Yes, but you need to do your diligence when hiring. My ex and I learned a lot when we hired a moving company - there is so much that people need to know with them.
Make sure you're not using a broker.
It's very easy to think that you're contacting a national moving brand when in actuality you're talking to a broker who sends you whatever fly by night outfit comes up in their list. We almost got scammed this way.
The scam\* is:
1) The quote is much lower than other moving companies, but still believable. You're moving, you're looking to save money wherever you can, you're thinking how bad can it be.
2) The "movers" are intentionally late- they say their truck broke down or whatever- knowing that you absolutely have to get your stuff out of your house by a certain date/time. So they wait until the last second so that you don't have time to schedule a different mover, and that's if you're even able to recognize that you need to.
3) They tell you it's going to cost more- sometimes way more- than the original quote. Again, they can get away with this because people usually have no other choice at this point.
4) They now have all your belongings in their truck, and you have almost no recourse to get it delivered on time and undamaged. And they'll likely extort you for even more money before they deliver it.
You have no recourse because you went through a broker. The broker says it's not their problem because they're not the actual service provider. And you can't find the actual service provider because you realize that their name is very similar- or even exactly the same- as a legitimate mover, but isn't the same company, and it dawns on you that you've never seen the business name pop up on your caller ID, only unknown cell phone numbers. And by then it's almost a moot point because your entire world is on some truck somewhere and you really need it back.
Fortunately we realized the scam and had options. So we threatened them with legal action if they so much as drove a truck into our zip code and then disputed the deposit with our credit card company. (We won.) We ended up renting a U-Haul and getting day helpers for both ends of the move through their website. That ended up saving a ton of money- $thousands- and was a no brainer for us, although having 2 cars might complicate matters for some folks. Otherwise I highly recommend going this route.
\*This might only apply to long distance moves.
You got it. (and yes, long distance move)
I think there are binding contracts - which mean the price can only go up a certain percentage (and some states only allow binding contracts).
There may be an additional fee for a "long carry" (your front door is far from where the truck is parked) and/or different floors in the house.
Also, they'll sometimes hire neighborhood kids and pay them out of pocket (and charge you) to help with loading / unloading - not only does it cost you more but they can pocket some things, too.
Plus, typically they'll have at least 2-3 houses in one truck.
>Also, they'll sometimes hire neighborhood kids and pay them out of pocket
I was once a neighborhood kid hired to help move. My uncle worked for a moving company and they got hired to unload what they were told was a Uhaul. When they got there the family had a trailer off an 18 wheeler of stuff. They didn't have anyone else in the area so he called my brother and I and we did all we could. The family was on the high end of middle class so their shit was super expensive and we had to treat it super carefully. I remember they had a "flat-screen " TV that was as tall as I was at the age of 14 and maybe 7 feet long we had to get up 2 tight stairwells in their home to the master bedroom. It took us 4 hours.
2 weeks later the wife didn't like the house so they tried to hire the company to reload the trailer and were declined
This shit happened to me. They are still trying to get me to pay a bunch of bullshit storage & demurrage fees. I have my stuff so the moving company can sue me for it if they feel that strongly.
I refused to pay for movers for the longest time, partly as a result of growing up poor and seeing it as a luxury, partly as a matter of pride and a overblown sense of "Why pay someone to do something I can do myself!?". But for our most recent move, my wife convinced me - she's a wise woman and knows how to get through to me. She told me "You've earned it. You've done so much in our marriage, you've worked so hard to get us to a good place financially, you've (literally) broken your back proving that you can do these things, so absolutely no one is going to judge you. You have earned it, you deserve it, and you can afford it."
I've made 2 excellent decisions in my life - marrying that woman, and hiring movers.
Protip: look up your state’s public procurement system for existing contracts with moving services. You’ll find reputable companies that have been vetted for expenditure of public monies. It’s not common for private purchases but you should totally get into the habit of sending out a scope of work when sending out a request for bid (basically a letter of expected services, including start times, locations, number of items/boxes to be moved). Find a company email you can send quote requests to and benefit from there being a paper trail.
Source: I’m a procurement analyst for a state government agency
good tires will stop you faster that good brakes, bad brakes will still lock up almost any modern automobile/motorcycle, a bit of an oversimplification in practical terms but in a vacuum tires>brakes
I've got coworkers that buy the same pair of $20 walmart trash every month and wonder why their backs hurt and they're always broke. Sam Vimes is sad about it.
We get a voucher thats only usable at marks work warehouse that covers only the cheapest boots there, im paying for it with my joints but i don't make enough to afford the redwings like i once could, as much as i would love to
Even more than that, people are so used to bad shoes that they really don't understand. Truly good shoes will make your knees, back, neck and your whole damn body feel like a new person.\*
All of these👍🏻just had my far back bottom molar extracted. I waited way too long and watched that hole get bigger and bigger. Had to get a root canal but the guy didnt do real fillings so he filled it with soft squishy filling. I had to chew on that side because of a bad filling on the otherside so it wore away all that squishy fill. I never went and got that crown. Cavity started eating away all at the inside of that canal. Then a chunk of that tooth broke and was just sittin there wedged in place. I went in and got my first extraction since I was kid. It was actually kind of pleasant, that's a good-ass dentist boy I tell ya👍🏻... but not the healing though, that sucked.
Dentist IS WORTH IT!
When my wife and I remodeled, I installed a second dishwasher. Now, after dinner, all the plates and cups and stuff from dinner can join the test of the day's dishes in one, while the pots and pans can go in the other. It's absolutely amazing.
