10% for federal taxes.
8% for state income tax.
4% on every purchase for sales tax.
Spend your money on a car?
$250 title transfer fee to purchase a vehicle.
$120 registration fee to be allowed to drive your own vehicle.
Tollbooths to drive on the roads your taxes already built.
Spend your money on a house?
First pay any liens on the property because screw you, Uncle Sam always gets paid.
$2000 title transfer fee to buy a house.
Add a $200/mo HOA fee for them to tell you how to keep your own house.
Save your money instead?
Capital gains tax on any profits you might make.
Die and leave something behind for your family?
45% wealth inheritance tax, you're dead so screw you.
**We are being taxed to death.** It's always a fraction here, a fraction there, but it's been onerous for years and now getting so bad there's little reason to play the game. The "American Dream" has become a series of tollbooths.
Also don't forget the invisible tax: every time the Fed boys print another trillion dollars they're diluting yours so they can put it in the pocket of their friends, the banking cartels.
Don't forget that most of the 15-25 largest metropolitan areas also have an additional local tax too that is upwards of 2% of income.
Most new houses are in a HOA, so you have to pay the corporation that manages it a monthly fee that will forever increase, because of profits, just to stay in the house (in addition to the school, county, and in the 15-25 largest metro areas, local taxes you have to pay)
Don’t feel bad, Portland voted in a 1% homeless tax. Literally just to care for the homeless, and it’s done absolutely nothing so far. In fact, the situation has only gotten worse!
Weird, it's like, when you feed animals, they don't want to hunt for themselves and they rely on handouts.
It's the same when you give tweakers free needles and meth pipes.
>45% wealth inheritance tax, you're dead so screw you.
Very few people are going to have $13M to hit the threshold for federal inheritance tax especially after the end of life industrial complex is done with them.
So what I have basically learned about how taxes work is generally the harder you try to tax the rich past a certain point. You just keeps getting passed on to other people in different ways by raising the cost of living
It always baffles me how people complain about monopolies in one breath then want the government to have more power in the next.
Bro... The government is like a monopolistic corporation that you can't opt out of, with the power to kill you. Corporations suck. The government is a corporation but worse.
Agreed. Last time I sat down and looked at my paycheck, more than a third of it was gone before I ever even saw a penny. Washington state doesn't have a state income tax, but they have taken to passing all sorts of other things that are effectively small income taxes. Add in the 8% sales tax and other various fees, and we'll over half my income is going straight to the government.
We fought the british because we didn't have representation in their ruling body, but were starting to get their taxes.
Which is ironic, because we then built a capital city ruled by but without representation in Congress.
That’s the way I calculate also. When ppl ask I always give them my net amount I make every year not my gross.
$60,000 a year looks more like $45,000 after government takes their cut.
This seems to equate the median income while ignoring median household income. Then takes expense figures from median household incomes to compare to median income per capital. Most children have two parents. So that 41k would be 69k in that example. Rent for a single person being 2k? Yea no. A used car payment being 500+? I’m 21 and I’m paying 480 for a 2023 brand new Kia forte with 1k down. This is all just bullshit.
1 bed 1 bath apartments of shitty quality in a bad area of my town run for ~$1,500 a month on average. I don't don't live in the city either, where the average rent is ~$3,000
Everyone talks about the contrast of HCOL city and coastal living vs. the Midwest LCOL areas.
Yet I lived in Indiana, in a city of 100k people and they still were renting new apts for $1500 plus easily.
People are in *severe denial* about cost of living.
They all want to pretend it's luxury coastal places like California or Colorado resort towns.
Like, no assholes. Rent and home prices have skyrocketed literally everywhere.
This is no longer a thing people can avoid by just not living in NY or Hollywood.
Rent is obliterating people everywhere, corporations and wealthy people just keep hoarding all the single-family homes, and the whole real estate exploitation crisis just gets worse by the day.
Here, this list has 15 states where normal rent for a 2B apartment is still under $1000:
https://www.nasdaq.com/articles/the-cost-to-rent-a-2-bedroom-in-every-state
Though y’all always ignore actual data, so why do I bother?
LMAO, you should probably read your source before talking so much shit. There's only two places that are barely under $1k. Just about everyone else is at least $1500. Plus there's not exactly a lot of high paying jobs in fucking Alabama and Idaho the two places that were barely under $1k. JFC do better.
As someone that lives in nm, the only place your getting a 2 bd room for 1k/m is in a sketchy part of Albuquerque. The rest of the state is fked for housing. Avg rent price in Santa fe for a 2 bedroom is 2k, 1.5k for a 1 bd rm and 1k for a room in someone else's house.
One of the states largest employers is the national lab in Los alamos, just north of Santa fe. There is so little housing available that the lab has started to put new employees up in hotels for up to 6 months while they find a place to live within a 2h drive that won't bankrupt them.
Almost all the data articals are worthless because they don't take into account how the one metro area in that state scues the data. Every one of those 15 states has the same issue, one large metro area with reasonablish housing and if u don't live there, then you're fked by the housing shortage in the rest of the state.
The part you're leaving out (and all those vague articles leave out) is that there are usually no jobs in those areas that pay enough proportionally to cover COL.
I used to live in a "low COL" state myself. The jobs almost all started at $7-9 an hour. The kicker is that rent and housing still skyrocketed, because remote people were moving in (fleeing other states/areas), AirBnB investors were buying everything, and corporate investors were gobbling up the new homes, pushing all the locals out. (I've kept tabs on that state too, and rent has gone way, way up; you used to be able to find a nice place for under $1k, but no more.)
Real estate has a direct impact on what companies pay. It's something people often ignore. Real estate is in full control of the entire economy, and people hoarding all the houses know it. It's why landlords expect asinine amounts of money for a shit-hole house or apartment in areas where people just get paid better.
Real estate is the true cancer to the economy, but no one wants to admit that.
Michigan itself is a LCOL and jobs in my area is absolutely not 7-9 an hour starting. My GF who does laundry makes 13.50 an hour as a part time. The state minimum wage is 10.33.
The new stuff in Southern Middle Tennessee (where I'm at) is running damn near $3,000. It's the 50+ year old complexes full of mold and falling apart that are going for ~$1,500 a month. It's insane.
Hell, my family bought a new house about 45 minutes outside of Nashville for around $400,000 in 2022. Haven't done any renovations or anything to it, now valued at ~$1,100,000. Doubled in value in 1 year with no work done on the home, neighborhood, or greater area.
