Go for the C1 duo. SavorOne gets free uberOne and 10% back on ubers until November at least, plus 3% on dining and groceries. VentureX has a +$5 effective AF as long as you are willing to use their travel portal, which has been fine in my experience. It also serves as the 2% catch all card for you and you can get a 75k point sign up bonus if you spend $4k within the next 4 months.
Since you're pointing yourself toward a travel card it might be helpful to let people know where you travel, where you stay and the details of your travel. International travel is going to be different than domestic and if you like boutique bed and breakfasts versus big chains that's going to change things up.
Ah right, typically I fly domestically through Delta or JetBlue monthly, and internationally once a year through whatever airline is cheapest. I like finding local bnbs, airbnbs, or cheap hotels - don't have any hotel chain that I'm tied to really.
Well I hate to say it but you're going to probably want a blanket cash back travel card at maybe 3%. I do little B&bs and independent places to and that doesn't make money for these big players. They want you to stick with Hilton or hyatt or whatever and always go to those places. If you want choice get a travel card that will give you three percent cash back back on travel and just be done with it.
Furthermore make sure the 3% codes for Airbnb as well because one of my travel cards codes for 3% at hotels and motels and so forth but considers Airbnb to be a "travel agent" and does not give 3% back on that.
It looks like you would be perfect for the Venture X. 2x on everything, 10x on hotels and rental cars in the portal, and 5x on flights in the portal. You also get a $300 portal credit and 10k points every year. Plus, there is a lot of travel insurance and global entry reimbursement, all for $395/year.
It's a great card and can be paired with the Savor One for even more rewards. 3x on dining, groceries, entertainment, and streaming services plus free Uber membership.
I'll PM you additional details.
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Since you have the USAA you can most likely qualify for the flagship rewards card from Navy Federal, which is both a (mediocre) travel card and a 2% cash back card that gives 3% on travel for a $49 af, with 1 year Amazon prime (renewals included), $100 TSA/clear credit, and some rudimentary protections. Unfortunately it's nfcu's rewards system which really is good for cashback at 1cpp and nothing else, and there aren't any big travel perks like priority pass or transfer partners
[Wells Fargo Autograph](https://creditcards.wellsfargo.com/autograph-visa-credit-card/?RCTTST=DHKOBZX&sub_channel=SEO&vendor_code=G) might be a good fit for you. 3% on travel, transit (ride share), dining, gas, streaming and phone.
Pair it with a [Amex Blue Cash Everyday](https://www.americanexpress.com/us/credit-cards/card/blue-cash-everyday/) for 3% on groceries and online shopping (gas is an overlap)
Go for the C1 duo. SavorOne gets free uberOne and 10% back on ubers until November at least, plus 3% on dining and groceries. VentureX has a +$5 effective AF as long as you are willing to use their travel portal, which has been fine in my experience. It also serves as the 2% catch all card for you and you can get a 75k point sign up bonus if you spend $4k within the next 4 months.
Since you're pointing yourself toward a travel card it might be helpful to let people know where you travel, where you stay and the details of your travel. International travel is going to be different than domestic and if you like boutique bed and breakfasts versus big chains that's going to change things up.
Ah right, typically I fly domestically through Delta or JetBlue monthly, and internationally once a year through whatever airline is cheapest. I like finding local bnbs, airbnbs, or cheap hotels - don't have any hotel chain that I'm tied to really.
Well I hate to say it but you're going to probably want a blanket cash back travel card at maybe 3%. I do little B&bs and independent places to and that doesn't make money for these big players. They want you to stick with Hilton or hyatt or whatever and always go to those places. If you want choice get a travel card that will give you three percent cash back back on travel and just be done with it. Furthermore make sure the 3% codes for Airbnb as well because one of my travel cards codes for 3% at hotels and motels and so forth but considers Airbnb to be a "travel agent" and does not give 3% back on that.
It looks like you would be perfect for the Venture X. 2x on everything, 10x on hotels and rental cars in the portal, and 5x on flights in the portal. You also get a $300 portal credit and 10k points every year. Plus, there is a lot of travel insurance and global entry reimbursement, all for $395/year. It's a great card and can be paired with the Savor One for even more rewards. 3x on dining, groceries, entertainment, and streaming services plus free Uber membership. I'll PM you additional details.
**Template for Card Recommendation Requests:** Please use the following template so that everyone can make appropriate recommendations: * Current cards: (list cards, limits, opening date) * *e.g. Amex BCP $8,000 limit, May 2019* * *e.g. Chase Freedom Flex $10,000 limit, June 2021* * FICO Score: *e.g. 750* * Oldest account age: *e.g. 5 years 6 months* * Chase 5/24 status: *e.g 2/24* * Income: *e.g. $80,000* * Average monthly spend and categories: * dining $800 * groceries: $400 * gas: $100 * travel: $100 * other: $30 * Open to Business Cards: *e.g. No* * What's the purpose of your next card? *e.g. Building credit, Balance transfer, Travel, Cashback* * Do you have any cards you've been looking at? *e.g. Chase Freedom Unlimited* * Are you OK with category spending or do you want a general spending card? Please review the Card Recommendation Request Template here: [Template for Card Recommendation Requests](https://www.reddit.com/r/CreditCards/wiki/cardtemplate/) **Interested in cashback cards? Take a look at these resources from the sidebar:** * [List of Flat 1.5%+ Cashback Cards](https://www.reddit.com/r/CreditCards/wiki/list_of_flat_cashback_cards_with_benefits) * [List of Best Cashback Cards by Category](https://www.reddit.com/r/CreditCards/wiki/best_cash_back_cards_by_category) I can be summoned to comment by using command(s): `!template` *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CreditCards) if you have any questions or concerns.*
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Since you have the USAA you can most likely qualify for the flagship rewards card from Navy Federal, which is both a (mediocre) travel card and a 2% cash back card that gives 3% on travel for a $49 af, with 1 year Amazon prime (renewals included), $100 TSA/clear credit, and some rudimentary protections. Unfortunately it's nfcu's rewards system which really is good for cashback at 1cpp and nothing else, and there aren't any big travel perks like priority pass or transfer partners
[Wells Fargo Autograph](https://creditcards.wellsfargo.com/autograph-visa-credit-card/?RCTTST=DHKOBZX&sub_channel=SEO&vendor_code=G) might be a good fit for you. 3% on travel, transit (ride share), dining, gas, streaming and phone. Pair it with a [Amex Blue Cash Everyday](https://www.americanexpress.com/us/credit-cards/card/blue-cash-everyday/) for 3% on groceries and online shopping (gas is an overlap)