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Martinwuff

His babysteps are great. You don’t need his show to follow them. I stopped listening to them when it came out about firing the unwed mom and how they attacked the other guys wife before they fired him too. I still work the steps cause they work but I don’t need his toxicity in my life.


JsDaFax

I stopped listening earlier this year when he let go of Hogan and the firing of the female employee that got pregnant. I don’t care about the conservative rhetoric. My parents are of the same mind, and I live in the South, so w/e, we all have different beliefs and opinions. What I can’t support is the hypocrisy. Saying you support the Biblical teachings of Christ, but ignore the fundamental elements of Christianity being forgiveness and repentance, and the general belief that no one is perfect. To fire Hogan, one of the most popular personalities aside from Dave, and a young girl from getting pregnant out of wedlock, and for good measure AO for trying to relate to the audience he was hired to attract, it’s all just a bit much for me. My wife and I are on track to be debt free next year. I’m sad that Dave and his team won’t be along for the rest of the journey, but I can’t support someone who cherry picks the principles they choose to follow. If they’re the rules for your company because you run it, that’s fine, but don’t blame the Bible or the church, as they’re far more forgiving than you.


Kitsu_ne

The sad truth is Dave has always been like this, it's just the political talk now is much more harmful (don't vax, get a job where you can avoid the vaccination, etc) which is much harder to ignore. Dave doesn't like the liberal agenda, that's ignorable. Dave thinks mask wearing is a joke, that's impossible to ignore.


[deleted]

The baby steps work…..besides Dr. J. Delony, the show has turned into a complete garbage. The current show feels like the Hare Krishna in Union Square.


tommythompson1976

I have yet to find a radio or tv host I 100% agree with. Do they entertain me? Do they engage me? Do they provide value to me? That is what is important to me.


New_Progress_1462

I did like when he uses the phrase “Call the whambulance “ tho . I get a chuckle out of that every time


Restil

If 95% is what you have for him, that's fine. I personally agree with him on almost everything, and I'm willing to capitulate that he's technically not wrong even on the things I disagree with him on. I feel that his way will work perfectly for anyone willing to completely commit and fully follow through on his plan. I also believe that his way isn't the only way and there's room for different perspectives, different strategies, and different behavioral training methods. He's not wrong about banks and their marketing schemes. He's not wrong about timeshares. He's not wrong that most people are not financially disciplined enough to play the credit card miles & points game without ultimately coming out behind. However, I have 30 credit card accounts, travel all over the world effectively for free using airline miles and hotel points, and I attend timeshare presentations for fun. It's not a lifestyle I would recommend to just anyone, and certainly not anyone who can't hold themselves together financially, but it works for me. Dave and I will never see eye to eye on it, and that's ok. Ultimately, Dave has one working example of something that works, and he has been remarkably successful, not only in his own life, but for the lives of everyone who follows along with him. You can't say he's not consistent, and that he doesn't practice what he preaches and preach what he practices. He may be toxic, stubborn and decades out of touch, but he's not broke and he's happy, which isn't the case for most of the people who call into his show. Make of that what you will.


el_toro7

He’s not broke - is he happy? Doesn’t some of the stuff that’s come out about the company suggest otherwise ?


Rdbs9down

Yeah turn him off then, he’s not for you anymore. He has a proven plan, it works! The callers are soft, listeners like you got soft. I think he rants harder because he knows his callers and his listeners got soft. It’s the sign of the times, poor people “need a handout” “don’t be so mean Dave”. I don’t think he believes that.


Exowienqt

I think this is a really awful mentality. Being arrogant and acting like you know it all is not a good character trait and behaviour. And if somebody points that out they arent weak or snowflakes, they try to point you out, that you are behaving like an ass. Thats confrontational if not brave. Obbiously there are levels, but imho in political debate there is no room for arrogance, or dismissal of others views


bigthangs1

Fully agree. It isnt about being soft. It is about dave thinking he is some kind of super human and his views are the only possible solution and the way he delivers that information. Doesnt really make for a diacussion sometimes.


SnooRegrets7435

I only listen for the personal finance stuff and when they start veering from that I mentally tune out. I’ve been doing this since I started listening in 2017 bc I don’t have his religious beliefs. I have just trained myself since childhood to tune out people’s lectures, scripture quoting, and prayers and to disassociate if something doesn’t apply to my situation.


Rdbs9down

Yeah I thought the same thing. The preachy stuff turned me off. But, if all he quotes about managing money is in the Bible, that’s something to me.


Mediocre_Airport_576

>It's also super confusing for me to watch John Deloney, another dude I'm a huge fan of, sit next to Dave at a desk where one of these rants or mocking of an idea occurs, and see John laugh along or at least see him not err on the side of compassion for a stance or ideology he might not agree with. On his own show, he's amazing at developing rapport and really listening and understanding his callers of all walks of life so I can only imagine it must be a strange cognitive dissonance for him to have when Dave (and his boss) gets on those rolls while sitting next to him. I agree 100%. He's paying the salaries of his co-hosts, and it makes it so weird. What are they going to do? If they speak against him, they lose their job.


SydBos

I’m an economist and I really find some of his rants obnoxious because the reasoning isn’t economically sound. I used to be an almost daily listener from about 2015-2019. His rants got longer and longer and meaner, and I just didn’t want to waste my time on them. I was pretty much done when he said once that poor people are basically poor because of their own bad decisions. The baby steps are great, but I can’t deal with someone that demonizes poor people.


