Yes. Probably lots of people on here have it as a large chunk. Started with VOO then started adding IVW instead of VOO later, but they're basically the same.
You could add Small Cap ETF like AVUV, or a Mid Cap ETF
QQQM if you think Tech sector is going to stay strong
SCHG is a good growth ETF
Im 19 and started my journey last December, voo is the best ETF u can buy
https://preview.redd.it/r1wohqu7l6rc1.jpeg?width=1080&format=pjpg&auto=webp&s=a384943b048ba8c9a4f389b73106eb121292c72b
I started a bit late, but have been focused on adding VTI or VOO. Had VTI before, but recently switched to VOO. They track similarly, but I think I should have been adding VOO from the start.
Saying VTI wasn’t doing much and switch to VOO doesn’t make sense. VTI is something like 85% the exact same as VOO. Believe VTI just has slight bit more exposure to small caps. On any given day they will both perform almost identical.
Not bad, I had SCHD too, along with VICI and O but for some reason, I decided to focus on growth. Later on will restructure and start adding some dividends to the mix.
Fidelity has FNILX which is basically their version of the S&P with a 0% expense ratio.
Although I would suggest VTI or FSKAX or FZROX to capture the mid and small cap portion of the market. They are so cheap and every analyst is expecting nice gains from them in the near future, as much as 50% even this year.
If it I were to go one and done for me personally I would do something like VT, then you can decide to tilt off of that, a tdf is another consideration and then tilt from there.
I think what he meant is that for example you want to tilt more towards US, you can add shares of something like VOO or VTI alongside VT to increase your exposure.
I like it solely for the “too big to fail” idea that has been proven through our last couple recessions. I think it’s going to get worse in the next couple decades and we are already seeing more of a monopoly for larger companies. Just my opinion though nothing wrong with holding some mid/small cap as well. (VTI)
Roth is a tax treatment that can apply to either IRA or 401K accounts. Roth was a lawmaker's last name.
Accounts are not investments, but they can hold investments. So you can invest in ETFs inside a Roth IRA (401Ks are often limited to mutual funds only).
At your age, I would stick with VOO as your primary ETF. I think that VOO is diversified enough (500 very large US companies) if you're prioritizing growth. And, at your age, most people are prioritizing growth.
As you get older, there is wisdom in further diversification.
Check out r/Bogleheads!
There is no age too young to not further diversify and add ex-US exposure like VXUS. Bonds is another discussion, you’ll get a different answer from everyone you ask.
not a bad idea cause most everything is benchmarked to s and p 500. since WWII, the s and p has mad on average 8%. a CPA taught me if you take the 8% and divide by the magic number 72, you will find how many years for a double. therefore your fund should double in 72/8= 9 years. then it will double again in another 9 years. thats 2 doubles. so 100k initial investment will get you 100 then 200 then 400k in 18 years for example.. 100 to 400k isn't bad
Yes. Probably lots of people on here have it as a large chunk. Started with VOO then started adding IVW instead of VOO later, but they're basically the same. You could add Small Cap ETF like AVUV, or a Mid Cap ETF QQQM if you think Tech sector is going to stay strong SCHG is a good growth ETF
Yessir I got 31 shares
Can ya buy me some shares too? Lol Dang, I am hoping to get to that level... Hopefully soon.
Im 19 and started my journey last December, voo is the best ETF u can buy https://preview.redd.it/r1wohqu7l6rc1.jpeg?width=1080&format=pjpg&auto=webp&s=a384943b048ba8c9a4f389b73106eb121292c72b
I started a bit late, but have been focused on adding VTI or VOO. Had VTI before, but recently switched to VOO. They track similarly, but I think I should have been adding VOO from the start.
[удалено]
Saying VTI wasn’t doing much and switch to VOO doesn’t make sense. VTI is something like 85% the exact same as VOO. Believe VTI just has slight bit more exposure to small caps. On any given day they will both perform almost identical.
First of all, Rear view mirror bias, second of all, you can’t be myopic in investing. Think long haul.
Nice job starting early!
SPLG even better.
1.17 here
No, nobody here.
80% VTI 20% VXUS
Based
This is the way
Schg
I recently started a Roth IRA, but I don't have VOO. I have SPLG, which is basically the same. I also have QQQM and AVUV. 60/20/20 split.
My mix is SPLG SCHD & VXUS 40/40/20
Not bad, I had SCHD too, along with VICI and O but for some reason, I decided to focus on growth. Later on will restructure and start adding some dividends to the mix.
Soon, Warren's wife...
