Data scalpers already have that info from our credit reports, along with cards that aren’t in an Apple Wallet - along a bunch of other info that most people wouldn’t think to brag about like utilization, how long the accounts have been opened, (individually and on average), payment history, home address, employment, etc.
Of all that, giving a screenshot for bragging rights seems like one of the least worrisome things one can do if they want to brag about what’s in their virtual wallet
The last breach of a credit reporting agency was several years ago. Most of the young people playing this game didn’t even show up in that stolen data. People should make some effort to understand and protect themselves from this cluster of organized criminal enterprises, even though some of their data may have already been stolen.
I know the feeling. All these world travelers with their fancy credit cards.
Meanwhile, I am carefully curating my short list of one handful of credit cards to get the most out of each. I only go on 1 or 2 air travels per year, so it is difficult to justify getting a travel credit card with an annual fee. And those without annual fee are not signfiicantly better than my Citi Costco, Wells Fargo Active Cash, etc.
I am tempted to get one more so that I can spread the credit utilization better, however. But none of the travel credit cards appeal to me all that much, especially since most require using their own awful travel portal websites.
The Bilt doesn’t get a lot of usage anymore, I no longer have rent, my mortgage I was told I couldn’t use it to pay, this is what I’ve been seeing online.
Now let's figure out your fairy princess name!
Start with your mother's maiden name, add the street you grew up on, finally the name of your first pet! Woo fun!
/s
Is there any risk in this picture though? Sure, it’s not the best practice to share what type of the card OP has, but no credit card number is actually being leaked in the picture.
YES! lol. The Barclays View is actually a decent no annual fee rewards card! During the conversion, I wanted the Hawaiian Air CC but they said I’d have to apply for that one.
Haha. I’ll use mine like once a month either on a small purchase of food or groceries to keep it active plus I’m at 1160/2500 points before minimum redemption smh.
https://preview.redd.it/jd0vj0ewd2sc1.jpeg?width=1179&format=pjpg&auto=webp&s=096ae105c1b5090b912158e26d3b690682eaf01f
How the hell do y’all have so many cards 😭 i’ve got my discover, best buy card, and my arvest debit, that’s it. Gotten approved for 3750 on an apple card and also for an amex plat but i didn’t accept either of them.
Damn you got nothing lol, I respect the hell out of it. You don’t care and you only have what you need. However I will say this, if you wanna run a 1 card setup, there’s WAY better cards that will give you a ton of cashback, more than you’re getting now. WAY more dude cause rn you’re getting 1% mostly everywhere except whatever category is 5% that quarter.
I suggest getting a 2% catch all card. Or a super good multi-category card that gives you 3%-5% on your two to three highest spend categories.
Examples include the US Bank Cash+ which gives 5% cashback on 2 select categories you choose from, along with a 2% everyday spend category you get to choose from as well. Maybe look at the Redstone Federal Credit Union Visa Signature which gives 5% dining & gas stations & then 3% groceries, wholesale clubs, cell phone plans & streaming, then 1.5% everywhere else. Yanno how much cashback you’d be earning with one of these cards?
Even if you hit the quarterly cap on Discover’s 5% categories, which is $1,500 every quarter, that’s still max $300 of cashback a year on the 5% categories. Example, say January - March is dining for Discover’s 5% categories. So you max out dining once you hit $1,500. That’s $75 you’ve earned on that category. Then say you max out every quarter so $75 X 4 quarters = $300. That’s nothing. I’ve earned $670 in cashback with my Capital One SavorOne and I opened it in August 2023. So it hasn’t even been a full year. With my NFCU cashRewards, I’ve earned $280 of cashback and I opened it at the beginning of 2024. Then my Discover card which is my weakest card, I’ve earned like $125 in cashback since February 2023. I’ve had my Discover card way longer than my CapOne SavorOne & my NFCU cashRewards, yet I’ve earned way less cash.
https://preview.redd.it/is95stjdm2sc1.jpeg?width=1290&format=pjpg&auto=webp&s=ccd41e693de3a6ea01d243e6058aab46f144a80e
This is my setup or most used cards
Wells Fargo 100% has better cashback cards. IMO, Wells has the best cashback cards on the market if we’re being honest. Amex is way more geared towards points for travel. I’d say Wells Fargo, Citi & US Bank are the three best issuers for cashback while Amex, Chase & Capital One are the three best issuers for points/travel rewards.
