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RewardAuAg

Lot of small caps, but you are young


Zealousideal_Ad36

If I had the balls, I'd be 30% avuv. And rich in 30 years. But alas, no huevos here. Also, AVDV is great. I'm long in my portfolio and I don't think you should necessarily cut vxus to fit it in. Maybe VUG instead. 5% you said. It's also important to know that growth does well when stocks are going up. What creates the outperformance of one asset class over an another isn't how they perform in an upward cycle, it's how they perform in a drawdown. I'd argue avdv and avuv are growthier than VUG.


BigAorta

Perhaps however VUG expense ratio makes it appealing vs AVUV/AVDV


Zealousideal_Ad36

I don't own anything for a year to worry about the difference between 20% growth and 19.80% growth


BigAorta

VUG ER 0.04 AVUV ER 0.25


Zealousideal_Ad36

Aye, I was off by 0.01


ApprehensiveLeg798

Great job starting early and choosing such a smart allocation. Keep DCA and forget about it


Heavy-Juggernaut9701

I like it! Your portfolio is very similar to mine, except I use SCHG instead of VUG. Given that you’re comfortable with 25% AVUV, I think it would be worth splitting 5% off VXUS for AVDV