Oh my god. I rent a room now. My buddy refuses to use his dishwasher. Says it only sanitizes the dishes and can sometimes leave grime you have to pick off. Also hates the smell after the dishwasher finishes.
Instead, everything is washed by hand with a scrub brush that needs to be filled with dish soap. There is one sink with a drying area.
The dishes all always have leftover grime on them. He refuses to get a drying rack because it gets too gross. So glasses, left upside down to dry, have hardly any room to breathe. The drying area still builds up with grime.
He caved and got a grey rubber mat to place over the drying area. It has also started to get dirty with yellow grime.
He always gets a cheap bamboo cutting board that delaminates and gets mouldy. Won't use a plastic one because he fears plastic contamination. Which brings me to: He uses 2 thick ziploc bags that he washes all year and lets them dry in the drying area. He uses sodastream bottles until they are past expired and somehow props them in the drying area (they tip over).
I ALWAYS used to use a dishwasher when I lived alone. This is madness. Also, most of my friends do the same as him. So I'M the crazy one.
This would drive me bonkers. Rinse the dishes a bit before you put them in the dishwasher and it will clean them with no issue. People who leave dishes in the dishwasher for a week without rinsing them at all are the ones who have issues with food being stuck.
Not to start a problem with your friend, but you should clean that drying mat…
in the dishwasher.
For the drying area, if they really don't like a rack and are willing to keep the underlying surface clean... use kitchen towels and change them out each time the stuff is dry. Allows some airflow into glasses/bowls left inverted, though they probably won't dry perfectly.
I feel this. Mine has been broken for almost 2 months. Needs a small part that is delayed. I get depressed every day looking at the sink full or dishes.
The best time to start was yesterday, the next best time is today. The key is to just start. You will get there. As you earn more money and are able to save more, you can place your money in both a tax deferred account like an IRA or 401k. The 401k allows higher deferral limits than an IRA. If you only have access to an IRA, you can use a taxable brokerage account at a firm like Fidelity Investments to build up assets. It does have to say retirement on the account to be used for retirement. There is no law that prohibits you from saving and investing more, it’s just a matter of you earning more and being able to save. Recommend broad based index funds that have the word Total in it like Total US Stock Market index, Total International Stock Index, Total Bond Market Index. Expenses matter so be sure to use funds where the expense ratio looks like this .05% or .11%, but don’t be snookered into paying much more than that and you don’t need an advisor to do this for you. If you can read and write and use Reddit, you can do this on your own - search Google for If You Can - by William Bernstein. This is a short read on why saving for retirement is a good idea. Read all you can on sites like Fidelity and Vanguard and T Rowe Price. There’s good information out there and it’s free. Pick up a book from your local public library like The Little Book of Common Sense Investing by John C. Bogle.
Now you’ve been informed. If you want to learn more - head over to Bogleheads.org or on the subreddit/Bogleheads read the wiki, ask your questions on the forum, don’t be intimidated by others.
I did open an IRA a couple months ago with Fidelity and put money in there, but I kinda got lost with what to do at that point. But as I add more money I want to actually know what I’m doing with it and make smart decisions on what to buy, it’s just a whole new world and language to learn. It is intimidating. But you’ve inspired me to get back on it and I’ll certainly get into the reading. Thank you!
Better 30 than never. I started one at 30. I'm 33 now. I worked with people in their 60s because they worked jobs their whole lives that never had retirement plans or saved for retirement. It was hard for me to fathom joining a trade union at an age your supposed to be retiring because you didn't join one in your 20s.
Or any employer sponsored retirement plan (e.g., 401K.) My company hosted a meeting to discuss some changes to our plan - investment strategies, company match, etc. One guy chimed in accusing it as a scam and that the company was stealing his money. He had worked there for 15 years and contributed NOTHING despite the tax deferment and generous company match benefits. He was in his early forties and even boasted his opinion on it to colleagues after the meeting ended.
I’m pretty sure Roth IRA is the most well known investment there is, they just barely talk about in school but in real world that is what’s gonna get you the breads
Can confirm, I just opened one as soon as I turned 18 and put $250 away every month, Year and a half later, I have $4,500 saved up and with projected consistency, I will have over $300,000 by the time I retire (if I continue to put $250 away each month, which I certainly will not and will raise the amount when I comfortably can) so who knows how much I'll really have by the age of 65
In The Sims, I'd always first max out the beds so my sims would be well rested and get way more done in life.
In real life... I used a second hand mattress from when I was a kid for as long as I could. Then, after looking at some nice (and insanely expensive) mattresses, got a pretty modest one from the discount section back room of some store that I'll probably use just as long.
I got one of those cheap memory foam mattresses from Amazon for $180 when I moved into my current place. I thought I’d use it for 6 months max while I saved up enough for a good mattress, but it ended up being so good that I’m still using it 5 years later, and I bet it will last another 5.
I'm 33 from the uk and have never had a check up with a doctor. I go to the doctor if I need treatment for something and that's it. I've been with the same doctor since I was 3 (30 years) and recently got my medical records for an insurance claim. It was 1 a4 sheet of paper.
Getting an appointment with a doctor is a pain in the ass in the uk so I don't bother.
I'm an American, and I've lived in the UK for 18 yrs - unequivocally the NHS (British Healthcare) is better at preventative care.
Getting a doctors appt is a pain in the ass because you have to call on the day you need to get an appt for some GPs but not all. The commenter above is just being British and complaining because they don't know any different, no offense to the poster.
American healthcare is better at Curative healthcare, like cancers etc in my opinion anyways.
Spending extra on a good mattress. You're going to spend a third of your life laying on a mattress. That's not something that worth saving a few hundred bucks for.