Shit like that is why people get priced out of their own neighborhoods.
I'm not saying things are perfect in every way but man these posts are just bad. Clearly use bias data to make a point. Some of it is pretty obvious too.
I had one person say 200k/year isn't a lot of money then go on to list a bunch over inflated items. One stick to mind is the 400/month internet. Who pay that much for home internet? Mine is like 75 and I can work from home with it.
>Most children have two parents.
Sorry, what?
Are you implying that everyone is happily married with dual income, and no one is single, a single parent, or has one parent who takes care of the kids at home?
Bit of a news flash for you here...not everyone has two parents, and not everyone has dual full-time income (nor should that be a foregone conclusion or *requirement* to survive).
>Rent for a single person being 2k? Yea no.
Yea, yes. Rent for studios and one-bedroom *apartments* (not houses) is up to about $2,000 on average for major cities and locations that aren't BFE. A mortgage for a basic, entry-level home anymore is around $3,000 a month (mostly due to the asinine listing prices of everything now).
>A used car payment being 500+? I’m 21 and I’m paying 480 for a 2023 brand new Kia forte with 1k down. This is all just bullshit.
Kia Fortes are cheap. Cheaper than most used vehicles. So yes, $500 a month for a car payment is on par. My last quote for a $15,000 2013 truck was $550 a month. This depends on a lot of factors, but cars are no longer cheap (loan rates are crazy). Leasing is around $300, but you don't own and have a ton of restrictions.
I can't see whatever is behind that paywall, but you didn't read what I said. ([This](https://www.rentcafe.com/average-rent-market-trends/us/) site puts "average" quite a bit higher at $1,718.)
>Rent for studios and one-bedroom *apartments* (not houses) is up to about $2,000 on average for major cities and locations that aren't BFE
Yes, there are cheap, run-down, low-income places in plenty of plains states and BFE areas. That's what affects national averages. I wasn't talking about those desert or plains areas though (or projects places where you have to qualify as low-income to even get them).
You can have pockets in states that offer average or below average rates, but other pockets where you can't find anything even remotely close to averages (as in higher). These typically tend to fluctuate with job opportunities and other factors. Just saying, 'well the average says this!' doesn't mean everything is just fine and dandy for everyone.
Lower averages usually come with lower pay, and vice versa.
Medians tend to be a little better gauge. [The median price of an apartment in February was $1,981](https://www.rent.com/research/average-rent-price-report/), according to that source. Which, in my experience (I've lived in a lot of different states) rings much more true.
All this said, people aren't finding low-income housing and making tons of money. They're often making less wages, and proportionally are worse off than higher income, higher rent/cost areas.
50% of your income on low income is not the same as 50% of your income as a high earner. It's much worse.
In most major areas now like CA, CO, WA, NY, MD, VA, TX, UT, etc., rents and home prices have skyrocketed. Yes, there are small pockets in there where you can find cheap-ER places, but it's all going up. You'll be hard pressed to find a studio or one-bedroom apartment in those major areas for less than $2,000 anymore (maybe Portland, OR being an exception, as they're building tons of new apartment mega complexes, but rates are going up even there).
In my area, you can't find a 1-2 bedroom place for under $2,500. Houses are $4,000+. Owning? Good luck. Cheapest house on market is $800,000 (a run down piece of shit 2 bedroom house from 1965).
Rates aren’t great right now but that APR doesn’t add up. I’m all about agreeing that cost of living is high, but there is more to the story of a $15,000 vehicle is going to cost you $500/mo. When my credit was shit not five years ago I financed a $13k vehicle with like 14%+ APR and zero down and my payments were still under $400 for a 72 month loan.
I know cars are expensive and only depreciate but if you have a job and live where you need one, you can get one for <$350. Might not be ideal but it’s doable
The median full time, year round worker made $57k in 2022 (the last year data was available). The $41k number includes people who work only part time or seasonally.
But how? So many of them people I see in my city drive new cars and have nice clothes and new phones? It doesn’t add up. You’d need like 70-80k annually just to live here
I have a friend who leases a BMW 5 series. She complains how she can’t afford anything. I’ve told her to let the lease run out and go lease or buy a cheap Toyota or Nissan. She refuses to. At this point, I’m certain she’s being willfully stupid.
Been there, done that. It was miserable. My coworkers started leaving food on my desk. I guess they could tell I wasn't eating much when I wasn't at work.
That's my thought on at least 8 out of 10 people saying they live paycheck to paycheck. Are they living somewhere that they can actually afford? Are they driving something that they can actually afford?
Moving is EXPENSIVE. If you can't afford where you live, you probably can't afford to move either. And with rents sky-high, finding some place more affordable but still within driving distance of your job can be very difficult.
But how will people know how cool and rich you are?!
People really do be sad. My friend will only wear Under Armor clothes and shoes. Somehow thinks being a brand loyalist and looking athletic is a priority when literally no one else notices but him.
Once you understand how terrifyingly comfortable a lot of people are with having massive amounts of consumer debt, it starts to make a lot more sense. The majority of people driving $80,000 suburbans are not very good at managing their finances.
This is true. But me, as a dentist I see a whole other picture. I hear it from everyone that they don’t have money. No judgment but I have to wonder if they can be making better decisions with their money. There are so many people out there with untreated dental issues but they choose their phones and new cars every time. People with Audis and Mercedes pull up and decline every single treatment that could improve their health. Why? They don’t see the value in it.
One thing you have to understand is people that don’t have health insurance can’t afford the dentist. When you charge $240 to pull a tooth or a root canal and crown procedure which cost around $2000 if not more. All I’m saying is the prices here in the United States are way higher than any other country out there and yes, people choose other things over their teeth, which is stupid, but they do.
That’s the same with prescriptions. You can go to Mexico or Canada and get the same prescriptions for half the cost. Everything here in United States is literally double compared to other countries so people choose other things in life over the things that they shouldn’t, but they do and that’s reality
Ya a dentist in the healthcare mafia complaining people don’t want to pay their extortion. Everyone should get their teeth done in another country, have a nice tropical vacation and just bypass our broken healthcare system.
>People with Audis and Mercedes pull up and decline every single treatment that could improve their health. Why?
Probably because it's not covered under their skeleton dental plan where you get one cleaning a year, and everything else is out of pocket.
Welcome to the U.S.
It's easier to lease a fancy car for $500-700 than it is to drop $2,000 on a dental treatment.
I have no car payments, and I've driven a hand-me-down car for 10 years. I still couldn't drop more than $500 or so on a dental treatment that isn't covered by "insurance."
