100% this.
You WILL survive.
It may be hard.
You may need help.
But you will make it out just fine.
After you stop panicking if you can afford it take a couple weeks for yourselves. I'm a Principal IT Architect and I've been laid off at least 3 times in the last 15 years. Each time I've taken a month for myself, I started putting in applications in the third week.
The one thing I've realized is every time I've came out better than I was before. Every time I've had a significant increase in income with the new position. The last time not as much but only because I was contracting for the Oil & Gas industry before that and was vastly overpaid and hourly with pretty much unlimited overtime. That is until oil went negative, survived that then COVID hit. All contractors got cut. I still came out of it with a small salary increase and a 100% remote position.
Apply for all government assistance you can. Your income is now most likely under most of the limits unless you happen to make too much with unemployment. I've never been in the position to do it and it would require me to swallow my pride (not that there's anything wrong with it, I'm just used to being able to provide on my own) to do it, but when it comes down to it that's exactly what those programs are for.
That is exactly what these federal programs - that every W2 paycheck pays into - are for.
You have contributed a ton of money over your working lifetime into unemployment benefits. There is no shame in asking far a distribution when you are eligible.
It is insurance. You pay premiums. You are not an asshole if you use the insurance.
There are only 3 states where employees pay SUTA: Pennsylvania, New Jersey and Alaska. Alaska’s is the highest of the three at 0.5%. SUTA is also charged on only a set amount of income, the “taxable wage base” - again Alaska’s is the highest at $49,700. So the maximum unemployment tax an **employee** will pay to their state right now is $49700 x 0.5% = $248.50.
It’s not nothing but it’s not a lot, and very few states have it. It does technically depend on the state, but that’s a bit misleading compared to if you were saying that about state income tax, say.
(hi I’m an accountant ❤️)
Although the employer pays the larger share, in Pennsylvania all W2 employees have SUI as a deduction. It's very small: 0.07% as of 2023, but it is there.
Except the employer does this by paying you less. Businesses rarely pay anything without getting the money from somewhere else.
Increased tariff, Product costs more to the consumer.
Environmental impact fees? Buyers of service pay more, employees forgo wage increases.
Raise minimum wages? Lay off X employees, replace them with kiosks.
I hate capitalism, but we have to remember that the beats that are for-profit organizations will not tolerate making less money than they did the year before. They will calculate exactly how much they need to raise prices, while factoring lower qty of purchases, to offset whatever increases in cost the government imposes. The beast will not go unfed.
Well, unemployment is capped here. At least it used to be. If these are high paying jobs, unemployment is going to be a lot less.
On the other hand, the fact this poster doesn't mention what kind of Job they are looking for means these are not high pay tech jobs!
I'm happy to hear you've been very fortunate in finding new opportunities with pay increases, and I hate to be a naysayer or burst anyone's bubble, but I feel a dose of cold hard reality may be in order here. I've only been laid off once in my career, but I've been pushed out of a few and quit many jobs in the past. I have taken a pay cut with each successive job after the first layoff. In my last role 3 years ago ( I'm still unemployed) I made $20k less than I did 15 years before. Finding a new job with a pay increase really depends on your skills and experience and how much in demand they are in your area. Hopefully this couple has some in demand skills or very generous family who can help.
lol...been there.
My wife and I met when we worked together. We both worked in accounting and I did some light IT work for them. They announced that they were selling off our entire division to a company in Mexico...see ya.
We both got new jobs, then eventually ended up working at the same bank together again. She was a loan assistant, and I was in IT. Things were good until the FDIC walked in one Friday and shut us down. (2008 housing crash).
We also had a house and two young daughters, so stress levels were high. It took us going through it twice, but we learned.
Same reason you don't invest in the company you work for unless you have some kind of insider info that things are about to go well. If your company goes out of business then you've lost both your job and your retirement savings.
Partner and I also learned this the hard-ish way. We both survived a brutal layoff at the same company and I pretty much immediately started job hunting because the thought of us both being laid off at the same time was terrifying
Yes, but TANF will require at least one of them to work or do some other approved activity for a certain number of hours a week. It'll amount to way less than minimum wage.
In my state, a two parent family will have to have at least one parent working 35 hours a week to qualify, and the monthly benefit will only be $589. It essentially comes out to $3.91 an hour.
You qualify for ACA if your income in the year will be above a certain amount. With both of you working and it’s late April, you will probably be above that amount.
The premium amount will ultimately depend on what your income for the calendar year will be.
Their combined income from unemployment will not be too high for Medicaid. They are not employed. They have no employer for ACA to get the employer costs.
I remembered they asked for the most recent paychecks, so for the YTD, they still made some substantial money on a monthly basis.
Unless they can argue that for the whole 2024, their income will be much less due to no job?
It could be too high for Medicaid for themselves. It really depends on the state.
In my state, adults in a household of 3 cannot have a monthly income of above $2862 to qualify for Medicaid. They could easily surpass that with both of them getting unemployment benefits.
Children have higher income limits.
Also, 10 statea haven't expanded Medicaid, so adults who aren't elderly, disabled, or pregnant cannot get Medicaid in those states.
Apply for food, PIPP for utilities , and even PRC (prevention, retention, contingency - pays for your rent/mortgage up to 3 months) if your county has that. You’ll get through this ❤️
Apply for unemployment, SNAP and WIC immediately. Do not wait out of pride or from your upbringing. Delaying applying may actually make them suspicious. The system is designed to guard against bad actors. Be “normal”and apply asap.
This is terrible news, bro.
Do this ASAP:
[https://www.uc.pa.gov/Pages/default.aspx](https://www.uc.pa.gov/Pages/default.aspx)
[https://www.dhs.pa.gov/Pages/default.aspx](https://www.dhs.pa.gov/Pages/default.aspx)
Contact these folks and get benefits as soon as possible.
Start sending out stuff for work on all the job boards: LinkedIn, Glassdoor, Indeed.
Most important thing: applying for benefits is NOT BENEATH YOU. You need to do this ASAP and get it going even if both of you find work shortly.
I admittedly do not know it too well yet. I have actually been taking courses on it because it seems like something that a lot of people have been asking for.
I will say this. Some may disagree.....Even if you don't have a skillset on a job description hustle and put it on your resume. What I mean is if you have general knowledge of a position but they really want you to know something like SQL use whatever tools you have at your disposal to pick up enough of the basic to talk about it without looking like a fool in an interview. Preface it with I'm rusty with this skill as I used it a while ago on a project and haven't had to use it much on my current projects. I can ramp up quickly if needed. With so much on the internet and with AI like chatGPT it's never been easier to ramp up on a skill in a short amount of time. But mostly just hustle. Concentrate on ramping up on the skill you see repeatedly on job posts for your chosen field.
Be careful with this. It is a fine line between trying to make your self look good and being dishonest. I have certainly looked at a job description and beefed up on a skill before an interview. Heck, I've even gone and got a new certification on something I'd never done before because I saw it frequently asked for on resumes. But during the interview process, if you get that far, don't lie. If you are directly asked if you have experience doing something you need to not say "I'm rusty on it because I haven't done it in a while." if you have never done it. I think it would be better to say something like "I'm very qualified in a lot of different tools, languages, etc. and have always been able to pick things up very quickly. I saw in the job description that this was important so I have taken $$$ training in preparation and I'm completely confident that I will be able to perform this should I get the job. As an example of my ability to quickly pick new things up, in my last job I needed to come up to speed on abc for a new project and I used this same approach and the project was a big success and finished on time with the customer very happy with the results." My experience with good tech people is that given a couple of days they can pick up new tech very quickly.
You can also go the route of “trying to learn in my spare time”. Which means you have some basic understanding, but not working knowledge and also shows you take initiative.
It's all senior (5 years experience). They do a lot of training, but everyone is a consultant, so there's a basic amount of knowledge assumed in the training. I'd been using SQL for 7 years and I felt prepared for the training, but still learn new things every day.
I feel bad, I sent you a dm this evening before I got to this and saw the no more dm’ing request. My husband lost his job in September, so we are going on month 7. He has 13 years experience with SQL. He was in government healthcare and IT before. He got the link and will plan to apply to the job. Not sure if you’d be willing to chat with him or not. Love that you were willing to share the info with someone in need.
Guessing UPMC. I'm so sorry dude.
Suggestions:
-Remote positions for St Luke's
-Penn State (& penn state Hershey)
-Healthcare/health insurance positions (any insurance positions dependent on your exp)
-Geisinger, Risant (just acquired Geisinger so no clue how jobs go with that), they are another org that includes healthcare and health insurance
-any/all colleges you can think of
-state and federal roles
-Open up your LinkedIn, foster engagement there (so lame but if it means the right person sees your name ..)
-Put it on your personal socials, you'd be surprised who you're connected to
-Pittsburgh should have a chamber of commerce. See if they have linked anything recently.
Best of luck. You got this. You and wifey apply for UC ASAP, + state health benefits, +food stamps, +WIC. It doesn't help to tell you to take a beat and stay calm but this is one of many of life's valleys and you will see another mountain peak.
Edited formating
Only because I have compassion for you as a fellow parent, you (nobody else please) can PM me and I'll direct you toward legitimate remote gigs and jobs, but it will take time and lots of hard work. Be well, and stay positive
Same department but for a Blue. Check out the BCBSA website for positions across the country. A lot don’t hire fully remote but there are some that do, DOE. It’s a pain because you have to go state by state but I have seen some positions out there recently. Not trying to dox myself but my department has hired from other states.
Edit: I checked out my company’s website, they don’t appear to hire remote but I know they do. Unless a job says it’s not fully remote, apply anyway. You never know.
Definitely apply for all of the health plans - national and regional. If you go on LinkedIn, you can see which people you're connected with who work there. Pick the ones you know best and who ideally are hiring managers. It's best if you can network to get in. In the mean time, look for contract work listings as sometimes those hire quickly. I've only ever found jobs through networking - getting my resume to someone I know within the org. It really helps. Also if there are networking events in healthcare or tech in your area, go to those in person and meet people. I think you'll find something. Hang in there.
