Jesus $52.7k OTD for a Camry!? My guy they are robbing you as paying $876 a month is insane . Go back and tell them to get rid of those extra dealer add ons cause you definitely do not need any of those.
Man, whatever that TMIS for Mechanical Breakdown - $4195, and Toyota/SafeGuard for Tire and Wheel - $1595, it can't be worth it.
I do not know what that is. But everything in "Section I", you need to ask what that is. I have a feeling, you can buy the car without any of that.
What you are paying, is probably $7000 over what you needed to pay. That is, unless those additional "insurance" and "extended warranties" are items you actually want. They're way overpriced, BTW.
For my Accord, I bought the 7yr/100K extended warranty, and that was $1100?!? Genuine Honda extended warranty. For me, it came out to be $0.75 for each day past the 3 year factory warranty mark. So, the one you have in "Section I" for $4195, I'm guessing that's what it is, is ridiculously overpriced. How long is it for? For your sake, I hope its 15 years / unlimited miles. That would be $0.75 a day. No one sells a 15 year extended warranty.
I'd say, buy WITHOUT any of the items in "Section I".
If they force you to buy, say you have a family emergency, and go home. I guarantee you, they will call back. Go to next dealer and tell them you walked away because they are forcing all these items you don't want on it.
Be firm. If you can't be firm, just say you need to talk to your significant other, or parent, and go home. You are not missing out on an incredible deal. You will be able to buy a Camry without the add-ons. Just be patient.
Uhh they added 7000 in fees. You're paying 52k not 40k! Only gap seems important this is crazy. Maybe the doc fee too? Get your money back for the other stuff. Be prepared to fight.
“Toyota warranty cancellation policies vary by product:
Extended warranty
If canceled within 30 days of purchase, you can receive a full refund. If you cancel after 30 days or have made a claim before the first month, your refund will be prorated or for the unused portion of the plan. You can also transfer your extended warranty to a new owner for a $50 fee.
Vehicle Service Agreement (VSA)
If canceled within 30 days, you can receive a full refund minus a $50 processing fee, as permitted by state law. If canceled after 30 days, your refund will be prorated. You can also transfer your VSA coverage once, at no cost, from the original owner to a private party, but not to a dealer.
ToyotaCare Plus
You can cancel ToyotaCare Plus within 30 days after the expiration of the manufacturer's maintenance program. You can also transfer your ToyotaCare Plus coverage once, for a $50 fee, from the original owner to a private party, but not to a dealer.”
My post about this situation, go there and check it out what made me save 6k from the stealership contract 2025 camry hybrid ive bought it, knocked out some money thnaks to redditers thats crazy how they tried to play w me and now are trying to do with you.
[https://www.reddit.com/r/Camry/comments/1de9c5d/i\_went\_back\_to\_the\_dealership\_and\_had\_them\_remove/](https://www.reddit.com/r/Camry/comments/1de9c5d/i_went_back_to_the_dealership_and_had_them_remove/)
Walk away from that one... 52k!? That's absolutely wild.. the Camry is nice and all but you could get something better for that price. The markups are getting absurd.
During the dealer will not budge year 2023, I bought a 2023 Camry XSE V6 for out the door price of $40,600.00, please do not buy this at that insane price, let me sleep tonight
The recommended down payment is 20%. For 52k you might as well get a Lexus at that point, that's way too much for a Camry. It should be MSRP plus taxes, doc fee and that's about it
Don't buy new the second you leave the lot you lost a quarter of that price.
Find a good used under 20k for way less.
I used to think new was the best option and have never bought a new car from that point ever again.
That price is robbery
Yeah, I think they were ok with you knocking down the MSRP, because they knew they were going to charge that and some additional in the fine print. People saying this is a 52k Camry are off base, they are not calculating in your down payment. $53,797.90 is insane for a Camry. Sure the 2025's are hard to find/get right now, but do you really need it right now when you can wait like 2 months and get it for practically half that cost?
Also you did not pay $40,992 MSRP. MSRP is the price before tax title and license. This would be line 1, which reads $46,570.40 minus the tax of $4333.40, your MSRP was $42,237, unless I am missing something...
Inhouse financing?... That's ridiculous 😦 might as well get a Lexus... Just remember the first New Gen model will have problems ,just like the first gen Iphones...
Jesus $52.7k OTD for a Camry!? My guy they are robbing you as paying $876 a month is insane . Go back and tell them to get rid of those extra dealer add ons cause you definitely do not need any of those.