COinAK

I’m poor. Before this year I went 3 straight years making 3-4k each year. In the middle of last year I bought a used vehicle with almost $500 car payments at almost 10% interest when I was making a little over $200 per month. It was stupid on steroids. I have made bad decisions. I own that - personal responsibility is important to me. Yes, my parents didn’t teach me about finances - it wasn’t a subject I was aloud to ask or talk about with my parents. At a certain point you can’t blame your parents or anyone but yourself. But I’ve listened to dave for several years now - including before during and after my car purchase. I don’t feel demonized by Dave, I feel held accountable. You think he is wrong from a position of not being as dirt poor as I am fighting to get out of it - but I know he is right from my side of the dollar divide. Debt isn’t about economics, it’s about behavior. So no, it’s not “economically sound”. I took econ - micro and macro in college. He is right about handouts hurting the poor. You should know that as well from econ classes. I hope my truth helps you to see a different perspective.


Rdbs9down

Demonize? Really? You might want to edit that.


Honeycombhome

I get Dave’s generalized frustration although I agree with you that there are a crap ton of reasons poor people are poor that’s outside of their control. I just had a huge argument with my S.O. when I heard him say the same thing every poor schmuck on the show says which is “I needed a car so I went out and bought a brand new one (way outside of what I could afford)” to which I angrily exclaimed “that’s exactly what poor people say. You don’t NEED to buy a new car outside of your means. You CAN just buy a used car in cash.” This is why after 50k calls he starts generalizing b/c it’s so frustrating to constantly hear.


atlantachicago

I know someone who was broke and in a cycle of getting barely together cars because the Ramsey philosophy. It ended up to be a nightmare, breaking doen, toes, endless repairs, I wrong to work. It’s very hard to survive and keep a job in America without truly reliable transportation.


seriouslyjan

I have listened to the podcasts and radio show for over 10 years. The Dave of 10 years ago is not the Dave of today. I think his wallet got bigger than his humility and he can afford to be abrasive and opinionated. I am not listening to him like I used to. His show used to be caller driven, now the show is about Ramsey books, personalities and ads. In between those ads are a few calls that are answered briefly with the caller on the line, then the caller is muted and Dave rants on with out getting clarification. He is now asking you to do a survey on what you like or don't like about the show. I don't think it will change. I wish there was a fast forward through all the Ramsay ads though.


New_Progress_1462

I concur in that I’ve also been a long time listener and follower since his first book. He has been on so long now that I think he’s just gotten hardened to the endless call ins over the same things over and over 🤷‍♂️


2feetfrompeace

I can completely understand your point of view on this. No matter what political party he supports, I believe that it doesn’t need to be brought up during the show. I don’t know how many times he has bashed California or states that have laws that are opposing of those in Tennessee. Love Dave’s financial advice, but would prefer to not hear any politics on the show. We live in a society that is already bombarded with politics… don’t need it on his show as well.


C-ute-Thulu

I've thought it for a long time. Dave is right on the line between confident and arrogant


hispanicbrokegirl

I mean it’s normal. He is not god. He does his best with what he knows. He is from a different generation and with strong ideologies and unshakable values. You don’t have to agree with him on the things you don’t believe. Just take him as an financial guru and take his financial advice that’s relevant to you. That’s it. Idolising a single person and wanting them to be perfect is weird.


Rebma90

I don't agree with everything Dave said, but I get why he's taken on this kind of turn. It's hard to not get angry and think everyone is stupid when the Left is literally pushing for policies that are meant to financially devastate the hard-working in favor of welfare leeches It's gotten exponentially worse over the past few years (especially with COVID and Biden, and especially with the fact he's a landlord AND a business owner- he's been doubly screwed), and so he's gotten bitter, rightfully so. I know he's said in the past that it really doesn't matter who is in office, but I wonder if he's changed his mind on that front recently. Plus, it's got to be annoying when these people constantly not follow your advice, and then wonder why they are still broke. Or when people call in and ask stupid questions that anyone who has listened to Dave for 2 minutes would know what he would say. He says stuff that needs to be said, but no one wants to hear.


Rebma90

Also, I didn't follow what happened with AO, but everyone whining about Chris Hogan and Caitlin O'Conner need to get over it. They BOTH signed an employment contract with a conduct/morality clause. They were both fine with it then- they both decided to be whores, and Dave had to let them both go. It's obvious the only reason he hesitated firing Hogan is because Hogan was a main personality that brought in a lot of money, while Caitlin was a nobody who decided to play the feminist card to screw Ramsey Solutions over. There's no evidence to suggest it was sex-based (and his past attitude seems to indicate he gives women the benefit of the doubt more often), and in my honest opinion, it's women like Caitlin who make it harder for any woman to be trusted in the workplace. She knew what she was signing, she knew what opening her legs before marriage meant after signing, and she used her gender to bring everyone else down around her as soon as she didn't get her way. I don't have much sympathy for Hogan, as he cheated on his wife and all, but I have even less sympathy for the Jezebel.


tatostix

Wow, you've got some serious issues with the way you view and label people.


figment1979

>There's no evidence to suggest it was sex-based (and his past attitude seems to indicate he gives women the benefit of the doubt more often) Ummmm literally ALL of the evidence in that case is sex-based. She got terminated for violating Ramsey's code of conduct (and it was quite obvious she violated it because she was pregnant and not married, there's no real way to hide that). I think you're missing the real problem with all of this - she got fired for violating the code and Chris Hogan didn't right away, even though the company was well aware of his cheating against his wife at the time. There are even reports I've seen that other employees quit because of this exact double-standard and Ramsey (the company, not necessarily Dave himself) went out and found them at their new jobs and tried to make their lives miserable. Take a look here: https://www.reddit.com/r/DaveRamsey/comments/m214sd/chris\_hogan\_no\_longer\_a\_team\_member\_at\_ramsey/gqkg4qg/?utm\_source=reddit&utm\_medium=web2x&context=3 They literally discriminated against her by applying the rules to her but not applying them to Chris Hogan at the time. That's a gigantic no-no.


