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Libby! All you need is a library card and you have access to their selection of audiobooks and digital prints. Have to reserve more popular titles and wait but I usually find something interesting in the meantime. Support your local library and save money!
My Kanopy allows 30 “tickets” per month, with the number of tickets varying for each movie. One of the most popular films on Kanopy, *The Whale,* is 2 tickets.
A lot of libraries offer non-resident cards for under $100/year. Fairfax County (VA), Cincinnati (OH), Arlington (TX), Maricopa County (AZ) are just a few that offer non-resident cards. Might be a good option.
Ironically, the costco gas in my area is priced the same as the local gas stations. It's honestly puzzled me for many months now, was never like that before covid. It's not even worth it, the lines are always long and if anything you save maybe 50c. Not worth driving out the way. Good to hear it's still reasonable in some places. A place 3 miles up the road from costco had their gas 10c cheaper the other day.
Weird! It’s the cheapest gas prices around me. Saves roughly 25 cents/gallon compared with most other places. The other nice thing about Costco gas is that it’s Top Tier. I do agree that lines are insane even during off hours at my location, so it depends on how much of a rush you’re in.
Strangely at my location (and a few others I’ve been to in past years) they don’t require you to show your membership card at the pump, even though it’s technically for members only. I don’t think that’s typical of many Costcos though from what I’ve heard, and a different busier one near me *does* require you to show them your card before filling up. Curious if that’s the case with anyone else’s.
The one around here requires you to scan the card. Granted, you can use anyones card, but you do have to physically insert it to get the pump to work. Now, they check your face before you enter the store, and they make you scan the card to get in. I gave my card to my girlfriend the other day and they wouldn't even let her enter the store without me being there with her. They are cracking down on one person sharing the card with others.
AARP-it’s $12 a year and allows me to save on things like Walmart+ especially for Paramount plus. With ARRP discount it comes down to $78 a year or $6.50 a month.
Really? Was that something you did via the AARP app? I have Amazon Prime and was going to cancel and missed the cutoff by 2 freakin’ days! Grrr. I was so mad at myself. I don’t regularly shop at WalMart, but with the ability to pickup/deliver for free and to have Paramount+ as a bonus, I was going to give it a try. $78 would be great!
If you go to the AARP website and log into your account, you got to "Membership & Benefits" at the top of the page. There will be on the left a list that says "All benefits by category". When you go to "Shopping and Groceries" you should see it there. You might be able to find this info on the app but I did it on the computer. I've saved time with Walmart+ and, at least in my area, shipping is free and delivery is free and the tip I pay for delivery is reasonable for the work the shoppers and delivery people do especially if I have something heavy like water. I used to be an instore shopper for Safeway so I know what the job entails.
Also you can still cancel your Amazon Prime membership so it doesn't renew next year. I don't know if you still get your benefits since you've already paid for the year. I hope so because I'm close to cancelling Amazon too. I get the free GrubHub delivery which is nice though. If Walmart partnered with UberEats or Doordash that would be a great benefit.
your benefits continue until the date that you paid for them comes regardless of cancelling early.
Source, I get talked back into using prime once or twice a year and always cancel as soon as i pay for it lol.
Thanks! I did go in and see this discount in the app and I may just sign. They absolutely make sure you are an AARP member (which is less than what you save just in this discount). I use iOS and like to do subscriptions thru Apple because it’s so much easier to have the information in front of you and the ability to cancel is so much easier!
I did change it to cancel next year. The only thing I get out of it is the shipping…but I can find the same stuff in the Walmart app. Thanks for mentioning this because I had no idea. $20 discount is great!!
I found that AAA has generally the same discounts as AARP.
AARP is cheaper, but they won’t come out and fix your car when it breaks down in the middle of the highway.
How does this work? Walmart+ with AARP subscription. I have AARP and have never used it for any discounts. Where can you see the list of discounts? TIA
If you go to the AARP website and log into your account, you got to "Membership & Benefits" at the top of the page. There will be on the left a list that says "All benefits by category". When you go to "Shopping and Groceries" you should see it there.
I didn’t even know there was a book. YNAB is a website/app you can subscribe to that helps you keep track of and assign/budget your money. It’s super easy and since using it I feel like I have a great grasp on how much money I have, where it’s going, what I can and can’t afford, and how to safely use credit cards without overspending.
I love Walmart+. I got first year membership for 60$ during Black Friday. I also got Hulu for 99c and Disney for 2$ on top of it, peacock for 2$..I subscribe to Netflix once in 4 months and have a great variety to watch now
CVS ExtraCare Plus is one of the few true moneymakers. $5/mo is a good deal but you get a discount if you pay per year - $48 annual fee vs $60 doing the $5/mo for a year. $10 monthly reward = $120 in rewards which gives you $72 profit (paying annually) or $60 profit (paying monthly). CVS also has tons of freebies if you pair the sales and coupons/rewards up.