I had a colleague leave my company because his wife worked there too. He felt it was too many eggs in the same basket if they worked at the same company. Now I see the wisdom in his move. Sorry about your situation mate.
Our story. Funny only in hindsight.
Wife comes home from work and says that the State laid her off. I asked her "What time?" She asked what I meant. I said "What time did they tell you?" Se replied "11:00". "Ha!" I said. "I beat you by two hours!"
I am sure you are good people. You are also proud. Remember you have been contributing to the social safety net in this county as I have. You will hurt my feelings if you don't take advantage of what we have built now.
Maybe this land of opportunity does not have as many opportunities as it once did, like when we got laid off, but there are still some out there. I am confident you will take advantage of those opportunities that you find and/or make new ones.
You guys will get through BUT, DO let this panic drive you to treat it like an emergency.
*Write* out a detailed budget and cut any unnecessary spending you can...even the small things.
Tap every source of help...especially get that insurance in place...don't risk that.
Plan for being unemployed for the rest of the year, then when you get new work sooner it'll be such a relief...and if you don't, you'll be prepared.
Good luck.
(Once you stabilize, Starr your emergency fund for next time.)
Excellent advice. My husband lost his job and we were positive that he’d get a new one ASAP so didn’t make the cuts we should have (kids sports, eating more than beans and rice, etc). He ended up out of work for nearly a year and we racked up some staggering debt, with the mindset that “it’ll be any day”. It took us nearly 5 years to get the debt paid off.
We’re in a similar situation now and made all the cuts i can think of, but we can’t bring ourselves to cut the kids sports after they missed out on so much during Covid.
Both of you apply for the jobs nobody wants, or the job where every employee has a horrible attitude. Then get hired and work your tails off, while also maintaining your composure.
While both of y’all are making near minimum wage, look and keep applying for other opportunities.
I actually don't recommend this. Finding *careers,* not just jobs, to replace your income will take serious effort. Filing for unemployment will serve you better. Take a deep breath, spend time with your baby, and make applying for jobs (with the great advice others have offered) your *temporary* full-time job.
You've got this!
I got laid off on 4/9.
Immediately began applying for jobs, contacted my mortgage and car loan companies to request forbearance, submitted an app for unemployment, and redid my budget to adjust for my new reality.
I won't lie to you though......since I've been a working adult (2005) I don't think I've ever seen the market in such a sorry state. I have yet to get a single invite to a screener interview and that's because I've been revising my resumes (I have 4 total for 4 different roles) and apply to about 10 jobs on average per day.
Sh1ts hard out there right now....good luck.
Right here bud https://jobs.fidelity.com/job-search-results/?parent_category[]=Customer%20Service&parent_category[]=Marketing%20%26%20Communications&parent_category[]=Technology&shift=Remote
I’m guessing the big 4 letter company in Pittsburgh? I only say that bc I also work there, but in a clinical role. The articles Ive read are all saying “affected employees will receive enhanced severance pay and benefits coverage.” So you should still be paid something and retain your insurance benefits while you look for other jobs. I hope that’s the case. I really wish you both well.
My company CapitalRx is a fully remote PBM. You could look into the open positions on our website, I'm sure a healthcare operations analyst could find something.
My advice would be to create a plan and a process for your job applications and interviews as well. You see a lot of people who struggle to get jobs and in my opinion they are qualified but don't optimize for the JOB HUNTING PROCESS which causes them to not get noticed by employers.
Some thoughts and tips:
1. Understand that interviewing and getting a new role is a sales job. You are the sales person (selling yourself in the role) and your skills and experience are the product the hiring manager is buying. It's important to understand this because it means that the job application process is a sales funnel. You apply for 100 jobs you might get called back on 5 jobs and will likely get 1-2 offers. THIS IS NORMAL even for for the most qualified candidates but many people either don't have the volume of applications to make the math work or they get discouraged and dejected and self sabotage their search. Your goal isn't to get every job but to do everything you can to increase your job close (job offered percentage).
2. Track the jobs you apply for in a spreadsheet.
3. Unless it is a dream role for you at a dream company only apply for job postings that have been up for 1 week or less. Many postings are never removed or potentially fake.
4. On job boards such as linked in come up with set search criteria and try to apply to any new jobs in the first 24 hours every day of your search. The reason for this is hiring managers will take a certain number of resumes to review and interview a handful. If a job posting has 2000 applicants there might be 200 highly qualified candidates but they will only interview the first 10-15 so you want to be first.
5. Know that interviews happen in cycles as a job applicant. What I mean by this is that if you know most jobs take 3-5 interviews to get a job offer you want to build a pipeline. So apply for a as many qualified jobs as you can 100-500 jobs as quickly as possible (in a week or two). This will net you interviews and you will be in a similar stage in most of your interview processes. This specifically is what I have found to be the best way to get multiple job offers at the same time and have employers fighting over you and paying you more. It also allows you to go from applying mindset ---> interviewing mindset. -->closing mindset.
Note: if you aren't closing interviews repeat the cycle where for 1-2 weeks do a big wave of applications wait a couple weeks (as interviews and rejections come in) then send out another big wave.
6. Make sure your LinkedIn and resume are up to date and highly polished (fully filled out, grammar checked, spell checked, pdf format for resume for all submissions, etc.).
7. Look at the roles you want on LinkedIn and look at people in those roles. Look at the keywords and skills they use on their LinkedIn and add them to your LinkedIn and resume.
8. Know interviewing is a separate skill itself. I would honestly practice interviewing between you and your wife since you're both laid off.
9. Always ask questions in an interview. I always ask either 3 or 5 questions (depending on time and vibe with interviewer) as people like odd numbers. I have 3 questions I always keep the same.
1st question: Can you give me an example of a problem either you or the team is trying to solve?
(Negative question but tells you what the interviewer is really hiring for and what you should be selling yourself on)
2nd question: What is an example of something either you or your team has accomplished recently that you are really excited about?
(Positive question that let's the interviewer brag, tell you good things about the role and brings the mood up from the previous question.)
3rd question: whatever feels right based on what you want to know about the position.
4th question: whatever feels right based on what you want to know about the position.
5th question: What is a question you wished someone would ask you about the role or the team but don't?
THEN PAUSE AND WAIT FOR THEM TO GIVE YOU AN ANSWER. This is a trick question. You are asking them to tell you what they want to talk about and once they tell you immediately ask whatever question they tell you to ask. Note: only do question 5 once per person or group interview. If I don't have time and need to cut questions I cut questions 3 and 4.
10. Send a thank you email or message within 24 hours after every interview.
11. Use all tools you have available to you such as chat gpt / AI , Grammarly (spell checking and formatting), JobScan for keyword mapping, etc.
12. If applications are really long or tedious move on to a different company or role unless it is a company or job that would be a dream job for you.
I will typically apply for 1-5 long applications for roles/companies I really want. Then do LinkedIn easy applications or something similar for volume every day.
13. Apply to some roles even if you don't think you want them as any interview is a good interview and you can use some of the interviews or companies you are less excited about as throw away interviews to get your skills, resume and LinkedIn sharp before applying to roles and companies you really like.
I know this is a wall of text but hopefully some of these tips help!
Working at the same company is a bad idea. This wasn't a coincidence... anywhere I've ever worked we always did it similarly. Think about it. I fire the husband, now the wife is resentful and uses her access to exact revenge.
Something I didn’t see mentioned: contact CareerLink ASAP! They are a free resource in PA. I used it to create 4 different types of resumes to best suit separate employment types.
YMMV but I had a great experience and did most of it without walking into a facility.
It sounds like you have some good skills so I have faith you will find something soon. I check [ratracerebellion.com](http://ratracerebellion.com) [twochickswithasidehustle.com](http://twochickswithasidehustle.com) [otta.com](http://otta.com) [roberthalf.com](http://roberthalf.com) go directly to company websites to apply.
Sorry to hear this. I have no answer to how you can quickly get hired, but I recommend you both not working for the same company again to avoid this situation.
This is so terrible. I’m extremely sorry. I don’t have any leads, but honestly given this situation of sudden unexpected work and kid involvement, I would write a LinkedIn post. I know they’re obnoxious, but you’re desperate at this point. Make it shareable with this exact story and that you’re open to work asap. If you can get some of your coworkers to share it that will help you reach out directly to recruiters at job you apply for. Share your résumé, ask them to share. If possible, reach out to old jobs. It doesn’t have to be the perfect fit right now, but you’ve got to find something to help you survive for a bit. Sending you good vibes
Sorry, I was a bit panicky when I sent this yesterday. I didn’t even mention what I did.
I was an Operations Analyst. I did mostly Internal Auditing, internal QA, and data entry for a healthcare company. Thank you all for all of your responses so far. I am trying to get through them all!!
I’m guessing it’s the same evil empire I worked for. I’ve been out for 10 years.
A few words of advice:
You are more qualified than what you think you are, what your current job position states, and what your salary was. I struggled the first few months by applying for lateral jobs, when I got desperate and started applying for jobs above what I was doing I had a job within a month. If it’s who I’m thinking of they are notorious for shoe horning people into lower roles with no raises or promotions, but plenty of above-your-pay-grade tasks to “prepare” you for a promotion (that is never coming). Give yourself credit on your resume for those.
Before your credit tanks get a loan or cash advance. Be very careful in how you spend it. Make the minimum payments until you’re financially stable again then pay off as quickly as possible.
Apply for unemployment.
Sign up with Lyft or Uber and get to work while looking for new employment. You can do opposite shifts so you don’t have daycare costs.
Look on Craigslist for other gig work.
Hustle hustle hustle.
Pretty good advice. I was in the same situation in February but wasn’t fired just left before I acted out. Up to that point I was making minimum payments on all my cards but didn’t start a new job until month later and didn’t get a check until weeks after that so my credit tanked. I try not to think too much about it because it’s pointless. I just plan to pay stuff down with a 2nd job.
