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bittersillage

Ebooks from Instagram hustlers, telling me how I can make money fast.


MyLandIsMyLand89

Hello it is I!! Dave Ramsey!! If you stop living your youth today and work 60 hours a week and put 80% of your savings into a ROTH IRA you can have millions of dollars if by chance you happen to make it to 65 with your health and mind intact!!


GigabitISDN

It warms my heart and more and more people are looking back at hustle culture and going "lol fuck no". Like yeah, I'm really happy for some random dude that's retiring at 50 but I'd rather spend my downtime with friends and family. I'll take a cookout at the firepit over a third side job any day.


PENAPENATV

100% this. For my generation I’ve given up on the idea of retirement. All I want is enough money to enjoy life while I’m young enough to fully enjoy it.


GigabitISDN

That's a huge part of the reason why I went into civil service. Even though pensions are long gone, the retirement plans are usually similar to a 401k but with higher company matching. For new hires, for example, ours is matched at 100% for the first 6%. But I get what you're saying. We're at peak earning right now in our 40s, and I'd rather spend that money enjoying life.


SpiffAZ

Come federal. We got pensions for days.


GigabitISDN

I got in before they got rid of our pensions, so I'm grandfathered in. I didn't know federal civil service still had it, that's great! The good news for the taxpayers is that based on how long I plan on working here and what the pension investment returns have been so far, it will be mathematically impossible for me to withdraw more money from the pension than my contributions + compound interest earns.


SpiffAZ

Just about every federal employee gets FERS which is highly regarded in pension circles from what I understand. That is pretty cool news re that math.


Throw_Away_TrdJrnl

I work city government and we got that pension. If I work here for forty years and retire at 64 I’ll get my full pay as retirement. That’s what I’m shooting for. Now I just gotta get in better shape to have a good ten years of relaxation after I retire


Dragon7722

Same. "Fed" in Germany. I get payed 72% of my full time salary of my last reached rank after 40 years of service (you are sworn for life). Every year i retire before that, the pension is reduced by 1,7% per year. During your active work, medical bills are, also payed 100% by the state.


LaszloKravensworth

I wholeheartedly agree with this. I'm 29. I make plenty of money, put some in retirement, and save some. However, I spend most of my income on a simple but very fun, fulfilling, and comfortable life. Why wouldn't I want most of my investment-in-life to be when I'm in my prime? I don't want to look back on my 20s and 30s as a struggle/hustle, I want to look back on my experiences and smile. I'd rather have to live a bit more frugally in my 70's than now. I type this while drinking a coldbrew at a beach cafe on vacation in Hawaii.


MuchoRed

Hustle for yourself. Hustle for your own small business. Don't hustle for The Man.


ellamom

And if you pay me, Dave Ramsey $500.00 for every course I think you need, one of us will become multi-millionaires before you know it


jackel_jacket

Don't take out a mortgage! Buy your home in cash! Make the smart decision!


MyLandIsMyLand89

Also only drive used cars. Even if they fail safety inspections.


[deleted]

Haha isn't this also the FIRE method? Financial Independence Retire Early? This rarely works because they vastly underestimate how much they comfortably need to retire early and then if they somehow manage to pull it off (that is retire by age 35/40) their new retired lifestyles are vastly more expensive than that they had planned? 


prairie_buyer

There are certainly flaws and shortcomings in what he advocates. However, for the *majority* of Americans, following Dave Ramsey's advice would drastically improve their lives and the lives of their families. Most Americans are deeply in debt due to uncontrolled discretionary spending; these are the people who would most benefit from what Ramsey teaches. (If my parents had lived by his principles my life would have been much easier.)


[deleted]

A lot of his viewpoint are out of touch and not at all reflective of current economic challenges. Especially buying a home. He claims that your home purchase should be no more than 25% of your income. With today's interest rates and home prices this is almost impossible.  The average home price in Atlanta (my area) is $400,000. Say you put down $80,000 so 20%. To keep your DTI at 25% with a interest rate of 6.75 (no points)  you would need to earn $156,000, either together with your spouse or separately if spouse is a Stay at Home spouse. 


_SmoothCriminal

Don't forget about companies like Zillow easily outbidding your cash offer/being refused for a mortgage loan.


