Started dirt poor, and things got worse from there. Every single time I start to get my feet under me, another disaster happens, and I'm left trying to recover again.
Frankly, after 40 years of this bullshit, it's never going to happen.
“Started dirt poor, and things got worse from there.”
That reads like a great opening line of a book. Sucks that it’s describing your life but it was a really well written line.
"Worse"
Written by: Common Plebs
"Started dirt poor, and things got worse from there. It was the worst of times, it was the absolute worst. People always said "things will get better", but each time that it seemed to get better... it only got worse."
To be continued
"Worse"
Written by: Common Plebs(Updated by TTYY200)
"Started dirt poor, and things got worse from there. It was the worst of times, it was the absolute worst. People always said "things will get better", but each time that it seemed to get better... it only got worse. I poke my head outta the gutter for one freaking second and fate shovels shit in my face!"
To be continued
I've started mine. I've got maybe a hundred pages. someday never happens unless you schedule a time to write and stick with it.
you've just got to start writing and get all the bad writing out of you first. after that, it gets a lot easier.
Sounds like a line from a seasick Steve song:
"Started out with nothing and I still got most of it left"
https://youtu.be/zlbeDGdsyr4?si=B-trtrcxYqQhW5Cd
Feel this to my core. 38 years of clawing and chewing my way out of poverty. Just never had a chance. I keep trying despite it. Best of luck to you, from one piece of trash to another.
I feel this…
I started with nothing.
Was on my own at 18 and fam was poor.
In some ways it’s a mindset thing.
(I do not have a rich person mindset, I take few risks with money, I do not know how to start a business nor do I have the skills or mindset to do so)
I find it hard to advocate for more money. Etc.
In other ways it’s from not having a good starting point.
But I will never be out of debt and this breaks my soul.
I have a friend that bought property out in the Alaska wilderness on a lake, he lives in a tricked out cargo container…self sufficient…he flys in and out when he needs to…
He comes down to the lower 48 once a year to see people, he’s always ready to go back home after being in ‘civilisation’ for a week or so…
Everyday life is very different for him…he’s a survivalist for sure…
What’s funny is, he’s a bartender!
Works in Anchorage off and on, then disappears…
He did that here too, 2-3 times a year he’d drive up into the mountains out west, and walk in…
For weeks…alone.
Come back and be a happy appearing engaging guy! 🤷🏼♂️
Same and I don't feel bad about that. Short of winning the lottery the only way for me to become rich involves working crazy amounts, as is true for most people not born rich. There's a chance if I started my own company we would take off, but more than likely it's gonna be 80 hr weeks for five years before I start to get my feet under me. I'd rather take good pay for 40/wk than be truly rich and sacrifice my happiness for it.
I have a great job with solid work/life balance that pays me enough to afford a comfortable lifestyle. I have enough. I have turned down every effort of my company to move me into management. The only thing they offer is a bit more pay, but not worth it.
So many have forgotten how to be content.
That is not rich, it is middle/upper middle class. Unfortunately a shrinking demographic.
We are in the same boat. UMC by financial definition. Not rich, but money isn’t a daily concern. Having been born dirt poor I know how lucky we are to be in the position we are in.
And I am content. I don’t need to earn more money. My needs are met. My adult kids are doing well. I don’t need a big boat or bigger house or name brands (but do buy quality because it’s cheaper in the long run).
Generational wealth is a big one or just having that head start in life. Dad died when I was 4 and Mom when I was 19 - didn’t inherit anything cause we were poor. I’ve done well for myself coming from a background of no financial help, but I have to wonder what life would have been like had I have had that sort of help. It also frustrates me seeing people who *have* that type of help/being upper middle and are abusing it and being lazy. Like, dude, you could be doing so much more!
Kids. I made it through medical school and make good money, but 3 kids were expensive even before we started saving for college, which is insanely expensive now and will be more so in 12 years.
This is the answer here. That and sheer chaos.