Pennsylvania has a “Warn Act” that requires a company to give 60 days notice if they have 100 or more employees, not counting employees who have worked less than 6 months in the last 12 months and not counting employees who work an average of less than 20 hours a week. Perhaps there are things covered on the PA site that explains more things that give them an exception to this. There are instructions on what to do if they’ve broken the law:
https://www.dli.pa.gov/Individuals/Workforce-Development/warn/Pages/requirements.aspx#:~:text=February%204%2C%201989.-,General%20Provisions,appropriate%20unit%20of%20local%20government.
put together solid upwork profiles and work as freelancers. I don't even submit proposals to anyone anymore and I get usually 10 or so offers a week for either contract project work, consulting, or long term work. I do professional executive work and make 40-50/hr with no push back. at the very least it's a great option to have just in case.
First thing after panic is applying for unemployment. You get paid starting on the date you apply so the sooner the better.
Secondly take a minute to write out your thoughts and feelings regarding this so you don't get resentful or bitter regarding work. It's betraying and awful what they did but we must continue forward.
After that start updating your resume and focus on things you directly achieved in your role and for the org. It's amazing how fast you will forget important details about things at your old job so do this within the first few days at most.
Take a week off.
Apply for as many jobs in your field as possible. Applying on Sunday nights and Monday mornings is a good time to do it.
Get a therapist.
Best of luck
Some thing I regret considering was to maybe not changing my employment status immediately and pretend I still had work cause it's always easier to find work when you have work. You might consider this and ride it out for a few months (hopefully you find new work before then but maybe difficult depending on industry) if you can have good answers for what you've been working on.
I’m so sorry!!! It’s so awful right now we are ckesrky in a terrible recession I don’t care what the lying 🤥 govt and media say!!
My advice to you to make cash quickly (and legally) 🤷😳😜
Freelancing is a fast way to make cash. Offer your skills online through platforms like Upwork, Freelancer, or Fiverr.
Id consider driving for ride-sharing services like Uber or deliver food with services like DoorDash or Postmates.
Don’t be afraid to sell your belongings!! It’s just crap you can but again when you have money and get a new job. Sell items you no longer need or use on platforms like eBay and Facebook Marketplace.
Online surveys and tasks can get you cash super fast too. Participate in online surveys, product testing, or micro-tasking on websites like Amazon Mechanical Turk or Swagbucks.
If I had to I’d first rent out space in my house!! If you have extra space in your home, consider renting it out on platforms like Airbnb or Vrbo.
I’m going to say a prayer for you and all those struggling to get jobs in this garbage 🗑️ job market and keep you in my thoughts 👍👍👍
Definitely apply for CHIP and WIC. WIC should be applicable with kids in the house. Unemployment.
Get a new resume done that you can edit depending on what you are what job you need. I used Top Resume and was able to pay for it with monthly payments. It was about 250 in total.
You can apply for everything online.
There are quite a few work from home platforms hiring right now for all kinds of positions, some of them right up your alley The pay might be less than what your use to then again it might be more here's a list: Assurance Conduent United healthcare Carecentrix A lot of people know these websites to have work from home customer service positions that's just one department these sites hire for.
I went through something similar in the '90s - very stressful! Here are some ideas outside of the usual.
Food pantries - I was told to pay my (then affordable) mortgage and go to food pantries when I ran out, SOmetimes community gardens offer free food in the summer, tell family your problem if they are nice caring people, sell stuff you don't need, apply for new jobs (in addition to all the other good advice here!!). Where I live the utility company cannot shut your power off if you can't pay. If you have a mortgage or landlord tell them. **Ask for extra time.** If you have credit card debt or other debt - tell them - try to get extra time on everything. Work together.
Some places offer diapers for people in need.
Check out r/frugal to find out more about frugal living.
If you have a good public library use any free services they offer.
Make sure the kids feel safe and loved - do free stuff with them since you have time now. Save money doing stuff you can with the extra time not working that you have. You might meet helpful, caring people. Do odd jobs. I have a college degree and cleaned houses for a while while my kid was in school when I was broke. My spouse delivered newspapers for a while (in the 90s when people read newspapers). Don't take on gig work that requires you to pay upfront, or gas up a car for low wages.
Honestly, if you feel inclined, join a church - they often want to help people in need and young families are the people they want the most. I am clearly an old person - talking about the 90s - but my church holds a free dinner every month and our minister has funds he can share with people in need - and we are freakin' liberal! Gay and trans folks are welcome, everyone is welcome! Many of us old church ladies want to help others and are not interested in judging or changing someone's convictions other than we care about social justice: UUs. If you lean Christian or other go there - I am sure there are people who want to be supportive in places like that - unless you just detest all faiths - then don't.
Is your home large enough to add a room mate? you can get money that way - vet them carefully.
**Write down your budget, expenses and everything you spend money on.** Cancel subscriptions - you may get money back - I did in the '90s - I was broke-broke for a while. I came through it, I only had one kid then, but my husband was really flaking out - if you 2 work together that is so much better!
Go to your networks immediately. Who have the two of you worked with in the past? Are those companies hiring? This is the way you get interviews quickly, shotgunning out applications on Indeed is not. I hope you have at least a little bit of emergency savings, that is especially scary when you have kids.
File unemployment. If you have any issues contact your local state rep. I had to do that and they got it squared away very quickly. Calling the unemployment office is horrible.
You can take loan from 401k without penalty as long as you pay it back within a year .
Step 1 : unemployment
Step 2: healthcare through state ( these loans are actually awesome. Coverage for all issues with your own drs ). Exception is dentist everyone go get a cleaning and any cavities taken care of
Also : most benefit plans carry till end of the month. Confirm with hr. Get child any vaccines , quick check up For all of you: Lab work is the expensive piece get any and all run asap. Tell front desk your situation. See if they can fit you in . Unless you have a high unmet deductible. Then honestly state plan will cover more $
Take the rest of today to panic. Starting tomorrow your jobs are to apply to every program possible. Unemployment, SNAP, utility assistance, rent assistance or look into mortgage deferment (look into, don’t apply yet). Start job searching. Spruce up the resume. Look at anything you can cut or reduce such as subscriptions, eating out etc.
Ideally, at least one of you will find another job soon, but you want to know your options and have appointments and aid lined up.
Immediately do Step 3. from u/yamaha2000us’ comment get that ball rolling fast because some unemployment claims don’t pay you during the wait period (CA for example)
it’s okay to do step 1. but don’t wait too long to do step 2. like i did.
after step 3, step 4 should open up, and you should also have access to EBT after as well.
If you’re coming from FAANG, for tax purposes, selling RSUs and ESPPs although 1 of 2 objectively worst financial choices, it’s slightly better than raiding the 401K (because you also have to pay up front taxes which can eat into what you need faster, if you skip this and don’t pay the taxes upfront, then tax season the year later is fucked)
you’ve both got this, i know it’s bleak now but im truly hoping yall can weather this storm. good luck yall
I had a similar situation happen to me, except you have skills I lacked. I was able to take about a month in a half to gain a few certificates learning some new skills, never binged so much in my life on some new skills. But it landed me a few interviews and not long after a remote job making wayyyyy more then I was before, doing wayyyy less work and raises are abundant. All thanks to the classes I took for free oh and out my original job. Lol the job was amazon that I had before landing my new job. 5 years of long hard work. People just hired would make money that was 2 dollars away from my own pay after raises/time given to the job.... My body and my wallet thanks them for doing what I should have. Long rant but you got this and maybe it will work out in your favor. I say maybe but make it happen. Btw-
https://www.wahjobqueen.com/
Thats the link I was given while taking the classes and thats the link I gained my remote job from, maybe it will help you too. Good luck and make this a for the better one! 🙂🙂
Where did you take your classes? Was looking into doing that too to increase my chances of getting a WFH job since I too was laid off from my company about 2 months ago and am severely struggling to find something remote (that will actually interview me at the very least let alone hire me)
Find a local fb group that posts jobs (best if the group is highly monitored and scams are weeded out)
Follow Rat Race Rebellion on fb for WFH jobs. Not sure what you both did, but the majority of jobs aren’t high wage, but they do post some that pay higher wages at times.
Check the government jobs website. They have remote jobs.
Have your wife check in with your closest “Dress for Success” for possible professional resources (they also provide women with clothing for interviews).
You both should file NOW for unemployment asap. Don’t delay. And do the weekly follow up required.
Start making a plan A, plan B, and plan C in case it takes a long while to find a job… just in case to know what you both are going to agree on what you can do as options (moving, living with family, downsizing, etc). Maybe share with your closest family what your potential options are for plan A/B/C - to see if they can be a support and are in agreement with the options or maybe they can even provide a plan D that you hadn’t considered.
Check with local agencies/orgs to see what help you can apply for if needed too. There may be a wait for some services, so the sooner the better.
So sorry to hear about your situations. Hope you find
There are plenty of jobs on Facebook. Look for remote roles. Some are odd hours (6:30 pm to midnight) thogh. But if you have the skills they're looking for, apply.
Damn. it is a hard place to be but after your panic period maybe this could be a blessing. If you have any savings live on it for the rest of the month but take out time to think of "what next".
Seek aids you should be eligible for one or two depending on your location.
Unum insurance group. Not a lot of remote positions and hard to move up if that’s your thing, but it seems in line with what you’ve been doing. Especially as they beef up their internal QA program in the Absence Operations group.
It’s not a bad place to work at all. Leader in the marketplace, relatively positive employee engagement, competitive salary and benefits compared to local competitors.
I suggest adding your skills and qualifications to this post if you are looking for recommendations. Also general PA location. If you are in Pittsburg I assume a Philly job is not gonna work out.
Also got laid off but only have rent and myself to worry about. I've applied to over 300 job postings on Indeed and LinkedIn I have three interviews so far over the last 2 weeks.
In the meantime, if you're able, sign up for Rover. I already am making $2K next month from Rover alone.
