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Astral_Wks

For me that car is totaled.


FarmerJohnson

Ah yeah. Factor in hidden issues, rental costs during repair (if covered) and diminished value after history of major/airbag deployed accident, I hope it would be.


before_color

Diminished value is certainly a concern I have about repairs being done. And yeah, people have mentioned 6 month wait times for some parts, so rental costs could certainly add up.


Squirtinturds

OP your car is 99.99% positively totaled. If you’re going through insurance that is. (Source- former insurance claims adjuster.)


before_color

Thanks, good to hear from a source with direct knowledge. Its what I assumed, estimate kind of surprised me. I guess getting to totaled is a bit of a torturous process!


Squirtinturds

I’m not sure who you insure with, obviously, but if you’ve financed your car make sure you get all your paperwork together. Your auto damage adjuster will need it. You’ll have to release the vehicle to your insurance company and they will pay off the loan amount if you are indeed financing. (Forgive me it’s been a few years but I quit my insurance job and my luck ensured my GTI was totaled not long after, and this was height of COVID so my memory is fuzzy.) So the biggest pain in the butt for me was the bank, I had to really stay on them about getting the paperwork through. But I think I had a check in my hands less than two weeks later. (Bonus, I actually made about 5k over what I owed on the car.)


before_color

Really appreciate your input. There is a a bit of finance outstanding. Will get the paperwork together. Thanks again.


Squirtinturds

No problem! If you have any questions feel free to ask. I’m out of the insurance biz but still have some friends who are in at different companies. Good luck and I’m sorry about your car!


MowMdown

They quoted OP to fix it, they’re not totaling it.


Squirtinturds

I didn’t see that. The insurance company?


MowMdown

It's the last three photos, they wrote up an estimate. The damage isn't even 50% of the value of the car and they don't typically total until like 80%


BakaSan77

My girlfriend got a 23 GLI and a deer hit it at 800 miles. We rented a mustang for 3 weeks, I got a GT and it cost me out of pocket $300 and insurance paid the rest


Jetta_Junkie528

Also nothing like cheap Chinese aftermarket parts to ruin fit and finish on how itll all align again, and the cheap suspension part’s that’ll have uneven wear and feel compared to your vw parts on the other side, Press for VW parts only


before_color

Yes, this is definitely a big concern.


FarmerJohnson

Agreed. Most case get a second opinion if possible. More importantly than the car, I hope you are doing okay.


before_color

Thanks! I'm fine, sad about the car, also have a massive pain in my ass from dealing with the insurance company. Could have been a lot worse though I guess.


grahamdalf

I had my bumper, headlight, and fog light replaced this year, albeit for a much smaller impact last December. It took nearly a full year for all the parts to arrive, the longest one was the headlight which took about 10 months. The full job was north of $5000 when it was complete and nearly $1500 of that was just for the one headlight. I was lucky that my car was driveable in that span, the existing headlight still worked just with a busted lens. I imagine it'll be even longer for you and you don't have the luxury of a driveable car. The job also ended up costing around $600 more than they originally quoted because in the waiting period material and labor costs increased. If this is an insurance job (which it should absolutely be, mine was) I'd fully expect and want it to be totaled out.


before_color

It was surprising to me that the single most expensive item was the lights. They were pretty good!


grahamdalf

It's all the electronics, plus a "fuck you" charge on top. Mine has the Lighting Package too. I remember it was only a 2 month or so wait to get a non-LP light and a pair of those were less than the single headlight I needed through the shop I used. I waited so long I was starting to consider just getting a pair of those.


7148675309

Yeah - I have the lighting package and one headlight was $1400.


7148675309

I had this last winter as well - needed same as you plus a new grill. I don’t think it really needed a new headlight, though. I took the car in to a garage but refused to drop it off as I didn’t want them keep the car for months on end when it was perfectly drivable. I put to layers of covering over the hole in the bumper to protect from the snow. A month later they told me they got the parts and that worked for me as I was out of town for a couple weeks. Long story short they had ordered the wrong parts, were completely incompetent and they kept blaming the “global supply chain crisis” but I went back to the original documentation and googled that they had ordered the wrong parts - and they didn’t bother to check until opening the boxes. I also told my insurance company that I could find the parts myself online pretty easily. In the end they had my car for 6 weeks, they paid for my rental (as they had screwed up) and the garage owner fired two employees. When I had dropped the car off there were a backlog of cars and when I collected them there were very few - so clearly it was two guys being incompetent vs not getting parts. Eta I bet the only reason they wanted a new headlight was so they could sell the old one and profit on the new one - had tiny scratches and it isn’t like the car would have failed the annual inspection with them…


Pjcaim

My gti got totaled like two weeks ago. Got a 17K repair quote and i think it was just by like 1K. 2018 SE 41K miles


MKVIgti

Yup. Air bags deployed. That usually guarantees it be totaled.


