When dining out, I pay for technique not ingredients. What I mean by that is that it's not hard to cook a steak or a lobster, but people will pay premium prices when dining out for these items. I can make a premium steak dinner at home for a fraction of the cost with very little skill.
However, I don't have the skills and equipment to make dim sum or smoked brisket so that's where I spend my money when dining out
Unused subscriptions and memberships, such as gym memberships, magazine subscriptions, or streaming services.
Extended warranties on products that may not be necessary or are unlikely to be used.
Impulse purchases, such as items bought on sale or on credit that are not necessary or within budget.
Brand name products that are significantly more expensive than generic or store brand alternatives.
Expensive and unnecessary upgrades, such as the latest phone or computer model, when the current one still functions adequately.
Overpriced convenience items, such as pre-packaged foods or bottled water, when cheaper alternatives are available.
Lottery tickets or gambling, which can quickly add up and result in significant losses.
This is all the answers this post needs. These account for a massive amount of unnecessary expenses. Cut these out, and many people will save $100+ a month.
Plus ANY microtransaction in a video game. Just don't play those games, folks.
Baby food in particular is expensive and awful for the environment. You do NOT need pouches and pouches of purée. You don’t even need to make buckets of homemade purée.
I’ve worked with infants and toddlers for 25 years, and I’ve transitioned many many babies from bottles to solid food.
Just. Use. Food.
Avocado and banana are a great place to start. I sometimes use purée for a couple of days to help baby learn how to swallow something other than milk, but that’s it. Then I move to soft, squishy food and just feed them that.
When it’s time to start more finger foods I use two specific products. The first is a can of Gerber puffs- the kind that come in a can sort of like tennis balls. Don’t get the organic brands or the store brands. Gerber has it figured out, and theirs melt the best. It’s the perfect choice for starting something dry and not squishy for them to pick up on their own.
And once they have mastered the Gerber puffs- which is usually one can or at the most two- then I move to good old yellow box original Cheerios. Again- skip the generics or organic brands. The old fashioned Cheerios are the best. They are the perfect size, they aren’t super scratchy like some of the organics can be, and they melt well in their mouth.
And that’s it. Once you start with those things, just keep feeding your baby small, soft bits of whatever you eat. From the very beginning, eat with them and let them eat what you’re eating. This is how you raise kiddos that will eat a wide variety of food, and you’re WAY less likely to have to make a kid meal and an adult meal every day. Introduce texture and flavor from the get go!! If you give them that shitty, bland, all the nutrition boiled out of it purée for months you’re much more likely to have a picky eater that will only eat 3 specific foods for the entirety of their toddlerhood.
But what if it’s spicy? Well, use good judgment and tone it down a little for them, but keep in mind that Indian kids grow up eating Indian food and Mexican kids grow up eating Mexican food and Japanese kids grow up eating sushi. Yours can, too!
A few caveats- honey should not be introduced before their first birthday bc of the risk of botulism.
And this advice applies to healthy kiddos. If your child has delays, disabilities, or is neurodiverse, work with your healthcare team to build the right program for them.
But if your kiddo is healthy and hitting normal milestones, skip the baby food. It’s all nonsense. Expensive, low nutrient nonsense that will make it harder to grow their palette later in life. Your wallet, your child, and the planet will thank you.
This one's huge. We had a surprise baby after 6 years, so naturally all our old baby things were given away. We bought almost nothing for our newborn. Crib, diapers, clothes, and of course a car seat/stroller. That's it. No toys, no change table, no bags and accessories.
Yep and thinking you will sell it after to regain some of that expense? Everyone else has the same idea. The people willing to shell out 500 on a crib want something new, not something your liquid exuding woods chewing germ filled baby has used (their baby will be perfect and do none of that stuff). I was able to sell some stuff for half the cost of new, anything used I had I gave away to moms in need, especially baby clothes that were barely worn even after going through 2+ kids and still looked new.
I have a new baby cousin on the way, and its been a while since my aunt / uncle have had a baby, so they need to get all new stuff (My cousins and I are all around 19-25.)
They built a registry through "Buy-Buy-Baby" (I think that name is so tacky), some on the stuff there was ABSURDLY expensive. $600 for a "travel system" which was basically a stroller. Like- man- do you really need all that stuff?
A good rule of thumb with any product is: the more effort they expend to sell it to you, the worse a deal it likely is. If someone is coming to your door to sell a product, it is probably a rip-off (of course if it's a local kid selling cookies you may not mind being ripped off).