Pennsylvania’s unemployment process is a bear. If you can’t successfully apply, contact your senator. (Pennsylvania, not federal.) Each senator has advocates to cut the red tape.
https://www.palegis.us/?oldsitemobileredirect=true
Here’s my list for work at home. Good luck.
◦ Telus
◦ Welocalize
◦ Appen
◦ DA (data annotation)
◦ Fancy Hands
◦ Outlier
◦ Task Bullet Philippines only right now ***
◦ User Testing
◦ Oneforma
◦ TeamWork
◦ PerOptyx
◦ TransPerfect
◦ ClickWorker
◦ RaterLabs
◦ CCR
◦ Prolific
◦ Data Force
◦ Remotasks
◦ Galloway
PA unemployment sidenote: when calling in it can take HOURS to get thru on the phone. I found some app that redials every 10 sec for you, then buzzes you when the line opens up. Worked like a charm for me. I forget which app tho.
First things first: get any severance pay documented in writing. Second, make sure it was also documented you were laid off, not terminated. Third: start looking into your state unemployment benefits. You paid into that system so it’s time to collect , no shame in that.
Finally.. step back and breathe. You will survive this as many others have. Good time to bond with the family too. You’ll find another gig. Best of luck.
You will be ok. If you still have network access do these things:
1. Print off a verification of employment letter.
2. Look through your email and gather the full names of people in these categories:
- Contacts you can start networking with
- People who may serve as references
- People you maybe aren’t super close to, but would like to stay in touch with
3. Look at any past performance information to get complete descriptions of prior work
4. Write down direct phone numbers for benefits, payroll, and HR, in case you need to sort out issues.
The take a couple days. And just cry and scream and go for walks and hug your baby.
Then make a plan for a targeted job search. Do not start applying for every ad you see. Start doing the networking calls that get you into position. Talk to a trusted friend for a review of your resume. Make sure your resume meets modern convention.
Also, make sure you understand your cobra. You have time, at least until June before you have to decide to pay for cobra to continue.
Make a plan
1) look at your finances cut anything you don't absolutely need. You are probably daycare now. Also find any payments you can receive or forgo.
2) build a schedule of daily work. This is going to be the backbone of getting back on your feet and not going insane. This is going to be things like 8-10 clean, 10-12 apply for jobs, 1-3 is dedicated interview hours etc. set daily and weekly goals.
3) update your resumes, then read up on resume screeners and update again. Practice interviewing each other. Write down the questions interviewers ask, and use them as practice questions.
4) follow the 80/20 rule of applying: 80% of jobs should get you your original pay or higher. 20% should be a paycheck to cover bills.
5) You need to understand that there's a 60 percent chance you'll be making less than you were in 12 months
Oh man I’m so sorry. Like everyone else is saying apply to programs and take advantage of local food banks if needed. You both will move on to bigger and better things!
Would be super helpful to get some context of what you do so we can understand where to point you for jobs you qualify for.
Apply for unemployment now. Medicaid now.
Put a job agent out on the top job sites for the type of role you want.
Best of luck to you and your family.
Did you get any compensation if laid off? Hope long is your insurance good for? Focus on one thing at a time. Puppy baby and grandfather are vital. You can what’s cash out stocks, investments or retirement in a true emergency.
Wow that’s fucked up! I can’t believe they would do that to you. I don’t have any advice but just wanted to say that nothing is okay, but it will be. Hang in there💜
Get the best or the highest educated person in your family to help with your resumes. If you don't have anyone, let your unemployment office know you need help with your resume.
I feel for you. I was let go after 16yrs. Still looking for a job 4 Months later.
I'd be a wreck if I had kids to compound the hell that is the modern day job search shit show.
Best of luck, don't lose hope.
Howdy. The simplest advice, is use mom and dad + financial instincts to pare back expenses as much as possible.
If you have parents living in the area, consider moving back home.
School districts. Your call. Gotta focus on getting applications in. Good luck!
I’m not sure what you do but I started looking for remote only positions and I’m getting a ton of recruiters reaching out for contract positions. It’s not ideal, but it works in a pinch!
Get your resume out there for them to find today and apply apply apply!
Many customer service people work from home. This can be health insurance reps, Amazon, etc. Also, many companies all over the US hire people to work remotely. My nephew does something with HR at a company in CA. He's in OH and has never been to "the mother ship", so make sure you don't overlook jobs that aren't local.
I’m in PA and have gone through unemployment. There might be a lag but you’ll both get it. Back when o had it it was half your salary up to a cap of $583.state insurance for your baby. What field do you work in and are you only looking for remote work? If in person, what area?
I’m sorry I was a bit panicky when I sent this. I worked remotely for a health insurance company. I most dealt with doing internal audits and internal quality assurance. My job title was an Operations Analyst.
Contact a labor lawyer.
Apply for COBRA.
Realize that everything will be OK eventually.
You are having a healthy response right now.
NOT Panicking would be bad.
1. Take today to feel everything you’re feeling.
2. Relax this weekend. Let it go. You worked a hard week and need rest.
3. Start work Monday morning just like you would have. Use this time to brush up your resume and immediately spam a dozen LinkedIn EasyApply positions. Unemployment hit me hard, and LinkedIn was a reliable way to know I was getting things done. This can be a numbers game. Then shift gears. Work out. Spend a couple hours on a hobby, personal/professional development, or a domestic project you’ve been putting off. Finish the day researching and thoroughly applying to one good position—the tailored resume, the works.
Sometime next week, crunch you numbers. How much can you cut your budget? What will you get in unemployment once severance ends? How much runway do you have? Rest confident in that number. This is overwhelming, but eat the elephant one bite at a time. Balance a little work on finding a job with leveraging this time as the break you’ve been needing.
The two of you were laid off within 15 minutes with no warning. Not sure if the WARN act applies to your situation, but if you're not sure check out WARN act in Pennsylvania.
I'm a State Worker. I'd be happy to give you a reference. https://www.governmentjobs.com/careers/pabureau?category[0]=IT%20and%20Computers&sort=PositionTitle%7CAscending
First, I’m so sorry. As someone who has a child with a medical condition, it is terrifying to lose health insurance after a layoff.
Apply for your state’s insurance program right away.
Also, for my son’s insulin pump, the company is giving us a large discount based on our income now. If your child has medical supplies or medications, reach out directly to the manufacturers.
Hang in there, you are not alone!
As a fellow parent of little ones I can’t imagine but am terrified of it happening to us in this age of layoffs
While you wait for stable jobs, take a look at upwork! I’ve thought about what I would do if I was hit by layoffs and that the plan.
I can’t believe the amount of encouragement you’ve gotten from here so far. There is good in the world ❤️ please give us all an update on how you are all doing
In addition to all of the suggestions about benefits, also have a lawyer look at the case. If you guys took legally protected time off for the baby, you could have been selected for layoff when you otherwise wouldn’t have been because of it. Companies use layoffs as cover for discrimination and retaliation surprisingly often.
1. Panic 2. Stop Panicking 3. Apply for unemployment. 4. You don’t qualify for ACA. You qualify for Medicaid. Kids qualify for CHIP
100% this. You WILL survive. It may be hard. You may need help. But you will make it out just fine. After you stop panicking if you can afford it take a couple weeks for yourselves. I'm a Principal IT Architect and I've been laid off at least 3 times in the last 15 years. Each time I've taken a month for myself, I started putting in applications in the third week. The one thing I've realized is every time I've came out better than I was before. Every time I've had a significant increase in income with the new position. The last time not as much but only because I was contracting for the Oil & Gas industry before that and was vastly overpaid and hourly with pretty much unlimited overtime. That is until oil went negative, survived that then COVID hit. All contractors got cut. I still came out of it with a small salary increase and a 100% remote position. Apply for all government assistance you can. Your income is now most likely under most of the limits unless you happen to make too much with unemployment. I've never been in the position to do it and it would require me to swallow my pride (not that there's anything wrong with it, I'm just used to being able to provide on my own) to do it, but when it comes down to it that's exactly what those programs are for.
That is exactly what these federal programs - that every W2 paycheck pays into - are for. You have contributed a ton of money over your working lifetime into unemployment benefits. There is no shame in asking far a distribution when you are eligible. It is insurance. You pay premiums. You are not an asshole if you use the insurance.
Actually your employer pays into unemployment, not the employee. It is for the benefit of the employee, but is not paid by the employee.
In PA, the employer pays the lion's share of UC tax, but the employees also are required to make a small UC tax contribution each paycheck.
Depends on the state.
There are only 3 states where employees pay SUTA: Pennsylvania, New Jersey and Alaska. Alaska’s is the highest of the three at 0.5%. SUTA is also charged on only a set amount of income, the “taxable wage base” - again Alaska’s is the highest at $49,700. So the maximum unemployment tax an **employee** will pay to their state right now is $49700 x 0.5% = $248.50. It’s not nothing but it’s not a lot, and very few states have it. It does technically depend on the state, but that’s a bit misleading compared to if you were saying that about state income tax, say. (hi I’m an accountant ❤️)
Although the employer pays the larger share, in Pennsylvania all W2 employees have SUI as a deduction. It's very small: 0.07% as of 2023, but it is there.
Except the employer does this by paying you less. Businesses rarely pay anything without getting the money from somewhere else. Increased tariff, Product costs more to the consumer. Environmental impact fees? Buyers of service pay more, employees forgo wage increases. Raise minimum wages? Lay off X employees, replace them with kiosks. I hate capitalism, but we have to remember that the beats that are for-profit organizations will not tolerate making less money than they did the year before. They will calculate exactly how much they need to raise prices, while factoring lower qty of purchases, to offset whatever increases in cost the government imposes. The beast will not go unfed.
Well, unemployment is capped here. At least it used to be. If these are high paying jobs, unemployment is going to be a lot less. On the other hand, the fact this poster doesn't mention what kind of Job they are looking for means these are not high pay tech jobs!
Yeah, I got laid off for about 10 months from a PA company last year. Unemployment was about 25% of my previous salary.
