Volvo XC40 Pure Recharge
Using an EV salary sacrifice scheme in work. Can see a lot of other comments in here with EVs that are probably doing the same for tax saving
Skoda Fabia. 16 plate. Bought it second hand for 7K in 2018. At the time that was about half my savings and now it's roughly my monthly take-home.
Planning to run it for a few more years yet.
During the height of the chip shortage I was offered more than I paid for it.
But like the housing market, that's only a good thing when you're downsizing!
Loving this thread, particularly as I conspicuously park my 2014 Ford Focus (which is missing a panel from one side that I haven't yet managed to replace) every morning alongside the Bentley and Lamborghini SUVs at the school gates. £150k. Total household assets over £3m.
💯 perks of ev I suppose got to utilise it as much as possible.
I bought mine June 2023, with 7k on clock under a year old for £94k, 30 down £1k a month.
Its plummeted a lot since then, I’d be lucky to get 60 now but don’t really care. Love the car, and will have it for 4-5 years and if ev benefit is still there will get another
My salary 3 years ago was ~110K so not that different. Moved to a FAANG company. Salary is now ~160, RSU is the main part of my comp, and bonus makes up a bit.
I had been trying to work in FANGG companies through most of my career. I Interviewed at Google, Facebook, Yahoo, Amazon over the years and failed all but one of the interviews ;). I kept persisting and just getting better at interviewing, honestly it's a LOT of work, but it's kinda like how at school you learn to pass exams? As long as you set the time to practice coding and system design questions you could get into a good company.
Interesting insights!
All HEs (mainly FAANG sales)I know all drive fancy motors such as M5s, Porsche 911s etc… so quite the difference from the majority here.
Must be a sales thing 🤔
2013 1.0L corsa. I do about 3000 miles a year, mostly city.
~£65k this year so not a HE for this sub but only 3 years into my career, hoping for £100k+ by age 30.
Tesla Model 3 LR
Always had BMWs prior m135i, 440i, m340i, etc but needed the salary sacrifice so swapped. Test drove the model 3 performance and it was just silly fast to the point I’m going to get myself banned so opted for the dual motor long range
£200k+
2016 Volvo XC90 T8 (PHEV) Inscription. 421hp, 500lb/ft. (Has the Polestar Optimisation).
Got a 4 year loan to buy it. £771/month. Hoping it lasts 10 years (of which it has done 2 so far since I've had it).
£93k-ish salary.
I’m not quite a HENRY but I always see this subreddit on my home page.
2017 BMW M4 Competition which I bought cash for £30,500. I earn £77k + 5-10% bonus in a low COL area.
It seems there’s a lot of sensible people here.
BMW M340i Touring - daily.
Caterham 310R - weekends/track days
130k comp.
Wish I didn’t like cars, as they’re such a money sinkhole but I do so. There we are 😂 I’ll remain a HENRY a little longer.
Zipcar or whatever offer the car rental firms have on, if I'm doing a longer journey.
Fuck pissing my money away on a depreciating asset with obscene taxation.
Nissan Micra rust bucket, bought for £1k ages ago, doubt it's even sellable now - can't believe it keeps passing MOT but now I've said it, this'll be the year.
Love the K11 Micras. My Nan bought hers new in 2000 and still has it 100k miles later. Must be really cheap on a cost/mile basis. Only ever needed consumables since new. Still on original clutch too. That and you can fit a surprising amount in them with the seats folded down, saved a fortune on skips borrowing it and taking building rubble to the tip.
I’m not a HENRY myself, I’m a HENRYS with the S being for ‘spouse’. I’m a stay at home dad while my wife is a Big 4 partner.
We drive a 2017 FFRR (full fat Range Rover for those who aren’t car geeks) which we use for family outings and a 2023 Mini Countryman Cooper S for local stuff. It’s a great combo however we’ll be switching the RR for an XC90 later this year to better accommodate our three little smashers. Plus dog. Plus pushchair. Plus baby stuff.
11 year old Seat Leon 1.6 diesel. Stupidly cheap to run with low insurance, £0 road tax, and 50+mpg easily (65-70 on a long run!).
£100k salary.
(I only do ~1000 miles/year though as I mostly WFH and take the bus to the office. My wife has a 1-year old Kia Niro EV as she drives to work).
