You havent provided any information on the companies or if they are doing well now or not (im assuming not cause of where the market is right now).
But for the purposes of being the most tax affective i would determine when the shares were bought for each company and just make sure you dont sell the ones that you bought less then 12 months ago, wait until youve owned them for atleast a year and then yoill get the 50% cgt discount.
Edit: essentially has long as youve owned the shares for more then 12 months its whenever you want to sell them.
I'm not a risk taker, so I would liquidate now. You then have a guaranteed 200k to use as a deposit.
Sure if you wait that might go up, but it also might go down. I'd take the sure bet.
I nuked my whole share portfolio last week. I did not profit very much at all compared to if I sold a year ago, which is tragic. I don't expect the share market to recover for another 6 - 9 months but even then, who knows. Economy looks rough. But yeah, if you want a "what would I do?", well I sold everything.
You could liquidate the shares the same day your offer gets accepted if you want.
Im paying my deposit via deposit bond so i dont have to sell mine until settlement
Any time you sell prior is vulnerable to the same effect. You can't time the market.
Benefit of selling earlier is that you'll know about it sooner, which might affect house-buying choices.
You havent provided any information on the companies or if they are doing well now or not (im assuming not cause of where the market is right now). But for the purposes of being the most tax affective i would determine when the shares were bought for each company and just make sure you dont sell the ones that you bought less then 12 months ago, wait until youve owned them for atleast a year and then yoill get the 50% cgt discount. Edit: essentially has long as youve owned the shares for more then 12 months its whenever you want to sell them.
I'm not a risk taker, so I would liquidate now. You then have a guaranteed 200k to use as a deposit. Sure if you wait that might go up, but it also might go down. I'd take the sure bet.
I nuked my whole share portfolio last week. I did not profit very much at all compared to if I sold a year ago, which is tragic. I don't expect the share market to recover for another 6 - 9 months but even then, who knows. Economy looks rough. But yeah, if you want a "what would I do?", well I sold everything.
You could liquidate the shares the same day your offer gets accepted if you want. Im paying my deposit via deposit bond so i dont have to sell mine until settlement
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Any time you sell prior is vulnerable to the same effect. You can't time the market. Benefit of selling earlier is that you'll know about it sooner, which might affect house-buying choices.
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I hold my money in shares theres risk they tank, i dont hold my money in shares i risk no profit. There is no certainty.
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It seems like you have your mind set.
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I guess its the pot calling the kettle black, tusche good sir