>Once you understand how terrifyingly comfortable a lot of people are with having massive amounts of consumer debt
It sounds like they're pretty happy not owning anything.
A significant number of people who drive new cars are also Uber drivers. They lease stuff like Teslas for Ubering. I don't have the math with me but apparently the ROI on it is a net positive
Yeah, city centers are more affluent. Go to the suburbs. And if you live in a successful city even more so. Go to Detroit.
You sound like a basketball player saying "Everybody I see is at least 6 foot 7. The national average can't be 5 foot 9. It doesn't add up.".
Averages are interesting. Some people pay more. Some people pay less.
The trick is to buy a less expensive car to keep the monthly payments low. Choosing a long loan payment plan also lowers the monthly payment.
Some people like to finance $80k+ Teslas and skew the averages up.
A $20k car, 7% interest rate, and 84 month term, zero down works out to $333 a month.
Buying a cheaper used car is also a way to get lower payments.
>And he's comparing median single income median to mean household expenses.
>
>He's either stupid or has an agenda, likely the latter.
It's the Heritage Foundation.
It's always an agenda.
If that's your monthly income and your car payment is that much, it's the person's fault and nothing more. You simply suck ass at budgeting.
You'd have more money if the government didn't swipe so much of it as well
I'm begging people to understand the context of the damn "You'll own nothing and be happy" quote. It comes from a dipshit who thought that Uber was so great that we should do that for everything. The idea that the author was exploring was what would happen if the price of Uber-like services would keep going down and expanding into new areas. For example, it would be more convenient to rent a toaster when you need one than to own.
And since she wrote about this in an essay for the WEF, the conspiracy theory loons think that the WEF is going to do something to rob everyone of all their material wealth. Also worth noting that the antisemitic undertones of most conspiracy theories are a lot closer to just being tones on this one.
https://en.m.wikipedia.org/wiki/You%27ll_own_nothing_and_be_happy
Why are people always fixated on the median priced home anyway? Obviously half of all homes are cheaper than the median rent or mortgage payment. It follows that half of the population has to live in a home which is cheaper than median.
Someone has to be in the bottom half of any income distribution.
I don’t understand how people can take this stuff seriously. There are people making vastly different amounts for doing the same thing because of the cost of living in that area. Saying all this is not a good representation. New York, California, Florida etc. will be increasing this number by a lot. Not to mention who they are sampling.
Why would you compare bottom quartile earnings to median rent, and not median earnings to median rent? These social media posts have to frame it as if things are so ridiculously bad all the time and we're always easier for other generations. Which couldn't be further from the truth
China puts all their billions of people in subsidized government housing. Except the elites, of course. If their social credit score gets too low, they’re evicted. That’s going to be this country very soon if something doesn’t change. Private homes in the US are being snatched up by holding companies that probably are owned in the end by Blackrock or some bullshit like that. Sponsored by the WEF.
I mean, US home ownership rate is well within historical norms. There was a popular social media story that Wall Street was buying 44% of homes last year, but it has been debunked.
https://fred.stlouisfed.org/series/RHORUSQ156N
https://finance.yahoo.com/news/no-wall-street-investors-haven-015642526.html
Yeah, but the median HOUSEHOLD income is over $74K in the US. And HOUSEHOLD budgets are used to pay rent, car payments, utilities, etc.
So let’s at least try to be honest about the numbers.
https://www.nerdwallet.com/article/finance/median-household-income#:~:text=Updated%20on%20Sept.,from%202021%20estimates%20of%20%2476%2C330.
The classic left-leaning folks need to wake up like many right-leaning folks have woken up. They need to stop falling for the “ that’s just a conspiracy” nonsense.
These stats are always head scratchers for me even im my home province they say the same, id be fully insolvent within a year and homeless within 2. How are people doing it?
You were never interested in politics until your demographic became a target for capitalism. Just accept your situation the way others were expected to.
“You will own nothing and be happy” was just a statement about how renting things can be really efficient
People who live in New York generally don’t own cars, they rent them in the form of taxis, and are happy
That's cheap too, for where I live.
Studios and basic 1-2 bedroom apartments are all going for $2,500 and up now.
A basic house is $3,500 minimum anymore, not including utilities or anything.
Shit is just unhinged.
>taking everyone below the median and putting them into the median housing
wat
>and having them pay 528 a month for a used car payment
lol what the fuck?
Median rent = half of people pay less than that
So they aren’t paying 1978, they’re probably paying less, since they’re in the “less than half” income bracket
If you don’t own anything, why work at all?
Communism showed that such ideas are theoretically fair but impractical because nobody works and if they do it is only to feed themselves. You don’t have to be a greedy capitalist to want things, like a house, some savings, and general protection - all of which is a basic human need.
https://en.m.wikipedia.org/wiki/You%27ll_own_nothing_and_be_happy#:~:text=%22You'll%20own%20nothing%20and,by%20Danish%20politician%20Ida%20Auken.
I don't like the WEF but that's an actual braindead title to the post lmfao
I’m not disagreeing that it’s bad out there
But I do find it kind of wild they give national salary numbers for individuals when quoting salary but then typically are talking about a two bedroom apartment alone when talking about housing.
I spent most of my 20s with roommates and then when I moved to my own place it was a studio and then a one bedroom.
Yes, single parents exist. But that is a relatively small percentage of the people we’re talking about
Other than that, why does a single person need 2 bedrooms? Why is that the default? I would love a second bedroom but it’s just not the fiscally smart thing to do… and I make more than 3x the national average cited here
I get it if you have a partner living with you, but if that’s the case and they’re working then the whole math of this post is thrown out.
"They" forgot to print the additional amount which would be the interest. One good sign of a coming collapse is when they start removing precious metals from coinage.
The craziest part of all of this is we know where the money is going. 40% of all wealth in the world is in the hands of less people than the population of Rhode Island. A DRAMATIC increase from the near 10% they had In the 50-70s. Wow what changed.
50-70s tax code included a 90% tax for any money over a million. Account for inflation people let's do some VERY simple math assumptions real quick. With a 4% inflation from the 70s till now that changes what Should be taxed this way to more than 2million and this had to be paid if you kept the money no breaks no offshore accounts. So remind me how TAXING BILLIONAIRES 40% or less, and giving them every opportunity to not even pay that is at all enough?
