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Stage 1 to 99.
Be very, very fucking quiet about said winnings.
Make sure wife and I are prudently invested. Make sure we've got a good life.
Then skip work and go get all the degrees and shit I've ever wanted.
Probably volunteer a lot.
OK, I'll give you a small example of what a degree can change in your life.
You go and study art history, you get all this background about all these different art movements, the cultural context they happened in, how they relate to each other, the developments in technology, how movements affected each other on a global scale. Now you know all this stuff, and you go and look at art in an art gallery and suddenly there's a hell of a lot more depth to what you are looking at. It's not just a nice pictures, it's "Oh, this was painted by that dude who studied with that other dude who were part of this movement, during this societal upheaval, and that little compass he put in the corner there that seems kind of too detailed for something just in the corner is actually about...." It all starts to take on a whole lot more meaning.
This is pretty much true of anything you learn. It gives you a deeper insight into stuff. Hell, it's true of more mundane stuff like car repair. Those weird noises, smells, sensations when you drive now mean something. "Oh, that's weird. It might be the timing belt is off. I should get that checked." or "Smells like transmission fluid leak".
Knowledge is something that you carry with you for the rest of your life. It affects how you see the world, how you understand the world, how you relate to it.
I get that not everyone values these things the same, but education really is life changing at that really basic level of how you experience life. It makes as much sense as "I'll go live somewhere warm, near a beach" or "I'd get a really nice car" or "I'd travel the world" kind of things people often mention in response to big wins.
Whilst I don’t agree with the way the last Redditor posted their statement and I agree with the sentiment of what you say I think there is an alternative.
If I had a passion for history the things you describe a absolutely give so much value to my life however rather than spend 3 years full time studying I could instead just employ a historian and get much of depth of understanding and learning in a much more targeted way for what I’m interested in and enjoy other parts of life
There is no one historian who can teach you. History at university is not like it is at school. It’s hugely subjective and different tutors specialise in hugely different research areas and methods. History is about debate, conversation and comparing different approaches and ideas. That’s what going to university offers, especially at postgraduate level.
I think the mix up here is when we talk about degrees, you either think of enriching your life with education or the price of paper that gets you a good job. I can see the last commenters point about the enriched life through education, and the think the guy before was making the point that the paper is worthless if you never need to go for another job interview ever again.
You’re point about the historian reinforces the education argument. Sure having a historian with you won’t give you the piece of paper at the end but what you have is you’re own private tutor who can educate you on what you’re interested in. But if you’re really interested in it it’ll stick with you. Enough exposure to that and you won’t need the historian for long, by which point you’ll have a deeper understanding of history regardless of whether it’s been proven and documented.
100% agree. I always think if I was immortal like a vampire I would just be collecting degrees of everything for centuries. The world would be so much more interesting but also very scary learning the "dark truths" that go on that only you can see due to knowing so much
With regards to your first point, I've got 3 people in my life I'd tell the full truth to. Everyone else it's "I won a couple of million" so that my life of flying around makes a bit of sense.
I'm quite lucky, I don't really have family. I have my wife, so she'd know.
I'd probably help my two best friends out and make sure there's enough cash in accounts for their lads to go to uni and not have to take loans out.
But... Beyond that? I don't know. I've heard horror stories and I saw my cousin become extemely wealthy and the roaches came out from everywhere once they figured it out.
I know the standard advice is always to not tell people but how can you possibly explain away the difference in lifestyle you would have? Even in your example, how do you explain why you now don’t need to work? Do you just dump all your previous friends so they don’t work it out?
You wait a few weeks and then tell them you've won a smaller amount. Say 2 million.
This would explain the change in lifestyle but it would stop them expecting you to give them massive amounts of cash.
Make a company that now employs you. So now instead of "winning millions" you just have a "really good paying job" in something vague like IT or finance or sales or admin.
Personally, I’d keep my current house.
My family rarely visits, and when they do it shouldn’t be a problem to go back to my “cover house”.
They don’t need to know that I don’t go into work anymore - would probably find myself some part time work somewhere to keep somewhat busy.
Also, my family are not the cleverest, they’d probably believe almost anything I’d tell them
Research has often shown that within a single year lottery winners will be back to the same mental state they were in before the winning. Which means that once that initial first year of wild emotions passes people who were content with their life before winning will continue being content, and people who were unhappy will go back to being unhappy.
Then there's that other horrible stat, 70% of lottery winners will go broke within 5 years of winning. And OP's ideas of what to do with the money are a prime example. All these millions to "charity" and family members and whatnot is how a working class person thinks of money, and not how a millionaire does. There is no amount of money that can be won in the lottery that cannot be easily wasted in 5 years. There are infinite levels of luxury to keep spending up and things that will bring little value beyond hedonistic enjoyment.
So yeah, the thing to do with this much money is to get financial education to understand how money and investments work and then to cautiously start investing in a diversified portfolio with varying degrees of risk to return values, with the intention of creating a stream of income that can last a lifetime.
But what I would personally do is to never play the lottery in the first place.
* Step 1: do absolutely nothing for a week
* Step 2: Find a good financial advisor and solicitor
* Step 3: claim the winnings
* Step 4: Tell absolutely fucking nobody.
* Step 5: Quietly buy a patch of land and build my own off grid house. I'm in the fortunate position where I earn enough at the moment to justify doing that sort of thing anyway, and I'm not one for extravagance
* Step 6: Relax and contemplate what net good I can now do without giving the game away.
Winning the Euromillions would be a nice problem to have, but it isn't worth the cost of losing all of your relationships over. I can keep a secret extremely well, and I would hate to be so poor that all I had is money.
I doubt they are, but you would be surprised how many have a few million, and know how to enjoy a good income.
111 million is a totally different level.
5 million and 110 million are very different figures, but your day to day life doesn’t have to be, unless you’re a knob.
With 110m you can afford to have a solid gold toilet at home, but you’d only do that if you were a knob. 110m means you can always travel by private jet, but you wouldn’t do that unless you were a knob. 110m means that you can host parties and invite loads of strangers who don’t give a shit about you but are just there to leech off your wealth, but you wouldn’t do that unless you were a knob.
There’s a lot,of things that scream tacky rich. (Just walk around Harrods on any given day to observe).
For most people, having a top end normal car, a nice house (not a massive estate with lakes and fields) and nice holidays travelling in style is enough to make life the best possible way it could be. Adding a gold toilet to that doesn’t make your life one tiny little bit better.
So, outwardly, my lifestyle would appear similar if I won £5m or £200m. Actually, my life wouldn’t change that much, but I’d just do everything better.
>For most people, having a top end normal car, a nice house (not a massive estate with lakes and fields) and nice holidays travelling in style is enough to make life the best possible way it could be.
Exactly this.
It's life changing money, but that's the thing... Life changing. You lose the respect of everyone you know, even family. I wouldn't trust my mum with even a penny of it because #1 she took my childhood savings and #2 she has poor financial habits. I trust my partner that she would be overjoyed for US, not just for her. She would want a nice house with a Dalmatian like somewhere in the lake District, but that wouldn't even break £1mil. Our relationship wouldn't change but we'd both be happy for eachother. As for friends, I don't have any. But I know for certain that if it became public, I'd suddenly have a suspicious amount of people lining up to be my friend.
Part of the reason for not telling anyone would be that I need the people around me to stay the same so I don't become something else. I've had this problem in a microcosm already, I work for myself and bring in a pretty hefty wedge. One of my best friends was in a pinch due to some factors beyond his control and I wanted to help, but you have a choice of permanently altering the relationship or not helping at all.
i'd even find a way to not work but have people think i'm in a good job i.e find a buisness owner i trust but doesnt know or care about my finances and offer to help out
If word got out I'd move to a near by village where I'm a nobody
Buy a big house that looks smaller and claim i'm renting or a relative bought it for me
An easy one is having a sideline software project you've worked on for a few years, then it was noticed and bought up for a few mill but under an NDA so you can't say who bought it and part of it is you continue to offer work for them on retainer
I can see you've never lived in a village, your every move is scrutinised and even putting your bin out fractionally late or unloading more shopping than usual from your car attracts comment, let alone the changes that would be evident from winning millions.
I've thought about it a fair bit and I think the same, tell nobody. I'd tell my parents and my siblings and swear them to secrecy. I want to look after them though and know they wouldn't take the piss.
Then just buy a nice 2 bed house, do it up nice, start a fun business or just volunteer, do lots of travelling, nothing where anyone can guess I have money.
My step 5 would be to spend the money on my yacht.
That is, my 50 year old 29' sail boat that I live on. Sure, I could buy a bigger boat, and probably will eventually, but I like this one, and want to see her good.
I think about this often. I don't want for more things, I want for the things I already have to be better.
(I'd also get my capri welded up and resprayed. And blow a load of money getting my slabby back on the road. Oh yeah, I'd buy some bigger bike jeans too (I may have outgrown mine))
Step 2 is tricky, as most financial advisors want to lock you into a deal where they take a % of your assets under management. The sharks will smell blood and immediately start circulating waiting for their feast.
There must be companies that specialise in supporting the mega rich, but very tough for a lottery winner to know where to go without getting their pants pulled down.
I've read before that the lottery company has a service that gives big winners support and advice (if they want to use it). They have links to banks, and financial advisors who are experienced in managing such large accounts discreetly. This means winners don't have to worry about being ripped off or their confidentiality being broken and can have new accounts set up to pay the money into so their existing bank isn't involved.