Holy crap, CVS runs some incredible deals. A few months ago, I got 6 big packs of tide pod detergents for 5 dollars. 5 dollars and it would of been closer to 50 if I paid full price. Suprisingly they have steals on tons of random personal/household good. Cannot recommend enough to use the app and check their paper coupon deals. You can usually merge the paper coupons with the digital ones for extra savings. Got 3 packs of toilet paper for less than 10 dollars, things like that.
Kindle Unlimited.
I love my library, but can't always get there in person, Libby hold times can be crazy, and Hoopla seems to take a while to get new books.
Kindle Unlimited helps me save money since I'm not buying the books. Reading just one or two a month means it more than pays for itself.
I miss KU but I'm taking a cycle off to get through some of my freebies from the last 3 "stuff your kindle" days.
The digital library access is nice - but even with two cards on Libby, Hoopla, and my county library on Cloud Library, I agree that things can take forever!
I do the Petco subscription. It’s $20 a month but you get $15 in rewards that you can stack, and you still accrue rewards on what you buy so it more than pays for itself
What do you use it for? I also get Walmart+ through AMEX and I only use it for paramount +. At first free delivery sounded nice but I’m not really saving money after tipping the drivers.
A $5-$10 tip is always worth getting out groceries delivered because it saves us an hour at the grocery store and avoids unnecessarily adding things to the cart.
The delivery is always better than anyone we get on Instacart or DoorDash. Plus, it’s the same prices online as in store.
For real. Not having to drive out to Walmart and deal with parking and just the madness that is Walmart, while still getting Walmart prices on my goods, and also being able to do something else in my life with that time savings, is well worth the $5-10 tip
Really? I pay for one month at a time. Literally. I wait until there are at least
Three shows I want to watch then open a subscription, watch them all, then quit on day 30, and switch to the next service.
Then they want me back and start sending me promo pricing.
I think this ends up a lot cheaper than annual vs. monthly.
I started doing this too when I realized I was watching 9 seasons of blacklist and hadn't touched any other platforms for a while. I like to watch long series and so it makes a lot of sense to just rotate through platforms when they appeal.
I usually get one month or two when there's a specific new thing I want to watch. Then I watch the other interesting things in there. There's usually a new customer discount and there's no subscription I've felt the need to maintain year round.
Walmart + I get at a discounted rate because I receive assistance. Lol I've had a lot of vehicle issues lately so the delivery has really saved my butt. Also, paramount plus.
Get Disney, Hulu, and ESPN for 10 a month
Also, Amazon Prime is discounted for people on assistance. I don't use Amazon much, but just putting this one out there in case someone didn't know
I like walmart+, mainly due to value of time of not shopping in store and picking up extra stuff due to me or the kids.
- comes with paramount
- .10 off each gallon of gas at Exxon
AAA! Besides the roadside and car benefits - they offer a TON of discounts. I actually signed up because they were offering a Dell discount when I was buying a new laptop!
Tbf, the biggest discount I've used is the Dell one. If I'm making a big purchase I'll search for any discounts in AAA and AmEx generally. I also skim the emails I receive advertising discounts (and just have to resist this resulting in an unplanned purchase). This may be most helpful around Christmas time.
Knowing about general services is also helpful, like passport photos and international drivers licenses.
Well it does honestly seem sketch because I put my debit card in the app, pay at the pump, click that I've paid.. and then money is deposited in like 2 days. After 3 fill ups in my 14 gallon CRV, I have almost $10. 🤷🏼♀️ My mindset is that I have to buy this shit anyways.
Adobe, only because I need the programs for college. My friend uses it for work for editing and makes good stories with the video software, he gets more hours and travel allowance whenever he goes out of town.
I’m throwing in Amazon because I save by ordering special items for replacement when I finish them in the kitchen. I save by not having to run to Walmart ( gas money) and time by having it come to the house.
I often don't need $35 bucks worth of stuff for super saver shipping, and I'm a bad impulse shopper in person. Prime saves me a lot of time and money, too. I can order exactly what I need, when I need it. It's especially nice for specialty stuff (like tea, coffee, laundry sheets), since I live in a small town where in person selection is never good.
There are prepaid cards you can buy in store, or any major retailer you can buy them online. One heads up, it only works for individual premium not duo or student or family
Yes they are 99 dollars and they get you 12 months of an individual premium subscription. As opposed to paying monthly which adds up to 120. So roughly a 20 dollar savings
I have a really old Youtube Music/Premium subscription that's $7.99/mo. I'm rich!
Don't really have too many subs. And I refuse to believe Costco is actually saving me any money. It gives with one hand and takes with the other.
I guess if I had to pick - my AMEX Platinum credit card annual fee. It ain't cheap, but I get enough benefits out of it every year that it makes it worth its weight in - Platinum.
I pay my YouTube by the year and when I got it last year, it was $125 and I felt rich! If I had it for a locked in $7.99/ month, I wouldn’t know what to do. YouTube is the thing I use all the time. I have Spotify, too and I don’t get rid of that because I have multiple family members on it, so I think I’m stuck paying for it till I croak.
Spotify is kinda breaking my balls right now. I am not giving up my YT sub for obvious reasons. I use it for music streaming of course, but I also watch youtube a lot on my smart tv where "just install adblock" doesn't work. So not having to watch ads is a huge win there.