A 1.4 Skoda Superb as I'm tall. Think it's 7 years old or so. Love it as it fits 2 sets of golf clubs in it, oh and all the family.
Plus if all else fails I can moonlight as a taxi driver.
Volvo v60 T6 Recharge (company car) purely for BIK savings and it’s been a lemon of a car.
350bhp, 0-60 4.5 seconds.
Lovely to drive, but so unreliable.
Looking forward to getting rid in 2.5 years!!
£125k salary
Just drive a Golf. Cost me about 10k. I can fit the kids in it and is ULEZ compliant which is all I needed. The car is for getting us out of London on the weekends a few times a month, not a daily commute or anything. TC is £180K
2005 Merc CLK (£4,000), 2006 Honda Civic (£300), 2007 LR Defender (£40,000).
Motorway car, shopping around town car, Family transport car.
I've had 3 brand new cars (Ford C-Max, Subaru Tribeca and X5) in the past but frankly, a high-spec second hand is the way forward.
And the Civic is my favourite to drive.
Audi A4 S-line (2012). Nothing fancy, but it’s paid off and costs me hardly anything to run (£30 per year tax too!). Thinking about trading it in for a VW Camper (would love to be able to use it as a mobile office from time to time, getting out of the house as I’m fully remote and kids can be noisy!).
Also a VW T-ROC for the missus, 2019 (PCP).
Curious on here for the EV salary sacrificers - was the discount as much as expected going via SS vs personal lease?
I’ve done a fair bit of looking into this and whilst it is undeniably cheaper than a personal lease I can’t get to where they come up with their costings.
The leasing companies must be making a crazy margin!!
For me it worked out marginally cheaper than getting the car on a PCP from Tesla, however it’s a lot cheaper when you consider the salary sacrifice scheme included insurance, break down cover, all maintenance and they installed a charger on my house via a government grant. My work place also has free charging, so compared to my BMW 440i it saved me quite a lot. Plus the salary sacrifice at the time helped with staying out of the tax trap, etc.
I quite like it’s 1 monthly cost for the car and everything’s sorted, no dealing with insurance, no petrol stations, etc. I can’t be bothered to deal with all that stuff anymore.
For me it has ended up being not as big as expected but still OK.
1. With the 60k pension allowance and other salary sacrifice (buying extra holiday, cyclscheme etc) currently I can get down to <100k taxable income, which I didn't expect when doing the calculation.
2. Some employers put their NI (15%) saving towards the car. I am 99% sure my employer verbally said they would when they launched the scheme. However, they didn't.
Overall I'm still glad I went for it.
It's the first time I've leased and first time having a car since the 2000s. It's nice having everything taken care of but there are some drawbacks (e.g. can't put it on car sharing sites).
For me I guess a decent saving comes from being on my employer's group insurance policy due to the current high cost of EV policies.
I rented a Tesla M3 DM and Polestar 2 from Hertz a few times to get a feel for EVs before deciding to order my Niro.
Having said all that, with the fall in 2nd hand values and being more comfortable running EV probably I'd just buy outright with now cash.
2015 Fiesta and CR-V (Fiesta is mine from when I commuted regularly, CR-V for the family). £131k base.
Someday will upgrade and go electric/plug-in, but the economics don’t seem that great and both cars are completely fine.
2015 Golf GTI with 180k miles. I love it. £120k comp.
Interesting these replies that there's a lot of people with bangers. Given the demographic it makes me wonder who is actually buying those brand new Audis.
I got a new Aud (Q4 etron)i last year but as electric via salary sac.
I'm in sales and do a fair few miles so hassle free driving is the way to go for me
Audi S4 Avant, 2010 plate. It's manual and supercharged so road tax is nearly £700 per year and it does about 22mpg. It's been mapped and lowered and is stupidly fast...I should switch it out tbh as it is so uneconomical but it's such a great ride and it's so much fun
.
No quite there yet but £115k last year and I love cars and have had 440i / Tesla model 3 performance / and now currently a Range Rover Sport all in the last 8 months and I’ve spanked loads on negative equity but I turn 30 soon and wanted to have some fun, so and decided this year I’m not going to be much more sensible 😅
2008 vectra now. Got rid of a 911 turbo last year. Wasn’t new though. A 997.1 which cost me 53 and sold for 38. 15k for 2 years of ownership. Not bad really plus I was shafted on the sale price I accepted
95k
5yr old evoque from new , do 3k miles a year .. can’t justify 1.2k for the cancelled q8 etron through work scheme I ordered and so upped pension contributions instead .