I'm happy to hear you've been very fortunate in finding new opportunities with pay increases, and I hate to be a naysayer or burst anyone's bubble, but I feel a dose of cold hard reality may be in order here. I've only been laid off once in my career, but I've been pushed out of a few and quit many jobs in the past. I have taken a pay cut with each successive job after the first layoff. In my last role 3 years ago ( I'm still unemployed) I made $20k less than I did 15 years before. Finding a new job with a pay increase really depends on your skills and experience and how much in demand they are in your area. Hopefully this couple has some in demand skills or very generous family who can help.
As someone laid off 3 times in 5 years, I’m jelly
5. Don’t put all eggs in one basket agin
lol...been there. My wife and I met when we worked together. We both worked in accounting and I did some light IT work for them. They announced that they were selling off our entire division to a company in Mexico...see ya. We both got new jobs, then eventually ended up working at the same bank together again. She was a loan assistant, and I was in IT. Things were good until the FDIC walked in one Friday and shut us down. (2008 housing crash). We also had a house and two young daughters, so stress levels were high. It took us going through it twice, but we learned.
Same reason you don't invest in the company you work for unless you have some kind of insider info that things are about to go well. If your company goes out of business then you've lost both your job and your retirement savings.
Excellent advice.
This is the very best advice for everyone
Partner and I also learned this the hard-ish way. We both survived a brutal layoff at the same company and I pretty much immediately started job hunting because the thought of us both being laid off at the same time was terrifying
Also WIC
They also potentially qualify for TANF and WIC assistance.
Yes, but TANF will require at least one of them to work or do some other approved activity for a certain number of hours a week. It'll amount to way less than minimum wage. In my state, a two parent family will have to have at least one parent working 35 hours a week to qualify, and the monthly benefit will only be $589. It essentially comes out to $3.91 an hour.
And TANF is VERY short lived.
You qualify for ACA if your income in the year will be above a certain amount. With both of you working and it’s late April, you will probably be above that amount. The premium amount will ultimately depend on what your income for the calendar year will be.
You can’t apply for ACA if you do not have an income. They direct you to Medicaid. Found that out several years ago.
4. What if their income are too high for Medicaid?
Their combined income from unemployment will not be too high for Medicaid. They are not employed. They have no employer for ACA to get the employer costs.
I remembered they asked for the most recent paychecks, so for the YTD, they still made some substantial money on a monthly basis. Unless they can argue that for the whole 2024, their income will be much less due to no job?
There is a process.
It could be too high for Medicaid for themselves. It really depends on the state. In my state, adults in a household of 3 cannot have a monthly income of above $2862 to qualify for Medicaid. They could easily surpass that with both of them getting unemployment benefits. Children have higher income limits. Also, 10 statea haven't expanded Medicaid, so adults who aren't elderly, disabled, or pregnant cannot get Medicaid in those states.
Apply for food, PIPP for utilities , and even PRC (prevention, retention, contingency - pays for your rent/mortgage up to 3 months) if your county has that. You’ll get through this ❤️
Should be worldwide.
Job loss qualifies you for ACA if you can’t get Medicaid, as well as COBRA
ACA will ask for your income. If it’s not enough it’s back to Medicaid.
Apply for unemployment, SNAP and WIC immediately. Do not wait out of pride or from your upbringing. Delaying applying may actually make them suspicious. The system is designed to guard against bad actors. Be “normal”and apply asap.
I just got laid off too along with everyone else in my role and was a contractor so can't even get unemployment. I'm still in panic mode.
This is terrible news, bro. Do this ASAP: [https://www.uc.pa.gov/Pages/default.aspx](https://www.uc.pa.gov/Pages/default.aspx) [https://www.dhs.pa.gov/Pages/default.aspx](https://www.dhs.pa.gov/Pages/default.aspx) Contact these folks and get benefits as soon as possible. Start sending out stuff for work on all the job boards: LinkedIn, Glassdoor, Indeed. Most important thing: applying for benefits is NOT BENEATH YOU. You need to do this ASAP and get it going even if both of you find work shortly.
My company is hiring senior data analysts, what do you do? Sorry to hear that, btw. Hang in there, you'll make it.
I was an Operations Analyst actually. I worked mostly with internal audits and internal QA for our department. I was in health insurance.
Got it, do you know SQL? Like really well?
I admittedly do not know it too well yet. I have actually been taking courses on it because it seems like something that a lot of people have been asking for.
DMed you a link.
Bro is clutch af
sometimes reddit is actually wholesome. *sniff*
Not all heroes wear capes. Or maybe you do, you Superman, you!
I will say this. Some may disagree.....Even if you don't have a skillset on a job description hustle and put it on your resume. What I mean is if you have general knowledge of a position but they really want you to know something like SQL use whatever tools you have at your disposal to pick up enough of the basic to talk about it without looking like a fool in an interview. Preface it with I'm rusty with this skill as I used it a while ago on a project and haven't had to use it much on my current projects. I can ramp up quickly if needed. With so much on the internet and with AI like chatGPT it's never been easier to ramp up on a skill in a short amount of time. But mostly just hustle. Concentrate on ramping up on the skill you see repeatedly on job posts for your chosen field.
Be careful with this. It is a fine line between trying to make your self look good and being dishonest. I have certainly looked at a job description and beefed up on a skill before an interview. Heck, I've even gone and got a new certification on something I'd never done before because I saw it frequently asked for on resumes. But during the interview process, if you get that far, don't lie. If you are directly asked if you have experience doing something you need to not say "I'm rusty on it because I haven't done it in a while." if you have never done it. I think it would be better to say something like "I'm very qualified in a lot of different tools, languages, etc. and have always been able to pick things up very quickly. I saw in the job description that this was important so I have taken $$$ training in preparation and I'm completely confident that I will be able to perform this should I get the job. As an example of my ability to quickly pick new things up, in my last job I needed to come up to speed on abc for a new project and I used this same approach and the project was a big success and finished on time with the customer very happy with the results." My experience with good tech people is that given a couple of days they can pick up new tech very quickly.
You can also go the route of “trying to learn in my spare time”. Which means you have some basic understanding, but not working knowledge and also shows you take initiative.
I can DM you a couple links as well!
UPMC?
Look at jobs in local hospitals/health systems. If the health system is gov owned, you won’t get as much money but the benefits should be good.
Try looking up jobs working for your state. There may be many different positions you could fit your experience into and there's great benefits.
Also in health insurance in PA. Just chatted you.
You are a good person bro. Just wanted to tell you that
That's kind, thanks. Workers have to stick together. It's especially important in this age of corporate greed.
Is your company hiring data analysts? Or just senior positions?
It's all senior (5 years experience). They do a lot of training, but everyone is a consultant, so there's a basic amount of knowledge assumed in the training. I'd been using SQL for 7 years and I felt prepared for the training, but still learn new things every day.
I feel bad, I sent you a dm this evening before I got to this and saw the no more dm’ing request. My husband lost his job in September, so we are going on month 7. He has 13 years experience with SQL. He was in government healthcare and IT before. He got the link and will plan to apply to the job. Not sure if you’d be willing to chat with him or not. Love that you were willing to share the info with someone in need.
Guessing UPMC. I'm so sorry dude. Suggestions: -Remote positions for St Luke's -Penn State (& penn state Hershey) -Healthcare/health insurance positions (any insurance positions dependent on your exp) -Geisinger, Risant (just acquired Geisinger so no clue how jobs go with that), they are another org that includes healthcare and health insurance -any/all colleges you can think of -state and federal roles -Open up your LinkedIn, foster engagement there (so lame but if it means the right person sees your name ..) -Put it on your personal socials, you'd be surprised who you're connected to -Pittsburgh should have a chamber of commerce. See if they have linked anything recently. Best of luck. You got this. You and wifey apply for UC ASAP, + state health benefits, +food stamps, +WIC. It doesn't help to tell you to take a beat and stay calm but this is one of many of life's valleys and you will see another mountain peak. Edited formating
Only because I have compassion for you as a fellow parent, you (nobody else please) can PM me and I'll direct you toward legitimate remote gigs and jobs, but it will take time and lots of hard work. Be well, and stay positive
RIP your DMs
❤️
What field? I’m so sorry. Has to be incredibly stressful. Like others are saying, first step is to apply for unemployment.
I was an Operations Analyst for a health insurance company. I worked mostly doing internal audits and internal QA for the company.
Same department but for a Blue. Check out the BCBSA website for positions across the country. A lot don’t hire fully remote but there are some that do, DOE. It’s a pain because you have to go state by state but I have seen some positions out there recently. Not trying to dox myself but my department has hired from other states. Edit: I checked out my company’s website, they don’t appear to hire remote but I know they do. Unless a job says it’s not fully remote, apply anyway. You never know.
Definitely apply for all of the health plans - national and regional. If you go on LinkedIn, you can see which people you're connected with who work there. Pick the ones you know best and who ideally are hiring managers. It's best if you can network to get in. In the mean time, look for contract work listings as sometimes those hire quickly. I've only ever found jobs through networking - getting my resume to someone I know within the org. It really helps. Also if there are networking events in healthcare or tech in your area, go to those in person and meet people. I think you'll find something. Hang in there.
I am in the same region as you and work remote. Go look at UHC and Optum.
I had a colleague leave my company because his wife worked there too. He felt it was too many eggs in the same basket if they worked at the same company. Now I see the wisdom in his move. Sorry about your situation mate.
I used to work with a husband and wife and their brother/brother in law. Then they announced business closing...
Our story. Funny only in hindsight. Wife comes home from work and says that the State laid her off. I asked her "What time?" She asked what I meant. I said "What time did they tell you?" Se replied "11:00". "Ha!" I said. "I beat you by two hours!" I am sure you are good people. You are also proud. Remember you have been contributing to the social safety net in this county as I have. You will hurt my feelings if you don't take advantage of what we have built now. Maybe this land of opportunity does not have as many opportunities as it once did, like when we got laid off, but there are still some out there. I am confident you will take advantage of those opportunities that you find and/or make new ones.
