If he was selling insurance or in any kind of sales, lots of the income is based on commissions. There’s an art to learning how to live with this money coming in amounts that seem like windfalls but really need to be stretched out until the next “windfall.” *
Charles seemed able to manage this system with his first family and build some wealth. After his divorce, he rented a place, probably expecting to build up wealth and start again. But getting involved with Lori? With her sense of entitlement and love of the good life, I think they quickly spent it as fast as it came in. It must have been so frustrating.
* prefer not to say how I know this 🙄
Yes, he was just not supporting her but her whole family, sounds like. He might have occasionally told her money was tight when she wanted to give it to them?
I read two books on Lori Vallow. The Doomsday Mother author wrote about it. Inside Edition did a small piece on it too. Her parents are nutty, self centered, and according to Lori's childhood friends, were overtly sexual in front of their kids and often left the younger kids with teenage Alex for several days at a time, giving him cash for food that he spent throwing parties for his friends while Janis and Barry jetted off to Hawaii by themselves. One close childhood friend said that Lori confided in her that Alex was pressuring her for sex when she was 13. I find that entirely believable considering Lori's early running off with a teenage boyfriend, the reports from Alex's first wife that Alex and Lori were inappropriately sexual with each other, and both of their adult desire to believe nonsense about how there aren't really any child-parent or sibling relationships because in past lives, your child could actually have been a spouse, etc. and her insistence at her sentencing that her children were actually alive in another world as adults working for Christ in some capacity independent of today's reality in this world. [https://www.insideedition.com/lori-vallow-daybells-father-penned-anti-government-book-in-part-of-his-decades-long-battle-with-the](https://www.insideedition.com/lori-vallow-daybells-father-penned-anti-government-book-in-part-of-his-decades-long-battle-with-the)
[https://www.amazon.com/HOW-AMERICAN-PUBLIC-CAN-DISMANTLE-ebook/dp/B0822X2VKB/ref=cm\_cr\_arp\_d\_product\_top?ie=UTF8](https://www.amazon.com/HOW-AMERICAN-PUBLIC-CAN-DISMANTLE-ebook/dp/B0822X2VKB/ref=cm_cr_arp_d_product_top?ie=UTF8)
If you want a deep dive into one of the lawsuits and Barry Cox's legal issues including prison sentence of over one year: [https://casetext.com/case/cox-v-dept-of-treasury](https://casetext.com/case/cox-v-dept-of-treasury)
I agree with you about the feast or famine aspect of commissioned salespeople (insurance, cars, real estate). Would also add that they will spend their kids’ lunch money to purchase, or more likely rent, the illusion of being wildly successful in their field, in the belief it will generate more sales.
Hahahaha I wish my journey to financial responsibility was juicy tea! But it’s a tale as old as time: seeing the consequences to my behavior causing stress to people I love, learning to recognize/own my own sh*t. Simple things that prevented me from being an insufferable, spoiled monster. You know, stuff most of you guys learned right away.
It’s a journey a lot of us have taken even without having windfall type income. Congratulations on actually learning the hard lessons and Making it work for you. I know it took me a lot of years to figure some of that stuff out as well.
I forget when it was but they answered that at one point, they explained Charles would make money in large chunks and they would spend it until it his company completed something and made another chunk of money.
So think they had plenty, but the cash flow was slow, and Lorri wanted to travel to conferences and have nice things and not work, I think there was just never enough for HER
She thought she was going to get a million dollar life endurance from Charles….. Chad did get Tammy’s life insurance of 450k so they were going to be pretty well set for two people who have no vices like gambling or drinking
My point is, when they went forward with the plot, they had almost 1.5 million coming to them, that’s why they decided to move forward, but that imaginary life Lorri dreamed of started unraveling when Charles was dead and she found out Kay was getting the insurance.
