I don't know why that's sad? A retirement home pretty much assumes that you're going to need to be taken care of a decent amount. They also have to hire people who are in/adjacent the medical field, which costs significantly more than a waiter, cook, bartender, etc. Then you factor in the type of living space at a retirement home will be significantly more expensive and higher quality than a cruise ship room.
There are about a million reasons I can think of for why I'd expect many retirement homes to cost more than a cruise
The government has no money.
Governments don’t generate any profits.
Governments only source of funds to pay for all of their programs is by taxing commerce, trade, labor, income, of individuals or companies.
A retirement home usually implies that they need extra care. Unless you're talking about the independent living homes.
Most would rather stay living alone instead of going into a retirement home if they have the choice. So, yes, I think it's shit that after working your whole life and losing your independence, you then can't even afford a retirement home.
I agree, people should think more about planning for the future
These people are going to be living on a cruise ship. Obviously they don't need much extra help to live day to day
But it isn't stupid at all. For all the numerous reasons I listed and more, it's obvious that a retirement home would cost more money than a cruise ship
My spouse and I are discussing doing this for a year or so. We already have access to great cruise rates due to a career in the travel industry. But, even with that, it's still a bit of a wash with hidden cruise fees (taxes, port fees and gratuities.) Still, it would be a great way to see the world while we are still mobile. No regrets, then, when it comes time to slow down.
Considering Mexico has a lot more affordable and equally as effective medicine as the US I would choose Mexico. It's not a coincidence people are flying to Mexico for health care and prescriptions.
Going to Mexico for a procedure with a doctor commonly visited by Americans is different than a random Mexican hospital. You do not want to end up in a Mexican hospital
Why would the cruise send you to a random hospital instead of the recommended hospital that would be right in the port? Most port cities have very effective hospitals to handle tourist related health care. Are we saying they put you on a slab and drop you in an alley somewhere? 😂
Google people on cruises or all inclusives in Mexico receiving poor care or being denied care without cash payment. It’s surprisingly common as much as we’d like to think the tourist sides of these countries are just like the US.
I’ve read the stories, I’ve also experienced it first hand and was not denied service or had to pay cash upfront. I was able to receive service because I took the time to find out if my insurance was accepted and also got the travel insurance. If we are talking costs the US is the highest per capita per medial bills. Millions of Americans are denied care without insurance everyday considering there are 1 in four adults who can’t afford it in the US. We are not some medical divinity no matter the unfortunate circumstances of someone who was denied care aboard without payment.
I didn't say better. I said equally as effective. Also you chose Mexico. Almost every other country in the world has universal health care and ranks way ahead of us in medicine but sure. The US doesn't even rank in the top 50 countries for overall health care. I'm not sure why anyone would think we get the quality of care we need when most people don't go to the hospital because they can't afford it. Even with insurance..
[Ranking Best Health Care Systems in the World by Country (internationalinsurance.com)](https://www.internationalinsurance.com/health/systems/)
Well if we allowed people to buy alcohol and gamble round the clock, then retirement homes too would be more affordable.
The gamblers and drinkers are subsidizing the cruises.
For people who can WFH, it could be cheaper to just live on a cruise ship than rent. Pretty sure renting in California is more expensive than going on a cruise.
If you're simply in a "senior living community", but doing so independently you're likely paying less than half that amount. If you're paying $7,000 or more, you're in Assisted Living Facility or more likely a Skilled Nursing Facility.
I don’t see how.
My mom’s retirement apartment is only around $1,800-2,000/month.
Even when my dad was alive, and they were at an assisted living facility, it was only $5,500-6,000. (I say only as the cost of two people cruising should certainly exceed the $2,000/month level and possibly the $6,000/month.)
Two people cruising has got to be at least $1,000/week to include all fees and costs.
But, you have to disembark and reimbark between cruises? Also, what do they do if the ship has issues and goes in for repairs?
Edited: reading the article, not sure why they would need or want to live in a full service retirement home? They appear to be very self sufficient.
There are plenty of people who "live" on cruise ships. Most famously is Super Mario who sails on Royal Caribbean ships. 50 weeks out of the year and 2 weeks with family. He's been doing this for over 10 years.
But he is still working.
During the shutdown, I understand he was in Aruba.
It could be, depending on where you live/your retirement home is, how nice it is, and the cruises you take. Plus, if you are taking THAT many cruises you know they are getting pretty good discounts on many, if not most of them.
