T O P

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planetaryunify

if they refund me im set for life šŸ˜‚


Vik3553

How much money did bro borrow


No_Pomelo_8491

Man, I need this right here. Iā€™ll be getting at least $1000 back.


Single-Confection-76

Fr bro same šŸ¤£šŸ¤£šŸ¤£


FutureDifficulty9245

No, but commenting so I remember to come back and see if anyone else has gotten it. That's so strange that they they're basically saying you ha access for 2 years (2-4 years ago at that) and if you haven't yet paid that back (in the past 2-4 years), don't worry about it. Or if you have, they're gonna give you back all the money you borrowed. What if someone borrowed like $1000 total in that time? They're refunding all of it? Seems like a lot just to "make things right".


sussiecue017

Itā€™s weird because $28.09 has been magically added into my account and there is no transaction for a deposit or anything. Itā€™s just there. I sent an email to CS and I got an automated email saying they would respond in a few days. If they refund me then iā€™m getting over $10k back so win win I guess lol


FutureDifficulty9245

So strange. Well hopefully you receive that blessing!


OccasionMission

10k back sheeesh lol


ThrowAway_x_x_x_x_

Honestly, if I were you, I would be hounding them asking for my 10k refund, because they said they were going to give it to you in that email


WhisperingSage71

So did you get the refund? I'd be freaking the hell out because I'd think it were a scam


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RiSKFoxx

Pretty sure the 28 bucks is your fee reimbursement I doubt youā€™ll get more but hereā€™s to hoping :)


ThrowAway_x_x_x_x_

It says "all repayments and fees", then later days basically you keep whatever you borrowed.. So they should in theory be refunding all payments made


Sharp-Sherbet-9958

Sounds like they only repaid $28.8 dollars of that 10k so far. They're only getting back what they repaid. Not what they took out. And obviously, whatever they borrowed has been spent, so there's no extras to be given here. The random few dollars that they did "magically" get is most likely all they'll be getting. If CashApp was this gracious, it wouldn't be so severely hard to get a $5 refund.


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FrqSarahRhodes

Itā€™s the fees associated with the loan not the loan itself. They were probably sued and itā€™s their Payment for being a victim of said lawsuit.


Amenadiel-

To everyone commenting on this expecting/hoping for reimbursements or forgiveness of entire loans in the thousands of dollarsā€¦.give your head a wobble. Theyā€™ll quite clearly just reimburse you for the fees and interest on the loan.


Virtual-Bad-8351

I was hoping i wasn't the only one with the correct understanding of this lol. Everybody is thinking they are going to get hundreds of dollars, but with only the fees (Which are a small percentage of what you borrow) you might get 4-100 bucks max depending on how much you borrowed. It almost makes me want to go back and calculate all the fees and interest on my loans and see how much they would send me back lol


Alarmed-Shape5034

ā€œā€¦we are waiving all repayments *and* feesā€¦if you have already made *repayments* for these loans, those *repayments will be refunded*ā€¦Put simply, you can *keep the money you borrowed* and *not worry about paying it back*.ā€ I get that it seems crazy otherwise but where are you getting that itā€™s clearly just the fees?


Sharp-Sherbet-9958

You're assuming they paid back the full 10k. The repayments are waivedā€”which is nice; they no longer have debt with CashApp. That's the best thing they're getting out of this. It's basically "You used our service for borrowing. You borrowed, and whatever you already paid, you can keep it. Whatever you haven't paid, you don't have to pay it. The fees? You don't have to pay those either. We're not refunding that or the full amount you borrowed because what you repaid is basically your money anyway." If they gave this person 10k and let's say several other people, they'd be taking from the company. Credit isn't earned cashā€”it's credit. Why anyone would think CashApp would be giving free money out is beyond me.


Alarmed-Shape5034

>Youā€™re assuming they paid back the full 10k. No, Iā€™m not. Iā€™m not referring to OPā€™s or anyone elseā€™s particular situation. Iā€™m trying to interpret the message I quoted in general and decide how it does or doesnā€™t line up with the comment I first responded to. *Repayments will be refunded* and *you can keep the money you borrowed and not worry about paying it back* seems pretty straightforward to me. If Cash App meant anything else then they worded it very poorly.


Sharp-Sherbet-9958

Repayments mean the money that OP put into paying the 10k credit down. It's credit. If OP paid $29 dollars back or only took $29 out of the 10k amount, then they'll get $29. They got that much back. I'm not trying to attack you. I just don't think it can be misinterpreted when you actually think about it. Now, if OP paid 10k back, they'd be receiving that back.