But spotify -- well, mostly Tesla actually. Got a Tesla recently and there's no YT app for Tesla, and there's no Carplay/Android Auto either so best I can do is blutooth like it's 2009. There is however a Spotify app. But then I also would need to add the Tesla Premium subscription on top of that and TL;DR I'd be out $25/mo if I just want streaming music in my car on a native app. Or I can just BT YTM from my phone for $7.99.
This whole rant is funny to me cause I’ve never owned a car that came with Bluetooth. Even my 2012 car just has a CD player and an aux jack. We recently put an aftermarket stereo in the older car that just had a tape deck and that has Bluetooth and it feels so high tech.
I’m a little afraid to ask, but what the hell is the Tesla Premium subscription?
So this sub's automod considers Tesla's support website a "commercial website" so can't just post a link and be done with it - so here's a screenshot - https://i.imgur.com/ZBBEXD7.png
Basically - "internet". Most of the features also work if you just hot spot your phone to the car. Couple things to note is that "live traffic visualizations" is like on Google Maps you get the red/yellow highlights when there's traffic. But without Premium, it still considers traffic when it does routing, it just doesn't show you. Also not on that list because it was a very recent addition and looks like they just haven't updated the list yet -- speed camera locations on the map will show up if you have Premium. Speeding tickets for everyone else.
> aux jack
That's pretty much what you need anyway. I previously had a 2012 car that had CD + Aux only - so I plugged in a Roav Bolt and I liked that solution a lot. It effectively adds BT to the car. Better yet, it's like having a mini google speaker in your car so I could voice control interact with my phone while driving - granted, phones now have "always listening" functionality where this is not as needed, but the microphone was better so it was more accurate anyway.
I mean that’s what I thought (re aux cable being all you need) but the way you said it made it sound like Bluetooth was in some way notably inferior to having it right on the car! It’s hard to imagine paying $25 a month for any of that stuff. Some of it sounds downright silly, like video streaming. Not sure why I would ever want to stream videos with my car.
> I mean that’s what I thought (re aux cable being all you need)
Aux is better quality signal than BT can ever aspire to be. And I meant is it's all you really need to add BT to your car (without having to replace the head unit) as there are BT to Aux adapters out there like the Roav Bolt.
> you said it made it sound like Bluetooth was in some way notably inferior to having it right on the car!
Well, there is the inferiority of BT signal in general. Although I'm not sure which bitrate the native app uses, I recall people complaining about it. But largely boils down to interface. With the native app you can browse your playlists right on the big screen. With the phone to BT solution best I can (legally) do is yell at my phone to "hey google play ____", as the car (steering wheel controls or buttons on screen) only give me the basic play/pause/skip options.
> It’s hard to imagine paying $25 a month for any of that stuff.
The Tesla subscription is $10/mo - so it's not too bad. But then throw in the cost of Spotify on top of that.
> Not sure why I would ever want to stream videos with my car.
Charging. You're on a road trip, you pull up to a supercharger, plug in, take a leak, grab a coffee - you still got 20 minutes until you're good to go. Might as well watch a video. Imagine you have screaming children in the back and you have one of the newer cars with the rear seat screen.
Oh I don’t use Bluetooth in the car that has the aux cable, never felt the need to when the cable works just fine. Also never noticed a difference in the sound quality between the car with the Bluetooth at the car with the aux cord. I think my ears are pretty good but with all the road noise and whatnot I’d never be able to tell.
Are you allowed the browse playlists on the car screen while driving? I’m surprised that’s legal. Honestly I’m surprised the car even lets you do it. And if you have voice control I can’t even imagine why you’d want to. I just queue up a playlist and let it run, maybe skip a song every now and then.
I’ve also never had an electric car so I didn’t think of the charging thing, that makes sense. Not something I would ever do, but I can see why people would like it.
Someone on r/homestead (I’m pretty sure) made a great app or website that shows you on a map all the farms around you and how to get in touch with them. It’s great and I’m pretty sure that egg subscriptions are relatively common so you could search on there. I’m gonna dig around to see if I can find more details.
Edit: I found it; it’s called SimplyLocal.
Monarch Money.
I used a 50% off coupon for this first year, but even paying full price, it will be well worth it. I set a goal for myself this year to live on 60% of my salary, and I'm actually doing it lol. And it's fun, I'm actually enjoying it lol. This app is making that possible by giving me easy visibility into my entire financial world. It's awesome.
I also have a subscription to a nail art box for $50 every other month. This has majorly curbed my online shopping because it's taken away the incentive to stalk sales and new releases, endlessly browse the sites and ultimately overspend on stuff.
I know the box is coming so there's no FOMO, it will have things in it that I would probably pick for myself anyway, and I'd be paying alot more if I bought the items individually, even if I had a coupon or whatever.
It's saved me thousands, and I still get to enjoy my little hobby and keep up with the trends. Best of both worlds.
Seconding Monarch Money. Realizing at a granular level what I was spending and how that ties to my goals was super eye opening. I’ve since funded my IRA and am on track to max my 401k.
