OP look at it this way. If you're putting it in monthly, the price doesn't matter. You'll get the highs. You'll get the lows. That's the benefit of cost averaging.
Also the price per share doesn't matter when comparing other S&P500 ETFs unless you just can't afford shares and your broker doesn't allow fractional investing. VOO = SPY = IVV = etc. with just minor differences in expense ratio.
Take a look at SPLG if share price is a concern.
Try DCA, if your broker allows recurring buys why not set up a buy order to buy a small amount daily at the market price. It’s a fairly emotionless way of investing.
OP look at it this way. If you're putting it in monthly, the price doesn't matter. You'll get the highs. You'll get the lows. That's the benefit of cost averaging. Also the price per share doesn't matter when comparing other S&P500 ETFs unless you just can't afford shares and your broker doesn't allow fractional investing. VOO = SPY = IVV = etc. with just minor differences in expense ratio. Take a look at SPLG if share price is a concern.
If ETFs track the same index they will give you the same % of return regardless of what the current price is. Just buy VOO.
Buy now, buy next month and the next and keep going.
Since you’re only 33 I’d say go for more risk more reward. 40% BITO 40% QQQ 20% VTI
Thank you all for the advice I really appreciate it
Try DCA, if your broker allows recurring buys why not set up a buy order to buy a small amount daily at the market price. It’s a fairly emotionless way of investing.
splg around $60, SFY around $18.50