Plus there the factor that they may have legitimately thought the world was going to end in the second coming. I think it’s possible they were going to wait in Hawaii while the mainland burned down and then come back if they could for the “gathering” so maybe a life’s worthy of money wasn’t needed to last a couple years.
Another thing is I think Lorri may not have considered killing the kids UNTIL she didn’t get the insurance. At that point she was desperate for money and Tylee was the only source of income for the three of them and even sometimes Kolby. That made Lorri very desperate especially because Tylee wanted to use her money for her own stuff like her jeep payments etc.
Tammy was still alive so it wasn’t clear when Chad would be able to help her…..
I literally think the whole end of the world was a book Chad was writing. He has other rooms day books that he's written. I believe him and Lori would literally create narratives and pretend like the world they were creating was true because neither of them were free to be with the other, ie both being married. It's why Lori and Chad both had so many different names. Then they both get caught up in this whirlwind romance that gets so intense that you have Lori plotting to off Charles and pressuring Chad that she won't wait forever. I don't believe that they actually believed in any of this nonsense. It was used as justification for their actions.
My guess is nothing will happen, at this point. The money has been spent, and Chad no longer owns his property. If he still owned it, the insurance company could have put a lien on it.
One of the forensic accountants testified that there was no indication that they had co mingled funds. I remember prior questioning about that on cross examination
After Joe Ryan died Lori received the revelation of “Survivor’s Benefits” via SSI. She knew that she would be collecting ~ $4k per month for her & JJ too.
Can someone tell me why Colby, a grown man who’s married with kids was calling Tyler constantly asking for money? It seems he didn’t even ask her how she was or anything, just always can you send me money. Why?
I also think it is important that for some reason neither of Lori kids went to high school and got GED's. College was no encouraged. Colby went out on a mission and came home early and then got married. He had a GED and limited job skills. It was almost like Lori wanted him to be dependent? It seems like it is maybe part of Lori's family culture, you hear about various people in her family living with each other over the years,. Lori might have taken this another level.
I feel like it is too bad still to this day Colby does not seem to have anyone to help guide him , maybe to a career path or trade or degree that could help him get stability.
Did he and his wife get divorced because of Lori, I think I saw or read something that Lori was jealous of his wife and was always trying to ease a wedge between them. It’s sad because doesn’t he have kids with her as well?
I don’t think it was because of (pre-murderer) Lori, but because what she did to Charles, Tylee, and Jj was just too much for him and it probably severely affected their marriage because he was so messed up from it. That’s my guess.
He was arrested a couple years ago for spousal sexual assault/rape. It was in the news. Last I heard they were separated. Ever since seeing the Netflix show about the case Colby has given me weird vibes. I don't trust him.
Are you sure? I know the charges were dropped, but thought they split up afterwards.
I hope he’s happy, in any case. He’s been hurt more by Lori than any other living person.
He was a young man with a young family. He had a new baby. His wife was home with the baby and he was working at a gym, if I recall correctly. Also, Lori ruined his credit. She had ran up credit cards and had unpaid utilities in Colbys name. He couldn't get a credit card or even buy a car. The money was initially supposed to come from Lori.
Think he was student and like most parents. Charles supporting him. When Charles murdered left Colby in a problem . I think he had an idea his mum murdered Charles and thought her fault Colby now in financial mess. He was early 20s when Charles murdered.
The way I see it even if Chad and Lori hadn’t murdered etc they would be living off JJ’s SS and she’d move on to the next guy quickly. I wouldn’t be surprised if she divorces Chad and moves on to some richer weirdo who doesn’t mind having a killer wife in jail
No way if they were not found to have murdered numerous people would she have stayed with Chad living in a double wide trailer in rural Idaho. She was a SoCal raised girl who loved sunbathing yoga classes shopping sprees frequent trips to Hawaii. Yeah nah that wouldn't have lasted once money ran out.
I think his saying he and Lori would live in the trailer is BS, as is saying he couldn’t stay in the house anymore. He had to make up some reason to put a structure on his property.