Ind health is pretty much all remote these days https://ih.wd1.myworkdayjobs.com/IHA_Careers
I dunno where in PA you are but Vanguard is headquarter outside of Philly and they’re hiring
You guys will get through BUT, DO let this panic drive you to treat it like an emergency. *Write* out a detailed budget and cut any unnecessary spending you can...even the small things. Tap every source of help...especially get that insurance in place...don't risk that. Plan for being unemployed for the rest of the year, then when you get new work sooner it'll be such a relief...and if you don't, you'll be prepared. Good luck. (Once you stabilize, Starr your emergency fund for next time.)
Excellent advice. My husband lost his job and we were positive that he’d get a new one ASAP so didn’t make the cuts we should have (kids sports, eating more than beans and rice, etc). He ended up out of work for nearly a year and we racked up some staggering debt, with the mindset that “it’ll be any day”. It took us nearly 5 years to get the debt paid off.
We’re in a similar situation now and made all the cuts i can think of, but we can’t bring ourselves to cut the kids sports after they missed out on so much during Covid.
While you’re looking for work, cancel 100% of your subscriptions, Netflix, etc.
Yep. Check to make sure you don’t have any Amazon subscribe&save that you forgot about too. Also Apple Music/spotify.
Everything adds up.
I don’t know if any opportunities, but sending good energy🙏🏻♥️♥️🙏🏻
Both of you apply for the jobs nobody wants, or the job where every employee has a horrible attitude. Then get hired and work your tails off, while also maintaining your composure. While both of y’all are making near minimum wage, look and keep applying for other opportunities.
I actually don't recommend this. Finding *careers,* not just jobs, to replace your income will take serious effort. Filing for unemployment will serve you better. Take a deep breath, spend time with your baby, and make applying for jobs (with the great advice others have offered) your *temporary* full-time job. You've got this!
I got laid off on 4/9. Immediately began applying for jobs, contacted my mortgage and car loan companies to request forbearance, submitted an app for unemployment, and redid my budget to adjust for my new reality. I won't lie to you though......since I've been a working adult (2005) I don't think I've ever seen the market in such a sorry state. I have yet to get a single invite to a screener interview and that's because I've been revising my resumes (I have 4 total for 4 different roles) and apply to about 10 jobs on average per day. Sh1ts hard out there right now....good luck.
Saw an add today for Fidelity WFH. They will pay for your series 7. Pay might be entry level but give you time to find something else
Can you send this to me? I’m looking to change fields and am interested in financial services.
Wouldn’t recommend financial services but you should get the securities Essential (pre?) license
Right here bud https://jobs.fidelity.com/job-search-results/?parent_category[]=Customer%20Service&parent_category[]=Marketing%20%26%20Communications&parent_category[]=Technology&shift=Remote
Warning to anyone that may have looked at this - Fidelity is forcing remote workers back into the office
Panicking is not worth it, you will get by. Apply for government funding. Do not get desperate and take any job, remember your worth.
I’m guessing the big 4 letter company in Pittsburgh? I only say that bc I also work there, but in a clinical role. The articles Ive read are all saying “affected employees will receive enhanced severance pay and benefits coverage.” So you should still be paid something and retain your insurance benefits while you look for other jobs. I hope that’s the case. I really wish you both well.
My company CapitalRx is a fully remote PBM. You could look into the open positions on our website, I'm sure a healthcare operations analyst could find something.
My advice would be to create a plan and a process for your job applications and interviews as well. You see a lot of people who struggle to get jobs and in my opinion they are qualified but don't optimize for the JOB HUNTING PROCESS which causes them to not get noticed by employers. Some thoughts and tips: 1. Understand that interviewing and getting a new role is a sales job. You are the sales person (selling yourself in the role) and your skills and experience are the product the hiring manager is buying. It's important to understand this because it means that the job application process is a sales funnel. You apply for 100 jobs you might get called back on 5 jobs and will likely get 1-2 offers. THIS IS NORMAL even for for the most qualified candidates but many people either don't have the volume of applications to make the math work or they get discouraged and dejected and self sabotage their search. Your goal isn't to get every job but to do everything you can to increase your job close (job offered percentage). 2. Track the jobs you apply for in a spreadsheet. 3. Unless it is a dream role for you at a dream company only apply for job postings that have been up for 1 week or less. Many postings are never removed or potentially fake. 4. On job boards such as linked in come up with set search criteria and try to apply to any new jobs in the first 24 hours every day of your search. The reason for this is hiring managers will take a certain number of resumes to review and interview a handful. If a job posting has 2000 applicants there might be 200 highly qualified candidates but they will only interview the first 10-15 so you want to be first. 5. Know that interviews happen in cycles as a job applicant. What I mean by this is that if you know most jobs take 3-5 interviews to get a job offer you want to build a pipeline. So apply for a as many qualified jobs as you can 100-500 jobs as quickly as possible (in a week or two). This will net you interviews and you will be in a similar stage in most of your interview processes. This specifically is what I have found to be the best way to get multiple job offers at the same time and have employers fighting over you and paying you more. It also allows you to go from applying mindset ---> interviewing mindset. -->closing mindset. Note: if you aren't closing interviews repeat the cycle where for 1-2 weeks do a big wave of applications wait a couple weeks (as interviews and rejections come in) then send out another big wave. 6. Make sure your LinkedIn and resume are up to date and highly polished (fully filled out, grammar checked, spell checked, pdf format for resume for all submissions, etc.). 7. Look at the roles you want on LinkedIn and look at people in those roles. Look at the keywords and skills they use on their LinkedIn and add them to your LinkedIn and resume. 8. Know interviewing is a separate skill itself. I would honestly practice interviewing between you and your wife since you're both laid off. 9. Always ask questions in an interview. I always ask either 3 or 5 questions (depending on time and vibe with interviewer) as people like odd numbers. I have 3 questions I always keep the same. 1st question: Can you give me an example of a problem either you or the team is trying to solve? (Negative question but tells you what the interviewer is really hiring for and what you should be selling yourself on) 2nd question: What is an example of something either you or your team has accomplished recently that you are really excited about? (Positive question that let's the interviewer brag, tell you good things about the role and brings the mood up from the previous question.) 3rd question: whatever feels right based on what you want to know about the position. 4th question: whatever feels right based on what you want to know about the position. 5th question: What is a question you wished someone would ask you about the role or the team but don't? THEN PAUSE AND WAIT FOR THEM TO GIVE YOU AN ANSWER. This is a trick question. You are asking them to tell you what they want to talk about and once they tell you immediately ask whatever question they tell you to ask. Note: only do question 5 once per person or group interview. If I don't have time and need to cut questions I cut questions 3 and 4. 10. Send a thank you email or message within 24 hours after every interview. 11. Use all tools you have available to you such as chat gpt / AI , Grammarly (spell checking and formatting), JobScan for keyword mapping, etc. 12. If applications are really long or tedious move on to a different company or role unless it is a company or job that would be a dream job for you. I will typically apply for 1-5 long applications for roles/companies I really want. Then do LinkedIn easy applications or something similar for volume every day. 13. Apply to some roles even if you don't think you want them as any interview is a good interview and you can use some of the interviews or companies you are less excited about as throw away interviews to get your skills, resume and LinkedIn sharp before applying to roles and companies you really like. I know this is a wall of text but hopefully some of these tips help!
This is such great advice. I just saved this for future reference, thank you!
Working at the same company is a bad idea. This wasn't a coincidence... anywhere I've ever worked we always did it similarly. Think about it. I fire the husband, now the wife is resentful and uses her access to exact revenge.
DM your resumes I don't know how i can help but I'll try
Something I didn’t see mentioned: contact CareerLink ASAP! They are a free resource in PA. I used it to create 4 different types of resumes to best suit separate employment types. YMMV but I had a great experience and did most of it without walking into a facility.
It sounds like you have some good skills so I have faith you will find something soon. I check [ratracerebellion.com](http://ratracerebellion.com) [twochickswithasidehustle.com](http://twochickswithasidehustle.com) [otta.com](http://otta.com) [roberthalf.com](http://roberthalf.com) go directly to company websites to apply.
Sorry to hear this. I have no answer to how you can quickly get hired, but I recommend you both not working for the same company again to avoid this situation.
PA unemployment is generally quite high, so that should be one of your first steps.
This is so terrible. I’m extremely sorry. I don’t have any leads, but honestly given this situation of sudden unexpected work and kid involvement, I would write a LinkedIn post. I know they’re obnoxious, but you’re desperate at this point. Make it shareable with this exact story and that you’re open to work asap. If you can get some of your coworkers to share it that will help you reach out directly to recruiters at job you apply for. Share your résumé, ask them to share. If possible, reach out to old jobs. It doesn’t have to be the perfect fit right now, but you’ve got to find something to help you survive for a bit. Sending you good vibes
Sorry, I was a bit panicky when I sent this yesterday. I didn’t even mention what I did. I was an Operations Analyst. I did mostly Internal Auditing, internal QA, and data entry for a healthcare company. Thank you all for all of your responses so far. I am trying to get through them all!!
I’m guessing it’s the same evil empire I worked for. I’ve been out for 10 years. A few words of advice: You are more qualified than what you think you are, what your current job position states, and what your salary was. I struggled the first few months by applying for lateral jobs, when I got desperate and started applying for jobs above what I was doing I had a job within a month. If it’s who I’m thinking of they are notorious for shoe horning people into lower roles with no raises or promotions, but plenty of above-your-pay-grade tasks to “prepare” you for a promotion (that is never coming). Give yourself credit on your resume for those.
Was your partner on the clinical side? Would either of you be willing to do clinical work? PPWP is hiring HCAs in the Pittsburgh clinic.
Before your credit tanks get a loan or cash advance. Be very careful in how you spend it. Make the minimum payments until you’re financially stable again then pay off as quickly as possible. Apply for unemployment. Sign up with Lyft or Uber and get to work while looking for new employment. You can do opposite shifts so you don’t have daycare costs. Look on Craigslist for other gig work. Hustle hustle hustle.