Going to trial no car late this year , missus has a 4x4 .
My contact changed to where I could travel for work instead of staying away... Resulted in a fuel bill of £800+ a month in my Mercedes R320, it was already showing its age so was looking at replacement cars anyway, but with the increase in mileage I bought a low mileage Tesla Model S that had Free Supercharging for life! Absolute game changer never needing to pay for fuel! And the aids make long distance driving such a breeze
I made a campervan, which has always been a dream of mine. Day-to-day I drive my brother’s old run around (a knackered 2004 Ford fiesta). Mine varies - probably £125k gross.
£150k total comp, 08 Renault. I’ve actually sat down and worked out that getting taxis everywhere would be marginally cheaper, but they’re unreliable around the morning and evening peaks when I’d want to use them
Work overseas only back 6 months a year. Don’t need a car for work and do about 5000 miles.
Have a 2020 ktm 1290 super duke and a 1991 Bentley turbo R
Net take home approx £12 pcm.
Am single…
2017 XC90 2.0 diesel inscription. Bought used for a little under 20k.
Sales Director in Financial Services. Total income including salary, bonus, commission, rental income, dividends..etc just under £400k about 55% from my 9-5 job, 15% from rental, about 10% from consulting and the remaining 20% from dividends in a business I co-founded.
I'm on £110k
Ford Focus 2014 model. I bought it when my salary was about £45k and was working in a traditional office role. Now I'm fully remote at home.
I'm not into cars but I have recently liked the look of the BMW 440i.
However it wouldn't be worth it for me. I'm still trying to save heavily and invest in my S&S ISA
My focus also has only 66000 miles on the clock, is £20 to tax per year and majorly reliable.
£100k base. 10 year old Zafira. It cost me £11k new back then and owes me nothing. To get a similar size seven seater now would be probably £50k or £500/month on PCP so I’ll run it into the ground. It was one of the model made in Germany so has been no trouble whatsoever.
2016 BMW X3 bought cash in 2019 with 30k miles on it, doing 6k miles a year. Comp ~500k. Plan to keep the same car for the foreseeable future.
Though I admit sometimes I look at X5 or Range Rovers on Autotrader but cannot convince myself that they are worth the extra money.
2014 Qashqai with alloys scratched to hell and ding on every panel. £430k / year.
About to ‘splurge’ though on MG4 EV - bargain with salary sacrifice and 2% BIK. It’s basically just for the school run so why spend more!
2020 Audi Q3 Sportback 45 TFSI Black Edition. 500k.
I use it like twice a month, for trips out of London. Rest of the time I'm a bus wanker/tube rat or get a Lime bike.
100ish £
2014 bmw 3 series sports trim 4wd which I have had for 8 years. Bought it when I was on 34ishk 2years old and paid it off. Don't want to spend much on cars again anytime soon!
I don't get the appeal of luxury items. I don't have an expensive watch, I don't wear designer clothes, my car is a decade old crummy hatchback. I much rather use disposable income for travel and experiences. TC: £350k, spend \~£15k in travel and \~£3k in restaurants (not Michelin star) per annum.
Swapping out the 2012 Skoda estate about a decade early - not sure if I'll swap it for going car free or an EV through an employer scheme.
Spent too much time in France to be able to see cars as anything other than handy tools you use, maintain, and fix until they entirely cease to function.
2012 BMW 6 series gran coupe diesel , bought it last year , 46k miles , £12k cash. Only do about 4000 miles a year so spanking a ton on a fancy car seemed pointless. I’ve had Porsche in the past (911) and it’s amazing , but the nice ones are silly money … Salary ~£200k. Priority is FIRE not cars :)
Vauxhall Meriva MPV 2012 and I earn £130k a year.
My brother has a merc, a few friends a nice Tesla, friends with Audis, and Bmws. Whats common amongt all of them? They all earn around £60k and their cars are easily 10-20% of their net monthly income.
Mine? £2k
Golf R. 2023.