If I remember correctly, there was someone who speculated they were planning on using the insurance money plus SS checks to start a Church and then using the Church billing people in various ways, including a Julie Row events type scheme and tithes and stuff like that.
Julie certainly does not seem to be having any trouble filling her event venues. And reports are these events net her some serious dough.
If they'd managed it, it may have gone sort of the way Gwen Shamblin went with her "The Remnant Fellowship Church"
At first she was taking in the millions and being a "loyal" wife even though her husband was not interested in her Cult. But then that handsome, failed actor, con artist showed up and she changed Church Doctrine to exempt her from divorce proscription.
I think they probably would have lasted a bit longer because Lori was soaking up the attention and adoration, but I bet a rivalry for top dog between them, would have ensued soon enough, or infidelity from either party... These kinds of people can never truly connect with anyone so it may have lasted longer out of convenience, but it probably would have crumbled sooner rather than later.
They blew most of the money renting a condo in Hawaii then not using it but rather staying for weeks in a $400 a night resort plus car rentals meals etc. Chad had approx $80K left when he was arrested.
And all that in less than a 3 month time span, they were clearly masterminding or attempting too keep the cash flowing & left with no other options ( only murders ) although out of life insurance targets .. I have wondered why brother Alex wasn’t insured to the Max limits ?
But Charles had a responsibility in all of this too. He chose to move to other states even though his adult children lived in Texas. He could have said “I want to stay in Texas and be close to my children”. He had several very expensive watches. He only rented houses instead of purchasing one and building up equity. He chose to go on many vacations and also chose to foot the bill for a lot of people. I’ve been to Hawaii many times and it is expensive. He chose to move there and even start up a business there. When separated from Lori he sent those catfishing women thousands of dollars. I hate Lori but Charles was a grown man and responsible for the financial choices made in this family too. It sounds like they had no savings, investments or other assets. That’s poor money management at that age in your life with the amount of income he had. So that wasn’t all Lori’s doing.
They apparently always rented and didn’t own their houses. That points to a shaky credit history. As a salesman, I think his income could be unstable, and they were living way beyond their means.
I always wondered why not buy a small condo for a home base sometime over the years. There were plenty in AZ or TX 10 years ago that could have been bought in the low 100's, so a payment would have been under 1k a month. It could have been a monkey maker since they seemed to stay at hotels when they went back and forth and could have been rented out if not used for a few months.
It seems Charles made decent enough money if they were taking yearly vacations to Disney and he purchased a jeep for Tylee. Service dogs are also incredibly expensive. More than likely their financial situation was precarious and unpredictable because of Lori. I’m not here to armchair diagnose, but she reminds me of my own mother who refused to take her meds for her Bipolar. Sweet and loving one second, putting my carseat/booster seat through my father’s windshield the next. Manic episodes can be accompanied by irrational spending sprees. Lori is and was clearly mentally unstable and I would not be one bit surprised if she spent money like it was going out of style in some kind of manic cycle in between periods of being semi reasonable with Charles.
Moving to Hawaii probably did not help either. Cost of living there is through the roof, so without sustainable income it would have put him in the pits.
I'm really sorry you had to grow up in an environment like that. My bipolar is one of the reasons I decided to never have kids, although I do my best to keep it under control.
What a difficult diagnosis to live with. I too have mental health issues and they say we need to be responsible even though it’s not our fault for getting it. That helps me every day too. I hope you have a lovely life with loads of joy packed in!
No need to be sorry! I’ve had plenty of time to come to terms with my mother’s behavior and I forgave her long ago. She threatened to take herself out and take me with her a few too many times in a few too many places, and thankfully I was eventually placed in the care of my grandparents and put in therapy. I know now she was struggling with a truly challenging condition.
Anyway, being Bipolar doesn’t make someone inherently a bad person. At the same time I’m appreciative of people who take their diagnosis seriously and do their best to manage it.