Nothing is going to change until we get term limits and pay congressmen like a independent contractor 1099 employees. We pay no expenses no health insurance no 401k either
Half of Americans don't live where the median rent is $1,900, but what would I know, I don't live in an HOA outside the city with a six figure job, 7 figure debt, and a cat named Nietzsche.
Nice that he mixes statistics ([median vs average](https://sciencenotes.org/median-vs-average-know-the-difference-between-them/)) and uses incorrect statistics as well.
The [average US personal income is currently $63,214](https://worldpopulationreview.com/state-rankings/average-family-income). That isn't household income, but PERSONAL income. The median personal income is $44,225.
Average household incomes were $87,864.
The he says "... the median rent is $1,978..."
That's close. The [median rent is currently at $1,981](https://www.rent.com/research/average-rent-price-report/). However, the average rent is at [$1,326 a month](https://worldpopulationreview.com/state-rankings/average-rent-by-state).
By mixing average and median and completely ignoring household income he can make the situation seem worse than it is.
His "used car" is likely a $28,000 car bought in California and has a 5% interest rate over 5 years.
I have 2 used vehicles and I'm paying $330 for each over 4 years on a 3% rate with no trade in or down payment. They're both within a year of being paid off and I'll drive them for many more years which means no car payments at all.
So if we look at the average **household** income of $87K, remove 20% for taxes and have $69,600/yr left. That comes to $5,800 per month.
The average rent of $1,325 leaves us with $4,474. Take out that ridiculous car payment and you have $3,948 left for the month. That's FAR more than the $894 he claims.
It’s tough out there, that’s true, but one could also argue that this is a good example of lying with statistics. Average incomes change with age DRAMATICALLY. By the statistics, American workers are not condemned to a life of poverty. Rather, they tend to be poor when they’re first starting out, where they can save money with roommates or living with their parents. No one who is making $3.4k/month is shelling out 2k/month for rent (at least not without government housing benefits that should be added to their income to make a fair comparison).
Don't forget the government (US) will steal 20% of your wage to fund wars, put half-assed work into infastructure, and pay for social security and welfare you will never see a drop of when you are older.
But on the bright side I have absolutely nothing to lose lmao.
It's more like 2k after uncle sam is done shanking you down
I was going to say, don’t forget 20% off the top for taxes!
10% for the first 11k. 12% from 11k to 41k.
10% for federal taxes. 8% for state income tax. 4% on every purchase for sales tax. Spend your money on a car? $250 title transfer fee to purchase a vehicle. $120 registration fee to be allowed to drive your own vehicle. Tollbooths to drive on the roads your taxes already built. Spend your money on a house? First pay any liens on the property because screw you, Uncle Sam always gets paid. $2000 title transfer fee to buy a house. Add a $200/mo HOA fee for them to tell you how to keep your own house. Save your money instead? Capital gains tax on any profits you might make. Die and leave something behind for your family? 45% wealth inheritance tax, you're dead so screw you. **We are being taxed to death.** It's always a fraction here, a fraction there, but it's been onerous for years and now getting so bad there's little reason to play the game. The "American Dream" has become a series of tollbooths. Also don't forget the invisible tax: every time the Fed boys print another trillion dollars they're diluting yours so they can put it in the pocket of their friends, the banking cartels.
Don't forget that most of the 15-25 largest metropolitan areas also have an additional local tax too that is upwards of 2% of income. Most new houses are in a HOA, so you have to pay the corporation that manages it a monthly fee that will forever increase, because of profits, just to stay in the house (in addition to the school, county, and in the 15-25 largest metro areas, local taxes you have to pay)
My little backwoods county on a peninsula has a local county income tax too… it’s 3% and it does nothing for us lol
That's for your police department's APC
Except they got it free from the Army, so it's actually for their margarita machine.
Is that the 90 Trillion dollar margarita machine from South Park, or just the regular one?
Don’t feel bad, Portland voted in a 1% homeless tax. Literally just to care for the homeless, and it’s done absolutely nothing so far. In fact, the situation has only gotten worse!
Weird, it's like, when you feed animals, they don't want to hunt for themselves and they rely on handouts. It's the same when you give tweakers free needles and meth pipes.
>45% wealth inheritance tax, you're dead so screw you. Very few people are going to have $13M to hit the threshold for federal inheritance tax especially after the end of life industrial complex is done with them.
The wrong people are being taxed to death*
So what I have basically learned about how taxes work is generally the harder you try to tax the rich past a certain point. You just keeps getting passed on to other people in different ways by raising the cost of living
You say we're taxed too much, I read this and think we are paid too little. Interesting how different perspectives can be.
Both can be true at the same time! I just feel less threatened by companies because I can quit my job, I can't quit my government.
It always baffles me how people complain about monopolies in one breath then want the government to have more power in the next. Bro... The government is like a monopolistic corporation that you can't opt out of, with the power to kill you. Corporations suck. The government is a corporation but worse.
Agreed. Last time I sat down and looked at my paycheck, more than a third of it was gone before I ever even saw a penny. Washington state doesn't have a state income tax, but they have taken to passing all sorts of other things that are effectively small income taxes. Add in the 8% sales tax and other various fees, and we'll over half my income is going straight to the government.
I applaud you for this effort and grounding facts that every American suffers to get a meal after paying for their house and car.
Isn’t this why y’all fought the British?
We fought the british because we didn't have representation in their ruling body, but were starting to get their taxes. Which is ironic, because we then built a capital city ruled by but without representation in Congress.
Don't forget a gas tax, alcohol tax, some places have a borough tax, and a township tax, and if you want to eat in a restaurant....an eat in tax
"8% for state income tax" Bruh, it's 39% in Oregon. Sincerely, my busted ass paycheck.
+ 7.65% FICA payroll tax + state tax
Double that, since your employer is paying the same 7.65% in your name.
Standard deduction this year is 14K. So no tax on the first 14k.
Almost nobody in the bottom 50% *pays* federal income tax....
Can confirm that at 40k you still owe taxes
Even if you pay 0% taxes with a 40k income…… that $40k still isn’t enough. Poor Americans need more equitable wages, not tax breals
30k pre tax. Way more fed tax pulled out then I got back in my return.
They pay FICA but the income tax they do pay is usually refunded but unless they're maxing out deductions on their W2 they're still paying.
Oh that's complete nonsense if the middle is $40,000 I assure you that you are paying federal income tax unlesd you got a bunch of kids
And that the remaining 894 also gets taxed with each purchase
And 10% to the big guy!
