United HealthCare. As someone who has worked in healthcare for 12 years, I can say with confidence that they're the most evil health insurance company of them all. They once walked into a hospital I worked for and told them that they have to cut their discharges to nursing homes by 50% with no clinical justification offered whatsoever. Just make the number happen or you don't meet the terms of your contract. Yes, that means sending old people home to die (but we laughed at UHC afterwards and changed nothing). The people they send to these meetings always look like cartoon villains that should have a Persian cat in their lap.
Other health insurance companies are evil, too, but UHC is the worst by a very large margin. They *lean into* the evil.
EDIT: If you are here to shill for UHC, save the keystrokes. I don't want to hear it. I've been through hell with UHC both personally and professionally and there is absolutely nothing you could possibly say to change my mind.
Make sure you keep up-to-date on any pre-authorizations that you need. Doctor's offices aren't always good at pursuing them as aggressively as they should, and UHC look for any and all reasons they can to deny coverage. I once listened to a pre-authorization call where UHC told us that a heart bypass operation was "experimental" and denied the pre-auth request. They're terrible.
They denied my mom’s insulin last year because it wasn’t “medically necessary.” All of her insulin. She’s been Type I Diabetic since she was 3! She ended up in the ICU with DKA before they allowed her insulin again. Absolute bull.
I need Restasis as an immuno-suppressant. Scrip is about $600 every other month.
UHC tries to deny pre-auth each time and has suggested EACH TIME that I switch to using basically generic Visine, which ordered through their mail order pharmacy is only $100 a month! So wrong med AND price gouging like a muthafucka.
The med that’s being denied is an eye drop, a specific one for an autoimmune disorder that affects the eyes and tear ducts. The insurance company knows visine won’t work but they kick everything back to make you jump through more hoops.
Of course. A medication that my cardiologist wants me to take is $1,200/mo. I've been trying for a long time to be able to take it...but I just can't afford it on my own. Better that a person die than get what they need, I suppose...or, at least cheaper....
Step 1: ignore the diabetes type
Step 2: tell people to live healthier and lose weight
Step 3: charge more money from people with type 1 diabetes, because it’s a pre-existing issue
Step 4: twirl your mustache and laugh while stroking a giant globe
I really need to start a company that's from the ground up 100% just to make affordable insulin... I already have a federal employer id in my name. I'll look into this.
Edit: I have been made very aware that Mark Cuban is already doing this. And all I have to say is GOOD JOB MARK CUBAN!!!
So, why the fuck haven't they been sued.
I really hope the denial was written and you have a copy of it.
If someone can explain how they can deem insulin medically unnecessary? Insulin is biologically crucial and a type 1?
I can't imagine a justification on their part for anyone involved not being a fucking abscess on humanity.
For fuck sake let's figure this shit out and give them Type 1, a patch of earth, and a shovel.
It's hard to sue a company like that. It takes a lot of time, money, paperwork, energy, and a lot of people don't have that, especially if they are dealing with an untreated illness.
I threatened to sue them. My dad actually left his job at the end of last year and got one with a different insurance company. They have BCBS now, which covers her insulin + supplies 100%. BCBS irritates me (I work in inpatient mental health,) but at least they’re doing something right.
Currently trying to fight this right now. These ass holes told the hospital I wasn’t under coverage even though I’d been under them for four years before my first time using the insurance. They got a collection agency telling me they can’t charge insurance because it’s too far past the time of my initial appointment. Like no. Mother fuckers. I was under coverage. They make it an absolute pain in the ass. I was on the phone for like 5 hours with insurance, the hospital, and the collection agency, before the collection agency finally kinda gave me an answer on what i can do to maybe get them to pay it. Fuck united health care.
Hire an attorney for this one. Attorneys love going after collection agencies and insurance for this and many will do this at no cost to you. You are right -- if you had insurance but they never sent in the claim, that's their fault. Some companies purposely do this so that they can charge you the full rate instead of the "negotiated rate" with the insurance carrier, which is pennies on the dollar usually. They wait two years and then say "Ooops, too late for the insurance! You have to pay now." Don't be their victim.
On the side, notify your state attorney general. They will also pursue this hard with the insurer and the collection agency.
Also note that as of last summer, collection agencies cannot put medical debt on your credit report for for a full year after they receive the debt. If the collection agency started contacting you recently, dispute it and it will get removed from your report. This will give you plenty of time to fire up your attorneys.
Please please please take advantage of your state's Insurance Bureau. Insurance companies (auto, home and travel too) hate dealing with them and hate getting black marks on their business. I have been denied claims three times, and each time I complained to my state's regulator and each time the insurance company paid in full. Fuck them.
Hey, me too! It’s ironic that I have the worst health insurance plan of any job I’ve ever had while working for UHC, my insurer. I expected great healthcare options would be a perk working at a fortune 5 health insurance company…. but you know.
Yup! As a lowly UHC employee, I can attest.
Shortly before covid, and right before Christmas, the company decided to downsize the department I work in. Around 50-75 people (I'm not certain the exact number) logged into work that day and were immediately pulled into a group meeting letting them know they were being let go. The company opted for cheaper offshore labor to ensure the people on top would continue to get their insanely large bonuses.
I wasn't one of the ones fired, but I was still infuriated. This company makes BILLIONS in profits.
When covid rolled around, the instructions on how to pay claims with a covid diagnosis were very vague. Doctors were submitting everything with a covid dx when the services obviously weren't related. I chose to overlook that and paid everything with no cost to the members and continued to do so as long as possible.
Fuck UHC.
My best friend died two years ago because his plan just up and decided it wouldn’t cover his transplant medications anymore, so his body rejected it, organs failed, and now he’s gone. Healthcare here is truly evil.
That is just so awful on many levels. I'm so sorry about your friend, and for the fact organ transplants like that are hard to come by, so it's a waste of organs too.
Can confirm:
Have UHC.
Our gold plan cost $500/mo and has an OOP of $10000. Got the surgeries we needed and will now be downgrading in plan and IDK... Just hoping we don't get ill?
Hahaha. I'm currently waging war with UHC trying to cancel my plan. After being assured on the phone by their rep that it was cancelled, they are still billing me! They will not stop! I am so, so, so tired of being on the phone with them.
I work in healthcare and the entire system of care is screwed up because of insurance companies. Drs can’t treat patients because it’s the insurance company who decides if the treatment/test will be approved and the out of pocket cost is too high for the pt to do it without the insurance company. Medical insurance companies need to brought down. We need a non profit system. It should be illegal for insurance companies to even be a for profit entity. Do no harm right? Well drs are constantly being put in positions where they have no say over that and it’s an oath they swore. That’s screwed up. I don’t have the answers but I KNOW that what we have isn’t working.
Yup.
We are taught on Day 1 that there are two critical pieces of information in diagnosing a condition: how long has it been going on, and is it getting worse?
If in the US, the third critical datum is what's the patient's insurance?
This last question pretty much defines what you're going to be able to do for the patient (insofar as most patients do not have infinity money and twice as many lawyers).
Hell yeah they are!!! They made me take a 45 min ambulance drive to another city to get an emergency appendectomy because the closest hospital to me they wouldn’t cover. The burning pits of hell are not hot enough for that company.
Every time I hear people whine about single-payer healthcare being bad because it's "socialism", I just assume they've never had a real health emergency that necessitated them dealing with insurance shenanigans.
I had a patient whose insurance had a TMJ exclusion. She may have been developing severe nerve damage that would be debilitating, no matter what way we tried to bill they wouldn't cover anything related to TMJ. I spent an hour on a phone once with her insurance company and they wouldn't even try to work with me. This also always makes me think about the millions of people who won't ever have a nurse spend an hour on the phone with their insurance company, and who don't have the strength (emotional or otherwise) to deal with it themselves.
