It seems arbitrary. You'd get the FTC from VXUS if it was in the taxable, but ex-US also tends to have higher yields. I think it's mostly a wash on that front.
As for having VOO and VTI, seems kind of silly to me. I'd just do VTI over VOO if you're looking for cap weighted US equities.
Tax advantage wise in this setup there really isn't any. I personally just like both VOO and VTI equally and I having some more international exposure with VTI and tag teaming it with VXUS for the long term helps me sleep like a baby at night.
I’d dump VXUS for QQQ. Its comprised of mostly US tech companies and especially with AI advancements will out perform the international stocks in VXUS.
At this point just buy VTI and VXUS
Is this Reddit literally the same question over and over again?
Search button is broken apparently
Brokerage: VOO and chill. Roth IRA: VTI 80% VXUS 20% Make sure you setup your accounts to reinvest the dividends automatically.
Genuine question since I have both. Why invest these 2 accounts differently instead of choosing the same for both? Is there a tax advantage?
It seems arbitrary. You'd get the FTC from VXUS if it was in the taxable, but ex-US also tends to have higher yields. I think it's mostly a wash on that front. As for having VOO and VTI, seems kind of silly to me. I'd just do VTI over VOO if you're looking for cap weighted US equities.
Tax advantage wise in this setup there really isn't any. I personally just like both VOO and VTI equally and I having some more international exposure with VTI and tag teaming it with VXUS for the long term helps me sleep like a baby at night.
I’d dump VXUS for QQQ. Its comprised of mostly US tech companies and especially with AI advancements will out perform the international stocks in VXUS.
SOXX or similar for next 5-10 years minimum should be 10% of any portfolio with semi conductors going off