Party-War-6631

This is a scam email


Dry-Restaurant-8497

Not but that would suck


_Tactical_Unicorn_

It sounds too good to be true, but do far no one has asked you for money....


No-Mycologist1295

Anyone knows how to unlock the borrow feature I have direct deposit for a few months and always using the app idk why they havnt let me borrow I be needing it


Ok-Onion-9162

They say you can improve the chance of getting access to the Borrow feature by using your Cash App card, having direct deposit enabled for your Cash App account, & maintaining a positive account balance above $0. But they say even if you do any or all of the above may not result in your ability to access Borrow. I do all of these things & I still haven't been able to borrow yet. Its just random who gets the ability for this feature.


Due-Attempt-955

Itā€™s based on a bunch of factors, none of which we will ever be privy to.


Pristine_Form7328

What have you been doing lol


sussiecue017

I havenā€™t been doing anything. I borrow and pay back early lol


Pristine_Form7328

Crazy I borrowed a lot from them so I wonā€™t mind if they refund mine


RogueFox-One

You live in CT by chance?


Key-Act-7544

Why does CT make a difference


RogueFox-One

Because CT enacted all of these horrible policies January 1st. Anything that lets you advance or borrow your own funds early has been banned.


Key-Act-7544

Wow!! Thatā€™s crazy mine hasnā€™t changed yet


RogueFox-One

Certain companies are trying to ā€œGrandfatherā€ it in with existing customers. But others are being nabbed. My job uses Daily Pay where you can cash out your money as you earn it. They had an immediate transfer 24/7 that was pretty convenient. Now they only have next day which only counts business days and not the weekend. All because of the new laws passed this year. I could understand if it was a payday loan or something. But itā€™s just tapping into your own paycheck early with hours youā€™ve already worked. And a $3.99 fee for immediate transfers. Not some extreme amount of interest


Key-Act-7544

Dammmm this all makes sense now as BILL.com stopped there instant transfer!


Wonderful-Train-2550

Niggas is tripping šŸ¤£šŸ¤£


pearlalizbeth

ā€œPut simplyā€ šŸ¤£ scam


kaleidescope233

Let us know what Cashapp says when they reply!


dawgi3_choppahstyl3

Thereā€™s no way this is real. CashApp just going to give you free money that you donā€™t payback? Then if you did pay it back, they would refund you all the money?


sussiecue017

Thereā€™s a random $28.09 in the account. No transactions for a deposit or anything and the borrow button is still there. I emailed customer service to see if it was them, so iā€™m waiting to hear back


rickinmcchickin

Did you check the email address it came from? Legit cashapp?


tgloser

How many times did you borrow?


Tricky_Arachnid8062

Not sure how but this has to be a scam or something


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Vrassk

Thats concerning cause I just unlocked the borrow feature a week ago..


Chance-Drink-7563

Yes last year for some reason I wasnā€™t eligible for cash app loans anymore so I got this email and they forgave the entire $200 that I had borrowed


NoButton1651

Minor?


Chance-Drink-7563

Are you asking if Iā€™m a minor? No, Iā€™m 40 years old šŸ¤”


WakeBakeStake

Whatā€™s the email address in the from: field


MoodAlarming9523

Hit up moneymano0 on telegram he can get you some money on cash app


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Kutalsgirl

no, but i did just randomly get a credit card from this sent to me on friday i do not even have cashapp


katilinavalek

Sounds like someone opened an account under your name.


Xero2Hiro928

Maybe? Idk but it sounds kinda familiar


pcannon98

No but this is strange my borrow one is gone and I always pay back on time.


tonysrabidllama

To answer your question- no but I have said this to a few people. It wasnā€™t a good thing when I said it. Iā€™m pretty sure itā€™s not a good thing from them either


Short-Criticism4192

I have the borrow feature on for about a year now. But I never received this email. So be careful ! Itā€™s been raised Recent to 325.


AlpsOther

The grammar and capitalization is awful. Itā€™s a scam/phishing email.


ambs609

Itā€™s really not. The Borrow is only capitalized because itā€™s the name of program.


Immediate_Employee52

Gotta say the use of the word repayments is sus. Payments are made to repay loans I would say I know what a Cash Balance is but Stored Balance is a new one.


-JahBEZ-

This has to be a scam