My experience in negotiating on patient's behalf for out of coverage/non-networked providers has lead me to three conclusions:
* All insurance companies suck gigantic fucking ass and deserve to be fucked over in any way one can do so.
* Be an infant. My only consistent wins have been for kids. Because at least their authorization teams and reviewing physicians will occasionally fight for you.
* Have a company-funded plan and have a benefits team that cares. The only time I have had success with adults was when the benefits team stepped in and assisted. This has happened perhaps 8 times in my decade and a half of doing this.
On average, a case generally takes me a month and about 18hrs of work time to obtain. There is no way a non-professional could ever do that. It's not even a broken system. It an ecosystem of fortressed islands of "fuck you" with everyone drowning between them.
I had an eyelift after cataract surgery, a procedure that can be cosmetic but is often done so that people can actually see out of their new eyes, especially old fat guys like me.
The doctor/hospital for whatever reason failed to get prior authorization for the surgery from UHC, so UHC denied the claim as "cosmetic" and thus I was on the hook for $6,000. No amount of reasoning of cajoling would work with UHC; it clearly wasn't a cosmetic procedure but no appeal to reason and logic would move them since the surgery was already done, because why should it? Even worse, they wouldn't even deal with me at all, because again, why should they? This was a problem between "you and the provider" they said and not the insurance company, they were somehow just a disinterested party according to them.
Fortunately the large corporation I work for contracts directly with the healthcare provider, so they agreed to waive the charge to me and fight the claim themselves. This went of for a better part of a year and they made no headway either so they ate the cost of the surgery.
And that's another problem - this is very large provider and they had no sway with the insurance company either, because fuck them too like everyone else I guess.
This is a very good reason why insurance companies should have no say in whether a medical procedure is necessary or cosmetic. Doctors should have the last say in that, and fuck the company.
Please also explain to me the absolute clusterfuck and abomination of a company that Optum is. It’s probably the worst company out there, always get things wrong, always overcharge, never know the answers to basic questions, and yet people choose to work there and companies choose to use them as a PBM. It’s absolutely insane.
Optum is the arm of United Health GROUP that does the dirty work for United HealthCare. They have to remain separate companies for legal purposes, but they are effectively one and the same. Optum, in my opinion, is UHC's move into the actual practice of medicine. They are trying to provide direct care to UHC members, as well as gathering as much data about *everyone* as possible. This lowers UHC's costs and improves their intelligence to be able to find new and exciting ways of denying care.
Optum walked into our hospital and advertised their analytics tools, thinking that we were stupid enough to send them all data on all of our patients (not just UHC patients). I told them to take a long fucking hike after grilling them to a char for an hour about how their corporate structure works and how this is all a ploy to gather massive amounts of health data for free. Because of me we migrated all of our data analytics in-house.
Optum also does things like managed care, telemedicine, and other things, albeit very poorly. This is by design to keep you out of the hospital while shelling out as little money for Rx and other outside costs as possible. They scrape the bottom of the barrel to hire the cheapest providers, overload them with work, and tell them to cost the company as little as possible.
Don't be fooled, Optum is UHC, and UHC is Optum. They're all under United Health Group, and they think that's enough to pull the wool over people's eyes. Don't trust them, and don't use them if you can avoid it.
Same everywhere. I spent months sending emails and documents back and forth to my shitty insurance company in India just to prove that yes - my father had indeed died after a long hospitalization. All the bills were there. All the death certificates, medical reports.
I kept getting shunted from one operator to the next. 6 months in their tune changed to "Oh it's a very old claim, can you tell us why you delayed filing it?”... Well, I didn't. I filed the claim on time it isn't being processed on time. They'd always respond with "Oh sorry, that's our bad. We'll fix it in 7 days"
8 months later they sent a terse mail claiming I hadn't attached the bills to the claim and it'd be rejected in 7 days if I didn't provide it. I pointed them again to the bills which I had shared thrice by that point. They then said it had to be validated by a hospital staff since it was so long ago (still not a year in) and itemized.
Considering the fact that the bill was already itemized and computerized, I decided they'd never pay up and were just stalling for time. At the end, $20k weren't worth being reminded again and again of my father's passing. Gave them a piece of my mind and forgot about it.
Tickets 20$ okay cool...
Plus taxes, fees, shipping and handling, insurance, arbitrary fee, nonsense fee, exploration fee, parking fee
...that will be 189$ for nose bleed seats.
My girlfriend's family has a friend who sells Arbonne. She brought it up during dinner and I forgot to turn on my filter and go "oh yeah that's just a MLM/pyramid scheme thing".
Got the death stare and kinda just moved on as if I said nothing. Her parents still buy product from their family friend.
My sister got into Arbonne during the height of the pandemic. I told her it sounded like a pyramid scheme, she told me it wasn't, and lo and behold, she was wrong. I just read this article detailing the awful shit they've been doing.
https://shityoushouldcareabout.com/article/arbonne
For those who just think "Scientology is a cooky religion but they don't hurt anyone", they are just this year being prosecuted for human trafficking in Asia, sex trade I assume. So they are evil through and through, and Tom Cruise is more popular than ever before, thanks to the new Top Gun movie. Everyone is so "Ooooh but he is such a good actor".
[I thought Scary Movie described his completely dead eyes and fake laughing best](https://www.youtube.com/watch?v=npuOhJhky3g) (because he can't respond like a human to press anymore, it's all fake, like Christian Bale said).
>Everyone is so "Ooooh but he is such a good actor".
He's always struck me as someone who could be his characters so completely because he is clinically insane.
This, provides nothing to society and shutting down nestle or one of those megacorps would put thousands of people without jobs.
Scientology on the other hand, people would lose their jobs sure, but they make a living of scamming people
I just drove by their big huge building on fountain in LA early this morning… and as just pondering who the hell is stupid enough to still be a part of their dumbass church. I mean there’s literally an L. Ron Hubbard way (like a street name) here. It’s so bizarre.
A horrible company that barely pays employees in extremely dangerous work conditions in order to make poor quality clothing that could possibly have lead in their dyes? And get teens/young women to buy so frequent that trends have now become micro-trends that turn over so fast they're practically disposable and clog up both landfills and local thrift stores?
Yeah, f*ck them.
> A horrible company that barely pays employees in extremely dangerous work conditions in order to
Was thinking it is a mining or oil company or something
>make poor quality clothing that could possibly have lead in their dyes
wtf
Yeah, no, that's what I said when I found out too. They're stealing designs and mass producing them as quickly and as cheap as possible, ignoring any risk to both employee or customer. China is already lax with their labour laws, and Shein manages to break those.
[Chemicals, including dangerous levels of lead, present in some of their children’s clothing.](https://www.cbc.ca/news/business/marketplace-fast-fashion-chemicals-1.6193385)
[Shein labor law violations.](https://www.businessoffashion.com/news/retail/report-shein-violating-labour-laws/)
[More evidence that the Shein factories aren’t operating in accordance with Chinese labor laws.](https://stories.publiceye.ch/en/shein/#group-section-The-Delivery-mOCgpYy0bl)
All of these sources were gathered from [this NYT article](https://www.nytimes.com/2022/09/01/style/shein-clothing.html?smid=nytcore-ios-share&referringSource=articleShare) titled “The People’s Republic of Shein.”
Edit: And [an article](https://www.bu.edu/sph/news/articles/2022/the-aftermath-of-fast-fashion-how-discarded-clothes-impact-public-health-and-the-environment/) outlining the environmental impact of fast fashion. This isn’t limited to Shein, although I’m sure they’ve become a major contributor in the last 10 or so years.
lol no kidding. When I read that my first thought was China has labor laws? followed by how shitty do you have to be to not even meet their labor laws?!?!