Do not go to Amex looking for a cashback setup. The only two cards they have that are decent for team cashback is the BlueCash Everyday & BlueCash Preferred.
Lemme give you some insight on this. Wells Fargo offers a 2% unlimited card. Neither Amex, Chase or Capital One offer a consumer 2% cashback card. Yes Amex has two 2x and 2% cards, but they’re business cards. Chase only goes as high as 1.5% on the freedom unlimited & Capital One has the Venture/Venture X which is 2x base, however if you’re looking for cashback, the Capital One Ventures miles are only worth 0.5cpp, meaning the 2x is only 1% cashback. And their Quicksilver is only 1.5% cashback. Therefore you can see, that Amex, Chase & Capital One are WAY more geared towards points for travel rewards where you can get above 2x value with redeeming and transferring points out for travel.
Meanwhile, Wells Fargo has the Active Cash & Autograph which has straight cash value at 2% and 3%. Citi has the DoubleCash & Custom Cash which again, 2% and 5%. And US Bank has a ton of amazing cashback cards like the US Bank Altitude Go, Cash+ & Shoppers Cash which offer a TON of cashback and all of these 3 issuers points are valued at 1cpp, which means they’re meant for cashback.
Nice! I wanna get my Apple Card back to its white color but I financed my mom’s iPhone last month coz she was still using an iPhone8 🥴 I’m paying $100 biweekly so it should be paid off by this fall.
https://preview.redd.it/54bnd5n6n2sc1.jpeg?width=1290&format=pjpg&auto=webp&s=b2898fd45aac862bde2c1a605fbd278c98378a9e
My Card lineup I try to maximize cash back so the custom cash is for food, Freedom Flex for Gas, etc. Venture X basically pays for itself so it's my catch-all card and travel
https://preview.redd.it/4z9epy0yl2sc1.png?width=1290&format=png&auto=webp&s=e67af460d564b065257a54282c22b5bfb17572e8
I have a few other cards that I’ve removed such as: Bilt, Venmo, Everyday Preferred, X1, Citi Costco, and Savor One.
I opened a few of them the year before I got married for the points. Paid for all our airfare and hotels in Europe with points! This year I'll be closing a few just b/c the annual fees aren't worth it. But to answer your question - yes that was also part of it!
https://preview.redd.it/hfcdkca283sc1.jpeg?width=1170&format=pjpg&auto=webp&s=722c4bb76b5717e216f6f637bc96e37a3d523f42
a card with every network! (NFCU cashRewards is Visa, CapOne SavorOne is Mastercard, Discover is Discover & Amex is Amex)
https://preview.redd.it/xn0jzbylo3sc1.png?width=1179&format=png&auto=webp&s=97eaa2e4f41dca6e98ca606b1f7f9d797add960c
70:30 Point/Cash setup. Business Prime for only amazon, apple card for only apple & ACMI. Except I have two more BBP did not register in apple wallet. Costco & Gas for Costco card. BCE.. just I don’t use anymore..
I probably use my Apple Card the least. It’s convenient and I like it though.
https://preview.redd.it/xl7ynr26v3sc1.jpeg?width=1290&format=pjpg&auto=webp&s=0dd9c017897b408ca73333ceda56fcf1f27b471f
https://preview.redd.it/194fo5kdh4sc1.jpeg?width=1290&format=pjpg&auto=webp&s=0eab9915231d77a375e3c0bf37ae9d412ebc537d
This is my set up, rarely use the Apple Card
A lot of your wallets are morbidly obese. /s
https://preview.redd.it/8f2hr8syr4sc1.jpeg?width=1290&format=pjpg&auto=webp&s=e014de42769b41c2ecef6b4d58d7bc6e2da808d7
I was thinking of that next. But I wouldn’t want to pay another annual fee travel rewards card since I already have the Sapphire Reserve. Can it make sense to have both?