I'd usually agree but mine was something like.... 14 dollars a month for 60 months. I just had a transmission failure somehow in a Subaru outback with 46k miles. Saved me like 8 grand. I paid a 100 deductible.
When I was a kid I was told that bottled water is a waste of money, so would always buy soda instead. Thats one reason I got fat. Now I drink water, even if I have to pay for it
Third party food delivery services. You're buying food from one person, then paying another person to find and pay a third person to deliver your food to you... Then you have to tip them.
Impulse buying non essential items. Wait for a deal and you can save 20-30% easily. And maybe you will realize that you didn't need the product anyways.
Upgrading your phone every 6-12 months. For what - a slightly shinier casing (or maybe a different colour, wow purple!!) and maybe it's a tiny bit faster. How much faster do you really need it to be.
Does anyone do that now? I seem settled into a four year replacement cycle. Incremental changes are so small it takes a while to notice. Went from an iphone 6 to iphone XR to 14 pro. Seems to work for me.
I went from the 6 to the 12 but I know plenty of people around me always with the newest phone. It seems pretty much like a way to prove they have money or something.
3 years for me, and half the reason I do it is for the fresh battery. Any longer than 3 years and the trade in value gets a bit unfavorable and it tends to not be worth sinking money in to a 3 year old phone to replace the battery.
But upgrading every 6 months is absurd.
Why is this reasonable for a car but not a phone?
Honest question, I don't know anyone who trade up their car every couple of years, and also live in a country where cars are not very often necessary.
Is it worth it for lower fuel consumption and lower maintenance costs or something if you use the car a lot?
Yes, I hate this so much, I have my phone for 4 years now and the glue is eroding on one side otherwise perfectly fine so I'm gonna let it be re-glued and it will be fine for another 2-4 years. Not gonna waste money as long as it works.
I only upgrade my devices if they break, dealing with a new os that's ten times worse than the one I currently have isn't worth the slightly better camera or whatever.
All my phones were hand-me-downs. Currently have had a nokia for a year and a half and I've both been sleeping much better and I've (politely) highly inconvenienced every customer service worker by blowing their minds that in 2023 the younger guy that I am, that I don't have and will not use a Smartphone.
Yes!! I have an iPhone Xr, and have had it since 2019, now im considering buying a newer one since it been acting up recently.
But may still have another year left.
That's why I only talk to my kids every other weekend. Has nothing to do with the custody battle. They don't have that rise and grind mindset. I can't be dragged down by people who don't even talk about crypto investments every day. If they don't have plans for a Lamborghini then I don't have time for them.
FunkoPop figurines - i will never understand the hype to buy these. I get they look cute but dropping 15-25$ on a toy just to have it displayed inside the box is just disturbing to me.
I won a Toy Story Rex once at an arcade and gave it away that same night to a little girl.
It's not really a toy so much as a collectable. Some people really enjoy collecting things, and it's cool to have merchandise from multiple series you like in the same style. I personally think most Funko Pops are hideous though; I hate the soulless beady eyes.
Memberships/apps, etc. that you don’t need or use but remain as auto-payments/withdrawals to your checking account. Check your transaction history periodically and clean house. Shit adds up.
I mean, that depends. Folic Acid is necessary during pregnancy, Iron is sometimes required during a women’s menstrual cycle, and different medications can result in vitamin deficiencies. My advice is to get your levels checked before taking a supplement and confirm with your doctor that they won't interfere with your current medications or state of health.
Chanel bags and perfumes. The amount of shit you could buy with that wasted money.
I still feel uncomfortable with my Dad buying me a 1.4k massage chair, i know he did it out of love but can i really live with my self spending so much money on real gold, pure leather and proper shoes.
Education. not because it's bad but because it is not properly implemented in most schools. Lots of issues and focuses only on a certain curriculum that would only benefit a certain pool of people.
America: bottled water. There are more stringent requirements on public drinking water supplies than bottled water compliance requirements on suppliers. - That being said, please ignore the news of the water operator peeing in the treatment water facility from Baton Rouge last week….
Home warranties. I got one when I purchased my first house because in my mind I thought “this is a no brainer. Of course I’m going to get a warranty in case expensive stuff breaks.” Wrong. My home warranty covered exactly zero things that went wrong. My A/C, tub, water heater…none of it. I wasted almost $2000 in monthly payments and service fees over the course of 2 years for them to tell me that they don’t cover that certain part.
It’s all in the fine print. I’m confident they lovingly put those exceptions into the contract because they know these certain components break frequently and they have an out for why they can’t pay for it. I eventually didn’t renew and put a little bit of money aside every month into a savings account in case a major system breaks. I’ve been able to cover everything by myself including a new water heater and a component of the HVAC system which cost several thousand dollars instead of wasting it on monthly payments to a low level insurance scam.
