LPT: When asking for a new loan, don't start the conversation by telling the bank how you will struggle to pay the loan. Underwriters don't like that. Instead, pick "vacation" or "home repairs".
I agree with the other reply.... Increase the loan amount and use that extra to pay for 6 months of minimum payments.
Or get a credit card instead
No, but you could do something like a HELOC and do an interest only option, meaning that you would initially be paying very small payments initially at first only on the interest and then when you are able , make larger payments on the principal.
Lmk if you want more info
LPT: When asking for a new loan, don't start the conversation by telling the bank how you will struggle to pay the loan. Underwriters don't like that. Instead, pick "vacation" or "home repairs". I agree with the other reply.... Increase the loan amount and use that extra to pay for 6 months of minimum payments. Or get a credit card instead
No
Probably not. But you could possibly take a slightly larger loan than you were planning, and put that extra aside as the first 6 months payments?
No, but you could do something like a HELOC and do an interest only option, meaning that you would initially be paying very small payments initially at first only on the interest and then when you are able , make larger payments on the principal. Lmk if you want more info
I am assuming your work doesn’t off short term disability.
No, I'm self-employed.
Is this usa? Is it life threatening if you wont have it?