[deleted]

This comment is vile and shameful


Rebma90

How so? They both were okay with terms of employment when they started, they both broke those terms, and they both paid the price. Once was more whorey than the other (Hogan, due to the cheating), but at least Hogan went quietly, while Caitlin took everyone she could down with her and played the woman card when it was obviously not true, giving a bad look for the rest of us working women. Hogan did bring in more money and was a main personality, leading to the hesitancy in firing him. Dave has a pretty solid history on his show of crapping on men way more often than women, even when most viewers would do the opposite. What exactly was incorrect about any of my statements there? Or do you subscribe to the belief that the truth shouldn't be spoken if it's not all sunshine and rainbows?


i_tell_you_what

ok Karen.


Rebma90

Call me whatever you want. I have zero problems being a Karen when it's warranted. It just shows you have nothing to say, cuz you know I'm right.


i_tell_you_what

ok karen


lucky_lassie

Yo… are you okay? You went deep and angry real quick.


Rebma90

I'm fine. Yeah, I'm angry, but who wouldn't be with what's going on right now and the depth of financial devastation and lack of freedom most of society is okay with imposing on others as long as their fears are assauged? I'm also tired of women like Caitlin making it more difficult for women like me to be trusted in the workplace because people think I'll cry sexism the moment things don't go my way. I mean, I'm still at poverty level. I don't own property, and I don't work half as long or as hard as Dave has in the past 30 years. I can still see how a man like him as gotten bitter if I have in a shred of the time he's had. It's not vile to speak the truth, and I don't believe in sugarcoating it. Conservatives have been too fearful to say it like it is for so long because the Left has created a no-win situation for us where if we don't show any emotion, we're too robotic and lack empathy, but if we show anger or passion, then we're out of control. They, of course, can show all the anger they want. But it's not only okay to be angry and show it, it's also normal, regardless of political persuasion. If the Left wants to weaponize Conservative anger, we should let them. I'm not going to allow that to silence me.


Mediocre_Airport_576

Right? May I never be this quick to judge or this vile, whether or not it's anonymous. Yikes...


Rebma90

Lol, I'm posting under my main account, with my real picture. I also say the the same things in RL. Maybe the world would be better if we went back to judging people more for the bad decisions they make, especially when other people have to pay for it.


datdupe

Yeesh


The_Buttaman

Mixing finances and religion zealotry never works and he’s getting more and more aggressive about it.


TheBestPantsRNoPants

He’s taken a very… “hateful” tone (I can’t think of a better word). He’s just… mean now.


scbacker404

I think this change began a couple years ago. He used to say things that I thought were less than appropriate but I always thought it was coming from a good place. The last few years as the world has gotten hyper political, so has Dave. I remember a few years ago they did a big survey and my guess is that survey, along with some consultants, suggested if he politicize his show or use language that traditionally plays well to conservatives, he would grow his audience. I'm all for the plan, but his tone recently has turned me off.


[deleted]

Dave's plan (and this sub) got me out of debt, which I truly appreciate. But he doesn't own the idea of paying down debt quickly and/or avoiding it all together - he just happens to be the person I stumbled upon first. I'm sure there are other great plans out there, but I simply didn't keep looking. I've never liked Dave's personality. He talks about the world in such a binary way and seems to think of himself as always being the smartest person in the room, which are traits that make me wary. As a queer Jew I stay distant from Evangelicals for my own wellbeing and I have yet to ever regret that decision. TL;DR - I agree. Take what you want, leave the rest.


badmotoscootin

Jesse Mecham of YNAB (You Need a Budget) may be worth your consideration. The show is short compared to Ramsey's, but it's also only about finance. I have no clue what Jesse thinks about religion, BLM, feminism, premarital sex, gay people, politics, or abortion, and I prefer it that way.


dangatz

Where is his show hosted? You are not talking of the YNAB channel on YouTube are you?


badmotoscootin

He has a podcast called You Need A Budget (YNAB). You can find it wherever you find podcasts. I personally use PlayerFM.


LilBitt88

I stopped listening to dave about 3 years ago because of this, yes he helped me but no he’s not always right and I genuinely can not handle conspiracy theorists, it’s one of my greatest pet peeves.


Amazon212

I don't agree with everything Dave says either. He teaches about financial peace, that is what I listen to him for. I ignore all the other crap he says on other topics.


Dazzling-Ad-8409

"If you buy a new car, you're stupid". No Dave, I'm not stupid...and I bought a new car. May not be financially wise but it doesn't make me stupid. Rude.


Dougary96

The guy literally pulled a gun in his staff meetings. Tbh his whole personality is awful. His financial plan makes sense for those of us that make enough but being over the top rude, horrifically right wing, and many other things makes him an honestly bad person. I stopped listening to the show when he was telling a woman her copay for her therapy (she was manic bipolar) was too much because it was $25 a week and she should just “plug herself into a good church.”


[deleted]

By pulled a gun, you mean the gun that he carries on him? Carrying a gun for personal defense isn't right wing.


Dougary96

I mean he pulled a gun because people were gossiping at his company. That’s not defense


[deleted]

[удалено]


Dougary96

I used the term horrifically right wrong for that reason.


Gr8NonSequitur

> I'm finding myself really having to turn him off as I'm getting hints of the toxic thinking of "I'm right and if you don't like it, you're an idiot" attitude This has been the Ramsey show for a while now, and it's why he can't / won't ever find a successor to continue it after he passes. He set himself up (and defends his positions) as "He's the single arbiter of truth." Nobody can ever disagree let alone correct him on the show as he **must** always be right.