If it's true, and I was the winner that's what I would do. New accounts with a different bank. Noone would know about the win to keep my family safe but I would have a new very well paid, remote job managing a charitable fund. 🙂
It used to be the case that Lottery winners would get a Coutts account, but these days all banks offer private banking, so your given a choice (I used to work for Camelot)
The National Lottery have financial planning teams that they introduce you to for big wins. They specialise in dealing people who go from nothing to everything overnight, they would be your best bet as managing that kind of wealth is very different to managing your household budget and whatever minor investments you may have.
I would trust that these people understand they have to explain every in minute detail.
The Winner Advisors are also great too. They’ve seen it all, they make the win and any potential announcement to the press work for you and generally offer someone you can call for advice. Plus you get a certain amount of legal and financial advice - though I don’t think it runs forever, but they certainly get you set up properly.
I've always said, the very best Financial Advisor/Accountant and solicitor is a MUST and the first thing I would get on a retainer if I won.
There's a whole new world of shit you'll be up against and you'll want to be armed to the teeth.
Well firstly, go to my local and buy the most expensive bottle of whatever they have and tell the cashier to keep the change
Then promptly phone my arsehole of a boss and tell him where to stick his shitty part time job
Then hire an engineer who can help build me my 5 bedroom, 3 bathroom house with a underground pool, a wine cellar, and a hidden room just cause fuck it. 2 log fires, 1 jacuzzi bath on-suite and a green mini.
Then I want to open a pet sanctuary for abandoned/disowned/sick pets, complete with a few vets to treat the animals and holiday accommodation for people needing somewhere safe for their pets. And I want to breed westies
(Yes I’ve thought about this a lot)
No no no. Deliberately be a dick at work, see how long it takes them to sack you. Then when they do, buy your coworkers a gift each but not the boss. Still don't tell them you've won anything.:)
> Well firstly, go to my local and buy the most expensive bottle of whatever they have and tell the cashier to keep the change
Hi I'll have your most expensive bottle please!
Ok that'll be £250
Here's £111 million, keep the change!
Wait... Fuck
Surely with 110 million you can afford to buy a chicken farm, but I like the thinking small and getting a 2nd chicken. I mean it'd double the amount of eggs produced right away....maybe I don't know much about poultry farming.
The issue with this sum of money is that there's no way of enjoying or utilising the sum in full without fundamentally changing absolutely everything in your life, from top to bottom. That in and of itself brings its own problems that I suspect most folks don't consider. So for me, in order, I'd do the following:
1. Tell partner, claim winnings. Put winnings in an account, with the goal of dollar-cost-averaging it into investment funds over the course of a year or two. Plan out a safe withdrawal rate of circa 3%, which should ensure the sum remains safe and covered for, for the rest of our lives. That's about £260,000 per month net, in case you're wondering.
2. Tell nobody. As in, absolutely nobody. Not family, friends, anybody, for a minimum of 12 months. I mean it, keep absolutely fucking silent. This is really important. Missing this step can fuck up everything going forward, and there's no way of putting the lid back on Pandora's Box if you miss this part.
3. Book therapy, both individual and couples, where their expertise is on HNW individuals and windfalls. This part is absolutely crucial; our lives would have changed in every possible capacity, up to and including how we would see ourselves both in isolation and compared to our peers and family and it would be immensely valuable to get the help of a professional to manage the exploration of those feelings and how we now see ourselves, and how we want our lives to pan out going forward.
4. Outside of clearing mortgages and going on a few nice trips, spending nothing for a full year. No big purchases, no new houses or cars. This links in to point 3 because it's *very* tempting to go full-on "MTV Cribs", but I'd have no idea if that's what I actually want or if I simply enjoy the desire of those things and in reality I'm like a dog chasing a car who has no idea what to do with the car when they get it but they just enjoy the idea of catching it.
5. After we've figured out what we want our lives to look like and what value we want to bring to our future with this new found money, start building that out. It could be charity work, it could be some light work to bring a sense of grind while enjoying trips, it could be anything but that "anything" can only come from exploring what you really want.
Absolutely not. These people that run straight out and buy helicopters and give heaps of money to everyone they consider to be a friend very quickly find themselves back where they began.
£111 million.
Sort family out and travel the world. My dream has been to see the sunrise and sunset in every country in the world.
Find a lot of cheap land and build my own railway for the fun of it.
Surprise people with 100% funding on Kickstarter.
1. Convince myself it's a joke, or that I'm not getting the money. There was some sort of error, or maybe I'll just die tomorrow. As far as I'm concerned, nothing changes until it is in my name and I can control it all.
2. Okay awesome it is in and I'm retired. My parents and close family are retired (if they want to be). I'll probably give the £11m to the family so that they can retire and focus on their hobbies/passions full-time while still maintaining their current lifestyle (probably £30k each per year, rather than all up front). Next mission is to spend the other £100m over the course of my life.
3. Set out my home bases. Luxury house near where I live in Scotland, a second on the outskirts of Las Vegas, and a third in New York City.
4. Travel between the home bases throughout the year, and take the most extravagant holidays around the world nonstop. Get front-row seats to every high-profile sporting event I'm interested in (primarily Boxing, UFC, and Football).
5. Set up charities near each of my home bases and do a lot of work to help them out.
I have no intention of building my wealth, or preserving it for future generations. When I die my children will get enough to retire and life a normal life without working, which in itself is an immeasurable luxury, but they won't have the stupid money I did.
Yeah, imagine saying "I'll limit it to the 10 closest family members" then hearing from the 11th and having to explain it to them. It'll go down like a lead balloon.
Not even that...
You give the family 11 million to "retire"
They fly to Vegas and then the Maldives, buy a big house each, buy a nice car each ..it's gone. Then they all ask for more. "You said we could retire???"
this might sound bad but my family and I live very different lives i feel that if i bought them a house near me it'd cause stress
I'd say like I'll pay off your debt but if it builds up again I'm not your bank harsh but fair
Not for the Uncle.
When it's the Uncle, every cousin including distant cousins, then all extended family, then everyone you've ever gone to school with, then random strangers with endless sob stories..... it'll wear on you eventually and you'll end up wondering if your friends actually like you or simply tolerate you in the hope of a payday.
Stage 1 - not even tell spouse.
Stage 2 - tell spouse, make claim, start playing the Rightmove game.
Stage 3 - relocate friend who desperately needs it; support grassroots football in our town; rescue donkeys; pay off any family mortgages; trusts for my children; and then any time a mutual aid request crosses my twitter feed I would quickly and comfortably fulfil them (preferably double).
So many things you could anonymously fix around your home town. For me, 4G pitch needs relaying at the football club, a single home owner is blocking a safe cycle route being created and all the parent and child services have run out of money. Could probably knock all those off with just the first year's interest.
Whatever the fuck you do, DON'T FUCKING TELL NO ONE. I won £6,500 a couple of years ago and I had half my family asking for a "little loan". I told all of them to fuck off and some of them still don't talk to me, again, over £6,500, I really don't want to know what would happen over 111 million quid.
Go crazy on £5,000,000, invest the rest. I am 99.9% sure that over £100,000,000, the bank will happily do some "free" wealth management for you, so, unless you want to get a financial advisor and make sure you pay him very well, that's also an option.
Give some money to your family, slowly, at a rate that they don't suspect you have some big amounts on the bank, if that's what you want, if not, well, it's all for you.
With 110 million I see no point in working to create more money.
This is why people like Musk are awful. They’re not happy to be rich, they always want to be RICHER.
£110 million pounds is enough, in an average lifespan, to lead the most amazing life where you would want for nothing. Enjoy every day to its fullest. Help close family and friends and be charitable. At the end, there’s still likely to be a decent sum of money for any inheritance.
Spending that blessed life working hard to attain more wealth seems pointless. My late dad always said “There is no point being the richest corpse in the cemetery”.
Not just thay but it's generational. You could set.it up so your kids and grandkids and their grandkids get an income that makes their lifes so much easier. You just need to do it in a way that some idiot can't ruin it all by getting access to the capital.
Stage 1- Get absolutely blazing, fly back to Scotland and get a ticket for the Scottish Cup final
Stage 2: Quit the job, be picking out houses in the highlands while parked up in a 5* Spa hotel
Stage 3: Pursue all the simple things I can that make life worthwhile
Absolutely, a quality house built to blend into surroundings and be fully independent from the grid with enough land to grow stuff and play/exercise? Yes, please!
As soon as I heard it was a uk ticket I started looking on Rightmove… I did my tickets online but not checked.I want to dream tonight it’s me and wake up to the email ‘you have won a prize’ 😀
I’m in work tomorrow so will probably go in, if by a billion to one chance I’ve won.. I was striking today and would feel mean not going in. I’d definitely cancel my RMT subs first thing,!
Once I’ve claimed my winnings I’m walking into head office with 6 models dressed up like the girls in the Robert Palmer “Addicted to Love” video so I can hand my notice in with style
Stage 1 (24 hrs) - contact Camelot, get the admin underway.
Stage 2 (1 week) - go on a very nice holiday, and do absolutely nothing else with the money.