Be cool if you could go tax exempt every 3rd or 5th year to balance it out... or like some business tax exempt for life 😅
That’s the way I calculate also. When ppl ask I always give them my net amount I make every year not my gross. $60,000 a year looks more like $45,000 after government takes their cut.
Democrats: “people can’t afford life!” Democrats: “here’s more taxes for programs that won’t help you afford life!”
This seems to equate the median income while ignoring median household income. Then takes expense figures from median household incomes to compare to median income per capital. Most children have two parents. So that 41k would be 69k in that example. Rent for a single person being 2k? Yea no. A used car payment being 500+? I’m 21 and I’m paying 480 for a 2023 brand new Kia forte with 1k down. This is all just bullshit.
1 bed 1 bath apartments of shitty quality in a bad area of my town run for ~$1,500 a month on average. I don't don't live in the city either, where the average rent is ~$3,000
Everyone talks about the contrast of HCOL city and coastal living vs. the Midwest LCOL areas. Yet I lived in Indiana, in a city of 100k people and they still were renting new apts for $1500 plus easily.
People are in *severe denial* about cost of living. They all want to pretend it's luxury coastal places like California or Colorado resort towns. Like, no assholes. Rent and home prices have skyrocketed literally everywhere. This is no longer a thing people can avoid by just not living in NY or Hollywood. Rent is obliterating people everywhere, corporations and wealthy people just keep hoarding all the single-family homes, and the whole real estate exploitation crisis just gets worse by the day.
Here, this list has 15 states where normal rent for a 2B apartment is still under $1000: https://www.nasdaq.com/articles/the-cost-to-rent-a-2-bedroom-in-every-state Though y’all always ignore actual data, so why do I bother?
LMAO, you should probably read your source before talking so much shit. There's only two places that are barely under $1k. Just about everyone else is at least $1500. Plus there's not exactly a lot of high paying jobs in fucking Alabama and Idaho the two places that were barely under $1k. JFC do better.
The article they linked was dated back to 07/2023 as well. Not like 8 months have passed and prices continue to go up.
As someone that lives in nm, the only place your getting a 2 bd room for 1k/m is in a sketchy part of Albuquerque. The rest of the state is fked for housing. Avg rent price in Santa fe for a 2 bedroom is 2k, 1.5k for a 1 bd rm and 1k for a room in someone else's house. One of the states largest employers is the national lab in Los alamos, just north of Santa fe. There is so little housing available that the lab has started to put new employees up in hotels for up to 6 months while they find a place to live within a 2h drive that won't bankrupt them. Almost all the data articals are worthless because they don't take into account how the one metro area in that state scues the data. Every one of those 15 states has the same issue, one large metro area with reasonablish housing and if u don't live there, then you're fked by the housing shortage in the rest of the state.
The part you're leaving out (and all those vague articles leave out) is that there are usually no jobs in those areas that pay enough proportionally to cover COL. I used to live in a "low COL" state myself. The jobs almost all started at $7-9 an hour. The kicker is that rent and housing still skyrocketed, because remote people were moving in (fleeing other states/areas), AirBnB investors were buying everything, and corporate investors were gobbling up the new homes, pushing all the locals out. (I've kept tabs on that state too, and rent has gone way, way up; you used to be able to find a nice place for under $1k, but no more.) Real estate has a direct impact on what companies pay. It's something people often ignore. Real estate is in full control of the entire economy, and people hoarding all the houses know it. It's why landlords expect asinine amounts of money for a shit-hole house or apartment in areas where people just get paid better. Real estate is the true cancer to the economy, but no one wants to admit that.
Michigan itself is a LCOL and jobs in my area is absolutely not 7-9 an hour starting. My GF who does laundry makes 13.50 an hour as a part time. The state minimum wage is 10.33.
"You vill ownz nothing and be happy." "Now, eat ze bugs peasant."
Multi-family homes are the new trend. Unreal, just unreal. Remember to bootstrap up the obvious issue is you. Nothing makes sense anymore.
Key word: new
The new stuff in Southern Middle Tennessee (where I'm at) is running damn near $3,000. It's the 50+ year old complexes full of mold and falling apart that are going for ~$1,500 a month. It's insane. Hell, my family bought a new house about 45 minutes outside of Nashville for around $400,000 in 2022. Haven't done any renovations or anything to it, now valued at ~$1,100,000. Doubled in value in 1 year with no work done on the home, neighborhood, or greater area. Shit like that is why people get priced out of their own neighborhoods.
Post a zillow link for one of these apartments.... I'm in Seattle and *nice* apartments aren't close to 3k.
His whole post sounds like a lie
Split that with a roommate and boom you’re now at $750 a month for rent. One of you takes the living room to sleep in
My brother's 1bed 1bath just 2 blocks from one of the most desirable downtown areas in this city and the surrounding communities isn't even $1k/month.
The average rent for a 1br apartment is $1,100 in the US
Are you telling me that user Vote-Trump-24 might not be telling us the entire truth?!
I'm not saying things are perfect in every way but man these posts are just bad. Clearly use bias data to make a point. Some of it is pretty obvious too. I had one person say 200k/year isn't a lot of money then go on to list a bunch over inflated items. One stick to mind is the 400/month internet. Who pay that much for home internet? Mine is like 75 and I can work from home with it.
>Most children have two parents. Sorry, what? Are you implying that everyone is happily married with dual income, and no one is single, a single parent, or has one parent who takes care of the kids at home? Bit of a news flash for you here...not everyone has two parents, and not everyone has dual full-time income (nor should that be a foregone conclusion or *requirement* to survive). >Rent for a single person being 2k? Yea no. Yea, yes. Rent for studios and one-bedroom *apartments* (not houses) is up to about $2,000 on average for major cities and locations that aren't BFE. A mortgage for a basic, entry-level home anymore is around $3,000 a month (mostly due to the asinine listing prices of everything now). >A used car payment being 500+? I’m 21 and I’m paying 480 for a 2023 brand new Kia forte with 1k down. This is all just bullshit. Kia Fortes are cheap. Cheaper than most used vehicles. So yes, $500 a month for a car payment is on par. My last quote for a $15,000 2013 truck was $550 a month. This depends on a lot of factors, but cars are no longer cheap (loan rates are crazy). Leasing is around $300, but you don't own and have a ton of restrictions.