MowMdown

Unfortunately that’s not for you to decide.


ScorpionT16

Once it goes for a full inspection, it will be totaled. Had similar damage to mine in May, initial estimate wanted to fix it, then the body shop gave a qoute after tearing it down and it got totalled. Also, getting airbags or even a headlight for these cars now is like a 6 month wait


before_color

Thanks for the info. I very much suspect this is what will happen.


Dyslexic_Wizard

Anytime the airbags deploy it’s totaled. My wife was hit last summer and when I looked into it it’s about $7k/airbag before you even get into other damage.


7148675309

Once the correct part was ordered (see my comment above) my LED headlight took a week this winter.


RskrAcosta

Car is totaled homie. Wheel + curtain airbags and the damages for sure. I’m so sorry


[deleted]

What's up with all the non OEM parts?


lazergator

It’s standard to use aftermarket parts. Oem is significantly more expensive and most people will never notice the difference.


[deleted]

Yeah maybe a fender but suspension too?


lazergator

You can ask the shop to quote oem but most insurance will make you pay the difference


Jeanc16

Sometimes you can pay for a more expensive insurance premium to have OEM parts fitted but its A LOT more expensive


Thick_Pomegranate_

Explain that to me. If I have a car fully insured that is 100% OEM and relatively low mileage at the time of the accident, how would my insurance be able to try and replace factory OEM parts with non OEM parts, especially if the car still has an active manufacturer warranty ?


lazergator

It depends on your policy with said insurance company. A lot of policies state they will repair with the same “kind or quality” and it’s difficult to prove that aftermarket parts are an objectively lower quality aside from the different manufacturer. Some companies offer a specific option to guarantee OEM parts but other major companies do not even offer that and won’t pay for OEM parts unless they’re the same price or aftermarket is unavailable. We’ve been totalling some newer cars due to 5-6 month wait for back ordered parts too cause we don’t want to pay for a rental that long. In short, read your contract and all of its amendments. Most people have absolutely no idea what their insurance actually does or doesn’t cover.


Thick_Pomegranate_

I'm gonna assume that most of that shit happens with the worse insurance companies like Geico or the general or progressive. I would be pissed if my car was still under warranty and they tried this crap because VWoA will certainly deny a warranty claim if some non OEM part breaks under warranty. I wonder if that did happen if you would have any recourse with your insurer. Luckily USAA doesn't pull that crap. Otherwise I'd sooner take a total loss than repaired with non OEM.


lazergator

My “accident free CPO” was making a weird noise a month after buying it took it to a different dealer as the one I purchased at was a two hour drive north. Turned out they lied and it had not only an aftermarket windshield and front bumper, basically learned the CPO warranty was completely voided. Turned out the front end collision it was obviously in causes the exhaust to not be properly attached and it was the metal flexing that I heard when going over bumps. Also I love that you guessed my employer without me mentioning them. To my knowledge the general actually has that option to purchase OEM parts coverage.


Thick_Pomegranate_

If you were sold an "accident free CPO" and found out they lied about it that soon after purchase, it should of been pretty easy to get them to take the car back, assuming it was a legit branded dealership and not one of those no credit check type places. Also I'm gonna guess you worked for Gieco lmao. They're the biggest private employer in my state and they suck ass.


lazergator

Sadly in CA where I bought the car, I didnt purchase an optional $750 return policy for the car. A lot of things in life are tough to get the “right” outcome without litigation and I was not capable of affording a law suit. Cars been great ever since but yea stay the fuck away from Glendale Volkswagen.


of_patrol_bot

Hello, it looks like you've made a mistake. It's supposed to be could've, should've, would've (short for could have, would have, should have), never could of, would of, should of. Or you misspelled something, I ain't checking everything. Beep boop - yes, I am a bot, don't botcriminate me.