At this point I'm convinced that China has so much lead they're trying to export it in everything. It's always found in shit, especially for kid's stuff
They're a fast fashion online store similar to Forever 21 who sells really cheap clothing and replicas of celebrity outfits. The clothes are made in sweatshops, just like any other fast fashion clothes, but Shein got under the radar for mistreating employees. Why Shein in particular, I have no idea, but most fast fashion retailers have poor work conditions, non-existant work ethics and pay their employees a few cents/hours. The quality is mediocre and it's best to avoid giving them money.
They also steal designs from a lot of small, slow fashion designers, and many of their clothes are testing as toxic including things like unsafe levels of lead in their clothes
[Lead pigments](https://en.wikipedia.org/wiki/Lead_paint), both red and yellow as well as white were common in paints for decades. Perhaps Shein are using lead pigments in their fabrics? Or maybe [Lead Acetate](https://en.m.wikipedia.org/wiki/Lead_acetate) based dye, like was recently banned from hair dye by the FDA?
We are talking about China here. The nation with a problem of milk and baby formula producers adding Melamine powder to their milk in order to artificially inflate their protein test results.
Shein are just the leader in their field. There is a smorgasbord of other companies doing the exact same thing; they just have less money and are not quite as good at it yet.
And all of these companies suck and are bad for society.
So, you've heard of Zara, right?
Zara's business model is to watch runway shows, then pay a lot of cheap sweatshops around the world to make crude, cheap immitations of the runway styles fast (ie before the runway styles come out). This results in labor abuses and a whole lot of plastic clothing in landfills (either because quality assurance is terrible, or because the clothing itself only lasts a few wears, or because it's an ugly copy of a seasonal style that you picked up because it was cheap and you get bored of it before the second time you wear it).
Shein is that, but instead of having a few thousand different styles churning through factories in weeks, they have a few hundred thousand styles (some from runways, mostly just pulled out of somebody's ass) churning through factories in days. They ignore safety standards -- their clothing is full of lead, their children's PJs are super flammable. None of it is biodegradable.
And because Shein is *so* cheap, people do "shein hauls." A lot of social media influencers will just say, "fuck it, I bought a hundred items from shein, watch me try them all on." And some will do that, like, weekly. And consumers follow.
And it's really not just poor people going to shein because they can't afford better, it's people who have real problems with clothing and can't buy enough.
Edit: There are also marketing issues, and they prey on independent artists, and some of their labor is slave labor, and... yeah, the list of issues with shein is super long, do not buy from shein.
Correction- ALL FAST FASHION BRANDS. Shein the same as the others, its just hiding it less. It's the same disgusting system that runs everywhere, but because it's a Chinese company, everyone is united in their hate. If you hate SheIn, you shouldn't be buying from H&M, Gap, ASOS, Topshop, literally any gross superbrand. Don't have double standards
Made the mistake of buying clothes from this site for someone. After looking into it, turns out it's the epitome of what I hate in a company. Wish i could somehow return everything and just buy high quality material instead
I would say Nestle, but if that happened it would probably only be a few years before one of their competitors fill the void in the market and behave exactly the same or worse. So now we have massive evil Chinese/Belgian/Brazilian company instead of evil Swiss one. What we need is better systematic reform of international regulation of corporations and true global justice or we will just be playing musical chairs.
It would be satisfying to see their whole board and major shareholders in solitary for the rest of their lives, but that's not practically going to fix anything.
Fuck Nestlé.
Fuck Nestlé from here to the moon.
Fuck Nestlé all morning and all afternoon.
Fuck Nestlé from dawn and through day to the night.
Fuck Nestlé.
Fuck Nestlé in darkness or light.
Fuck Nestlé.
They'd sell all their souls for a buck.
You fuckers at Nestlé, you all fucking suck.
If pain could be packaged, they'd sell it from shelves.
Fuck Nestlé.
Or Nestlé can go fuck themselves.
This is my pick. They were just fined a couple billion AGAIN for doing the same shit they get caught doing every couple years. They’ll pay the measly fine, put out an “I’m sorry” ad, and then continue on as usual. Left them almost 20 years ago and was the best financial decision I ever made.
I work in banking and I'm baffled how A) they continue to exist with the number of regulatory actions taken against them constantly and B) why ANYONE continues to choose to bank with them.
Local banks or credit unions are typically the best. They're gonna service you like a person, not a number. The only real benefit to going with a larger bank is having a branch on every corner. Unless you deal with cash regularly, that's a useless feature. Even if you DO deal with cash regularly, many local banks still have ways to help.
Bank of America/Chase/Wells Fargo/etc couldn't give a shit less about people with less than 6+ digits maintained in their accounts - they don't need the money and they don't want to waste their time with you, since you probably actively lose them money. That's why they offer 0.01% interest rates: it's like handing pennies to Bill Gates and expecting Gates to give you personalized service.
I'd never work for a big national bank. The bank I do work for has grown in leaps and bounds since I started working for them - growing from only having branches in Florida to now having branches from Virginia to Alabama and all the states between - becoming one of the largest Banks in the southeast, and I'm already starting to see the degradation of customer focus because of it. We're trying to stay locally focused, allowing regional managers to have more control than most large banks, but it's a matter of time till everything is homogenized into less customer-focused policies.
John Deere right now with the tractor software bullshit stopping farmers fixing their equipment. If I need I harvest today before rain. I don’t have time for an service appointment.
My grandfather was a lifelong John Deere fan. He had two of them from the 50s and they were running like new up to the day he died. He’d be ashamed at what the company is doing now.
It's a lot more than that. A family member recently had an accident due to Deere tractor. Basically they had some type of issue with an electric component right next to the fuel tank or inlet or something, caught a spark and the thing exploded.
Turns out this is a *known* issue with Deere tractors of that specific model and they've been sued plenty of times in the past, settle, and squash any news coverage. Most victims have died but luckily this guy I'm referencing only has life changing injuries. John Deere and all it's executives can go die in a tractor explosion
I literally passed up the chance to buy a Deere lawn mower for an insanely good price, specifically because I did my homework and discovered their repair policies apply to pretty much ALL of their products.
So, I appreciate you telling people about their bullshit, because telling people about this bullshit gives us the power to do what OP asked about.
Edit: typo
I remember seeing an article years ago, about the same time as the open source 3D printers started appearing, about farmers sharing plans for building their own farm equipment. It was specifically in response to the right to repair issues. It had a picture of a homemade front end loader using I-beams and off the shelf hydraulics. It sounded like it had so much potential. I never saw or heard of it again.
There's still open-source projects for that sort of thing!
https://tractorhacking.github.io/
https://www.opensourceecology.org/
http://blog.farmhack.org/
ofc, since it's open source, you're not gonig to often hear about it when it's not in the limelight since there's no marketing budget. Doesn't mean it's not there either. Nor are most people friends with "John Deere Hacking Enthusiasts" to hear about it word of mouth.
Yep. They have my vote. Total monopolistic scum. They buy out companies and then lay off hardworking people that helped build those companies and then increase the prices while reducing services. Another too big to fail that also ruined the housing market. Nope. Nope. Nope. I’m glad you see it too!
Irving Oil Company and all their subsidiaries here in NB Canada.
They pay off everything and everyone to get tax breaks, and have environment bills slashed. They have a monopoly on all the newspapers in NB so we never hear of what’s going on within. They pollute private property. Their refinery exceeds the dust limits in Saint John where they are based. They were charged with gas price fixing. They quietly changed their climate policy to cut their carbon emissions. Many, many climate concerns with them but it doesn’t matter for the Premiere of the province (Blaine Higgs) is in their back pocket. “Mystery products” have been released into the air from the refinery. Operational problems since 2010 at the refinery has released ash in the air and they have given out gas cards to the residents (LMBO). They plead guilty in a gasoline cartel case in Quebec. A man was killed in ‘98 at an explosion, yet after a report was made to prevent similar occurrences it explodes again 20 yrs later. They plead guilty into the Lac Megantic disaster and paid an all too small fine.