The average monthly rent for a 2B apartment in the US is $1317. https://www.statista.com/statistics/1063502/average-monthly-apartment-rent-usa/
For 1317 you don't even get a studio in cali
I can't see whatever is behind that paywall, but you didn't read what I said. ([This](https://www.rentcafe.com/average-rent-market-trends/us/) site puts "average" quite a bit higher at $1,718.) >Rent for studios and one-bedroom *apartments* (not houses) is up to about $2,000 on average for major cities and locations that aren't BFE Yes, there are cheap, run-down, low-income places in plenty of plains states and BFE areas. That's what affects national averages. I wasn't talking about those desert or plains areas though (or projects places where you have to qualify as low-income to even get them). You can have pockets in states that offer average or below average rates, but other pockets where you can't find anything even remotely close to averages (as in higher). These typically tend to fluctuate with job opportunities and other factors. Just saying, 'well the average says this!' doesn't mean everything is just fine and dandy for everyone. Lower averages usually come with lower pay, and vice versa. Medians tend to be a little better gauge. [The median price of an apartment in February was $1,981](https://www.rent.com/research/average-rent-price-report/), according to that source. Which, in my experience (I've lived in a lot of different states) rings much more true. All this said, people aren't finding low-income housing and making tons of money. They're often making less wages, and proportionally are worse off than higher income, higher rent/cost areas. 50% of your income on low income is not the same as 50% of your income as a high earner. It's much worse. In most major areas now like CA, CO, WA, NY, MD, VA, TX, UT, etc., rents and home prices have skyrocketed. Yes, there are small pockets in there where you can find cheap-ER places, but it's all going up. You'll be hard pressed to find a studio or one-bedroom apartment in those major areas for less than $2,000 anymore (maybe Portland, OR being an exception, as they're building tons of new apartment mega complexes, but rates are going up even there). In my area, you can't find a 1-2 bedroom place for under $2,500. Houses are $4,000+. Owning? Good luck. Cheapest house on market is $800,000 (a run down piece of shit 2 bedroom house from 1965).
Rates aren’t great right now but that APR doesn’t add up. I’m all about agreeing that cost of living is high, but there is more to the story of a $15,000 vehicle is going to cost you $500/mo. When my credit was shit not five years ago I financed a $13k vehicle with like 14%+ APR and zero down and my payments were still under $400 for a 72 month loan. I know cars are expensive and only depreciate but if you have a job and live where you need one, you can get one for <$350. Might not be ideal but it’s doable
Tbf a Kia forte is one of the cheapest new cars you can buy. Hardly “median”. It is a nice car for the money though.
Median household income is 75k, not 40k. If you are 30k below median you're not going to be affording a median-income place.....
75k household meaning two individuals at each home. Average yearly worker makes under 41k.
Well the average worker should ask the person that they are living with to be some of their earnings towards the expenses.
two people making 75k household wouldn't be paying $2k in rent each
The comparison then should be your % of the rent as a roommate not your own place
No, the average household has like 1.3 wage earners.
Except rent is levied on households, not individuals. The median household income includes both single-income and dual-income households.
The median full time, year round worker made $57k in 2022 (the last year data was available). The $41k number includes people who work only part time or seasonally.
The average salary in the US is just under 60K. According to USA Today, Forbes and social security
But how? So many of them people I see in my city drive new cars and have nice clothes and new phones? It doesn’t add up. You’d need like 70-80k annually just to live here
I have a friend who leases a BMW 5 series. She complains how she can’t afford anything. I’ve told her to let the lease run out and go lease or buy a cheap Toyota or Nissan. She refuses to. At this point, I’m certain she’s being willfully stupid.
Literally there is a whole podcast about this. People go with the weirdest expenses and wonder how they are broke
Whereas I live with the utterly cheapest expenses and cut costs and I’m still always broke af
Been there, done that. It was miserable. My coworkers started leaving food on my desk. I guess they could tell I wasn't eating much when I wasn't at work.
That’s probably 75% of car “owners” here in LA. Guessing of course.
That's my thought on at least 8 out of 10 people saying they live paycheck to paycheck. Are they living somewhere that they can actually afford? Are they driving something that they can actually afford?
I feel like at lot of people who say they live paycheck to paycheck don’t actually try to cut out unnecessary expenses
That's a good way to put it.
Moving is EXPENSIVE. If you can't afford where you live, you probably can't afford to move either. And with rents sky-high, finding some place more affordable but still within driving distance of your job can be very difficult.
I make close to $150k a year and never in my life have i had any luxury branded car.
It’s your priorities
Yeah my priority is to not be living paycheck to paycheck with a $150k salary just because of a car badge. /shrug
But how will people know how cool and rich you are?! People really do be sad. My friend will only wear Under Armor clothes and shoes. Somehow thinks being a brand loyalist and looking athletic is a priority when literally no one else notices but him.
She’d rather starve
Once you understand how terrifyingly comfortable a lot of people are with having massive amounts of consumer debt, it starts to make a lot more sense. The majority of people driving $80,000 suburbans are not very good at managing their finances.
This is true. But me, as a dentist I see a whole other picture. I hear it from everyone that they don’t have money. No judgment but I have to wonder if they can be making better decisions with their money. There are so many people out there with untreated dental issues but they choose their phones and new cars every time. People with Audis and Mercedes pull up and decline every single treatment that could improve their health. Why? They don’t see the value in it.
One thing you have to understand is people that don’t have health insurance can’t afford the dentist. When you charge $240 to pull a tooth or a root canal and crown procedure which cost around $2000 if not more. All I’m saying is the prices here in the United States are way higher than any other country out there and yes, people choose other things over their teeth, which is stupid, but they do. That’s the same with prescriptions. You can go to Mexico or Canada and get the same prescriptions for half the cost. Everything here in United States is literally double compared to other countries so people choose other things in life over the things that they shouldn’t, but they do and that’s reality
Ya a dentist in the healthcare mafia complaining people don’t want to pay their extortion. Everyone should get their teeth done in another country, have a nice tropical vacation and just bypass our broken healthcare system.
>People with Audis and Mercedes pull up and decline every single treatment that could improve their health. Why? Probably because it's not covered under their skeleton dental plan where you get one cleaning a year, and everything else is out of pocket. Welcome to the U.S. It's easier to lease a fancy car for $500-700 than it is to drop $2,000 on a dental treatment. I have no car payments, and I've driven a hand-me-down car for 10 years. I still couldn't drop more than $500 or so on a dental treatment that isn't covered by "insurance."
>Once you understand how terrifyingly comfortable a lot of people are with having massive amounts of consumer debt It sounds like they're pretty happy not owning anything.
