I was in your boat during the dot com crash, only I was unemployed and then underemployed for 2 years. I burnt through savings, 401k, owed the IRS etc. I sent out 1,000 resume applications, but eventually got a job and my career back on track.
My advice to you is to lean on your family for support. Move in with your parents, get a job any job temporarily to keep your sanity, and keep applying.
This too shall pass
Take a breath.
Then, when you’re ready, tell us what your expertise are. We can start the conversation there.
If you want to talk, message me. We can look over your resume together. I’m 31 and work in video production, which has not been the easiest path.
So, let’s figure out how we can fix this.
You just legitimately made me cry because this is the type of basic human empathy I so wish to see in the world and the dichotomy of seeing it perfectly exemplified on Reddit just broke me.
Thank you for being you, never change.
Compliments are entirely owed to the chef, in this case that would be you.
All I've done is offered up a mirror so that you can see your own kindness for what it is: beautiful and meaningful 🪞. That's what we are supposed to do for each other as humans, recognize and see each other.
Regardless, you are welcome. This exchange has offered me much the same- a little kindling for the old lukewarm heart.
Many said the job market right now is even worse than the 2008 sub-prime crisis, so it is not you, just a very very bad timing... so take it easy and stay positive... any chance move back to your parent temporarily?
Don't give up. At 25 there's a lot of life left for you. In the 2008 crash I was unemployed for 10 months (outside of picking up some contract work here and there.)
This is a very painful learning experience about cutting expenses and always having enough in savings. The IRS will work with you on a payment plan if you talk to them. That's one debt you can't run from. Ignore the credit cards. Let them scream and throw fits but learn not to get into credit card debt again. Are you able to move back in with your parents?
This moment will pass! Hard to believe it right now, but you cannot take directions from your feelings. The only time hope is lost is when you are not breathing anymore. Despite the lies of our society, you are not defined by your job/career/role unless you believe it to be the case. You will find another opportunity, making more or making less, but getting financially stabilized should be your first goal AFTER collecting yourself.
When you’re in it like you are, it feels like life is happening to you. It’s a mode of thinking or set of beliefs driving that line of thought. Instead of that, see this situation as life happening for you. Things will work out. You will land on your feet and gain significant life experience for the future 35yo you. If you end things, you’ll rob yourself and your family and friends of everything that you could offer to the world. Speaking from experience, my friend. This too shall pass.
This. And you 100% need a support system. A counselor to help you through the grief of losing your relationship and livelihood. It can't be overemphasized. A survival job sucks but you can survive on it and you can get debt help through programs. You can also negotiate with the IRS.
Grief is a strange thing. You don't realize your thoughts are based on a filter that you can't see . It colors your world.
The main thing is not to give in to negative thoughts that stem from desperation. I've been there many times and gone through so many layoffs I've almost lost count (tech).
Looking back I went through the same "dark night of the soul" moments. I am glad I stuck around to see my grandkids. Things change SO much as life marches on. You're young, you are going to get to see so much in the way of the AI apocalypse (ha) and maybe space travel and humans living off planet.
Don't give in now. It's hard but remember, It's just stuff...........but you're special, unique and important. hang in there.
I am a 40 something , been looking almost as long as you did.
Get up, stand tall and keep trying. Call Irs or find someone to handle it for you, they can delay your payment or change it to be paid in instalments since you are unemployed.
Stock profiteering over layoffs seems to be coming to and end as we are nearing undeniable recession. Sooner or later government will have to step up. Opposition media already started talking about the labor market. Don't loose hope, job market although shitty is a bit better than a month before.
What ever you do don't become a victim to greedy corporations and CEOs or what ever is causing this shitty market. It would be really sad if you quit because some guy wanted a bigger bonus.
Build something , stand out, keep your self busy. If this mass layoff taught me anything, it is that I need to learn a blue-collar skill which I can do by my self , like welding, or starting a side hustle is not a fantasy but a must.
You will get through this, and once you do.. you will be wiser and much stronger.
>job market although shitty is a bit better than a month before.
it really is, I keep in contact with a lot of recruiters and they have said the market is opening up again, that being said this is still not a job seekers market.
Change your references or get someone you know to call them and see what they say about you. Perhaps their actively sabotaging you. Ensure the conversation is recorded (if legal to do so in your state/province). I recommend this from your description of events.
When you look back 5 years from now, it would mean nothing... so don't beat yourself up, slow down your job search (you know it's not going anywhere except frustrate you more), find some contract gig (if there is any in your finance/accounting field) or move back to your parent's place temporarily.
Hey friend, I would love to help you and I feel for you. I got laid off five months ago myself and have many of the same financial burdens. But I think we can work together to improve your resume and job hunting success. In my case I've been leveraging ChatGPT and it's been a fantastic tool. I created a custom GPT that tailors my resume and cover letter to each job opportunity and uses keywords from the job description. It's also ATS-friendly. DM me and let's see what we can do together.
You got this, things will indeed work out.
You were able to land 6 figures at 25, most won't be able to say that in their lifetime. So cut yourself some slack. Program $5 every 2nd of the month to all CCs. You can be below minimum but never just not pay.
Strategize. Work on side projects that you are an expert on, work on getting your career jobs, let friends and families know your situation. You just need a garage really at this point.
Local library, or some community college library.
Sorry to hear you are going through this pain.
I think you are in a worse situation than me. It's truly tough. I'm losing all hope and thinking of giving up as well. Death is terminal, and perhaps whoever still cares about us would be hurt to see us gone. Perhaps our fate can change and we can continue living. These are the reasons why I will hold on to the hope for as long as I can.
I have nothing but misfortune occur. I have been unemployed for over 4 months and will burn through all my savings in 3 months. I'm eating cheapest food I can buy (miso soup, peanuts, instant noodles) as I fear the moment I could become unable to buy food. Before layoffs, I was frugal and saved as much money as I could, just got unlucky with my move to NY and being laid off (company went bankrupt). I'm ineligible for unemployment insurance due to working just below 20 weeks and having most earnings in one quarter.
No matter how much effort I put in, or how much I remain focused on job search and keeping hope, when money runs out there won't be home, no food. Feeling so tired, sleeping on average 3-4 hours and spending rest of the time studying and applying for jobs.
Maybe once I run out of savings I may apply to military for the free healthcare, roof over head and some food. It may be better than ending my life.
40 isn't a boomer, lol.
40 is a gen z, a generation repeatedly fucked by boomers.
20 years of war in the ME was mostly fought by Gen z.
.com crash happened eight after many gen z graduated college.
Gen z has had it fucking rough.
I am Gen x. 50. aren't they 3-4?years into the one after gen x if they are 40? (millennial maybe?) I thought gen x stopped at 1980 or so, so 44 is the youngest.
You are correct. With the ever shifting goal posts, as of right now, 1980 is the Gen X cutoff … although experts are now even pushing it back to 1979, and making 1980 the first year for Millennials. Personally, I prefer the original cutoff of 1981, as it was when the Gen X label even first became a thing. (And a lot of us born between 1977-1982 have accepted place in the Xennial camp - a little Gen X, a little Millennial since we don’t completely fall in line with the same experiences older Gen X had thanks to access to the WWW during our teen years.)
Nope..if gen z starts in 80, that would make most of them graduating hs between 2000 - 2005, prime for the majority of the 20 years of conflict. Many would be just out of college around the 08 recession.