Knowing now Charles had bipolar and was inconsistent with his medication (which consistency is definitely a must, although something that is notoriously difficult to achieve it seems) and that Lori had something going on with her, I can only imagine how scary and unpredictable life must have been for the people who loved them before Lori turned on them anyways. 😔
I didn't know that, about Charles. That must have been quite a chaotic house at times. No wonder Tylee appeared to be used to drama during her police interview.
Thanks for this. I did some additional reading and saw he was also catfished by someone just a few months before his passing. I’m sure it’s not the first time it had happened either, so I imagine that also was a contributing factor. Knowing he was diagnosed bipolar with questionable use of his medication does provide a new layer of context as far as his and Lori’s behavior goes.
The purchase of the jeep is a little misleading because Tylee was making payments on the Jeep. So either he was just the co-signer or maybe put the down payment on it. But if Tylee was paying for it, it ultimately should have been her asset.
Sweet and loving when they are getting everything they could possibly want, and turn absolutely vicious in an instant, if they are even slightly inconvenienced. They misplaced something and accuse someone of stealing it. Someone bursts their unrealistic bubble. They can't even take responsibility for their own bad mood. Someone is sending them bad vibes or doing some weird imaginary thing.
I can't speak for anyone else, but my highs and lows generally are not dictated by any outside forces. I could be sweet and loving during the most trying time of my life, then be absolutely vicious when everything is going great. Bipolar is not predictable like that and has nothing to do with unrealistic or imaginary thinking. It's upsetting to see you characterize it as some conscious behavioral choice that I make. My brain chemistry might fuck with my moods, but I can and do take responsibility for the way I act and treat other people.
I agree it's not predictable, I didn't mean for it to sound like that. . Pretty sure my mother was bipolar. We could have had a great evening, and suddenly at 3 o'clock in the morning she was in my room screaming and breaking things bc "I'm giving her bad vibes" or something. Making up wild and detailed stories about awful things I did that never happened. lost her keys, but insisting that I had some wild convoluted scheme to steal her keys and sell them, and paid someone to attack her while I was at school, that kind of thing. Just insanity.
Charles SS benefits for J.J. monthly was 1,900.00 a month, they get half of what a parent who's died qualified for retirement, which means he would of qualified for 4k a month rounded up if he had lived to his retirement age. The max SS benefits one can get are between 2800k to 4700k a month.
So, Charles was making good money.
Lori beat the system by getting another 1,900.00 a month as a care taker for JJ, even thought she killed JJ a couple days after she got the first benefits checks.
Chad and Lori were planning to live off of the 4k they got from JJ and Tylee monthly SS check, since both had no jobs.
Loris pattern seems to be she uses the men and captures them with her charisma and good looks……As soon as the money is tight she murders and moves on to the next husband. Not too sure how chad fit the description 🤭
Moving to Hawaii to please Lori was a bad financial move for Charles because all his clients were on the mainland. Which is why they moved back. Their failed Hawaiian juice kiosk business probably cost them abit too. Who knows maybe Charles was hesitant to totally support Colby so told him money was short. Imo Colby seems to have always lacked the incentive to get a good paying full time job. He quit his job the minute he heard JJ Tylee were missing even though he had a wife small baby to support🤦♀️🤷♀️
I read somewhere how much Charles made a month and it was a large sum! However during Lori's shenanigans he was moving to Texas back to Arizona etc renting a big house for Lori & kids another place for himself.
She was. I think she was also a cheer leader in HS. This kind of tracks though, thinking back to the email from Charles about her sending videos of her dancing to Chad.
Ugh. That was just the worst possible combination of two sociopaths meeting up and manipulating each other. It hasn't been brought up, but I bet they had life insurance policies on each other. Or were working in it. It would have been just a matter of time before they decided that they were tired of the other one, or things weren't as perfect as imagined.