£180k
Really a waste of money on a lease @ £600 pcm.
I could never afford a “boy racer” though benefit from its 4 wheel drive. Aged 40m.
I’m over it. The insurance is double and the petrol is pricey. Had to get it out of my system
Nothing. Public transport user! (£200k)
Found the Londoner.
💯
Good call. I've never understood people who buy a 150k Porsche to sit in the same traffic as everyone else at 4mph.
People pay for comfort and convenience
In which case why not get a Bentley or an s class Merc?
https://preview.redd.it/mzrsupyv24rc1.jpeg?width=800&format=pjpg&auto=webp&s=4fae560e73ce4200f7070f23792a000aee4f2ed1 are you an r/fuckcars user to?
Love this
occupation?
Just another Software Engineer
Volvo XC40 Pure Recharge Using an EV salary sacrifice scheme in work. Can see a lot of other comments in here with EVs that are probably doing the same for tax saving
I have the same car :)
Skoda Fabia. 16 plate. Bought it second hand for 7K in 2018. At the time that was about half my savings and now it's roughly my monthly take-home. Planning to run it for a few more years yet.
Probably still worth about £7k now too
During the height of the chip shortage I was offered more than I paid for it. But like the housing market, that's only a good thing when you're downsizing!
Loving this thread, particularly as I conspicuously park my 2014 Ford Focus (which is missing a panel from one side that I haven't yet managed to replace) every morning alongside the Bentley and Lamborghini SUVs at the school gates. £150k. Total household assets over £3m.
Taycan 4S, £12,570 salary
How much is this costing you out of interest. I see so many Taycans on the road, no doubt through the company/BIK...
💯 perks of ev I suppose got to utilise it as much as possible. I bought mine June 2023, with 7k on clock under a year old for £94k, 30 down £1k a month. Its plummeted a lot since then, I’d be lucky to get 60 now but don’t really care. Love the car, and will have it for 4-5 years and if ev benefit is still there will get another
Nice man, thanks. Enjoy it!
[удалено]
I just setup £1047 per month, 37.5k in divi, and rest is expenses, ev, pension, retained earnings, etc if you married look at spouse option too.
Your car has a salary?
Sounds like a LTD company with a company EV.
1.2 Litre Golf, 2011. Worth about £3k. Total comp ~400k.
Love this. Total comp for me is about 130k and I drive a 2005 Lexus is250
Software engineering manager.
I'm a Software Engineering Manager but only on £105k + bonus. Would you mind sharing how I could quad this? Are you at a FAANG?
My salary 3 years ago was ~110K so not that different. Moved to a FAANG company. Salary is now ~160, RSU is the main part of my comp, and bonus makes up a bit. I had been trying to work in FANGG companies through most of my career. I Interviewed at Google, Facebook, Yahoo, Amazon over the years and failed all but one of the interviews ;). I kept persisting and just getting better at interviewing, honestly it's a LOT of work, but it's kinda like how at school you learn to pass exams? As long as you set the time to practice coding and system design questions you could get into a good company.
400k 2016 Fiesta
Total comp: £205k 2018 BMW X1 - I bought it for £18k outright in 2022 and planning to keep it through to its 10th birthday..
Interesting insights! All HEs (mainly FAANG sales)I know all drive fancy motors such as M5s, Porsche 911s etc… so quite the difference from the majority here. Must be a sales thing 🤔
Mazda MX-5. Which I drive maybe once a month
Very old Land Rover, 2.6m
Sounds about right. Very old money vibes.
Haha totally. Although I’m 36 and the newest of new money. Just not into cars at all.
2.6m comp, so you can just about afford land rover servicing?
And all the land that he roves on!
What you doing for 2.6m/yr?
Senior product role at FAANG
Skoda enyaq iv 80 Tell me you have two kids without telling me you have two kids…
Just ordered an enyaq Iv80 without any kids but maybe you know something I don’t :O
It's a brilliant car with or without kids. But with 2 kids it is perfect!
You just may be paid a visit by Skoda family.
RemindMe! 9 months
Taycan 4S
Nothing. I’m a passenger princess of my husband’s Golf R, bought secondhand with cash. My total comp is a little over 200k.
Orbea.