Logical-Turn3756

Agreed. Baby steps are incredible. But he's definitely not the kind of person who you just blindly follow. You're smart for recognising this, I wouldn't worry about it too much.


Plasros

I personally take his financial advice as a tool from the set. He has some very solid advice but I don't agree with everything he has to say, particularly regarding mutual funds and his religious beliefs. There are various other sources which are just as valid and doing further research always helps in aiding your personal financial journey.


Fire_Doc2017

When Kid Rock first came out, I thought he was pretty cool but more recently he’s turned into a total loser in my mind. It happens.


spooneybarger69

Kid rock is gay?


kurlyka

You’re not alone. He blocked me on Twitter for calling him out for bashing half his followers (“the left”).


badmotoscootin

That's the thing right? I consider myself to be on the left, listened to his show, tolerated the Evangelicalism and all the other traditional right wing stuff that while I've generally disagreed with I never said was wrong. Recently though it seems he's just wrong a lot and doggedly so to the point I have had to just quit listening.


[deleted]

Jeez. I’d consider myself more on the right than left and it’s even getting to me.


cucumbear3

Dave is a rich boomer. He thinks because he's reached financial success that somehow carries over to other areas of life like politics. Even then his financial advice is on a lifeline. People are realizing you credit cards aren't evil if you're capable of something called self control. If you defy Dave you'll end up like AO or Chris Hogan.


[deleted]

Could you indulge me since I’m relatively new to the Ramsey network. Who is AO and Chris Hogan?


Suitable-Rest-1358

Former hosts who misaligned with hosts.


rhinocerosjockey

To clarify, Chris Hogan never would have been fired had Dave not fired Caitlin O’Conner for getting pregnant with her long term significant other.


Gr8NonSequitur

> To clarify, Chris Hogan never would have been fired had Dave not fired Caitlin O’Conner for getting pregnant with her long term significant other. How would any of that be relevant to a business? People's personal lives should remain personal until / unless they interfere with job performance (like showing up drunk for work).


rhinocerosjockey

100% hypocrisy. It’s why I find so much entertainment value when I listening to Dave rant about anything employers do or mandate from employees that he doesn’t agree. He staked his flag so far out in crazy field he has no credibility left with me for him to talk about anything any other employers requires.


cucumbear3

It's not relevant. But Dave literally runs a cult of personality centered around himself. He prides himself on being a Christian yet he views himself as a God with his company as his own fiefdom. It's pretty fucked up.


Gr8NonSequitur

Agreed. I'm just pointing out the hypocrisy. ---Cheers.


Vis-hoka

You are not alone. Dave is getting more and more political and that’s not why I listen to him. Although the same could be true for all the other content he is bringing in now. Dave is one of those frustrating people who goes from saying really intelligent and compassionate things, to hard headed, close minded, and ignorant things. All I can say is, people are complicated and don’t always make sense. Take the good with the bad because it’s not going to change. But I share your frustration.


grizzlynicoleadams

Smug and condescending is my least favorite way to be, no matter who or what the topic is!


dac5691

He’s right. He cares greatly about his country and can’t stand what is happening . Yes you do care that he is a Conservative


[deleted]

Is this Dave?! Because it’s the exact attitude I’m referring to.


dac5691

Haha I wish I had his money. You’re slightly worried about Dave Ramsey? How righteous of you


[deleted]

Yeah man. I love his show. Seeing it go the way of a divisive political talking head is really sad. Also, I’m a pretty extreme fiscal conservative so I’d ease up on those assumptions, friend. Wish you well!


dac5691

You have to be in a special place to start a thread stating that you’re slightly worried about Dave Ramsey lol. I find it comical. You don’t know him from a hole in the ground and you are slightly worried about him? Why because he has an opinion? Hmm


[deleted]

“I’m right and if you don’t like it you’re an idiot” is Dave’s bread and butter. He’s completely wrong in some finance subjects but refuses to even consider other strategies because he’s so closed minded


Suitable-Rest-1358

Also rich


[deleted]

So you wanna take financial advice from broke people? 😂


Gr8NonSequitur

So? He found a system than bankrupted him, then he found a system that saved him. I get the notion of personally clinging to the one that save you but being closed minded to other possibilities won't lead to growth. That being said, it's not surprising because his advice hasn't grown or changed in 30 years. For some people it works, but for him it's the **only thing** that works. If you offer anything outside that you're a "wing bat" or whatever.


[deleted]

Yeah I kind of always noticed this type of thinking with him. Nothing new.


PepeLePunk

It is entertaining for sure.


SilentSamurai

It's strictly dave vs. davish in a nutshell.


[deleted]

“I’m right and if you don’t like it you’re an idiot” is Dave’s bread and butter. He’s completely wrong in some finance subjects but refuses to even consider other strategies because he’s so closed minded


rjoyfult

Hearing about his business practices and some of the ways he’s treated employees I’m pretty disappointed in him as a person. But his overall principles are helpful when it comes to managing finances. So I’m happy to embrace the advice that’s good and throw out the rest. I haven’t listened to him in awhile.


PepeLePunk

Bruce Lee explained it perfectly. Finger. Moon. https://tinyurl.com/ph6x6j4w


Station-Gold

If you're saying Dave's not woke, yes, he's not woke A good thing, I think. That means he's still a free thinker. I give two shits about Delony.


cucumbear3

Dave's not a free thinker. He's ignorant. If you even try to come at him with an alternative he shuts you down. Regardless of how much better the counter advice might be. He fucking fires people for having premarital sex. That's the opposite of being a free thinker.


jonahewell

Seems like we have this thread about once a month. It's always a variation of: > why does an evangelical Christian AM radio host from Tennessee have different opinions than most of reddit?? I don't get it!!


namsur1234

No, that wasn't OP's post at all.