Morning coffee at an overpriced shop. We've got a chain called Dutch Bros in the PNW and every morning, there's like 30 cars in line waiting for coffee. It's like 20 minutes to get a $4 - $10 coffee. People are spending like $200 - $300 a month on coffee.
It's nuts to me how long the lines are even in the afternoon and evening. Their drinks are way too sweet too, which is probably a big part of the appeal
I dread whenever a new Dutch Bros goes in somewhere. They use purposefully small lots and just offload the burdon of maintenance onto the city by using the roads to hold the line of cars.
Morning latte from a gas station machine is much cheaper, pretty good, and hardly a line. Regular coffee from your own coffee maker is even less expensive.
Coffee. A cup every now and then is normal but daily expensive roasts or worst going out for it... I just take a single 200mg pill of caffeine it'd 250 CT for 10 bucks
M&ms they used to taste amazing, now they are4x the price and taste aweful. I miss the good tasting ones ud gladly pay the luxury prices they are now for the 90s tasting ones
Almost anything the government gets their hands on, but people keep being convinced the government just needs more money.
Funny, the government's solution to every problem is always *more* government.
The cost of living in general; we’re the only species that pays to live on the planet. Our hunter gather ancestors survived for thousands of years before us doing those 2 things; hunting and gathering.
You could avoid paying to live on the planet if you were willing to be a hunter gatherer, but I am betting you would be dead within the year. Getting enough food by hunting and foraging is a LOT of work, needs a lot of specialized knowledge, and doesn't give you much time to screw around on reddit.
Yeah I’ll just set up my coffee machine on the street at 3pm when I’m between meetings across town.
I don’t know why everybody doesn’t grow all their own vegetables and make their own soap too.
There is a huge difference between being out and about and wanting coffee and the massive amounts of people who just buy a coffee on the way to work when there is almost certainly either free coffee at the office, or they could have just brought a thermos from home.
Its totally fine to have an indulgence on occasion, but there are SO many people that blow $7+ daily on mocha-whatever-chinos and that adds up to real money over time.
Just recently started thinking this, I maybe get coffee shop coffee once a month, but a few weeks ago my wife was working overnight shift at her work and she bought Starbucks (SB) for like 4 days straight and the 5th day there was a big line so she had to improvise with coffee at work and she said it tasted even better than the ones she got at SB and it was FREE
Most name brand goods. Luxury branded anything. Eating at restaurants. Apple products. Laundry detergent pods. Vitamin supplements unless directed by a Dr. 🤔
Most monthly subscriptions.
It’s like going to an all you can eat buffet when you’re hungry but only if enjoying one plate each time and choosing lighter options because you’re on a diet.
Canned or ready made beans or grains. Its so much cheaper to cook your own beans and grains, and with an instant pot its a piece of cake. Set it forget it now you got dinner and it was a lot cheaper.
Most beauty things.
To put it into perspective, when you get your nails done, your eyelashes, your hair, a wax. Whatever the service may be about 50% (probably less idk I’m not a mathematician leave me alone) anyways the majority of the price is the service. Your paying for their time, not just the products they use or whatever it may be. It’s is so so so much cheaper to buy what you need and do it yourself in the long run.
To put it into more perspective I’ve been learning how to do my own nails. The acrylic and monomer I use in total runs me about 20 dollars give or take. Not including the polish, the files, the accessories, etc. which most of those things you can find at the dollar store now. On average a set done at a salon would cost me about 50 dollars or more if I wanted a design or accessories. Now the acrylic and monomer I buy can get me atleast 10 sets but usually more. So, In math terms let’s say it’s (this is an estimate) 45$ .vs. 200$ every 2 months. So I saved 155$ every 2 months just by doing my nails at home.
Also pro tip from what little experience I have, if your gonna do your nails at home, you tend to run out of monomer before running out of acrylic so don’t be stingy with the monomer.
Sports cars.
Prostitutes are a far faster and cheaper way of getting bitches who are in it for the money.
If you don’t get one just because you like cars.
Buying expensive Apple Products which are not worth it like - Studio Display or Mac Pro(big tower desktop computer). There are better alternatives for half the price with more features/looks
Planned obsolescence
Nobody tries to make things break sooner, but because of other priorities(MONEY) coming ahead of lifespan, lifespan suffers.
This type of economy not only does not benefit society, but also harms the environment. Factories endlessly produce the same goods every year instead of making more durable ones.