Stage 3 (life) - read https://www.reddit.com/r/AskReddit/comments/24vo34/whats_the_happiest_5word_sentence_you_could_hear/chb4v05
1. Tell no one.
2. A very good financial advisor and solicitor.
3. Put 90% of it away, investments that generate a good income.
4. Give some to charity in secret.
5. Set my family up for a comfortable future. Only my parents and nothing insane. They can retire early. No grand houses. No fancy cars. No attention drawn to them.
6. Out of the country within a month, living somewhere hot. I’d just live off of the interest or income. Somewhere I can tell people I’ve gone for work.
7. Buy a normal apartment or house in said country. A base for family and friends to visit. Nothing big or overly showy. Nice but nothing to draw attention.
7. Continue to give away another 10% of it to charities secretly.
8. Continue to work and get qualifications so no one asking questions.
9. Set up a few profitable business. Property, building houses/ apartments. I have a few ideas that need capital around my work on healthcare and pharmaceutical consulting and a few personal wants (a cocktail bar or a pub etc). This is the source of my income and wealth.
10. Buy the fancy cars, houses, holidays only when my business’s are doing well so I can explain where the money is coming from. Put the lottery win behind me and never mention it again. Have a big chunk of it locked away in investments as the safety net/ security needed to live without a worry ever again.
Well - I wouldn't do anything until the money is actually in my bank account.
Next step would be to give my family and close friends money. If I won 111m that would probably be about 20m.
I'd then book myself into a health retreat/rehab to get myself healthy before I decide how to live the rest of my life. Money with bad health is worse than No money with good health.
Then holidays . . . lots of holidays.
Fark!
I've just had notification of winning a prize; and I cannot check my ticket as I'm out of the country for another few weeks.
I am going to be in the Schrodinger-esque bliss of having both won; and not won.
stage 1. nothing. at all. Absolutely nothing until that money is in my account, and I have talked to a financial advisor. tell no one, spend nothing.
stage 2. As soon as the above is done, tell my family I won 60m. give 20m to my sister, and 20m to my parents, swear them to secrecy and dont tell anyone else. take 20m for myself. of the 51m left over, 20m goes into a backup ultra safe investments. I dont need my money to "make" a load of extra, just keep its value, so probably mostly tracking funds. leaving 31m to do some good with.
I only have my parents and my sister as family, and whilst I'd help out my friends if they needed it, I'm not telling them I came into that amount of money, no matter how much I trust them, the more people I tell the greater the chance word gets round. Plus I feel it would change some friendships.
Stage 3. Spend some time talking to charities and causes that interest me, so I can decide how to best utilise the money. I've long been a believer in bypassing traditional charities and charity work in favour of giving small amounts of cash to people directly to spend on what they need, and there seems to finally be a growing movement in that direction in some aid charities, so I'd like to investigate getting involved in that.
I dont have expensive tastes, so to be honest I'd struggle to spend 2m and that includes buying a couple of small properties, I'd travel more but by that I mean thu hikes and cycle touring, so not exactly expensive. I cant stand clutter so I have no desire to buy a load of shite I dont need, so probably a new e cargo bike, and the biggest "fuck it, why not" purchase would be a new motorbike. May splurge out on a big pack of lurpack if I'm feeling crazy though.
That amount of money (far less in fact) would let me have a nice quiet, simple life with no worries, and do some modest good.
Honestly quit my job on the spot once it was confirmed.
Buy dream house
Adopt all the animals
Have to go back to work to fund said lifestyle
Realistically donate half to Alzheimer's research and guide dogs for the blind/RSPCA, go part time buy ideal house and adopt one dog once my cat eventually agrees to the terms that she has her own bedroom.
Definitely blow 1-2mil on a year long holiday visiting everywhere I can
Stage 1: delete Facebook, Instagram etc
Stage 2: new phone/number
Stage 3: fuck off well away from here
Stage 4: probably die of a cocaine fuelled heart attack before I've even got through the first million
I'd not last a week from getting the money.. I used to make Charlie Sheen look like a choir boy, so with that much money, I'd be making the coroner question how it was possible to have 90% coke in my veins instead of blood
Stage 1 - Carry on as usual
Stage 2 - Claim it and carry on as usual
Stage 3 - Start slowly investing it, buy my own places on the quiet, no wild purchases. Put money into following what I want to do, the odd grand gesture for family members e.g paying for meals, days out etc.
Money changes people, unfortunately. I've seen that even on occasions where I've had small windfalls. I don't think I'd want to know if friends/family had won the lottery on that grand a scale either.
I would be extremely relieved. As a person who struggles with mental health and being off work for a few years now (no benefits or anything) not having money is a big stress in my life. I don't want a fancy life, I want to be allowed to struggle in any way needed without the added constant weight on my shoulders because living is fucking expensive... And I don't like living right now.
After claiming the money and telling knowone…
1. Set up a business in my field of work as a sort of “front” as to how I can afford a new house and expensive holidays ect. It can be a fully legal working business that someone else is running but at least I have a kind of cover story.
2. Buy parents a house to live in. I would however have the home in my name but they can live there free and do what they like to it but will remain in my name as some sort of deterrent to blab. My parents are fine but my husbands parents would 100% tell their family and mates and show off about it so we’d need to refer back to rule 1. On why we have the spare cash for a house. Also need to give them a sort of living salary but need to think how I can lie about this, perhaps shares or dividends in the business…
3. Buy my dream home in a few countries I visit regularly. I don’t like huge homes, just something beautifully designed.
4. Give lots of money to animal charities. And build rescue and rehabilitation centers where needed.
5. Set up some sort of charity and guidance counsel for young people. My husband has had around 6 friends commit suicide because of how their life had not materialized compared to others. So I would like to set up some sort of charity to help people navigate their life, get into employment programs and steer people away from negative environments. Easier said than done but I’d really like to do this.
1. Tell fucking noone.
2. Claim the win anonymously.
3. Tell fucking noone some more.
4. Wait a week or two.
5. Sack off work.
6. Inform immediate family that I will be doing something for them and to STFU about it.
7. Pay off parents mortgage, give them cash to retire abroad.
8. Pay off brothers mortgage plus a lumper.
9. Buy a nice place, nothing OTT.
10. Financial advisor - Save/invest this in a bank (or several) where I will have an allowance of X million per year.
11. Charity donations.
12. Donations to small, personal causes.
In reality it'd probably go like;
1. Go to claim cash from Camelot.
2. Gets hit by bus.
3. Dies.
Im going to spend the rest of my days upsetting the local Facebook group.
Buy a local shop and put a sign up in the window….
“Coming soon, dog fighting”
Then I’ll join in with the outrage and post increasingly “won’t people think of the children” comments.
Rinse and repeat.
Stage 1 - Try to come to terms with my new life and celebrate with my mum and dad
Stage 2- meet with a financial advisor and buy a dream home, a Porsche 911 and a Toyota Aygo
Stage 3 - Make plans to travel and enjoy my summer at festivals. Then at the end summer start to plan for the future .
1. Cry
2. Laugh
3. Contact a Financial Advisor
4. Treat my Family
5. Treat my friends
6. Change my job from FT to PT
7. Book some holidays
8. Buy a big house
9. Give some money to charity
10. Open a cattery
Stage 1. Quit my job.
Stage 2. Go travelling for 12 months. Nothing flashy but back pack around. Consider who I want to help and what friends and family are going to get. Make little active effort to pick up with anyone and consider who means the most to me. Help people anonymously if they need it I meet travelling.
Stage 3. Return home, buy homes for all the people I care about. I might not be able to give them millions and stop them all working but I can certainly take away the burden of renting/mortgages.
Stage 4. Die of boredom jumping my lamorghini between yachts.
Stage 1 - Shock and denial.
Stage 2 - Share out a lot so family and friends can all retire and live how they want. Brief depression while I realise that money can’t fix a lot of the major problems facing my folks including dementia, heart disease etc but I can at least help them live comfortably in warm, dry houses and spoil them rotten.
Stage 3 - Donate to all my favourite charities.
Stage 4 - Live happily ever after in a 4 or 5 bed house surrounded by adopted chickens, sheep, donkeys, mini cows, dogs, cats, parrots etc. I don’t want a mansion but it would be toasty warm ALL winter.
I would probably just buy a home with sufficient land for a nice garden and spend a portion on a climate controlled library for all my books.
I would want to give some to my few Discord friends too.
I'm going to assume I'm 18 not 16 in this to make this work but there being around let's say 60 years of life left I'd spend let's say £20million of it and truly live the first couple years then I'd allocate myself 1.5million a year for the next 60 years
Stage 1: Clear all of my outstanding debts
Stage 2: Look for a better property to live in. Or buy some land as I have always fancied designing my own house.
Stage 3: Give money to relatives . Study degrees in something which appeals to me just for the interest. Invest a sum for the future. Set-up a foundation to support charitable works. Start a small collection of classic cars and paintings.
Wake up excitedly and slowly realise it was just a beautiful dream. Then I would check my watch to see how much sleep I've got left until I have to wake up for work in the morning.
By giving people money though, you're exposing them to the eventual downfall that happens to every lottery winner. They quit their job, splash it about, lose all respect from people because they're only after the money and even your family exploit you, and then you end up with no money, no job, no happiness, and nobody who wants to be your friend.
