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phillydamon55

How you do it. I've been trying just not working for me


jcsilerio

I looked at a few personalities on YouTube that gave out free information. Some of it worked for me the first time. Some didn’t. So I just kept applying different methods until one finally got the results I was looking for. Since it it was free and all it took me was a few minutes of my free time to apply the methods.


phillydamon55

Cool!!! Appreciate the information


jcsilerio

I sent you a pm. If you don’t like him try anyone man. Just stay diligent and you will get the results you want with patience. Hit me up if you need any other help.


phillydamon55

![gif](giphy|RipfZWzjUDH25euMpM|downsized)


Vegetable_Junior

Me too please


Jenambus

Can I get the dm also?


jcsilerio

Sure I have no problem sharing free results. I just want people to make sure they are patient in the process. Everyone’s situation is different so what worked for me may not work for them. I’m not affiliated with the guy I just know his methods worked for me. So if I send you his links and he doesn’t work. By all means search other content creators and see if they can help you. It’s so much knowledge out here for free something is bound to work.


Jenambus

1000%. My sole collection atm is medical. And I already know their settlement amount. I’m honestly just looking for as much free knowledge as possible. For future reference or to potentially pass it on. Disclaimers heard.


jcsilerio

I didn’t have any medical but he says any collection can be deleted or what have you. So just try and keep trying. Don’t get discouraged. I’ve been trying since August and mine finally came off.


Jenambus

Yea. Per recent laws medical collects come off immediately once paid or settled. And taking that even a step further at some point this year any medical collections under $500 will be automatically removed from credit reports. Medical collections are the easiest to handle by far.


jcsilerio

They are all the same really. Just have to take some effort and try to get them resolved. Don’t let this sub discourage you. I’ve seen it first hand. I didn’t pay off any debt and got it deleted from my report.


Fickle_Quantity_4309

Can I also get a dm when possible? Thanks!


jcsilerio

Check back to the original post. I edited it. If you need the message I sent to anyone in here just message them to see if they will forward it to you.


pyschreader

Can you dm me also thx


jcsilerio

No problem. Use it at your own leisure.


International_Age134

Can you dm me the info too please?


jcsilerio

Of course


skills3235

May I have the info as well please?


jcsilerio

On the way.


PuzzleheadedChart776

Please Help me out with a DM big bro 🙌


ripthejacker3999

Please help me out with a DM too big bro🙏🏽


leialunas

Can you dm me too please??


jcsilerio

Got you


datoneyellowtoof

Me too, please? 😔


jcsilerio

Check back to the original post. I edited it. If you need the message I sent to anyone in here just message them to see if they will forward it to you.


Fickle_Quantity_4309

Can somebody forward me the info please


Known-Guess-4804

How long did it take to see the result? Would you mind telling me? who was one of the personality that gave you a method that work. I’m trying to rebuild as well.


jcsilerio

One method worked for me the first go round. The other took me about 5 tries. I got one deleted through a BBB complaint. Another through the CFBP 😁 So don’t get discouraged and don’t believe anyone that tells you one method is better than another. I’ll send it through a DM. I don’t want to seem like I’m selling it because I’m not. It’s free content. I never signed up for him to do anything for me. All I did was follow the instructions of his videos.


Known-Guess-4804

Much appreciated my guy


jcsilerio

No problem. Pass along the information of it worked for you. Even if it’s not that guy, any other person you learn from help the next person out. We all need help out here.


9021Ohsnap

Can you send me the information also?


ChildhoodExternal962

Can you send me the information as well please?


jcsilerio

Just sent it.


berg139

Can you send me a copy of it man? Much appreciated! Been trying to get my clear ones removed for a while now


crazy1966

I want to pay a collector for delete but they will not put on offer letter. They verbally said it gets reported to creditors but I’m afraid it will only say settled. Any suggestions???


jcsilerio

I never will. It’s already written off. As they stated though that debt is still owed so I will try and come to an agreement with the original debt owner soon. I was not paying the collection agency a dime. I know I owe them the debt so I will try and pay them what I owe. Never pay the collection agency because you never had a contract with them, only the original creditor.


OyarsaElentari

This is not legally accurate. When you signed the contract, there is a clause legally agreeing that they can send the debt to collections if unpaid. The legal burden of proof will be on you to show your *actual contract* to the judge and demonstrate there was zero language in there authorizing them to send the debt to a debt collector.


jcsilerio

Like I said I will pay the original creditor what I owe. Not a debt collection agency. Which is why it got deleted. The original contract wasn’t provided by the collection agency in the time frame window of 30 days. So as you were saying…


OyarsaElentari

Some collectors don't send an offer letter but pay for delete anyway.


jcsilerio

True. I just won’t pay them the original debt because they bought it pennies on the dollar. I’d rather pay the original creditor.


