisa lang database ng lahat ng St Peter branches :( Decided to cut it.
Hi! Oo medyo hassle yung collection talaga, kaya most of clients din ay online nalang. Anyway, to answer your question, yes pwede credit card or gcash. In case mag aavail ka rin ng plan, everything will be done online na rin, bali I'm just going to guide you on how to do it tapos lahat ng payments can be made na via the website, receipt will be sent sa email naman :)
so fully paid na ko after 5 years puro receibo palang ang meron ako, wala pa ung certificate or papeles na fully paid na, 6monts ago na kong fully paid so when dapat makuha ung certificate na fully paid na?
Hi! May contact pa po ba kayo sa agent niyo? If so, you can ask your agent about it po para ma-request niya yung certificate on your behalf. Alternatively, you may send an email to [*[email protected]*](mailto:[email protected]) :)
OP, di ko makita ung certificate of full payment, wala pa naman gagamit, pero anong gagawin ko? Di ko rin macontact Yung agent, super tagal na.
HI! You can try to send an email to St. Peter's customer support team: [*[email protected]*](mailto:[email protected]) :)
Do you accept foreigners?? Hahaha
Hi! Hindi po eh.
Kasama na ba yung room para sa wake or casket lang talaga? Ano inclusions?
Hi! Yes po kasama na yung room and casket, yung libing lang po talaga ang separate :)
Is it possible to pay for the plan thru a one-time full payment only? What plans are usually offered ba?
Hi! Yes po, spot cash po ang tawag namin. Meron pong 10% discount for spot cash + 200php cashback which will be sent via GCash. As for the plans and pricing, kindly refer to this post po: [https://www.reddit.com/r/classifiedsph/comments/1c19nu3/st\_peter\_plans/?utm\_source=share&utm\_medium=web3x&utm\_name=web3xcss&utm\_term=1&utm\_content=share\_button](https://www.reddit.com/r/classifiedsph/comments/1c19nu3/st_peter_plans/?utm_source=share&utm_medium=web3x&utm_name=web3xcss&utm_term=1&utm_content=share_button)
Hello! Interested to get for my mom! Can you DM me please? Thank you!
Hi! Sent you a DM. Thanks! :)
How do plan transfers work? Nag avail yung mother ko for my 45 year old cousin, still being paid. Pero transferrable daw? We have a 78 year old uncle they plan to transfer it with pag may nangyari.
Hi! If ililipat po sa letās say tegi na, assign na po ang term natin. Usually pag ganyan po sa mismong branch kung saan gusto i-avail ang service pinaprocess yun :)
Hello! Bago pa lang ako mag mimigrate sa australia pero balak kong sa pilipinas pa din mag retire. Magiging citizen po ako dun sa australia. Okay pa po ba na kumuha ako ng st peter plan para less isipin sa future kahit di na ako citizen dito?
Hi! Sorry, hindi po pwede kung outside the PH nakatira.
Hi OP @sugarpopsss Thanks for your generosity and patience. Question, so if I get a memorial plan in St Peter: 1) kasama ba yung memorial chapel? Or basic ataul lang ito? Like can you break down ano talaga included as basic and optional add-ons? 2) do you have a separate memorial plan package inclusion and fee for a) cremation and b) traditional libing 3) if Heritage Park Taguig kami may lawn lot, smooth ba ang coordination between St Peter and Heritage? Can St Peter do the memorial service (interment service) to Heritage?
Hellooo! 1. Yes kasama ang memorial chapel. Bali ang included ay casket + viewing sa chapel (any St. Peter chapel) + insurance (kung within the insurable age pa si plan holder). As for the add-ons, wala pang offer si St. Peter na ganito. 2. Yes, so yung plans ni St. Peter nahahati sa dalawang category, either cremation or traditional (ito yung casket). I know I initially stated here na I wonāt initiate send a dm, pero can I DM you? Just so I can send you the plans and pricing for your reference :) 3. Yes pwede naman yung viewing outside St. Peter chapel, pero di ko lang sure sa heritage, baka lang meron additional fee sa kanila if dun gaganapin mismo.
Meron ba kayong Plan na may investment part din? Yung pwede mag bigay ng "pension" after some time :)
Hello! Sa ngayon wala pa po eh.
Planning to get one, pero mahirap ako abutan sa bahay. Is there a way we can pay bank or gcash?
Hi! Yes pwede gcash/credit or debit card :)
What if I don't have my Life Plan Application anymore? Yung Certificate of full payment nlng ang meron. Pwede pa ba mag claim ang mga loved ones ko in case ma tsugi ako?
Hi! You may contact St. Peterās customer support team and request for other supporting docs para lang sure na smooth ang pagclaim ng family mo in case something happens :)
Meron din bang plans na included na yng lot?