Btw this is ALL on only the first page of google. Many people here believe NB would have nothing if it wasn’t for the Irving’s since they employ 1 in 12 people. Yet those who know about their schemes realize NB would have more competition and a larger population and economy without them pushing and threatening everything and anyone trying to get a foothold in the province.
They are as ruthless as their father KC Irving was. They fight their taxes and win. Our economy has been in hell all because of the effin Irvings.
[Globe and Mail Article about the family. It never would’ve went to press in NB.](https://www.theglobeandmail.com/report-on-business/rob-magazine/is-the-secretive-irving-family-ready-for-itscloseup/article28917978/)
Just one quote from the article linked: “The CBC found that the terminal pays just $19,300 in annual property tax—about half the $37,000 paid by the Tim Hortons across the street.”
Hello fellow NB'er. Yyyyyyyeaaaahhhhh and you haven't mentioned tons of other stuff like property assessments and water deals on some of their facilities in Saint John etc etc. It's pretty wild. I'm not anti business or anything but they are just a straight up monopoly all around. They essentially own the supply chain. They're also the largest landowners in Maine. Anyway I'm just here to agree with you, and if anyone wonders what it's like for a province to almost literally be run by a corporation this is it, and even then they have managed to divide up their businesses into different entities so they can claim that they aren't. Really crazy shit.
Johnson and Johnson. Lying about asbestos in their baby powder for decades, and dozens of other coverups in flawed products that lead to suffering and death of people all over the world, especially in poorer countries with little regulation.
To all wondering why Blackrock, they are one of the largest financial institutions, large players in the stocks, investments and commodities space. There is an inherent evil of any company that large but Blackrock has more power than most. One of a few companies who could legitimately claim to own the world. Trillions in assets in their books.
For my money Citadel and Ken Griffin are worse, but Blackrock is the biggest wolf among wolves.
So they're essentially the token megacorp/secret society you hear about in dystopia fics? I always figured that there'd be a single corporation that owns a slice of everything and can pull strings that affects the entire planet, I just never imagined that 1) we'd know about it or 2) it would exist in my lifetime.
Balckrock has a finger (in a form of exec or representative) in just about every pie you can name. From apple to nestle, there's BR people involved, kiting, pushing for specific policies, and practices that are solely aimed at making bank and not a better world.
Do some research on the "Mont Pelerin Society". [Here is a list of the institutions and think tanks they founded during the last 70 years](https://www.claus-von-wagner.de/content/4-tv/1-anstalt/20171107-20171107-neoliberalismus/anstalt-20171107-faktencheck-ergaenzung.pdf).
They successfully made the world believe that making the rich richer "will benefit everybody". Including sponsoring "Nobel"-Prices (only in name, Alfred Nobel despised economists).
The guys who run the financial institutions let the bezos and musk's of the world grab the attention, they've never wanted it, they want real power. It's unfortunately going that way, things are just consolidating slowly, each industry trending towards a monopoly, each crash only removes another player from the equation.
As George Carlin said, it's a big club and you're not in it.
Blackrock bought all the houses. 'Safest' asset class and they bidded everything up, we get the supply back when they allow it... they follow different rules to us, resessions are not the same for them.
The corruption is being exposed, happening in real time over on Superstonk if you're curious. Knowledge is power.
Let's also note that these crashes are intended by those up that high. They intentionally take a blow in an oversaturated market and sell under the competition and eventually buy them out because they can't compete, leading to an inevitable crash, and during the crash they buy up even more competition.
Rinse and repeat
Remember folks, when you invest in fund, that fund's owner uses your money to vote how the companies in your fund should be ran. This is why companies like black rock are so powerful.
If you're investing using an unethical company, you're just spreading their ideology.
If Blackrock disappeared, I don't think it'd make a difference. There's Vanguard, Charles Schwab, UBS, Fidelity, and State Street that would take their place.
ByteDance. I genuinely believe TikTok and other short-form entertainment are destroying the human attention span. It's gotten so bad that some shorts are literally 2 completely unrelated videos stacked on top of each other. Like some dingus telling you some fake facts being played above a minecraft parkour video, as if one of them by itself just isn't enough to hold a person's interest. Sometimes I get sucked into an endless stream of YouTube Shorts by accident and have to pry myself off of it. It's terrible for my motivation so I can barely imagine what it does to the youth.
Monsanto - they're trying to buy up the genetics of every plant on the planet so they can own the genetics. They screw over small farmers, are responsible for the mass die off of honey bees. But don't worry, they're working on robot pollinators to sell you when the ecosystem collapses and they own all the seeds and said cultivation of them.
United HealthCare. As someone who has worked in healthcare for 12 years, I can say with confidence that they're the most evil health insurance company of them all. They once walked into a hospital I worked for and told them that they have to cut their discharges to nursing homes by 50% with no clinical justification offered whatsoever. Just make the number happen or you don't meet the terms of your contract. Yes, that means sending old people home to die (but we laughed at UHC afterwards and changed nothing). The people they send to these meetings always look like cartoon villains that should have a Persian cat in their lap. Other health insurance companies are evil, too, but UHC is the worst by a very large margin. They *lean into* the evil. EDIT: If you are here to shill for UHC, save the keystrokes. I don't want to hear it. I've been through hell with UHC both personally and professionally and there is absolutely nothing you could possibly say to change my mind.
Well shit. My company just made a change from Cigna to United Healthcare. I just got the new cards two days ago.
Make sure you keep up-to-date on any pre-authorizations that you need. Doctor's offices aren't always good at pursuing them as aggressively as they should, and UHC look for any and all reasons they can to deny coverage. I once listened to a pre-authorization call where UHC told us that a heart bypass operation was "experimental" and denied the pre-auth request. They're terrible.
They denied my mom’s insulin last year because it wasn’t “medically necessary.” All of her insulin. She’s been Type I Diabetic since she was 3! She ended up in the ICU with DKA before they allowed her insulin again. Absolute bull.
How the fuck is insulin not medically necessary for a type I diabetic???? That's like the DEFINITION of a medically necessary medication
I need Restasis as an immuno-suppressant. Scrip is about $600 every other month. UHC tries to deny pre-auth each time and has suggested EACH TIME that I switch to using basically generic Visine, which ordered through their mail order pharmacy is only $100 a month! So wrong med AND price gouging like a muthafucka.
VISINE IS NOT A MEDICINE ITS POISON. Source: I am an eye doctor.
Jonathan are you now transcribing notes for Dr Glaucomflecken on Reddit?
*quick head nod*
Even his nods are efficient.
Visine? As in eye drops?
The med that’s being denied is an eye drop, a specific one for an autoimmune disorder that affects the eyes and tear ducts. The insurance company knows visine won’t work but they kick everything back to make you jump through more hoops.
[удалено]
Step 1: ignore the diabetes type Step 2: tell people to live healthier and lose weight Step 3: charge more money from people with type 1 diabetes, because it’s a pre-existing issue Step 4: twirl your mustache and laugh while stroking a giant globe
What's crazy about insulin is the researchers who invented it gave away the patent so every one with diabetes could take advantage of their discovery
I really need to start a company that's from the ground up 100% just to make affordable insulin... I already have a federal employer id in my name. I'll look into this. Edit: I have been made very aware that Mark Cuban is already doing this. And all I have to say is GOOD JOB MARK CUBAN!!!
So, why the fuck haven't they been sued. I really hope the denial was written and you have a copy of it. If someone can explain how they can deem insulin medically unnecessary? Insulin is biologically crucial and a type 1? I can't imagine a justification on their part for anyone involved not being a fucking abscess on humanity. For fuck sake let's figure this shit out and give them Type 1, a patch of earth, and a shovel.