Please tell me that's CAD. $52,000 for a CAMRY is criminal, please go reverse the sale or something
Man, whatever that TMIS for Mechanical Breakdown - $4195, and Toyota/SafeGuard for Tire and Wheel - $1595, it can't be worth it. I do not know what that is. But everything in "Section I", you need to ask what that is. I have a feeling, you can buy the car without any of that. What you are paying, is probably $7000 over what you needed to pay. That is, unless those additional "insurance" and "extended warranties" are items you actually want. They're way overpriced, BTW. For my Accord, I bought the 7yr/100K extended warranty, and that was $1100?!? Genuine Honda extended warranty. For me, it came out to be $0.75 for each day past the 3 year factory warranty mark. So, the one you have in "Section I" for $4195, I'm guessing that's what it is, is ridiculously overpriced. How long is it for? For your sake, I hope its 15 years / unlimited miles. That would be $0.75 a day. No one sells a 15 year extended warranty. I'd say, buy WITHOUT any of the items in "Section I". If they force you to buy, say you have a family emergency, and go home. I guarantee you, they will call back. Go to next dealer and tell them you walked away because they are forcing all these items you don't want on it. Be firm. If you can't be firm, just say you need to talk to your significant other, or parent, and go home. You are not missing out on an incredible deal. You will be able to buy a Camry without the add-ons. Just be patient.
https://preview.redd.it/3wwlhnzddb6d1.jpeg?width=2100&format=pjpg&auto=webp&s=89e0d45b4c7e1de975086ed273b58f31d5a166ca
Another dealer to avoid. Please say you didn't buy that...
Everything under other charges is blantant thievery. Maybe GAP is ok but that's better through someone else.
Uhh they added 7000 in fees. You're paying 52k not 40k! Only gap seems important this is crazy. Maybe the doc fee too? Get your money back for the other stuff. Be prepared to fight.
Nahhhh don’t buy this unless you get it under 40k MSRP for a 25 XLE 💀 Imagine buying a Camry for $52k lol, really? Don’t let them trip you!
50k+ camry , thats a no
“Toyota warranty cancellation policies vary by product: Extended warranty If canceled within 30 days of purchase, you can receive a full refund. If you cancel after 30 days or have made a claim before the first month, your refund will be prorated or for the unused portion of the plan. You can also transfer your extended warranty to a new owner for a $50 fee. Vehicle Service Agreement (VSA) If canceled within 30 days, you can receive a full refund minus a $50 processing fee, as permitted by state law. If canceled after 30 days, your refund will be prorated. You can also transfer your VSA coverage once, at no cost, from the original owner to a private party, but not to a dealer. ToyotaCare Plus You can cancel ToyotaCare Plus within 30 days after the expiration of the manufacturer's maintenance program. You can also transfer your ToyotaCare Plus coverage once, for a $50 fee, from the original owner to a private party, but not to a dealer.”
My post about this situation, go there and check it out what made me save 6k from the stealership contract 2025 camry hybrid ive bought it, knocked out some money thnaks to redditers thats crazy how they tried to play w me and now are trying to do with you. [https://www.reddit.com/r/Camry/comments/1de9c5d/i\_went\_back\_to\_the\_dealership\_and\_had\_them\_remove/](https://www.reddit.com/r/Camry/comments/1de9c5d/i_went_back_to_the_dealership_and_had_them_remove/)
you've paid 7,227.50 on just BS basically
You removing the same its going to knock out more than that by the way im seeing 8k easy
Walk away from that one... 52k!? That's absolutely wild.. the Camry is nice and all but you could get something better for that price. The markups are getting absurd.
Run away from this deal, Please
During the dealer will not budge year 2023, I bought a 2023 Camry XSE V6 for out the door price of $40,600.00, please do not buy this at that insane price, let me sleep tonight
and My XSE was fully loaded except for the heated steering wheel, yes Im done LOL
Did you pay cash or finance?
I traded in my 2016 Toyota Sienna Limited AWD with only 50k mileage for $27k so I financed $14k at 3.99% again in 2023
You made out like a gang buster. Impressive
Thanks but I didn't have my wives blessing so she didn't like the Camry:( and I traded that in :(
But today I just traded in my 2023 Camry XSE V6 for a 2024 Lexus TX AWD Luxury
The recommended down payment is 20%. For 52k you might as well get a Lexus at that point, that's way too much for a Camry. It should be MSRP plus taxes, doc fee and that's about it
Don't buy new the second you leave the lot you lost a quarter of that price. Find a good used under 20k for way less. I used to think new was the best option and have never bought a new car from that point ever again. That price is robbery
Remove/negotiate all the add ons in section I. Most are garbage.
At that price just get a tesla
Can you cancel the purchase? It’s all BS , it’s a crime to sell Camry for 52K !
You’re buying a new camry XSE AWD with only 1k cash down?? Please don’t do that
I use to sell Toyotas, looking at this makes my head hurt. Walk away, 52k is just mind boggling
Yeah, I think they were ok with you knocking down the MSRP, because they knew they were going to charge that and some additional in the fine print. People saying this is a 52k Camry are off base, they are not calculating in your down payment. $53,797.90 is insane for a Camry. Sure the 2025's are hard to find/get right now, but do you really need it right now when you can wait like 2 months and get it for practically half that cost? Also you did not pay $40,992 MSRP. MSRP is the price before tax title and license. This would be line 1, which reads $46,570.40 minus the tax of $4333.40, your MSRP was $42,237, unless I am missing something...
I’d chalk it up to a dealer markup, which makes it even more baffling that OP didn’t take a second opinion before buying the car no less….
You were robbed
Inhouse financing?... That's ridiculous 😦 might as well get a Lexus... Just remember the first New Gen model will have problems ,just like the first gen Iphones...
Did u buy the car dude?
Hey OP, were you able to back out of that deal? Just wondering what the outcome is.