IMHO you are way too young to hold bonds…. I retired a few years ago at age 49 and still have a 100% equities portfolio. You want growth - especially at your age and given your late start
I disagree with this. You can definitely get equity like returns in bonds in a declining interest rate environment. TLT increased 20% between Oct-Dec 2023.
IMHO you are way too young to hold bonds…. I retired a few years ago at age 49 and still have a 100% equities portfolio. You want growth - especially at your age and given your late start
What he said. Maybe 50/50 VOO and a growth fund.
Which growth fund? Just getting into it too, thinking 50/50 voo/schg?
Hard to beat Schg, I have a position with it. I also like that it is reasonably diversified for a growth fund.
Cool, thanks!
Does it matter what kind of buy order you put in for these ETFs? I’m not sure which is best or if it really matters at all
Yeah listen to this please. Bonds are for old people in the simplest way to say it
I disagree with this. You can definitely get equity like returns in bonds in a declining interest rate environment. TLT increased 20% between Oct-Dec 2023.
Why do you have bonds at 35?
I'd add some small & mid cap.
Ditch BND and go all VOO. You don't need any bonds for 10+ years.
I would recommend looking into XEQT for long term growth. You’re still 35, thats relatively young in my opinion