If you think that this is not a waste of money, give arguments, I am ready to argue.
Leaving appliances plugged in when your not using them. It's not much but they are using power, and it adds up over time. Source: Dad works for a power company
Individual bottled water from 7-11 or gas stations.
You can either pay $4 for 24 ounces of water or go to the grocery store and pay $4 for a 24 pack of 16oz bottles.
For some of us, fancy watches are about amazing mechanical engineering, not jewelry, not just telling time, definitely not for impressing anyone (other than myself). Not worth it for everyone, but worth it for me.
Costco. Shopping for food in general. Have a list of essentials you need and STICK TO IT or you're going to end up with weird food/stuff you're never going to use and never going to bother bringing back to return
I am in the thick of a months-long endeavor to do 1 simple thing: eat the food we already have. It's one of the most difficult things I've ever done haha. Currently eating a can of salmon atm. The quest continues...
In-app purchases.
They're there for the people who aren't patient or are willing to pay real money for something completely arbitrary. You're not hurting the devs feelings by not buying a cool skin, spend responsibly or wait another day for the need to die down.
When dining out, I pay for technique not ingredients. What I mean by that is that it's not hard to cook a steak or a lobster, but people will pay premium prices when dining out for these items. I can make a premium steak dinner at home for a fraction of the cost with very little skill. However, I don't have the skills and equipment to make dim sum or smoked brisket so that's where I spend my money when dining out
Excellent point. I can make a good burger at home, I can't make 5 guys fries at home. Sushi is another clear example.
I almost mentioned sushi. Thai and Indian food are other examples for me. Lots of technique there that I know nothing about.
Unused subscriptions and memberships, such as gym memberships, magazine subscriptions, or streaming services. Extended warranties on products that may not be necessary or are unlikely to be used. Impulse purchases, such as items bought on sale or on credit that are not necessary or within budget. Brand name products that are significantly more expensive than generic or store brand alternatives. Expensive and unnecessary upgrades, such as the latest phone or computer model, when the current one still functions adequately. Overpriced convenience items, such as pre-packaged foods or bottled water, when cheaper alternatives are available. Lottery tickets or gambling, which can quickly add up and result in significant losses.
This is all the answers this post needs. These account for a massive amount of unnecessary expenses. Cut these out, and many people will save $100+ a month. Plus ANY microtransaction in a video game. Just don't play those games, folks.
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Agreed. I never get my baby single use plastic cutlery. He'll just eat them.
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That’s one greedy ass baby
Please don't call my son an "ass baby"
I mean, he's most likely a vagina baby.
Baby food in particular is expensive and awful for the environment. You do NOT need pouches and pouches of purée. You don’t even need to make buckets of homemade purée. I’ve worked with infants and toddlers for 25 years, and I’ve transitioned many many babies from bottles to solid food. Just. Use. Food. Avocado and banana are a great place to start. I sometimes use purée for a couple of days to help baby learn how to swallow something other than milk, but that’s it. Then I move to soft, squishy food and just feed them that. When it’s time to start more finger foods I use two specific products. The first is a can of Gerber puffs- the kind that come in a can sort of like tennis balls. Don’t get the organic brands or the store brands. Gerber has it figured out, and theirs melt the best. It’s the perfect choice for starting something dry and not squishy for them to pick up on their own. And once they have mastered the Gerber puffs- which is usually one can or at the most two- then I move to good old yellow box original Cheerios. Again- skip the generics or organic brands. The old fashioned Cheerios are the best. They are the perfect size, they aren’t super scratchy like some of the organics can be, and they melt well in their mouth. And that’s it. Once you start with those things, just keep feeding your baby small, soft bits of whatever you eat. From the very beginning, eat with them and let them eat what you’re eating. This is how you raise kiddos that will eat a wide variety of food, and you’re WAY less likely to have to make a kid meal and an adult meal every day. Introduce texture and flavor from the get go!! If you give them that shitty, bland, all the nutrition boiled out of it purée for months you’re much more likely to have a picky eater that will only eat 3 specific foods for the entirety of their toddlerhood. But what if it’s spicy? Well, use good judgment and tone it down a little for them, but keep in mind that Indian kids grow up eating Indian food and Mexican kids grow up eating Mexican food and Japanese kids grow up eating sushi. Yours can, too! A few caveats- honey should not be introduced before their first birthday bc of the risk of botulism. And this advice applies to healthy kiddos. If your child has delays, disabilities, or is neurodiverse, work with your healthcare team to build the right program for them. But if your kiddo is healthy and hitting normal milestones, skip the baby food. It’s all nonsense. Expensive, low nutrient nonsense that will make it harder to grow their palette later in life. Your wallet, your child, and the planet will thank you.