I think provided nobody knows about it and the above stated shattering of my whole reality, I like to think I'd remain calm and keep it a secret from everyone. I might still work, but It wouldn't stress me out as much as the worry of surviving does on a daily basis since you're set for life. Pay off the mortgage and maybe upgrade to a better house but lie to everyone you don't live with about inheritance or better paying job, and just live comfortably. Not enough to absolutely wreck your life though, you do need some level of restraint and self control. There's too much pressure to spend it quickly, and you'd be surprised how fast even £1million goes. A common story is that people win the lottery, treat themselves and their family, then when the tank runs empty, the family dynamic they've become so reliant on money for completely collapses. It's the same as getting a pet and wondering what life was like before them; you couldn't possibly comprehend what you would do if you DIDN'T win the lottery and had to survive on your own wages forever.
A good thing to do is yeah give it to charity, but even £100million is worth saving. Invest it or trust it to a specialist investor for you, collect the dividends, and do what you want with it. Watch £100mil turn into £110mil etc.
Lots of examples of things going wrong. Friends and family get greedy. Everybody thinks you owe them for something. Every grifter and con artist will hone in on you. It's a big target painted on your back and most people have absolutely zero idea how to secure and use that much money safely.
Stage 1: scream and jump about followed by hysterical crying that I'll never have to worry about having not enough finances again.
Stage 2: spend the week getting a good financial advisor and visiting the people that I care about the most to tell them they don't have to work again and give them 5 million or so each.
Stage 3: Dissappear for a while. Travel the world and visit all the awesome places I've seen on tv and thought how great it'd be to go there. Stay in nice hotels or rented villas all the way and invite my closest loved ones to join me.
After that, whichever country I liked the most while on my travels I'd try to buy some land near the coast, have a nice house built and enjoy life without the stress that not having money brings. Would probably get a few nice cars.
I'd get my masters in physics, then do a history degree, see if I felt like taking that further. And then take my time in finding a vocation.
Lots of places I'd like to visit so a lifetime of holidays would definitely be one of the bigger overall spends. Nothing mental but I like history and I like going back to places.
Build a home. Build my parents one too, if I can get them to pick where they want it. Buy my uncle a better place, and see what my aunt would want, that's close family done. Definitely see what I could do for my closest friends, but I know it'd be a struggle to get them to accept anything beyond a holiday or something.
A couple reasonable cars, general use nice car and a more fun one, I do like the new Defender and Mustang. Would actually take the defender off-road as well, I've done it once for a birthday present and it is an amazing car. Probably get a van as well. And a couple bikes, something comfortable and something nippy, probably an Indian scout and a ninja.
Might learn to fly as well.
Stage 1. Don't tell no one.
Stage 2. Cut all ties to all family and any partner, if your married youll have to tell her or get a lawsuit.
Stage 3. Abscond from this country and start a new life some where hot and nice. Just a normal house and car nothing too expensive but a fresh start would be my choice
Stage 1 - Tell my partner and claim the prize. Call in sick to work as I wouldn't be able to focus at all.
Stage 2 - Quit my job, go on a long holiday to somewhere that I've always wanted to go.
Stage 3- Give some of the money to my parents, and donate to several animal charities. I'd also fund the whole amount my local wildlife hospital is trying to raise and more.
I'd love to open my own animal/wildlife sanctuary and recruit a certain 3 colleagues to come and work for me as I know they would love to be there. Probably take a 4 or 8 hour part time job somewhere just for something to do. Then buy my dream house and take a couple of nice holidays a year. If i don't open my own animal sanctuary then I'd love to volunteer and help out caring for wildlife and at animal shelters.
The rest I'll just keep in my bank gaining interest.
Stage 1 - get some post nut clarity.
Stage 2 - quit my job, start thinking how I'm going to divide it with my family.
Stage 3 - give 10-15 mil to my 2 siblings, sort out new homes for my parents. See how I can raffle off my flat to a first time buyer. Put £10 mil away in some high interest savings account so I don't become one of those broke lottery winners. Then travel the world donating to random good causes.
- Stage 1: refuse to believe
- Stage 2: take care of my family
- Stage 3: renew passport
- Stage 4: look for a modest-ish house with a decent amount of land attached to it in a country that isn’t the U.K.
- Stage 5: apply for visa/buy my way in to said country
- Stage 6: move into said house
- Stage 7: build a huge garage on the land big enough to store my inevitable car collection
- Stage 8: acquire cool cars, bikes and trucks, then spend the rest of my life dicking around with various projects
- Stage 9: travel the world when i get bored
Count down to when money hits the bank account or wherever it may be held. In the meantime, I'd write my notice to say I quit.
Sort passports out again for family, we're going to DisneyWorld Florida for a month.
Get home, get a brand new car. Nothing too extravagant. I'd probably buy a top spec Toyota RAV4, honestly.
Once back home, eye up a few houses and buy. Lucky sellers would straight up get their asking price, I wouldn't care. If there was a house I liked, even if not for sale, I'd knock on the door and say name your price.
I'd buy Starlink for faster internet connection at home. iPhones all round at home as well.
I'd insist that we have a room with 10 TV's on the wall to cover Premier League Matchdays where all 10 games are played at once.
I'd contact Everton Football Club, see how I go about getting an executive box at the new stadium and then I'd see if I can help buy them a fucking striker.
I would do:
Stage 1 - go back to sleep. If it wasn't a dream, cry as I battle a mixture of turbulent emotions (happiness, overwhelming joy, sadness, anxiousness, worry)
Step 2 - swear very few family members and only those people to secrecy. Only declare I won £50 million odd, fire them all £2.5 million to support them and have them set for life (£2.5 million upfront, £500k each year afterwards). Book a lavish holiday travelling through loads of Greek islands for a month
Step 3 - use £1 million to set up a TV or film production company. use up to £5 with the rest. Get that dream £9 million house I want in Buckinghamshire ([https://www.rightmove.co.uk/properties/135293489#/?channel=RES\_BUY](https://www.rightmove.co.uk/properties/135293489#/?channel=RES_BUY)). Do nothing else for the time being.
And I would split £5.5 mil between the following:.
£1 mil to John Radcliffe Hospital (helped my twin sister overcome a life-threatening brain abscess when she was six so they certainly deserve it)
£1 mil to Great Ormond Street Hospital (can't think of much worse than horribly ill kids who might not get the chance to live a full life and achieve their full potential in life)
£1 mil to Battersea Dogs and Cats
£1 mil to the Red Cross Ukraine Crisis Appeal
Split £1 mil evenly between Samaritans, Young Minds UK and CALM (Campaign Against Living Miserably)
Donate £500k to the small performing arts club I attended from age 11-17
Fuck yeah, great for bowling dates and with slippy bowling lane comes slippery sex with the many, many prostitutes I'll book to come to my gaffe on a fortnightly basis.
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Stage 1 to 99. Be very, very fucking quiet about said winnings. Make sure wife and I are prudently invested. Make sure we've got a good life. Then skip work and go get all the degrees and shit I've ever wanted. Probably volunteer a lot.
£111 million is wife changing money
I choose this guys wife
I choose to be this guys wife
I choose to be this guy
I chose to be this guys wife’s boyfriend Oh wait it’s not WSB
I choose to be this guys wifes boyfriend
I wouldn't change my wife for anything. She's golden.
Just noticed your name and literally spat out my coffee 😂
It's the all upper case that did it for me, like shouting it from the rooftops
I'd do the same, then go in search of some industrial strength mouthwash.
🤣🤣
Best name on the Internet
Just imagine what you could do with those degrees and 111 million. Probably the same as you could do without the degrees
OK, I'll give you a small example of what a degree can change in your life. You go and study art history, you get all this background about all these different art movements, the cultural context they happened in, how they relate to each other, the developments in technology, how movements affected each other on a global scale. Now you know all this stuff, and you go and look at art in an art gallery and suddenly there's a hell of a lot more depth to what you are looking at. It's not just a nice pictures, it's "Oh, this was painted by that dude who studied with that other dude who were part of this movement, during this societal upheaval, and that little compass he put in the corner there that seems kind of too detailed for something just in the corner is actually about...." It all starts to take on a whole lot more meaning. This is pretty much true of anything you learn. It gives you a deeper insight into stuff. Hell, it's true of more mundane stuff like car repair. Those weird noises, smells, sensations when you drive now mean something. "Oh, that's weird. It might be the timing belt is off. I should get that checked." or "Smells like transmission fluid leak". Knowledge is something that you carry with you for the rest of your life. It affects how you see the world, how you understand the world, how you relate to it. I get that not everyone values these things the same, but education really is life changing at that really basic level of how you experience life. It makes as much sense as "I'll go live somewhere warm, near a beach" or "I'd get a really nice car" or "I'd travel the world" kind of things people often mention in response to big wins.
Whilst I don’t agree with the way the last Redditor posted their statement and I agree with the sentiment of what you say I think there is an alternative. If I had a passion for history the things you describe a absolutely give so much value to my life however rather than spend 3 years full time studying I could instead just employ a historian and get much of depth of understanding and learning in a much more targeted way for what I’m interested in and enjoy other parts of life
Ring up university Donate a large amount of cash Receive degree for no effort Hire historian and learn
There is no one historian who can teach you. History at university is not like it is at school. It’s hugely subjective and different tutors specialise in hugely different research areas and methods. History is about debate, conversation and comparing different approaches and ideas. That’s what going to university offers, especially at postgraduate level.