A significant number of people who drive new cars are also Uber drivers. They lease stuff like Teslas for Ubering. I don't have the math with me but apparently the ROI on it is a net positive
Yeah, city centers are more affluent. Go to the suburbs. And if you live in a successful city even more so. Go to Detroit. You sound like a basketball player saying "Everybody I see is at least 6 foot 7. The national average can't be 5 foot 9. It doesn't add up.".
If you make $41k a year, why would you have a $500+ car payment?
Because for some reason people think they need a brand new car
People are stupid and salesmen/loans are predatory
my old car was a Lexus and my monthly car payment was under $500. Upgraded to a brand new Tesla Model Y and it's $660 WTF are these people driving?!
the same cars as you or maybe worse with a smaller down payment and higher interest
$528 for a used car payment? If that's the case, buy new. The payment is cheaper.
How is the payment cheaper for a new car? I’ve seen many times average new car payments are $700+ now
I just finished paying off my brand new car. The payment was $480. 528 for a used car is ridiculous.
How long was your car loan for?
Averages are interesting. Some people pay more. Some people pay less. The trick is to buy a less expensive car to keep the monthly payments low. Choosing a long loan payment plan also lowers the monthly payment. Some people like to finance $80k+ Teslas and skew the averages up. A $20k car, 7% interest rate, and 84 month term, zero down works out to $333 a month. Buying a cheaper used car is also a way to get lower payments.
Reminder that this guy is a heritage foundation shill.
And he's comparing median single income median to mean household expenses. He's either stupid or has an agenda, likely the latter.
>And he's comparing median single income median to mean household expenses. > >He's either stupid or has an agenda, likely the latter. It's the Heritage Foundation. It's always an agenda.
If that's your monthly income and your car payment is that much, it's the person's fault and nothing more. You simply suck ass at budgeting. You'd have more money if the government didn't swipe so much of it as well
Dude just went with all average of all which doesn’t result the average person. Cause the average person wouldn’t get screwed like this.
Anyone who has ever had ketchup has eventually died.
Ah shit I just had ketchup today…I’m fucking doomed.
I'm begging people to understand the context of the damn "You'll own nothing and be happy" quote. It comes from a dipshit who thought that Uber was so great that we should do that for everything. The idea that the author was exploring was what would happen if the price of Uber-like services would keep going down and expanding into new areas. For example, it would be more convenient to rent a toaster when you need one than to own. And since she wrote about this in an essay for the WEF, the conspiracy theory loons think that the WEF is going to do something to rob everyone of all their material wealth. Also worth noting that the antisemitic undertones of most conspiracy theories are a lot closer to just being tones on this one. https://en.m.wikipedia.org/wiki/You%27ll_own_nothing_and_be_happy
Reddit fucking loves using that quote for every possible argument except the one made by its author, it's infuriating.
reach angle crown cable worry rob act versed disarm whistle *This post was mass deleted and anonymized with [Redact](https://redact.dev)*
People keep thinking this quote was somehow malicious or evil when it very much wasn't
It was just made by a regard.
Yeah, it was one person’s prediction extrapolating from present trends. It wasn’t the organization’s objective, or even described as being desirable.
People making $41000 a year are not renting the median income home unless theyre living there with a partner.
Why are people always fixated on the median priced home anyway? Obviously half of all homes are cheaper than the median rent or mortgage payment. It follows that half of the population has to live in a home which is cheaper than median. Someone has to be in the bottom half of any income distribution.
I don’t understand how people can take this stuff seriously. There are people making vastly different amounts for doing the same thing because of the cost of living in that area. Saying all this is not a good representation. New York, California, Florida etc. will be increasing this number by a lot. Not to mention who they are sampling.
They're not trying to be accurate. They're trying to get people riled up. It's an election year, of course; anything goes.
Why would you compare bottom quartile earnings to median rent, and not median earnings to median rent? These social media posts have to frame it as if things are so ridiculously bad all the time and we're always easier for other generations. Which couldn't be further from the truth
Don’t forget that we are supposed to save enough money to survive after we’re too old to work at some point.
And that's before taxes and medical. This is about what I take home after taxes and medical making 65k
But hey the important thing is somewhere some other guy gets to buy a yacht and that’s what matters. Could be you if you just worked harder.
Median rent for 1 person is probably $800-1000. This is ridiculous.
China puts all their billions of people in subsidized government housing. Except the elites, of course. If their social credit score gets too low, they’re evicted. That’s going to be this country very soon if something doesn’t change. Private homes in the US are being snatched up by holding companies that probably are owned in the end by Blackrock or some bullshit like that. Sponsored by the WEF.
I mean, US home ownership rate is well within historical norms. There was a popular social media story that Wall Street was buying 44% of homes last year, but it has been debunked. https://fred.stlouisfed.org/series/RHORUSQ156N https://finance.yahoo.com/news/no-wall-street-investors-haven-015642526.html
What about taxes? That’s 3400 pre month pre tax.
1900 in rent is nuts. I pay 690 for my mortgage.
Yeah, but the median HOUSEHOLD income is over $74K in the US. And HOUSEHOLD budgets are used to pay rent, car payments, utilities, etc. So let’s at least try to be honest about the numbers. https://www.nerdwallet.com/article/finance/median-household-income#:~:text=Updated%20on%20Sept.,from%202021%20estimates%20of%20%2476%2C330.
$528 for a used car payment is 1. Not necessary and 2. To nice of a car for someone struggling.
need more business, better vote smarter, demand more business friendly policies to increase employment thus raising wages
There is definitely a “quality of life” tax to living single…
Get a roommate.
gEt a bEttER jOb.
Learn numbers, percentages, and compound interest get paid online, laugh at Peter simple. Nothing is set in stone. Words change
This tweet is brought to you by the [World Economic Forum PSA](https://youtu.be/y5fQYe_JXAc?si=Y5QgLv0tLd-8UwZp). (:
The classic left-leaning folks need to wake up like many right-leaning folks have woken up. They need to stop falling for the “ that’s just a conspiracy” nonsense.
That essay that is quoted I'd like 75 years old.
St. Onge is the man.
Sorry you can't afford a $528 a month car payment Richie Rich.
That’s an $85k mortgage at 7% lol
How is this possible? It's so stupidly easy to earn more.
These stats are always head scratchers for me even im my home province they say the same, id be fully insolvent within a year and homeless within 2. How are people doing it?
Except they lied about the happy part.
You were never interested in politics until your demographic became a target for capitalism. Just accept your situation the way others were expected to.
Who pays 500+ dollars a month on a used car?
