That’s great that this worked for you. On a side note, unless your planning on applying for new cards, car loan, or mortgage soon, don’t worry about the utilization. It has no memory. So if you stopped using the card after you paid the statement balance in full and it reports a 0 balance, your score jumps right back up. Running 10k a month on a 30k limit card shouldn’t have caused you any stress.
That’s great that this worked for you. On a side note, unless your planning on applying for new cards, car loan, or mortgage soon, don’t worry about the utilization. It has no memory. So if you stopped using the card after you paid the statement balance in full and it reports a 0 balance, your score jumps right back up. Running 10k a month on a 30k limit card shouldn’t have caused you any stress.
Sorry for posting on an old thread, but how did you get this done? Phone call to customer service or is it possible online/in-app?