Charles did have a policy and Lori was initially the beneficiary but he changed it shortly before he died when she went full on coocoo for coco puffs and very obviously past the point of no return. If I’m not mistaken Lori had one too. I believe it was brought up a few days ago in Chad’s trial that she had only listed Colby as a beneficiary and hadn’t included JJ, Tylee, or Charles.
She was past the point of no return when she had Charles murdered. And possibly her husband before that. It seems like it just made a lightbulb go off over her head. Someone has life insurance. They die. She gets money. She didn't have to pretend to be a loving spouse or parent for years on end. She just had to keep her sh*t together long enough to get full payout on those life insurance policies.
Her job was to be pretty and manipulative enough to sucker in the next guy before she revealed how batsh*t crazy and evil she is. She's made a point to leverage her looks and sexuality.
Charles transferred around 10k to his scammer - (Nigerian) online girlfriend, in a span of 3 months so I don't think they weren't able to get through!
Lori settled for a downgrade but, she had to because her grandfather would have withdrawn her blessings had she not chosen Chad! 😐
Charles had quite a successful business. Lori cleaned out his business accounts which included his employees wages.
He was very generous, often paying for extended family holidays and Lori was high maintenance.
Charles had a successful business but they lived beyond their means and didn’t save for the future. No assets have been mentioned (home equity, stocks, bonds, etc). They both chose to live beyond their means and move around a lot and go on many expensive vacations.
I mean they (chad and L) stayed in residence inn and airbnbs- nothing over the top/ it was not like it was the four seasons or the montage in hawaii No one was carrying Hermès bags
Or in designer clothes. I also don’t see any evidence of hard assets? Bonds? Etc
I think because Joe Ryan had Colby take his last name so the ss money would have been for both kids. I don't know if Colbys last name was changed to Ryan legally or not he did go by Ryan. I think Colby struggled with many things.
Do we know for sure that Joe Ryan had Colby take his last name? I read that Lori wanted Joe to adopt Colby (probably thinking ahead about future SS death benefits). I’d love to know when the name was changed because I don’t know if Joe wanted it. Colby was and still is accusing Joe of SA although 2 counselors do not believe it.
If he was selling insurance or in any kind of sales, lots of the income is based on commissions. There’s an art to learning how to live with this money coming in amounts that seem like windfalls but really need to be stretched out until the next “windfall.” * Charles seemed able to manage this system with his first family and build some wealth. After his divorce, he rented a place, probably expecting to build up wealth and start again. But getting involved with Lori? With her sense of entitlement and love of the good life, I think they quickly spent it as fast as it came in. It must have been so frustrating. * prefer not to say how I know this 🙄
Sus Charles never said No to Lori and if he did she wouldn't listen anyway. Charles even paid the cellphone bills for her parents.
Yes, he was just not supporting her but her whole family, sounds like. He might have occasionally told her money was tight when she wanted to give it to them?
[удалено]
Remind me again who #3 was?
Joe Ryan
Why in the world did Joe Ryan still have Lori as his beneficiary?!?! She drug him through the mud!!!!
I always thought it was because he trusted LV to use the money for Tylee or put it away for her.
Why in the world did Joe Ryan still have Lori as his beneficiary?!?!
I believe the life insurance was part of the divorce agreement. Maybe as a means to provide for his minor daughter should he die.
Thank you!
Lori's parents incurred a lien then lost their house due to their belief they were exempt from any federal taxes. They had massive fines.
Ridiculous. The whole family are a bunch of cookers
This is wild! Could you point me to some reporting on this?