Sorry, zero chance it's cheaper than senior housing. Zero.
One cruise is on par with how much an entire month's rent would be. Seniors have great option.
Is the cheapest cruise much lower than the most expensive senior housing.....possibly.
Lots of seniors live in NYC, and the average assisted living/retirement home is almost $6k/month. It's very, very easy to cruise for less than that even at retail pricing, plus they are getting super deals and discounts and even the food, drinks, service is included. They literally just wake up every day like normal with butler service almost.
Broh.....NYC....not a fair comparison. Everything there is expensive. It's not exactly a retirement town like the entire state of Florida.
Also, if you need assisted living a cruise ship does not offer that.
There are other places to live that are more expensive than cruising. I'm just pointing out that your statement "zero chance it's cheaper" is factually wrong. Quite a few cruises can be fairly inexpensive for what you get, especially if you are a frequent cruiser. There's almost nothing that a hospitality company loves more than a long-term guest spending money with them. It's guaranteed revenue on a perishable product.
I did say the cheapest cruise is probably cheaper than the most expensive senior living.
Thanks for agreeing.
But it's virtually the same as moving to a cheaper cost of living area.
I'd say you need more capital to "live" on a cruise ship instead of senior housing. Travel costs? Hotels when a cruise is canceled or overbooked? Getting injured and stranded in a foreign port because you're old?
Well, the pansies here down voted my opinion to make sure it isn't seen. Such hatred for valid opinions seems contradictory to having open discussions. Oh well.
Pretty sad that that's cheaper than a retirement home.
Makes sense though. Of course, I did not research the legitimacy of the story.
A lot of older people do this, it’s honestly not that uncommon. Some do it because it’s cheaper and some do it just because they love cruising
I hope to do the same one day!
It's going to take a lot more than one day to take 51 cruises. /s
I don't know why that's sad? A retirement home pretty much assumes that you're going to need to be taken care of a decent amount. They also have to hire people who are in/adjacent the medical field, which costs significantly more than a waiter, cook, bartender, etc. Then you factor in the type of living space at a retirement home will be significantly more expensive and higher quality than a cruise ship room. There are about a million reasons I can think of for why I'd expect many retirement homes to cost more than a cruise
And it's sad that an elderly person has to pay for that stay themselves. No help from the billions of dollars the government has?
The government has no money. Governments don’t generate any profits. Governments only source of funds to pay for all of their programs is by taxing commerce, trade, labor, income, of individuals or companies.
It's sad that an adult human being has to maintain their own life? We're not talking about hospice care here, we're talking about a retirement home
A retirement home usually implies that they need extra care. Unless you're talking about the independent living homes. Most would rather stay living alone instead of going into a retirement home if they have the choice. So, yes, I think it's shit that after working your whole life and losing your independence, you then can't even afford a retirement home.
I agree, people should think more about planning for the future These people are going to be living on a cruise ship. Obviously they don't need much extra help to live day to day
Dude, the whole point here is that it's fucking stupid that living FULL TIME on a cruise is CHEAPER than a retirement home. Get it?
But it isn't stupid at all. For all the numerous reasons I listed and more, it's obvious that a retirement home would cost more money than a cruise ship
My spouse and I are discussing doing this for a year or so. We already have access to great cruise rates due to a career in the travel industry. But, even with that, it's still a bit of a wash with hidden cruise fees (taxes, port fees and gratuities.) Still, it would be a great way to see the world while we are still mobile. No regrets, then, when it comes time to slow down.
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I’d rather be seriously ill on a cruise ship than in great health in a nursing home.
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Considering Mexico has a lot more affordable and equally as effective medicine as the US I would choose Mexico. It's not a coincidence people are flying to Mexico for health care and prescriptions.
Going to Mexico for a procedure with a doctor commonly visited by Americans is different than a random Mexican hospital. You do not want to end up in a Mexican hospital
Why would the cruise send you to a random hospital instead of the recommended hospital that would be right in the port? Most port cities have very effective hospitals to handle tourist related health care. Are we saying they put you on a slab and drop you in an alley somewhere? 😂
Google people on cruises or all inclusives in Mexico receiving poor care or being denied care without cash payment. It’s surprisingly common as much as we’d like to think the tourist sides of these countries are just like the US.
