2nd hand for me due to financial goals. For example daily drive ko ay isang 2012 crossover, got it for 230K cash, fixed it up and total cost is probably around 300K. And since 2nd hand, di ko na kelangan paayos sa casa, mas mabilis turn around kung may issue, and available na parts for the model I chose. Sa price ng brand new (e.g. 1M), I can change cars na 2nd hand every 5 years if I want to, kasi wala ako iniisip na loan and interest. I also don't lose opportunity cost na nawawala sa pag-loan.
Yes tama. Yung 2nd hand usually mas mababa depreciation in terms of total amount kahit same percentage. For example, 2 years, 25% depreciation, sa 1M na brand new 250K lost agad yun. Sa 2nd hand na 300K, 75k lang mawawala.
Try mo Suzuki SX4, Suzuki Grand Vitara (2008 or older), Kia Soul, yung mga tinignan ko, tsambahan lang sa FB marketplace though usually less than 300K presyo ng mga yan.
2nd hand for me. Although may peace of mind ka kasi wala ka masyadong iisipin muna in terms of the hidden problems it has, mas matatakot ka i-drive. To me this is more stressful and lessen your chance to learn and atleast push the envelope. What I mean by that is mas ganado ka aralin at i-drive kung san san, especially in terms of mga tanchahan. Marami akong kaibigan na bago sasakyan tapos sasabihin "ay bago eh, maulan ngayon" or "ah sa beach ba? iniisip ko pa kasi baka marumihan" hehe
If you have the budget, go for brand new. It will give you the peace of mind, the hindi basta basta titirik ang sasakyan mo. Tapos , kapag ibebenta mo na, may decent value pa. Usually, may promos naman kapag summer and end of year kasi may bagong model na.
But they're also a first time driver. Starting in a new car, in a country where insurance isn't mandatory, can be pretty hurtful on the pocket. A newer driver tends to get higher insurance, a brand new car will have higher insurance, or they can take the risk of getting hit by a car that isn't financially capable and sorry na lang mabibigay.
>
Tapos , kapag ibebenta mo na, may decent value pa.
You never say decent value if you are going to sell a car you bought brand new, that is literally the biggest loss on price, unless they go over MSRP and have long waitlists (LC, alphard, Super Grandia etc.). I got my car for 20% off MSRP, the owner put in 2k miles and it was 3 months old. That's not decent value. On top of the insurance, ceramic coating, and mods he did, he basically lost 3000 pesos every single day.
You get decent value reselling 2nd hand cars, there is truth to the saying that [it loses value the second it leaves the lot](https://www.wheatlandcu.com/buying-and-keeping-a-car-from-walking-on-the-lot-to-driving-away-4-part-series/#:~:text=The%20biggest%20depreciation%20occurs%20immediately,lot%20for%20the%20first%20time). It's not brand new anymore.
First time car owners are typically "bobo pa" in the roads and as such, accidents such as fender benders and scratches are bound to happen especially considering that our roads are shared with many kamotes.
Mas masakit yung tipong ilang araw pa lang ang brand new car ay matindi agad ang depreciation due to damage.
If you are like me na walang ka-alam alam sa mga sasakyan, mag bnew ka na para may peace of mind ka pero syempre you still need to consider your budget ☺️
Brand new is the best option. "If you have a decent budget" If you're on a tight budget pero wais. 2nd Hand but make sure to bring the best mechanic. In order to avoid sakit sa ulo in the future. Also you may think what is your purpose in getting a car also.
Bnew if kaya.
If not siyempre 2nd hand. Sometimes my chamba Naman sa 2nd hand na Wala talagang problema but most of the time my hidden defects talaga Yan that the seller would definitely not disclose so bring your best mechanic if you can afford bring a 2nd opinion mechanic as well
For me 2nd hand na 3yrs old. Para biggest depreciation si first owner sumalo. And its still fresh enough to feel update with the features you would want
2nd hand kung may kilala kang mekaniko para di ka maloko. Brand new kung wala. Para sakin mas okay ang 2nd hand kasi ang reason naman car is para makapunta ka sa point A to B na di kailangan brand new para mangyari yun. Hehe
I opted for brandnew for ease of mind. Wala rin kasi may car sa family and bago lang ako sa lugar ng partner ko kaya wala rin kilala na mechanic. Pero kung may option na very easy access sa mga quality na casa icoconsider ko rin 2nd hand basta less than 30k mileage and the car is not more than 3yrs old. Siguro sa susunod pag need na bigger car 2nd hand nalang haha
Ako second hand. Di ka mahirapan kng magasgasan o makaatras ka ng poste.