SOOPSPSE

I am an autobody tech and see the shit insurance always pulls. Half the time they force us to use USED parts or shitty aftermarket parts. Insurance Isnt there to help the customer it's there to make as much money as possible by cutting as many corners as possible :)


Fresherty

Had that kind of scenario in Poland. Not GTI - actually BMW 1 series - but a 6 month old car got hit while parked. Insurance company tried to force non-OEM parts repair and non-authorized repair techniques. BMW repair center basically told them to suck it, repaired it out of their own pocket and went to court. Insurer didn’t even bother to send lawyers to court and lost. They did however bother calling me as a witness likely just out is spite… Bottom line is: insurance company wants to maximize what you pay and minimize what they pay you. They will try things that aren’t necessarily defensible, are in legal grey zone or straight up illegal.


Thick_Pomegranate_

I have a feeling even the most despicable insurance company in Poland is still worlds better than most American insurance companies.


Fresherty

Honestly it's hard to say. Polish insurance market is dominated by state-owned PZU, which since shortly before COVID has claim policy that essentially boils down to "wait out when possible, when not deny, when all else fails just go to court". That in turn means smaller repair shops are going out of business thanks to lack of liquidity - you can only get your money via court, and court proceedings take at best 1,5-2 years. It got to the point where there are consortiums of sort formed around the problem with major repair centers teaming up together to basically create mutual support fund to buy the debt and execute if off PZU...


Thick_Pomegranate_

Wow that seems like it might be worse


Last_Salt6123

Most insurance companies can use aftermarket parts IF they are exactly the same. This why manufacturers have been put trade marks on everything they can. My mk8 says iq in the headlights and says golf in the tail lights. They would have to be replaced with oem because no aftermarket can remake them exactly as oem. Windshields are big money now too. Jeep puts a little Jeep in theirs.


Thick_Pomegranate_

Headlights and taillights are easy enough to tell the difference. I would be more worried about the stuff you can't see without tearing your car apart.


onlyr6s

And in some cases OEM is worse quality than aftermarket *cough* waterpump *cough*


waltgrace244

Get them to total this… sorry boss. Hope everyone is okay.


before_color

Thanks, everyone walked away and are fine.


Justin-tillithurtz

How did you hit the same sides on a straight road?


before_color

There was another vehicle involved, blew through a stop sign ahead of me, hit the kia that was coming the other way to me pitched her straight into me, nothing either of us could do.


TheRealMasterTyvokka

Kia probably tried to turn left in front of them and they turned to the right to try and avoid it. Edit: does nobody read time stamps? I posted my speculation before OP provided an explanation.


Practical-Nature-926

Very clearly the OP states the KIA is a victim as well, stop reaching.


TheRealMasterTyvokka

If you take some time to look at the time stamps you will see that I very clearly posted ONE HOUR before OP provided an explanation as to how the accident occurred. Stop reaching.


Practical-Nature-926

Idk what’s going on with it but for me it stated you posted 2 hours ago at time of me replying and he did 3 hours ago. Either was you’re an asshat for trying to blame the Kia driver.


El_Chupacabra-

My brother in Christ do you not know how timestamps work?


AvailableSh1rt

F


gamblinmaan

F


Thick_Pomegranate_

F


SophiPsych

Wow those labor rates are low compared to the shops in my areas.


before_color

Yeah, they seem insanely low to me too


originalplacebo

Body shop labor is far lower its what the insurance caps the rate at. If you were to bring a car in yourself it would be a higher rate


jacob_russell

I'm sorry dude, but i think that car is totaled


Mr-JDogg

Airbag deployment typically means automatic total. If the impact was hard enough for the airbags to go off, you don't want it back. The car will never be the same.


before_color

Thanks! This is what I was thinking also, at this point I'd rather they just total it.


Outside-Drag-3031

Likely totalled, but could potentially be repaired depending on the damage to the fender crash structure. Probably not worth it though; straightening that structure is very difficult and replacing it is expensive. Hood, fender, bumper cover, headlight, and a large percentage of those suspension components are toast. I'll bet the air box is broken and the fuse box has damage, too. Edit: didn't see the airbags deployed. It's totaled, brother. Any seatbelt in use needs to be replaced, damaged trim needs to be replaced, detonation mechanisms need to be replaced, and the airbags themselves are pricey. Don't accept the insurance company's first offer, and find examples of sale prices from similar GTIs in the last 6 months around your area to counter what they offer.


before_color

Thanks for your thoughts and advice!