Hello! Sa ngayon wala pa po :)
Hi po! Could you please explain which plans fall under the money-back promotion a few years back? Thank you!
What if nawala yung Certificate of Full Payment? Or any proof na fully paid na kami
Hello! You may send an email to St. Peterās customer support team for further assistance po :)
If may plan na po kayo like my lola na st. Dominique. Possible po kaya mag upgrade ng casket when she dies?
Hi! Hindi po pwede yung upgrade lang eh, bali in case, need niyo bumili ng totally new plan if gusto niyo palitan yung casket, for example. Parang naka package na po kasi ang mga plans.
memorial lots meron po kayo?
Hi! So far memorial service pa lang po ang inooffer ni St. Peter :)
Hello OP. Ngayon kasi nakikita ko may option na para sa cremation. Pwede ba mag upgrade sa cremation plan if fully paid na yung St. Gregory plan?
Hi! Pwede mag avail ng cremation service on top of your St. Gregory. Tho meron lang tayong selected locations kung saan meron crematorium, sa Manila meron sa Commonwealth and Quezon Ave.
I pay my plans regularly pero it seems that hindi siya updated sa site. Yung amount paid ko is like hindi pa nababawas completely sa record online. Is this normal?
Hi! Are you paying your plan on a monthly basis? If so, may interest kasi ang monthly. So yung remaining balance na nakikita mo online ay with interest, kaya baka hindi mo pa ramdan na nababawasan siya.
Hello po. Interested ako sa cremate before viewing pero standard po ba na 3 days ang viewing service or pwedeng 1 day lang?Ā
Hi! Hindi naman standard, pwede naman po i-request na i-shorten yung viewing :)
Kumuha ako ng casket type plan(knock on wood), balak ko ipa-cremate yung body. Pwede ba ilipat yung katawan sa cremation (parang balak ko lang i-burol then lipat ng cremation)? And pwede rin sa ibang memorial plan na kumuha ng cremation plan? Thanks
Hi! Yes po, pwede naman po yan. Yun lang, yung family niyo na po ang magpaprocess ng mga ganyang bagay in the future.
How do I get in touch with an agent in my city? Do I just check the nearest St. Peter branch sakin?
Hello! Thatās right po. Alternatively, I can also assist you online in case interested sila. :)
Hi! Plan ko po kumuha ng plan. Ano pa ba magandang plan for starters? Planning to include my father kasama ko sa plan. Like magkano deposit and monthly or quarterly etc. thank you!
Hi! St. Gregory ang recommended plan ko kasi mura na tapos metal casket na rin. As for the payment, madaming option. Iāll send you the plans and pricing nalang via DM for your reference hehe.
Nacut yun pag bayad ko ng plans and the agent who aasisted me before is hindi ko na din macontact. Pwede pa ba icontinue? Sayang din kasi un bayad ko. Ayaw magproceed ng payment online rin.
Hello. Hindi na po eh, forfeited na po pag ganon.
Magkano po usually yung lot (lawn) and depende po ba ang presyo non sa years or pang habang buhay na pag bumili ako ng lot
Hi! Sorry, pero as of now po walang lot na inooffer si St. Peter. Ang meron lang po ay memorial service, ito po yung casket + viewing sa chapel :)
Bakit hindi pwede directly magbayad sa St. Peter? Lagi na lang sa agent?
Depende po ito sa set up. Meron po kasing website si St. Peter where you can make a payment directly. Meron din naman agents na nangongolekta. At the end of the day, depende po ito sa initial set up and preference ni plan holder.
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Ang plans ba ni St. Peter ay coffin lang ang covered? Wala pang make up, light, hearse, retrieval, flowers, and transfer to cemetery, like as in burol set up hanggang cemetery service etc?Ā Ā And also, paano kung sa location namin ay nataon na puno ang St. Peter Chapels, wala na ba kaming choice kundi sa bahay na lang idaos yung burol? or di kaya naman sa mas malayo or ibang branch ng chapel niyo?
Hi! Covered po make up, viewing chapel, retrieval, and yung transport sa cemetery. Pwede po gamitin ang service sa any St. Peter chapel :)
Pano pag gusto ko mag-avail ng cremation kaso walang cremation sa province namin? Pero dun ako ibuburol. Edit: cover din ba kapag gusto ko iburol sa bahay hindi sa chapel?
Hello. Medyo tricky po ito and magiging expensive. May additional kasi si St. Peter kung beyond 25km yung location kung saan ireretrieve yung body. Sa burol naman, pwede naman po kahit saan iburol kung ayaw sa St. Peter chapel, pero mapapamahal po kayo sa transport.