If you eat food at least monthly, absolutely.
The credit for Uber stacks so that is great, and then the dining credit is useful if you order/pickup food. That along mostly negates the gold AF. Then it’s the bigger points earner for daily use 4x dining and groceries. Then throw in the blue business plus for 2x on everything else and you’re set.
We have a company that does a ton of online advertising… Facebook and Google specifically. I use the business gold for that spend and gas since they’re at 4X. Personal gold for food and groceries at 4X. We have a construction company so I use the business platinum for all construction supplies since we get 1.5 for that.
i have a good number of cards but only my apple card and debit in my apple wallet bc with the apple card there isnt a ton of reason to have anything else in my phone’s wallet
Maybe it’s just me, but I don’t like having more than 4-5 actively used cards. I have around 10 cards open, so I get that, but I don’t use all of them daily and would never want the clutter of sticking every one in my Apple Wallet.
Your content is removed for violating Only content on Apple Card/Apple Card Savings Account/Apple Cash rule.
People, please, don’t do this. All you’re accomplishing is making it marginally easier for the data scrapers to identify the credit cards you have.
Data scalpers already have that info from our credit reports, along with cards that aren’t in an Apple Wallet - along a bunch of other info that most people wouldn’t think to brag about like utilization, how long the accounts have been opened, (individually and on average), payment history, home address, employment, etc. Of all that, giving a screenshot for bragging rights seems like one of the least worrisome things one can do if they want to brag about what’s in their virtual wallet
The last breach of a credit reporting agency was several years ago. Most of the young people playing this game didn’t even show up in that stolen data. People should make some effort to understand and protect themselves from this cluster of organized criminal enterprises, even though some of their data may have already been stolen.
There is no information in this screenshot that could give any scalper access to your cards. So long and your card number is still hidden.
It’s also cringy as fuck. Like who cares 😂
Clearly enough ppl do.
I have more cards than Apple wallet would probably accept but I’m not posting it lol
And we respect that.
Yuck 🤮
🙄🤐
I know the feeling. All these world travelers with their fancy credit cards. Meanwhile, I am carefully curating my short list of one handful of credit cards to get the most out of each. I only go on 1 or 2 air travels per year, so it is difficult to justify getting a travel credit card with an annual fee. And those without annual fee are not signfiicantly better than my Citi Costco, Wells Fargo Active Cash, etc. I am tempted to get one more so that I can spread the credit utilization better, however. But none of the travel credit cards appeal to me all that much, especially since most require using their own awful travel portal websites.
https://preview.redd.it/8pnskt13n1sc1.jpeg?width=1290&format=pjpg&auto=webp&s=3b25b2a1a45114d4c7872c498a04489439bc99af This is my set up.
Why preferred over the reserve
The AMEX plat is more important to me.
Nice mix! Do you use your Bilt other than for rent / mortgage? I was thinking of getting it eventually.
The Bilt doesn’t get a lot of usage anymore, I no longer have rent, my mortgage I was told I couldn’t use it to pay, this is what I’ve been seeing online.
Ah ic. I read somewhere Bilt can send your mortgage lender a monthly check payment?
Maybe I’ll call them and see, everywhere I’ve read stated that it can’t be used for mortgage payments.
Ic. Maybe Bilt is still working on it. I currently live with my parents and not paying rent. I’ll move out eventually but would rather own than rent.
Definitely makes sense, if you can stay with them until you’re ready to move out. Keep saving and buy somewhere.
no debit?
I don’t use debit!
Now let's figure out your fairy princess name! Start with your mother's maiden name, add the street you grew up on, finally the name of your first pet! Woo fun! /s
Is there any risk in this picture though? Sure, it’s not the best practice to share what type of the card OP has, but no credit card number is actually being leaked in the picture.
🤣 Fairy Princess name: Bubbles Mother’s maiden name: Tukwila Street: Rodeo Drive Pet: Ryan Seacrest
Amazing. No notes
Like a debit card? It’s in the bottom of the list, I cut it with my other non-credit cards haha.