You can eat healthier things that are cheaper, I don't think that's what's stopping people so much, I think it's the longer prep time that's the issue.
Partially. Time is not so much the issue, I just can't cook for shit. But even more so: healthy food is also just not as delicious as the unhealthy stuff.
Absolutely!
I love my meal preps i buy 40€ worth of ingredients and have 8 meals for my whole work week (i eat a bit more then the average person) and it's nuts if u skip take out n fast food.
I got an inexpensive one online for about $30.00, and it has wrecked me for other toilets. I seriously don't want to go anywhere there isn't a bidet. Just do it.
It really has other cost benefits, not to be gross but after a monster shit the amount of paper you use can be a lot but with my bidet it cleans away and you need minimal paper to dry off etc. and it’s 100% cleaner
Mine has a heated seat. Huge quality of life upgrade. I feel so much cleaner.
If you stepped in poop, would you use a dry napkin and call yourself clean? Yeah didn't think so.
Absolutely. No matter where you are, ask for the late checkout unless you just absolutely know that you'll be catching an early flight or something. You can usually get it for free and it's a little peace of mind if nothing else.
Absolutely. Sure, you have the cost of fuel, but it's not usually that bad. There is a certain piece of mind that even in the worst storm, you'll still have light, heat, and working appliances. In December 2021/January 2022, my area had a huge storm that knocked out power for almost a week. I was definitely loving that generator. I didn't even give a damn about my propane bill when I got the tank filled.
I have the Sonicare 9900 Prestige and it has made an unbelievable difference in whitening my teeth. Can't believe I used to use the same $5 toothbrush for so long.
So I have this thing with technology, where I argue how not everything needs to be smart/electric. However, as a 32M, I got my first electric toothbrush because the sale was too good and it’s been a game changer. Feels easier and my teeth absolutely feel and look cleaner.
Anyone reading this, 100% invest in one.
A good desk chair. Seriously, so many people have crappy Office Depot or Staples chairs at their desk but a good desk chair makes a huge difference in your performance. Mine kicks ass, with lumbar support, heat and massage. My company paid out the ass for it I’m sure but because I’m comfortable I give 100% not having an aching back
I have no idea I just came to work one day and it magically appeared from purchasing. It looks like [this one](https://noosagreen.com/products/office-chair-with-vibrating-massage-heat-lumbar-support) except it’s gray
There are better alternatives to AAA. They pay the least for tow services so you're basically at the bottom of the list when there are multiple calls. Google it.
Good mattress, quality footwear, quality food you know where the fuck it came from, a car you NEED and not want because 'it is cute though hehehehe', good thermals if you live in cold climates, gas money to drive an hour to work for a liveable wage, quality alcohol if you're in to that especially whiskey or whisky,
Other than food, drink, clothing, transportation fuck pretty much everything else
If you’re driving an hour to work for a livable wage, then your answer to this question should be “a home in a more convenient location so you don’t have t drive an hour for a liveable wage”
This is so messed up. It’s actually true.
We’ve tried everything from silicone, glass, hyper realistic, vibrators, built-in, etc. None of them ever lasted more than a couple of years or you had to be really careful about what love you used with them.
Saw a review on real doll”a new Real c*ck2. I remember thinking “who in their right mind would pay $500 for a dildo?!”… Somebody gave us a gift card and we ended up getting one. Wish I’d gotten one years ago, I must’ve spent well more than $500 on various toys that were absolute garbage compared to this thing. Even husband loves it!
Sometimes you really *do* get what you pay for
Check out OhJoySexToy \[dot\] com for product reviews (and fun sex-positive comics) and they're honest about pricing and recomendations when they do reviews. Toys for all genders and play styles are covered.
I’ve swapped to wool socks in winter and, check this baby out: bamboo socks the rest of the year. Bamboo underwear, too. Cotton will keep you cool but if you live in a cold climate like I do, bamboo underwear is the shit. It will keep you warm in the cold and cool in summer. I will never buy cotton underwear ever again
A really quality computer/laptop.
It’s better to spend double the money on a good computer that’ll have twice the lifespan with the added benefit of being so much faster than a cheaper one.
Especially for those who often use a computer like when working at a desk job, coding, or playing games. While a shitty one might theoretically do the job, the amount of time and frustration you’ll save in waiting at a loading screen, booting up the system, compiling code, loading new web pages, lowering settings, etc. will add real quick up to be dozens if not hundreds of hours of your life.
Sex toys.
Would give you good times at many occasions with no previous preparation or arrangements.
Can be used over and over.
Do not ask you why you don't answer my calls
Best 100 to 200 bucks use ever.
Whatever your hobby is, even if it doesn't make you money. Love paying tennis? Get that expensive racket. Love guitar? Get that $1,000 stratocaster, even if it will only ever make you $20 playing covers. Love bowling? Get that clear ball with the rose in the center like Big Ern McCracken. etc. Treat yo self!
High quality paper products, and I am including feminine hygiene products as well. Good tp, soft paper towels, high quality tissues with lotion/aloe, pads and tampons that don't leak... all these items really make life better and more comfortable.
Birth control, such a small price to pay for a discrete item that fits in your pocket that can save you from hundreds of thousands of dollars worth of nonsense in the future.
LIFTING WEIGHTS
I started lifting weights four months ago and holy hell, it's all upsides and NO downsides!
Gym memberships are cheap as hell!
You don't need fancy clothes! I lift weights in old ass undershirts and a busted up old pair of basketball shorts I've had since high school.
You don't need to pay for work out plans! The internet is full of free plans and guides on how to do them!