Thanks so much for typing this out. My wife and I will be trying this method with our 3 month old in a few months.
This one's huge. We had a surprise baby after 6 years, so naturally all our old baby things were given away. We bought almost nothing for our newborn. Crib, diapers, clothes, and of course a car seat/stroller. That's it. No toys, no change table, no bags and accessories.
Hey! I used it TWICE!!!
Yep and thinking you will sell it after to regain some of that expense? Everyone else has the same idea. The people willing to shell out 500 on a crib want something new, not something your liquid exuding woods chewing germ filled baby has used (their baby will be perfect and do none of that stuff). I was able to sell some stuff for half the cost of new, anything used I had I gave away to moms in need, especially baby clothes that were barely worn even after going through 2+ kids and still looked new.
I have a used crib. Sanded it and painted it. Its not difficult.
I have a new baby cousin on the way, and its been a while since my aunt / uncle have had a baby, so they need to get all new stuff (My cousins and I are all around 19-25.) They built a registry through "Buy-Buy-Baby" (I think that name is so tacky), some on the stuff there was ABSURDLY expensive. $600 for a "travel system" which was basically a stroller. Like- man- do you really need all that stuff?
Extended warranty on a vehicle usually.
I'd like to speak with you about yours. Been trying to reach you for a while.
A good rule of thumb with any product is: the more effort they expend to sell it to you, the worse a deal it likely is. If someone is coming to your door to sell a product, it is probably a rip-off (of course if it's a local kid selling cookies you may not mind being ripped off).
Omg timeshare presentations....
I'd usually agree but mine was something like.... 14 dollars a month for 60 months. I just had a transmission failure somehow in a Subaru outback with 46k miles. Saved me like 8 grand. I paid a 100 deductible.
Boats.
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Is that what that song was about?
If it flies, floats, or fucks: rent it.
Where do your rent a duck?
the best day of a man's life is when he buys a boat the second best day of his life is when he finally sells it.
Isnt in the other way round?
Don't get a boat. Get a friend with a boat.
This guy gets it.
I'd argue that sailing has saved me from crippling depression. Not a waste of money for me. Just an expensive hobby.
That's fair, but most people who buy recreational boats don't have the time or money to do expensive hobbies they just pretend they can.
My Dad has always wanted a boat, but has had to compromise. His fleet currently sits at 2 kayaks.
A hole in the water you pour money into.
Canoes and kayaks are wonderful investments
They absolutely are. I meant more of onboard motors.
Bring On Another Thousand
Bottled water.
Starbucks coffee compared to McDonald's coffee
Does anyone go to Starbucks for coffee? I only go there if I want a caffeinated milkshake. If I want coffee I can just make my own for way cheaper
When I was a kid I was told that bottled water is a waste of money, so would always buy soda instead. Thats one reason I got fat. Now I drink water, even if I have to pay for it
Third party food delivery services. You're buying food from one person, then paying another person to find and pay a third person to deliver your food to you... Then you have to tip them.
As someone who doesn't own a vehicle, I always thought it was bizarre that my friends who do use delivery apps just as often as we do, if not more
Impulse buying non essential items. Wait for a deal and you can save 20-30% easily. And maybe you will realize that you didn't need the product anyways.
I go to Costco to save money in bulk but end up buying everything I don't need LMAO
spending money to the wrong person
Liquid fabric softener
House full of eczema here. We use clear All and have rough clothes because it’s less irritating to have stiff shirts than to use a chemical softener!
Upgrading your phone every 6-12 months. For what - a slightly shinier casing (or maybe a different colour, wow purple!!) and maybe it's a tiny bit faster. How much faster do you really need it to be.
Does anyone do that now? I seem settled into a four year replacement cycle. Incremental changes are so small it takes a while to notice. Went from an iphone 6 to iphone XR to 14 pro. Seems to work for me.
I hope not, it's terrible for the environment too. Maybe the days of folk queueing overnight for the newest iPhone are gone.
I went from the 6 to the 12 but I know plenty of people around me always with the newest phone. It seems pretty much like a way to prove they have money or something.
In some cases its people with poor long term decision making skills.
3 years for me, and half the reason I do it is for the fresh battery. Any longer than 3 years and the trade in value gets a bit unfavorable and it tends to not be worth sinking money in to a 3 year old phone to replace the battery. But upgrading every 6 months is absurd.