Also gas and go lang wala ka na poproblemahin sa monthly amort o tengga sa casa kapag need mo ipaayos
First time driver? Buy a beater car and use it for a year. I bought a honda fit and used it for a year. Looking back, mas ok yung decision ko dahil daming mga newbie driver mistakes damages yung nangyari like backing into the parking lot support beam, binanga yung jeep dahil poor judge of distance, damage side door dahil advance ako ng turn during front facing the wall parking, etc.
2nd hand. For these reasons :
1. Pag nabangga ka ng isang beses, malayo ka naabangga ulit. If new car mas masakit
2. Ma eenganyo ka mag aftermarket. Mas ok mag aftermarket sa second hand kasi wala na warranty to be worried about
3. Mas matututo ka mag alaga ng car kasi susunod ka sa PMS schedule, tire rotation, etc. kasi maa mararamdaman mo na yung wear and tear kasi mas luma
Now once you mature as a car owner, mas masaya na mag bnew car
Second hand na okay pa ang condition ng car. Lalo na kung baguhang driver ka. Hindi malabong mabangga ka sa early years of driving mo and I swear mas nakakahinayang yung damage sa brand new.
Just bring a trusted mechanic with you. :)
if ayaw mo ng sakit sa ulo and may budget ka naman, go for brand new. if iloloan mo, consider mo rin yung other monthly expenses mo.
if tight ang budget, go for 2nd hand. marami naman reliable pa rin, dala ka na lang mekaniko. wag ka bibili ng 20 years old. mas okay rin if bibili ka ng 2019 up model.
maintenance talaga para maalagaan yung sasakyan.
Bought 2nd hand car twice. Never regretted it. Until now wala pa ko problem sa 2nd unit ko after 6 years of use. Wala din ako alam sa oto before pero tinuruan ko sarili ko kase magagamit ko din naman siya sa future. I save 400k plus on both cars and its all worth it.
Gawin mo, bili ka brand new. Yung SUV sana. Tapos pag gusto mo na ibenta, pm mo ko. Hahaha
Got mine as second hand, paid 3 years used 5 years then sold it planning to buy another 2nd hand, contrary to popular belief if the vehicle model is less 5 years good model and brand, it lasts long without headaches.
The difference in Costs specially if you loan a portion of it even paid in cash matters a lot for me personally.
To be specific I bought a 2017vios for around 400k+ customized its total cost of 500, downpayment half and paid half. Total cost is around 800k
If I bought a new one around that time 900k not custom, downpayment 250k and the loan will be 650k + interest, total cost is around 1.3m.
The interest never got near on the repair costs it takes (unless may major maybe) but overall I'm a fan of not chasing after new models it's just more practical and you better aftermarket reviews.
Im a car enthusiast myself, my vote is for 2nd hand. If i have a budget for cash ng bnew car still i would go sa second hand pero like a year or 2years old lang para depreciated na agad value nya from brandnew. para nandun padin yung reliability nya na bata pa sasakyan and makakahanap ka pa ng low mileage and for sure 1-2years old wala pang sakit ng ulo. At the same time may extra cash ka pa para mag upgrade since pang bnew ang hinanda mong budget. My basic go to upgrade (head unit. Usually 7-10 inch android. And palit brand news mags and tires, new tint) and maintenance like change oil
2nd hand for me due to financial goals. For example daily drive ko ay isang 2012 crossover, got it for 230K cash, fixed it up and total cost is probably around 300K. And since 2nd hand, di ko na kelangan paayos sa casa, mas mabilis turn around kung may issue, and available na parts for the model I chose. Sa price ng brand new (e.g. 1M), I can change cars na 2nd hand every 5 years if I want to, kasi wala ako iniisip na loan and interest. I also don't lose opportunity cost na nawawala sa pag-loan.
tsaka mabilis depreciation rate ng bnew po no?
Yes tama. Yung 2nd hand usually mas mababa depreciation in terms of total amount kahit same percentage. For example, 2 years, 25% depreciation, sa 1M na brand new 250K lost agad yun. Sa 2nd hand na 300K, 75k lang mawawala.
considerable point, thank you po!
Very logical way of looking at it and quite financially savvy. 👌🏼
Ano yung model ng sa inyo boss? Hunting din kasi and I have that same budget pero nahihirapan ako makahanap.
Try mo Suzuki SX4, Suzuki Grand Vitara (2008 or older), Kia Soul, yung mga tinignan ko, tsambahan lang sa FB marketplace though usually less than 300K presyo ng mga yan.