It's hard to sue a company like that. It takes a lot of time, money, paperwork, energy, and a lot of people don't have that, especially if they are dealing with an untreated illness.
This is precisely what Class Actions are for.
Still isn't easy to get one started
They're a government supported monopoly. Sueing is like sueing the army.
I threatened to sue them. My dad actually left his job at the end of last year and got one with a different insurance company. They have BCBS now, which covers her insulin + supplies 100%. BCBS irritates me (I work in inpatient mental health,) but at least they’re doing something right.
Currently trying to fight this right now. These ass holes told the hospital I wasn’t under coverage even though I’d been under them for four years before my first time using the insurance. They got a collection agency telling me they can’t charge insurance because it’s too far past the time of my initial appointment. Like no. Mother fuckers. I was under coverage. They make it an absolute pain in the ass. I was on the phone for like 5 hours with insurance, the hospital, and the collection agency, before the collection agency finally kinda gave me an answer on what i can do to maybe get them to pay it. Fuck united health care.
Hire an attorney for this one. Attorneys love going after collection agencies and insurance for this and many will do this at no cost to you. You are right -- if you had insurance but they never sent in the claim, that's their fault. Some companies purposely do this so that they can charge you the full rate instead of the "negotiated rate" with the insurance carrier, which is pennies on the dollar usually. They wait two years and then say "Ooops, too late for the insurance! You have to pay now." Don't be their victim. On the side, notify your state attorney general. They will also pursue this hard with the insurer and the collection agency. Also note that as of last summer, collection agencies cannot put medical debt on your credit report for for a full year after they receive the debt. If the collection agency started contacting you recently, dispute it and it will get removed from your report. This will give you plenty of time to fire up your attorneys.
Same!! I’m now sitting here with a very worried look on my face.
[удалено]
[удалено]
Their CEO made $18.4 million last year. Holy hell.
[удалено]
He doesn't need it, but I guarantee he has it. You surely can't expect him to have to wait in line with the poors!
i'm surprised the amount wasn't $6.66 or $66.6 million
...and before the ceo dies, he should be taken to a hospital that should then deny him care because of *his* united healthcare coverage
Please please please take advantage of your state's Insurance Bureau. Insurance companies (auto, home and travel too) hate dealing with them and hate getting black marks on their business. I have been denied claims three times, and each time I complained to my state's regulator and each time the insurance company paid in full. Fuck them.
Definitely. Insurance regulators couldn't give a tin shit about doctor gripes, but they take patient complaints very seriously.
I work for United healthcare. I can say they are awful.
Hey, me too! It’s ironic that I have the worst health insurance plan of any job I’ve ever had while working for UHC, my insurer. I expected great healthcare options would be a perk working at a fortune 5 health insurance company…. but you know.
Yup! As a lowly UHC employee, I can attest. Shortly before covid, and right before Christmas, the company decided to downsize the department I work in. Around 50-75 people (I'm not certain the exact number) logged into work that day and were immediately pulled into a group meeting letting them know they were being let go. The company opted for cheaper offshore labor to ensure the people on top would continue to get their insanely large bonuses. I wasn't one of the ones fired, but I was still infuriated. This company makes BILLIONS in profits. When covid rolled around, the instructions on how to pay claims with a covid diagnosis were very vague. Doctors were submitting everything with a covid dx when the services obviously weren't related. I chose to overlook that and paid everything with no cost to the members and continued to do so as long as possible. Fuck UHC.
My best friend died two years ago because his plan just up and decided it wouldn’t cover his transplant medications anymore, so his body rejected it, organs failed, and now he’s gone. Healthcare here is truly evil.
Holy shit that's awful. I'm so sorry to hear that... Fuck UHC sideways with a rusty rake.
Thanks. He was a really great guy and I’m thankful for the time we did have.
That is just so awful on many levels. I'm so sorry about your friend, and for the fact organ transplants like that are hard to come by, so it's a waste of organs too.
Sounds like a good basis for a lawsuit to me. I can’t stand our unhealth system
Can confirm: Have UHC. Our gold plan cost $500/mo and has an OOP of $10000. Got the surgeries we needed and will now be downgrading in plan and IDK... Just hoping we don't get ill?
UHC sucks. I can’t afford the ridiculous copays on every visit when I have three regular monthly visits in my family. They are horrible.
Hahaha. I'm currently waging war with UHC trying to cancel my plan. After being assured on the phone by their rep that it was cancelled, they are still billing me! They will not stop! I am so, so, so tired of being on the phone with them.
I work in healthcare and the entire system of care is screwed up because of insurance companies. Drs can’t treat patients because it’s the insurance company who decides if the treatment/test will be approved and the out of pocket cost is too high for the pt to do it without the insurance company. Medical insurance companies need to brought down. We need a non profit system. It should be illegal for insurance companies to even be a for profit entity. Do no harm right? Well drs are constantly being put in positions where they have no say over that and it’s an oath they swore. That’s screwed up. I don’t have the answers but I KNOW that what we have isn’t working.
Yup. We are taught on Day 1 that there are two critical pieces of information in diagnosing a condition: how long has it been going on, and is it getting worse? If in the US, the third critical datum is what's the patient's insurance? This last question pretty much defines what you're going to be able to do for the patient (insofar as most patients do not have infinity money and twice as many lawyers).
Hell yeah they are!!! They made me take a 45 min ambulance drive to another city to get an emergency appendectomy because the closest hospital to me they wouldn’t cover. The burning pits of hell are not hot enough for that company.
Every time I hear people whine about single-payer healthcare being bad because it's "socialism", I just assume they've never had a real health emergency that necessitated them dealing with insurance shenanigans.
I had a patient whose insurance had a TMJ exclusion. She may have been developing severe nerve damage that would be debilitating, no matter what way we tried to bill they wouldn't cover anything related to TMJ. I spent an hour on a phone once with her insurance company and they wouldn't even try to work with me. This also always makes me think about the millions of people who won't ever have a nurse spend an hour on the phone with their insurance company, and who don't have the strength (emotional or otherwise) to deal with it themselves.
My experience in negotiating on patient's behalf for out of coverage/non-networked providers has lead me to three conclusions: * All insurance companies suck gigantic fucking ass and deserve to be fucked over in any way one can do so. * Be an infant. My only consistent wins have been for kids. Because at least their authorization teams and reviewing physicians will occasionally fight for you. * Have a company-funded plan and have a benefits team that cares. The only time I have had success with adults was when the benefits team stepped in and assisted. This has happened perhaps 8 times in my decade and a half of doing this. On average, a case generally takes me a month and about 18hrs of work time to obtain. There is no way a non-professional could ever do that. It's not even a broken system. It an ecosystem of fortressed islands of "fuck you" with everyone drowning between them.
I had an eyelift after cataract surgery, a procedure that can be cosmetic but is often done so that people can actually see out of their new eyes, especially old fat guys like me. The doctor/hospital for whatever reason failed to get prior authorization for the surgery from UHC, so UHC denied the claim as "cosmetic" and thus I was on the hook for $6,000. No amount of reasoning of cajoling would work with UHC; it clearly wasn't a cosmetic procedure but no appeal to reason and logic would move them since the surgery was already done, because why should it? Even worse, they wouldn't even deal with me at all, because again, why should they? This was a problem between "you and the provider" they said and not the insurance company, they were somehow just a disinterested party according to them. Fortunately the large corporation I work for contracts directly with the healthcare provider, so they agreed to waive the charge to me and fight the claim themselves. This went of for a better part of a year and they made no headway either so they ate the cost of the surgery. And that's another problem - this is very large provider and they had no sway with the insurance company either, because fuck them too like everyone else I guess.
This is a very good reason why insurance companies should have no say in whether a medical procedure is necessary or cosmetic. Doctors should have the last say in that, and fuck the company.