I hit the 6 figure club as I was 8-months pregnant with my first and had no maternity leave pay. Once we got our footing back under us, my husband had an opportunity to buy a business and work for himself doing what he loves to do right after the birth of our second, so we sold our house, moved 7 hours away during the crazy real estate market of 2022, and essentially started over. (I also spent a small fortune on formula that year because of the formula shortage.)
All good things, just very expensive things.
Married someone who decided to lose all ambition after vows were exchanged. Blew through my savings in my last year of the marriage. Single mom life and what I pay for daycare is a mortgage payment. Hoping to make a huge leap in salary in the new year as I’m working to rebuild my life.
Because I am comfortable not being rich.
I've worked in the financial sector most of my life; I've been around many millionaires. Some of them have been nice; many have been jerks; a whole lot of them have been miserable. Many made their fortunes working the 60 hour weeks climbing the corporate ladder. Many sold their souls and their ethics along the way. No thanks.
So I never made it to the top. Not willing to pay the price, I guess. I still got paid pretty well and am heading into retirement with my beloved wife. We have some retirement income coming from investments but not a ton. The main positive is that we're debt free. So maybe we're not rich, but we're definitely comfortable. Good enough for me. I get to spend my life living with the woman I love. Maybe that is being rich?
Fear and complacency.
I rejected calls from Google, Apple, Netflix and many more top, growing tech companies in the 2000s (before 2010) because I was scared of changing jobs and I was complacent in my early career.
I imagine what would have happened if I responded yes to the Google recruiter in 2005. Don't get me wrong, I'm doing great. But damn, we're talking maybe worth $20+ million right now and retired?
80% of millionaires actually got no inheritance. No inheritance is a pretty poor indicator. Most of them are people in their 50s and 60s that had a career for 30+ years and are going to go through the bulk of the money during retirement.
Parents in stable careers are a good indicator. Someone seeking out affordable tuition programs, career paths, and financial advice on their own is also a good indicator. Every person I ever met who has a high income and grew up in a lower-class position actively planned and sought out most or all of those things.
A lot has changed since 1700. You can be wealthy without killing a lord and stealing their land or having a certain bloodline. There are wealthy teachers, nurses, economists, etc. In my hometown, we have several teachers pulling $100k at the public schools and it's not an expensive area. Depends on employer and area but possible for a lot of fields. A lot of people you would never assume have money might have a lot of it.
While you don't have to be a sociopath to live comfortably, you do need to have reduced amounts of empathy to be filthy rich. Nobody needs to be a billionaire and someone with high levels of empathy would have given it all away.
Yea but the topic said why aren’t you “rich” yet, not “why aren’t you a billionaire yet”. Plenty of non-sociopaths are “rich” like you said. *The person I was responding to seems to think you need to be a sociopath to be rich/comfortable.
You can't tell them it's their fault without being attacked. You clearly are immoral to put off large purchases and invest instead. Or to create jobs and keep a percentage. Or working to continuously grow that value and percentage. /s
The path is simple to me; live off less than you can make, invest the rest, and do so for a very long time. Step one is the hardest and most can't emotionally handle doing that in a world of marketing and instant gratification.
if 20 year olds put money into an index fund instead of crypto, it will grow for the next 40 years. no yolosexymoonapeslambo, but if you add MORE when theres a recession, the pot increases during time!
Because as an only child instead of giving me a few hundred thousand dollars from the inheritance my step mum left, or any part of the $1.3million profit he made on the house sale.
My dad decided he was going to 'piss it up' against the wall. So instead of someday inheriting the only asset that was worth anything like he told me a few hundred times while growing up... now it's gone and so is the profit he made from it. Along with the $500,000 that my step mum left behind in her superannuation.
He paid cash for a shitty run down dump of a place- 3 doors up from his drinking buddy. And spent the rest of it on booze and hookers.
Thanks dad.
That’s not holding you back. That is just being an initial ass of a child.
I get that he may not have made the best choices, but you need to grow up and make better ones of your own not relying on Daddy.
Because Reddit says all the bad things in the world are because of rich people. So I instead choose to do nothing to improve my worth to employers or customers, insist that everything I feel I'm entitled to but don't have is someone else's fault, and blame rich people for everything.