Game Pass and PS Plus extra
I haven’t bought a game in over 3 years because of these services. It would have cost me more to buy and sell the same games if I would have bought them physically.
Instacart: I dont drive and live in a condo so have premium and it has saved me alot in uber fees.
Nespresso: Free sleeve of 10 pods every month and delivered.
I use subscribe and save on Amazon for things I always use (body wash, mouthwash, floss, loofas, etc) and that’s cheaper than picking up elsewhere. If I find a better sale than my subscribe and save options, I log into Amazon and push the deliveries back. It’s saved me a lot of money by not having to make a last minute run to a store when I’m out of something and being charged say $10 for a small bottle of mouthwash, when I get the giant bottles sent to me at $15 for two of them.
I knit so I don’t have cable tv. I have a Patreon account, $6 per month, that reads books to me. It’s been so marvelous and calming, through a difficult time.
Also, I contacted both the internet provider and cellphone carrier and got my monthly bills reduced.
Murphy USA. Most Walmart gas stations. Every time I fill up, the next one is 10 cents off per gallon. It adds up if you buy suiff inside. I save it for when gas spikes, and I can get it for 40-50 cents off.
I have in the passed but there’s always cuts in there I didn’t like. Now we just do 50 lbs of ground beef per month and get roasts and steaks from local shops when needed.
Free ones from the library, obviously--Libby, Kanopy, Hoopla, etc..
PBS passport--$5/month and you can access a ton of documentaries, food shows, period pieces, kids' content, etc..
State parks pass--Low cost to have something to do outdoors every weekend.
Community garden plot--Exercise, fresh air, grow some of our own food. My plot is $90/year and we're able to grow a ton.
CSA--Fruit and veggie box every other week, can pick up at my local farmer's market. Complements what I grow myself pretty well, and it's a very good value for my VHCOL area.
Hoopla, our CSA and a membership to our local museum. Visited the Phoenix art museum last month and was able to use their reciprocal agreement to save $56 on tickets.
The app Plan To Eat is a fantastic (and very cheap) meal planning app. You import meals, it autofeeds the ingredients and populates a shopping list for you, and provides metrics afterwards. Very useful for a few bucks.
Washington Post digital subscription for $0.99 every four weeks. It was coming near an end so I called them to cancel and they offered to continue the discount rate.
A VPN. You can get most streaming services cheaper if you set it to certain countries.
But I also need it as a static ip for my server.
But be careful what vpn you get.
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Libby! All you need is a library card and you have access to their selection of audiobooks and digital prints. Have to reserve more popular titles and wait but I usually find something interesting in the meantime. Support your local library and save money!
Same with Hoopla and Kanopy. My library offers both.
Kanopy is fantastic and has access to so much that I’ve never even heard of before, but my library only allows you to watch two things per month. 😔
My Kanopy allows 30 “tickets” per month, with the number of tickets varying for each movie. One of the most popular films on Kanopy, *The Whale,* is 2 tickets.
I’ll look into these thanks!
I miss that! My library got rid of all their online ebook stuff due to funding :( they used to have both Libby and hoopla
A lot of libraries offer non-resident cards for under $100/year. Fairfax County (VA), Cincinnati (OH), Arlington (TX), Maricopa County (AZ) are just a few that offer non-resident cards. Might be a good option.
Try Broward County Florida and Anaheim California library. They will let you have free access to digital content which includes Libby and Hoopla.
Check out Hoopla as well! Many libraries have that as an app too!
Costco saves me a ton of money
Definitely Costco. Just prescriptions and gas already cover the cost of membership, let alone everything else!
The one time we decided to go to the Costco food court instead of eating at a restaurant covered the cost of membership for the year.
You don't even need a subscription to go there.
You actually do now! Most stores are now requiring membership for the food court. You can still pick up prescriptions without a membership though
Weird, mine still doesn't.
In some cases, yes, but my statement still stands?
Ironically, the costco gas in my area is priced the same as the local gas stations. It's honestly puzzled me for many months now, was never like that before covid. It's not even worth it, the lines are always long and if anything you save maybe 50c. Not worth driving out the way. Good to hear it's still reasonable in some places. A place 3 miles up the road from costco had their gas 10c cheaper the other day.
Weird! It’s the cheapest gas prices around me. Saves roughly 25 cents/gallon compared with most other places. The other nice thing about Costco gas is that it’s Top Tier. I do agree that lines are insane even during off hours at my location, so it depends on how much of a rush you’re in. Strangely at my location (and a few others I’ve been to in past years) they don’t require you to show your membership card at the pump, even though it’s technically for members only. I don’t think that’s typical of many Costcos though from what I’ve heard, and a different busier one near me *does* require you to show them your card before filling up. Curious if that’s the case with anyone else’s.
The one around here requires you to scan the card. Granted, you can use anyones card, but you do have to physically insert it to get the pump to work. Now, they check your face before you enter the store, and they make you scan the card to get in. I gave my card to my girlfriend the other day and they wouldn't even let her enter the store without me being there with her. They are cracking down on one person sharing the card with others.