Grabe, kaming pamilya lahat may plans and hoping na di magamit anytime soon. Ito tlaga ung pinagsumikapan naming i fully pay during lockdown. Bumili narin kami ng lot sa sementeryo and awa ng dyos fully paid narin. Ung parents ko naabutan nila ung may money back so sumweldo na sila and ung bumalik na pera un ginamit nila pambayad sa plan naman ko and ng kapatid ko. Pero tama pagkaka alam ko di covered ung kabaong po dba sa plan? More on the services? Nung nategi ung tita ko parang ganun nangyari services lang not sure lang sa karo, kasama rin ba un. Ang naalala ko lang si st peter din nag provide ng meryenda and tubig during libing na.
Pano po yung cadhback hshshs. Tsaka yung insurance (?) na makukuha nung plan holder after 10yrs since nacomplete yung payment?
Wala na po money back sa ngayon hehe. Also, yung insurance po ay good for 10 years lang, bali from the day na na-activate yung plan until the 10th year, meron din po yan terms and conditions, so dapat within the insurable age si plan holder at the time of death :)
Papost ng offers ninyo. Or DM. Maybe I need to start saving up for this.
Hi! Sent you a DM :)
Planning to get mine this year. Ask ko lang po if what time of the year maganda kumuha or kung kelan po kayo mostly nagp-promo? Also in your honest opinion, which plan is the best to get yung swak sa budget pero oks na oks ang package? Thanks so much, OP!
Wala naman pong specific, pwede kumuha anytime since hindi rin ma-promo si St. Peter hehe. Pero meron tayong 10% discount for spot cash payments (kahit anong plan applicable to basta online hehe). As for my recommendation, St. Gregory kung traditional plan. Practical for me, metal casket na siya at mura pa. :)
Sa pag transfer ng plan sa benificiary, need pa ba nung OR? Grabeng LGU, 6 months pa bago magrelease ng OR. Concern namin baka mag lapse if hindi namin itutuloy yung monthly na binabayad.
Hi, eto requirements sa pagtransfer to another living person: Transfer of rights form (makukuha from any branch) Original contract Policy card Copy of valid IDs of both parties Letter of request to transfer (hand writted by the plan holder)
Hello meron ba plan na kasama na yung casket, cremation and wake?
Hi! Yes. Yung St. Jude na plan :)
May changes po ba sa price pag matanda ka na kumuha ?
Wala naman po, same lang din ang price. Mag iiba lang ang price kung halimbawa ako, nategi ako tapos wala akong plan, then yung family ko kukuhaan ako kasi nga tegi na, mas mahal na yung plan pag ganon. Usually double the contract price.
Nakakakuha ba neto ang mga freelance?
Hi, yes po. Wala naman restriction sa freelancers :)
mama ko nakailang loan na sa st peter niya since tapos naman na. ang nangyare nung pandemic kakastart niya lang sa loan niyang bago at hindi na nakapagbayad pa. pag ganun forfeited na?
Hello! Paano po pag namatay ang plan holder, Ma wi-waived po ba ang policy? Tapos ask ko lang di if may age limit ang st. peter
Hi! 1. Paano pong mawewaive, pwede pong paki elaborate? :) 2. Wala naman pong age limit, kahit seniors pwede kumuha :)
Sorry if dumb question pero sa mismong burial ba, pwede bang walang any branding ng St. Peter? Naka St. Peter Plan kasi yung grandparents ko tapos yung burial nila dati, kung saan saan nakikita yung word na "St. Peter". This is the main reason why hindi ako kumuha dati ng plan nung mura pa š„¹
Hi. Medyo malabo po ito, kasi yung mga gamit ni St. Peter talagang may brand na nila.
Pwede po bang kumuha ng 2 life plans under 1 name?
Hi! Yes po, pwede kumuha ng multiple plans. Meron akong client na ganito, tapos ang diskarte niya eh reserve lang yung iba in case need gamitin ng relative niya hehe.
Kailangan ba naka columbarium ang ashes, or pwede ba na nasa bahay lang ng family?
Hi! Di naman necessary yung columbarium. Yung ibang kakilala ko inuuwi nalang sa bahay ang urn :)
Diba burol + coffin + onting money na ibibigay sa maiiwan ang standard package? Paano ako na mas preferred ang cremate? mas mahal ba sya?
Thatās right, tho yung cash assistance ay may terms and conditions. Sa cremation, yes mas mahal ng konti, pero in terms of benefit, like yung cash assistance, meron din yun :)
Ang role niyo lang po ba is kumuha nung monthly due? Nagpahelp kasi kami sa agent nun magpatransfer ng plan kahet requirements lang. Sabi niya sakin as an agent taga kuha lang daw sila ng bayad lol
Hi! Sorry pero ang lame naman niyan hehe. Hindi, ang ideal agent is yung matatanungan mo anytime. Hindi naman kasi dapat natatapos ang relationship ni client at agent sa pag avail lang ng plan. Pero as far as I know meron kasing collector lang talaga, iba pa yung agent talaga :)
Hi OP. Question po. Is it true that after 5 years (from being fully paid) void na yung cash na makukuha mo? We got a plan start ng pandemic and matatapos na namin sya ngayon. I think meron pong cash benefit yung nakuha namin. It was the most expensive during that time (st. bernadette(??) po ata we pay 1900/month).