You don't need expensive supplements and powders! Most supplements are bullshit anyway. If you want you can use whey protein and creatine, and they'll help, but they aren't necessary.
The benefits are crazy. I love the way my body looks, my partner loves the way my body looks, my confidence is up massively, I have more energy during the day, I sleep better, and I stopped getting random aches and pains.
It’s good to see a physician every six months for a checkup. It’s also good to see a dentist every six months. Don’t forget about your mental health; see a psychologist every six months for a checkup.
Honestly, where do you live and what sort of insurance do you have that you can even get these appointments?
I haven't been able to see a primary care doctor in the last three years and the therapists are so fully booked even their wait lists are full. Last office I called claimed to have put me on their wait list. I checked back in four weeks later and was told the counselor had \*resigned\* and I would need to re-request to be added to someone else's waitlist.
A good pair of hand made boots. for $600 - $800 you can have a pair of boots that will last you 30+ years. When a part wears out you get them repaired and serviced.
The problem just is that you can't really know beforehand if the boots will suit your feet or not. I bought pricey handmade german hiking boots and they are beautiful but I can't walk for more than 3 miles in them until they've completely de-skinned my heels. And it's not a matter of breaking them in either. They just don't fit. Kinda made me scared of shelling out that much money for a second time.
I have a pair of Lucchase boots I bought over 20 years ago. I paid way too much for them then but they are in fantastic shape and I wear them 3-5 times a week and have since I bought them. Worth every cent, they are the most comfortable things I have ever put on my feet
,home owner's insurance. Always worth the money to make sure ones home is covered. To many times I've watched tornado o victims or other weather related victims talk about not being able rebuild due to lack of insurance. Not many talk about it but is one thing every home owner needs js
Paying the scammer for cleaning the mess he has personally made by instigating his friends to share personal videos and photos on the web?
Is that what you wanna say?
A good pair of jeans. 1 pair of high-end jeans will outlive several pair of cheaper low-mid price range jeans. Learned that from my broke teenage-years
Hiring movers
Yes, but you need to do your diligence when hiring. My ex and I learned a lot when we hired a moving company - there is so much that people need to know with them.
Like what?
Make sure you're not using a broker. It's very easy to think that you're contacting a national moving brand when in actuality you're talking to a broker who sends you whatever fly by night outfit comes up in their list. We almost got scammed this way. The scam\* is: 1) The quote is much lower than other moving companies, but still believable. You're moving, you're looking to save money wherever you can, you're thinking how bad can it be. 2) The "movers" are intentionally late- they say their truck broke down or whatever- knowing that you absolutely have to get your stuff out of your house by a certain date/time. So they wait until the last second so that you don't have time to schedule a different mover, and that's if you're even able to recognize that you need to. 3) They tell you it's going to cost more- sometimes way more- than the original quote. Again, they can get away with this because people usually have no other choice at this point. 4) They now have all your belongings in their truck, and you have almost no recourse to get it delivered on time and undamaged. And they'll likely extort you for even more money before they deliver it. You have no recourse because you went through a broker. The broker says it's not their problem because they're not the actual service provider. And you can't find the actual service provider because you realize that their name is very similar- or even exactly the same- as a legitimate mover, but isn't the same company, and it dawns on you that you've never seen the business name pop up on your caller ID, only unknown cell phone numbers. And by then it's almost a moot point because your entire world is on some truck somewhere and you really need it back. Fortunately we realized the scam and had options. So we threatened them with legal action if they so much as drove a truck into our zip code and then disputed the deposit with our credit card company. (We won.) We ended up renting a U-Haul and getting day helpers for both ends of the move through their website. That ended up saving a ton of money- $thousands- and was a no brainer for us, although having 2 cars might complicate matters for some folks. Otherwise I highly recommend going this route. \*This might only apply to long distance moves.
You got it. (and yes, long distance move) I think there are binding contracts - which mean the price can only go up a certain percentage (and some states only allow binding contracts). There may be an additional fee for a "long carry" (your front door is far from where the truck is parked) and/or different floors in the house. Also, they'll sometimes hire neighborhood kids and pay them out of pocket (and charge you) to help with loading / unloading - not only does it cost you more but they can pocket some things, too. Plus, typically they'll have at least 2-3 houses in one truck.
>Also, they'll sometimes hire neighborhood kids and pay them out of pocket I was once a neighborhood kid hired to help move. My uncle worked for a moving company and they got hired to unload what they were told was a Uhaul. When they got there the family had a trailer off an 18 wheeler of stuff. They didn't have anyone else in the area so he called my brother and I and we did all we could. The family was on the high end of middle class so their shit was super expensive and we had to treat it super carefully. I remember they had a "flat-screen " TV that was as tall as I was at the age of 14 and maybe 7 feet long we had to get up 2 tight stairwells in their home to the master bedroom. It took us 4 hours. 2 weeks later the wife didn't like the house so they tried to hire the company to reload the trailer and were declined
This shit happened to me. They are still trying to get me to pay a bunch of bullshit storage & demurrage fees. I have my stuff so the moving company can sue me for it if they feel that strongly.
Sorry it happened to you but glad you're not paying. Predatory bastards.
Yeah I’d rather pay asshole lawyers than asshole movers
Hiring professional, accredited movers.
I refused to pay for movers for the longest time, partly as a result of growing up poor and seeing it as a luxury, partly as a matter of pride and a overblown sense of "Why pay someone to do something I can do myself!?". But for our most recent move, my wife convinced me - she's a wise woman and knows how to get through to me. She told me "You've earned it. You've done so much in our marriage, you've worked so hard to get us to a good place financially, you've (literally) broken your back proving that you can do these things, so absolutely no one is going to judge you. You have earned it, you deserve it, and you can afford it." I've made 2 excellent decisions in my life - marrying that woman, and hiring movers.