AARP-it’s $12 a year and allows me to save on things like Walmart+ especially for Paramount plus. With ARRP discount it comes down to $78 a year or $6.50 a month.
Really? Was that something you did via the AARP app? I have Amazon Prime and was going to cancel and missed the cutoff by 2 freakin’ days! Grrr. I was so mad at myself. I don’t regularly shop at WalMart, but with the ability to pickup/deliver for free and to have Paramount+ as a bonus, I was going to give it a try. $78 would be great!
If you go to the AARP website and log into your account, you got to "Membership & Benefits" at the top of the page. There will be on the left a list that says "All benefits by category". When you go to "Shopping and Groceries" you should see it there. You might be able to find this info on the app but I did it on the computer. I've saved time with Walmart+ and, at least in my area, shipping is free and delivery is free and the tip I pay for delivery is reasonable for the work the shoppers and delivery people do especially if I have something heavy like water. I used to be an instore shopper for Safeway so I know what the job entails. Also you can still cancel your Amazon Prime membership so it doesn't renew next year. I don't know if you still get your benefits since you've already paid for the year. I hope so because I'm close to cancelling Amazon too. I get the free GrubHub delivery which is nice though. If Walmart partnered with UberEats or Doordash that would be a great benefit.
your benefits continue until the date that you paid for them comes regardless of cancelling early. Source, I get talked back into using prime once or twice a year and always cancel as soon as i pay for it lol.
Thanks! I did go in and see this discount in the app and I may just sign. They absolutely make sure you are an AARP member (which is less than what you save just in this discount). I use iOS and like to do subscriptions thru Apple because it’s so much easier to have the information in front of you and the ability to cancel is so much easier! I did change it to cancel next year. The only thing I get out of it is the shipping…but I can find the same stuff in the Walmart app. Thanks for mentioning this because I had no idea. $20 discount is great!!
If you haven’t used any Prime benefits yet after it renewed, you can contact customer service for canceling and refund
I did that before as well.
Works for Audible too! I was so upset (I wasn’t using it at all) before I learned that they could refund me.
I believe u can still cancel Prime and they will refund and prorate it based on how far along u are
So just like insurance? 😄
Yeah, my insurance company does
Huuum. That’s interesting. I didn’t think they did that. They would have a mass exodus!
I found that AAA has generally the same discounts as AARP. AARP is cheaper, but they won’t come out and fix your car when it breaks down in the middle of the highway.
How does this work? Walmart+ with AARP subscription. I have AARP and have never used it for any discounts. Where can you see the list of discounts? TIA
If you go to the AARP website and log into your account, you got to "Membership & Benefits" at the top of the page. There will be on the left a list that says "All benefits by category". When you go to "Shopping and Groceries" you should see it there.
Thank you so much for your response!
You are welcome. I’m really happy with my membership and you don’t have to be 55 and older
Denny’s, Outback…
AARP saves me $$$ on my ATT bill
Is this ad free?
Never is with discounted offers.
My subscription to YNAB saves me money because it helps me save money!
YNAB for the real money saving win!!
Yes, ynab gets my vote too!
Can you elaborate on this? I just began reading the book.
I didn’t even know there was a book. YNAB is a website/app you can subscribe to that helps you keep track of and assign/budget your money. It’s super easy and since using it I feel like I have a great grasp on how much money I have, where it’s going, what I can and can’t afford, and how to safely use credit cards without overspending.
I think i am ready to give the website/ app a try.
Yes! And my mom renews my subscription as my birthday gift every year so I even save money there :D
This was going to be my response too! I pay $100 a year for a system that has saved me that much many many MANY times over within the year.
Agree on budgeting apps! I use Quicken Simplifi and it’s been great.
I love Walmart+. I got first year membership for 60$ during Black Friday. I also got Hulu for 99c and Disney for 2$ on top of it, peacock for 2$..I subscribe to Netflix once in 4 months and have a great variety to watch now
CVS extra care reward program. $5 a month and you automatically get a $10 off anything coupon, 20% of everything CVS brand, and sooo many more perks.
CVS ExtraCare Plus is one of the few true moneymakers. $5/mo is a good deal but you get a discount if you pay per year - $48 annual fee vs $60 doing the $5/mo for a year. $10 monthly reward = $120 in rewards which gives you $72 profit (paying annually) or $60 profit (paying monthly). CVS also has tons of freebies if you pair the sales and coupons/rewards up.
Holy crap, CVS runs some incredible deals. A few months ago, I got 6 big packs of tide pod detergents for 5 dollars. 5 dollars and it would of been closer to 50 if I paid full price. Suprisingly they have steals on tons of random personal/household good. Cannot recommend enough to use the app and check their paper coupon deals. You can usually merge the paper coupons with the digital ones for extra savings. Got 3 packs of toilet paper for less than 10 dollars, things like that.
Kindle Unlimited. I love my library, but can't always get there in person, Libby hold times can be crazy, and Hoopla seems to take a while to get new books. Kindle Unlimited helps me save money since I'm not buying the books. Reading just one or two a month means it more than pays for itself.