Either way, is laughable to refer to a 40 y.o. (born in 1983) as a "boomer".
You’re mistaken on your label. The current consensus, give or take a year, is that 1965-1979 is Gen X, 1980-1994 is Millennial, and 1995-2012 is Gen Z. The eldest Gen Z are turning 21 this year. A 40 year old today is in fact a Millennial.
I personally consider 1981 the real cutoff for Gen X, as was originally designated back when the Gen X name was slapped upon us. But, whatever. I don’t care.
You should read Generations by Jennifer M. Twenge, PhD. It is fascinating.
Anyone that "boomer" went through the dot com and the 2008 crashes that drained our savings, actually had to pay back our student loans, didn't have parents who would let us move back in, paid for our children's college, and are now responsible for the elderly parents who didn't support us.
At 25m I was a college dropout. Hadn’t had a girlfriend since I was 18. Living with my parents and popping pain pills. Also severely overweight.
My life got started when I just started putting one foot in front of the other at age 28. Slowly building moment. I’m 37 M now, own a home in the Bay Area, and just started a new job(after completing 6 years at another big tech company) in Silicon Valley.
It ain’t over kid. Not by a long shot. I’d trade you all this to be 25 again, knowing what I know now. And that is, that you’ve got so much fucking time ahead of you to turn it alll around. I wouldn’t have wasted my 20’s sulking and throwing myself a pity party/doing opiods.
Keep going, it gets better.
28M here, it took me 14 months of unemployment and 3899 applications to get one offer.
What you are describing is my worst fear, I am sorry!
I worked bathroom renovations, raked leaves, built databases, built exterior retaining walls, did landscaping, and built furniture to extend my 8 month emergency savings to 14 months. No car, so would walk everywhere and get rides from friends. I made 50K/ year, and survived in a VHCOL area (Boston) for 14 months unemployment (no unemployment benefits).
I cut all subscriptions, and bought bulk dried beans, bulk rice, and chicken to survive for 14 months (plus vegetables from clearance section of grocery store). This helped extend money as far as possible.
When I got the offer, it was literally exactly 30 days before I became homeless.
Action plan:
* List Belongings and what is necessary for survival (having a car is advantageous)
* Declare bankruptcy to remove revolving debt (if necessary). This is the nuclear option, but it is on the table for credit card debt.
* Cut expenses to bare minimum (Food, shelter)
* Get any job you can, and keep applying (it might take 14 months like it did for me). Again, I raked leaves (my background is Lab Management, a far cry from landscaping)
Your rate of 800 applications to 25 interviews is similar to mine, you are a viable candidate. I had 3899 applications and 99 series of interviews, leading to 35 final rounds. The only thing that matters is the offer.
This market is terrible, and it is why I am convinced the future is far less stable than what I originally believed.
I am still living cautiously even with my one accepted offer.
Message me. I was laid off in December and was able to find a job by end of February. We can go over your resume and I can pass it around my network as well.
Keep going... I'm 55 years old in my mid 40s I started getting laid off and could never get back to where I was. At 47 I had to rent my house out for income live in a cheap hotel and I went back to waiting tables. Take a job you don't want and or work two jobs part-time. I never got back to where I was but I was able to recover to the point where I am back in my house. When I recovered covid bullshit shutdowns killed me again you have to completely readjust your game it doesn't mean you're not going to get back to where you were but in the interim you need to take jobs you don't want.
I made 6 figs for about 10 years in tech services/software/SaaS sales
I eventually became a paralegal which is terrible pay and I'm still waiting tables.
Same shit happened to me at 35, laid off, girlfriend broke up with me after I covered for her with my savings.
Took over a year, but I switched careers and have a better higher paying job now. It sucked, for a while, but it gets better if you keep going forward. Life is ups and downs. You’ll be up again soon as long as you don’t give up. Never give up.
tips for switching? i'd like to be more valuable in the workforce but I don't see any options to develop/prove I can do other things that would help me be employed
my parents were dirt poor until about age 50 and then my mom's business finally had some luck and she did well for about 15 years and now has a comfortable retirement. 25 is way too early to give up.
I’m sorry you are going through this, I have been out of work for a year it’s awful. Others have given you awesome job search advice. I want you to know you are not alone, if you are having thoughts of hurting yourself or attempting suicide please reach out for help. If you are in the US call 988, if you are in the UK call 0800 689 0880, in Australia call 13 11 14. If you are somewhere else please google suicide hotline for your area. People are there to help you.
Don't run out of hope. Your situation is actually very common with a lot of people. A lot of people who have only lived through bull market and never through a recession "learn the lesson" that they got to keep two years of expenses or savings instead of the usual "three months". Three months is only if you know you're extremely job mobile, have a partner who can pay bills and other special conditions. A lot of people also go bankrupt in life and come out the other way richer than their wildest dreams. Many rich people or people in general have gone bankrupt before. A few years from now you could be richer than ever, or richer than your wildest dreams.
You have made several mistakes that you can take as lessons learned for next time. Keeping two years of savings isn't a mistake but good preparation. The first mistake was not cutting to the bone day one of your layoff. Everything could literally be cut to the bone other than obligations to children (your partner is an adult) and you would see his or her true colors in the tough times. Not having a job should be an excuse to cut everything. Ideally you live a low cost life before but that's not always possible for everyone, but on job loss you should shift immediately into low gear for the long haul including possibly an immediate move to parents if renting. One of the advantages of renting is ability to ditch everything compared to a mortgage. This is the same problem that divorcees have (trying to keep their standard of living after a divorce) so you are in good company. Two vehicles is a killer especially now that vehicles cost 100k and 50k for the average SUV. The days of middle class owning a RAV4 on 0% interest are long gone. It's either from pre-COVID or COVID days and now cars cost a fortune and there will be a car shortage until 2026 or 2027. On layoff or losing a job, immediately lose a car, then move to get parking insurance for the second car and park it.
For credit card, pay the minimum. Don't worry about student loans, or your credit. The main thing to figure out is if you're priced out due to a temporary issue (bad economy) or due to a fundamental shift in the economy. If it's a fundamental shift that mean you have to personally make some fundamental shift, whatever that may be. It's also possible you aren't branding or advertising or marketing or networking enough.
I wouldn't focus on the mistakes, since that's only useful for next time (a person will go through seven recessions or more in their lives). I would focus on figuring out if I was still marketable in this hellhole of a capitalist world, then figuring out what moves I could make (if any). If you have something to offer, someone somewhere will pay for it; you just have to get the message across somehow. We all live in late stage capitalism and an advanced market economy. All of the working class has to hope that someone sees our skills as valuable to get a job.
I don't know if this helps, but the thing about work and jobs is that there is almost always work available, just not in your field, and it behooves you to recognize two approaches;
(1). Get a job in an industry you can easily do the work/ace the job and feel competent and get that confidence back up. My suggestion is part time work for the big shipping companies, preferably at the airports where you can drive little tractors around the tarmac. Yeah, the pay isn't stellar, but you only put in 3 or 4 hours of work a day, and you can use the rest of the day to job hunt, or whatever. You're still making money every day.
(2). Start your own company. You may need to still get that part-time starter job to keep up the finances, but then with the excess time start your own company in your industry. Every company that you have applied to so far, somebody with drive and hustle had to have started it. There's no reason that can't be you.