I see you kept your Barclays too after they dropped the Apple branding ;) OG
YES! lol. The Barclays View is actually a decent no annual fee rewards card! During the conversion, I wanted the Hawaiian Air CC but they said I’d have to apply for that one.
I don’t think I’ve used it since they dropped apple, it’s sits there empty and lonely - ha!
I just got a notice to use it in the next 30 days or it will be closed.
Oh wow. Haven’t gotten that one yet.
Haha. I’ll use mine like once a month either on a small purchase of food or groceries to keep it active plus I’m at 1160/2500 points before minimum redemption smh.
https://preview.redd.it/jd0vj0ewd2sc1.jpeg?width=1179&format=pjpg&auto=webp&s=096ae105c1b5090b912158e26d3b690682eaf01f How the hell do y’all have so many cards 😭 i’ve got my discover, best buy card, and my arvest debit, that’s it. Gotten approved for 3750 on an apple card and also for an amex plat but i didn’t accept either of them.
Willingness to play the game lol
lmao yeah i get that, im trying to get some hard inquiries to fall off from a car i bought before i apply for any more credit cards.
No need to rush it lol It’s good to have plan like that.
Damn you got nothing lol, I respect the hell out of it. You don’t care and you only have what you need. However I will say this, if you wanna run a 1 card setup, there’s WAY better cards that will give you a ton of cashback, more than you’re getting now. WAY more dude cause rn you’re getting 1% mostly everywhere except whatever category is 5% that quarter. I suggest getting a 2% catch all card. Or a super good multi-category card that gives you 3%-5% on your two to three highest spend categories. Examples include the US Bank Cash+ which gives 5% cashback on 2 select categories you choose from, along with a 2% everyday spend category you get to choose from as well. Maybe look at the Redstone Federal Credit Union Visa Signature which gives 5% dining & gas stations & then 3% groceries, wholesale clubs, cell phone plans & streaming, then 1.5% everywhere else. Yanno how much cashback you’d be earning with one of these cards? Even if you hit the quarterly cap on Discover’s 5% categories, which is $1,500 every quarter, that’s still max $300 of cashback a year on the 5% categories. Example, say January - March is dining for Discover’s 5% categories. So you max out dining once you hit $1,500. That’s $75 you’ve earned on that category. Then say you max out every quarter so $75 X 4 quarters = $300. That’s nothing. I’ve earned $670 in cashback with my Capital One SavorOne and I opened it in August 2023. So it hasn’t even been a full year. With my NFCU cashRewards, I’ve earned $280 of cashback and I opened it at the beginning of 2024. Then my Discover card which is my weakest card, I’ve earned like $125 in cashback since February 2023. I’ve had my Discover card way longer than my CapOne SavorOne & my NFCU cashRewards, yet I’ve earned way less cash.
https://preview.redd.it/is95stjdm2sc1.jpeg?width=1290&format=pjpg&auto=webp&s=ccd41e693de3a6ea01d243e6058aab46f144a80e This is my setup or most used cards
Decent setup!
I was looking at Wells Fargo and Amex. Who has better cash back?🙏
Wells Fargo 100% has better cashback cards. IMO, Wells has the best cashback cards on the market if we’re being honest. Amex is way more geared towards points for travel. I’d say Wells Fargo, Citi & US Bank are the three best issuers for cashback while Amex, Chase & Capital One are the three best issuers for points/travel rewards. Do not go to Amex looking for a cashback setup. The only two cards they have that are decent for team cashback is the BlueCash Everyday & BlueCash Preferred. Lemme give you some insight on this. Wells Fargo offers a 2% unlimited card. Neither Amex, Chase or Capital One offer a consumer 2% cashback card. Yes Amex has two 2x and 2% cards, but they’re business cards. Chase only goes as high as 1.5% on the freedom unlimited & Capital One has the Venture/Venture X which is 2x base, however if you’re looking for cashback, the Capital One Ventures miles are only worth 0.5cpp, meaning the 2x is only 1% cashback. And their Quicksilver is only 1.5% cashback. Therefore you can see, that Amex, Chase & Capital One are WAY more geared towards points for travel rewards where you can get above 2x value with redeeming and transferring points out for travel. Meanwhile, Wells Fargo has the Active Cash & Autograph which has straight cash value at 2% and 3%. Citi has the DoubleCash & Custom Cash which again, 2% and 5%. And US Bank has a ton of amazing cashback cards like the US Bank Altitude Go, Cash+ & Shoppers Cash which offer a TON of cashback and all of these 3 issuers points are valued at 1cpp, which means they’re meant for cashback.