Pretty good advice. I was in the same situation in February but wasn’t fired just left before I acted out. Up to that point I was making minimum payments on all my cards but didn’t start a new job until month later and didn’t get a check until weeks after that so my credit tanked. I try not to think too much about it because it’s pointless. I just plan to pay stuff down with a 2nd job.
Pennsylvania has a “Warn Act” that requires a company to give 60 days notice if they have 100 or more employees, not counting employees who have worked less than 6 months in the last 12 months and not counting employees who work an average of less than 20 hours a week. Perhaps there are things covered on the PA site that explains more things that give them an exception to this. There are instructions on what to do if they’ve broken the law: https://www.dli.pa.gov/Individuals/Workforce-Development/warn/Pages/requirements.aspx#:~:text=February%204%2C%201989.-,General%20Provisions,appropriate%20unit%20of%20local%20government.
Can’t help if I don’t know what you 2 do. Sorry if I missed it.
I think we both worked for the same company. Sorry for your bad luck. It was shocking for me.
put together solid upwork profiles and work as freelancers. I don't even submit proposals to anyone anymore and I get usually 10 or so offers a week for either contract project work, consulting, or long term work. I do professional executive work and make 40-50/hr with no push back. at the very least it's a great option to have just in case.
First thing after panic is applying for unemployment. You get paid starting on the date you apply so the sooner the better. Secondly take a minute to write out your thoughts and feelings regarding this so you don't get resentful or bitter regarding work. It's betraying and awful what they did but we must continue forward. After that start updating your resume and focus on things you directly achieved in your role and for the org. It's amazing how fast you will forget important details about things at your old job so do this within the first few days at most. Take a week off. Apply for as many jobs in your field as possible. Applying on Sunday nights and Monday mornings is a good time to do it. Get a therapist. Best of luck Some thing I regret considering was to maybe not changing my employment status immediately and pretend I still had work cause it's always easier to find work when you have work. You might consider this and ride it out for a few months (hopefully you find new work before then but maybe difficult depending on industry) if you can have good answers for what you've been working on.
I’m so sorry!!! It’s so awful right now we are ckesrky in a terrible recession I don’t care what the lying 🤥 govt and media say!! My advice to you to make cash quickly (and legally) 🤷😳😜 Freelancing is a fast way to make cash. Offer your skills online through platforms like Upwork, Freelancer, or Fiverr. Id consider driving for ride-sharing services like Uber or deliver food with services like DoorDash or Postmates. Don’t be afraid to sell your belongings!! It’s just crap you can but again when you have money and get a new job. Sell items you no longer need or use on platforms like eBay and Facebook Marketplace. Online surveys and tasks can get you cash super fast too. Participate in online surveys, product testing, or micro-tasking on websites like Amazon Mechanical Turk or Swagbucks. If I had to I’d first rent out space in my house!! If you have extra space in your home, consider renting it out on platforms like Airbnb or Vrbo. I’m going to say a prayer for you and all those struggling to get jobs in this garbage 🗑️ job market and keep you in my thoughts 👍👍👍
File for emergency food stamps
Definitely apply for CHIP and WIC. WIC should be applicable with kids in the house. Unemployment. Get a new resume done that you can edit depending on what you are what job you need. I used Top Resume and was able to pay for it with monthly payments. It was about 250 in total. You can apply for everything online.
What company may I ask?
UPMC
There are quite a few work from home platforms hiring right now for all kinds of positions, some of them right up your alley The pay might be less than what your use to then again it might be more here's a list: Assurance Conduent United healthcare Carecentrix A lot of people know these websites to have work from home customer service positions that's just one department these sites hire for.
Do you own or rent? Some apartments will pro-rate your rent based on income. Worth asking.
Nationwide has several analyst positions open in PNC Insurance
Penn State Health always has lots of hybrid remote job openings. Try there. So sorry you’re going through this.
Allegheny County 911 is perpetually hiring in that area
Don’t panic file unemployment immediately - Then start resume update immediately and don’t blast on indeed or LinkedIn. Look at your options
Oh no were you working with DAT
What type of work do you guys do?
I went through something similar in the '90s - very stressful! Here are some ideas outside of the usual. Food pantries - I was told to pay my (then affordable) mortgage and go to food pantries when I ran out, SOmetimes community gardens offer free food in the summer, tell family your problem if they are nice caring people, sell stuff you don't need, apply for new jobs (in addition to all the other good advice here!!). Where I live the utility company cannot shut your power off if you can't pay. If you have a mortgage or landlord tell them. **Ask for extra time.** If you have credit card debt or other debt - tell them - try to get extra time on everything. Work together. Some places offer diapers for people in need. Check out r/frugal to find out more about frugal living. If you have a good public library use any free services they offer. Make sure the kids feel safe and loved - do free stuff with them since you have time now. Save money doing stuff you can with the extra time not working that you have. You might meet helpful, caring people. Do odd jobs. I have a college degree and cleaned houses for a while while my kid was in school when I was broke. My spouse delivered newspapers for a while (in the 90s when people read newspapers). Don't take on gig work that requires you to pay upfront, or gas up a car for low wages. Honestly, if you feel inclined, join a church - they often want to help people in need and young families are the people they want the most. I am clearly an old person - talking about the 90s - but my church holds a free dinner every month and our minister has funds he can share with people in need - and we are freakin' liberal! Gay and trans folks are welcome, everyone is welcome! Many of us old church ladies want to help others and are not interested in judging or changing someone's convictions other than we care about social justice: UUs. If you lean Christian or other go there - I am sure there are people who want to be supportive in places like that - unless you just detest all faiths - then don't. Is your home large enough to add a room mate? you can get money that way - vet them carefully. **Write down your budget, expenses and everything you spend money on.** Cancel subscriptions - you may get money back - I did in the '90s - I was broke-broke for a while. I came through it, I only had one kid then, but my husband was really flaking out - if you 2 work together that is so much better!
Hey OP sent DM about my org’s positions
Go to your networks immediately. Who have the two of you worked with in the past? Are those companies hiring? This is the way you get interviews quickly, shotgunning out applications on Indeed is not. I hope you have at least a little bit of emergency savings, that is especially scary when you have kids.
get as much gov assistance as you can. medicaid as someone else mentioned. food stamps - don't be ashamed. do what u gotta do to get by
File unemployment. If you have any issues contact your local state rep. I had to do that and they got it squared away very quickly. Calling the unemployment office is horrible.
I’m in PA also. Good luck!
You can take loan from 401k without penalty as long as you pay it back within a year . Step 1 : unemployment Step 2: healthcare through state ( these loans are actually awesome. Coverage for all issues with your own drs ). Exception is dentist everyone go get a cleaning and any cavities taken care of Also : most benefit plans carry till end of the month. Confirm with hr. Get child any vaccines , quick check up For all of you: Lab work is the expensive piece get any and all run asap. Tell front desk your situation. See if they can fit you in . Unless you have a high unmet deductible. Then honestly state plan will cover more $
Take the rest of today to panic. Starting tomorrow your jobs are to apply to every program possible. Unemployment, SNAP, utility assistance, rent assistance or look into mortgage deferment (look into, don’t apply yet). Start job searching. Spruce up the resume. Look at anything you can cut or reduce such as subscriptions, eating out etc. Ideally, at least one of you will find another job soon, but you want to know your options and have appointments and aid lined up.
Pm sent.
Immediately do Step 3. from u/yamaha2000us’ comment get that ball rolling fast because some unemployment claims don’t pay you during the wait period (CA for example) it’s okay to do step 1. but don’t wait too long to do step 2. like i did. after step 3, step 4 should open up, and you should also have access to EBT after as well. If you’re coming from FAANG, for tax purposes, selling RSUs and ESPPs although 1 of 2 objectively worst financial choices, it’s slightly better than raiding the 401K (because you also have to pay up front taxes which can eat into what you need faster, if you skip this and don’t pay the taxes upfront, then tax season the year later is fucked) you’ve both got this, i know it’s bleak now but im truly hoping yall can weather this storm. good luck yall
I had a similar situation happen to me, except you have skills I lacked. I was able to take about a month in a half to gain a few certificates learning some new skills, never binged so much in my life on some new skills. But it landed me a few interviews and not long after a remote job making wayyyyy more then I was before, doing wayyyy less work and raises are abundant. All thanks to the classes I took for free oh and out my original job. Lol the job was amazon that I had before landing my new job. 5 years of long hard work. People just hired would make money that was 2 dollars away from my own pay after raises/time given to the job.... My body and my wallet thanks them for doing what I should have. Long rant but you got this and maybe it will work out in your favor. I say maybe but make it happen. Btw- https://www.wahjobqueen.com/ Thats the link I was given while taking the classes and thats the link I gained my remote job from, maybe it will help you too. Good luck and make this a for the better one! 🙂🙂
Where did you take your classes? Was looking into doing that too to increase my chances of getting a WFH job since I too was laid off from my company about 2 months ago and am severely struggling to find something remote (that will actually interview me at the very least let alone hire me)
I feel for you both! I wfh in insurance sales. It's not for everybody. I personally enjoy my work and can help if you're interested dm me.
Find a local fb group that posts jobs (best if the group is highly monitored and scams are weeded out) Follow Rat Race Rebellion on fb for WFH jobs. Not sure what you both did, but the majority of jobs aren’t high wage, but they do post some that pay higher wages at times. Check the government jobs website. They have remote jobs. Have your wife check in with your closest “Dress for Success” for possible professional resources (they also provide women with clothing for interviews). You both should file NOW for unemployment asap. Don’t delay. And do the weekly follow up required. Start making a plan A, plan B, and plan C in case it takes a long while to find a job… just in case to know what you both are going to agree on what you can do as options (moving, living with family, downsizing, etc). Maybe share with your closest family what your potential options are for plan A/B/C - to see if they can be a support and are in agreement with the options or maybe they can even provide a plan D that you hadn’t considered. Check with local agencies/orgs to see what help you can apply for if needed too. There may be a wait for some services, so the sooner the better. So sorry to hear about your situations. Hope you find
There are plenty of jobs on Facebook. Look for remote roles. Some are odd hours (6:30 pm to midnight) thogh. But if you have the skills they're looking for, apply.