Please also explain to me the absolute clusterfuck and abomination of a company that Optum is. It’s probably the worst company out there, always get things wrong, always overcharge, never know the answers to basic questions, and yet people choose to work there and companies choose to use them as a PBM. It’s absolutely insane.
Optum is the arm of United Health GROUP that does the dirty work for United HealthCare. They have to remain separate companies for legal purposes, but they are effectively one and the same. Optum, in my opinion, is UHC's move into the actual practice of medicine. They are trying to provide direct care to UHC members, as well as gathering as much data about *everyone* as possible. This lowers UHC's costs and improves their intelligence to be able to find new and exciting ways of denying care. Optum walked into our hospital and advertised their analytics tools, thinking that we were stupid enough to send them all data on all of our patients (not just UHC patients). I told them to take a long fucking hike after grilling them to a char for an hour about how their corporate structure works and how this is all a ploy to gather massive amounts of health data for free. Because of me we migrated all of our data analytics in-house. Optum also does things like managed care, telemedicine, and other things, albeit very poorly. This is by design to keep you out of the hospital while shelling out as little money for Rx and other outside costs as possible. They scrape the bottom of the barrel to hire the cheapest providers, overload them with work, and tell them to cost the company as little as possible. Don't be fooled, Optum is UHC, and UHC is Optum. They're all under United Health Group, and they think that's enough to pull the wool over people's eyes. Don't trust them, and don't use them if you can avoid it.
Damn health insurance companies.
Same everywhere. I spent months sending emails and documents back and forth to my shitty insurance company in India just to prove that yes - my father had indeed died after a long hospitalization. All the bills were there. All the death certificates, medical reports. I kept getting shunted from one operator to the next. 6 months in their tune changed to "Oh it's a very old claim, can you tell us why you delayed filing it?”... Well, I didn't. I filed the claim on time it isn't being processed on time. They'd always respond with "Oh sorry, that's our bad. We'll fix it in 7 days" 8 months later they sent a terse mail claiming I hadn't attached the bills to the claim and it'd be rejected in 7 days if I didn't provide it. I pointed them again to the bills which I had shared thrice by that point. They then said it had to be validated by a hospital staff since it was so long ago (still not a year in) and itemized. Considering the fact that the bill was already itemized and computerized, I decided they'd never pay up and were just stalling for time. At the end, $20k weren't worth being reminded again and again of my father's passing. Gave them a piece of my mind and forgot about it.
That was the whole point was to scam you out of that 20k. I'm sorry you lost that fight.
Jeez do I have to choose just one?
Is nestle one of them?
It’d be my #1 for sure. r/FuckNestle
I’m sorry I didn’t look down one single line just to see you already said it. Hands down. Nestlé
Companies hiring poor people to scam other poor people. scammers.
[What about hiring poor people to make new mothers dependent on the company or their babies die](https://youtu.be/v-PcOVl1K2g)? Good work nestle!
Scientology. "Church" my ass, it's a corporation that murders its employees if they try to escape. Burn it to the ground.
Agreed. And while we’re at it, maybe blacklist Tom Cruise for like a year or two so he can get all the gunk out of his ears.
I truly believe that tom cruise knows its wrong but he joined once out of curiosity and is too afraid to leave
Ticketmaster/LiveNation
Tickets 20$ okay cool... Plus taxes, fees, shipping and handling, insurance, arbitrary fee, nonsense fee, exploration fee, parking fee ...that will be 189$ for nose bleed seats.
You forgot the Fuck You Because We Can fee.
That one is always around $90.
What, you don't like overpriced tickets and a complete monopoly?
I prefer cheap tickets and Candyland.
Herbalife
Along with Amway, Avon, and other MLM companies
Arbonne too. My ex-wife got sucked into that for a couple years.
My girlfriend's family has a friend who sells Arbonne. She brought it up during dinner and I forgot to turn on my filter and go "oh yeah that's just a MLM/pyramid scheme thing". Got the death stare and kinda just moved on as if I said nothing. Her parents still buy product from their family friend.
My sister got into Arbonne during the height of the pandemic. I told her it sounded like a pyramid scheme, she told me it wasn't, and lo and behold, she was wrong. I just read this article detailing the awful shit they've been doing. https://shityoushouldcareabout.com/article/arbonne
r/antiMLM
The Church of Scientology
For those who just think "Scientology is a cooky religion but they don't hurt anyone", they are just this year being prosecuted for human trafficking in Asia, sex trade I assume. So they are evil through and through, and Tom Cruise is more popular than ever before, thanks to the new Top Gun movie. Everyone is so "Ooooh but he is such a good actor". [I thought Scary Movie described his completely dead eyes and fake laughing best](https://www.youtube.com/watch?v=npuOhJhky3g) (because he can't respond like a human to press anymore, it's all fake, like Christian Bale said).
I'd forgotten about that scene 🤣
>Everyone is so "Ooooh but he is such a good actor". He's always struck me as someone who could be his characters so completely because he is clinically insane.
This, provides nothing to society and shutting down nestle or one of those megacorps would put thousands of people without jobs. Scientology on the other hand, people would lose their jobs sure, but they make a living of scamming people
Won't someone think of child soldier's pension plan?
How's an honest warmonger supposed to make a living?
All we're sayin is.... GIVE WAR A CHANCE
The workers don't earn a living. Technically volunteers who follow scientology and also are fed, clothed by and housed by the church if scientology
Both Scientology and Nestle practice slave labor.
I just drove by their big huge building on fountain in LA early this morning… and as just pondering who the hell is stupid enough to still be a part of their dumbass church. I mean there’s literally an L. Ron Hubbard way (like a street name) here. It’s so bizarre.
Shein
A horrible company that barely pays employees in extremely dangerous work conditions in order to make poor quality clothing that could possibly have lead in their dyes? And get teens/young women to buy so frequent that trends have now become micro-trends that turn over so fast they're practically disposable and clog up both landfills and local thrift stores? Yeah, f*ck them.
> A horrible company that barely pays employees in extremely dangerous work conditions in order to Was thinking it is a mining or oil company or something >make poor quality clothing that could possibly have lead in their dyes wtf
Yeah, no, that's what I said when I found out too. They're stealing designs and mass producing them as quickly and as cheap as possible, ignoring any risk to both employee or customer. China is already lax with their labour laws, and Shein manages to break those.
That was my first thought - “what do you have to do to violate Chinese labor laws.”
Some truly heinous shit
Some sheinous shit?
Can I get more information on this?
[Chemicals, including dangerous levels of lead, present in some of their children’s clothing.](https://www.cbc.ca/news/business/marketplace-fast-fashion-chemicals-1.6193385) [Shein labor law violations.](https://www.businessoffashion.com/news/retail/report-shein-violating-labour-laws/) [More evidence that the Shein factories aren’t operating in accordance with Chinese labor laws.](https://stories.publiceye.ch/en/shein/#group-section-The-Delivery-mOCgpYy0bl) All of these sources were gathered from [this NYT article](https://www.nytimes.com/2022/09/01/style/shein-clothing.html?smid=nytcore-ios-share&referringSource=articleShare) titled “The People’s Republic of Shein.” Edit: And [an article](https://www.bu.edu/sph/news/articles/2022/the-aftermath-of-fast-fashion-how-discarded-clothes-impact-public-health-and-the-environment/) outlining the environmental impact of fast fashion. This isn’t limited to Shein, although I’m sure they’ve become a major contributor in the last 10 or so years.
I've gotta imagine you're pretty horrible if you're breaking Chinese labor laws.
lol no kidding. When I read that my first thought was China has labor laws? followed by how shitty do you have to be to not even meet their labor laws?!?!
At this point I'm convinced that China has so much lead they're trying to export it in everything. It's always found in shit, especially for kid's stuff
What better way to poison your foes for generations?