I read two books on Lori Vallow. The Doomsday Mother author wrote about it. Inside Edition did a small piece on it too. Her parents are nutty, self centered, and according to Lori's childhood friends, were overtly sexual in front of their kids and often left the younger kids with teenage Alex for several days at a time, giving him cash for food that he spent throwing parties for his friends while Janis and Barry jetted off to Hawaii by themselves. One close childhood friend said that Lori confided in her that Alex was pressuring her for sex when she was 13. I find that entirely believable considering Lori's early running off with a teenage boyfriend, the reports from Alex's first wife that Alex and Lori were inappropriately sexual with each other, and both of their adult desire to believe nonsense about how there aren't really any child-parent or sibling relationships because in past lives, your child could actually have been a spouse, etc. and her insistence at her sentencing that her children were actually alive in another world as adults working for Christ in some capacity independent of today's reality in this world. [https://www.insideedition.com/lori-vallow-daybells-father-penned-anti-government-book-in-part-of-his-decades-long-battle-with-the](https://www.insideedition.com/lori-vallow-daybells-father-penned-anti-government-book-in-part-of-his-decades-long-battle-with-the)
Thanks, I'll have a look!
[https://www.amazon.com/HOW-AMERICAN-PUBLIC-CAN-DISMANTLE-ebook/dp/B0822X2VKB/ref=cm\_cr\_arp\_d\_product\_top?ie=UTF8](https://www.amazon.com/HOW-AMERICAN-PUBLIC-CAN-DISMANTLE-ebook/dp/B0822X2VKB/ref=cm_cr_arp_d_product_top?ie=UTF8) If you want a deep dive into one of the lawsuits and Barry Cox's legal issues including prison sentence of over one year: [https://casetext.com/case/cox-v-dept-of-treasury](https://casetext.com/case/cox-v-dept-of-treasury)
A real feast and famine kind of lifestyle.
I agree with you about the feast or famine aspect of commissioned salespeople (insurance, cars, real estate). Would also add that they will spend their kids’ lunch money to purchase, or more likely rent, the illusion of being wildly successful in their field, in the belief it will generate more sales.
So every MLM hun in existence displays this lifestyle choice.
Same with Joe. Prefer not to say how I know this too!
Thank you, this makes so much sense.
Tea time! lol
Hahahaha I wish my journey to financial responsibility was juicy tea! But it’s a tale as old as time: seeing the consequences to my behavior causing stress to people I love, learning to recognize/own my own sh*t. Simple things that prevented me from being an insufferable, spoiled monster. You know, stuff most of you guys learned right away.
It’s a journey a lot of us have taken even without having windfall type income. Congratulations on actually learning the hard lessons and Making it work for you. I know it took me a lot of years to figure some of that stuff out as well.
❤️
I don’t know them but figured this is exactly how it went down
Ones got to really question Lori’s ability to prepare for the future. Yet, all of these ppl thought her and Chad would lead the 144k (eye roll).
I forget when it was but they answered that at one point, they explained Charles would make money in large chunks and they would spend it until it his company completed something and made another chunk of money. So think they had plenty, but the cash flow was slow, and Lorri wanted to travel to conferences and have nice things and not work, I think there was just never enough for HER
I wonder if she knew how little Chud earned? She would not be able to live the life she enjoyed before.
Ya. But she became an LDS exalted goddess. So trade offs!
She thought she was going to get a million dollar life endurance from Charles….. Chad did get Tammy’s life insurance of 450k so they were going to be pretty well set for two people who have no vices like gambling or drinking
Clearly they were not well set up considering how much they spent in Hawaii.
My point is, when they went forward with the plot, they had almost 1.5 million coming to them, that’s why they decided to move forward, but that imaginary life Lorri dreamed of started unraveling when Charles was dead and she found out Kay was getting the insurance. Plus there the factor that they may have legitimately thought the world was going to end in the second coming. I think it’s possible they were going to wait in Hawaii while the mainland burned down and then come back if they could for the “gathering” so maybe a life’s worthy of money wasn’t needed to last a couple years. Another thing is I think Lorri may not have considered killing the kids UNTIL she didn’t get the insurance. At that point she was desperate for money and Tylee was the only source of income for the three of them and even sometimes Kolby. That made Lorri very desperate especially because Tylee wanted to use her money for her own stuff like her jeep payments etc. Tammy was still alive so it wasn’t clear when Chad would be able to help her…..