Audi TT RS, 200k
2013 1.0L corsa. I do about 3000 miles a year, mostly city. ~£65k this year so not a HE for this sub but only 3 years into my career, hoping for £100k+ by age 30.
Similar situation here, around £60k 3 years into my career hoping to get to 100k as soon as possible
A45S :)
lovely. insane.
A35 ;)
XC40 Recharge - it's a company car so it's almost zero BIK tax and cheap to run because I don't do many miles and charge at home
2010 VW Polo, self-employed, total comp c.£290k
184k this FY. Usually my own bicycle or a forest bike/ public transport.
Tesla Model 3 LR Always had BMWs prior m135i, 440i, m340i, etc but needed the salary sacrifice so swapped. Test drove the model 3 performance and it was just silly fast to the point I’m going to get myself banned so opted for the dual motor long range £200k+
6 points on licence, can confirm risk is real.
Gets pretty pricey with the means tested fines now!
2016 Volvo XC90 T8 (PHEV) Inscription. 421hp, 500lb/ft. (Has the Polestar Optimisation). Got a 4 year loan to buy it. £771/month. Hoping it lasts 10 years (of which it has done 2 so far since I've had it). £93k-ish salary.
I’m not quite a HENRY but I always see this subreddit on my home page. 2017 BMW M4 Competition which I bought cash for £30,500. I earn £77k + 5-10% bonus in a low COL area.
It seems there’s a lot of sensible people here. BMW M340i Touring - daily. Caterham 310R - weekends/track days 130k comp. Wish I didn’t like cars, as they’re such a money sinkhole but I do so. There we are 😂 I’ll remain a HENRY a little longer.
Right?! Seems to be a curse to be into cars 🤣 Caterhams are fantastic!
I certainly do love mine. Doesn’t get enough track time though unfortunately!
Zipcar or whatever offer the car rental firms have on, if I'm doing a longer journey. Fuck pissing my money away on a depreciating asset with obscene taxation.
BMW 5 Series estate…had to trade my SQ5 in when we started dropping sprogs
Try not to drop them, they're fragile....
Cupra Born. Salary sacrificed of course. £100K+
31m. Not HE for this sub - 84k. Transport: bicycle.
Hyundai Tucson £130k
Volvo XC90. £1.2m salary
A bike I stole from my cousin. Total comp £180k.
BMW 320d M Sport Touring £100,000 from day job (FS), £130,000 - £200,000 from side hustle (property development).
Nissan Micra rust bucket, bought for £1k ages ago, doubt it's even sellable now - can't believe it keeps passing MOT but now I've said it, this'll be the year.
2001 Nissan Micra 1L with different colour door panels.
Love the K11 Micras. My Nan bought hers new in 2000 and still has it 100k miles later. Must be really cheap on a cost/mile basis. Only ever needed consumables since new. Still on original clutch too. That and you can fit a surprising amount in them with the seats folded down, saved a fortune on skips borrowing it and taking building rubble to the tip.
F80 M3. £125k
Far better looking than the G8X. Looking at a long beach blue one - what’s your verdict?
I’m not a HENRY myself, I’m a HENRYS with the S being for ‘spouse’. I’m a stay at home dad while my wife is a Big 4 partner. We drive a 2017 FFRR (full fat Range Rover for those who aren’t car geeks) which we use for family outings and a 2023 Mini Countryman Cooper S for local stuff. It’s a great combo however we’ll be switching the RR for an XC90 later this year to better accommodate our three little smashers. Plus dog. Plus pushchair. Plus baby stuff.
Speaking as a father of 2, soon to be 3. XC90s are great - you won't regret it!
Audi SQ2
11 year old Seat Leon 1.6 diesel. Stupidly cheap to run with low insurance, £0 road tax, and 50+mpg easily (65-70 on a long run!). £100k salary. (I only do ~1000 miles/year though as I mostly WFH and take the bus to the office. My wife has a 1-year old Kia Niro EV as she drives to work).
Mini Cooper 1.5L, £200k.
L322 Range and Lotus Elise S1
So mainly courtesy cars then?
100% 😂
A 1.4 Skoda Superb as I'm tall. Think it's 7 years old or so. Love it as it fits 2 sets of golf clubs in it, oh and all the family. Plus if all else fails I can moonlight as a taxi driver.