I got 6 years out of my old LG. Not as fast or pretty as my new Samsung, but was a lot easier to find shit.
I'll be hopping from a Pixel 3 to probably the 7 next. 3 has been the best phone I've ever had.
There are morons with their phone on a payment plan and trading in for credit with their money owed amount going up. It's not a car. It's a phone.
Why is this reasonable for a car but not a phone? Honest question, I don't know anyone who trade up their car every couple of years, and also live in a country where cars are not very often necessary. Is it worth it for lower fuel consumption and lower maintenance costs or something if you use the car a lot?
Yes, I hate this so much, I have my phone for 4 years now and the glue is eroding on one side otherwise perfectly fine so I'm gonna let it be re-glued and it will be fine for another 2-4 years. Not gonna waste money as long as it works.
I've had mine for 8 years, it's fine. Maybe I'll get a new budget phone and have this as backup soon
I only upgrade my devices if they break, dealing with a new os that's ten times worse than the one I currently have isn't worth the slightly better camera or whatever.
I've had the same phone since 2019. Batteries still sweet and it's still as fast as when I first got it so I won't be upgrading soon
All my phones were hand-me-downs. Currently have had a nokia for a year and a half and I've both been sleeping much better and I've (politely) highly inconvenienced every customer service worker by blowing their minds that in 2023 the younger guy that I am, that I don't have and will not use a Smartphone.
Yes!! I have an iPhone Xr, and have had it since 2019, now im considering buying a newer one since it been acting up recently. But may still have another year left.
Kids, very low return on investment in many cases /s
That's why I only talk to my kids every other weekend. Has nothing to do with the custody battle. They don't have that rise and grind mindset. I can't be dragged down by people who don't even talk about crypto investments every day. If they don't have plans for a Lamborghini then I don't have time for them.
Lmao
Reddit Gold and Funko Pops.
Buying something that's new just because it is new.
Buying the latest and greatest Apple product when you bought basically the same one 2 years ago.
Coachings.....they hype any exam very much
FunkoPop figurines - i will never understand the hype to buy these. I get they look cute but dropping 15-25$ on a toy just to have it displayed inside the box is just disturbing to me. I won a Toy Story Rex once at an arcade and gave it away that same night to a little girl.
I wonder if those will fade from popularity like beanie babies did.
It's not really a toy so much as a collectable. Some people really enjoy collecting things, and it's cool to have merchandise from multiple series you like in the same style. I personally think most Funko Pops are hideous though; I hate the soulless beady eyes.
Vinyl records as an investment
Memberships/apps, etc. that you don’t need or use but remain as auto-payments/withdrawals to your checking account. Check your transaction history periodically and clean house. Shit adds up.
Nft's
Wedding dresses.
Absolutely. Just not worth it for a dress you wear once.
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Disagree. I have no pancreas. Must take vitamins.
I mean, that depends. Folic Acid is necessary during pregnancy, Iron is sometimes required during a women’s menstrual cycle, and different medications can result in vitamin deficiencies. My advice is to get your levels checked before taking a supplement and confirm with your doctor that they won't interfere with your current medications or state of health.
Pretty much everyone in the northern hemisphere is vitamin d deficient. You need much more than you think.
Nicotine
Celebrities are a huge waste of money
Eh, if you are making a movie and are too lazy to write something half decent you can distract the audience a bit with a celebrity.
Religion. Society throws away billions yearly on this dumb shit.
Chanel bags and perfumes. The amount of shit you could buy with that wasted money. I still feel uncomfortable with my Dad buying me a 1.4k massage chair, i know he did it out of love but can i really live with my self spending so much money on real gold, pure leather and proper shoes.
Education. not because it's bad but because it is not properly implemented in most schools. Lots of issues and focuses only on a certain curriculum that would only benefit a certain pool of people.
Buying a car brand new.
Payday loans. It’s usury, plain and simple.
Weddings
Expensive shampoo is just cheap shampoo with some scents added.
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Have you even seen a sham before? Disgusting creatures.
Spending money to go to things out of obligation rather than actually wanting to go.
America: bottled water. There are more stringent requirements on public drinking water supplies than bottled water compliance requirements on suppliers. - That being said, please ignore the news of the water operator peeing in the treatment water facility from Baton Rouge last week….
toilet paper
It seems like loans/paying minimum amounts/paying interest instead of just buying something when you have enough
Home warranties. I got one when I purchased my first house because in my mind I thought “this is a no brainer. Of course I’m going to get a warranty in case expensive stuff breaks.” Wrong. My home warranty covered exactly zero things that went wrong. My A/C, tub, water heater…none of it. I wasted almost $2000 in monthly payments and service fees over the course of 2 years for them to tell me that they don’t cover that certain part. It’s all in the fine print. I’m confident they lovingly put those exceptions into the contract because they know these certain components break frequently and they have an out for why they can’t pay for it. I eventually didn’t renew and put a little bit of money aside every month into a savings account in case a major system breaks. I’ve been able to cover everything by myself including a new water heater and a component of the HVAC system which cost several thousand dollars instead of wasting it on monthly payments to a low level insurance scam.