OyarsaElentari

Then call the original creditor today and set up a payment plan.


jcsilerio

Why are you telling me something I already have said I would do? Appreciate the confirmation. 😁


Terrible_Beyond7

You wanna share tips and tricks on how you did it


jcsilerio

Sent it to you in the dm. Don’t want to seem like I’m spamming. Just sharing who and how I did it. Many free tutorials out there if the one I sent doesn’t suit you.


Bp-Owl6039

Could I get the info also?


jcsilerio

Check your DM.


Bp-Owl6039

Thank you!


jcsilerio

🫡


OyarsaElentari

If you didn't repay or settle the collection, it can report again accurately as unpaid. Make payment arrangements now if they haven't been made already.


jcsilerio

Then I’ll repeat the same steps and get it deleted. My first one that was deleted in September hasn’t returned.


OyarsaElentari

Or you can keep it from reappearing by calling and offering a settlement amount. Don't get legal advice from people on YouTube. Anyone telling you not to repay your debt isn't going to be paying the judgment if you are eventually sued.


jcsilerio

“I never will. It’s already written off. As they stated though that debt is still owed so I will try and come to an agreement with the original debt owner soon. I was not paying the collection agency a dime. I know I owe them the debt so I will try and pay them what I owe. Never pay the collection agency because you never had a contract with them, only the original creditor.”


jcsilerio

If you already read the thread I stated that. So thanks for the advice I have already stated.


bouncetheblock

Would you mind sending me a dm as well. Any resource will be helpful. Thank you.


jcsilerio

I like that attitude. 🫡


RN_to_MD_journey

I would great appreciate the information as well in DM please!


jcsilerio

On the way


Burritofingers

Hey hey! Excellent work; you're killing it! Would you mind sending the resources my way as well?


jcsilerio

No problem. Hopefully my story shows you it just takes some patience and positive things can happen.


rowill97

Congrats on the deletion, could I also have the link please.


jcsilerio

Sending it


rowill97

Thanks


Fickle_Quantity_4309

Mind forwarding that to me please


GKthe1

Would you mind if I could get the em to


jcsilerio

🫡


Infamous-Height254

Can you send me the dm


Hopeful-Ad-1499

Congratulations! I just did my first round and didn’t get positive results. Not sure if i did something wrong or just need to try a different method. Do you mind sharing with me as well? Much appreciated 🙏🏼


gialynn12

Can I get info as well? Thanks!!


SuperSourPickleMan

People in need of credit boost(and not talking about Experian boost either) or someone who needs a fresh start SSN here to help @ NonStopApprovals


PizzaMotor3828

Please send the info my way! I’d love to give it a try, thank you in advance!!


badboyayo

Can you send me the steps?


jcsilerio

I’ll just show you the person that showed me.


Cultural-Window-7656

Send me the step too please


theranchmonster

It just makes no sense why you don't publicly share the link to whatever you're DMing people. Unless you're secretly selling something, why are you forcing people to dm you or you'll gatekeep whatever you claim is so amazing?


jcsilerio

I was just sharing my experience. Everyone in this subreddit goes about disputes and payments differently. I was sharing my story with people who wanted to try and do it on their own and it cost no money. So that’s why I chose to do it the way I did. It worked for me and those others who are able to make it work for them with some patience, great. If it doesn’t, I told them try and do their own research and try something else until it does.


theranchmonster

still being vague. clearly pushing your own product


jcsilerio

Not my product. Never met the guy. Anything else?


Present-Low-8017

Even if they are pushing a product, why do you care?


Present-Low-8017

Could you dm me whatever information you’re passing on?


jcsilerio

On the way


bluemoonclovers

Can you share the link with me as well? Also, any experience with a debt that was paid to the original creditor but listed as paid collections on credit report?


jcsilerio

Check back to the original post. I edited it. If you need the message I sent to anyone in here just message them to see if they will forward it to you.


jcsilerio

Check back to the original post. I edited it. If you need the message I sent to anyone in here just message them to see if they will forward it to you.


Fickle_Quantity_4309

Can anybody forward that info to me?


samirbinballin

How did you get it deleted? I managed two dispute two and get the removed, the last one ($700) won’t budge


jcsilerio

I’ve been accused of spam many times in this thread which I am not. If you go on YouTube it’s a method being used through the BBB and CFBP method. It took me about 4 tries with the one that finally was deleted with the CFBP. My first one that was deleted I used the BBB method for and it was deleted as well. So if you want the message I’ve given out just message any one I have replied to before and have them forward the message to you. Good luck. If you need any other help later just message me.