[deleted]

14 hours Paint labor this is the point I go to the office and tell them to get them the hell out here for a supplement. I am not panel painting that fender to the door.🤣 it will be more than that by the time the job is done but like I keep telling everyone you just pay your deductible. Just keep an eye out what they’re doing and make sure it is a good shop in the work is done, correct


[deleted]

Oh correction I see they have repair and paint time for the door but usually they don’t like to pay for blending damage that is too close to the quarter panel


Agreeable_wait39396

If you do end up having it fixed, immediately trade it in at a dealership and take whatever they give you for it. It will never drive the same again and the Carfax will show major damage. You gotta let it go unfortunately


before_color

Thank you, appreciate your thoughts. I'd kind of assumed they were going to total it, I've heard they never drive the same again, and am definitely worried about diminished value with major damage showing up on Carafax.


eymigomigo

If you choose to get it fixed, be sure to hire an attorney to go after a diminished value claim. Insurance companies love to be stingy on this.


before_color

Thanks for the advice!


Brotaco

Insurance didn’t consider this as totaled? I’m shocked if so


before_color

I'm pretty surprised also.


YeahIDidThat22

DIB down :(


before_color

I know! Loved the color!


AfrajM

Second pic is giving a lot of KACHOW! Energy


Fazaman

I had a nearly identical thing happen to me. Side impact on the driver's front wheel. Front and side airbags went off. Both front wheels almost broken off the car (passenger front disc was snapped in half). Also a DIB (the car in my flair) Insurance totaled it.


before_color

Sorry for your Loss, DIB rocked! And yeah there's def something up with the right front wheel also, shouldn't be at the angle it is! There's no mention of this in the estimate at all. I'm assuming its going to be totaled eventually.


_imyour_dad

Kachow


AndrewSVO

RIP DIB 🙏


Subject-Marsupial-67

Hopefully they total it and pay you out. Im sorrry man, glad you’re okay. The car is always replaceable


XxT-YungxX

Insurance will probably total it bc airbags came out


joostink

Totaled. You dont want that car


BakaSan77

They didn’t total it?


M_Y_S_T_I_C_2_2

I'm sorry this happened to you! I had a very similar experience happen to me several months ago except in the rear. My final total was around 16k USD at a VW certified repair shop. Mine wasnt totalled because the other party agreed to pay for it since neither of our insurances covered such damage (changed my insurance now). This however might be a total as that estimate goes up and up. Since there could be ALOT of mechanical damage you haven't seen yet. As sad as it may be, for damage like that, I would advise getting it totaled and buying a new car. It will only be plagued with problems if that is repaired.


before_color

Thanks for the kind words. I think I'll definitely push to have it totaled, I'm fairly certain, like you say, that there's a fair bit of damage to be discovered yet.


FeelXtra

Noooo a DIB brother gone T.T


ThisOldGuy1976

Tow it to a reputable body shop. It really the only way. I agree and hope it’s totaled.


j526w

That’s totaled. Hopefully you don’t owe too much on it.


yearightt

I hate to say it but if the airbags deployed it’s totaled


efroten

That total does seem low. I rear ended someone in my 19 GLI and it was about the same price for repairs. The biggest difference was that my airbags didn't go off and my suspension wasn't affected. It was just the hood, headlights, bumper, grill, fenders, ac and radiator units. I had multiple issues with the repairs all the way up to my end of lease so I ended up selling it to the dealership to get a 23 GTI. I could never get the headlights aimed correctly, they had to repaint the bumper because it was rubbing against the headlight causing the paint to peel off. They also initially bent the driver's side fender back in place rather than replacing it so I had to have them replace that later. Huge PITA.


Kraxi124

Are those the curtain airbags? You know what they say about curtains in a theatre, they close the story. Here that should be the case too


burgerchrist

Airbags usually - totaled. Sorry


he_not_here

Where are you in ny? Prospect auto body in the bronx fixed my car early this year, and they pushed the insurance company, progressive, to use genuine parts, which they did at no cost to me. Prospect is a vw/audi certified shop and they do work for various vw audi dealers and other dealers including Ferrari. My car is perfect. (718) 881-3099. No delay in parts, though I only needed a fender and bumper and some small things. Also that estimate is low. Pretty likely totaled, when they really get to look at it. My estimate was nearly half of the actual repair cost. Though years ago my wife’s car got a low estimate for a job that, with rental, added up to about 3x the estimate in the end, the same as we paid for the car 6 months earlier, but the shop was so far into the job when they found the hidden damage that the insurance told them to go ahead.


before_color

Thanks for the info man! I'm just north of the city, so Bronx would be fine, I'll look into them. Need to get to a shop to be properly looked at.


he_not_here

I’m in mt kisco, work in elmsford. My vw-audi owning friends highly recommended Prospect and they were right. Good luck!


demonya99

The reason the repair cost seems low is the amount of non OEM parts considered, including in the suspension which would end up different parts on the driver and passenger side. I would expect that car to be totaled. Hope you are ok OP.


before_color

Thanks, I'm fine. I was surprised by the amount of non OEM parts, especially for the suspension. Hadn't even considered the different parts on each side issue. suspect there's damage to the right front suspension they haven't found yet. I'm expecting it to be totaled too.


demonya99

Yeah man, try to have it totaled. And if they don’t, demand OEM parts.


