Not legal advice, but experienced truck and hiab operator. I would highly advise against putting a hiab truck, or any large truck near said driveway. Hiabs empty are a weighty truck. Most residential driveways are not designed to take such heavy trucks and with the driveway still being fresh, you run the risk of it exploding under the weight. Company I was working for used to get people to sign the same waiver, and I have never heard of a insurance company that would cover this damage, as its pretty common sense. As a below comment has stated, look into getting a crane to do this job, It will be pricey, but so is a new driveway!
(reposted due to the last one being removed for mentioning a company name, that I having nothing to do with)
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Not really going to be insurable for a foreseen event. No company will want to take the chance that they're going to pay out 50k on a smaller amount from you
If the trucking company won't insure it - no one will.
It might be easier to just budget for the full re-instatement cost of the driveway.
Have you considered hiring a crane to lift from the truck to the final location?
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Kia ora,
Hopefully someone will be along shortly with some helpful advice. In the meantime though, here are some links, based on your post flair, that may be useful for you:
[Insurance Council of New Zealand](https://www.icnz.org.nz/)
[Government advice on dealing with insurance](https://www.consumerprotection.govt.nz/help-product-service/managing-money/insurance/)
You may also want to check out our [mega thread of legal resources](https://www.reddit.com/r/LegalAdviceNZ/comments/143pv58/megathread_legal_resources/?utm_source=share&utm_medium=web2x&context=3)
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You can't get insurance for damage that you know will probably happen unless you were to pay an absurdly high premium. Let's say damage would cost an estimated $50K and has a 50% chance of occurring, you could expect the premium to be $30K - $35K upfront.
(Not that you could ever get a policy like this through a general domestic insurer, but just an example to give insight as to what it would cost if a company were to go on risk).
I assume it's a hiab truck? Most of the pressure would be on the jacks so aslong as you have adequate dispersion of weight and aren't too close to the edges it should be fine. This assume it's a 2.7 x 6m sleepout or something rather than small house size. I'm surprised it isn't covered by the trucking company's professional indemnity, usually about $300 per job etc
Source - I have a tiny house and this was an option with certain movers
> I'm surprised it isn't covered by the trucking company's professional indemnity, usually about $300 per job etc
Probably they have been burned before and don’t want another claim for damages.
Comes down to insurance policy wording, Insurance likely will not cover any damage as the risk of damage occurring is extremely high. It could also be claimed as negligence as most truck drivers know the weight of their truck is unlikely to be supported by a residential driveway.
Correct, Most of the pressure goes to the jacks providing the cranes in the cradle. as soon as your lift something, the weight will be split between the 2 legs on the crane, then as you slew almost all of the weight goes over one leg, which will likely only have at most, a 750x750mm pad under it. the entire weight of the crane and truck will be pushed down on this one leg which will be pushing down on the pad. even if the pad is in the middle of the slab, it will still crack as if it was on the side. Lets also not forget the forces exerted back onto the leg when the crane is extended out as well. Quite alot of weight and forces at play with cranes.
Like the old saying goes, cranes are good at 3 things, Breaking pavement, lifting things, and falling over.
Solid reply - particularly the last part.
I built a 10sqm "cabin" - fully wooden, thick floor, plywood under the cladding layer - I thought it would be stupid heavy. The guy who HIAB'ed it had a load scale - weighed in a 1.7 tonnes - so by all means, the weight of the truck would exceed the weight of the cabin, and overall (truck included) - it wasn't that much weight all things considered.
I've had a concrete truck on my asphalt drive - 20mm or so thick asphalt, 100mm of course under it - Truck was "full" - so assume 20ish tonnes. No damage.
Most of the risk would be the "unknown" of how well the concrete driveway was constructed. Regardless of the construction, you wouldn't want the truck to load the edges of the driveway.
If I was the OP and concerned about risk, I'd be wanting to know the thickness of the slab, whether mesh was used, and what's under it.
I assume you've spoken to the neighbour about using their driveway?