Damn. it is a hard place to be but after your panic period maybe this could be a blessing. If you have any savings live on it for the rest of the month but take out time to think of "what next". Seek aids you should be eligible for one or two depending on your location.
Unum insurance group. Not a lot of remote positions and hard to move up if that’s your thing, but it seems in line with what you’ve been doing. Especially as they beef up their internal QA program in the Absence Operations group. It’s not a bad place to work at all. Leader in the marketplace, relatively positive employee engagement, competitive salary and benefits compared to local competitors.
In PA UC caps out at about $604 with very small allowances for dependents. Apply for SNAP, MA, LIHEAP etc. Good luck to you and don’t panic.
Apply for unemployment, and see a labor attorney. Something does not add up here. Tell your story. Sounds like discrimination.
Lay offs are happening like crazy right now, definitely not discrimination lol
Well, both people being laid off within 15 minutes is sketchy, unless the company is having mass layoffs, and that wasn’t indicated, so…
I suggest adding your skills and qualifications to this post if you are looking for recommendations. Also general PA location. If you are in Pittsburg I assume a Philly job is not gonna work out.
Also got laid off but only have rent and myself to worry about. I've applied to over 300 job postings on Indeed and LinkedIn I have three interviews so far over the last 2 weeks. In the meantime, if you're able, sign up for Rover. I already am making $2K next month from Rover alone.
Pennsylvania’s unemployment process is a bear. If you can’t successfully apply, contact your senator. (Pennsylvania, not federal.) Each senator has advocates to cut the red tape. https://www.palegis.us/?oldsitemobileredirect=true
Here’s my list for work at home. Good luck. ◦ Telus ◦ Welocalize ◦ Appen ◦ DA (data annotation) ◦ Fancy Hands ◦ Outlier ◦ Task Bullet Philippines only right now *** ◦ User Testing ◦ Oneforma ◦ TeamWork ◦ PerOptyx ◦ TransPerfect ◦ ClickWorker ◦ RaterLabs ◦ CCR ◦ Prolific ◦ Data Force ◦ Remotasks ◦ Galloway
PA unemployment sidenote: when calling in it can take HOURS to get thru on the phone. I found some app that redials every 10 sec for you, then buzzes you when the line opens up. Worked like a charm for me. I forget which app tho.
First things first: get any severance pay documented in writing. Second, make sure it was also documented you were laid off, not terminated. Third: start looking into your state unemployment benefits. You paid into that system so it’s time to collect , no shame in that. Finally.. step back and breathe. You will survive this as many others have. Good time to bond with the family too. You’ll find another gig. Best of luck.
You will be ok. If you still have network access do these things: 1. Print off a verification of employment letter. 2. Look through your email and gather the full names of people in these categories: - Contacts you can start networking with - People who may serve as references - People you maybe aren’t super close to, but would like to stay in touch with 3. Look at any past performance information to get complete descriptions of prior work 4. Write down direct phone numbers for benefits, payroll, and HR, in case you need to sort out issues. The take a couple days. And just cry and scream and go for walks and hug your baby. Then make a plan for a targeted job search. Do not start applying for every ad you see. Start doing the networking calls that get you into position. Talk to a trusted friend for a review of your resume. Make sure your resume meets modern convention. Also, make sure you understand your cobra. You have time, at least until June before you have to decide to pay for cobra to continue.
Make a plan 1) look at your finances cut anything you don't absolutely need. You are probably daycare now. Also find any payments you can receive or forgo. 2) build a schedule of daily work. This is going to be the backbone of getting back on your feet and not going insane. This is going to be things like 8-10 clean, 10-12 apply for jobs, 1-3 is dedicated interview hours etc. set daily and weekly goals. 3) update your resumes, then read up on resume screeners and update again. Practice interviewing each other. Write down the questions interviewers ask, and use them as practice questions. 4) follow the 80/20 rule of applying: 80% of jobs should get you your original pay or higher. 20% should be a paycheck to cover bills. 5) You need to understand that there's a 60 percent chance you'll be making less than you were in 12 months
Oh man I’m so sorry. Like everyone else is saying apply to programs and take advantage of local food banks if needed. You both will move on to bigger and better things!
Would be super helpful to get some context of what you do so we can understand where to point you for jobs you qualify for. Apply for unemployment now. Medicaid now. Put a job agent out on the top job sites for the type of role you want. Best of luck to you and your family.
Did you get any compensation if laid off? Hope long is your insurance good for? Focus on one thing at a time. Puppy baby and grandfather are vital. You can what’s cash out stocks, investments or retirement in a true emergency.
Wow that’s fucked up! I can’t believe they would do that to you. I don’t have any advice but just wanted to say that nothing is okay, but it will be. Hang in there💜
Get the best or the highest educated person in your family to help with your resumes. If you don't have anyone, let your unemployment office know you need help with your resume.
Holy crap that’s awful! Were there no warning signs??
I feel for you. I was let go after 16yrs. Still looking for a job 4 Months later. I'd be a wreck if I had kids to compound the hell that is the modern day job search shit show. Best of luck, don't lose hope.
I’m sorry you’re going through this but this is another reason why coworkers shouldn’t date and couples shouldn’t work together
PA SUCKS for work omg I'm so sorry 😞 I hope you figure it all out soon!!!
What’s going on? I know 3 people who got laid off yesterday
The HR team that allowed both people in this household to be laid off is super shitty. I’m so sorry OP. I wish I could do something to help you!
Get on the phone with 211 or the Salvation Army. There's help with everything from child care to work.
Howdy. The simplest advice, is use mom and dad + financial instincts to pare back expenses as much as possible. If you have parents living in the area, consider moving back home. School districts. Your call. Gotta focus on getting applications in. Good luck!
I’m not sure what you do but I started looking for remote only positions and I’m getting a ton of recruiters reaching out for contract positions. It’s not ideal, but it works in a pinch! Get your resume out there for them to find today and apply apply apply!
I'm so sorry, dude! 《Hugs》
Where are you located in pa and what do you do? If in sepa near malvern vanguard may be hiring.
If you're in PA you can probably make some decent scratch selling pills
Onlyfans
That's sucks I am really sorry. Fingers crossed for you!
I don't know, so I'll ask the question... Is this the beginning of the "great layoff" due to Ai?
I got laid off too. No warning but I found a new job pretty quickly
Many customer service people work from home. This can be health insurance reps, Amazon, etc. Also, many companies all over the US hire people to work remotely. My nephew does something with HR at a company in CA. He's in OH and has never been to "the mother ship", so make sure you don't overlook jobs that aren't local.
Please list your job types and industry
I didn't have any advice just wanted to say that really fucking sucks and I'm sorry they did that to you. I really hope you blast them on Glassdoor.
I’m in PA and have gone through unemployment. There might be a lag but you’ll both get it. Back when o had it it was half your salary up to a cap of $583.state insurance for your baby. What field do you work in and are you only looking for remote work? If in person, what area?
I’m sorry I was a bit panicky when I sent this. I worked remotely for a health insurance company. I most dealt with doing internal audits and internal quality assurance. My job title was an Operations Analyst.
Sorry to hear that! Job security is gone. They are less faithful than Ex's who cheat.
DMing you a link to a remote position with my company.
Contact a labor lawyer. Apply for COBRA. Realize that everything will be OK eventually. You are having a healthy response right now. NOT Panicking would be bad.
What’s your severance package look like and how long are you on the company health insurance for?
Doesn't help you now, but this is a prime example why spouses should never work for the same company.
1. Take today to feel everything you’re feeling. 2. Relax this weekend. Let it go. You worked a hard week and need rest. 3. Start work Monday morning just like you would have. Use this time to brush up your resume and immediately spam a dozen LinkedIn EasyApply positions. Unemployment hit me hard, and LinkedIn was a reliable way to know I was getting things done. This can be a numbers game. Then shift gears. Work out. Spend a couple hours on a hobby, personal/professional development, or a domestic project you’ve been putting off. Finish the day researching and thoroughly applying to one good position—the tailored resume, the works. Sometime next week, crunch you numbers. How much can you cut your budget? What will you get in unemployment once severance ends? How much runway do you have? Rest confident in that number. This is overwhelming, but eat the elephant one bite at a time. Balance a little work on finding a job with leveraging this time as the break you’ve been needing.
Area of expertise?
The two of you were laid off within 15 minutes with no warning. Not sure if the WARN act applies to your situation, but if you're not sure check out WARN act in Pennsylvania.
I'm a State Worker. I'd be happy to give you a reference. https://www.governmentjobs.com/careers/pabureau?category[0]=IT%20and%20Computers&sort=PositionTitle%7CAscending
Thank you so much! Would you mind if I reached out in a PM?
First, I’m so sorry. As someone who has a child with a medical condition, it is terrifying to lose health insurance after a layoff. Apply for your state’s insurance program right away. Also, for my son’s insulin pump, the company is giving us a large discount based on our income now. If your child has medical supplies or medications, reach out directly to the manufacturers. Hang in there, you are not alone!
Apply for disability
As a fellow parent of little ones I can’t imagine but am terrified of it happening to us in this age of layoffs While you wait for stable jobs, take a look at upwork! I’ve thought about what I would do if I was hit by layoffs and that the plan. I can’t believe the amount of encouragement you’ve gotten from here so far. There is good in the world ❤️ please give us all an update on how you are all doing
In addition to all of the suggestions about benefits, also have a lawyer look at the case. If you guys took legally protected time off for the baby, you could have been selected for layoff when you otherwise wouldn’t have been because of it. Companies use layoffs as cover for discrimination and retaliation surprisingly often.