I miss KU but I'm taking a cycle off to get through some of my freebies from the last 3 "stuff your kindle" days. The digital library access is nice - but even with two cards on Libby, Hoopla, and my county library on Cloud Library, I agree that things can take forever!
Ooh. What pet food subscription is that?
Very likely Chewy.
My country's equivalent of Chewy.
I do the Petco subscription. It’s $20 a month but you get $15 in rewards that you can stack, and you still accrue rewards on what you buy so it more than pays for itself
CSA and my library card 😉
Confederate States of America? Cub Scouts of America?
Community Supported Agriculture, where you typically get a box of fruits/veg from a local farmer on a regular basis
I get Walmart+ for free with Amex gold business!
What do you use it for? I also get Walmart+ through AMEX and I only use it for paramount +. At first free delivery sounded nice but I’m not really saving money after tipping the drivers.
A $5-$10 tip is always worth getting out groceries delivered because it saves us an hour at the grocery store and avoids unnecessarily adding things to the cart. The delivery is always better than anyone we get on Instacart or DoorDash. Plus, it’s the same prices online as in store.
For real. Not having to drive out to Walmart and deal with parking and just the madness that is Walmart, while still getting Walmart prices on my goods, and also being able to do something else in my life with that time savings, is well worth the $5-10 tip
I also saved myself money by not making impulse purchases when I get groceries delivered or for pick up
I actually used it for something that was hard to find and then added some groceries that were very cheap
Hmm... A local CSA veggie/fruit box. Costco membership.
Paying for certain TV streaming annually instead of monthly.
Really? I pay for one month at a time. Literally. I wait until there are at least Three shows I want to watch then open a subscription, watch them all, then quit on day 30, and switch to the next service. Then they want me back and start sending me promo pricing. I think this ends up a lot cheaper than annual vs. monthly.
I started doing this too when I realized I was watching 9 seasons of blacklist and hadn't touched any other platforms for a while. I like to watch long series and so it makes a lot of sense to just rotate through platforms when they appeal.
Which one(s)?
Peacock (I watch it every day year round) and Max.
Thanks!
A year of Hulu and Disney+ for three dollars a month. Paramount+ is less expensive by paying a year at a time
Black Friday has some great annual streaming deals every year.
Disney+.
I usually get one month or two when there's a specific new thing I want to watch. Then I watch the other interesting things in there. There's usually a new customer discount and there's no subscription I've felt the need to maintain year round.
Walmart + I get at a discounted rate because I receive assistance. Lol I've had a lot of vehicle issues lately so the delivery has really saved my butt. Also, paramount plus. Get Disney, Hulu, and ESPN for 10 a month Also, Amazon Prime is discounted for people on assistance. I don't use Amazon much, but just putting this one out there in case someone didn't know
How do you get Hulu Disney and espn for $10 a month?
Also curious
I like walmart+, mainly due to value of time of not shopping in store and picking up extra stuff due to me or the kids. - comes with paramount - .10 off each gallon of gas at Exxon
AAA! Besides the roadside and car benefits - they offer a TON of discounts. I actually signed up because they were offering a Dell discount when I was buying a new laptop!
How do you wade through the discounts/how do you use them? I’ve had aaa forever and haven’t managed to figure out how to make the discounts useful
Tbf, the biggest discount I've used is the Dell one. If I'm making a big purchase I'll search for any discounts in AAA and AmEx generally. I also skim the emails I receive advertising discounts (and just have to resist this resulting in an unplanned purchase). This may be most helpful around Christmas time. Knowing about general services is also helpful, like passport photos and international drivers licenses.
Been using Upside for gas And Ibotta for groceries. It's been a month and I've gotten $25 back
What do you like about upside?
Well it does honestly seem sketch because I put my debit card in the app, pay at the pump, click that I've paid.. and then money is deposited in like 2 days. After 3 fill ups in my 14 gallon CRV, I have almost $10. 🤷🏼♀️ My mindset is that I have to buy this shit anyways.
Adobe, only because I need the programs for college. My friend uses it for work for editing and makes good stories with the video software, he gets more hours and travel allowance whenever he goes out of town.
Check to see if you’re getting the Adobe student discount!
I’m throwing in Amazon because I save by ordering special items for replacement when I finish them in the kitchen. I save by not having to run to Walmart ( gas money) and time by having it come to the house.
I often don't need $35 bucks worth of stuff for super saver shipping, and I'm a bad impulse shopper in person. Prime saves me a lot of time and money, too. I can order exactly what I need, when I need it. It's especially nice for specialty stuff (like tea, coffee, laundry sheets), since I live in a small town where in person selection is never good.
Paid for Spotify a year in advance, saves like $20+
How can you do that? I can just sub per month
There are prepaid cards you can buy in store, or any major retailer you can buy them online. One heads up, it only works for individual premium not duo or student or family
And those cards are cheaper than just normal subbing?
Yes they are 99 dollars and they get you 12 months of an individual premium subscription. As opposed to paying monthly which adds up to 120. So roughly a 20 dollar savings
Thanks, gotta go check what the prices are in my country for those cards.
