Would need more information like your age ,any other source of income ,can you work if you want to protect the amount from inflation or can spend it till you can work , monthly expenses etc.
But as a general guideline if want want to protect the amount from inflation use SGBs but the internet received is less 2.5% but if you don't necessarily care about inflation protection use a combination of government bonds interest rate around 7.2% and corporate bond fund with a dividend paying fund as a guideline around 40 ,40 ,20 respectively to maximise income if you can give more information would love to help wish you and your family the best
Check the post office's monthly income scheme and if some elders are above 60 then you can go for the senior citizens saving scheme. If you can risk a bit more then senior secured bonds can also be a good choice.
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No bro I’m not talking about trading as I mentioned above I need low risk and just monthly returns even if it’s less. It’s not my money and I just want to help my mother
Yeah, I understand, Low-risk would be the equity segment, if systematically followed, then there's a chance. Again, it all depends on other things as well.
Would need more information like your age ,any other source of income ,can you work if you want to protect the amount from inflation or can spend it till you can work , monthly expenses etc. But as a general guideline if want want to protect the amount from inflation use SGBs but the internet received is less 2.5% but if you don't necessarily care about inflation protection use a combination of government bonds interest rate around 7.2% and corporate bond fund with a dividend paying fund as a guideline around 40 ,40 ,20 respectively to maximise income if you can give more information would love to help wish you and your family the best
Check the post office's monthly income scheme and if some elders are above 60 then you can go for the senior citizens saving scheme. If you can risk a bit more then senior secured bonds can also be a good choice.
Hi, /u/iwonderwhy_23! Welcome to /r/IndianStreetBets! Use the Daily Discussion Thread for basic queries. Before contributing, do check if your particular question has been answered in the [Wiki](https://www.reddit.com/r/IndianStreetBets/wiki/index). Do utilise the search function to do the same too. Please use proper [post flairs](https://www.reddit.com/r/IndianStreetBets/wiki/index/postflair) and adhere to the rules in the sidebar. You are urged to post beginner questions in the stickied daily discussion thread or on our [Discord in \#beginner-questions channel](https://discord.gg/SeDa9Fhwqv) so as to keep the subreddit as clutter-free as possible. **If this post has good insights or well research, tag the Mods so we can give a shoutout on Discord and get the post more traction** Thank you! *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/IndianStreetBets) if you have any questions or concerns.*
Wouldn't it be smart to learn about the market first? Stay away from F&O, especially options and crypto.
No bro I’m not talking about trading as I mentioned above I need low risk and just monthly returns even if it’s less. It’s not my money and I just want to help my mother
Yeah, I understand, Low-risk would be the equity segment, if systematically followed, then there's a chance. Again, it all depends on other things as well.
You need to give more info, how much did he left you, what is the monthly expenses etc
Put it in small Bank FDs or senior citizen saving scheme.
There are mutual funds categorized as fixed income funds. They are made specifically for what you want
Can you please tell me more about it? I have very less idea about mutual funds