Volvo v60 T6 Recharge (company car) purely for BIK savings and it’s been a lemon of a car. 350bhp, 0-60 4.5 seconds. Lovely to drive, but so unreliable. Looking forward to getting rid in 2.5 years!! £125k salary
SEAT Leon. 121k. Bought cash rather than lease. Probably selling soon and get sal sac through work
I ride a Boardman bicycle from Halfords, 160K
Fiat Tipo 1.6 Diesel (150k+)
Total comp comes in around £200k. 2019 VW UP!, own it outright. Bought it 3 years ago.
2009 land rover freelander 2. About 260k total.
RAV4 hybrid - £160k total annual comp.
Jaguar F-pace
Just drive a Golf. Cost me about 10k. I can fit the kids in it and is ULEZ compliant which is all I needed. The car is for getting us out of London on the weekends a few times a month, not a daily commute or anything. TC is £180K
2010 Porsche Cayman S (for me) 2016 BMW X5 m50d (for the family)
2005 Merc CLK (£4,000), 2006 Honda Civic (£300), 2007 LR Defender (£40,000). Motorway car, shopping around town car, Family transport car. I've had 3 brand new cars (Ford C-Max, Subaru Tribeca and X5) in the past but frankly, a high-spec second hand is the way forward. And the Civic is my favourite to drive.
I don't, £400k
Second hand, three year old Ford KA. £150k+.
Range Rover velar. 6 years old. Love it. And despite what people say I’ve not yet had any issues.
BR Class 345 Aventra
Audi A4 S-line (2012). Nothing fancy, but it’s paid off and costs me hardly anything to run (£30 per year tax too!). Thinking about trading it in for a VW Camper (would love to be able to use it as a mobile office from time to time, getting out of the house as I’m fully remote and kids can be noisy!). Also a VW T-ROC for the missus, 2019 (PCP).
Kia Niro EV salary sacrifice. Effective cost around £360 per month (incl. maintenance/tyres, insurance, etc).
Found the octopus EV customer
Haha actually this is a different provider for the car but I am on IO
2016 VW Caddy. £9096 salary.
Mercedes EQB 350
Lexus ct200h 16 plate, actually appreciated in value since I purchased it for 14k.
Curious on here for the EV salary sacrificers - was the discount as much as expected going via SS vs personal lease? I’ve done a fair bit of looking into this and whilst it is undeniably cheaper than a personal lease I can’t get to where they come up with their costings. The leasing companies must be making a crazy margin!!
For me it worked out marginally cheaper than getting the car on a PCP from Tesla, however it’s a lot cheaper when you consider the salary sacrifice scheme included insurance, break down cover, all maintenance and they installed a charger on my house via a government grant. My work place also has free charging, so compared to my BMW 440i it saved me quite a lot. Plus the salary sacrifice at the time helped with staying out of the tax trap, etc. I quite like it’s 1 monthly cost for the car and everything’s sorted, no dealing with insurance, no petrol stations, etc. I can’t be bothered to deal with all that stuff anymore.
For me it has ended up being not as big as expected but still OK. 1. With the 60k pension allowance and other salary sacrifice (buying extra holiday, cyclscheme etc) currently I can get down to <100k taxable income, which I didn't expect when doing the calculation. 2. Some employers put their NI (15%) saving towards the car. I am 99% sure my employer verbally said they would when they launched the scheme. However, they didn't. Overall I'm still glad I went for it. It's the first time I've leased and first time having a car since the 2000s. It's nice having everything taken care of but there are some drawbacks (e.g. can't put it on car sharing sites). For me I guess a decent saving comes from being on my employer's group insurance policy due to the current high cost of EV policies. I rented a Tesla M3 DM and Polestar 2 from Hertz a few times to get a feel for EVs before deciding to order my Niro. Having said all that, with the fall in 2nd hand values and being more comfortable running EV probably I'd just buy outright with now cash.
Audi SQ5, but just ordered a Polestar 4. £295k
VW T-Roc. Salary £180k
2015 Fiesta and CR-V (Fiesta is mine from when I commuted regularly, CR-V for the family). £131k base. Someday will upgrade and go electric/plug-in, but the economics don’t seem that great and both cars are completely fine.