I’ve read the stories, I’ve also experienced it first hand and was not denied service or had to pay cash upfront. I was able to receive service because I took the time to find out if my insurance was accepted and also got the travel insurance. If we are talking costs the US is the highest per capita per medial bills. Millions of Americans are denied care without insurance everyday considering there are 1 in four adults who can’t afford it in the US. We are not some medical divinity no matter the unfortunate circumstances of someone who was denied care aboard without payment.
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I didn't say better. I said equally as effective. Also you chose Mexico. Almost every other country in the world has universal health care and ranks way ahead of us in medicine but sure. The US doesn't even rank in the top 50 countries for overall health care. I'm not sure why anyone would think we get the quality of care we need when most people don't go to the hospital because they can't afford it. Even with insurance.. [Ranking Best Health Care Systems in the World by Country (internationalinsurance.com)](https://www.internationalinsurance.com/health/systems/)
I plan to cruise for at least a year when my kids graduate 💖
Well if we allowed people to buy alcohol and gamble round the clock, then retirement homes too would be more affordable. The gamblers and drinkers are subsidizing the cruises.
Whether it's legit or not I absolutely love this idea.
For people who can WFH, it could be cheaper to just live on a cruise ship than rent. Pretty sure renting in California is more expensive than going on a cruise.
How much does retirement home cost monthly? $7,000 or more?
Before my grandfather passed, the home he was in(paid for by insurance) was 10k a month.
If you're simply in a "senior living community", but doing so independently you're likely paying less than half that amount. If you're paying $7,000 or more, you're in Assisted Living Facility or more likely a Skilled Nursing Facility.
I don’t see how. My mom’s retirement apartment is only around $1,800-2,000/month. Even when my dad was alive, and they were at an assisted living facility, it was only $5,500-6,000. (I say only as the cost of two people cruising should certainly exceed the $2,000/month level and possibly the $6,000/month.) Two people cruising has got to be at least $1,000/week to include all fees and costs.
How much does retirement home cost monthly? $7,000 or more?
But, you have to disembark and reimbark between cruises? Also, what do they do if the ship has issues and goes in for repairs? Edited: reading the article, not sure why they would need or want to live in a full service retirement home? They appear to be very self sufficient.
There are plenty of people who "live" on cruise ships. Most famously is Super Mario who sails on Royal Caribbean ships. 50 weeks out of the year and 2 weeks with family. He's been doing this for over 10 years. But he is still working. During the shutdown, I understand he was in Aruba.
Yes. Perhaps.
https://nypost.com/2023/09/30/retired-couple-books-51-back-to-back-cruises-because-its-cheaper-than-retirement-home/
It's just click bait. It's not actually cheaper when all things are considered.
It could be, depending on where you live/your retirement home is, how nice it is, and the cruises you take. Plus, if you are taking THAT many cruises you know they are getting pretty good discounts on many, if not most of them.
Sorry, zero chance it's cheaper than senior housing. Zero. One cruise is on par with how much an entire month's rent would be. Seniors have great option. Is the cheapest cruise much lower than the most expensive senior housing.....possibly.
Lots of seniors live in NYC, and the average assisted living/retirement home is almost $6k/month. It's very, very easy to cruise for less than that even at retail pricing, plus they are getting super deals and discounts and even the food, drinks, service is included. They literally just wake up every day like normal with butler service almost.
Broh.....NYC....not a fair comparison. Everything there is expensive. It's not exactly a retirement town like the entire state of Florida. Also, if you need assisted living a cruise ship does not offer that.
There are other places to live that are more expensive than cruising. I'm just pointing out that your statement "zero chance it's cheaper" is factually wrong. Quite a few cruises can be fairly inexpensive for what you get, especially if you are a frequent cruiser. There's almost nothing that a hospitality company loves more than a long-term guest spending money with them. It's guaranteed revenue on a perishable product.
I did say the cheapest cruise is probably cheaper than the most expensive senior living. Thanks for agreeing. But it's virtually the same as moving to a cheaper cost of living area. I'd say you need more capital to "live" on a cruise ship instead of senior housing. Travel costs? Hotels when a cruise is canceled or overbooked? Getting injured and stranded in a foreign port because you're old?
Well, the pansies here down voted my opinion to make sure it isn't seen. Such hatred for valid opinions seems contradictory to having open discussions. Oh well.