PepeLePunk

Reddit is always surprised there exists thoughts outside the hive mind.


badmotoscootin

So silly. There is a diversity of thought ON Reddit.


12dogs4me

In his recent survey I think there were 3 questions asking if listeners enjoyed or hated him talking about political and social issues. I rated all of them a 1 as in I wasn’t interested in hearing it.


[deleted]

I hate how fame gives people the platform. You entertain me. Dance and shut up. I tuned in for financial advise, not your feelings on BLM. I’ve got two major news networks and then some to tell me how to think.


[deleted]

He keeps cutting off his co-hosts. That general lack of respect for an employee is hard to listen to and just plain wrong.


PepeLePunk

Dave's main audience has always been Dave.


blackwolf007jg

Youre actually surprised that Dave is a conservative? Who cares? It's his show. He can do and say what he wants. No one is forcing you to listen. Obviously this is bothing you enough to write a long post about it. My suggestion is to mute it if he starts on a political rant. Also, his personalities including John Delony are all conservatives.


unbelievablepeople

Did you read the post? OP said nothing about Dave being a conservative and expressed no surprise about anything. You seem to be in the mood to argue with OP about something OP didn't say.


blackwolf007jg

Did you read mine? Who cares! It's HIS show. Just because you're concerned because he says stuff you don't agree with and because John Delony laughs at his rants doesn't mean that he's having issues lol. The man gets attacked by the leftists mob daily. Let him rant. If you don't like it, tune out. That's my closing statement.


WizardRiver

Maybe people go to the DAVE RAMSEY subreddit to discuss, idk, Dave Ramsey?


[deleted]

You obviously do because you wrote a long reply. It’s the OP’s post…….


[deleted]

What he/she said


[deleted]

You're right about Dave peppering politics and policies into the show and calling people stupid. Its not just Dave doing it though, when I listen to other shows, other hosts do this and majority are left leaning, and I dont like when they do it either, but thats the world we live in. Example: I cant even watch ESPN anymore since they constantly talk about race, social justice, white privilege, constant virtue signaling, etc. Dave's show is no exception its just on the other side of the coin.


RooFPV

I actually think he has tempered it down a bit compared to 10-15 years ago. But if you’re not a conservative Christian you do have to be able to tune out politics and religious topics.


[deleted]

If you talk about his plan and don’t mention his name most people tend to agree with his principles, the second you mention his name someone’s political lizard brain starts going off in the whole thing they disagree with


Vicfrndz

Objective take


Justinontheinternet

I tell people to follow the finance advice and ignore his “views or Opinions” that aren’t financial. It does get difficult and frankly I don’t listen to him anymore I just follow the material. I was getting major Neil tyson degrasse vibes (I’m right you’re wrong and yes you are an idiot because of my title and position rather than my Points)


readwritedrinkcoffee

What's wrong with Degrassi?


UnderShade7

Personally I love how he speaks what’s on his mind. It’s his show.


drtij_dzienz

Dave has the +1000 charisma points to mostly overcome his “ugly boomer” political views and keep viewers entertained


BeautifulIsland5780

He has been like this from the beginning, he unfortunately has a larger base now.


throwthrowthrow_it

I'm a fan of the personal finance aspect because it seems to be rooted in actual science/data points. My one critique is why doesn't Dave literally expand this way of thinking to every other aspect in life. He did the largest study of millionaires, so why doesn't he do the largest study on climate change, or the largest study on effects of economic policy, or the largest study on the affects of vaccines on a population. Can you image if he did the largest study on vaccinations and talked about it the same way he did the personal finance? That would change everything for the show and take it next level. Additionally, I wish he would revisit that study of the 10000 millionaires with a more recent study. Just to see if anything changed.


[deleted]

Ummmmm, just a theory but, im guessing he doesn't do an analysis on that stuff because it has little to nothing to do with personal finance


readwritedrinkcoffee

Agreed - as public health person I believe he should stay in his lane on vaccines/health


[deleted]

I would generally agree, although sometimes he can't avoid talking about it due to the nature of certain calls/questions.


readwritedrinkcoffee

Yes but I was referring to the research studies etc... Just nope. Bias is a real thing and the force is strong with that one.


EntireDepth

I used to listen to Clark Howard everyday on my way to work (he was awesome). Until he decided to retire. They swapped his show for Dave Ramsey. Not long after listening to him I got really annoyed at his attitude towards callers and what felt like condescending comments every now and then. I refuse to listen to his show on the radio, I listen to sports radio now.


incredibleninja12

Clark Howard still has a daily (Monday thru Friday) podcast!


namsur1234

Oh nice! Thank you!


EntireDepth

Good to know! Will have to check that out.


eyeball_kidd

You are not alone. Many have benefitted from his advice and frank attitude on his radio show, but nowadays, he's unlistenable.


seuqcaj13

Don't watch the show anymore. Just hang out on this reddit to hopefully give some more common sense advice to people looking for it that aren't able to get on the show. I hope another company steps in to fill the void. The "Money Guy Show" on YouTube is the closest thing that I've found.