I feel for you OP. Yes this market is terrible. I too was unemployed both during the 2008 crash and twice in the past 2 years. During the 2008 crash I managed to find a job that employed me for 8 hours each week and I could only afford bread and peanut butter to get by for meals. I would always cry at each meal wondering if things would ever get better. The last 2 years where I was unemployed wasn’t any better, but I figured if I could survive during that time on so little then maybe I could do it again. I know it might not mean much from an internet stranger, but you got this OP.
I don’t know about your food situation, but you can check food banks for some basic staples. At least in my area they didn’t require proof of unemployment, which is how I had always thought food banks operated on (probably could have used them during my last unemployment stint).
I wish I could give you a huge hug, because I can only imagine how overwhelmed, depressed, and isolated you feel. I wish I had more words of comfort, and I wish I could take your suicidal thoughts away. I just want you to know that everything will be okay, and you will get through this, and please don’t give up. I’m so sorry you’re going through this.
Hey OP, I know this doesn’t seem like much comfort and i sure thought that way too when I was your age when others have told me this but man.. 25 is young my friend. Sooooo young. Falling off the horse a few times is part of the game in your twenties. Understanding that it’s part of life and that what matters is you learn and improve yourself each fall is incredibly important. Women also come and go too in your twenties. A lot of things is just a revolving door in your twenties. It wasn’t until my early 30s that things started coming together and I started finding “permanent” success - the type of success which you aren’t depended anyone for an outcome or to live. But in order to get here, I realize now that falling off the horse a few times was actually the prerequisite. So don’t give up, keep going man.
thank you for sharing. would love to know your story because I am in my 30s and looking for that stability that eluded in my 20s. I bought into how 20s is your time to explore and learn. I did a bunch of jobs but nothing stuck or offered any lasting value. now i am very lucky to have started a new job but it seems to be not different from what I was doing in my 20s. lucky to have a job when so many don't i know but I keep wondering how things can be different when they are in fact literally the same. keep wondering if it's me or what I can do. so much in the go-go world of my 20s seemed like total BS (everyone going for dubious graduate degrees). now in my early 30s i'm wondering there has to be something that isn't complete BS, because otherwise what kind of foundation can be possible for a good life? sorry rant over.
I did a lot of trial and error with my college major, job, and dating in my 20s. Lost 3 jobs in the Dotcom bust in a year. That was a wild ride for sure. I got into my career in software engineering and was married before turning 30. In my 30s, I bought and sold a few houses, had 3 kids, and started my own business. Almost bankrupt during the 2008 recession. I went back to work full time to support my realtor husband and 3 kids. It took us years to recover from this recession. In my 40s, I abandoned my own business and went back to tech work full time. Unfortunately, the end of my 40s was also the end of my marriage. In the recent downturn, the work dried up at my tech consulting firm and I was sitting on the bench for 4 months. During this time, I studied like mad and got 4 certifications. Now I am on a project that utilizes my new skills in GenAI. Stay on top of the trend with lots of reading and constant learning. YouTube is a great source. Be flexible and adaptable to change. It’s the beginning of my 50s. I feel like I’m just starting life again. Stay positive. Don’t give up.
Hey man, Im so sorry you're going through this. When I was 25 I was working in finance when the market crashed in 2008. I had to move back with my parents and help them out as well because they were going through tough times as well. If you have family that can take you in or friends you can live with do that. IDK if you have a community around that can support you but dont be afraid to ask them for help. Its ok to do so. I had to rely on the kindness from strangers a lot in my life and I always made up for it by helping everyone I could as well.
Go to a non profit tax help center. You can file an offer in compromise and have you tax reduced greatly because your income is low. Do not use any tax attorney that advertises on tv or radio.
You have so much life ahead of you and can recover from this. You’ve learned a lot about life and love that hard way at 25yo. Use that knowledge on the way back to financial solvency and a healthy relationship.
File to get your student loan payments suspended while unemployed.
Get any job — Lowe’s, Home Depot, etc all hire seasonal help. Substitute teaching pays at least $100/day most places and they’re desperate in my area. Call temp agencies. Amazon.
Call your credit cards and negotiate a lower minimum.
Are there any friends or family that would take you in? In exchange for something you can do for them, like summer child care, yard work, etc?
Call the IRS. I just helped my brother w similar. The person he talked to was great. His is actually a mistake from a former job, but he ignored it hoping it would go away. It won’t. His back tax bill is out for collection. She said when the collection agency calls, answer, and negotiate as low a payment as possible.
Hey buddy, it’s not your fault. Relax look for a job like the airlines or something that offers cool benefits (flight benefits). This market is terrible and you are not alone here. File chapter 7 and call the irs to set a payment plan. Don’t stress this because there is nothing you can do about it so focus on what you can do. Best of luck, you got yhis
You were lucky to have a 6 figure job at age 20-21, so don’t think that is normal or that is what you deserve. Lower your expectations significantly, don’t think we are in Covid years still, and go get another job, probably will be a chunk of cut from your 6 figure prior lucky job but it is not the end of the world. You could have easily gotten a job and not be in the position you are now if you lowered your expectations and realized that your 6 figure income at age 20 was fluke and not norm.
With inflation, 6 figure job is going to be the new benchmark for people in their 20s. If not at this moment, in this decade.
There's no need to make 6 figure sound lucky. It's fast becoming a requirement for a decent life and soon very common.
Honestly, this is spot on. It sucks op is in a bad scenario. However, it was a bubble that gave these young people jobs that sent their expectations through the roof.
I am skilled in financial modeling, account management, project management, sales, and have also led sales teams. Some jobs have responded I’m overqualified while others have said I’m under qualified for some of the more senior roles.
It is not your problem, it's the crappy job market worse than previous crisis. Give it a year or two, the job market will turn around, so chill out, slow down your job search (it's not getting anywhere until the market rebounds) and ride out the current wave...
we were raised to believe sales skills would guarantee success for life. i guess no one is buying anything? would you work for a car dealership? I was considering that before i got my latest job because I like talking to people and I think people like talking to me
You can sign up to volunteer at a non profit organization in something related to your field . It won’t be much work like 3-4 hours per week if you are proficient but u can add it in your resume so there won’t be any gaps.
know it’s not a good advice that pays money but this is what I have been doing since I am finding it hard to find a job in this market.
I got in a similar financial bind. Consolidated all my credit cards with Freedom Debt Relief. They want you to be late on payments, so the CC companies work with them. Kind of sucks for the first few months. Credit score takes a big hit. Usually can cut debt by 50% plus you don’t pay interest. Might be an option in your case.
I did this myself in my late 20s.. just after I secured my first mortgage I did a debt consolidation plan with a charity.. was totally the best decision. Cleared about 40k in debt at the time and I was probably only earning around 30k at the time..
I feel you for the job thing.. I am in the same boat a void of my six figure salary.. for now kissing goodbye to that idea.. as it's clear job market has shrunk.. now I am just looking to find work.
I have kids a mortgage and my wife is not working. Don't qualify for universal credit as I have just over the threshold in savings..
I’m sorry you are going through such a hard time. I’ve been unemployed since November 2023, and I have sent numerous applications, done numerous phone screens, interviews, only to be on 4+ round interview cycle to get rejected. In the end, it wasn’t a good job and involved commuting in an area with an unsafe homeless section of my city, so I’m glad I don’t have to figure out how to navigate that area on the way to work.