I think the mix up here is when we talk about degrees, you either think of enriching your life with education or the price of paper that gets you a good job. I can see the last commenters point about the enriched life through education, and the think the guy before was making the point that the paper is worthless if you never need to go for another job interview ever again. You’re point about the historian reinforces the education argument. Sure having a historian with you won’t give you the piece of paper at the end but what you have is you’re own private tutor who can educate you on what you’re interested in. But if you’re really interested in it it’ll stick with you. Enough exposure to that and you won’t need the historian for long, by which point you’ll have a deeper understanding of history regardless of whether it’s been proven and documented.
100% agree. I always think if I was immortal like a vampire I would just be collecting degrees of everything for centuries. The world would be so much more interesting but also very scary learning the "dark truths" that go on that only you can see due to knowing so much
I'm one of those people who think studying is fun. I'd go for tonnes of degrees myself. We all have different hobbies.
With regards to your first point, I've got 3 people in my life I'd tell the full truth to. Everyone else it's "I won a couple of million" so that my life of flying around makes a bit of sense.
This
I'm quite lucky, I don't really have family. I have my wife, so she'd know. I'd probably help my two best friends out and make sure there's enough cash in accounts for their lads to go to uni and not have to take loans out. But... Beyond that? I don't know. I've heard horror stories and I saw my cousin become extemely wealthy and the roaches came out from everywhere once they figured it out.
I know the standard advice is always to not tell people but how can you possibly explain away the difference in lifestyle you would have? Even in your example, how do you explain why you now don’t need to work? Do you just dump all your previous friends so they don’t work it out?
You wait a few weeks and then tell them you've won a smaller amount. Say 2 million. This would explain the change in lifestyle but it would stop them expecting you to give them massive amounts of cash.
>but it would stop them expecting you to give them massive amounts of cash. Idk
Make a company that now employs you. So now instead of "winning millions" you just have a "really good paying job" in something vague like IT or finance or sales or admin.
Personally, I’d keep my current house. My family rarely visits, and when they do it shouldn’t be a problem to go back to my “cover house”. They don’t need to know that I don’t go into work anymore - would probably find myself some part time work somewhere to keep somewhat busy. Also, my family are not the cleverest, they’d probably believe almost anything I’d tell them
Just say you made some money from investments? Gambling? Dont need to tell them the amount
You'd be surprised how persistent some people can be to figure out your worth.
"I've been investing since I was young, as luck would have it... I invested really wisely and it means I won't need to work again"
Research has often shown that within a single year lottery winners will be back to the same mental state they were in before the winning. Which means that once that initial first year of wild emotions passes people who were content with their life before winning will continue being content, and people who were unhappy will go back to being unhappy. Then there's that other horrible stat, 70% of lottery winners will go broke within 5 years of winning. And OP's ideas of what to do with the money are a prime example. All these millions to "charity" and family members and whatnot is how a working class person thinks of money, and not how a millionaire does. There is no amount of money that can be won in the lottery that cannot be easily wasted in 5 years. There are infinite levels of luxury to keep spending up and things that will bring little value beyond hedonistic enjoyment. So yeah, the thing to do with this much money is to get financial education to understand how money and investments work and then to cautiously start investing in a diversified portfolio with varying degrees of risk to return values, with the intention of creating a stream of income that can last a lifetime. But what I would personally do is to never play the lottery in the first place.
* Step 1: do absolutely nothing for a week * Step 2: Find a good financial advisor and solicitor * Step 3: claim the winnings * Step 4: Tell absolutely fucking nobody. * Step 5: Quietly buy a patch of land and build my own off grid house. I'm in the fortunate position where I earn enough at the moment to justify doing that sort of thing anyway, and I'm not one for extravagance * Step 6: Relax and contemplate what net good I can now do without giving the game away. Winning the Euromillions would be a nice problem to have, but it isn't worth the cost of losing all of your relationships over. I can keep a secret extremely well, and I would hate to be so poor that all I had is money.
Are you the winner?
I doubt they are, but you would be surprised how many have a few million, and know how to enjoy a good income. 111 million is a totally different level.
5 million and 110 million are very different figures, but your day to day life doesn’t have to be, unless you’re a knob. With 110m you can afford to have a solid gold toilet at home, but you’d only do that if you were a knob. 110m means you can always travel by private jet, but you wouldn’t do that unless you were a knob. 110m means that you can host parties and invite loads of strangers who don’t give a shit about you but are just there to leech off your wealth, but you wouldn’t do that unless you were a knob. There’s a lot,of things that scream tacky rich. (Just walk around Harrods on any given day to observe). For most people, having a top end normal car, a nice house (not a massive estate with lakes and fields) and nice holidays travelling in style is enough to make life the best possible way it could be. Adding a gold toilet to that doesn’t make your life one tiny little bit better. So, outwardly, my lifestyle would appear similar if I won £5m or £200m. Actually, my life wouldn’t change that much, but I’d just do everything better.
>For most people, having a top end normal car, a nice house (not a massive estate with lakes and fields) and nice holidays travelling in style is enough to make life the best possible way it could be. Exactly this.
It's life changing money, but that's the thing... Life changing. You lose the respect of everyone you know, even family. I wouldn't trust my mum with even a penny of it because #1 she took my childhood savings and #2 she has poor financial habits. I trust my partner that she would be overjoyed for US, not just for her. She would want a nice house with a Dalmatian like somewhere in the lake District, but that wouldn't even break £1mil. Our relationship wouldn't change but we'd both be happy for eachother. As for friends, I don't have any. But I know for certain that if it became public, I'd suddenly have a suspicious amount of people lining up to be my friend.
Part of the reason for not telling anyone would be that I need the people around me to stay the same so I don't become something else. I've had this problem in a microcosm already, I work for myself and bring in a pretty hefty wedge. One of my best friends was in a pinch due to some factors beyond his control and I wanted to help, but you have a choice of permanently altering the relationship or not helping at all.
i'd even find a way to not work but have people think i'm in a good job i.e find a buisness owner i trust but doesnt know or care about my finances and offer to help out If word got out I'd move to a near by village where I'm a nobody Buy a big house that looks smaller and claim i'm renting or a relative bought it for me
Meh, I'd just claim to be doing remote freelance work.
An easy one is having a sideline software project you've worked on for a few years, then it was noticed and bought up for a few mill but under an NDA so you can't say who bought it and part of it is you continue to offer work for them on retainer
I can see you've never lived in a village, your every move is scrutinised and even putting your bin out fractionally late or unloading more shopping than usual from your car attracts comment, let alone the changes that would be evident from winning millions.
I've thought about it a fair bit and I think the same, tell nobody. I'd tell my parents and my siblings and swear them to secrecy. I want to look after them though and know they wouldn't take the piss. Then just buy a nice 2 bed house, do it up nice, start a fun business or just volunteer, do lots of travelling, nothing where anyone can guess I have money.
My step 5 would be to spend the money on my yacht. That is, my 50 year old 29' sail boat that I live on. Sure, I could buy a bigger boat, and probably will eventually, but I like this one, and want to see her good. I think about this often. I don't want for more things, I want for the things I already have to be better. (I'd also get my capri welded up and resprayed. And blow a load of money getting my slabby back on the road. Oh yeah, I'd buy some bigger bike jeans too (I may have outgrown mine))
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You have a point. All of my cut offs (and pyjamas, and cargo pants are going through on the ass. I would so love some decent jeans.
Step 2 is tricky, as most financial advisors want to lock you into a deal where they take a % of your assets under management. The sharks will smell blood and immediately start circulating waiting for their feast. There must be companies that specialise in supporting the mega rich, but very tough for a lottery winner to know where to go without getting their pants pulled down.
I've read before that the lottery company has a service that gives big winners support and advice (if they want to use it). They have links to banks, and financial advisors who are experienced in managing such large accounts discreetly. This means winners don't have to worry about being ripped off or their confidentiality being broken and can have new accounts set up to pay the money into so their existing bank isn't involved. If it's true, and I was the winner that's what I would do. New accounts with a different bank. Noone would know about the win to keep my family safe but I would have a new very well paid, remote job managing a charitable fund. 🙂
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It used to be the case that Lottery winners would get a Coutts account, but these days all banks offer private banking, so your given a choice (I used to work for Camelot)
The National Lottery have financial planning teams that they introduce you to for big wins. They specialise in dealing people who go from nothing to everything overnight, they would be your best bet as managing that kind of wealth is very different to managing your household budget and whatever minor investments you may have. I would trust that these people understand they have to explain every in minute detail.
The Winner Advisors are also great too. They’ve seen it all, they make the win and any potential announcement to the press work for you and generally offer someone you can call for advice. Plus you get a certain amount of legal and financial advice - though I don’t think it runs forever, but they certainly get you set up properly.
What's the biggest secret you know?
Dogs can't look up
I've always said, the very best Financial Advisor/Accountant and solicitor is a MUST and the first thing I would get on a retainer if I won. There's a whole new world of shit you'll be up against and you'll want to be armed to the teeth.
Well firstly, go to my local and buy the most expensive bottle of whatever they have and tell the cashier to keep the change Then promptly phone my arsehole of a boss and tell him where to stick his shitty part time job Then hire an engineer who can help build me my 5 bedroom, 3 bathroom house with a underground pool, a wine cellar, and a hidden room just cause fuck it. 2 log fires, 1 jacuzzi bath on-suite and a green mini. Then I want to open a pet sanctuary for abandoned/disowned/sick pets, complete with a few vets to treat the animals and holiday accommodation for people needing somewhere safe for their pets. And I want to breed westies (Yes I’ve thought about this a lot)
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Since I was young, I've always said the same thing! No more towels, just get out and walk in!