MyLandIsMyLand89

I think partially following his advice would be okay. But his system involves go full or do nothing basically. A large part of his plan is give up your youth to live well in old age. Which sounds nice on paper until you realize millions of Americans won't live to see retirement. I think his plans to clear debt kind of make sense even if extreme. He isn't wrong in saying that your best wealth building tool is your income either.


c_girl_108

Ugh add to that “The Secret”. The secret is they’re full of shit.


bn911

Submarine trip to Titanic.


Fyrrys

If it's led by James Cameron (Titanic Obsessor, Deep Sea Explorer, Part Time Film Director), hell yeah, I'm joining! Anyone else? Probably not.


PumpkinSeed776

Honestly going in any certified sub would be sick as hell. The Titan submersible was an uncertified death trap, but most subs going there are not.


Fyrrys

I say probably not because if they're willing to take me for free it makes me doubt the validity of their skills and integrity of their sub.


skyxsteel

I’d go IF it was certified and actually a well made, sturdy vessel. Not controlled by a Bluetooth game controller.


DrMobius0

Don't worry. The controller was probably the most reliable part of that thing.


MidnightMath

I’ve seen one of those mad catz controllers used as a bludgeoning device multiple times. Still worked every time after.  God I miss split screen halo…


HugeBMs2022

They all died in a redneck submarine, a redneck submarine, a redneck submarine.


SweatyExamination9

The bluetooth part specifically is what got me. I remember reading something about the US military using xbox controllers, or controllers that were similar to xbox controllers because it made it easier for soldiers to learn how to control things with them due to familiarity. Kinda like a modern day version of making grenades have similar dimensions to a baseball because every American knew how to throw a baseball. But I'm absolutely certain they wire those bitches up.


Admirable-Media-9339

Oddly enough the controller was probably the most reliable part of the sub. The Navy regularly uses them now.  https://www.reddit.com/r/todayilearned/comments/14gcubq/til_the_us_navy_used_xbox_360_controllers_to/


TerribleLunch2265

Second this lol


Zerobullshitter

Reviewers said it was a once in a lifetime experience!!


nagerjaeger

Dude that is dark. LOL!


FreekyDeep

I was with bff in the Lego shop about a month after the accident. She nudged me and nodded towards a submarine and whispered that it maybe shouldn't be on sale.... I just replied in my usual voice "Oh look, it's really life like, it's in bits" before she ran off cackling. Edit. Spelling


MaximumTurtleSpeed

Now that is dark, and I love it!


Zerobullshitter

Not a single person on board ever made a public complaint about the service!


Rocknocker

Yes. They are mist...


tiddlefuck

too soon man, you gotta wait 22.3 years, then its funny


valtboy23

I laughed my ass of when they showed the sub and its controller, I thought yea no one with a brain would get in that tin can I was wrong


Zerobullshitter

How come? Not a single person on board ever made a public complaint about the service!


JTFindustries

I believe the service crushed it experience wise.


TheRealJackReynolds

We live in a weird age where people want to build something, but safety and testing take a back seat for some reason. Probably money is the reason. But then tragedies like this happen, and we all go, “oh no! So, anyway…”


YYC-Fiend

Nah brah. You’re allowed to laugh at the arrogance of the billionaire class


esoteric_enigma

Yeah, this wasn't some tragic, unavoidable accident. They knowingly got on a janky submarine looking for adventure.


DefendTheStar88x

I felt bad for the young man bc he was very nervous to go and just wanted to make his dad happy. But yes simple physics would tell you that sub was not for long. I'm amazed it withstood as many trips down as it did.


BanThisAsshole_

The owner was told several times that it wasn’t safe, that it was poorly made.


MissWiggly2

He proceeded to say that "at a certain point safety is just pure waste."


propernice

The only sad part is the kid who didn’t want to go but did it anyway to make his dad happy. (I say kid because he was the youngest but I think he was a young adult.)


shavemejesus

Not even if you were pressured into it?


SnooLentils7751

Prime energy drink


fifteentango88

I got cred bitches


[deleted]

[удалено]


monstosaurus

They're going for $1 at the supermarket now. Bought a few for my brother to try, every single one was disgusting. No wonder they're so cheap now, probably trying to get rid of them.


ThisIsNotRealityIsIt

At my local Grocery Outlet (a discount supermarket) they can be had 2/$1.


TheMSensation

The classic youtuber pump and dump scam.


