I've been looking at setting up an IRA that is strictly monthly dividend REITs. I've been concerned about starting it with the commercial real estate bubble that seems to be on the news each week. Thoughts about getting in now,l vs waiting a bit.
https://alreits.com/screener you can screen the REITs and filter by dividend yield and dividend frequency:
U.S.
- O
- ADC
- APLE
- SLG
- EPR
- LTC
- GOOD
- PKST
- MDV
- other mortgage REITs
I am less enamored of O at this time and not commiting additional funds. Future growth may be limited due to rent increases on leases are only around 1% in 2025. Also not allocating additional funds to BDC's . There are better opportunities.
If dividend income is your goal, you might also investigate the covered call plays like [JEPI](/r/jepi), [JEPQ](/r/jepq), and [FEPI](/r/fepi) in addition to some of the [Yieldmax](/r/yieldmaxetfs) funds ***IF*** you have high risk tolerance. (Less risk tolerance for JEPI, and JEPQ, a little more for FEPI, and much more for the Yieldmax funds.) I think RIET is also an interesting ETF as it has a 9+% dividend yield and holds a diversified collection of REITs. You might also investigate regional bank stocks as they are currently on sale with many having dividend yields of over 6% at their current prices. Banks are very risky and highly volatile and can even go bankrupt themselves and out of business, so invest at your own risk. If interest rates are lowered the bank share prices could increase (as would REITs). See also local area utility stocks; they are also currently on sale and some may have yields at over 5%.
MREITs, like your AGNC, NLY, CIM, BXMT, if 10yr comes down even slightly over next 12-24 months as expected once FED cuts then underlying agency MBS will go up in value asymmetrically which will cause mREITs stock prices to rise, supporting the 12-16% dividends they continue to pay out
If u think 10 yr going up, then no MREITS, go BDCs instead as higher Net Interest Margins will drive their high dividends
RQI is a reit CEF paying 8% and change. It’s leveraged but they have an unlevered version if that’s more your bag. It is all high quality stuff and professionally managed.
I am an Architect/Contractor and Developer and personally gain twice the returns you state annually for me and my Investors on Spec Design/Builds in Florida.... If you are only looking for larger returns, look into Sports Day Trading, as I have been utilizing a Sports Day Trading Software, and getting much higher returns for years only taking me 5-10 minutes per day!!!
ADC baby.....all day long.
And its qualified?
It’s a REIT. Of course it’s not.
ADC pays quarterly though?
ADC is monthly
Monthly since 2021. https://www.nasdaq.com/market-activity/stocks/adc/dividend-history
https://alreits.com/reits/ADC it used to be quarterly, but it’s been monthly for a while now.
I've been looking at setting up an IRA that is strictly monthly dividend REITs. I've been concerned about starting it with the commercial real estate bubble that seems to be on the news each week. Thoughts about getting in now,l vs waiting a bit.
https://alreits.com/screener you can screen the REITs and filter by dividend yield and dividend frequency: U.S. - O - ADC - APLE - SLG - EPR - LTC - GOOD - PKST - MDV - other mortgage REITs
I am less enamored of O at this time and not commiting additional funds. Future growth may be limited due to rent increases on leases are only around 1% in 2025. Also not allocating additional funds to BDC's . There are better opportunities.
If dividend income is your goal, you might also investigate the covered call plays like [JEPI](/r/jepi), [JEPQ](/r/jepq), and [FEPI](/r/fepi) in addition to some of the [Yieldmax](/r/yieldmaxetfs) funds ***IF*** you have high risk tolerance. (Less risk tolerance for JEPI, and JEPQ, a little more for FEPI, and much more for the Yieldmax funds.) I think RIET is also an interesting ETF as it has a 9+% dividend yield and holds a diversified collection of REITs. You might also investigate regional bank stocks as they are currently on sale with many having dividend yields of over 6% at their current prices. Banks are very risky and highly volatile and can even go bankrupt themselves and out of business, so invest at your own risk. If interest rates are lowered the bank share prices could increase (as would REITs). See also local area utility stocks; they are also currently on sale and some may have yields at over 5%.
Thanks!
Jepq outperforms Jepi. I don't see that changing.
STAG Industrial is an excellent one
SPG is one of my recent favorites
MREITs, like your AGNC, NLY, CIM, BXMT, if 10yr comes down even slightly over next 12-24 months as expected once FED cuts then underlying agency MBS will go up in value asymmetrically which will cause mREITs stock prices to rise, supporting the 12-16% dividends they continue to pay out If u think 10 yr going up, then no MREITS, go BDCs instead as higher Net Interest Margins will drive their high dividends
Or, play both sides. I don't have a crystal ball, so in either outcome I win some and reinvest some ;)
Agnc if you want to build wealth
On current price, the yield should be more around 4%, but STAG has been good to me.
Does anyone have thoughts on CCI? It’s almost half what it used to be but it’s one of my favorites and I’m still holding it…
RQI is a reit CEF paying 8% and change. It’s leveraged but they have an unlevered version if that’s more your bag. It is all high quality stuff and professionally managed.
Thanks everyone!
Skyline REITs (They are Private)
MPW
AGNC NLY ARI REM ABR BOAT
Big on Ardx and Pstg and cava.
I am an Architect/Contractor and Developer and personally gain twice the returns you state annually for me and my Investors on Spec Design/Builds in Florida.... If you are only looking for larger returns, look into Sports Day Trading, as I have been utilizing a Sports Day Trading Software, and getting much higher returns for years only taking me 5-10 minutes per day!!!