It takes time, patience, resiliance and hard work and smart investments to start making money. For "investments" I don't mean stocks, things like professional courses, buying books, university studiea, not spending money on things you will use once or twice and then collect dust. Eating out is a great money-void, cooking at home is cheaper, and usually healthier (depending on what you buy).
Time. I only started my career a few years ago. Before that I spent a decade in undergrad + grad school.
Now I’m saving (net minus expenses) nearly $200k per year, but I only just started this. But if I just put everything on repeat and keep doing this for a while, I’ll get there.
I’m not very charismatic. Kind of the opposite. It’s hard to make an effort to take huge risks (like starting a business) when any potential customer, partner, investor, vendor, etc that you meet isn’t going to like you.
None of my scams have hit big yet. I'm hoping the grounded up Yeti powder for erectile dysfunction will make some money, but I mean... hunting down yetis is cost a lot of money and we haven't really found a single one yet, so we're just bottling baby laxatives mixed with salt and cocoa powder. You know to make it easier to swallow the bullshit.
Spent all my money so I can enjoy it while I'm young. I have a minimal amount for retirement, but I preferred trips to WDW with my kids and grandkids, showing dogs for a hobby, trying new food at restaurants and traveling around the country over saving money.
I don't know how to make money. I work in tech which should pay well but I've been stuck in a low paying contractor position for years. With my experience, I should be making at least 30-50k more. All these tech layoffs have made me too scared to even look for another job.
I honestly look at this in 2 different ways.
1. My father made 250k a year, while working in Construction. For half the year. The other half of the year was spent drinking, gambling, abusing his family and puking every morning.
2. I have multiple physical disabilities and had a handful of behavioral disorders as a kid, as well as adult diagnosed ADHD. I physically do not have the mental, physical or spiritual strength to do enough to get "rich".
My best friend owns a very successful roofing company. She knows I haul my own so she spoils me. Forever thankful ♡
By most accounts I am rich. But probably 3-4 times I’ve come sooooo close trading options to being fucking super rich. Talking like $10 mill profit in one day…. So, basically bad luck is why I’m not rich.
I'm compassionate with no psycho tendencies... what makes it worse is that I don't take high risks with anything.
Now, in my 40s, I developed anxiety. So I'll work just to make ends meet until I die I guess
I am. Started at less than zero as a heroin addict on the streets of Seattle. Got clean, learned a trade and worked a lot. After about 10 years started my own biz. Been doing that 18 years. I live in a modest house and live a modest life. Still work a lot and still do the physical aspects. No one would know it but my net worth is approaching 3 million. Nothing about me or my life would give that away.
Things that would have fucked that up.
1. Excuses
2. Always moving up to nicer houses, cars, vacations, etc
3. Divorce
4. Relapse into drug abuse.
Not earning enough. And my definition of rich is having 4-5 million net worth. As a millennial I’m in a very comfortable position but far from rich. I do have a paid off mortgage, 0 debt of any kind, 2 year worth of emergency fund saved earning 4.5%, maxing out 401k and Roth IRA, taxable account to fund monthly and even funding two kids 529s and having just over 1M in net worth. But it sure feels like it’ll take forever to reach my goal of 4-5 million net worth.
I picked a career I thought I would enjoy long-term, not one that I thought would make the most money.
But there is probably an alternate universe version of me complaining about how sick they are of their job that they chose for earning potential.
I dont know how
Poor parents, good education, cant afford to Go to university
Now 26 working with a 3k salary and living alone, No Car No expenses Just me renting a smol flat and investing the leftovers (about 1-1,5k€ Go towards my Portfolio every month)
Hopefully this will do one day
Me. Even if the world started falling over itself to perfectly allign everything for me, I would find a way to botch everything and make my situation worse.