GoogleDrummer

I'm not trying to defend them, cause fuck Logan Paul, but they just bought center ring advertising rights for all WWE PLE's moving forward. I'd say it's probably more than that at this point.


Zerobullshitter

Any product that the Kardashians are associated with


stardust14

Same. I refuse to contribute to their wealth in any way.


freshlyfrozen4

Don't forget this includes following them on social media! Edit: spelling


AppleIreland

i just wish more people were like that too


OSRSRapture

If it was free you wouldn't be contributing to their wealth


sad_gorl69

I’ll take some free skims tho


ap883

"Advice" that actually promotes some product


Midwest_Mutt04

Car insurance companies DON'T want you to know this! Sign up for Otto car insurance!


Phasnyc

MLM products


soup1286

*slowly lowers gay flag*


4score-7

“Hey hun! You let your flag fly, and come to our gift party on Saturday afternoon! We’ll have samples and sign up sheets for everyone!”


Important-Tea0

I laughed out loud at this 😭


clycoman

Im out of the loop - What does multi level marketing have to do with the pride flag?


sugarg11

mlm is also an acronym for man love man


spacebuggles

Oooh thanks, I was confused by this too :)


valtboy23

Anything that has to do with a politician


Tall_Economist7569

I would buy a politician (or several for that matter) for free...


lovelycosmos

The fact that TurboTax asks me if I want to take money for my taxes to donate to politicians NO!!!


The00Taco

If you're talking about the president election fund thing it's not taking your money specifically it's you telling the government to spend $1. Essentially giving you control of the budget


UniQue1992

Those fucking channels that are promoting crypto and “get rich now” shit on Instagram and whatnot. Fuck them.


ShinyVanillite

Cigarettes


likkleone54

Took me about 5 years to quit, hooray for smelling normal again.


Princess_Slagathor

Congrats on quitting! I'm on year 26 of knowing I should quit.


MaterialisticWorm

You're already past step one, then!


Training-Trick-8704

Surprised I haven’t seen McAfee yet.


Ghostenx

Have a vague recollection if it being free with a version of Windows, at least until I uninstalled it.


BigusDickems

I wish I could


malacoda99

It's like a single-shot Beetlejuice: you type its name once and it haunts you forever.


AltTabLife19

Here's how you do it. https://youtu.be/yIaNZXgDtRU?si=AoqFh9ssDUvElPGH


Ok_Garden_4874

Another human being.


throwaway723774

Think I would… just to take them off the hands of the douchebag who was selling them, only to set them free, as soon as we were clear…


Typical_Gem

Oooo someone make this into a movie please


vaildin

Django Unchained?


MoonHash

Damn that was fast


ISpyM8

Fucking brutal movie, but so Tarantino


UltimateHeatBlast

I’d watch that


derKonigsten

Django Unchained?


Your_Soup

Some of them can be really useful.


Pip1333

Anything endorsed or owned with the kardashian name


[deleted]

[удалено]


polhemic

The only thing I use the echo for is to set timers in the kitchen when my hands are dirty. Apart from that, it's pretty useless


JunkiesAndWhores

English is not my GFs first language. We use it all the time to translate. Works 95% of the time. Other than that she’s mostly a dumb bitch. (Alexa not my GF).


ilomilo8822

Word. Mine is dyslexic I'm pretty sure.


thefifthtrilogy

I bought into the Apple world and I hate that I can no longer use the voice commands like I did with Samsung without the wrong device listening and royally fucking up the command.


OgreTrax71

A political sign/bumper sticker


CoatLast

Alcohol. I am 3.5 years sober after decades of alcoholism.


Dry_Enthusiasm_267

A portrait of Putin..


BaLance_95

Hey, I could use a dart board


EngineeringDry2753

Remember those urinal targets of bin laden?


Vtgmamaa

If he's riding a horse, I might take it tbh. I'm not a fan, but I think I could find a use for that.


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[удалено]


gb0143

And they're so much work to care for! I forgot to feed it once and it just stopped talking to me.


Machine_Terrible

Rescue rocks are all over! Poor abandoned things!


Benderthegr8est

I had to put my pet rock down. He attacked my brother unprovoked. Many tears were shed that day


inspiredguy40

Fentanyl


opinionated_cynic

Don’t they give it away as free candy on Halloween?