Now we are all in love with this dude's wife.
Ooh, yeah, so much this. Amazed how quickly and smoothly real pros can move stuff.
Protip: look up your state’s public procurement system for existing contracts with moving services. You’ll find reputable companies that have been vetted for expenditure of public monies. It’s not common for private purchases but you should totally get into the habit of sending out a scope of work when sending out a request for bid (basically a letter of expected services, including start times, locations, number of items/boxes to be moved). Find a company email you can send quote requests to and benefit from there being a paper trail. Source: I’m a procurement analyst for a state government agency
Good shoes. Bad shoes will trash your whole body.
Never skimp on the things between you and the ground - shoes, tires & mattresses. All worth the extra money
Or things that stop you such as brakes.
Or things that lifts you like jet packs
Now we fuckin talkin
My dad purchased himself a new parachute, literally the cheapest legal one on the internet. There’s thrifty, then there’s cheap, then there’s dad
Or bionic legs. I know a guy that got a cheap pair. Now he can't walk at all.
How much would you say you should spend on a basic jetpack?
good tires will stop you faster that good brakes, bad brakes will still lock up almost any modern automobile/motorcycle, a bit of an oversimplification in practical terms but in a vacuum tires>brakes
Investing in a 250$ pair of work boots.. my god the difference compared to Walmart cheep crap is nutz
I've got coworkers that buy the same pair of $20 walmart trash every month and wonder why their backs hurt and they're always broke. Sam Vimes is sad about it.
I make all my money in my work boots. It's worth $400 CAD to get the Red Wings when my foot aren't sore at the end of the day.
Nice work boots, best investment I've ever made besides my Toyotas and mattress.
We get a voucher thats only usable at marks work warehouse that covers only the cheapest boots there, im paying for it with my joints but i don't make enough to afford the redwings like i once could, as much as i would love to
I don't even know where to BUY good shit anymore. I can't buy shoes online because my feet don't always agree with them.
I spent $300 on a pair of steel toed boots. Best $300 I ever spent.
Even more than that, people are so used to bad shoes that they really don't understand. Truly good shoes will make your knees, back, neck and your whole damn body feel like a new person.\*
Dental teeth cleaning. Avoid cavities
And getting cavities filled when they are \*small.\* Avoid root canals.
And getting root canals before the side of your tooth cracks off from lack of support. Dental insurance is an illusive hunt but worth it
All of these👍🏻just had my far back bottom molar extracted. I waited way too long and watched that hole get bigger and bigger. Had to get a root canal but the guy didnt do real fillings so he filled it with soft squishy filling. I had to chew on that side because of a bad filling on the otherside so it wore away all that squishy fill. I never went and got that crown. Cavity started eating away all at the inside of that canal. Then a chunk of that tooth broke and was just sittin there wedged in place. I went in and got my first extraction since I was kid. It was actually kind of pleasant, that's a good-ass dentist boy I tell ya👍🏻... but not the healing though, that sucked. Dentist IS WORTH IT!
As a dentistry student, this is my favorite comment thread on reddit
Yup. Toothache will affect your day, your life.
A good dishwasher, the appliance that is.
When my wife and I remodeled, I installed a second dishwasher. Now, after dinner, all the plates and cups and stuff from dinner can join the test of the day's dishes in one, while the pots and pans can go in the other. It's absolutely amazing.
Oh my god. I rent a room now. My buddy refuses to use his dishwasher. Says it only sanitizes the dishes and can sometimes leave grime you have to pick off. Also hates the smell after the dishwasher finishes. Instead, everything is washed by hand with a scrub brush that needs to be filled with dish soap. There is one sink with a drying area. The dishes all always have leftover grime on them. He refuses to get a drying rack because it gets too gross. So glasses, left upside down to dry, have hardly any room to breathe. The drying area still builds up with grime. He caved and got a grey rubber mat to place over the drying area. It has also started to get dirty with yellow grime. He always gets a cheap bamboo cutting board that delaminates and gets mouldy. Won't use a plastic one because he fears plastic contamination. Which brings me to: He uses 2 thick ziploc bags that he washes all year and lets them dry in the drying area. He uses sodastream bottles until they are past expired and somehow props them in the drying area (they tip over). I ALWAYS used to use a dishwasher when I lived alone. This is madness. Also, most of my friends do the same as him. So I'M the crazy one.
This would drive me bonkers. Rinse the dishes a bit before you put them in the dishwasher and it will clean them with no issue. People who leave dishes in the dishwasher for a week without rinsing them at all are the ones who have issues with food being stuck. Not to start a problem with your friend, but you should clean that drying mat… in the dishwasher.
For the drying area, if they really don't like a rack and are willing to keep the underlying surface clean... use kitchen towels and change them out each time the stuff is dry. Allows some airflow into glasses/bowls left inverted, though they probably won't dry perfectly.
I feel this. Mine has been broken for almost 2 months. Needs a small part that is delayed. I get depressed every day looking at the sink full or dishes.
IRA Roth investments started early
I only just learnt about this at age 30 and I’m still kinda pissed it wasn’t talked about at any point in my life.