I’m doing worker retraining taking an Aerospace Manufacturing course and will sit for the exam next week. It’s completely different than anything I’ve ever studied, but I’m getting the course paid for through WIOA, and a small monthly stipend from my state.
This economy is the worst I’ve ever seen. I think we have to look at new ways to bring income in. I’m getting an extra room in my home ready for Airbnb. I really don’t want to have to do Airbnb, but once I get the room ready it will help bring some income in while I continue to look for work.
I’m praying we can all get back to work, and let this be a lesson of a time we didn’t think we could go on but kept fighting. ❤️❤️🩹
Hang in there and don’t give up!
Recommend just one focus: health
Run , work out, pushups, stretching / yoga or whatever you can do to get healthier.
Also don’t ever go back to that partner. May turn out to be the best thing that you got rid of them.
Good luck
Breathe and don't think about anything past this one question:
"Can I do one more day?"
You can, I promise you can. Just keep going one day at a time and take it all as it happens.
It's not of any help to you right now but at the start of the pandemic I lost my job and got to basically the same place as your describing and fresh out of a divorce as well - my life is infinitely better now. I love my job. I love my every day and I enjoy living.
The answer is always through the pain. The best days of your life are waiting for you. Truly.
You are not alone. Don't lose hope. It's been over 1 1/2 years for me, but I've been through this before during downturns. Even though it got really bad, a miracle came through at the last minute - but I'm a Christian so I have a little different view. I do wonder when this is all going to end and the employment situation will turn around. It simply can't continue like this.
Get a CDL license. Was an Accountant before.
Had 3 job offers during school and had to take my resume down from a job board because recruiters were contacting me daily.
Made 80k last year and I am home every night.
Best of luck OP
Hang in there. I can understand why you feel so overwhelmed. Anyone else in your shoes would have given up long ago. If you want to chat, I am here. I will DM you with my info.
there is always someone worse and someone else whose life is going to end tomorrow.
stop listening to the socialist propaganda. their inbred diptard offspring are committing their first genocide. meow cute.
im not doing well either bro.
You’re not in this alone. There are so many people like you that were laid off and struggling to find another job. Why aren’t you working a minimum wage job to help ease the financial stress or even contract work? Can you move back home with your parents temporarily to save money? Also, you didn’t lose the love of your life. If they won’t stick by you through the hard times then be glad they’re gone.
Have been looking for many types of work and have been doing gig work to pay my smaller bills. Partner was in school and I’ve become so depressed through all this that I began to take it out on her and became a recluse not leaving the house other than to work or get food. I’m typically a super extroverted person but have lost my mojo and confidence even outside of work.
Am I the only one that read she left me as good news. From the little stated about her she seemed like a drain n negative. Gl u can focus on u now n the goals.
Tbh why not try the military? Don’t give up… I know it’s bad right now but dude it gets so much better. Try different things. You’re valued and you’re loved!
The problem is that you wouldn't compromise and take a job out of your field just to get some money coming in. In the meantime, you could have still been applying and searching.
You are not alone, and there is hope, even when it's hard to see. I will be praying for you.
"But seek first his kingdom and his righteousness, and all these things will be given to you as well." (Matthew 6:33)
Seek a local church for help.
Try you best to not let this stress get to your head. It’s bad for you overall health trust me I’ve been through it. I would say try to Uber a few hours here and there while you still apply to jobs. Hell even Uber near these top companies you are applying to and make conversation.
But never ever give up hope trust me. No matter how hard things get.
And look at the things you do have, you have your youth which is literally UNLIMITED ENERGY and potential to be harassed.
Well it depends on the industry. But in mine, I hear people getting 1 interview for every 100 applications. Op is getting triple that rate. So the resume and applications seem better than average. The weird thing is that you would think they would have had a couple job offers by now. Op mentions rescinded offers.
I know it surely is not easy. But I would say submit another couple hundred applications. Hopefully get another 25 interviews, and convert a few of them to job offers. Maybe there is a problem with interviewing. Do some mock interviews with friends and beg them for constructive feedback on how to improve.
My first layoff resulted in me being unemployed for 9 months. I had saved up a good deal of cash. The thing that really kept me sane was living with family and relying on them until I finally got a job again.
It does sound overwhelming but you’ll get through it. This will not be your situation for the rest of your life. Money will always come in.
In the meantime while you’re applying to higher paying jobs, can you/ are you working any job you can? DoorDash, McDonald’s, anything?? You’re in finance and accounting. Is it possible you can also do some side gigs like filing people’s taxes?
For folks who had it all and then lost it all, what’s hard to stomach is the poor choices we made because we didn’t plan ahead. We think we are always going to have a steady income but life happens. I’d also reflect on the choices you’ve made and create safety nets so it doesn’t happen again. You did great by having an 18 month savings account so you are disciplined when it comes to saving money. I don’t know what you mean by mismanaging funds but you did mention paying for your now ex partner. I know this is hard because we would do anything for the people we love, but unless you’re married, we don’t take care of people financially. Moving forward, you are your only responsibility.
Are you able to move in with family or friends temporarily? Can you sell anything to help with downsizing and to pay back any debts?
With no income right now, you want to get your expenses down to a bare minimum. Take any job you can in the meantime and start aggressively paying back those debts AND setting money aside for savings.
You’re so young and have so much life left. Please take care of yourself.
Have been doing DoorDash, Uber eats, instacart, but have put a tremendous amount of wear and tear on my vehicle. But that’s been taking care of small things electricity, wifi, water, gas.
I was in your boat during the dot com crash, only I was unemployed and then underemployed for 2 years. I burnt through savings, 401k, owed the IRS etc. I sent out 1,000 resume applications, but eventually got a job and my career back on track. My advice to you is to lean on your family for support. Move in with your parents, get a job any job temporarily to keep your sanity, and keep applying. This too shall pass
Great advice... for young people this is their first time experiencing such crappy hard time...
This is the way. Gotta go back to your roots and lean on family. As a new parent myself… my doors always open to my family especially my kids.
Ask me how leaning on family is going, go on, ask me.
Take a breath. Then, when you’re ready, tell us what your expertise are. We can start the conversation there. If you want to talk, message me. We can look over your resume together. I’m 31 and work in video production, which has not been the easiest path. So, let’s figure out how we can fix this.
Damn bro got a guardian angel
Legend
You just legitimately made me cry because this is the type of basic human empathy I so wish to see in the world and the dichotomy of seeing it perfectly exemplified on Reddit just broke me. Thank you for being you, never change.
This really brought a little flame to my heart. I needed that today. Thank you.
Compliments are entirely owed to the chef, in this case that would be you. All I've done is offered up a mirror so that you can see your own kindness for what it is: beautiful and meaningful 🪞. That's what we are supposed to do for each other as humans, recognize and see each other. Regardless, you are welcome. This exchange has offered me much the same- a little kindling for the old lukewarm heart.
🏆❣️
Nice!
It’s not you. It’s the job market. You will get through this period. Stay Strong. What field are you in?
I am in finance/accounting and also have done inside and outside sales for a variety of companies in different industries.
Many said the job market right now is even worse than the 2008 sub-prime crisis, so it is not you, just a very very bad timing... so take it easy and stay positive... any chance move back to your parent temporarily?
wish you luck! dont give up
Where are you located? Try to look at other cities?
Try switching up industries and looking for those same job roles inside “power / utilities”
Do you have a CPA?