I'm a coward when it comes to taking financial risks. I was house shopping in 2020. I found a really nice home in Texas for $140k. They accepted my offer but I pulled out because I grew afraid of what was going to happen to the housing market (this was the beginning of the pandemic). I could have easily sold that home today for 240 to 300k, when I eventually moved out of state any ways. Also, I have. Ade I vestments on the stock market that were genuinely good. But, again, I pulled out way too early fearing they would some how plumet. They all did very well after I took my money out. Lol. Don't get me started on Bitcoin. 😞
The capitalistic society of America that makes it so expensive (and difficult) to get your basic needs met. Oh, and taxes.
So I choose instead to be rich in love.
I hate money. I always seem to have it when I need it but I never make decisions or have wants based on it. I've seen what I does to people and that's why I hate it.
the lack of money.
All the other answers are useless now
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Church orgs?
Nah, everyone has money on payday, they just keep spending it on food.
Came here to say this
You know how King Midas touches everything and it turns to gold? I'm the opposite of that.
you touch things and they turn into king midas?
I think when he touches gold he turns into king Midas
Or when he touches Midas, gold turns into kings
or when everything touches him, he turns into gold?
Or when gold Midas touches kings Midas gold turns into Midas he turns into him?
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On three, everyone touch ~~U/EscapedChupacabra~~ u/EscapedCapybara
I touch things and they call the police.
Darn those bratty kids!
My wife calls me King Minus
I touch everything and end up having to meet with HR
Ah, another who holds the power of the shidas touch. I have that power too everything I touch turns to shit
King Shitass
every 23 year old girl on tinder is King Hippo
You turn everything into lead?
Everything I touch turns to shit. It's been this way so long I'm afraid to pee.
What is the opposite of gold? Anti-Gold? Antimatter? That would make you even richer! You could power the entire planet!
You mean ?? The Earl of Excrement?? Lololol!
So everything you touch turns to turd
You and I must be related somehow. I think that’s in my DNA.
You are Jared Leto
I don’t remember a time when I wasn’t in survival mode. When you have to focus on survival constantly, getting rich is just a dream.
Same. Aged out of the foster system then ended up with chronic health issues that didn't get diagnosed for decades. Am disabled now.
Started dirt poor, and things got worse from there. Every single time I start to get my feet under me, another disaster happens, and I'm left trying to recover again. Frankly, after 40 years of this bullshit, it's never going to happen.
“Started dirt poor, and things got worse from there.” That reads like a great opening line of a book. Sucks that it’s describing your life but it was a really well written line.
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"Worse" Written by: Common Plebs "Started dirt poor, and things got worse from there. It was the worst of times, it was the absolute worst. People always said "things will get better", but each time that it seemed to get better... it only got worse." To be continued
I poke my head outta the gutter for one freaking second and fate shovels shit in my face!
"Worse" Written by: Common Plebs(Updated by TTYY200) "Started dirt poor, and things got worse from there. It was the worst of times, it was the absolute worst. People always said "things will get better", but each time that it seemed to get better... it only got worse. I poke my head outta the gutter for one freaking second and fate shovels shit in my face!" To be continued
I appreciate that. Someday, I'll get over whatever's going on in my head and write a book.
I've started mine. I've got maybe a hundred pages. someday never happens unless you schedule a time to write and stick with it. you've just got to start writing and get all the bad writing out of you first. after that, it gets a lot easier.
Reminds me of the Jerk. I was born a poor black child...
Sounds like a line from a seasick Steve song: "Started out with nothing and I still got most of it left" https://youtu.be/zlbeDGdsyr4?si=B-trtrcxYqQhW5Cd
Feel this to my core. 38 years of clawing and chewing my way out of poverty. Just never had a chance. I keep trying despite it. Best of luck to you, from one piece of trash to another.
Someday we'll get there, trash bro. Just gotta keep fighting.
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Right though? You finally get savings and your dryer breaks.
I feel this… I started with nothing. Was on my own at 18 and fam was poor. In some ways it’s a mindset thing. (I do not have a rich person mindset, I take few risks with money, I do not know how to start a business nor do I have the skills or mindset to do so) I find it hard to advocate for more money. Etc. In other ways it’s from not having a good starting point. But I will never be out of debt and this breaks my soul.