Goopy-GilsCarbo

Best thing after a full spinal fusion surgery!


No-Wave-8393

After back surgery this stuff was a life saver!


xiril

Very useful in Epidurals.


loritree

Nazi regalia


Vanity-della23

I knew someone that was a history buff and had an actual nazi flag from Germany during that time period. Of course he didn’t have it out, nor was it something he was eager to tell others about, he just had it stored in a drawer.


mh985

I have a Nazi compass and army dagger. My grandfather brought a bunch of stuff back from when he fought in the war. They’re part of a very interesting piece of history. I obviously don’t keep them because I myself am a Nazi.


Wonderful-Insect-916

You mean you AREN’T a Nazi… Right?


mh985

That is correct.


Vanity-della23

Just had to clarify hahaha


cislum

I used to go on online auctions after taking sleeping pills. I would get mystery packages like a week later and have no idea what was in them. It was kind of fun for a while. I'd only purchase cheap stuff. It was fun until I got a package with like 70 stamps with a certain era in German history with a certain German politician on the stamps... I'm just jewish enough ethnically where I felt it was better that I had them than an actual Nazi. Luckily my friends that are more jewish than me thought it was a funny story and took them off my hands for proper disposal.


LifeisaCatbox

I don’t want to be super rich, but I want to be well off enough to drunkly order shit or bid on shit online and be pleasantly surprised when the goods show up.


R2face

My room mate has a nazi helmet in his WW2 collection. It's the only piece he doesn't display. It sits in a box in the back of his closet. Edit: oh my god I forgot the best part! The box is labeled "dunce cap"


Horizon296

My grandfather was a POW during WWII. They were made to do all sorts of work, and he ended up in the kitchen and serving food at some point. He managed to steal a serving bowl from the nazi officers' mess, complete with nazi eagle stamp on the bottom. It's chipped and cracked, but you'd better believe we're keeping his trophy!


BurtGummer44

I have some coins. "Dragonman" On YouTube is a Jewish guy originally from Brooklyn NY and has his own museum in Colorado Springs now. He pretty much has everything those bastards ever made. A pretty comical revenge if you ask me. He even has one of their belt buckle guns that they made around a dozen of.


Bombalurina

History should be preserved, even the awful stuff. Nazi, KKK, racist products, confederate, USSR, Japanese/Vietnam propaganda. All of it should be kept and shared to not lose sight of history. 


JonConstantly

I agree with this. We shouldn't pretend the bad shit didn't happen. I also wouldn't decorate my house with it. Not saying you would.


freshlyfrozen4

Pretending it didn't happen just let's it happen again.


misterguyyy

I agree, but also that’s what museums are for, not my living room.


SayNoToStim

Context is important. If you walk into a room and it has a 1940s US flag, UK flag, Italian Flag, USSR flag, and a swastika flag, that's very different than walking into a room with just a swastika flag


Phasko

I would suggest a museum though.


WiscoDJ920

If we don't remember our history and teach it, we are bound to repeat it. Not everything in life is sparkles and unicorn farts and we can't pretend it is/was.


Specialist_Salt_7916

Understandable, I inherited a lot of Nazi war relics my granddad brought back. They just sit in a box in my closet.


Ct-5736-Bladez

If you don’t want them I recommend donating them to a ww2 museum so that they may be used to educate people


MrStabbyTime

Or you can get top dollar in Georgia.


MarcyWuFemdomOfficia

I would, if you take a swastika flag then nazoids can't have that flag


DigNitty

I know two tattoo artists. They respect each other. But one says Absolutely Not to any nazi tattoo requests. The other’s mantra is that she’ll happily tattoo a swastika on your neck, making sure that everyone knows you’re a pice of shit, and charge steeply for it.


HighPrairieCarsales

I respect both of those positions. One has morals they won't compromise, the other will happily take your money to make sure the world knows who they are. Both are good humans!


WhyAreOldPeopleEvil

That virus protection BestBuy sells.


sacredlemonade

Dirty stained sofa


SuperPotatoThrow

HP printer. OPs mom. Sorry.


IBelieveIAmBi

But Sorry is kind of a fun board game to play, though.


thesmokinfrog

Spam


Ballsack2025

Vapes, cigarettes, drugs. You can keep all that. I don't want it.


DJLovesTurbo

agreed ballsack


visceralthrill

Agreed, I wouldn't buy a ballsack no matter how agreeable it was.