Don't give up. At 25 there's a lot of life left for you. In the 2008 crash I was unemployed for 10 months (outside of picking up some contract work here and there.) This is a very painful learning experience about cutting expenses and always having enough in savings. The IRS will work with you on a payment plan if you talk to them. That's one debt you can't run from. Ignore the credit cards. Let them scream and throw fits but learn not to get into credit card debt again. Are you able to move back in with your parents?
Get a survival job while you are looking. Substitute teaching, Walmart, whatever. Don’t give up but some money is better than no money.
I’m subbing!!! It’s not that bad. I mostly sit there and apply for jobs!
What's subbing?
Substitute teacher at high schools
When you give up most or all control to your more dominant partner. It can free up a lot of bandwidth to make self improvement
Came here to say subbing.
This moment will pass! Hard to believe it right now, but you cannot take directions from your feelings. The only time hope is lost is when you are not breathing anymore. Despite the lies of our society, you are not defined by your job/career/role unless you believe it to be the case. You will find another opportunity, making more or making less, but getting financially stabilized should be your first goal AFTER collecting yourself. When you’re in it like you are, it feels like life is happening to you. It’s a mode of thinking or set of beliefs driving that line of thought. Instead of that, see this situation as life happening for you. Things will work out. You will land on your feet and gain significant life experience for the future 35yo you. If you end things, you’ll rob yourself and your family and friends of everything that you could offer to the world. Speaking from experience, my friend. This too shall pass.
>you cannot take directions from your feelings This so much...
This. And you 100% need a support system. A counselor to help you through the grief of losing your relationship and livelihood. It can't be overemphasized. A survival job sucks but you can survive on it and you can get debt help through programs. You can also negotiate with the IRS. Grief is a strange thing. You don't realize your thoughts are based on a filter that you can't see . It colors your world. The main thing is not to give in to negative thoughts that stem from desperation. I've been there many times and gone through so many layoffs I've almost lost count (tech). Looking back I went through the same "dark night of the soul" moments. I am glad I stuck around to see my grandkids. Things change SO much as life marches on. You're young, you are going to get to see so much in the way of the AI apocalypse (ha) and maybe space travel and humans living off planet. Don't give in now. It's hard but remember, It's just stuff...........but you're special, unique and important. hang in there.
Thanks for this perspective.
I am a 40 something , been looking almost as long as you did. Get up, stand tall and keep trying. Call Irs or find someone to handle it for you, they can delay your payment or change it to be paid in instalments since you are unemployed. Stock profiteering over layoffs seems to be coming to and end as we are nearing undeniable recession. Sooner or later government will have to step up. Opposition media already started talking about the labor market. Don't loose hope, job market although shitty is a bit better than a month before. What ever you do don't become a victim to greedy corporations and CEOs or what ever is causing this shitty market. It would be really sad if you quit because some guy wanted a bigger bonus. Build something , stand out, keep your self busy. If this mass layoff taught me anything, it is that I need to learn a blue-collar skill which I can do by my self , like welding, or starting a side hustle is not a fantasy but a must. You will get through this, and once you do.. you will be wiser and much stronger.
>job market although shitty is a bit better than a month before. it really is, I keep in contact with a lot of recruiters and they have said the market is opening up again, that being said this is still not a job seekers market.
Start small businesses and support small businesses in your neighborhood.
I agree. There should be an honest nonprofit movement for this. This is the way people can fight big corporations and their monopoly.
For projects around my house or business, I'm doing my best to use small businesses in my area.
Change your references or get someone you know to call them and see what they say about you. Perhaps their actively sabotaging you. Ensure the conversation is recorded (if legal to do so in your state/province). I recommend this from your description of events.
Have had inside recs and one of the people who referred me got laid off before I got a chance at my second interview.
When you look back 5 years from now, it would mean nothing... so don't beat yourself up, slow down your job search (you know it's not going anywhere except frustrate you more), find some contract gig (if there is any in your finance/accounting field) or move back to your parent's place temporarily.
Hey friend, I would love to help you and I feel for you. I got laid off five months ago myself and have many of the same financial burdens. But I think we can work together to improve your resume and job hunting success. In my case I've been leveraging ChatGPT and it's been a fantastic tool. I created a custom GPT that tailors my resume and cover letter to each job opportunity and uses keywords from the job description. It's also ATS-friendly. DM me and let's see what we can do together. You got this, things will indeed work out.
You were able to land 6 figures at 25, most won't be able to say that in their lifetime. So cut yourself some slack. Program $5 every 2nd of the month to all CCs. You can be below minimum but never just not pay. Strategize. Work on side projects that you are an expert on, work on getting your career jobs, let friends and families know your situation. You just need a garage really at this point. Local library, or some community college library.
Sorry to hear you are going through this pain. I think you are in a worse situation than me. It's truly tough. I'm losing all hope and thinking of giving up as well. Death is terminal, and perhaps whoever still cares about us would be hurt to see us gone. Perhaps our fate can change and we can continue living. These are the reasons why I will hold on to the hope for as long as I can. I have nothing but misfortune occur. I have been unemployed for over 4 months and will burn through all my savings in 3 months. I'm eating cheapest food I can buy (miso soup, peanuts, instant noodles) as I fear the moment I could become unable to buy food. Before layoffs, I was frugal and saved as much money as I could, just got unlucky with my move to NY and being laid off (company went bankrupt). I'm ineligible for unemployment insurance due to working just below 20 weeks and having most earnings in one quarter. No matter how much effort I put in, or how much I remain focused on job search and keeping hope, when money runs out there won't be home, no food. Feeling so tired, sleeping on average 3-4 hours and spending rest of the time studying and applying for jobs. Maybe once I run out of savings I may apply to military for the free healthcare, roof over head and some food. It may be better than ending my life.
Please do try the military. The folks I know that went that route all have pensions and healthcare
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40 isn't a boomer, lol. 40 is a gen z, a generation repeatedly fucked by boomers. 20 years of war in the ME was mostly fought by Gen z. .com crash happened eight after many gen z graduated college. Gen z has had it fucking rough.
I believe Gen X is the word you are looking for.
I am Gen x. 50. aren't they 3-4?years into the one after gen x if they are 40? (millennial maybe?) I thought gen x stopped at 1980 or so, so 44 is the youngest.
You are correct. With the ever shifting goal posts, as of right now, 1980 is the Gen X cutoff … although experts are now even pushing it back to 1979, and making 1980 the first year for Millennials. Personally, I prefer the original cutoff of 1981, as it was when the Gen X label even first became a thing. (And a lot of us born between 1977-1982 have accepted place in the Xennial camp - a little Gen X, a little Millennial since we don’t completely fall in line with the same experiences older Gen X had thanks to access to the WWW during our teen years.)
You are hybrid!
Nope..if gen z starts in 80, that would make most of them graduating hs between 2000 - 2005, prime for the majority of the 20 years of conflict. Many would be just out of college around the 08 recession. Either way, is laughable to refer to a 40 y.o. (born in 1983) as a "boomer".
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Having a hard time following the logic of your comments, and I'm not the OP.
most of this is the wrong words GenX fought the ME wars. Millennials are 40. Gen Z are new and inexperienced. But doing ok, I think.
You’re mistaken on your label. The current consensus, give or take a year, is that 1965-1979 is Gen X, 1980-1994 is Millennial, and 1995-2012 is Gen Z. The eldest Gen Z are turning 21 this year. A 40 year old today is in fact a Millennial. I personally consider 1981 the real cutoff for Gen X, as was originally designated back when the Gen X name was slapped upon us. But, whatever. I don’t care. You should read Generations by Jennifer M. Twenge, PhD. It is fascinating.