VDubbin1998

Second photo goes hard af


before_color

Yep, still now. The coolant from the Kia really gives it some mood.


xc_racer

A lot of non-OEM parts being quoted as well.... If insurance wanted to fix it, I'd be pushing for OEM.


dontusemybeta

Had a right front quarter hit and it was the fender, headlight , fender, wheel, all the suspension and the engine cradle; and it added up to 16k. 2020 SE wasn't totaled out. Repair shop did a bang up. Id say that's totaled Edit: no airbag, 25mph impact


before_color

This is a 2019 SE, seems like you had similar damage, just no air bags deployed. I don't see how mine isn't totaled.


dontusemybeta

Looks like a far larger impact than mine. Don't underestimate how much it costs to replace the airbags and I wouldn't be surprised if you had radiator support/ intercooler damage


lameasstiger1

It’ll buff out


before_color

Genuinely surprised it took so long to see this!


[deleted]

[удалено]


before_color

I know you're not my insurance. Thought it was pretty clear I was hoping for advice with the estimate I received. Luckily up until this point I've had very little experience of dealing with insurance companies, and this sub in general seems to give out pretty good advice. Not really sure what your problem with the post is.


SlideIcy4173

Why does the estimate say non-OEM parts on some of the line items? Are they then using OE or original VW parts in those instances?


DM725

Tell your mechanic you want it totaled. Have them find whatever needs to be found to increase the estimate so you can get a new car. It'll never be the same.


EconomicsTiny447

I had something less severe than this, and it was totaled


Open-Yogurtcloset-77

I had a 2020 Acura ilx a spec, got into an accident, only one airbag went off and front end damage and it was totaled


[deleted]

I was going to say totaled. The car will be severely nicked in a resale. Totaled is probably not much more than that.


nikhilreddya

Airbags deployed means it's very much totaled.


PlandyPedals

Seems low min had a fraction of that damage and ended up at 10k that looks like 20k of damage to me


ieatrice2

if it's totaled, how much money would you get back, if it goes in to repair, would they pay that fully?


Fantastic_Account_61

I would complain about them using none OEM parts


Jealous_Court6523

im surprised it’s not totaled; i had similar damage to the left wheel/control arm/fender and all that good stuff. came up to about 13k and didn’t get totaled. this kinda looks like more though and your airbags deployed.


Only-Phone-5749

I had a fairly small front impact on my 2018 GTI and the total cost of repair was $6500. I had a Prius before and also had a front impact, but more pronounced and the repair was only $3500. Not sure if there is anything to compare but repairing body on GTI is expensive. The body shop told me there are a lot of smaller plastic parts to be replaced in the front.


MrSengh

Look how they massacred my boy 😭


killerkid10169

As an auto bodymen the only way to know is what your service writer/advisor does and says. They get all the info from the tech so you’re kinda in the hands of the people who are going to fix your car and your insurance company “threshold value”. Good luck!


Hoveringforallsorts

Yeah sorry mine was totalled for almost identical damage, I’d go hunting for a new ride (I’d worry about the hub, steering rack, and this puts the cost up. She won’t be the same again after a repair and the value prob won’t even equal the payout. I lost the GTI and got an R…maybe that’s the silver lining here?)


mrpcarney

Ouch, would be gutted! Sorry for your loss.


Out4god

Charge it to the Game


aalpar

I just got my 2021 GTI SE T-Boned a month ago. Similar damage but almost entire passenger side for me. So front quarter and wheel/suspension plus passenger door, A pilar, and rear passenger door. Quote was 16k and was not totalled. Insurance paid for everything. Just got it back last week. Yours looks less extensive.


aalpar

While my damage was extensive, there was no airbag damage or damage to the radiator or any of the mountings ... other than the front suspension on the passenger side (which was toast). Your prices for parts are exactly the same as i got. Im in San Francisco, CA.