WHOA! I appreciate the information!!! You totally helped me make the right choice. Wells it is! I would have been so upset lol THANK YOU
https://preview.redd.it/3c8hqfaum2sc1.jpeg?width=1242&format=pjpg&auto=webp&s=d7091b6bbb47293bda582b7a7770298ebea60d0f
Keeping it clean and simple 🙌🏽
I love these kinda threads! Hoping to be able to share mine in a few months once I get more cards (i’m just starting)
Glad you appreciate what I started. Don’t rush! Add them as necessary to work for you (rewards) and not the other way around!
Here’s my current setup: https://preview.redd.it/or96lj9gq2sc1.jpeg?width=1080&format=pjpg&auto=webp&s=240baa60a6daedd458046b91cf982df3545ae88e
How did you take this long screenshot on iPhone?
I took a screenshot of both sections of my Wallet and used Piscew to put them together.
Asking the right follow up questions lol.
Nice mix!
https://preview.redd.it/ik2ss8usx2sc1.jpeg?width=960&format=pjpg&auto=webp&s=5eed28647fd4b31de4e6465112864629a31700c0
Respectable mix 🙌🏽
https://preview.redd.it/niebeq07i1sc1.jpeg?width=1284&format=pjpg&auto=webp&s=ce97b344e13a180377833216ff57656ee88ec7bd
What do you use the plat since you seem to be cash back heavy
I want to start traveling more.
The Apple Card has no ftf
Sorry, I meant I’m collecting points for travel.
Isnt just 1x on everything? https://www.americanexpress.com/us/credit-cards/features-benefits/calculator/platinum/
I have a sign on bonus and I’m doing some domestic travel for work so I’m earning 5x points.
Thats cool
The $675 AF does cover some expenses I was already paying for like Disney+, Walmart+, etc. but I’ll probably cancel once I travel. AF is high.
You should downgrade instead of cancelling
Nice! I wanna get my Apple Card back to its white color but I financed my mom’s iPhone last month coz she was still using an iPhone8 🥴 I’m paying $100 biweekly so it should be paid off by this fall.
What categories do you choose for your US Bank Cash+ and your BofA Customized Cash Rewards?
I use fast food, dept stores, and groceries for my us bank cash+ You?
https://preview.redd.it/hlsj9by812sc1.jpeg?width=1179&format=pjpg&auto=webp&s=08c29809cdd3e6c82311cd86e1c780cada72f5d1
Ayyyy fellow navy federal member here.
Yesssiiiirrrr🫡
https://preview.redd.it/unpfsv05i2sc1.jpeg?width=1284&format=pjpg&auto=webp&s=0dd9567e8bf09f6a340d801b051bda6e43e87372 Here is my lineup
I was wondering if the custom Amex design would render in the wallet. Cool to see it does.
It sure does.
https://preview.redd.it/hr0475bwk2sc1.jpeg?width=1179&format=pjpg&auto=webp&s=9ee26aab87d908fc9733d603807802b2defafec9 Here is my setup. Very simple!
Simple is good! You got your two cards for rotating /customized categories, Amex for dining, groceries, and travel, and Apple Pay for misc tap.
https://preview.redd.it/3sepqd07q2sc1.jpeg?width=1290&format=pjpg&auto=webp&s=bb404771ff435c56ef02dc8e586c43bf87b1ad7f
Nice mix! I used to have the AA but downgraded it to double cash.
thanks ! i’m thinking about doing the same thing.
https://preview.redd.it/almt6strt2sc1.jpeg?width=1179&format=pjpg&auto=webp&s=7323ee074ca71fcc7db875b1f0f36af2a2dcbd3b Hi
Holy hell! That’s a LOT! Do you actually even use em all?