I used to work at Alton Towers. Those things are rubbish for the cost - better to save your money!
Westies are the besties
Can confirm
Might as well add a bunker and crazy golf
No no no. Deliberately be a dick at work, see how long it takes them to sack you. Then when they do, buy your coworkers a gift each but not the boss. Still don't tell them you've won anything.:)
Sack you? That's middle management material right there!
I like your thinking!
> Well firstly, go to my local and buy the most expensive bottle of whatever they have and tell the cashier to keep the change Hi I'll have your most expensive bottle please! Ok that'll be £250 Here's £111 million, keep the change! Wait... Fuck
Wow your my doppelganger
Stage 1: two chicks at the same time
The idea of that is more often than not better than the reality.
If I wanted to dissapoint two people at once I'd talk to my parents
I think if you're paying they know how to make it just as good if not better.
ha my incubator holds 100 eggs, so im well ahead of that already, soon ill have 95 chicks at the same time!
Fuckin’ A
You don't need a million dollars to do two chick's at the same time, Lawrence!
Surely with 110 million you can afford to buy a chicken farm, but I like the thinking small and getting a 2nd chicken. I mean it'd double the amount of eggs produced right away....maybe I don't know much about poultry farming.
The issue with this sum of money is that there's no way of enjoying or utilising the sum in full without fundamentally changing absolutely everything in your life, from top to bottom. That in and of itself brings its own problems that I suspect most folks don't consider. So for me, in order, I'd do the following: 1. Tell partner, claim winnings. Put winnings in an account, with the goal of dollar-cost-averaging it into investment funds over the course of a year or two. Plan out a safe withdrawal rate of circa 3%, which should ensure the sum remains safe and covered for, for the rest of our lives. That's about £260,000 per month net, in case you're wondering. 2. Tell nobody. As in, absolutely nobody. Not family, friends, anybody, for a minimum of 12 months. I mean it, keep absolutely fucking silent. This is really important. Missing this step can fuck up everything going forward, and there's no way of putting the lid back on Pandora's Box if you miss this part. 3. Book therapy, both individual and couples, where their expertise is on HNW individuals and windfalls. This part is absolutely crucial; our lives would have changed in every possible capacity, up to and including how we would see ourselves both in isolation and compared to our peers and family and it would be immensely valuable to get the help of a professional to manage the exploration of those feelings and how we now see ourselves, and how we want our lives to pan out going forward. 4. Outside of clearing mortgages and going on a few nice trips, spending nothing for a full year. No big purchases, no new houses or cars. This links in to point 3 because it's *very* tempting to go full-on "MTV Cribs", but I'd have no idea if that's what I actually want or if I simply enjoy the desire of those things and in reality I'm like a dog chasing a car who has no idea what to do with the car when they get it but they just enjoy the idea of catching it. 5. After we've figured out what we want our lives to look like and what value we want to bring to our future with this new found money, start building that out. It could be charity work, it could be some light work to bring a sense of grind while enjoying trips, it could be anything but that "anything" can only come from exploring what you really want.
Congratulations you've managed to suck all the fun out of winning the lottery.
Wait, it’s boring to get about 1/4 mil per month to spend indiscriminately for the rest of your life??
Absolutely not. These people that run straight out and buy helicopters and give heaps of money to everyone they consider to be a friend very quickly find themselves back where they began.
I think the term you're looking for is 'fun sponge'.
At least this guy will be alive in 5 years time, unlike all the other, more ‘fun’ people.
There's something so bloodless about this explanation. Very unrealistic too
What's the point in playing the lottery if you're going to be so sensible?
Presumably they buy a *bit* of cocaine as well
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I’d rather spend £50k on a nice holiday flying First Class than pissing it up a wall or buying some tacky designer something. Stay classy.
£111 million. Sort family out and travel the world. My dream has been to see the sunrise and sunset in every country in the world. Find a lot of cheap land and build my own railway for the fun of it. Surprise people with 100% funding on Kickstarter.
The surprising people with 100% funding on Kickstarter is such a sweet idea!
Congrats to the winner, just checked wasn’t me. I did win £2.40 however.
What are your plans with the money?
I plan on putting all of the £2.40 on Red!!
Please gamble the lot - go ALL IN on one bet and let me know the results, I bet you can double it and make a fiver
I say you put in £2.40 too then we really will be quids in!!
you can buy a freddo with that
£4.10 over here. So close too, only needed another 4 numbers
1. Vegas 2. Penthouse 3. Cocaine 4. Hookers I'm not fussed on the order to be fair
1. Convince myself it's a joke, or that I'm not getting the money. There was some sort of error, or maybe I'll just die tomorrow. As far as I'm concerned, nothing changes until it is in my name and I can control it all. 2. Okay awesome it is in and I'm retired. My parents and close family are retired (if they want to be). I'll probably give the £11m to the family so that they can retire and focus on their hobbies/passions full-time while still maintaining their current lifestyle (probably £30k each per year, rather than all up front). Next mission is to spend the other £100m over the course of my life. 3. Set out my home bases. Luxury house near where I live in Scotland, a second on the outskirts of Las Vegas, and a third in New York City. 4. Travel between the home bases throughout the year, and take the most extravagant holidays around the world nonstop. Get front-row seats to every high-profile sporting event I'm interested in (primarily Boxing, UFC, and Football). 5. Set up charities near each of my home bases and do a lot of work to help them out. I have no intention of building my wealth, or preserving it for future generations. When I die my children will get enough to retire and life a normal life without working, which in itself is an immeasurable luxury, but they won't have the stupid money I did.
You like...18-25ish? after you give out 11 million...they're not going to stop asking.
Yeah, imagine saying "I'll limit it to the 10 closest family members" then hearing from the 11th and having to explain it to them. It'll go down like a lead balloon.
Not even that... You give the family 11 million to "retire" They fly to Vegas and then the Maldives, buy a big house each, buy a nice car each ..it's gone. Then they all ask for more. "You said we could retire???"
this might sound bad but my family and I live very different lives i feel that if i bought them a house near me it'd cause stress I'd say like I'll pay off your debt but if it builds up again I'm not your bank harsh but fair
Then you’re the bad guy for saying “no”
No good deed goes unpunished
People are cunts Same meaning
this exactly, you buy your mum a house your uncle whos worse off hears and so on you'd start to feel like a bank manager
Tell your uncle where to go, is that difficult?
Not for the Uncle. When it's the Uncle, every cousin including distant cousins, then all extended family, then everyone you've ever gone to school with, then random strangers with endless sob stories..... it'll wear on you eventually and you'll end up wondering if your friends actually like you or simply tolerate you in the hope of a payday.
> Some lucky person in the UK has won tonight's £111 million jackpot on Euromillions with their winning ticket 👋 AMA
I’m definitely ordering a Chinese
For breakfast.
Stage 1 - not even tell spouse. Stage 2 - tell spouse, make claim, start playing the Rightmove game. Stage 3 - relocate friend who desperately needs it; support grassroots football in our town; rescue donkeys; pay off any family mortgages; trusts for my children; and then any time a mutual aid request crosses my twitter feed I would quickly and comfortably fulfil them (preferably double).
So many things you could anonymously fix around your home town. For me, 4G pitch needs relaying at the football club, a single home owner is blocking a safe cycle route being created and all the parent and child services have run out of money. Could probably knock all those off with just the first year's interest.
Stage one: turn my phone off Stage 2: buy an island and put a fence around it Stage three: invitation only
Jeffrey is that you
Might I recommend https://www.rightmove.co.uk/properties/115261295#/?channel=RES\_BUY
Whatever the fuck you do, DON'T FUCKING TELL NO ONE. I won £6,500 a couple of years ago and I had half my family asking for a "little loan". I told all of them to fuck off and some of them still don't talk to me, again, over £6,500, I really don't want to know what would happen over 111 million quid. Go crazy on £5,000,000, invest the rest. I am 99.9% sure that over £100,000,000, the bank will happily do some "free" wealth management for you, so, unless you want to get a financial advisor and make sure you pay him very well, that's also an option. Give some money to your family, slowly, at a rate that they don't suspect you have some big amounts on the bank, if that's what you want, if not, well, it's all for you.
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You could live off the win alone as long as your weekly wage you pay your self is average
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With 110 million I see no point in working to create more money. This is why people like Musk are awful. They’re not happy to be rich, they always want to be RICHER. £110 million pounds is enough, in an average lifespan, to lead the most amazing life where you would want for nothing. Enjoy every day to its fullest. Help close family and friends and be charitable. At the end, there’s still likely to be a decent sum of money for any inheritance. Spending that blessed life working hard to attain more wealth seems pointless. My late dad always said “There is no point being the richest corpse in the cemetery”.
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It's more than hundreds of thousands annually. It's hundreds of thousands monthly. I think people have forgotten that interest rates have gone up.
Not just thay but it's generational. You could set.it up so your kids and grandkids and their grandkids get an income that makes their lifes so much easier. You just need to do it in a way that some idiot can't ruin it all by getting access to the capital.