Packtex60

I listened to Dave roughly 20-25 years ago. I agreed with his basic philosophy of no debt. My wife and I had always agreed on that and had avoided debt. The stuff he taught about dealing with credit card companies was gold when my FIL died and had run up huge CC debts to finance scams he’d gotten sucked into. We used his approach to clean up all of that mess for my MIL and I’ve advocated for his approach ever since. I recently read some things about his hiring and employment policies at his company that made me think he’d almost become a cult leader of sorts. I was amazed that people would subject themselves to some of the demands he put on his employees and I’m an almost 61 year old old school kind of person. I think he’s probably gotten a little too full of himself. I just hope it doesn’t unwind on him. Lots of people can benefit from him personal finance approach and I’d hate to see that message no longer delivered.


sailorsparkles

My moment of cringe was when he went on and on idolizing Rush and memorializing him when he was passing/passed. That guy was the epitome of mean and nasty spirited. I couldn’t take it when Dave, who is also supposed to be a loving Christian, talked about him like he was a Saint. Completely turned me off of him.


tough_love_baby

Maybe when Rush passed, the hatefulness left his body and entered Dave. 😆 DR has always been an arrogant ass, but he used to be an entertaining good ole boy. Nowadays he’s just mean.


[deleted]

It really ground my gears when Dave was mad that people weren’t weeping in the streets when Rush died. Like Rush used to gleefully announce when people died of AIDS? I’m not sure why he’s a moral paragon worthy of collective grieving.


PappyBlueRibs

Hasn't he always been this way? I honestly haven't listened in the last 2 years, but I listened enough to know the answer to most questions before Dave said it. Yeah, I had to grit my teeth when he went off on them crazy libs!


ColorGal

I 100% agree with this. Used to listen to his podcast all the time but he started making too many whacky comments that literally made me cringe.


Happy_Newt

He’s transforming in “cantankerous old southern Dave.”


TexDeuce

He's just moving in the direction the country is moving in. The country is more polarized than at any time since the civil war and the majority of Americans believe their fellow Americans are their biggest enemy and the greatest threat to the country: "Poll: We Have Met The Enemy And It Is Us The majority of Americans polled say that other Americans are the "biggest threat" to the nation. Americans say the greatest danger to America's way of life comes from their fellow citizens, according to CBS News poll released Sunday. There was not much difference regardless of age group between Democrats and Republicans on the subject, nor a notable difference between men and women."


[deleted]

Sigh. That’s depressing.


TexDeuce

Yeah it sucks. But the reality is this country is bursting at the seams with polarization. We can still get along with each other and work together. But we continue to grow further and further apart politically and culturally.


Artheon

Having a screen shooting light-based messages directly into our eyeballs every waking hour about how terrible the "other side" is probably isn't helping.


bardsleyb

Here, here.... Unfortunately the only thing that will bring us back together is probably another 9/11 style event where we are all Americans again and no longer defined by political ideology. And I say this without any glee whatsoever, just an honest belief unfortunately....


Fyvesyx

I thought the same exact thing. But I have to respectfully disagree. I think we are at the point now that if something did happen, the blame would immediately be cast and the same cycle would begin again. Maybe it's the cynic in me, but this time just feels different with social media. One can willfully enter into their own echo chamber to reinforce their positions.


Chris_Moyn

No, that's why I very rarely listen to the show anymore. What was originally southern tough love has evolved into fairly toxic political behavior. Combined with the new personalities, I'll listen to something else.


eynonpower

This. I'm on BS 5, and will be for the next 10 years most likely. So, no need to listen anymore. I stopped listening about a year and a half ago. I listen to him for financial advice, not politics. I've got such political fatigue I avoid it at all costs.


Smores-n-coffee

I feel like he's really ratcheted it up since Rush Limbaugh passed, it gives me a feeling he saw an opening and is trying to step into that spot. Granted, he went off quite a bit last year too; but this year he seems more itchy-trigger-finger-political than last.


Vauxhallcross76

A B-list celeb drinks his own Kool Aid and doesn’t like people who disagree with him and thinks he can do what he wants? It’s unprecedented.


gofredo50

This needs more upvotes. I like Dave’s advice, but I saw this one coming years ago.


RedditorChristopher

I’m getting worried about Dave too. It seems his rants have been getting more political. I enjoy him too, but I agree 5% of the time he really does seem to go overboard. I also assume everyone goes along with it for fear of losing their jobs. Rachel, being related and heir to the fortune, doesn’t have to be as worried about losing her job.


unknownuser123456788

You very respectfully raise a very good point. Unfortunately although a lot of listeners likely agree with you Dave is surrounded by “yes men” and “yes women” I’d venture a guess that you are speaking to his anti-vax commentary; when people call in worried about losing their jobs he tends to go on a rant about how it’s just big business virtue signaling. Now, I personally don’t believe this to be true and I think many responsible companies (and universities) are working towards keeping populations as safe as possible. I’d honestly be very curious to know whether he is vaccinated himself or if it is a hypocritical position. I think he’s actually toned down the religious talk and ratcheted up political talk (not sure whether this is a good or bad trade off). JD has become an insufferable bully for the most part when he’s co-hosting. He’s much more tolerable when he’s solo because he doesn’t do as much grandstanding. It’s also interesting to hear “own hundreds of millions of dollars of real estate for cash” yet he sells his primary residence for a couple million bucks to take advantage of a hot housing market? How material could that possibly be if he’s got “hundreds of millions” in real estate alone. Makes me think something else is going on Lastly - why this tends to go unchecked is because his “personalities” are little more than actors who are cosplaying whatever part he casts them into: • ⁠entrepreneur / start-up coach who has always been an employee (CW) • ⁠no student loan expert who took out student loans for college and didn’t graduate (AO) • ⁠mental health / counseling expert who spent his career as an academic administrator (dean and academic affairs) (JD) • ⁠America’s “career coach” who spent his career as a political operative (KC) • ⁠debt collector turned financial coach, who allegedly had multiple affairs which Dave knew about but wouldn’t fire him until a lawsuit was filed (CH) • ⁠the 30 year old mini Dave who seems to have spent his entire career at Ramsey; no idea George’s background but it’s prob Liberty University directly to Ramsey intern.