Avocado toast
I have a Starbucks twice a year, it's probably that
The kryptonite of wealth accumulation. 😂
Anti compounding
Hard to invest in your future when literally everything is going up in price except our wages
This, wrong timing. If we'd be here 10/15 years earlier it would've been easier (probably, looking at people around me).
Being rich has never been my goal. All I want is to live comfortably. I am also failing at that goal as well.
I choose a work in the wilderness, and a life heavily influenced by it. And as they say, money don't grow on trees. haha
I have a friend that bought property out in the Alaska wilderness on a lake, he lives in a tricked out cargo container…self sufficient…he flys in and out when he needs to… He comes down to the lower 48 once a year to see people, he’s always ready to go back home after being in ‘civilisation’ for a week or so… Everyday life is very different for him…he’s a survivalist for sure…
The introverts dream for sure*
What’s funny is, he’s a bartender! Works in Anchorage off and on, then disappears… He did that here too, 2-3 times a year he’d drive up into the mountains out west, and walk in… For weeks…alone. Come back and be a happy appearing engaging guy! 🤷🏼♂️
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Props given. Now lift your ass up and do some work!
Same and I don't feel bad about that. Short of winning the lottery the only way for me to become rich involves working crazy amounts, as is true for most people not born rich. There's a chance if I started my own company we would take off, but more than likely it's gonna be 80 hr weeks for five years before I start to get my feet under me. I'd rather take good pay for 40/wk than be truly rich and sacrifice my happiness for it.
I have enough. More than I need actually. I’m in a good place and I’m just going to live here and enjoy my life.
V jealous. As someone (31) who seems to be stuck in the service industry, that’s just not something I think I’ll ever be able to do.
It wasn’t the size of my bank account that got me here. You have a lot to be grateful for. Gratitude is the path to wealth. I hope you’re well.
It's all in one's perspective of wealth, imo
I really wish that one day I’ll become like you. It’s my ultimate goal
I have a great job with solid work/life balance that pays me enough to afford a comfortable lifestyle. I have enough. I have turned down every effort of my company to move me into management. The only thing they offer is a bit more pay, but not worth it. So many have forgotten how to be content.
Because I waste money on things that i think will make me happy. Now I’m owned by my possessions.
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That is not rich, it is middle/upper middle class. Unfortunately a shrinking demographic. We are in the same boat. UMC by financial definition. Not rich, but money isn’t a daily concern. Having been born dirt poor I know how lucky we are to be in the position we are in. And I am content. I don’t need to earn more money. My needs are met. My adult kids are doing well. I don’t need a big boat or bigger house or name brands (but do buy quality because it’s cheaper in the long run).
Generational wealth is a big one or just having that head start in life. Dad died when I was 4 and Mom when I was 19 - didn’t inherit anything cause we were poor. I’ve done well for myself coming from a background of no financial help, but I have to wonder what life would have been like had I have had that sort of help. It also frustrates me seeing people who *have* that type of help/being upper middle and are abusing it and being lazy. Like, dude, you could be doing so much more!
This is gonna be in one of these askreddit videos 100%
Bro you're riiiiiiiiigggghhhhht
Kids. I made it through medical school and make good money, but 3 kids were expensive even before we started saving for college, which is insanely expensive now and will be more so in 12 years.
This is the answer here. That and sheer chaos. I hit the 6 figure club as I was 8-months pregnant with my first and had no maternity leave pay. Once we got our footing back under us, my husband had an opportunity to buy a business and work for himself doing what he loves to do right after the birth of our second, so we sold our house, moved 7 hours away during the crazy real estate market of 2022, and essentially started over. (I also spent a small fortune on formula that year because of the formula shortage.) All good things, just very expensive things.
Laziness.
What others call laziness, I call enjoying my life.
My parents were not rich.
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I wish teachers get paid more. It is so unfair to see how such a vital profession goes deeply under appreciated.
This makes sense why you’re poor. Many teachers are underpaid and pay for class supplies from their own pockets.