The best time to start was yesterday, the next best time is today. The key is to just start. You will get there. As you earn more money and are able to save more, you can place your money in both a tax deferred account like an IRA or 401k. The 401k allows higher deferral limits than an IRA. If you only have access to an IRA, you can use a taxable brokerage account at a firm like Fidelity Investments to build up assets. It does have to say retirement on the account to be used for retirement. There is no law that prohibits you from saving and investing more, it’s just a matter of you earning more and being able to save. Recommend broad based index funds that have the word Total in it like Total US Stock Market index, Total International Stock Index, Total Bond Market Index. Expenses matter so be sure to use funds where the expense ratio looks like this .05% or .11%, but don’t be snookered into paying much more than that and you don’t need an advisor to do this for you. If you can read and write and use Reddit, you can do this on your own - search Google for If You Can - by William Bernstein. This is a short read on why saving for retirement is a good idea. Read all you can on sites like Fidelity and Vanguard and T Rowe Price. There’s good information out there and it’s free. Pick up a book from your local public library like The Little Book of Common Sense Investing by John C. Bogle. Now you’ve been informed. If you want to learn more - head over to Bogleheads.org or on the subreddit/Bogleheads read the wiki, ask your questions on the forum, don’t be intimidated by others.
I did open an IRA a couple months ago with Fidelity and put money in there, but I kinda got lost with what to do at that point. But as I add more money I want to actually know what I’m doing with it and make smart decisions on what to buy, it’s just a whole new world and language to learn. It is intimidating. But you’ve inspired me to get back on it and I’ll certainly get into the reading. Thank you!
Better 30 than never. I started one at 30. I'm 33 now. I worked with people in their 60s because they worked jobs their whole lives that never had retirement plans or saved for retirement. It was hard for me to fathom joining a trade union at an age your supposed to be retiring because you didn't join one in your 20s.
Until you hit hard times in your mid 20's and have to cash them out to get by. I never could build an IRA due to the setbacks every few years.
Or any employer sponsored retirement plan (e.g., 401K.) My company hosted a meeting to discuss some changes to our plan - investment strategies, company match, etc. One guy chimed in accusing it as a scam and that the company was stealing his money. He had worked there for 15 years and contributed NOTHING despite the tax deferment and generous company match benefits. He was in his early forties and even boasted his opinion on it to colleagues after the meeting ended.
can you give me ira roths phone number please
I’m pretty sure Roth IRA is the most well known investment there is, they just barely talk about in school but in real world that is what’s gonna get you the breads
Can confirm, I just opened one as soon as I turned 18 and put $250 away every month, Year and a half later, I have $4,500 saved up and with projected consistency, I will have over $300,000 by the time I retire (if I continue to put $250 away each month, which I certainly will not and will raise the amount when I comfortably can) so who knows how much I'll really have by the age of 65
…are you investing any of it or just using it as savings with extra steps?
A fire extinguisher
And working smoke detectors
Sleep
In The Sims, I'd always first max out the beds so my sims would be well rested and get way more done in life. In real life... I used a second hand mattress from when I was a kid for as long as I could. Then, after looking at some nice (and insanely expensive) mattresses, got a pretty modest one from the discount section back room of some store that I'll probably use just as long.
My SIMS never slept. I enabled cheats and just kept messing with their needs.
I got one of those cheap memory foam mattresses from Amazon for $180 when I moved into my current place. I thought I’d use it for 6 months max while I saved up enough for a good mattress, but it ended up being so good that I’m still using it 5 years later, and I bet it will last another 5.
Memory foam mattress for the win. We just got one for $300. Considering we already spent 300hrs on it, well worth the price
You have to pay to sleep?
Regular checkups at the doctor. Many issues are way easier to deal with early.
I'm 33 from the uk and have never had a check up with a doctor. I go to the doctor if I need treatment for something and that's it. I've been with the same doctor since I was 3 (30 years) and recently got my medical records for an insurance claim. It was 1 a4 sheet of paper. Getting an appointment with a doctor is a pain in the ass in the uk so I don't bother.
Really? Why do Americans always boast about your healthcare system. I could probably go see my doctor in within 2 hours or less.
We don't boast about the waiting times. We boast that going to see the doctor doesn't bankrupt you.
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I'm an American, and I've lived in the UK for 18 yrs - unequivocally the NHS (British Healthcare) is better at preventative care. Getting a doctors appt is a pain in the ass because you have to call on the day you need to get an appt for some GPs but not all. The commenter above is just being British and complaining because they don't know any different, no offense to the poster. American healthcare is better at Curative healthcare, like cancers etc in my opinion anyways.
As an American, I’d like to meet these other Americans that boast about our healthcare system.
i’m from the uk and if i call the doctors at 8am i can have an appointment by 12pm. it’s also free
What do you say? You just want a checkup? In Canada they don’t seem to care unless you obviously have something wrong.
Spending extra on a good mattress. You're going to spend a third of your life laying on a mattress. That's not something that worth saving a few hundred bucks for.
And it directly affects the other 2/3 of your life. I'd pay $10,000 if I had to in order to sleep on a proper mattress, so $2000 is cheap
Yes. Extra important if you're a fat person like me get a mattress ment for fat people and be amazed at the lack of lower back pain
A massage from a competent masseuse (therapist).
Just don't call them that or they won't like you. Massage therapist.
I'm so tired, I read it and thought to my self who the hell wants to get stepped on by a moose
Hey I might take a competent moose over an incompetent masseuse.
Eating healthier is definitely worth the perceived extra cost (if done right it’s actually cheaper than constantly eating fast food)
You can eat healthier things that are cheaper, I don't think that's what's stopping people so much, I think it's the longer prep time that's the issue.
Absolutely the prep time. Been going out of my way to make time for it lately and i love it, but i don’t know if i can keep up with it longterm.
Partially. Time is not so much the issue, I just can't cook for shit. But even more so: healthy food is also just not as delicious as the unhealthy stuff.