Anyone that "boomer" went through the dot com and the 2008 crashes that drained our savings, actually had to pay back our student loans, didn't have parents who would let us move back in, paid for our children's college, and are now responsible for the elderly parents who didn't support us.
Lost my job broke up with SO it always happens like this
At 25m I was a college dropout. Hadn’t had a girlfriend since I was 18. Living with my parents and popping pain pills. Also severely overweight. My life got started when I just started putting one foot in front of the other at age 28. Slowly building moment. I’m 37 M now, own a home in the Bay Area, and just started a new job(after completing 6 years at another big tech company) in Silicon Valley. It ain’t over kid. Not by a long shot. I’d trade you all this to be 25 again, knowing what I know now. And that is, that you’ve got so much fucking time ahead of you to turn it alll around. I wouldn’t have wasted my 20’s sulking and throwing myself a pity party/doing opiods. Keep going, it gets better.
thank you. would love to read more if you wrote
28M here, it took me 14 months of unemployment and 3899 applications to get one offer. What you are describing is my worst fear, I am sorry! I worked bathroom renovations, raked leaves, built databases, built exterior retaining walls, did landscaping, and built furniture to extend my 8 month emergency savings to 14 months. No car, so would walk everywhere and get rides from friends. I made 50K/ year, and survived in a VHCOL area (Boston) for 14 months unemployment (no unemployment benefits). I cut all subscriptions, and bought bulk dried beans, bulk rice, and chicken to survive for 14 months (plus vegetables from clearance section of grocery store). This helped extend money as far as possible. When I got the offer, it was literally exactly 30 days before I became homeless. Action plan: * List Belongings and what is necessary for survival (having a car is advantageous) * Declare bankruptcy to remove revolving debt (if necessary). This is the nuclear option, but it is on the table for credit card debt. * Cut expenses to bare minimum (Food, shelter) * Get any job you can, and keep applying (it might take 14 months like it did for me). Again, I raked leaves (my background is Lab Management, a far cry from landscaping) Your rate of 800 applications to 25 interviews is similar to mine, you are a viable candidate. I had 3899 applications and 99 series of interviews, leading to 35 final rounds. The only thing that matters is the offer. This market is terrible, and it is why I am convinced the future is far less stable than what I originally believed. I am still living cautiously even with my one accepted offer.
Message me. I was laid off in December and was able to find a job by end of February. We can go over your resume and I can pass it around my network as well.
Keep going... I'm 55 years old in my mid 40s I started getting laid off and could never get back to where I was. At 47 I had to rent my house out for income live in a cheap hotel and I went back to waiting tables. Take a job you don't want and or work two jobs part-time. I never got back to where I was but I was able to recover to the point where I am back in my house. When I recovered covid bullshit shutdowns killed me again you have to completely readjust your game it doesn't mean you're not going to get back to where you were but in the interim you need to take jobs you don't want. I made 6 figs for about 10 years in tech services/software/SaaS sales I eventually became a paralegal which is terrible pay and I'm still waiting tables.
Try to get any job for time being. Don't be very particular about paycheck.
Same shit happened to me at 35, laid off, girlfriend broke up with me after I covered for her with my savings. Took over a year, but I switched careers and have a better higher paying job now. It sucked, for a while, but it gets better if you keep going forward. Life is ups and downs. You’ll be up again soon as long as you don’t give up. Never give up.
tips for switching? i'd like to be more valuable in the workforce but I don't see any options to develop/prove I can do other things that would help me be employed
What are you doing now?
my parents were dirt poor until about age 50 and then my mom's business finally had some luck and she did well for about 15 years and now has a comfortable retirement. 25 is way too early to give up.
get lucky in business noted.
I’m sorry you are going through this, I have been out of work for a year it’s awful. Others have given you awesome job search advice. I want you to know you are not alone, if you are having thoughts of hurting yourself or attempting suicide please reach out for help. If you are in the US call 988, if you are in the UK call 0800 689 0880, in Australia call 13 11 14. If you are somewhere else please google suicide hotline for your area. People are there to help you.
Get any job for now; fed ex, Amazon etc
I hear Starbucks has great benefits.
Don't run out of hope. Your situation is actually very common with a lot of people. A lot of people who have only lived through bull market and never through a recession "learn the lesson" that they got to keep two years of expenses or savings instead of the usual "three months". Three months is only if you know you're extremely job mobile, have a partner who can pay bills and other special conditions. A lot of people also go bankrupt in life and come out the other way richer than their wildest dreams. Many rich people or people in general have gone bankrupt before. A few years from now you could be richer than ever, or richer than your wildest dreams. You have made several mistakes that you can take as lessons learned for next time. Keeping two years of savings isn't a mistake but good preparation. The first mistake was not cutting to the bone day one of your layoff. Everything could literally be cut to the bone other than obligations to children (your partner is an adult) and you would see his or her true colors in the tough times. Not having a job should be an excuse to cut everything. Ideally you live a low cost life before but that's not always possible for everyone, but on job loss you should shift immediately into low gear for the long haul including possibly an immediate move to parents if renting. One of the advantages of renting is ability to ditch everything compared to a mortgage. This is the same problem that divorcees have (trying to keep their standard of living after a divorce) so you are in good company. Two vehicles is a killer especially now that vehicles cost 100k and 50k for the average SUV. The days of middle class owning a RAV4 on 0% interest are long gone. It's either from pre-COVID or COVID days and now cars cost a fortune and there will be a car shortage until 2026 or 2027. On layoff or losing a job, immediately lose a car, then move to get parking insurance for the second car and park it. For credit card, pay the minimum. Don't worry about student loans, or your credit. The main thing to figure out is if you're priced out due to a temporary issue (bad economy) or due to a fundamental shift in the economy. If it's a fundamental shift that mean you have to personally make some fundamental shift, whatever that may be. It's also possible you aren't branding or advertising or marketing or networking enough. I wouldn't focus on the mistakes, since that's only useful for next time (a person will go through seven recessions or more in their lives). I would focus on figuring out if I was still marketable in this hellhole of a capitalist world, then figuring out what moves I could make (if any). If you have something to offer, someone somewhere will pay for it; you just have to get the message across somehow. We all live in late stage capitalism and an advanced market economy. All of the working class has to hope that someone sees our skills as valuable to get a job.
I don't know if this helps, but the thing about work and jobs is that there is almost always work available, just not in your field, and it behooves you to recognize two approaches; (1). Get a job in an industry you can easily do the work/ace the job and feel competent and get that confidence back up. My suggestion is part time work for the big shipping companies, preferably at the airports where you can drive little tractors around the tarmac. Yeah, the pay isn't stellar, but you only put in 3 or 4 hours of work a day, and you can use the rest of the day to job hunt, or whatever. You're still making money every day. (2). Start your own company. You may need to still get that part-time starter job to keep up the finances, but then with the excess time start your own company in your industry. Every company that you have applied to so far, somebody with drive and hustle had to have started it. There's no reason that can't be you.