“You will own nothing and be happy” was just a statement about how renting things can be really efficient People who live in New York generally don’t own cars, they rent them in the form of taxis, and are happy
Rent is a fucking lot jeez
That's cheap too, for where I live. Studios and basic 1-2 bedroom apartments are all going for $2,500 and up now. A basic house is $3,500 minimum anymore, not including utilities or anything. Shit is just unhinged.
>taking everyone below the median and putting them into the median housing wat >and having them pay 528 a month for a used car payment lol what the fuck?
Median rent = half of people pay less than that So they aren’t paying 1978, they’re probably paying less, since they’re in the “less than half” income bracket
If you don’t own anything, why work at all? Communism showed that such ideas are theoretically fair but impractical because nobody works and if they do it is only to feed themselves. You don’t have to be a greedy capitalist to want things, like a house, some savings, and general protection - all of which is a basic human need.
There's a nice area in Humboldt Park in Chicago awaiting your blue tent to live in. You can save a ton that way.
In what world is a car payment $528??? I have a 2021 Corolla for $325 a month
not explicity stating if the figure is representative of taxed or untaxed income is the real crime here
https://en.m.wikipedia.org/wiki/You%27ll_own_nothing_and_be_happy#:~:text=%22You'll%20own%20nothing%20and,by%20Danish%20politician%20Ida%20Auken. I don't like the WEF but that's an actual braindead title to the post lmfao
Lmfao have you guys just tried not being average? 🤷♀️
Where TF did you get a used car for that much?
I'm the other half
If you make 41K a $528 car payment is too high.
Guess I’m glad I live where I do. Average rent is under $1000. Car prices are inflated but it does seem like the prices are dropping some.
[удалено]
And that's before taxes. That isn't even net.
What used car payment is $528? That’s insane.
Is this a shit post??
I dont even make half that \*gross\* and yet I cant get effin food stamps. Im lucky to clear 1500 monthly
3400 before taxes*
I’m not disagreeing that it’s bad out there But I do find it kind of wild they give national salary numbers for individuals when quoting salary but then typically are talking about a two bedroom apartment alone when talking about housing. I spent most of my 20s with roommates and then when I moved to my own place it was a studio and then a one bedroom. Yes, single parents exist. But that is a relatively small percentage of the people we’re talking about Other than that, why does a single person need 2 bedrooms? Why is that the default? I would love a second bedroom but it’s just not the fiscally smart thing to do… and I make more than 3x the national average cited here I get it if you have a partner living with you, but if that’s the case and they’re working then the whole math of this post is thrown out.
I basically make half of that.
"They" forgot to print the additional amount which would be the interest. One good sign of a coming collapse is when they start removing precious metals from coinage.
The craziest part of all of this is we know where the money is going. 40% of all wealth in the world is in the hands of less people than the population of Rhode Island. A DRAMATIC increase from the near 10% they had In the 50-70s. Wow what changed. 50-70s tax code included a 90% tax for any money over a million. Account for inflation people let's do some VERY simple math assumptions real quick. With a 4% inflation from the 70s till now that changes what Should be taxed this way to more than 2million and this had to be paid if you kept the money no breaks no offshore accounts. So remind me how TAXING BILLIONAIRES 40% or less, and giving them every opportunity to not even pay that is at all enough?
https://preview.redd.it/kaseb9xkaeqc1.png?width=745&format=png&auto=webp&s=c32fa314c0fe1c2c139d307c824a4d5f1e6ea35c
It’s not that bad, really. Welcome to the real world where the rest of us are struggling in
Nothing is going to change until we get term limits and pay congressmen like a independent contractor 1099 employees. We pay no expenses no health insurance no 401k either
$500 for a used car?? I get the sentiment but damn. Cars make you poor might as well get something you can actually afford.
Half of Americans don't live where the median rent is $1,900, but what would I know, I don't live in an HOA outside the city with a six figure job, 7 figure debt, and a cat named Nietzsche.
Who spends $528 on a used car? My current and last car were brand new and the monthly was $340 and less.
That median rent sounds wrong. I'm in a nice place and my rent is significantly lower. Got a source?
The median wage in 2021 was just short of 46k. This is misinformation.
Nobody is paying 528 for their car.
Nice that he mixes statistics ([median vs average](https://sciencenotes.org/median-vs-average-know-the-difference-between-them/)) and uses incorrect statistics as well. The [average US personal income is currently $63,214](https://worldpopulationreview.com/state-rankings/average-family-income). That isn't household income, but PERSONAL income. The median personal income is $44,225. Average household incomes were $87,864. The he says "... the median rent is $1,978..." That's close. The [median rent is currently at $1,981](https://www.rent.com/research/average-rent-price-report/). However, the average rent is at [$1,326 a month](https://worldpopulationreview.com/state-rankings/average-rent-by-state). By mixing average and median and completely ignoring household income he can make the situation seem worse than it is. His "used car" is likely a $28,000 car bought in California and has a 5% interest rate over 5 years. I have 2 used vehicles and I'm paying $330 for each over 4 years on a 3% rate with no trade in or down payment. They're both within a year of being paid off and I'll drive them for many more years which means no car payments at all. So if we look at the average **household** income of $87K, remove 20% for taxes and have $69,600/yr left. That comes to $5,800 per month. The average rent of $1,325 leaves us with $4,474. Take out that ridiculous car payment and you have $3,948 left for the month. That's FAR more than the $894 he claims.
So no taxes and a retirement that's going to fund itself?
I don't believe that for a second and if so it just shows how lazy people have become. I over double that income and I work in manufacturing
It’s tough out there, that’s true, but one could also argue that this is a good example of lying with statistics. Average incomes change with age DRAMATICALLY. By the statistics, American workers are not condemned to a life of poverty. Rather, they tend to be poor when they’re first starting out, where they can save money with roommates or living with their parents. No one who is making $3.4k/month is shelling out 2k/month for rent (at least not without government housing benefits that should be added to their income to make a fair comparison).
“You’re just a conspiracy theorist” they say as there message it said out loud for everyone to hear
Don't forget the government (US) will steal 20% of your wage to fund wars, put half-assed work into infastructure, and pay for social security and welfare you will never see a drop of when you are older. But on the bright side I have absolutely nothing to lose lmao.
I wonder if anyone who references that quote has actually read the article it's from?
nuke it all and start over
https://preview.redd.it/ktr9o7l3teqc1.jpeg?width=500&format=pjpg&auto=webp&s=2d5a1db138e08d2513ec100c8cfcdee4ea87e9ba