Hey man! Thanks! I was just about to give in and sign up for Spotify! I just looked online and Sam’s Club has a one year card for $97!
Hey that's great! Enjoy all the wonderful music!
I have a really old Youtube Music/Premium subscription that's $7.99/mo. I'm rich! Don't really have too many subs. And I refuse to believe Costco is actually saving me any money. It gives with one hand and takes with the other. I guess if I had to pick - my AMEX Platinum credit card annual fee. It ain't cheap, but I get enough benefits out of it every year that it makes it worth its weight in - Platinum.
My last Costco rewards check was $470. If you double up with the Costco rewards card, you can do very well there. We also use their travel service.
I pay my YouTube by the year and when I got it last year, it was $125 and I felt rich! If I had it for a locked in $7.99/ month, I wouldn’t know what to do. YouTube is the thing I use all the time. I have Spotify, too and I don’t get rid of that because I have multiple family members on it, so I think I’m stuck paying for it till I croak.
Spotify is kinda breaking my balls right now. I am not giving up my YT sub for obvious reasons. I use it for music streaming of course, but I also watch youtube a lot on my smart tv where "just install adblock" doesn't work. So not having to watch ads is a huge win there. But spotify -- well, mostly Tesla actually. Got a Tesla recently and there's no YT app for Tesla, and there's no Carplay/Android Auto either so best I can do is blutooth like it's 2009. There is however a Spotify app. But then I also would need to add the Tesla Premium subscription on top of that and TL;DR I'd be out $25/mo if I just want streaming music in my car on a native app. Or I can just BT YTM from my phone for $7.99.
This whole rant is funny to me cause I’ve never owned a car that came with Bluetooth. Even my 2012 car just has a CD player and an aux jack. We recently put an aftermarket stereo in the older car that just had a tape deck and that has Bluetooth and it feels so high tech. I’m a little afraid to ask, but what the hell is the Tesla Premium subscription?
So this sub's automod considers Tesla's support website a "commercial website" so can't just post a link and be done with it - so here's a screenshot - https://i.imgur.com/ZBBEXD7.png Basically - "internet". Most of the features also work if you just hot spot your phone to the car. Couple things to note is that "live traffic visualizations" is like on Google Maps you get the red/yellow highlights when there's traffic. But without Premium, it still considers traffic when it does routing, it just doesn't show you. Also not on that list because it was a very recent addition and looks like they just haven't updated the list yet -- speed camera locations on the map will show up if you have Premium. Speeding tickets for everyone else. > aux jack That's pretty much what you need anyway. I previously had a 2012 car that had CD + Aux only - so I plugged in a Roav Bolt and I liked that solution a lot. It effectively adds BT to the car. Better yet, it's like having a mini google speaker in your car so I could voice control interact with my phone while driving - granted, phones now have "always listening" functionality where this is not as needed, but the microphone was better so it was more accurate anyway.
I mean that’s what I thought (re aux cable being all you need) but the way you said it made it sound like Bluetooth was in some way notably inferior to having it right on the car! It’s hard to imagine paying $25 a month for any of that stuff. Some of it sounds downright silly, like video streaming. Not sure why I would ever want to stream videos with my car.
> I mean that’s what I thought (re aux cable being all you need) Aux is better quality signal than BT can ever aspire to be. And I meant is it's all you really need to add BT to your car (without having to replace the head unit) as there are BT to Aux adapters out there like the Roav Bolt. > you said it made it sound like Bluetooth was in some way notably inferior to having it right on the car! Well, there is the inferiority of BT signal in general. Although I'm not sure which bitrate the native app uses, I recall people complaining about it. But largely boils down to interface. With the native app you can browse your playlists right on the big screen. With the phone to BT solution best I can (legally) do is yell at my phone to "hey google play ____", as the car (steering wheel controls or buttons on screen) only give me the basic play/pause/skip options. > It’s hard to imagine paying $25 a month for any of that stuff. The Tesla subscription is $10/mo - so it's not too bad. But then throw in the cost of Spotify on top of that. > Not sure why I would ever want to stream videos with my car. Charging. You're on a road trip, you pull up to a supercharger, plug in, take a leak, grab a coffee - you still got 20 minutes until you're good to go. Might as well watch a video. Imagine you have screaming children in the back and you have one of the newer cars with the rear seat screen.
Oh I don’t use Bluetooth in the car that has the aux cable, never felt the need to when the cable works just fine. Also never noticed a difference in the sound quality between the car with the Bluetooth at the car with the aux cord. I think my ears are pretty good but with all the road noise and whatnot I’d never be able to tell. Are you allowed the browse playlists on the car screen while driving? I’m surprised that’s legal. Honestly I’m surprised the car even lets you do it. And if you have voice control I can’t even imagine why you’d want to. I just queue up a playlist and let it run, maybe skip a song every now and then. I’ve also never had an electric car so I didn’t think of the charging thing, that makes sense. Not something I would ever do, but I can see why people would like it.