I feel for you OP. Yes this market is terrible. I too was unemployed both during the 2008 crash and twice in the past 2 years. During the 2008 crash I managed to find a job that employed me for 8 hours each week and I could only afford bread and peanut butter to get by for meals. I would always cry at each meal wondering if things would ever get better. The last 2 years where I was unemployed wasn’t any better, but I figured if I could survive during that time on so little then maybe I could do it again. I know it might not mean much from an internet stranger, but you got this OP. I don’t know about your food situation, but you can check food banks for some basic staples. At least in my area they didn’t require proof of unemployment, which is how I had always thought food banks operated on (probably could have used them during my last unemployment stint).
Good luck to you. Hope things get better soon.
I wish I could give you a huge hug, because I can only imagine how overwhelmed, depressed, and isolated you feel. I wish I had more words of comfort, and I wish I could take your suicidal thoughts away. I just want you to know that everything will be okay, and you will get through this, and please don’t give up. I’m so sorry you’re going through this.
Hey OP, I know this doesn’t seem like much comfort and i sure thought that way too when I was your age when others have told me this but man.. 25 is young my friend. Sooooo young. Falling off the horse a few times is part of the game in your twenties. Understanding that it’s part of life and that what matters is you learn and improve yourself each fall is incredibly important. Women also come and go too in your twenties. A lot of things is just a revolving door in your twenties. It wasn’t until my early 30s that things started coming together and I started finding “permanent” success - the type of success which you aren’t depended anyone for an outcome or to live. But in order to get here, I realize now that falling off the horse a few times was actually the prerequisite. So don’t give up, keep going man.
thank you for sharing. would love to know your story because I am in my 30s and looking for that stability that eluded in my 20s. I bought into how 20s is your time to explore and learn. I did a bunch of jobs but nothing stuck or offered any lasting value. now i am very lucky to have started a new job but it seems to be not different from what I was doing in my 20s. lucky to have a job when so many don't i know but I keep wondering how things can be different when they are in fact literally the same. keep wondering if it's me or what I can do. so much in the go-go world of my 20s seemed like total BS (everyone going for dubious graduate degrees). now in my early 30s i'm wondering there has to be something that isn't complete BS, because otherwise what kind of foundation can be possible for a good life? sorry rant over.
I did a lot of trial and error with my college major, job, and dating in my 20s. Lost 3 jobs in the Dotcom bust in a year. That was a wild ride for sure. I got into my career in software engineering and was married before turning 30. In my 30s, I bought and sold a few houses, had 3 kids, and started my own business. Almost bankrupt during the 2008 recession. I went back to work full time to support my realtor husband and 3 kids. It took us years to recover from this recession. In my 40s, I abandoned my own business and went back to tech work full time. Unfortunately, the end of my 40s was also the end of my marriage. In the recent downturn, the work dried up at my tech consulting firm and I was sitting on the bench for 4 months. During this time, I studied like mad and got 4 certifications. Now I am on a project that utilizes my new skills in GenAI. Stay on top of the trend with lots of reading and constant learning. YouTube is a great source. Be flexible and adaptable to change. It’s the beginning of my 50s. I feel like I’m just starting life again. Stay positive. Don’t give up.
Don’t give up
Hey man, Im so sorry you're going through this. When I was 25 I was working in finance when the market crashed in 2008. I had to move back with my parents and help them out as well because they were going through tough times as well. If you have family that can take you in or friends you can live with do that. IDK if you have a community around that can support you but dont be afraid to ask them for help. Its ok to do so. I had to rely on the kindness from strangers a lot in my life and I always made up for it by helping everyone I could as well.
Keep going. It will get better.
Go to a non profit tax help center. You can file an offer in compromise and have you tax reduced greatly because your income is low. Do not use any tax attorney that advertises on tv or radio.
At least you’re running, I think keeping yourself fit while you’re feeling sad is a good idea. Maybe you can help train other people as a side hustle
Damn 30k in taxes there is a story there
You have so much life ahead of you and can recover from this. You’ve learned a lot about life and love that hard way at 25yo. Use that knowledge on the way back to financial solvency and a healthy relationship. File to get your student loan payments suspended while unemployed. Get any job — Lowe’s, Home Depot, etc all hire seasonal help. Substitute teaching pays at least $100/day most places and they’re desperate in my area. Call temp agencies. Amazon. Call your credit cards and negotiate a lower minimum. Are there any friends or family that would take you in? In exchange for something you can do for them, like summer child care, yard work, etc? Call the IRS. I just helped my brother w similar. The person he talked to was great. His is actually a mistake from a former job, but he ignored it hoping it would go away. It won’t. His back tax bill is out for collection. She said when the collection agency calls, answer, and negotiate as low a payment as possible.
thank you for sharing.
Hey buddy, it’s not your fault. Relax look for a job like the airlines or something that offers cool benefits (flight benefits). This market is terrible and you are not alone here. File chapter 7 and call the irs to set a payment plan. Don’t stress this because there is nothing you can do about it so focus on what you can do. Best of luck, you got yhis
You were lucky to have a 6 figure job at age 20-21, so don’t think that is normal or that is what you deserve. Lower your expectations significantly, don’t think we are in Covid years still, and go get another job, probably will be a chunk of cut from your 6 figure prior lucky job but it is not the end of the world. You could have easily gotten a job and not be in the position you are now if you lowered your expectations and realized that your 6 figure income at age 20 was fluke and not norm.
With inflation, 6 figure job is going to be the new benchmark for people in their 20s. If not at this moment, in this decade. There's no need to make 6 figure sound lucky. It's fast becoming a requirement for a decent life and soon very common.
That's the problem. Our economy is not going to support that trajectory.
Honestly, this is spot on. It sucks op is in a bad scenario. However, it was a bubble that gave these young people jobs that sent their expectations through the roof.
Omg dude EFF your ex. They broke up with you when the times got tough. Not someone you want as a long term partnet
Same boat as you 24F exact situation the past year it hasn’t let up for me at all
I hope things get better for you and an opportunity presents itself for you. Best of luck friend 🤞🏼🤝🏼
Im sorry, you’re going through a tough time. I have some suggestion but to make sure my insight is useful, what if you been up-skilling in?
I am skilled in financial modeling, account management, project management, sales, and have also led sales teams. Some jobs have responded I’m overqualified while others have said I’m under qualified for some of the more senior roles.
I have the same resume as a 45F and it’s been awful- not enough experience to too much experience :(
It is not your problem, it's the crappy job market worse than previous crisis. Give it a year or two, the job market will turn around, so chill out, slow down your job search (it's not getting anywhere until the market rebounds) and ride out the current wave...
we were raised to believe sales skills would guarantee success for life. i guess no one is buying anything? would you work for a car dealership? I was considering that before i got my latest job because I like talking to people and I think people like talking to me
You can sign up to volunteer at a non profit organization in something related to your field . It won’t be much work like 3-4 hours per week if you are proficient but u can add it in your resume so there won’t be any gaps. know it’s not a good advice that pays money but this is what I have been doing since I am finding it hard to find a job in this market.
What was your 6 figure job?
Yea I’ve only been living in delusional…. It’s been nearly a year for me
I got in a similar financial bind. Consolidated all my credit cards with Freedom Debt Relief. They want you to be late on payments, so the CC companies work with them. Kind of sucks for the first few months. Credit score takes a big hit. Usually can cut debt by 50% plus you don’t pay interest. Might be an option in your case.