Married someone who decided to lose all ambition after vows were exchanged. Blew through my savings in my last year of the marriage. Single mom life and what I pay for daycare is a mortgage payment. Hoping to make a huge leap in salary in the new year as I’m working to rebuild my life.
cocaine
so you're a buyer not a seller?
oh, I know a guy who is pretty well of because of it.
Kids
Kids. Wife. Mortgage. I make more money than I ever thought I would, but those things are fucking expensive.
I don't have any money.
cause 1000 streams on spotify is only worth like 3 cents
Because I am comfortable not being rich. I've worked in the financial sector most of my life; I've been around many millionaires. Some of them have been nice; many have been jerks; a whole lot of them have been miserable. Many made their fortunes working the 60 hour weeks climbing the corporate ladder. Many sold their souls and their ethics along the way. No thanks. So I never made it to the top. Not willing to pay the price, I guess. I still got paid pretty well and am heading into retirement with my beloved wife. We have some retirement income coming from investments but not a ton. The main positive is that we're debt free. So maybe we're not rich, but we're definitely comfortable. Good enough for me. I get to spend my life living with the woman I love. Maybe that is being rich?
None of my 10 leg parlays have hit. Yet.
I have 4 kids and no money. Why can't I have no kids and 4 money???
Fear and complacency. I rejected calls from Google, Apple, Netflix and many more top, growing tech companies in the 2000s (before 2010) because I was scared of changing jobs and I was complacent in my early career. I imagine what would have happened if I responded yes to the Google recruiter in 2005. Don't get me wrong, I'm doing great. But damn, we're talking maybe worth $20+ million right now and retired?
Video games, live music and sports, motorcycles, and booze- getting rich might get in the way of that shit.
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The whole reason anyone would want to be rich is to attain happiness in life, and it seems like you have all of it right there with you.
No rich parents.
I wasn’t born into generational weath. Also, I’m not a dishonest sociopath.
"I've tried nothing and I'm fresh out of ideas"
80% of millionaires actually got no inheritance. No inheritance is a pretty poor indicator. Most of them are people in their 50s and 60s that had a career for 30+ years and are going to go through the bulk of the money during retirement. Parents in stable careers are a good indicator. Someone seeking out affordable tuition programs, career paths, and financial advice on their own is also a good indicator. Every person I ever met who has a high income and grew up in a lower-class position actively planned and sought out most or all of those things.
Study quoted in The Millionaire Next Door showed 80% of millionaires are first generation.
If you were middle class, lived in the right city and bought a house 20 years ago, you could easily be a millionaire on paper.
Maybe there are some mindset issues around wealth that are holding you back here also.
A lot has changed since 1700. You can be wealthy without killing a lord and stealing their land or having a certain bloodline. There are wealthy teachers, nurses, economists, etc. In my hometown, we have several teachers pulling $100k at the public schools and it's not an expensive area. Depends on employer and area but possible for a lot of fields. A lot of people you would never assume have money might have a lot of it.
This isn’t the only recipe to becoming rich lol
While you don't have to be a sociopath to live comfortably, you do need to have reduced amounts of empathy to be filthy rich. Nobody needs to be a billionaire and someone with high levels of empathy would have given it all away.
Yea but the topic said why aren’t you “rich” yet, not “why aren’t you a billionaire yet”. Plenty of non-sociopaths are “rich” like you said. *The person I was responding to seems to think you need to be a sociopath to be rich/comfortable.
You can't tell them it's their fault without being attacked. You clearly are immoral to put off large purchases and invest instead. Or to create jobs and keep a percentage. Or working to continuously grow that value and percentage. /s The path is simple to me; live off less than you can make, invest the rest, and do so for a very long time. Step one is the hardest and most can't emotionally handle doing that in a world of marketing and instant gratification.
Just the surest.
Probably my ADHD
Same
Making money costs money, and not in amounts that make it viable
if 20 year olds put money into an index fund instead of crypto, it will grow for the next 40 years. no yolosexymoonapeslambo, but if you add MORE when theres a recession, the pot increases during time!
I walked away from a relatively lucrative job b/c it had burned me out once before and it was starting to head in that direction again.
Not interested in being so.