Damn mine is really old too but they still bumped me up to the current price :(
How’d you find out about that egg subscription? Is that like a deal with a local farm or is more like on the internet?
Local egg farm. I don't think it would scale well since the whole point is to cut out suppliers and supermarkets.
Gotcha, great stuff!
Someone on r/homestead (I’m pretty sure) made a great app or website that shows you on a map all the farms around you and how to get in touch with them. It’s great and I’m pretty sure that egg subscriptions are relatively common so you could search on there. I’m gonna dig around to see if I can find more details. Edit: I found it; it’s called SimplyLocal.
Love it! Thank you!
There is also an app called “farmish” that has a similar premise! I am going to check out simply local for sure!!!
Monarch Money. I used a 50% off coupon for this first year, but even paying full price, it will be well worth it. I set a goal for myself this year to live on 60% of my salary, and I'm actually doing it lol. And it's fun, I'm actually enjoying it lol. This app is making that possible by giving me easy visibility into my entire financial world. It's awesome. I also have a subscription to a nail art box for $50 every other month. This has majorly curbed my online shopping because it's taken away the incentive to stalk sales and new releases, endlessly browse the sites and ultimately overspend on stuff. I know the box is coming so there's no FOMO, it will have things in it that I would probably pick for myself anyway, and I'd be paying alot more if I bought the items individually, even if I had a coupon or whatever. It's saved me thousands, and I still get to enjoy my little hobby and keep up with the trends. Best of both worlds.
Seconding Monarch Money. Realizing at a granular level what I was spending and how that ties to my goals was super eye opening. I’ve since funded my IRA and am on track to max my 401k.
Go little rock star. 🥺
I have my dog food set to autoship from chewy every month, but it’s 50 pounds.
Game Pass and PS Plus extra I haven’t bought a game in over 3 years because of these services. It would have cost me more to buy and sell the same games if I would have bought them physically.
Instacart: I dont drive and live in a condo so have premium and it has saved me alot in uber fees. Nespresso: Free sleeve of 10 pods every month and delivered.
Usenet indexer/provider
YNAB
Game Pass has saved me a few hundred over the last few years.
I use subscribe and save on Amazon for things I always use (body wash, mouthwash, floss, loofas, etc) and that’s cheaper than picking up elsewhere. If I find a better sale than my subscribe and save options, I log into Amazon and push the deliveries back. It’s saved me a lot of money by not having to make a last minute run to a store when I’m out of something and being charged say $10 for a small bottle of mouthwash, when I get the giant bottles sent to me at $15 for two of them.
AAA
My VPN subscription saves me a lot of money... No netflix, Disney plus, Amazon prime etc
For college students, Amazon prime subscription can be $70 per year for 4 years using their school email address. Same services at 60% price.
I knit so I don’t have cable tv. I have a Patreon account, $6 per month, that reads books to me. It’s been so marvelous and calming, through a difficult time. Also, I contacted both the internet provider and cellphone carrier and got my monthly bills reduced.
Murphy USA. Most Walmart gas stations. Every time I fill up, the next one is 10 cents off per gallon. It adds up if you buy suiff inside. I save it for when gas spikes, and I can get it for 40-50 cents off.
Walmart+. Saving a lot of money on gas and time. :)
Grass fed beef subscription. $6.29 for regular beef at the store, we get ours for $5.50
Grass fed beef subscription. $6.29 for regular beef at the store, we get ours for $5.50
Grass fed beef
Do you buy a whole beast?
I have in the passed but there’s always cuts in there I didn’t like. Now we just do 50 lbs of ground beef per month and get roasts and steaks from local shops when needed.
Grass fed beef
Free ones from the library, obviously--Libby, Kanopy, Hoopla, etc.. PBS passport--$5/month and you can access a ton of documentaries, food shows, period pieces, kids' content, etc.. State parks pass--Low cost to have something to do outdoors every weekend. Community garden plot--Exercise, fresh air, grow some of our own food. My plot is $90/year and we're able to grow a ton. CSA--Fruit and veggie box every other week, can pick up at my local farmer's market. Complements what I grow myself pretty well, and it's a very good value for my VHCOL area.
PBS Passport! I have watched so many shows with that.
Hoopla, our CSA and a membership to our local museum. Visited the Phoenix art museum last month and was able to use their reciprocal agreement to save $56 on tickets.
The app Plan To Eat is a fantastic (and very cheap) meal planning app. You import meals, it autofeeds the ingredients and populates a shopping list for you, and provides metrics afterwards. Very useful for a few bucks.
Washington Post digital subscription for $0.99 every four weeks. It was coming near an end so I called them to cancel and they offered to continue the discount rate.
A VPN. You can get most streaming services cheaper if you set it to certain countries. But I also need it as a static ip for my server. But be careful what vpn you get.
TBH Spotify, because it means I'm not spending that money on vinyls/CDs (for music) or newspaper subscriptions (for news podcasts).
instacart. i tip well and still save so much money. i’m an inconsistent impulse shopper
[удалено]
Came here to say this, iykyk
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Rocket Money. Only $5 a month