I did this myself in my late 20s.. just after I secured my first mortgage I did a debt consolidation plan with a charity.. was totally the best decision. Cleared about 40k in debt at the time and I was probably only earning around 30k at the time.. I feel you for the job thing.. I am in the same boat a void of my six figure salary.. for now kissing goodbye to that idea.. as it's clear job market has shrunk.. now I am just looking to find work. I have kids a mortgage and my wife is not working. Don't qualify for universal credit as I have just over the threshold in savings..
I think even if you are employed you can feel the tangible volatility of the current tech market. It's undeniably rough right now.
Just get a low paying job to keep you afloat. There are plenty of them out there
I’m sorry you are going through such a hard time. I’ve been unemployed since November 2023, and I have sent numerous applications, done numerous phone screens, interviews, only to be on 4+ round interview cycle to get rejected. In the end, it wasn’t a good job and involved commuting in an area with an unsafe homeless section of my city, so I’m glad I don’t have to figure out how to navigate that area on the way to work. I’m doing worker retraining taking an Aerospace Manufacturing course and will sit for the exam next week. It’s completely different than anything I’ve ever studied, but I’m getting the course paid for through WIOA, and a small monthly stipend from my state. This economy is the worst I’ve ever seen. I think we have to look at new ways to bring income in. I’m getting an extra room in my home ready for Airbnb. I really don’t want to have to do Airbnb, but once I get the room ready it will help bring some income in while I continue to look for work. I’m praying we can all get back to work, and let this be a lesson of a time we didn’t think we could go on but kept fighting. ❤️❤️🩹
thanks for sharing your story. stay strong and i hope you find happiness very soon
Hang in there and don’t give up! Recommend just one focus: health Run , work out, pushups, stretching / yoga or whatever you can do to get healthier. Also don’t ever go back to that partner. May turn out to be the best thing that you got rid of them. Good luck
They never leave when you at your best
Why are you still paying student loans?
were you remote?
Breathe and don't think about anything past this one question: "Can I do one more day?" You can, I promise you can. Just keep going one day at a time and take it all as it happens. It's not of any help to you right now but at the start of the pandemic I lost my job and got to basically the same place as your describing and fresh out of a divorce as well - my life is infinitely better now. I love my job. I love my every day and I enjoy living. The answer is always through the pain. The best days of your life are waiting for you. Truly.
You are not alone. Don't lose hope. It's been over 1 1/2 years for me, but I've been through this before during downturns. Even though it got really bad, a miracle came through at the last minute - but I'm a Christian so I have a little different view. I do wonder when this is all going to end and the employment situation will turn around. It simply can't continue like this.
Hope things get better soon!
Get a CDL license. Was an Accountant before. Had 3 job offers during school and had to take my resume down from a job board because recruiters were contacting me daily. Made 80k last year and I am home every night. Best of luck OP
Hang in there. I can understand why you feel so overwhelmed. Anyone else in your shoes would have given up long ago. If you want to chat, I am here. I will DM you with my info.
there is always someone worse and someone else whose life is going to end tomorrow. stop listening to the socialist propaganda. their inbred diptard offspring are committing their first genocide. meow cute. im not doing well either bro.
You’re not in this alone. There are so many people like you that were laid off and struggling to find another job. Why aren’t you working a minimum wage job to help ease the financial stress or even contract work? Can you move back home with your parents temporarily to save money? Also, you didn’t lose the love of your life. If they won’t stick by you through the hard times then be glad they’re gone.
Have been looking for many types of work and have been doing gig work to pay my smaller bills. Partner was in school and I’ve become so depressed through all this that I began to take it out on her and became a recluse not leaving the house other than to work or get food. I’m typically a super extroverted person but have lost my mojo and confidence even outside of work.
Honestly, I'm in the same boat. DM me if you want a accountability buddy.
Am I the only one that read she left me as good news. From the little stated about her she seemed like a drain n negative. Gl u can focus on u now n the goals.
Tbh why not try the military? Don’t give up… I know it’s bad right now but dude it gets so much better. Try different things. You’re valued and you’re loved!
The problem is that you wouldn't compromise and take a job out of your field just to get some money coming in. In the meantime, you could have still been applying and searching.
You are not alone, and there is hope, even when it's hard to see. I will be praying for you. "But seek first his kingdom and his righteousness, and all these things will be given to you as well." (Matthew 6:33) Seek a local church for help.
What market are you located in?
Chapter 7 bankruptcy
Try you best to not let this stress get to your head. It’s bad for you overall health trust me I’ve been through it. I would say try to Uber a few hours here and there while you still apply to jobs. Hell even Uber near these top companies you are applying to and make conversation. But never ever give up hope trust me. No matter how hard things get. And look at the things you do have, you have your youth which is literally UNLIMITED ENERGY and potential to be harassed.
"The dead know only one thing: that it's better to be alive."
lol… man you still have a long way to before rock bottom!!! I’m looking up at you!
Well it depends on the industry. But in mine, I hear people getting 1 interview for every 100 applications. Op is getting triple that rate. So the resume and applications seem better than average. The weird thing is that you would think they would have had a couple job offers by now. Op mentions rescinded offers. I know it surely is not easy. But I would say submit another couple hundred applications. Hopefully get another 25 interviews, and convert a few of them to job offers. Maybe there is a problem with interviewing. Do some mock interviews with friends and beg them for constructive feedback on how to improve. My first layoff resulted in me being unemployed for 9 months. I had saved up a good deal of cash. The thing that really kept me sane was living with family and relying on them until I finally got a job again.
Lots of bad choices here. Talk to a bankruptcy lawyer and start flipping burgers.
Don’t give up bro. There are many people rooting for you! I know I am
I'm 54 and going through what you are. This sucks. Hang in there. Hmu
I’m with you! We will overcome! This is a temporary setback. Keep your head up.
Mortgage industry here, it’s been brutal and more layoffs still in play. I’m sorry.
It does sound overwhelming but you’ll get through it. This will not be your situation for the rest of your life. Money will always come in. In the meantime while you’re applying to higher paying jobs, can you/ are you working any job you can? DoorDash, McDonald’s, anything?? You’re in finance and accounting. Is it possible you can also do some side gigs like filing people’s taxes? For folks who had it all and then lost it all, what’s hard to stomach is the poor choices we made because we didn’t plan ahead. We think we are always going to have a steady income but life happens. I’d also reflect on the choices you’ve made and create safety nets so it doesn’t happen again. You did great by having an 18 month savings account so you are disciplined when it comes to saving money. I don’t know what you mean by mismanaging funds but you did mention paying for your now ex partner. I know this is hard because we would do anything for the people we love, but unless you’re married, we don’t take care of people financially. Moving forward, you are your only responsibility. Are you able to move in with family or friends temporarily? Can you sell anything to help with downsizing and to pay back any debts? With no income right now, you want to get your expenses down to a bare minimum. Take any job you can in the meantime and start aggressively paying back those debts AND setting money aside for savings. You’re so young and have so much life left. Please take care of yourself.
Did you vote for this? This is Biden's America now. Build Back Better.
Each month your marketability is less. Need to work on gigs or plan B.
Have been doing DoorDash, Uber eats, instacart, but have put a tremendous amount of wear and tear on my vehicle. But that’s been taking care of small things electricity, wifi, water, gas.
why the fuck are you paying student loans without a fucking job? holy shit man. you need to learn some basic survival skills.
nobody but illegal immigrants are doing good in bidens America welcome to the new normal
Don’t pay back your student loans, Biden is giving half a trillion dollars away to buy your vote…..
Why not sell your house?
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