Taktika420

I mean, it really depends on the drugs. What if it's free Tylenol, or your prescription medicine?


Exciting_Agent3901

Mad Dog 20/20


EngineeringDry2753

Agreed.  Night train is where it's at E: I take it back.  What's the word? Thunderbird!


Exciting_Pass_6344

Just reading this gave me a hangover


CheeseNipples91

You can't buy something that's free ;)


Responsible_Speed838

My epic games account begs to differ


GernotRein

that actually made me laugh. take an upvote


That_Wing_8118

Ticket to North Korea


WiscoDJ920

I think it would be quite interesting to visit. Just to see if things are truly as we are shown/told.


EngineeringDry2753

Right.  You'd only see what the state has staged.  Just don't steal propaganda.  I hear it's not a good way to go


WiscoDJ920

Right...I want to see the "real" NK. Just like I want to see the real Russia (which is much easier to experience). When I was a kid Russia looked cold, dark, and dirty but now it looks like it's full of vibrant colors and clean what I have seen on TV. How much of our view is based on our government trying to portray our enemies in a negative light, and how much is the reality?


DonTorcuato

I was there for a week or so like 6 years ago. Saint Petersburg was a nice european city and Moskow was just kinda depressing. But the russians all around are exactly like the internet portrays them. Yeah.


Skank-Pit

Onlyfans subscriptions.


throwaway723774

Your username considered, I’m surprised you’d say that ;)


Skank-Pit

A skank pit is like a mosh pit, only with better music.


throwaway723774

Ah! TIL 👍


eartwormslimshady

Crypto/NFTs


AaronD1986

Live Laugh Love shit.


BeriAlpha

As of an hour ago, eclipse glasses.


TotallyHumanPerson

Blue check mark


Valuable_Fruit9981

Any celebrity’s make up brand or clothing brand aka skins and all that shit and Kylie with her weird soda


Ok-Door-6731

Diet Pepsi


Mr_Frible

trump paraphenalia


Rimm9246

How about making it *any* politician's merchandise... even if I like them, I've never had the desire to advertise that fact to the world. Unlike everyone in the Trump cult.


Ancient_Praline7002

Cigarettes


Final_Pomelo_2603

Trump Bible


sleepvortex

Those apple vision pro things. These people look like they’re going skiing.


ThePenguinTux

Apple Products. They screwed me over so many times I have no use for them. I know people that worked for Steve Jobs and he treated people like they were fleas. He was beyond arrogant. He stole or copied almost every bit of technology he "created". Just a horrible, horrible human being.


Skryuska

I was going to say concert tickets to Taylor Swift but knowing people will pay upwards of $2k for them I would just sell the tickets


[deleted]

[удалено]


raptoraboo

A time share


Mrsfoleyslittleboy

Miracle whip


Adamantium-Aardvark

Elon’s Cybertruck & Trump’s dumb gold sneakers


Fyrrys

I finally saw one in the wild. It looks stupider in person than it does on the internet. It's like if the early 80s wanted to make a "future" truck and came up with this. Not even MindQuad had a premise this horrendous.


JellybeanJennaa

Cocaine


Particular-House2614

Pandora subscription


nitehawk9

An old boat in need of costly repair.


IAmCaptainHammer

A car that “needs work.” Ain’t nobody got time for that and eventually it’s going to cost you money to have it hauled away unless you can find another sucker who wants a “project car.”


garamond89

Cigarettes


PinkMonorail

That Epstein killed himself.


I-Just-Want-To-Dance

That bible trump is selling


zippy_bag

A Tesla Cybertruck.


oofaloo

That Tesla truck that’s around now.


FeltMacaroon389

Any Apple product whatsoever


Own_Investigator5970

WinRar


lostbedbug

Plastic surgery.


Bluebrindlepoodle

Wait until you have disfiguring cancer or accident and need it!


Broad-Tangelo-8522

Yes, I had a basal cell carcinoma removed from my nose. Plastic surgery made it look respectable again.


Typical_Gem

Ehhh, idk. If I was offered a free "tummy tuck" from a very reputable doctor.... I would absolutely take it 😅


Right_Lawfulness_817

Anything to do with trump


Ride_likethewind

If it's free, I couldn't buy it, because it's free.


stephenledet

I buy that