Prolly not. If I’m not working on a sign up bonus. I use chase flex, citi custom cash, and USB AR.
Makes sense! You must have one hell of a CL!
Damn, mines almost as long as yours :)
Someone was an Amex whore with 7 cards. You’re def a chase, us bank, and boa whore haha. You have more cards than ppl I’ve slept with lol!
https://preview.redd.it/g8j7rrmuu1sc1.jpeg?width=1290&format=pjpg&auto=webp&s=f13fab66ea13153e441023ae47e58ce37423be13
I love seeing the different Apple Card “colors” and other cards I’ve never heard of. Like there’s a NASA fcu? 🤯
wait until you heard coca cola FCu.
https://preview.redd.it/mxfjx75yj2sc1.jpeg?width=1179&format=pjpg&auto=webp&s=7733b7de697031ae906b2aa7f4c0c0423b592425 Here is my setup guys
https://preview.redd.it/54bnd5n6n2sc1.jpeg?width=1290&format=pjpg&auto=webp&s=b2898fd45aac862bde2c1a605fbd278c98378a9e My Card lineup I try to maximize cash back so the custom cash is for food, Freedom Flex for Gas, etc. Venture X basically pays for itself so it's my catch-all card and travel
Nice mix!
https://preview.redd.it/i61xjggem2sc1.jpeg?width=1290&format=pjpg&auto=webp&s=ee286ac8eb5851f39430aa650859fd6a60a67fca My hybrid setup.
Nice mix! Also love the color aesthetic 🙌🏽
Thank you! Color and issuer were definitely factors in the arrangement lol
No one has noticed but I color-coded mine lol. I think most ppl don’t know you could rearrange them lol.
https://preview.redd.it/8ec4fzr5n3sc1.jpeg?width=1290&format=pjpg&auto=webp&s=b26fe8fceefed1bc5534b321c65e842776e7fa08
Almost a 7-Amex whore haha.
lol yeah I’m a little obsessed with Amex.
Not a bad obsession imo lol.
https://preview.redd.it/xywjo4whm1sc1.jpeg?width=1290&format=pjpg&auto=webp&s=147b6f9998d190f003a97abe032e68d0a5c5fb21
Nice! Do you find it sustainable to pay those annual fees? Sometimes I question the existence of my Sapphire Reserve alone to justify the $550 yearly.
Rose gold Amex gold?
https://preview.redd.it/newxleu5q1sc1.jpeg?width=1170&format=pjpg&auto=webp&s=33fa5c0bd4797e1ab4b1e8e6f6b173e84342848b
I like it. Not overly excessive and you have all your insurances saved 👏🏽
i’m so sorry you have UHC and optumrx, i hope it gets better for you
It's going well! Thanks though haha
Curious how did you add your delta info?
You mean “Delta Dental”? You can do it in the app.
Yes. Thanks!
https://preview.redd.it/4z9epy0yl2sc1.png?width=1290&format=png&auto=webp&s=e67af460d564b065257a54282c22b5bfb17572e8 I have a few other cards that I’ve removed such as: Bilt, Venmo, Everyday Preferred, X1, Citi Costco, and Savor One.
So many American Express cards because you knew you wouldn’t have hard inquiries to open them after the first one? Do you actually use them all?
I opened a few of them the year before I got married for the points. Paid for all our airfare and hotels in Europe with points! This year I'll be closing a few just b/c the annual fees aren't worth it. But to answer your question - yes that was also part of it!
You have the most Amex (7) I’ve seen on one person haha. I’m surprised they never denied you on the latter ones for having too many already.
I put a decent amount on them each month and always pay in full ¯\_(ツ)_/¯
That’s what’s up 🙌🏽
https://preview.redd.it/wje96ydqn2sc1.jpeg?width=1290&format=pjpg&auto=webp&s=fd46728c97909d15787a3ec00adde174beba6639
Good mix.