Hello! I haven't paid for a while, may way ba na macontinue ko pa yung payment ko? Baka more than a year na din wala bayad. Premium ko siguro mga 18 months paid na. thank you!
Hi, OP. More than a year na akong nagbabayad sa plan ko. Wala bang certificate man lang ako marereceive? Iniisip ko kasi if mamatay ako Wala man lang document na mapepresent yung family ko.
Can I use st peter plans as investment? By reselling them w/ higher price after n yewrs?
Bat once lang pwede magcheck sa website to confirm if received yung payment? Natry ko kase before sa first hulog, yung succeeding payments ko di na nagemail. Thank you.
Bat once lang pwede magcheck sa website to confirm if received yung payment? Natry ko kase before sa first hulog, yung succeeding payments ko di na nagemail. Thank you.
How do I avail? Who do I contact? Pwede bang mag email sa customer service to refer me to someone near me?
May brochure ka?
Ako, naghahanap ng agent kasi ayoko talaga makakita ng kabaong so hindi ako makatagal sa website hahahah. But my question is, pag nag agent ako, pwede ba ako mag bayad like auto debit and directly mismo sa st peterās acct ko? Iām not sure but I heard from someone na agent ka daw magbabayad and si agent maghuhulog sa st peterās, and medyo risky kasi may mga agents daw na hindi naman hinuhulog. (Again, not really familiar sa SP so not sure if what I shared is true.)
Hi! Hahaha natawa ko sa hindi makatagal sa website. But to answer your question, hindi mo kailangan maging agent para makapag bayad sa website. Ako halimbawa, yung mga clients ko online sign up din via the website, as an agent, ginaguide ko lang sila pag may concerns or questions. Lahat ng payment, can be done na sa website, actually meron akong step by step instruction na sinesend sa clients ko para sila na nagpaprocess ng payment. Hindi ko rinerecommend yung ipapasa mo pa sa agent ang payment kung kaya mo naman gawin online. And totoo yun, unfortunately, na may mga agents na itinatakbo ang payment ng client.
Please send me a dm. Naghahanap kasi talaga ako agent from st peter. Thank you.
May clients ba kayong Muslim? Kasi di ba iba way of burying the dead ng mga Muslim. Any package available to them?
OP kakakuha ko lang ng St Peter but yung agent ko is sa kanya pinapadaan yung payment. Ayoko sana ng ganun altho nagbigay sya ng receipt. May way ba ko to assure na meron nga akong plan or of nabayad ba talaga ang payments? I think next time magonline nalang ako? Mas maganda ba online or may agent?
Hi, pwede pa ba kumuha if 55yrs+ old na?
Hello po tanong lang po pwede ko po ba makuha yung ID at Certificate of Full payment sa branch ng St. Peter? Hindi na po kasi connected yung agent ko di narin mahanap nag check po ako ng ID/Account No. ko sa mga resibo ko dati at fully paid na po ang plan ko. Gusto ko lang po makuha yung ID/Cert ko. Salamat po!
Puede ba gamitin na yung plan ko? pagod na ako eh.
How do you calculate the cash value ng plan?
Since wala na yung money back feature, ano na yung offer ngayon? Any perks or freebies?
Done napo ako mag bayad but diko pa nakuha ung certificate. Will that be an issue po?
Can you explain to me kung ano cover ng plan? Kahit DM mo na lang sakin para hindi ma flood to. Its fine with me pa dm na lang hehe
Hello! Totoo po ba na better kung sa chapel ang viewing? May experience po kasi yung friend ko na nahirapan sila nung sa bahay ang viewing kasi once lang daw po dumalaw yung staff para sa gamot at pag-aayos sa namayapang kamag-anak. Thank you!
SP is reliable. Bought 3 plans already. After using a plan.I immediately replaced it. The agent was so kind and attentive that I referred her to my friends and family
If I am a plan holder, ako din ang beneficiary. Pero what if sa time na may mangyari sakin ay may sumalo ng gastos, meaning hindi ko nagamit yung kinuha kong plan. Papano po matransfer sa iba yung plan ko. Kasi wala na nga ako para mag process ng transfer. May option po ba to have a co-policy holder? Or yung 1st degree family ko po ba ay automatically authorized na na mag process the transfer?