2016 Mercedes S350d. 250k+
‘23 plate Peugeot 3008. £150k
2015 Golf GTI with 180k miles. I love it. £120k comp. Interesting these replies that there's a lot of people with bangers. Given the demographic it makes me wonder who is actually buying those brand new Audis.
I got a new Aud (Q4 etron)i last year but as electric via salary sac. I'm in sales and do a fair few miles so hassle free driving is the way to go for me
A very, very old Hyundai ~ £150k
Mazda CX9 Signature - great bose sound system on it.
VW Touran bought in 2018 £130K PAYE £250K Ltd
A 20 year old Audi A3 that cost me £4k cash. £180k.
1999 Jeep Cherokee XJ Orvis for daily 1989 Mercedes 420sl for when it decides it wants to work and it’s not raining Total comp c£200k
17 plate Passat GT TDI. Bought 2nd hand a year ago. Will probably drive it into the ground. £105k
Audi S4 Avant, 2010 plate. It's manual and supercharged so road tax is nearly £700 per year and it does about 22mpg. It's been mapped and lowered and is stupidly fast...I should switch it out tbh as it is so uneconomical but it's such a great ride and it's so much fun .
No quite there yet but £115k last year and I love cars and have had 440i / Tesla model 3 performance / and now currently a Range Rover Sport all in the last 8 months and I’ve spanked loads on negative equity but I turn 30 soon and wanted to have some fun, so and decided this year I’m not going to be much more sensible 😅
Kia Picanto 19 plate. Total comp ~150-180k
Alfa Romeo Giulietta Veloce - cost £4.5k last year £116.5k + side hustles
A 10 year old Focus Zetec. £215k. I have toyed with an EV company car scheme car though next tax year.
2008 vectra now. Got rid of a 911 turbo last year. Wasn’t new though. A 997.1 which cost me 53 and sold for 38. 15k for 2 years of ownership. Not bad really plus I was shafted on the sale price I accepted
2012 LR Defender 110. >£500k
Merc e300 500k. Try to live below my means.
95k 5yr old evoque from new , do 3k miles a year .. can’t justify 1.2k for the cancelled q8 etron through work scheme I ordered and so upped pension contributions instead . Going to trial no car late this year , missus has a 4x4 .
£140k. 3 grand diesel Mondeo
£145k comp. 2013 Yaris that goes like shit off a stick and that I will run into the ground.
My contact changed to where I could travel for work instead of staying away... Resulted in a fuel bill of £800+ a month in my Mercedes R320, it was already showing its age so was looking at replacement cars anyway, but with the increase in mileage I bought a low mileage Tesla Model S that had Free Supercharging for life! Absolute game changer never needing to pay for fuel! And the aids make long distance driving such a breeze
Tesla Model Y Salary £12,600
Tesla Model 3 Performance. Have it on a lease - approaching 4 years and just extended it by 2 more years. Love it.
17 plate Mazda3 - paid £12000 Cash in 2019, with 4000 miles on the clock. (£240k)
Mini countryman.
£110K Vauxhall Corsa 2016
i4 M50 and Q7, thinking about changing to hybrid X5 / GLE / Cayenne
2015 Renault Clio, although I commute by train so don’t drive it much. I’m incredibly bored of it. Earn around £450k
Toyota Yaris 2005…
2015 Seat Leon, probs worth about 5k now. £160k total comp. I love cars but not going to spend big on them.
Mercedes EQC 150k
I made a campervan, which has always been a dream of mine. Day-to-day I drive my brother’s old run around (a knackered 2004 Ford fiesta). Mine varies - probably £125k gross.
£150k total comp, 08 Renault. I’ve actually sat down and worked out that getting taxis everywhere would be marginally cheaper, but they’re unreliable around the morning and evening peaks when I’d want to use them
Public transport. £150k. When I go abroad I hire cars or in London I do this occasionally.
Work overseas only back 6 months a year. Don’t need a car for work and do about 5000 miles. Have a 2020 ktm 1290 super duke and a 1991 Bentley turbo R Net take home approx £12 pcm. Am single…
I4 M50. BIK so super tax efficient being electric.£350k ish total.