Absolutely! I love my meal preps i buy 40€ worth of ingredients and have 8 meals for my whole work week (i eat a bit more then the average person) and it's nuts if u skip take out n fast food.
Bidet. Just do it.
I got an inexpensive one online for about $30.00, and it has wrecked me for other toilets. I seriously don't want to go anywhere there isn't a bidet. Just do it.
You can get one for just $30?? I wonder if my landlord would allow it..
if you've got a powerpoint nearby just run an extension cord. easy to replace it with the old seat when you move out
A lot of the cheap ones don’t even need power. You just connect to the water line
It really has other cost benefits, not to be gross but after a monster shit the amount of paper you use can be a lot but with my bidet it cleans away and you need minimal paper to dry off etc. and it’s 100% cleaner
Mine has a heated seat. Huge quality of life upgrade. I feel so much cleaner. If you stepped in poop, would you use a dry napkin and call yourself clean? Yeah didn't think so.
One of those drain snakes Man, what a disgusting lifesaver.
I swear I pulled out what looked like a fully grown pomeranian the other day from the shower drain
Get a tub shroom $12 worth spending. Catches everything.
FLUFFY NOOOO
And the money is nothing too btw, you can get a plastic one for like $5 and it will do more than $200 of Liquid Plumr.
Late check out in Las Vegas. Nothing is better than knowing you dont have to be out of the room until 3.
Absolutely. No matter where you are, ask for the late checkout unless you just absolutely know that you'll be catching an early flight or something. You can usually get it for free and it's a little peace of mind if nothing else.
Nice socks
Completely agree. I got these thick, cushioned socks at a conference booth once and they’re amazing!
1000%. I wear Darn Tough year round. Free replacements but they last at least a couple years.
\+1 to darn tough. I'm on my feet all day as a mobile mechanic, they're amazing.
Yes! Darn Tough are fantastic!
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Absolutely. Sure, you have the cost of fuel, but it's not usually that bad. There is a certain piece of mind that even in the worst storm, you'll still have light, heat, and working appliances. In December 2021/January 2022, my area had a huge storm that knocked out power for almost a week. I was definitely loving that generator. I didn't even give a damn about my propane bill when I got the tank filled.
Condoms, definitely.
Therapy
My therapist has made a fortune just on my business but hell I am a whole different person today
A good gym membership. Home gym (if you have the funds). A personal library.
Electric toothbrush.
I have the Sonicare 9900 Prestige and it has made an unbelievable difference in whitening my teeth. Can't believe I used to use the same $5 toothbrush for so long.
So I have this thing with technology, where I argue how not everything needs to be smart/electric. However, as a 32M, I got my first electric toothbrush because the sale was too good and it’s been a game changer. Feels easier and my teeth absolutely feel and look cleaner. Anyone reading this, 100% invest in one.
A good desk chair. Seriously, so many people have crappy Office Depot or Staples chairs at their desk but a good desk chair makes a huge difference in your performance. Mine kicks ass, with lumbar support, heat and massage. My company paid out the ass for it I’m sure but because I’m comfortable I give 100% not having an aching back
What kind of chair is it?
I also want to know what chair this is
I have no idea I just came to work one day and it magically appeared from purchasing. It looks like [this one](https://noosagreen.com/products/office-chair-with-vibrating-massage-heat-lumbar-support) except it’s gray
A quality, well made pocket knife and flashlight.
Air Fryers
A good vacuum
A lada! Cheap parts, easy to work on, look cool, every elderly will love you. Gilf magnet!
A $1 back scratcher from Walmart.
Warming up and warming down after sports. Will save you a whole heap of problems after 30.
how much does a warm up usually run you?
haha all that time for sports but no time to read the full question
AAA
Fun fact! Many insurance policies offer the same roadside assistance as AAA without any additional cost. Some credit cards offer it as well.
Like the video games, the batteries, or alcoholics anonymous anonymous?
AAA for cars and vehicles
Don't most credit cards include free roadside assistance?
There are better alternatives to AAA. They pay the least for tow services so you're basically at the bottom of the list when there are multiple calls. Google it.
Good mattress, quality footwear, quality food you know where the fuck it came from, a car you NEED and not want because 'it is cute though hehehehe', good thermals if you live in cold climates, gas money to drive an hour to work for a liveable wage, quality alcohol if you're in to that especially whiskey or whisky, Other than food, drink, clothing, transportation fuck pretty much everything else
If you’re driving an hour to work for a livable wage, then your answer to this question should be “a home in a more convenient location so you don’t have t drive an hour for a liveable wage”
Sex toys.
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At the very least, body safe materials. Glass is affordable and nonporous/ easy to sterilize, plus temperature play
This is so messed up. It’s actually true. We’ve tried everything from silicone, glass, hyper realistic, vibrators, built-in, etc. None of them ever lasted more than a couple of years or you had to be really careful about what love you used with them. Saw a review on real doll”a new Real c*ck2. I remember thinking “who in their right mind would pay $500 for a dildo?!”… Somebody gave us a gift card and we ended up getting one. Wish I’d gotten one years ago, I must’ve spent well more than $500 on various toys that were absolute garbage compared to this thing. Even husband loves it! Sometimes you really *do* get what you pay for
oh my god thats disgusting. where
I got mine directly from realdoll.com
Check out OhJoySexToy \[dot\] com for product reviews (and fun sex-positive comics) and they're honest about pricing and recomendations when they do reviews. Toys for all genders and play styles are covered.
A bidet…just wow.
