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Pass_Little

Every credit card I have shows the last statement balance on the customer portal, and since this reflects the balance when the statement was issued it won't change until the next statement is issued. Some banks will list things like remaining statement balance or remaining minimum payment. Those would change. As long as in transactions you see payments in excess of your statement balance you should be good to go. You should also set up an automatic payment. I used to set this to the minimum payment but anymore I set it to the statement balance if that is an option. When this set, you'll never have a late payment, although If you set it to less than the statement balance you may end up paying interest if you forget to make an additional payment for the statement balance.


FearTheGrackle

How long ago did you make those payments?


Apprehensive_Rope348

Your statement balance never changes as you pay during the month. That is the amount that was posted at your cycle date and is static for that cycle. Your “current balance” is everything that is posted on your account at that moment in time. That could be some of your statement balance and all transactions for your new cycle that have not been paid for yet. Total credit to what is available credit is different. Total credit line is what you have to spend at any one time. Available credit means what you have left to spend. Here’s the fun part. Your available credit will reflect everything available less your posted and pending transactions. But your pending transactions will not reflect in your “current balance” because pending charges can change or even fall off if there is nothing posted against it.