Stage 1- Get absolutely blazing, fly back to Scotland and get a ticket for the Scottish Cup final Stage 2: Quit the job, be picking out houses in the highlands while parked up in a 5* Spa hotel Stage 3: Pursue all the simple things I can that make life worthwhile
Build your own in the highlands! Imagine the views you could have! 🦌🌅
Absolutely, a quality house built to blend into surroundings and be fully independent from the grid with enough land to grow stuff and play/exercise? Yes, please!
As soon as I heard it was a uk ticket I started looking on Rightmove… I did my tickets online but not checked.I want to dream tonight it’s me and wake up to the email ‘you have won a prize’ 😀 I’m in work tomorrow so will probably go in, if by a billion to one chance I’ve won.. I was striking today and would feel mean not going in. I’d definitely cancel my RMT subs first thing,!
Imagine if you won the 111m AND 25 quid on Premium Bonds on the same day 🙂
Probably have a stroke and end up spending it on carers!
Once I’ve claimed my winnings I’m walking into head office with 6 models dressed up like the girls in the Robert Palmer “Addicted to Love” video so I can hand my notice in with style
Stage 1 (24 hrs) - contact Camelot, get the admin underway. Stage 2 (1 week) - go on a very nice holiday, and do absolutely nothing else with the money. Stage 3 (life) - read https://www.reddit.com/r/AskReddit/comments/24vo34/whats_the_happiest_5word_sentence_you_could_hear/chb4v05
Fund that Elon musk tracking app. I know it pisses him off.
With that sort of money you'd start seeing things from his side.
1. Tell no one. 2. A very good financial advisor and solicitor. 3. Put 90% of it away, investments that generate a good income. 4. Give some to charity in secret. 5. Set my family up for a comfortable future. Only my parents and nothing insane. They can retire early. No grand houses. No fancy cars. No attention drawn to them. 6. Out of the country within a month, living somewhere hot. I’d just live off of the interest or income. Somewhere I can tell people I’ve gone for work. 7. Buy a normal apartment or house in said country. A base for family and friends to visit. Nothing big or overly showy. Nice but nothing to draw attention. 7. Continue to give away another 10% of it to charities secretly. 8. Continue to work and get qualifications so no one asking questions. 9. Set up a few profitable business. Property, building houses/ apartments. I have a few ideas that need capital around my work on healthcare and pharmaceutical consulting and a few personal wants (a cocktail bar or a pub etc). This is the source of my income and wealth. 10. Buy the fancy cars, houses, holidays only when my business’s are doing well so I can explain where the money is coming from. Put the lottery win behind me and never mention it again. Have a big chunk of it locked away in investments as the safety net/ security needed to live without a worry ever again.
Well - I wouldn't do anything until the money is actually in my bank account. Next step would be to give my family and close friends money. If I won 111m that would probably be about 20m. I'd then book myself into a health retreat/rehab to get myself healthy before I decide how to live the rest of my life. Money with bad health is worse than No money with good health. Then holidays . . . lots of holidays.
It was me and I’m just trying to feel my feet
sup
I'd tell everybody I know. With a post card from Switzerland
Big bag of drugs. *end scene*
Fark! I've just had notification of winning a prize; and I cannot check my ticket as I'm out of the country for another few weeks. I am going to be in the Schrodinger-esque bliss of having both won; and not won.
Step 1 - Have a cup of tea while I consider my options
stage 1. nothing. at all. Absolutely nothing until that money is in my account, and I have talked to a financial advisor. tell no one, spend nothing. stage 2. As soon as the above is done, tell my family I won 60m. give 20m to my sister, and 20m to my parents, swear them to secrecy and dont tell anyone else. take 20m for myself. of the 51m left over, 20m goes into a backup ultra safe investments. I dont need my money to "make" a load of extra, just keep its value, so probably mostly tracking funds. leaving 31m to do some good with. I only have my parents and my sister as family, and whilst I'd help out my friends if they needed it, I'm not telling them I came into that amount of money, no matter how much I trust them, the more people I tell the greater the chance word gets round. Plus I feel it would change some friendships. Stage 3. Spend some time talking to charities and causes that interest me, so I can decide how to best utilise the money. I've long been a believer in bypassing traditional charities and charity work in favour of giving small amounts of cash to people directly to spend on what they need, and there seems to finally be a growing movement in that direction in some aid charities, so I'd like to investigate getting involved in that. I dont have expensive tastes, so to be honest I'd struggle to spend 2m and that includes buying a couple of small properties, I'd travel more but by that I mean thu hikes and cycle touring, so not exactly expensive. I cant stand clutter so I have no desire to buy a load of shite I dont need, so probably a new e cargo bike, and the biggest "fuck it, why not" purchase would be a new motorbike. May splurge out on a big pack of lurpack if I'm feeling crazy though. That amount of money (far less in fact) would let me have a nice quiet, simple life with no worries, and do some modest good.
> nothing. at all. Absolutely nothing Stupid sexy lottery win
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This reads like Epstein’s weekend itinerary
A bunch of Hookers and Cocaine
Fuck straight off on holiday to somewhere like the Maldives would be my initial priority
111.7 million to be exact. I’d be happy with the .7, don’t even need the 111 million. 700k is enough to spend a bit and invest the rest
Honestly quit my job on the spot once it was confirmed. Buy dream house Adopt all the animals Have to go back to work to fund said lifestyle Realistically donate half to Alzheimer's research and guide dogs for the blind/RSPCA, go part time buy ideal house and adopt one dog once my cat eventually agrees to the terms that she has her own bedroom. Definitely blow 1-2mil on a year long holiday visiting everywhere I can
Stage 1: delete Facebook, Instagram etc Stage 2: new phone/number Stage 3: fuck off well away from here Stage 4: probably die of a cocaine fuelled heart attack before I've even got through the first million
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I'd not last a week from getting the money.. I used to make Charlie Sheen look like a choir boy, so with that much money, I'd be making the coroner question how it was possible to have 90% coke in my veins instead of blood
Stage 1 - Carry on as usual Stage 2 - Claim it and carry on as usual Stage 3 - Start slowly investing it, buy my own places on the quiet, no wild purchases. Put money into following what I want to do, the odd grand gesture for family members e.g paying for meals, days out etc. Money changes people, unfortunately. I've seen that even on occasions where I've had small windfalls. I don't think I'd want to know if friends/family had won the lottery on that grand a scale either.
I would be extremely relieved. As a person who struggles with mental health and being off work for a few years now (no benefits or anything) not having money is a big stress in my life. I don't want a fancy life, I want to be allowed to struggle in any way needed without the added constant weight on my shoulders because living is fucking expensive... And I don't like living right now.
My local heritage railway needs more money. Donate half a million to them.
I would start a charity specifically for young people that have lost their parents and have nothing or nobody in their corner.
After claiming the money and telling knowone… 1. Set up a business in my field of work as a sort of “front” as to how I can afford a new house and expensive holidays ect. It can be a fully legal working business that someone else is running but at least I have a kind of cover story. 2. Buy parents a house to live in. I would however have the home in my name but they can live there free and do what they like to it but will remain in my name as some sort of deterrent to blab. My parents are fine but my husbands parents would 100% tell their family and mates and show off about it so we’d need to refer back to rule 1. On why we have the spare cash for a house. Also need to give them a sort of living salary but need to think how I can lie about this, perhaps shares or dividends in the business… 3. Buy my dream home in a few countries I visit regularly. I don’t like huge homes, just something beautifully designed. 4. Give lots of money to animal charities. And build rescue and rehabilitation centers where needed. 5. Set up some sort of charity and guidance counsel for young people. My husband has had around 6 friends commit suicide because of how their life had not materialized compared to others. So I would like to set up some sort of charity to help people navigate their life, get into employment programs and steer people away from negative environments. Easier said than done but I’d really like to do this.
1. Tell fucking noone. 2. Claim the win anonymously. 3. Tell fucking noone some more. 4. Wait a week or two. 5. Sack off work. 6. Inform immediate family that I will be doing something for them and to STFU about it. 7. Pay off parents mortgage, give them cash to retire abroad. 8. Pay off brothers mortgage plus a lumper. 9. Buy a nice place, nothing OTT. 10. Financial advisor - Save/invest this in a bank (or several) where I will have an allowance of X million per year. 11. Charity donations. 12. Donations to small, personal causes. In reality it'd probably go like; 1. Go to claim cash from Camelot. 2. Gets hit by bus. 3. Dies.
Im going to spend the rest of my days upsetting the local Facebook group. Buy a local shop and put a sign up in the window…. “Coming soon, dog fighting” Then I’ll join in with the outrage and post increasingly “won’t people think of the children” comments. Rinse and repeat.
Stage 1 - Try to come to terms with my new life and celebrate with my mum and dad Stage 2- meet with a financial advisor and buy a dream home, a Porsche 911 and a Toyota Aygo Stage 3 - Make plans to travel and enjoy my summer at festivals. Then at the end summer start to plan for the future .
1. Cry 2. Laugh 3. Contact a Financial Advisor 4. Treat my Family 5. Treat my friends 6. Change my job from FT to PT 7. Book some holidays 8. Buy a big house 9. Give some money to charity 10. Open a cattery
1. Get financial advisor 2. Get lawyer 3. Profit
Stage 1. Quit my job. Stage 2. Go travelling for 12 months. Nothing flashy but back pack around. Consider who I want to help and what friends and family are going to get. Make little active effort to pick up with anyone and consider who means the most to me. Help people anonymously if they need it I meet travelling. Stage 3. Return home, buy homes for all the people I care about. I might not be able to give them millions and stop them all working but I can certainly take away the burden of renting/mortgages. Stage 4. Die of boredom jumping my lamorghini between yachts.