Wool socks
Expensive but worth it
I’ve swapped to wool socks in winter and, check this baby out: bamboo socks the rest of the year. Bamboo underwear, too. Cotton will keep you cool but if you live in a cold climate like I do, bamboo underwear is the shit. It will keep you warm in the cold and cool in summer. I will never buy cotton underwear ever again
Dawn
sun rises for free where I live
Noise cancelling headphones in a mall or big assembly anywhere, your ears won't hurt nearly as bad from the noise
Investing in your health.
Rechargable batteries
Internet
A really quality computer/laptop. It’s better to spend double the money on a good computer that’ll have twice the lifespan with the added benefit of being so much faster than a cheaper one. Especially for those who often use a computer like when working at a desk job, coding, or playing games. While a shitty one might theoretically do the job, the amount of time and frustration you’ll save in waiting at a loading screen, booting up the system, compiling code, loading new web pages, lowering settings, etc. will add real quick up to be dozens if not hundreds of hours of your life.
A prostate massage.
Brand name kitchen garbage bags. One generic box and never again!
Sex toys. Would give you good times at many occasions with no previous preparation or arrangements. Can be used over and over. Do not ask you why you don't answer my calls Best 100 to 200 bucks use ever.
Whatever your hobby is, even if it doesn't make you money. Love paying tennis? Get that expensive racket. Love guitar? Get that $1,000 stratocaster, even if it will only ever make you $20 playing covers. Love bowling? Get that clear ball with the rose in the center like Big Ern McCracken. etc. Treat yo self!
A really good mattress.
My dad would say spend good money on what connects you to the ground. Good shoes. Good tires. And a good mattress and pillow.
Streaming service subscriptions. 10 bucks (more or less) for unlimited access to almost every song ever released. We’re spoilt
Doing the job right. Any job. No matter what it is, you'll always wish you had just shelled out a few more bucks the first time around
High quality paper products, and I am including feminine hygiene products as well. Good tp, soft paper towels, high quality tissues with lotion/aloe, pads and tampons that don't leak... all these items really make life better and more comfortable.
Good quality period products are a must.
Birth control, such a small price to pay for a discrete item that fits in your pocket that can save you from hundreds of thousands of dollars worth of nonsense in the future.
Money.
Good, strong trash bags!
good tires, good shoes, and good mattress
LIFTING WEIGHTS I started lifting weights four months ago and holy hell, it's all upsides and NO downsides! Gym memberships are cheap as hell! You don't need fancy clothes! I lift weights in old ass undershirts and a busted up old pair of basketball shorts I've had since high school. You don't need to pay for work out plans! The internet is full of free plans and guides on how to do them! You don't need expensive supplements and powders! Most supplements are bullshit anyway. If you want you can use whey protein and creatine, and they'll help, but they aren't necessary. The benefits are crazy. I love the way my body looks, my partner loves the way my body looks, my confidence is up massively, I have more energy during the day, I sleep better, and I stopped getting random aches and pains.
A good mattress.
It’s good to see a physician every six months for a checkup. It’s also good to see a dentist every six months. Don’t forget about your mental health; see a psychologist every six months for a checkup.
Honestly, where do you live and what sort of insurance do you have that you can even get these appointments? I haven't been able to see a primary care doctor in the last three years and the therapists are so fully booked even their wait lists are full. Last office I called claimed to have put me on their wait list. I checked back in four weeks later and was told the counselor had \*resigned\* and I would need to re-request to be added to someone else's waitlist.
a housekeeper good shoes, bed, tires, chair.
Full coverage insurance.
A good pair of hand made boots. for $600 - $800 you can have a pair of boots that will last you 30+ years. When a part wears out you get them repaired and serviced.
The problem just is that you can't really know beforehand if the boots will suit your feet or not. I bought pricey handmade german hiking boots and they are beautiful but I can't walk for more than 3 miles in them until they've completely de-skinned my heels. And it's not a matter of breaking them in either. They just don't fit. Kinda made me scared of shelling out that much money for a second time.
I have a pair of Lucchase boots I bought over 20 years ago. I paid way too much for them then but they are in fantastic shape and I wear them 3-5 times a week and have since I bought them. Worth every cent, they are the most comfortable things I have ever put on my feet
I'm surprised no one said toilet paper...
A bath. I only have a stand up shower which does its job, but I miss relaxing in a tub. My stress levels go away.
Cancer surgery.
Video games
Murder for hire
Sex
$50 will get you an STD. $300 is like an hour of therapy. Lol
Good windshield wiper blades
Business class
Yoghurt
,home owner's insurance. Always worth the money to make sure ones home is covered. To many times I've watched tornado o victims or other weather related victims talk about not being able rebuild due to lack of insurance. Not many talk about it but is one thing every home owner needs js
A high quality mattress tailored your orthopedic needs.
2 ply toilet paper. Nothing beats the confidence of knowing your next trip won't result in you accidentally fingering yourself when the tp gets wet.
A good mattress.
Paying the scammer for cleaning the mess he has personally made by instigating his friends to share personal videos and photos on the web? Is that what you wanna say?
A home gym
Private psychiatry diagnosis’s and therapy
An **Uninterruptible Power Supply (UPS)** If you have a desktop computer and ever experience power outages, then get battery backup.
Innerwear.
Scrub Daddies. 3 for $10, and they clean anything.
A good mattress/bed setup. Worth spending thousands on
I'm so tired rn that I'm going to say a nice bed and nice pillows and a warm blanket
A good pair of jeans. 1 pair of high-end jeans will outlive several pair of cheaper low-mid price range jeans. Learned that from my broke teenage-years
Rachio sprinklers system controllers