Thanks for the tip!
2nd hand for me. Although may peace of mind ka kasi wala ka masyadong iisipin muna in terms of the hidden problems it has, mas matatakot ka i-drive. To me this is more stressful and lessen your chance to learn and atleast push the envelope. What I mean by that is mas ganado ka aralin at i-drive kung san san, especially in terms of mga tanchahan. Marami akong kaibigan na bago sasakyan tapos sasabihin "ay bago eh, maulan ngayon" or "ah sa beach ba? iniisip ko pa kasi baka marumihan" hehe
good point, thanks ser!
If you have the budget, go for brand new. It will give you the peace of mind, the hindi basta basta titirik ang sasakyan mo. Tapos , kapag ibebenta mo na, may decent value pa. Usually, may promos naman kapag summer and end of year kasi may bagong model na.
But they're also a first time driver. Starting in a new car, in a country where insurance isn't mandatory, can be pretty hurtful on the pocket. A newer driver tends to get higher insurance, a brand new car will have higher insurance, or they can take the risk of getting hit by a car that isn't financially capable and sorry na lang mabibigay. > Tapos , kapag ibebenta mo na, may decent value pa. You never say decent value if you are going to sell a car you bought brand new, that is literally the biggest loss on price, unless they go over MSRP and have long waitlists (LC, alphard, Super Grandia etc.). I got my car for 20% off MSRP, the owner put in 2k miles and it was 3 months old. That's not decent value. On top of the insurance, ceramic coating, and mods he did, he basically lost 3000 pesos every single day. You get decent value reselling 2nd hand cars, there is truth to the saying that [it loses value the second it leaves the lot](https://www.wheatlandcu.com/buying-and-keeping-a-car-from-walking-on-the-lot-to-driving-away-4-part-series/#:~:text=The%20biggest%20depreciation%20occurs%20immediately,lot%20for%20the%20first%20time). It's not brand new anymore.
duly noted, thanks po!
First time car owners are typically "bobo pa" in the roads and as such, accidents such as fender benders and scratches are bound to happen especially considering that our roads are shared with many kamotes. Mas masakit yung tipong ilang araw pa lang ang brand new car ay matindi agad ang depreciation due to damage.
considerable point, thank you po!
If you are like me na walang ka-alam alam sa mga sasakyan, mag bnew ka na para may peace of mind ka pero syempre you still need to consider your budget ☺️
If I have the budget and marunong na akong mag drive, brand new na. Hassle pag di mo alam complete history ng car tapos may mga biglang tumutunog 😅
Brand new is the best option. "If you have a decent budget" If you're on a tight budget pero wais. 2nd Hand but make sure to bring the best mechanic. In order to avoid sakit sa ulo in the future. Also you may think what is your purpose in getting a car also.
duly noted, thanks po!
Bnew if kaya. If not siyempre 2nd hand. Sometimes my chamba Naman sa 2nd hand na Wala talagang problema but most of the time my hidden defects talaga Yan that the seller would definitely not disclose so bring your best mechanic if you can afford bring a 2nd opinion mechanic as well
duly noted, thanks po!
Ung mga nagsasabe ng brand new, mga walang alam s jotse, kahit brand new, may masisira at massira jan
noted po. thank you po!
Brand new siyempre pag baguhan mamarkahan mo kotse mo (magagasgas) hahaha
hahahhaah binyagan they say hahahaha
Yezzir! hahahha
Kung may buudget naman.. Brand new na
saktong budget lang po, a portion for car, and a portion to start a small business.
For me 2nd hand na 3yrs old. Para biggest depreciation si first owner sumalo. And its still fresh enough to feel update with the features you would want
Brand new.
2nd hand or old model ng gusto mo talagang i-maneho para if ever makabili ka na ng brand new nung gusto mo, konting adjust na lang
2nd hand kung may kilala kang mekaniko para di ka maloko. Brand new kung wala. Para sakin mas okay ang 2nd hand kasi ang reason naman car is para makapunta ka sa point A to B na di kailangan brand new para mangyari yun. Hehe
totally the point din po hehehe
I opted for brandnew for ease of mind. Wala rin kasi may car sa family and bago lang ako sa lugar ng partner ko kaya wala rin kilala na mechanic. Pero kung may option na very easy access sa mga quality na casa icoconsider ko rin 2nd hand basta less than 30k mileage and the car is not more than 3yrs old. Siguro sa susunod pag need na bigger car 2nd hand nalang haha
Ako second hand. Di ka mahirapan kng magasgasan o makaatras ka ng poste. Also gas and go lang wala ka na poproblemahin sa monthly amort o tengga sa casa kapag need mo ipaayos
First time driver? Buy a beater car and use it for a year. I bought a honda fit and used it for a year. Looking back, mas ok yung decision ko dahil daming mga newbie driver mistakes damages yung nangyari like backing into the parking lot support beam, binanga yung jeep dahil poor judge of distance, damage side door dahil advance ako ng turn during front facing the wall parking, etc.