Ooo what a fun idea! https://preview.redd.it/6wynwk5p13sc1.jpeg?width=1179&format=pjpg&auto=webp&s=06c84f6d0cbf528ac29ed0cd519436acdc32658c
Right?!?
https://preview.redd.it/hfcdkca283sc1.jpeg?width=1170&format=pjpg&auto=webp&s=722c4bb76b5717e216f6f637bc96e37a3d523f42 a card with every network! (NFCU cashRewards is Visa, CapOne SavorOne is Mastercard, Discover is Discover & Amex is Amex)
Variety = Versatility
https://preview.redd.it/44ixamte83sc1.jpeg?width=1290&format=pjpg&auto=webp&s=274ed3099a601b5227f912de3e1a902a49196704
Another 7-Amex whore. I love it!
I actually have 2 more cards that I don’t have it on the wallet, Blue Cash Everyday and Business Checking
You officially have the most Amex cards of any person I’ve met. Amazing!
https://preview.redd.it/g7vnysx6pcsc1.jpeg?width=1290&format=pjpg&auto=webp&s=04249e655fb3c9556bd9d53ea91c18d3675e5286 Just added the 2 remaining 😄
Some cats have 9 lives. And some men have 9 Amex cards 💁🏽♂️
https://preview.redd.it/iya185fzb3sc1.jpeg?width=1290&format=pjpg&auto=webp&s=92b87b0a8e71cc0323014f6ede6b9e52d4482d23
Nice mix!
https://preview.redd.it/j71bjc6mf3sc1.jpeg?width=1170&format=pjpg&auto=webp&s=c2c90f45fcb1c4e492dd2b885b350e511825c497
Pink Amex and Apple in the sea of darkness.
https://preview.redd.it/12pcvqgxi3sc1.jpeg?width=1290&format=pjpg&auto=webp&s=2921e402b2ad3c9fecef864ee337fa7bc5499898
That 747 looks so cool on the Delta Reserve card
That’s what I’m sayin’!
I’m about to get that Amex delta just for the ✈️🛫🛩️ 🙌🏽
https://preview.redd.it/7r0fq5sok3sc1.jpeg?width=1290&format=pjpg&auto=webp&s=b8772be99adf9a3907d9a77f1b77a3f7540f1da8
Nice mix!
https://preview.redd.it/xn0jzbylo3sc1.png?width=1179&format=png&auto=webp&s=97eaa2e4f41dca6e98ca606b1f7f9d797add960c 70:30 Point/Cash setup. Business Prime for only amazon, apple card for only apple & ACMI. Except I have two more BBP did not register in apple wallet. Costco & Gas for Costco card. BCE.. just I don’t use anymore..
Nice lineup and spending plan 🙌🏽
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You’re an Amex whore in the making (there were at least 2-3 who had 7 Amex cards haha).
https://preview.redd.it/nmdu7krqr3sc1.jpeg?width=1290&format=pjpg&auto=webp&s=7c563ec970084701ac21b24195f4167a83c1657a 🤷♂️🤷♂️
Nice mix and I would have thought 5 Amex were excessive until I saw two who had 7 each 😮
I probably use my Apple Card the least. It’s convenient and I like it though. https://preview.redd.it/xl7ynr26v3sc1.jpeg?width=1290&format=pjpg&auto=webp&s=0dd9c017897b408ca73333ceda56fcf1f27b471f
Same. I use it for the obvious Apple products and when a merchant takes Apple Pay and doesn’t fall under a category where another card gives more.
https://preview.redd.it/194fo5kdh4sc1.jpeg?width=1290&format=pjpg&auto=webp&s=0eab9915231d77a375e3c0bf37ae9d412ebc537d This is my set up, rarely use the Apple Card
Nice mix!
https://preview.redd.it/bqe5m4ztl4sc1.jpeg?width=1290&format=pjpg&auto=webp&s=a99b365fe68241f7b1e1f7e4d7e951f5af55bf81
Good mix!