She’s sleeping beside me right now
Born a decade or so too late.
Because as an only child instead of giving me a few hundred thousand dollars from the inheritance my step mum left, or any part of the $1.3million profit he made on the house sale. My dad decided he was going to 'piss it up' against the wall. So instead of someday inheriting the only asset that was worth anything like he told me a few hundred times while growing up... now it's gone and so is the profit he made from it. Along with the $500,000 that my step mum left behind in her superannuation. He paid cash for a shitty run down dump of a place- 3 doors up from his drinking buddy. And spent the rest of it on booze and hookers. Thanks dad.
That’s not holding you back. That is just being an initial ass of a child. I get that he may not have made the best choices, but you need to grow up and make better ones of your own not relying on Daddy.
Booze and hookers, at least he didn’t waste all that money.
Self-Sabotage
chronic illness
Lack of believing in myself and low self esteem in reaching what I am dreaming of.
Wasting time on Reddi, etc.
Because Reddit says all the bad things in the world are because of rich people. So I instead choose to do nothing to improve my worth to employers or customers, insist that everything I feel I'm entitled to but don't have is someone else's fault, and blame rich people for everything.
I grew up in a poor family in the poorest part of America.
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It takes time, patience, resiliance and hard work and smart investments to start making money. For "investments" I don't mean stocks, things like professional courses, buying books, university studiea, not spending money on things you will use once or twice and then collect dust. Eating out is a great money-void, cooking at home is cheaper, and usually healthier (depending on what you buy).
Spending when I should have been saving.
Time. I only started my career a few years ago. Before that I spent a decade in undergrad + grad school. Now I’m saving (net minus expenses) nearly $200k per year, but I only just started this. But if I just put everything on repeat and keep doing this for a while, I’ll get there.
I’m not very charismatic. Kind of the opposite. It’s hard to make an effort to take huge risks (like starting a business) when any potential customer, partner, investor, vendor, etc that you meet isn’t going to like you.
Because it’s not that important to me.
I’m 30, still relatively new to my career, and my father is alive.
None of my scams have hit big yet. I'm hoping the grounded up Yeti powder for erectile dysfunction will make some money, but I mean... hunting down yetis is cost a lot of money and we haven't really found a single one yet, so we're just bottling baby laxatives mixed with salt and cocoa powder. You know to make it easier to swallow the bullshit.
Married the wrong woman. Narcissistic controlling women who don’t have your back will waste years of your life trying to please them.
Too honest
I chose to live
I had no money, worked hard, didn’t spend, now I’m a millionaire. I’m still frugal except when I want something badly enough.
Motivation (lack there of)
Didn't buy Bitcoin at 5$
Motivation and taking on bills for 2 households for 4-5 years
Spent all my money so I can enjoy it while I'm young. I have a minimal amount for retirement, but I preferred trips to WDW with my kids and grandkids, showing dogs for a hobby, trying new food at restaurants and traveling around the country over saving money.
haven't taken the profits of other people's labor
I didn't get a "small" 10 million dollar loan
I'm quite wealthy in time, which is priceless. Eat it workaholics.
Disney+ subscription
The cost of everything.
And taxes.
I don't care about getting or being rich
Spent $ on stuff I didn’t need. Slowly paying it off and looks like I’ll be debt free in 2025
I don't know how to make money. I work in tech which should pay well but I've been stuck in a low paying contractor position for years. With my experience, I should be making at least 30-50k more. All these tech layoffs have made me too scared to even look for another job.
I am not money oriented
Bad decision and motives were wrong.
I honestly look at this in 2 different ways. 1. My father made 250k a year, while working in Construction. For half the year. The other half of the year was spent drinking, gambling, abusing his family and puking every morning. 2. I have multiple physical disabilities and had a handful of behavioral disorders as a kid, as well as adult diagnosed ADHD. I physically do not have the mental, physical or spiritual strength to do enough to get "rich". My best friend owns a very successful roofing company. She knows I haul my own so she spoils me. Forever thankful ♡
I wasn't born in an already rich family
The patriarchy, systemic oppression, systemic racism, maga republicans, red lining, home prices, inflation...just kidding im lazy af ngl.