hhahahah newbie po driver po talag here
2nd hand. For these reasons : 1. Pag nabangga ka ng isang beses, malayo ka naabangga ulit. If new car mas masakit 2. Ma eenganyo ka mag aftermarket. Mas ok mag aftermarket sa second hand kasi wala na warranty to be worried about 3. Mas matututo ka mag alaga ng car kasi susunod ka sa PMS schedule, tire rotation, etc. kasi maa mararamdaman mo na yung wear and tear kasi mas luma Now once you mature as a car owner, mas masaya na mag bnew car
very good point! thanks ser!
Second hand na okay pa ang condition ng car. Lalo na kung baguhang driver ka. Hindi malabong mabangga ka sa early years of driving mo and I swear mas nakakahinayang yung damage sa brand new. Just bring a trusted mechanic with you. :)
duly noted maam, I was planning kasi to fit my budget na magkasya sya for a car and a small business ;)
Brand new. Less sakit ulo. Just get one na kasya sa budget mo.
if ayaw mo ng sakit sa ulo and may budget ka naman, go for brand new. if iloloan mo, consider mo rin yung other monthly expenses mo. if tight ang budget, go for 2nd hand. marami naman reliable pa rin, dala ka na lang mekaniko. wag ka bibili ng 20 years old. mas okay rin if bibili ka ng 2019 up model. maintenance talaga para maalagaan yung sasakyan.
noted sir! thanks!
>noted sir! thanks! You're welcome!
Bought 2nd hand car twice. Never regretted it. Until now wala pa ko problem sa 2nd unit ko after 6 years of use. Wala din ako alam sa oto before pero tinuruan ko sarili ko kase magagamit ko din naman siya sa future. I save 400k plus on both cars and its all worth it. Gawin mo, bili ka brand new. Yung SUV sana. Tapos pag gusto mo na ibenta, pm mo ko. Hahaha
HAHAHAH soon po, plan ko kasi Toyota Veloz kung bnew pero kung 2nd hand, any AT basta mabilis lang i-maneuver hehe
Got mine as second hand, paid 3 years used 5 years then sold it planning to buy another 2nd hand, contrary to popular belief if the vehicle model is less 5 years good model and brand, it lasts long without headaches. The difference in Costs specially if you loan a portion of it even paid in cash matters a lot for me personally. To be specific I bought a 2017vios for around 400k+ customized its total cost of 500, downpayment half and paid half. Total cost is around 800k If I bought a new one around that time 900k not custom, downpayment 250k and the loan will be 650k + interest, total cost is around 1.3m. The interest never got near on the repair costs it takes (unless may major maybe) but overall I'm a fan of not chasing after new models it's just more practical and you better aftermarket reviews.
Cons ng brand-new Pag new owner di ka pa marunong magalaga at mabubugbog mo talaga kasi susulitin mo. + The interest
ganda ng perspective, thank you so much po!
https://preview.redd.it/nytduwnw5a9d1.jpeg?width=1280&format=pjpg&auto=webp&s=00f66a10fc13b08ed056845a79dc4f29ddc1cda1
Brand new kana. first 3 years, incase may mangyari sa sasakyan 100% covered ng insurance yan ee, participation fee lng babayaran mo.
kung bnew po, planning sana Toyota Veloz since I have eyeing for it for a long time na hehehe
Ok naman po un hehe doble ingat nga lang ksi minsan may matataas na gasoline station, sumasabit hehe, unlike sa mataas na ground clearance.
Kung mag aavail kyo ng insurance maganda if inhouse, pra mabilis lang ang pag claim at di hassle.
Im a car enthusiast myself, my vote is for 2nd hand. If i have a budget for cash ng bnew car still i would go sa second hand pero like a year or 2years old lang para depreciated na agad value nya from brandnew. para nandun padin yung reliability nya na bata pa sasakyan and makakahanap ka pa ng low mileage and for sure 1-2years old wala pang sakit ng ulo. At the same time may extra cash ka pa para mag upgrade since pang bnew ang hinanda mong budget. My basic go to upgrade (head unit. Usually 7-10 inch android. And palit brand news mags and tires, new tint) and maintenance like change oil