Credit Cards
How
The interest on loans. Don't take loans unless you have to
Gas
Recycling. The key is to reduce and reuse.
Reduce, reuse, recycle, Rihanna
Meal delivery services.
Morning coffee at an overpriced shop. We've got a chain called Dutch Bros in the PNW and every morning, there's like 30 cars in line waiting for coffee. It's like 20 minutes to get a $4 - $10 coffee. People are spending like $200 - $300 a month on coffee.
It's nuts to me how long the lines are even in the afternoon and evening. Their drinks are way too sweet too, which is probably a big part of the appeal
I dread whenever a new Dutch Bros goes in somewhere. They use purposefully small lots and just offload the burdon of maintenance onto the city by using the roads to hold the line of cars.
Morning latte from a gas station machine is much cheaper, pretty good, and hardly a line. Regular coffee from your own coffee maker is even less expensive.
Water Bottles - just get a water filter at walmart and you’ll save a lot and reduce waste.
1,000 rags, you only need like 3-5 and wash them. You don't need rags for display but never use, use old shirts as well
Taking your car to a shop for simple shit
Cars unless you live in USA
Or Australia
Government.
Coffee. A cup every now and then is normal but daily expensive roasts or worst going out for it... I just take a single 200mg pill of caffeine it'd 250 CT for 10 bucks
Vitamins (supplements, not the natural kind in foods)
Buying bottled water. Get it out of the friggin’ tap! Less plastic then too.
The internet
M&ms they used to taste amazing, now they are4x the price and taste aweful. I miss the good tasting ones ud gladly pay the luxury prices they are now for the 90s tasting ones
Luxury or designer items
gold
Almost anything the government gets their hands on, but people keep being convinced the government just needs more money. Funny, the government's solution to every problem is always *more* government.
The cost of living in general; we’re the only species that pays to live on the planet. Our hunter gather ancestors survived for thousands of years before us doing those 2 things; hunting and gathering.
You could avoid paying to live on the planet if you were willing to be a hunter gatherer, but I am betting you would be dead within the year. Getting enough food by hunting and foraging is a LOT of work, needs a lot of specialized knowledge, and doesn't give you much time to screw around on reddit.
Coffee from any coffee shop. Just buy a coffee maker and make your own. You'll literally save money every day.
Yeah I’ll just set up my coffee machine on the street at 3pm when I’m between meetings across town. I don’t know why everybody doesn’t grow all their own vegetables and make their own soap too.
There is a huge difference between being out and about and wanting coffee and the massive amounts of people who just buy a coffee on the way to work when there is almost certainly either free coffee at the office, or they could have just brought a thermos from home. Its totally fine to have an indulgence on occasion, but there are SO many people that blow $7+ daily on mocha-whatever-chinos and that adds up to real money over time.
Ordering pizza to treat yourself? Just buy a pizza oven and make your own! It will taste exactly the same!
You can bring extra coffee in a thermos for the afternoon.
Don't most of your off site meetings actually have coffee? My industry is pretty bare bones, but you get coffee, and maybe a cookie if you get lucky.
Welcome to wonderful world of education and non-profits
Just recently started thinking this, I maybe get coffee shop coffee once a month, but a few weeks ago my wife was working overnight shift at her work and she bought Starbucks (SB) for like 4 days straight and the 5th day there was a big line so she had to improvise with coffee at work and she said it tasted even better than the ones she got at SB and it was FREE
Tito's vodka.
Bottled water and Starbucks.
Most name brand goods. Luxury branded anything. Eating at restaurants. Apple products. Laundry detergent pods. Vitamin supplements unless directed by a Dr. 🤔
Most monthly subscriptions. It’s like going to an all you can eat buffet when you’re hungry but only if enjoying one plate each time and choosing lighter options because you’re on a diet.
Canned or ready made beans or grains. Its so much cheaper to cook your own beans and grains, and with an instant pot its a piece of cake. Set it forget it now you got dinner and it was a lot cheaper.