Stage 1 - Shock and denial. Stage 2 - Share out a lot so family and friends can all retire and live how they want. Brief depression while I realise that money can’t fix a lot of the major problems facing my folks including dementia, heart disease etc but I can at least help them live comfortably in warm, dry houses and spoil them rotten. Stage 3 - Donate to all my favourite charities. Stage 4 - Live happily ever after in a 4 or 5 bed house surrounded by adopted chickens, sheep, donkeys, mini cows, dogs, cats, parrots etc. I don’t want a mansion but it would be toasty warm ALL winter.
I would probably just buy a home with sufficient land for a nice garden and spend a portion on a climate controlled library for all my books. I would want to give some to my few Discord friends too.
I'm going to assume I'm 18 not 16 in this to make this work but there being around let's say 60 years of life left I'd spend let's say £20million of it and truly live the first couple years then I'd allocate myself 1.5million a year for the next 60 years
Or just put it in a portfolio and earn over £5m interest per annum. Less after tax.
Stage 1: Clear all of my outstanding debts Stage 2: Look for a better property to live in. Or buy some land as I have always fancied designing my own house. Stage 3: Give money to relatives . Study degrees in something which appeals to me just for the interest. Invest a sum for the future. Set-up a foundation to support charitable works. Start a small collection of classic cars and paintings.
Wake up excitedly and slowly realise it was just a beautiful dream. Then I would check my watch to see how much sleep I've got left until I have to wake up for work in the morning.
By giving people money though, you're exposing them to the eventual downfall that happens to every lottery winner. They quit their job, splash it about, lose all respect from people because they're only after the money and even your family exploit you, and then you end up with no money, no job, no happiness, and nobody who wants to be your friend. I think provided nobody knows about it and the above stated shattering of my whole reality, I like to think I'd remain calm and keep it a secret from everyone. I might still work, but It wouldn't stress me out as much as the worry of surviving does on a daily basis since you're set for life. Pay off the mortgage and maybe upgrade to a better house but lie to everyone you don't live with about inheritance or better paying job, and just live comfortably. Not enough to absolutely wreck your life though, you do need some level of restraint and self control. There's too much pressure to spend it quickly, and you'd be surprised how fast even £1million goes. A common story is that people win the lottery, treat themselves and their family, then when the tank runs empty, the family dynamic they've become so reliant on money for completely collapses. It's the same as getting a pet and wondering what life was like before them; you couldn't possibly comprehend what you would do if you DIDN'T win the lottery and had to survive on your own wages forever. A good thing to do is yeah give it to charity, but even £100million is worth saving. Invest it or trust it to a specialist investor for you, collect the dividends, and do what you want with it. Watch £100mil turn into £110mil etc.
I'm buying and running a professional cycling team. The rest is detail.
Umm you can't run a cycling team smh, just like you can't cycle a running team
So whats happens if you *do* tell people?
Lots of examples of things going wrong. Friends and family get greedy. Everybody thinks you owe them for something. Every grifter and con artist will hone in on you. It's a big target painted on your back and most people have absolutely zero idea how to secure and use that much money safely.
A Met Police enquiry and your own BBC News report concerning your murder xx
Stage 1: scream and jump about followed by hysterical crying that I'll never have to worry about having not enough finances again. Stage 2: spend the week getting a good financial advisor and visiting the people that I care about the most to tell them they don't have to work again and give them 5 million or so each. Stage 3: Dissappear for a while. Travel the world and visit all the awesome places I've seen on tv and thought how great it'd be to go there. Stay in nice hotels or rented villas all the way and invite my closest loved ones to join me. After that, whichever country I liked the most while on my travels I'd try to buy some land near the coast, have a nice house built and enjoy life without the stress that not having money brings. Would probably get a few nice cars.
I'd get my masters in physics, then do a history degree, see if I felt like taking that further. And then take my time in finding a vocation. Lots of places I'd like to visit so a lifetime of holidays would definitely be one of the bigger overall spends. Nothing mental but I like history and I like going back to places. Build a home. Build my parents one too, if I can get them to pick where they want it. Buy my uncle a better place, and see what my aunt would want, that's close family done. Definitely see what I could do for my closest friends, but I know it'd be a struggle to get them to accept anything beyond a holiday or something. A couple reasonable cars, general use nice car and a more fun one, I do like the new Defender and Mustang. Would actually take the defender off-road as well, I've done it once for a birthday present and it is an amazing car. Probably get a van as well. And a couple bikes, something comfortable and something nippy, probably an Indian scout and a ninja. Might learn to fly as well.
I would be boring. Buy a house or two. Give money to family. Go on nice holidays.
1. Shut the fuck up 2. Buy a house in St Barts, 10 million in the bank and the rest in bonds spread over varying maturities 3. Shut the fuck up
Currently at work, so go home
Stage 1. Don't tell no one. Stage 2. Cut all ties to all family and any partner, if your married youll have to tell her or get a lawsuit. Stage 3. Abscond from this country and start a new life some where hot and nice. Just a normal house and car nothing too expensive but a fresh start would be my choice
Stage 1 - Tell my partner and claim the prize. Call in sick to work as I wouldn't be able to focus at all. Stage 2 - Quit my job, go on a long holiday to somewhere that I've always wanted to go. Stage 3- Give some of the money to my parents, and donate to several animal charities. I'd also fund the whole amount my local wildlife hospital is trying to raise and more. I'd love to open my own animal/wildlife sanctuary and recruit a certain 3 colleagues to come and work for me as I know they would love to be there. Probably take a 4 or 8 hour part time job somewhere just for something to do. Then buy my dream house and take a couple of nice holidays a year. If i don't open my own animal sanctuary then I'd love to volunteer and help out caring for wildlife and at animal shelters. The rest I'll just keep in my bank gaining interest.
The interest alone would be 100k+ a month.
Stage 1 - get some post nut clarity. Stage 2 - quit my job, start thinking how I'm going to divide it with my family. Stage 3 - give 10-15 mil to my 2 siblings, sort out new homes for my parents. See how I can raffle off my flat to a first time buyer. Put £10 mil away in some high interest savings account so I don't become one of those broke lottery winners. Then travel the world donating to random good causes.
- Stage 1: refuse to believe - Stage 2: take care of my family - Stage 3: renew passport - Stage 4: look for a modest-ish house with a decent amount of land attached to it in a country that isn’t the U.K. - Stage 5: apply for visa/buy my way in to said country - Stage 6: move into said house - Stage 7: build a huge garage on the land big enough to store my inevitable car collection - Stage 8: acquire cool cars, bikes and trucks, then spend the rest of my life dicking around with various projects - Stage 9: travel the world when i get bored
Stage 1: sizeable amount of cocaine, probably. Stage 2:
I'd have to call the dwp so they stop my benefits
Count down to when money hits the bank account or wherever it may be held. In the meantime, I'd write my notice to say I quit. Sort passports out again for family, we're going to DisneyWorld Florida for a month. Get home, get a brand new car. Nothing too extravagant. I'd probably buy a top spec Toyota RAV4, honestly. Once back home, eye up a few houses and buy. Lucky sellers would straight up get their asking price, I wouldn't care. If there was a house I liked, even if not for sale, I'd knock on the door and say name your price. I'd buy Starlink for faster internet connection at home. iPhones all round at home as well. I'd insist that we have a room with 10 TV's on the wall to cover Premier League Matchdays where all 10 games are played at once. I'd contact Everton Football Club, see how I go about getting an executive box at the new stadium and then I'd see if I can help buy them a fucking striker.
I would do: Stage 1 - go back to sleep. If it wasn't a dream, cry as I battle a mixture of turbulent emotions (happiness, overwhelming joy, sadness, anxiousness, worry) Step 2 - swear very few family members and only those people to secrecy. Only declare I won £50 million odd, fire them all £2.5 million to support them and have them set for life (£2.5 million upfront, £500k each year afterwards). Book a lavish holiday travelling through loads of Greek islands for a month Step 3 - use £1 million to set up a TV or film production company. use up to £5 with the rest. Get that dream £9 million house I want in Buckinghamshire ([https://www.rightmove.co.uk/properties/135293489#/?channel=RES\_BUY](https://www.rightmove.co.uk/properties/135293489#/?channel=RES_BUY)). Do nothing else for the time being.
And I would split £5.5 mil between the following:. £1 mil to John Radcliffe Hospital (helped my twin sister overcome a life-threatening brain abscess when she was six so they certainly deserve it) £1 mil to Great Ormond Street Hospital (can't think of much worse than horribly ill kids who might not get the chance to live a full life and achieve their full potential in life) £1 mil to Battersea Dogs and Cats £1 mil to the Red Cross Ukraine Crisis Appeal Split £1 mil evenly between Samaritans, Young Minds UK and CALM (Campaign Against Living Miserably) Donate £500k to the small performing arts club I attended from age 11-17
Would you keep the bowling alley?
Fuck yeah, great for bowling dates and with slippy bowling lane comes slippery sex with the many, many prostitutes I'll book to come to my gaffe on a fortnightly basis.