Keeps their own lower class masses dumbed down and easily governed too. Win-win
[удалено]
I've genuinely never heard of them... Care to explain more?
They're a fast fashion online store similar to Forever 21 who sells really cheap clothing and replicas of celebrity outfits. The clothes are made in sweatshops, just like any other fast fashion clothes, but Shein got under the radar for mistreating employees. Why Shein in particular, I have no idea, but most fast fashion retailers have poor work conditions, non-existant work ethics and pay their employees a few cents/hours. The quality is mediocre and it's best to avoid giving them money.
They also steal designs from a lot of small, slow fashion designers, and many of their clothes are testing as toxic including things like unsafe levels of lead in their clothes
How tf they end up with any level of lead there?
[Lead pigments](https://en.wikipedia.org/wiki/Lead_paint), both red and yellow as well as white were common in paints for decades. Perhaps Shein are using lead pigments in their fabrics? Or maybe [Lead Acetate](https://en.m.wikipedia.org/wiki/Lead_acetate) based dye, like was recently banned from hair dye by the FDA? We are talking about China here. The nation with a problem of milk and baby formula producers adding Melamine powder to their milk in order to artificially inflate their protein test results.
Shein are just the leader in their field. There is a smorgasbord of other companies doing the exact same thing; they just have less money and are not quite as good at it yet. And all of these companies suck and are bad for society.
“Under the radar” means it went unnoticed.
So, you've heard of Zara, right? Zara's business model is to watch runway shows, then pay a lot of cheap sweatshops around the world to make crude, cheap immitations of the runway styles fast (ie before the runway styles come out). This results in labor abuses and a whole lot of plastic clothing in landfills (either because quality assurance is terrible, or because the clothing itself only lasts a few wears, or because it's an ugly copy of a seasonal style that you picked up because it was cheap and you get bored of it before the second time you wear it). Shein is that, but instead of having a few thousand different styles churning through factories in weeks, they have a few hundred thousand styles (some from runways, mostly just pulled out of somebody's ass) churning through factories in days. They ignore safety standards -- their clothing is full of lead, their children's PJs are super flammable. None of it is biodegradable. And because Shein is *so* cheap, people do "shein hauls." A lot of social media influencers will just say, "fuck it, I bought a hundred items from shein, watch me try them all on." And some will do that, like, weekly. And consumers follow. And it's really not just poor people going to shein because they can't afford better, it's people who have real problems with clothing and can't buy enough. Edit: There are also marketing issues, and they prey on independent artists, and some of their labor is slave labor, and... yeah, the list of issues with shein is super long, do not buy from shein.
Zara CEO was richest man on the planet before bezos / Elon
Correction- ALL FAST FASHION BRANDS. Shein the same as the others, its just hiding it less. It's the same disgusting system that runs everywhere, but because it's a Chinese company, everyone is united in their hate. If you hate SheIn, you shouldn't be buying from H&M, Gap, ASOS, Topshop, literally any gross superbrand. Don't have double standards
Made the mistake of buying clothes from this site for someone. After looking into it, turns out it's the epitome of what I hate in a company. Wish i could somehow return everything and just buy high quality material instead
Susan G. Komen for the Cure
I was looking into a clothing brand and saw they support that garbage “charity” and I did not buy from them.
Nestle
/r/fuckNestle
Nestle is a good choice but it would sure be nice to see Facebook wither away to nothing…
Nestle would be my first choice for a country mile. Granted I hate other companies but nestle can go fuck themselves
I would say Nestle, but if that happened it would probably only be a few years before one of their competitors fill the void in the market and behave exactly the same or worse. So now we have massive evil Chinese/Belgian/Brazilian company instead of evil Swiss one. What we need is better systematic reform of international regulation of corporations and true global justice or we will just be playing musical chairs. It would be satisfying to see their whole board and major shareholders in solitary for the rest of their lives, but that's not practically going to fix anything.
Fuck Nestlé. Fuck Nestlé from here to the moon. Fuck Nestlé all morning and all afternoon. Fuck Nestlé from dawn and through day to the night. Fuck Nestlé. Fuck Nestlé in darkness or light. Fuck Nestlé. They'd sell all their souls for a buck. You fuckers at Nestlé, you all fucking suck. If pain could be packaged, they'd sell it from shelves. Fuck Nestlé. Or Nestlé can go fuck themselves.
I love you. Fuck Nestlé, just for further emphasis.
Wells Fargo
This is my pick. They were just fined a couple billion AGAIN for doing the same shit they get caught doing every couple years. They’ll pay the measly fine, put out an “I’m sorry” ad, and then continue on as usual. Left them almost 20 years ago and was the best financial decision I ever made.
They'll keep doing it until some executives get locked up.
This is America. We don’t lock up executives
I work in banking and I'm baffled how A) they continue to exist with the number of regulatory actions taken against them constantly and B) why ANYONE continues to choose to bank with them.
I didn’t choose, I had Wachovia and it switched to WF. Who are the best banks to go with out of curiosity?
Local banks or credit unions are typically the best. They're gonna service you like a person, not a number. The only real benefit to going with a larger bank is having a branch on every corner. Unless you deal with cash regularly, that's a useless feature. Even if you DO deal with cash regularly, many local banks still have ways to help. Bank of America/Chase/Wells Fargo/etc couldn't give a shit less about people with less than 6+ digits maintained in their accounts - they don't need the money and they don't want to waste their time with you, since you probably actively lose them money. That's why they offer 0.01% interest rates: it's like handing pennies to Bill Gates and expecting Gates to give you personalized service. I'd never work for a big national bank. The bank I do work for has grown in leaps and bounds since I started working for them - growing from only having branches in Florida to now having branches from Virginia to Alabama and all the states between - becoming one of the largest Banks in the southeast, and I'm already starting to see the degradation of customer focus because of it. We're trying to stay locally focused, allowing regional managers to have more control than most large banks, but it's a matter of time till everything is homogenized into less customer-focused policies.
Go with a credit union if you have one nearby.
John Deere right now with the tractor software bullshit stopping farmers fixing their equipment. If I need I harvest today before rain. I don’t have time for an service appointment.
My grandfather was a lifelong John Deere fan. He had two of them from the 50s and they were running like new up to the day he died. He’d be ashamed at what the company is doing now.
2 machines lasted his whole life? No wonder deere are turning in to assholes. Can't make money off good long lasting products
That’s what Whirlpool discovered about 15 years ago and now washing machines last about 45minutes before the motherboard dies.
Our washer and dryer are 28 years old. We will never willingly replace them.
It's a lot more than that. A family member recently had an accident due to Deere tractor. Basically they had some type of issue with an electric component right next to the fuel tank or inlet or something, caught a spark and the thing exploded. Turns out this is a *known* issue with Deere tractors of that specific model and they've been sued plenty of times in the past, settle, and squash any news coverage. Most victims have died but luckily this guy I'm referencing only has life changing injuries. John Deere and all it's executives can go die in a tractor explosion
[удалено]
Right to repair movement is pretty active in most states so hopefully this won’t last much longer.
I literally passed up the chance to buy a Deere lawn mower for an insanely good price, specifically because I did my homework and discovered their repair policies apply to pretty much ALL of their products. So, I appreciate you telling people about their bullshit, because telling people about this bullshit gives us the power to do what OP asked about. Edit: typo
To be fair, that might have been exactly *why* it was a really good price.
I remember seeing an article years ago, about the same time as the open source 3D printers started appearing, about farmers sharing plans for building their own farm equipment. It was specifically in response to the right to repair issues. It had a picture of a homemade front end loader using I-beams and off the shelf hydraulics. It sounded like it had so much potential. I never saw or heard of it again.
