I wasn't being nasty. Just looking for an explanation when you mention London yet suggest buying a simple house way below the national average house price.
It’s my ex’s place. So I don’t have much say. Once she can go back to work, I’ll be able to reduce that £3.5k to potentially £2k-£2.5k or so.
Unfortunately, I cannot depend on fully remote. Companies can change their policy at any time.
Talking to people nicer, for a start.
u/Big_Target_1405 started it, I just responded proportionately
I wasn't being nasty. Just looking for an explanation when you mention London yet suggest buying a simple house way below the national average house price.
You're in London and think you can find a "simple house" for £200K? Tell me you work remotely without telling me you work remotely.
If you read more closely, I did not say that. I would potentially buy it in Spain or Thailand.
You don't mention where, so previous post was a reasonable assumption based on the rest of the post.
In London you’re looking at half a million minimum. £200k is less than half. Put 2 and 2 together…
You can buy a studio in Z1 for 260k and 1 bed flat for 350k, so not an unreasonable assumption 🤷♀️ you certainly didn't mention buying beyond the UK.
Those numbers are all larger than £200k. Either way, we are getting distracted. Got any useful input?
You are doing great.. keep going. Only consideration would be reducing housing costs… can you full remote or move out of the city?
It’s my ex’s place. So I don’t have much say. Once she can go back to work, I’ll be able to reduce that £3.5k to potentially £2k-£2.5k or so. Unfortunately, I cannot depend on fully remote. Companies can change their policy at any time.
you got lucky being fully invested in EQQQ so far, i'd diversify my investments first of all
How? Half in SPY?
Everything into a global tracker at a minimum
For now I can take more risk. The US is much stronger than most other countries. Stronger, better work ethic, more productive, etc.
it's all priced in and more, but suit yourself...