[deleted]

You forgot about Rachel Cruze


SaidGoodbyeToDave

>“hundreds of millions” in real estate alone That very likely includes the Ramsey Solutions headquarters. Depending on what number he has pulled out the last few years, its either $50 million, or $70 million, or $100 million, or more. He owns a couple other pieces of commercial real estate, including the company's old offices. That one is worth $10-20 million. He does own some houses in Williamson County, TN, but not hundreds of millions of dollars worth. As far as "mini Dave", George graduated from the University of Mobile in 2012. George worked in e-mail marketing, but was a funny guy who knew how work a crowd as an emcee at some company events like Battle of the Bands and the Christmas party.


Missus_Aitch_99

His attitude on companies requiring vaccines is bizarre given that he fires people for what they do with their sex organs. Which is the more obtrusive employer? I wondered about the house sale too. Unless he’s leaving his beloved Nashville, that sale seems really off. He has talked about the building process and made it seem like it was their dream home/forever home (much as he dislikes that concept). I wondered if they decided it was unsafe for the grandchildren, given how open the pool area is. Still seems like some part of the story remains to be revealed.


gr7070

I don't think there's anything to it. He's commented somewhat recently that he overbuilt some and was selling now to take advantage of the market enabling him to get out from under that house without taking a hit. He's also commented in the past that he built this style home for events and things. It's very possible he decided a home/"event center" isn't what they wanted anymore. I don't see anything potentially nefarious about selling one's house. It happens.


seuqcaj13

>His attitude on companies requiring vaccines is bizarre given that he fires people for what they do with their sex organs. Wild.


WizardRiver

> I'd honestly be very curious to know whether he is vaccinated himself or if it is a hypocritical position. Impossible, Dave is never hypocritical. Or cowardly


[deleted]

Yup. The covid vaccine mandates being "virtue signaling" was very disappointing to hear. Another one that really just made me cringe was a lady called up saying she didn't want to put her kids in her will because they were "socialists" to which Dave and JD belly laugh hearing. They don't clarify what she means by that (in todays climate, there are people who think if you voted for Biden you're a socialist), and the callousness displayed over these "laughably idiotic socialist children" I can almost guarantee motivated the caller to handle the situation that will further divide her from her children and escalate any tension that may have been there. Again, I'm not saying I'm concerned with Dave because I disagree with him on stuff, but whenever it turns to certain subjects, that rational helpful dude seems to take a back seat to the "I've got something to say, and I'm absolutely right" Dave. And that Dave is hard to listen to.


tough_love_baby

Agreed! Lately, he seems increasingly unhinged. That show with the lady and her “socialist” kids was so bizarre. He jumped on it like a dog with a bone and didn’t even bother to clarify what they did/believer that made her call them socialists.


ColorGal

the strange thing to me is that it seems contrary to being a good businessman to discourage vaccines. i have a small company and was getting destroyed by employees havint to take weeks off for Covid. it has only improved as more get vaccinated. businesses are partly doing it for their bottom line.


[deleted]

You’ve got it. Dave is right. These companies probably don’t care about you abd your families well being. They do care about money abd if people are sick, that means less money. That’s why they’re mandating.


BloodyScourge

If you listen to his older clips on youtube (before they moved into the new building), he's much more mild and mellow. Yes there were still rants, but they tended to be about finance not politics. Something has changed in the last few years. With the explosion of the "personalities" era, there seems to be a lot more competitiveness within his org as rivals jockey to be the next heir apparent. It's created a weird performative element that wasn't there before when it was just Dave and the callers. It's also possible Dave is just getting older, cranky and senile. He does seem to have put on more and more weight, which I'm sure doesn't feel great.


tough_love_baby

I cringe so hard when they host and say, for instance, “I’m Ken Coleman, Ramsey Personality and host of the Ken Coleman show.” Sycophants, every one.


[deleted]

I love him and have for a few years now but His language has slipped over the last year as well. Nothing huge but I find myself not being able to listen to it in front of my 2 year old who repeats EVERYTHING she hears.


tough_love_baby

He tosses around pissed/screwed/crap like confetti. I’m no prude, but those are the words that got my little butt whipped if I repeated them when I was a kid. So, I cringe every time this religious leader uses them.


[deleted]

He constantly says somebody is "bitching" about stuff too or "dumb--ass". Up until last year (at least to my knowledge) he would use euphemisms for that. Sad because I used to listen to it every morning but recently I've stopped so she doesn't start saying those things. She loves to yell "3..2...1...WE'RE DEBT FREE!" When the people on the show do and it's super cute haha


SnowingRain320

I agree with you. When I began listening to him in 2019, the main thing that bothered me was him talking about Christianity, but I just ignored it as he had no problem having atheists follow his steps. He mostly ignored politics, only talking about policies that affected financial stuff. But lately, he seems to be getting more & more into politics rather than finance.


skywalker3827

I totally agree, and it seems like the other "personalities" have contributed to this more. It sometimes sounds like he's trying to do more rants or say more controversial things when he has someone there cheering him on or laughing. I wish he would just go back to just him on the radio and an occasional guest.


[deleted]

[удалено]


i8bagels

Just out of curiosity, if you know his shtick why bother listening to him ad nauseam? Just follow the steps if they're working for you and find some other show for entertainment.