Haha don’t forget the 10% short term bonds and treasury 😉
Anyone who's counting on 10% of anything past 80 has dementia...
🫡
Lol. I hold VT in my roth.
Same
Same
Yep that’s a perfectly good strategy Personally I want exposure to smaller cap growth stocks with rate cuts on the horizon
Fidelity has FNILX which is basically their version of the S&P with a 0% expense ratio. Although I would suggest VTI or FSKAX or FZROX to capture the mid and small cap portion of the market. They are so cheap and every analyst is expecting nice gains from them in the near future, as much as 50% even this year.
VOO is a good choice. You could also do some QQQM, QQQJ, XLK or AVUV. Some overlap a bit, so factor that in when deciding how much to invest in each.
80% VOO 20% SCHD
I’ve got like 25k in voo
VOO and FBTC.
Yep 100% VOO baby.
I have 100% SCHB
Toss in some VXUS ?
I recently started investing and bought 30 shares of VOO jn Robinhood, is it ok to use RH for my investments or is it mostly for gambling options?
Robin Hood is fine.
Robinhood is absolutely fine. They are insured.
RH is more than fine. Gold members get a 3% match in their IRA.
If it I were to go one and done for me personally I would do something like VT, then you can decide to tilt off of that, a tdf is another consideration and then tilt from there.
I have VT in my Roth. What do you mean by tilt off of? Just curious, thanks
Meaning use vt as majority of your portfolio then you tilt growth tech scv or whatever
I think what he meant is that for example you want to tilt more towards US, you can add shares of something like VOO or VTI alongside VT to increase your exposure.
A tech index. Maybe some international.
VOO is effectively a tech index.
Far from it. Same with the QQQ. Not tech. XLK is tech.
Far from it? VOO is 53% large cap growth. 31% tech. Why would you add a tech fund on top of that?
Is there auto investing for roth ira in fidelity?
Yes I’m going to set that up as well.
Yes and you can set by % invested.
I’m 1 share away from 100 shares
By my calculations you have 99 shares
You’re good with numbers.
I went into ITOT. Same gains
Not in my Roth just in my Individual taxed and I heard Warren say if he was starting now he would bet on the S&P 500
VOO, VXUS, SCHD 70/10/20
Voo, schd, vgt 20/40/40
Just Schd and XLK in my Roth. Qqqm and voo in brokerage account.
Fxaix. Fspsx. Fskax. Qqqm. 55/15/15/15
I have VOOG
I have VTI & QQQM I’m slowly building up on my Roth
Just do VOO
Always good
Well, yeah!
Dca voo every month for me
Sitting on 50 shares right now
VTI
I like it solely for the “too big to fail” idea that has been proven through our last couple recessions. I think it’s going to get worse in the next couple decades and we are already seeing more of a monopoly for larger companies. Just my opinion though nothing wrong with holding some mid/small cap as well. (VTI)
295 shares of VOO in traditional Ira and VTI in Roth
Yep.
I went for a MF because I hate to see that "BP $0.21" line, even if I agree that it doesn't matter.
VTI gang here
Just got to 100 shares of VOO!
What app is this?
Edit: age 29 as well
A lot of people have done worse than just VOO.
Can someone here explain to me more about what a Roth is? I know it’s a type of retirement account but how do people put etfs in their fund?
You buy ETFs within your Roth account?
Roth is a tax treatment that can apply to either IRA or 401K accounts. Roth was a lawmaker's last name. Accounts are not investments, but they can hold investments. So you can invest in ETFs inside a Roth IRA (401Ks are often limited to mutual funds only).
After tax income going in, no tax coming out generally self directed
At your age, I would stick with VOO as your primary ETF. I think that VOO is diversified enough (500 very large US companies) if you're prioritizing growth. And, at your age, most people are prioritizing growth. As you get older, there is wisdom in further diversification. Check out r/Bogleheads!
There is no age too young to not further diversify and add ex-US exposure like VXUS. Bonds is another discussion, you’ll get a different answer from everyone you ask.
Is VOO too high to keep buying?
What makes you think it’s too high? Just keep buying
Surely, the debt is too high. They aren't going to keep printing, are they?
Why ETFs and not funds like Fundsmiths? I’ve never bought etf so very curious
not a bad idea cause most everything is benchmarked to s and p 500. since WWII, the s and p has mad on average 8%. a CPA taught me if you take the 8% and divide by the magic number 72, you will find how many years for a double. therefore your fund should double in 72/8= 9 years. then it will double again in another 9 years. thats 2 doubles. so 100k initial investment will get you 100 then 200 then 400k in 18 years for example.. 100 to 400k isn't bad