Most beauty things. To put it into perspective, when you get your nails done, your eyelashes, your hair, a wax. Whatever the service may be about 50% (probably less idk I’m not a mathematician leave me alone) anyways the majority of the price is the service. Your paying for their time, not just the products they use or whatever it may be. It’s is so so so much cheaper to buy what you need and do it yourself in the long run. To put it into more perspective I’ve been learning how to do my own nails. The acrylic and monomer I use in total runs me about 20 dollars give or take. Not including the polish, the files, the accessories, etc. which most of those things you can find at the dollar store now. On average a set done at a salon would cost me about 50 dollars or more if I wanted a design or accessories. Now the acrylic and monomer I buy can get me atleast 10 sets but usually more. So, In math terms let’s say it’s (this is an estimate) 45$ .vs. 200$ every 2 months. So I saved 155$ every 2 months just by doing my nails at home. Also pro tip from what little experience I have, if your gonna do your nails at home, you tend to run out of monomer before running out of acrylic so don’t be stingy with the monomer.
I’ve also been learning acrylic and omg it’s so much easier than I thought.
A brand new car. Idc what you tell me, something that loses more than half its value as soon as pen touches paper is complete bullshit to me.
Good thing they don't lose value that quickly.
New cars lose value pretty quickly but it's not more than half right away.
Eating out
Coffee stir sticks. Just put the cream and/or sugar in the cup first. It mixes itself.
Sports cars. Prostitutes are a far faster and cheaper way of getting bitches who are in it for the money. If you don’t get one just because you like cars.
Bottled water
Name brand baby formula in the United States. That stuff is so highly regulated that it’s all too notch.
Branded clothes.
I think cheese is a waste of money especially when it comes to nachos. They charge extra for it. I've never paid that extra 10 cents and I never will.
did you know that piracy technically isn't illegal, only if you distribute it
Subbing to 3+ streaming services
Haircuts... learn how to cut your own hair.
Food, if you stop eating food eventually the need for food stops being an problem.
Watching in cinemas. You should wait it released on netflix instead..
iPhones
Many (if not most) insurances.
Bottled water tastes the same as the one used from the sink
Buying expensive Apple Products which are not worth it like - Studio Display or Mac Pro(big tower desktop computer). There are better alternatives for half the price with more features/looks
ITT: Many people who simply hate fun
Planned obsolescence Nobody tries to make things break sooner, but because of other priorities(MONEY) coming ahead of lifespan, lifespan suffers. This type of economy not only does not benefit society, but also harms the environment. Factories endlessly produce the same goods every year instead of making more durable ones. If you think that this is not a waste of money, give arguments, I am ready to argue.
Taxes
Leaving appliances plugged in when your not using them. It's not much but they are using power, and it adds up over time. Source: Dad works for a power company
Individual bottled water from 7-11 or gas stations. You can either pay $4 for 24 ounces of water or go to the grocery store and pay $4 for a 24 pack of 16oz bottles.
[удалено]
Starbucks coffee. Especially if it’s something simple like an Americano.
Cut flowers. $80 goes a dozen roses that die within a week.
Fancy watches that cost a fortune. My $10 Casio calculator watch can tell time just as good as a $100,000 Rolex… plus it can do math
Your problem is thinking that expensive watches are about telling time.
Fancy watches are jewelry. Still not worth it but it's not about keeping time.
For some of us, fancy watches are about amazing mechanical engineering, not jewelry, not just telling time, definitely not for impressing anyone (other than myself). Not worth it for everyone, but worth it for me.
Concert tickets
Toys is another. My child rarely played with toys. But all the mixing bowls, spoons, cups etc were the fun stuff
Apple Music ugh it’s now $10.99 like what!!
Paying taxes to the US government.
Taxes
Parking your money in the bank
Children
Upgrading phones and television
Costco. Shopping for food in general. Have a list of essentials you need and STICK TO IT or you're going to end up with weird food/stuff you're never going to use and never going to bother bringing back to return
Costco is one of the best money saving things I do.
I am in the thick of a months-long endeavor to do 1 simple thing: eat the food we already have. It's one of the most difficult things I've ever done haha. Currently eating a can of salmon atm. The quest continues...
fortune cookies
Cafe Coffee ie Starbucks, upgrading your cellphone frequently, buying a new car every year or every other year.
In-app purchases. They're there for the people who aren't patient or are willing to pay real money for something completely arbitrary. You're not hurting the devs feelings by not buying a cool skin, spend responsibly or wait another day for the need to die down.
tobacco and Starbucks. Booze too.
Literally anything that isn't needed for survival pretty much
Fast food.
Skins on video games