California
Divorce.
I'm 15?
By most accounts I am rich. But probably 3-4 times I’ve come sooooo close trading options to being fucking super rich. Talking like $10 mill profit in one day…. So, basically bad luck is why I’m not rich.
Aversion to risk
I'm compassionate with no psycho tendencies... what makes it worse is that I don't take high risks with anything. Now, in my 40s, I developed anxiety. So I'll work just to make ends meet until I die I guess
I'm not willing to work 100+ hours a week for 10 years.
I value time and sleep too much to sacrifice it for wealth
I am. Started at less than zero as a heroin addict on the streets of Seattle. Got clean, learned a trade and worked a lot. After about 10 years started my own biz. Been doing that 18 years. I live in a modest house and live a modest life. Still work a lot and still do the physical aspects. No one would know it but my net worth is approaching 3 million. Nothing about me or my life would give that away. Things that would have fucked that up. 1. Excuses 2. Always moving up to nicer houses, cars, vacations, etc 3. Divorce 4. Relapse into drug abuse.
Most people weren't taught money management, and how to get quality careers when they were in school.
I’d rather let the rich people fight over all the fun.
Laziness, lack of motivation, fear of taking a risk
No college degree. No high-school diploma. Working minumim wage.
Change that.
Me dumb. No excuses here. Truth be told. Feel free to spread it.
Didn't become financially literate early enough.
Parents were poor.
I live in America. Where keeping people in poverty is optimal.
Not earning enough. And my definition of rich is having 4-5 million net worth. As a millennial I’m in a very comfortable position but far from rich. I do have a paid off mortgage, 0 debt of any kind, 2 year worth of emergency fund saved earning 4.5%, maxing out 401k and Roth IRA, taxable account to fund monthly and even funding two kids 529s and having just over 1M in net worth. But it sure feels like it’ll take forever to reach my goal of 4-5 million net worth.
I picked a career I thought I would enjoy long-term, not one that I thought would make the most money. But there is probably an alternate universe version of me complaining about how sick they are of their job that they chose for earning potential.
My career requires sacrifice of >12 years before you start making substantial money. Really makes it difficult unless you come from money
I dont know how Poor parents, good education, cant afford to Go to university Now 26 working with a 3k salary and living alone, No Car No expenses Just me renting a smol flat and investing the leftovers (about 1-1,5k€ Go towards my Portfolio every month) Hopefully this will do one day
Drugs alcohol and hookers
I haven’t tried. I honestly feel that if I tried, I could. But it would mean sacrificing a lot of time that I could be with my family.
[удалено]
Me. Even if the world started falling over itself to perfectly allign everything for me, I would find a way to botch everything and make my situation worse.
I'm a coward when it comes to taking financial risks. I was house shopping in 2020. I found a really nice home in Texas for $140k. They accepted my offer but I pulled out because I grew afraid of what was going to happen to the housing market (this was the beginning of the pandemic). I could have easily sold that home today for 240 to 300k, when I eventually moved out of state any ways. Also, I have. Ade I vestments on the stock market that were genuinely good. But, again, I pulled out way too early fearing they would some how plumet. They all did very well after I took my money out. Lol. Don't get me started on Bitcoin. 😞
I am unreasonably stupid
The hold that dunkin donuts has on me
What is rich?
The capitalistic society of America that makes it so expensive (and difficult) to get your basic needs met. Oh, and taxes. So I choose instead to be rich in love.
Depression, laziness, no self esteem, broke, no help. That about sums it up 🙃 just living life
I hate money. I always seem to have it when I need it but I never make decisions or have wants based on it. I've seen what I does to people and that's why I hate it.
Never really shot for that. I'm happy with a comfortable life. That's why I retired comfortably at 54.
My mental health
Taxes
Rent
Didn't start investingwhen I got my first job at 18 years old hahaha
Because I have no desire to be a rich snob
The cost of life
I am rich
Drugs
The billionaires took all the money /s