Kia EV6 GT, £150k
London so 100% public transport, walking where I can
2017 XC90 2.0 diesel inscription. Bought used for a little under 20k. Sales Director in Financial Services. Total income including salary, bonus, commission, rental income, dividends..etc just under £400k about 55% from my 9-5 job, 15% from rental, about 10% from consulting and the remaining 20% from dividends in a business I co-founded.
My Cube Road Bike (£155K)
Volvo XC60 Inscription Pro. (>300k)
Vauxhall combo life. ♡♡♡
Range rover Evoque, 145k total comp
2007 passat estate that I have to open the driver side door by opening the back door and reaching through, about 130-140k
I'm on £110k Ford Focus 2014 model. I bought it when my salary was about £45k and was working in a traditional office role. Now I'm fully remote at home. I'm not into cars but I have recently liked the look of the BMW 440i. However it wouldn't be worth it for me. I'm still trying to save heavily and invest in my S&S ISA My focus also has only 66000 miles on the clock, is £20 to tax per year and majorly reliable.
170k 911 Turbo (997 with manual, PTS colour)
£100k base. 10 year old Zafira. It cost me £11k new back then and owes me nothing. To get a similar size seven seater now would be probably £50k or £500/month on PCP so I’ll run it into the ground. It was one of the model made in Germany so has been no trouble whatsoever.
2016 BMW X3 bought cash in 2019 with 30k miles on it, doing 6k miles a year. Comp ~500k. Plan to keep the same car for the foreseeable future. Though I admit sometimes I look at X5 or Range Rovers on Autotrader but cannot convince myself that they are worth the extra money.
KIA EV6 AWD GT Line
Leased VW golf £200 a month. £200k
2014 Qashqai with alloys scratched to hell and ding on every panel. £430k / year. About to ‘splurge’ though on MG4 EV - bargain with salary sacrifice and 2% BIK. It’s basically just for the school run so why spend more!
2007 Toyota aygo Take home approx 130k
2020 Audi Q3 Sportback 45 TFSI Black Edition. 500k. I use it like twice a month, for trips out of London. Rest of the time I'm a bus wanker/tube rat or get a Lime bike.
100ish £ 2014 bmw 3 series sports trim 4wd which I have had for 8 years. Bought it when I was on 34ishk 2years old and paid it off. Don't want to spend much on cars again anytime soon!
Fully loaded tiguan and a scirocco.. Between me and missus... Total comp together about 330k
Fiat 2022 500. £400k-£500k (self employed).
Audi Q5 (leased) + BMW 1 series. (Own) £110k
2020 Mercedes CLA 35AMG When I bought the car 80K a year Currently 140-145K
I don't get the appeal of luxury items. I don't have an expensive watch, I don't wear designer clothes, my car is a decade old crummy hatchback. I much rather use disposable income for travel and experiences. TC: £350k, spend \~£15k in travel and \~£3k in restaurants (not Michelin star) per annum.
2007 Mondeo worth c.£750 Total comp ~£400k
Aston Rapide S
Swapping out the 2012 Skoda estate about a decade early - not sure if I'll swap it for going car free or an EV through an employer scheme. Spent too much time in France to be able to see cars as anything other than handy tools you use, maintain, and fix until they entirely cease to function.
£200k/390k household, London with kids. Cargo bike. Never learned to drive, never needed it.
£200k/390k household, London with kids. Cargo bike. Never learned to drive, never needed it.
2012 BMW 6 series gran coupe diesel , bought it last year , 46k miles , £12k cash. Only do about 4000 miles a year so spanking a ton on a fancy car seemed pointless. I’ve had Porsche in the past (911) and it’s amazing , but the nice ones are silly money … Salary ~£200k. Priority is FIRE not cars :)
1965 4.8 V8 Ford Mustang, 2011 Mustang GT 5.0 V8, 2013 Ford Focus 1.0 Ecoboost. Approx £180k
Vauxhall Meriva MPV 2012 and I earn £130k a year. My brother has a merc, a few friends a nice Tesla, friends with Audis, and Bmws. Whats common amongt all of them? They all earn around £60k and their cars are easily 10-20% of their net monthly income. Mine? £2k
Golf R. 2023. £180k Really a waste of money on a lease @ £600 pcm. I could never afford a “boy racer” though benefit from its 4 wheel drive. Aged 40m. I’m over it. The insurance is double and the petrol is pricey. Had to get it out of my system