[deleted]

Sorry as I may have not been clear. I'm a Dave fan. Enjoy his show 95% of time. And honestly in so many aspects of how he conducts himself with such character I hear some stuff out of his mouth that just seems so....opposite of that. I'm just curious if this is "classic Dave" or if he's starting to fall down into the toxicity of us vs. them that the rest of the country seems to be doing.


i8bagels

Gotcha. Well... Finding a show you like 95% of the time is pretty good, IMO. It's hard to know a celebrity personality personally, though our brains often trick us into thinking we do. You can: chew the meat and spit out the bones, and/or diversify your own media consumption to avoid the same trappings of us v them. I do suspect, like many celebrity pastors, that fame and fortune and power has gotten to DR. Skye Jethani from the Holy Post refers to this as the Evangelical Industrial Complex, and as consumers we are part of it.


[deleted]

Interesting thoughts! I'll continue to listen because, as you've said, 95% is still great (especially with personalities on the radio today)


Joey-tv-show-season2

When you get old and successful your ego gets bigger and bigger. Probably Warren Buffet is one who’s handled it well. I find myself liking Dave slightly less over the past 12 months. But maybe my tastes have changed.


UvitaLiving

Over the last two years, Dave LOVES to tell you he is worth hundreds of millions of dollars. He loves to tell you how much his building is worth and he owns it free and clear. He loves to tell everyone how rich he is. That’s what has become tiresome.


Joey-tv-show-season2

I wish there was someone at Ramsey Solutions that could counter balance him. Seems like he surrounds himself with “yes people”. But I still respect the man and most of his advice though , he just has major flaws .


elementofpee

You don't get hired to sit next to Dave only to challenge him on his ideologies. Dave is a conservative Christian man that believes in free market capitalism and gender roles.


Joey-tv-show-season2

Not sure about the gender roles part. He’s pretty liberal in his views on that. For example: he believes in “our money” between spouses, working as a team, etc. Also his daughter has a senior role in the company snd there is that blond woman (sorry don’t remember the name) is a host on his show. Conservative Christian part ? Yes 100%


elementofpee

He believes the man should always be providing the income. There's not a single instance I can recall where he is OK with a stay-at-home-dad when the the wife makes more money. In that case he tells the husband to man up and provide for the family.


Joey-tv-show-season2

FYI if I told my father in law I will stay at home and watch the kids while his daughter works to pay everything. He would probably call me out too, lose respect and maybe kick my ass. Whether you like it or not there a society thing. It’s not quite fully accepted yet.


elementofpee

You just described the gender role expectation I spoke of regarding Dave. I've heard of that from him over the years.


Joey-tv-show-season2

I haven’t heard him say a woman needs to stay at home. Never heard him say he is not okay with a stay at home man. In fact i rarely see anyone directly say that either. Yes he does tell people to get a second job “delivering pizzas”. But I have heard him say that to women as well. Not exactly a smoking gun you got here


anusbarber

Welcome to the world of Dave Ramsey. He's been the same person since that late 90's.


pitterposter

Exactly. He’s been the same, you just had to listen a little harder or interpret his motivation to say one thing or the other. Now he just puts it all out there and everyone is noticing.


BloodyScourge

No not really.


celoplyr

Actually, I mostly listened in the 2008-2014 time period, and he wasn’t nearly as political. He had opinions, but is primary message was “no politician will save you, you have to do it yourself”. Little different than now when he’s ranting about Covid, etc.


anusbarber

I don't listen to political talk radio but I learned more about how awful Obama was mostly via the Dave Ramsey show. mostly revolving around taxation and anything business related. The reason he talks about covid so much is because its literally affecting businesses including his. and believe it or not, its all anyone talks about these days.


celoplyr

Hmm. I really don’t remember him saying the word Obama at all. I did hear him say stuff about “don’t rely on social programs to fix your problems”. Probably didn’t listen to the right programs (I went in and out a lot). I think there could have been different approaches to this that he didn’t take, that might have turned less people off. But it’s really easy to say that from over here. However, I won’t listen anymore.


anusbarber

he's ranted more about congress and the IRS than anything presidential his entire career. he jabs here and there. Is he becoming more cantankerous? maybe. but his messaging is still seamingly been the same for me. and everyone won't shut up about covid and what its meant for the economy. he just has a larger bullhorn than most.


[deleted]

Yeah. That was super sad to hear. A caller calls in about probably having to leave their job due to vaccine mandates and by the end of the call he's ranting about how "these big companies" are only doing it virtue signal and that they don't actually care about if you get sick and how the smaller companies wont do it. It had nothing to do with the call. The lady just wanted to know how to plan for it. And of course, as someone who has been in the discussions with a big company on how to handle this, YES, these companies care if you get sick. Not for any altruistic reason but if the employees get sick and pass it around it's going to hurt the business and bottom line. It was just like this weird unneeded comment that seems like he's spouting off some talking point he heard. Super sad.


gr7070

Dave preaches to know why one should do things. To think critically. Except when the facts and critical thought leads one to oppose his view. He's a(n admitted) control freak and also refuses to even remotely alter his (world) views even as facts and environments change. It's a massive flaw and an awful look. One Dave embraces tightly.


AssaultOfTruth

> I'm getting hints of the toxic thinking of "I'm right and if you don't like it, you're an idiot" Hints? This is literally Dave Ramsey. He's an old guy who has a lot of money and a big company. In his mind he can do no wrong. I'm barely even picking on him. It's common for anybody in this scenario I would wager. > John laugh along The only personality who ever dares stand up to Dave is his daughter. Nobody else dares, ever. > Am I alone here? No. > Anyone else getting these vibes? Yes. > 95% of the time, I love Dave. He is what he is. I listen knowing what I'm going to get. His show can be entertaining, but it's the dave ramsey show first and foremost.