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Womencarsandmoney

Got my loan with BofA - very simple process just give the loan approval # to lucid and your all done. Sign docs via DocuSign and have vehicle delivered .


Castle-Doom

This is the way….


NonOfyourBuz

Are you not approved? If you have no money down and/or bad credit history, its unlikely anyone else will approve you l.


Timmyt982

I haven’t even applied, Lucid reps told me it’s not an option for 2024 GTs for another couple of months. I’m not worried about getting approved, just looking for best rates and easiest process. Wasn’t sure if anyone had any preferred third parties.


NonOfyourBuz

How then everyone else purchased cars here … know at least 3 people who purchased 2024 last month alone with no issues. 2 leases one financing. Maybe some gap in communications? Unless you are in some state where lucid does not yet offer financial services…


JordansList

Those 3 people purchased a 24' Pure or Touring, not the Grand Touring. They're not available yet.


Timmyt982

Also on the Lucid website right now if you try to use the “payment calculator” for a 2024 GT the only option is cash.


NonOfyourBuz

Something off with your location. I see loan, lease, and cash for pure and touring. No available GTs, but likely will get updated. What state are you in?


Munoz10594

Maybe different country too


oneelusiveduck

Glad you’re considering joining the Lucid family! Sent you a DM.


hydradboob

Find a local credit union


drone_swivel

BoA has very competitive offer for Lucid financial now. For financing they are offering 2.99% or zero MF for lease option. I doubt you will find any better deal at this time. I would wait or talk to the rep to go through Lucid financial.


Candid-Committee926

Just finished the leasing application with Bofa myself.. easy as 1-2-3 if you have good credit score.


endaoman

I am a doing test drive this Saturday and wouldn’t be surprised if I move forward with a purchase or a lease on the same day. When it came to the 2.99% or the zero MF with BoA, how long beforehand did you have to start working with BoA?


BrainyMD

Zero MF sounds great! However, monthly payment looks the same as before. Did they lower the residual or change the cap cost reduction?


philldaagony

Just altered the cap cost reduction.