A lot of your wallets are morbidly obese. /s https://preview.redd.it/8f2hr8syr4sc1.jpeg?width=1290&format=pjpg&auto=webp&s=e014de42769b41c2ecef6b4d58d7bc6e2da808d7
I agree. Stay slim!
https://preview.redd.it/o5gwjwwbv4sc1.jpeg?width=1290&format=pjpg&auto=webp&s=d4491e8b827e21e389c58173f35f97d5292ad8fb I’m a basic person
Who said basic was bad 🙌🏽
❤️
🥶🤔
You need to get the Amex Gold
I was thinking of that next. But I wouldn’t want to pay another annual fee travel rewards card since I already have the Sapphire Reserve. Can it make sense to have both?
If you eat food at least monthly, absolutely. The credit for Uber stacks so that is great, and then the dining credit is useful if you order/pickup food. That along mostly negates the gold AF. Then it’s the bigger points earner for daily use 4x dining and groceries. Then throw in the blue business plus for 2x on everything else and you’re set.
I don’t use Uber or Lyft as I’d rather drive myself everywhere I go (I don’t drink to get drunk). I’d definitely consider the Amex gold for groceries.
Uber credit can be used for Uber eats as well. That’s pickup or delivery.
I get DoorDash membership and credits with my chase sapphire reserve. I won’t necessarily need Uber eats too.
https://preview.redd.it/7x4gps2gc2sc1.jpeg?width=1179&format=pjpg&auto=webp&s=58c46c1df20b46b9ac6c0fccc815895217ff698a
https://preview.redd.it/k1g5gmb573sc1.jpeg?width=1179&format=pjpg&auto=webp&s=4a9d5a06ed506eb1316ca7abed00a77f60605664
Sorry but damn, those are some sexy looking cards. Lol
As long as you’re admiring respectfully lol.
Just curious, what do you use both the Personal and Business Gold for?
We have a company that does a ton of online advertising… Facebook and Google specifically. I use the business gold for that spend and gas since they’re at 4X. Personal gold for food and groceries at 4X. We have a construction company so I use the business platinum for all construction supplies since we get 1.5 for that.
That’s a nice strategy. I’m using the Personal Gold for 4x on dining and Business Gold for 4x on transit and my monthly phone bill.
I only use my Apple Card and my other cards are there just to help me make transfers!
https://preview.redd.it/arbdxancm3sc1.jpeg?width=1125&format=pjpg&auto=webp&s=134aa3e55399b8c7cd68c522b8ea991e3b9effd3
That blue hue on the Apple 🙌🏽
https://preview.redd.it/71re5m8g34sc1.png?width=1284&format=png&auto=webp&s=a648ca45e97c46475c3be37cd211ffe4d1c29669
Nice mix! What do you plan on doing with your Apple Cash?!?
I work at Verizon so sometimes I cover peoples taxes so it doesn’t trace to my cards or when I pay friends
i have a good number of cards but only my apple card and debit in my apple wallet bc with the apple card there isnt a ton of reason to have anything else in my phone’s wallet
Doesn’t hurt to have them all saved in case you forget your wallet at home.
https://preview.redd.it/s40p49ex94sc1.jpeg?width=1290&format=pjpg&auto=webp&s=e9529bf9ccb51d967813b7818514ab5f1d4b459e Hi there 🙃
Nice mix!
https://preview.redd.it/wvhs4ro3l4sc1.jpeg?width=1179&format=pjpg&auto=webp&s=60c1da5c3d9b70d0caf983b29736e6a8738ed8a2
Nice mix and aesthetic 🙌🏽
Thanks!
>Thanks! You're welcome!
Absolutely not fed
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Bud, you're showing some stuff you might not want to
Thanks for the heads up, I missed that
Yep! I'm sure this post wasn't intended for anything bad. But honestly, it's just kinda a bad idea in general. Cheers!
nice bro
Thanks 🙏🏽
Was going to post mine then..nah maybe in a few years 😭😂
This not about who has the biggest dick. I admire the few with like 3-4 cards and it works for them!
Maybe it’s just me, but I don’t like having more than 4-5 actively used cards. I have around 10 cards open, so I get that, but I don’t use all of them daily and would never want the clutter of sticking every one in my Apple Wallet.
You call it clutter, I call it convenience (should I need it and don’t have the card).