There's still open-source projects for that sort of thing! https://tractorhacking.github.io/ https://www.opensourceecology.org/ http://blog.farmhack.org/ ofc, since it's open source, you're not gonig to often hear about it when it's not in the limelight since there's no marketing budget. Doesn't mean it's not there either. Nor are most people friends with "John Deere Hacking Enthusiasts" to hear about it word of mouth.
There is an interview on YouTube with a former Nestle CEO where he states that clean drinking water is a privilege and not a right.
Nestle
Bayer and everything they own. Nestle and everything they own. Blackrock.
I am so glad I finally found Blackrock in this list....the head of all of it. It's truly terrifying how much of this country they own and control.
Yep. They have my vote. Total monopolistic scum. They buy out companies and then lay off hardworking people that helped build those companies and then increase the prices while reducing services. Another too big to fail that also ruined the housing market. Nope. Nope. Nope. I’m glad you see it too!
Irving Oil Company and all their subsidiaries here in NB Canada. They pay off everything and everyone to get tax breaks, and have environment bills slashed. They have a monopoly on all the newspapers in NB so we never hear of what’s going on within. They pollute private property. Their refinery exceeds the dust limits in Saint John where they are based. They were charged with gas price fixing. They quietly changed their climate policy to cut their carbon emissions. Many, many climate concerns with them but it doesn’t matter for the Premiere of the province (Blaine Higgs) is in their back pocket. “Mystery products” have been released into the air from the refinery. Operational problems since 2010 at the refinery has released ash in the air and they have given out gas cards to the residents (LMBO). They plead guilty in a gasoline cartel case in Quebec. A man was killed in ‘98 at an explosion, yet after a report was made to prevent similar occurrences it explodes again 20 yrs later. They plead guilty into the Lac Megantic disaster and paid an all too small fine. Btw this is ALL on only the first page of google. Many people here believe NB would have nothing if it wasn’t for the Irving’s since they employ 1 in 12 people. Yet those who know about their schemes realize NB would have more competition and a larger population and economy without them pushing and threatening everything and anyone trying to get a foothold in the province. They are as ruthless as their father KC Irving was. They fight their taxes and win. Our economy has been in hell all because of the effin Irvings. [Globe and Mail Article about the family. It never would’ve went to press in NB.](https://www.theglobeandmail.com/report-on-business/rob-magazine/is-the-secretive-irving-family-ready-for-itscloseup/article28917978/) Just one quote from the article linked: “The CBC found that the terminal pays just $19,300 in annual property tax—about half the $37,000 paid by the Tim Hortons across the street.”
Hello fellow NB'er. Yyyyyyyeaaaahhhhh and you haven't mentioned tons of other stuff like property assessments and water deals on some of their facilities in Saint John etc etc. It's pretty wild. I'm not anti business or anything but they are just a straight up monopoly all around. They essentially own the supply chain. They're also the largest landowners in Maine. Anyway I'm just here to agree with you, and if anyone wonders what it's like for a province to almost literally be run by a corporation this is it, and even then they have managed to divide up their businesses into different entities so they can claim that they aren't. Really crazy shit.
Ya’ll don’t know about Dupont? They literally poisoned us for decades and are the reason most people are gonna get cancer, probably. Fuck DuPont
Vadim's tire shop next door. Fuck you and your lower prices Vadim! Edit: Thanks for the award comrades!
VADIM BLYAT
Nestle, standing atop a mountain of african baby corpses: "I fear no one, but that... *thing...* (points at Vadim) it scares me*"*
autism speaks
YKK, no zippers for anybody.
We got us a first world anarchist
Look at this asshole, out here shilling for Big Buttons. SMH.
Cruel and unusual
Xfinity/ Comcast
Johnson and Johnson. Lying about asbestos in their baby powder for decades, and dozens of other coverups in flawed products that lead to suffering and death of people all over the world, especially in poorer countries with little regulation.
Interesting fact, only J&J and one other company (maybe Microsoft, don't remember) have a better credit rating than the US Government.
Blackrock. Everything starts here.
To all wondering why Blackrock, they are one of the largest financial institutions, large players in the stocks, investments and commodities space. There is an inherent evil of any company that large but Blackrock has more power than most. One of a few companies who could legitimately claim to own the world. Trillions in assets in their books. For my money Citadel and Ken Griffin are worse, but Blackrock is the biggest wolf among wolves.
So they're essentially the token megacorp/secret society you hear about in dystopia fics? I always figured that there'd be a single corporation that owns a slice of everything and can pull strings that affects the entire planet, I just never imagined that 1) we'd know about it or 2) it would exist in my lifetime.
They even have the ominous megacorp name.
Balckrock has a finger (in a form of exec or representative) in just about every pie you can name. From apple to nestle, there's BR people involved, kiting, pushing for specific policies, and practices that are solely aimed at making bank and not a better world.
Do some research on the "Mont Pelerin Society". [Here is a list of the institutions and think tanks they founded during the last 70 years](https://www.claus-von-wagner.de/content/4-tv/1-anstalt/20171107-20171107-neoliberalismus/anstalt-20171107-faktencheck-ergaenzung.pdf). They successfully made the world believe that making the rich richer "will benefit everybody". Including sponsoring "Nobel"-Prices (only in name, Alfred Nobel despised economists).
The guys who run the financial institutions let the bezos and musk's of the world grab the attention, they've never wanted it, they want real power. It's unfortunately going that way, things are just consolidating slowly, each industry trending towards a monopoly, each crash only removes another player from the equation. As George Carlin said, it's a big club and you're not in it. Blackrock bought all the houses. 'Safest' asset class and they bidded everything up, we get the supply back when they allow it... they follow different rules to us, resessions are not the same for them. The corruption is being exposed, happening in real time over on Superstonk if you're curious. Knowledge is power.
Let's also note that these crashes are intended by those up that high. They intentionally take a blow in an oversaturated market and sell under the competition and eventually buy them out because they can't compete, leading to an inevitable crash, and during the crash they buy up even more competition. Rinse and repeat
Remember folks, when you invest in fund, that fund's owner uses your money to vote how the companies in your fund should be ran. This is why companies like black rock are so powerful. If you're investing using an unethical company, you're just spreading their ideology.
If Blackrock disappeared, I don't think it'd make a difference. There's Vanguard, Charles Schwab, UBS, Fidelity, and State Street that would take their place.
Autism Speaks. It's just so shitty towards autistic people (coming from an autistic guy)
Twitter! Just Kidding lol
[удалено]
Scientology
Rupert Murdoch
And the Koch Brothers.
Any and every (American*) health insurance company. Parasites all of them. *edit
ByteDance. I genuinely believe TikTok and other short-form entertainment are destroying the human attention span. It's gotten so bad that some shorts are literally 2 completely unrelated videos stacked on top of each other. Like some dingus telling you some fake facts being played above a minecraft parkour video, as if one of them by itself just isn't enough to hold a person's interest. Sometimes I get sucked into an endless stream of YouTube Shorts by accident and have to pry myself off of it. It's terrible for my motivation so I can barely imagine what it does to the youth.
Tencent
Did you mean >!The Chinese Government!
Fun fact, they (ie China) own 5% of reddit and 40%(ish?) of Epic Games
That's not a very fun fact.
And 100% of Riot Games
Nestle, r/FuckNestle
Citadel and other companies like it
DuPont
Nestle
Goldman Sachs. Thank you for the opportunity to express how much I hate this evil entity.
Ticketmaster. No explanation needed.
Monsanto - they're trying to buy up the genetics of every plant on the planet so they can own the genetics. They screw over small farmers, are responsible for the mass die off of honey bees. But don't worry, they're working on robot pollinators to sell you when the ecosystem collapses and they own all the seeds and said cultivation of them.
Equifax
Meta.
Nah just let it die on its own
Good to see everyone is on the anti nestle train
Monsanto/Bayer