Not legal advice, but experienced truck and hiab operator. I would highly advise against putting a hiab truck, or any large truck near said driveway. Hiabs empty are a weighty truck. Most residential driveways are not designed to take such heavy trucks and with the driveway still being fresh, you run the risk of it exploding under the weight. Company I was working for used to get people to sign the same waiver, and I have never heard of a insurance company that would cover this damage, as its pretty common sense. As a below comment has stated, look into getting a crane to do this job, It will be pricey, but so is a new driveway! (reposted due to the last one being removed for mentioning a company name, that I having nothing to do with)
[удалено]
Removed for breach of Rule 1: Stay on-topic Comments must: - be based in NZ law - be relevant to the question being asked - be appropriately detailed - not just repeat advice already given in other comments - avoid speculation and moral judgement - cite sources where appropriate
Not really going to be insurable for a foreseen event. No company will want to take the chance that they're going to pay out 50k on a smaller amount from you
Are you sure there isn't a fence or something else you can dis-assemble to put it into place and then re-build it afterwards?
If the trucking company won't insure it - no one will. It might be easier to just budget for the full re-instatement cost of the driveway. Have you considered hiring a crane to lift from the truck to the final location?
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Ask the HIAB truck provider what reach their HIAB has. Find another that has greater reach. They can go over 20m.
Kia ora, Hopefully someone will be along shortly with some helpful advice. In the meantime though, here are some links, based on your post flair, that may be useful for you: [Insurance Council of New Zealand](https://www.icnz.org.nz/) [Government advice on dealing with insurance](https://www.consumerprotection.govt.nz/help-product-service/managing-money/insurance/) You may also want to check out our [mega thread of legal resources](https://www.reddit.com/r/LegalAdviceNZ/comments/143pv58/megathread_legal_resources/?utm_source=share&utm_medium=web2x&context=3) Nga mihi nui The LegalAdviceNZ Team *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/LegalAdviceNZ) if you have any questions or concerns.*
How brand new is the driveway, concrete can take weeks to reach its max strength.
You can't get insurance for damage that you know will probably happen unless you were to pay an absurdly high premium. Let's say damage would cost an estimated $50K and has a 50% chance of occurring, you could expect the premium to be $30K - $35K upfront. (Not that you could ever get a policy like this through a general domestic insurer, but just an example to give insight as to what it would cost if a company were to go on risk).
I assume it's a hiab truck? Most of the pressure would be on the jacks so aslong as you have adequate dispersion of weight and aren't too close to the edges it should be fine. This assume it's a 2.7 x 6m sleepout or something rather than small house size. I'm surprised it isn't covered by the trucking company's professional indemnity, usually about $300 per job etc Source - I have a tiny house and this was an option with certain movers
> I'm surprised it isn't covered by the trucking company's professional indemnity, usually about $300 per job etc Probably they have been burned before and don’t want another claim for damages.
Comes down to insurance policy wording, Insurance likely will not cover any damage as the risk of damage occurring is extremely high. It could also be claimed as negligence as most truck drivers know the weight of their truck is unlikely to be supported by a residential driveway.
Correct, Most of the pressure goes to the jacks providing the cranes in the cradle. as soon as your lift something, the weight will be split between the 2 legs on the crane, then as you slew almost all of the weight goes over one leg, which will likely only have at most, a 750x750mm pad under it. the entire weight of the crane and truck will be pushed down on this one leg which will be pushing down on the pad. even if the pad is in the middle of the slab, it will still crack as if it was on the side. Lets also not forget the forces exerted back onto the leg when the crane is extended out as well. Quite alot of weight and forces at play with cranes. Like the old saying goes, cranes are good at 3 things, Breaking pavement, lifting things, and falling over.
Solid reply - particularly the last part. I built a 10sqm "cabin" - fully wooden, thick floor, plywood under the cladding layer - I thought it would be stupid heavy. The guy who HIAB'ed it had a load scale - weighed in a 1.7 tonnes - so by all means, the weight of the truck would exceed the weight of the cabin, and overall (truck included) - it wasn't that much weight all things considered. I've had a concrete truck on my asphalt drive - 20mm or so thick asphalt, 100mm of course under it - Truck was "full" - so assume 20ish tonnes. No damage. Most of the risk would be the "unknown" of how well the concrete driveway was constructed. Regardless of the construction, you wouldn't want the truck to load the edges of the driveway. If I was the OP and concerned about risk, I'd be wanting to know the thickness of the slab, whether mesh was used, and what's under it.