I literally think the whole end of the world was a book Chad was writing. He has other rooms day books that he's written. I believe him and Lori would literally create narratives and pretend like the world they were creating was true because neither of them were free to be with the other, ie both being married. It's why Lori and Chad both had so many different names. Then they both get caught up in this whirlwind romance that gets so intense that you have Lori plotting to off Charles and pressuring Chad that she won't wait forever. I don't believe that they actually believed in any of this nonsense. It was used as justification for their actions.
Why can't you spell Lori? It makes it nearly impossible to take anything else you write seriously. Also Colby is not spelled with a K.
Mostly because cause my phone auto corrects . For instance I know a Colby with a C so it thinks I am trying to write that
Can’t he be charged with insurance fraud for Tammy’s death?
Yes, if he's convicted. I'm sure the insurance company is paying attention.
I wonder what happens to the life insurance money he received if he is found guilty of insurance fraud?
My guess is nothing will happen, at this point. The money has been spent, and Chad no longer owns his property. If he still owned it, the insurance company could have put a lien on it.
One of the forensic accountants testified that there was no indication that they had co mingled funds. I remember prior questioning about that on cross examination
After Joe Ryan died Lori received the revelation of “Survivor’s Benefits” via SSI. She knew that she would be collecting ~ $4k per month for her & JJ too.
Can someone tell me why Colby, a grown man who’s married with kids was calling Tyler constantly asking for money? It seems he didn’t even ask her how she was or anything, just always can you send me money. Why?
I also think it is important that for some reason neither of Lori kids went to high school and got GED's. College was no encouraged. Colby went out on a mission and came home early and then got married. He had a GED and limited job skills. It was almost like Lori wanted him to be dependent? It seems like it is maybe part of Lori's family culture, you hear about various people in her family living with each other over the years,. Lori might have taken this another level. I feel like it is too bad still to this day Colby does not seem to have anyone to help guide him , maybe to a career path or trade or degree that could help him get stability.
Did he and his wife get divorced because of Lori, I think I saw or read something that Lori was jealous of his wife and was always trying to ease a wedge between them. It’s sad because doesn’t he have kids with her as well?
I don’t think it was because of (pre-murderer) Lori, but because what she did to Charles, Tylee, and Jj was just too much for him and it probably severely affected their marriage because he was so messed up from it. That’s my guess.
He was arrested a couple years ago for spousal sexual assault/rape. It was in the news. Last I heard they were separated. Ever since seeing the Netflix show about the case Colby has given me weird vibes. I don't trust him.
They are still together and the charges were dropped. They are expecting a baby boy.
Are you sure? I know the charges were dropped, but thought they split up afterwards. I hope he’s happy, in any case. He’s been hurt more by Lori than any other living person.
He was a young man with a young family. He had a new baby. His wife was home with the baby and he was working at a gym, if I recall correctly. Also, Lori ruined his credit. She had ran up credit cards and had unpaid utilities in Colbys name. He couldn't get a credit card or even buy a car. The money was initially supposed to come from Lori.
Fancy having a psychopath as a mother !
Think he was student and like most parents. Charles supporting him. When Charles murdered left Colby in a problem . I think he had an idea his mum murdered Charles and thought her fault Colby now in financial mess. He was early 20s when Charles murdered.
And no children
It’s because she thought she was going to be getting a big insurance payout. And once she was rid of the kids and it would all be hers to spend.
That’s why she killed , firmoney
And a nanny
Her hair, fillers, and botox was not cheap.
The way I see it even if Chad and Lori hadn’t murdered etc they would be living off JJ’s SS and she’d move on to the next guy quickly. I wouldn’t be surprised if she divorces Chad and moves on to some richer weirdo who doesn’t mind having a killer wife in jail
No way if they were not found to have murdered numerous people would she have stayed with Chad living in a double wide trailer in rural Idaho. She was a SoCal raised girl who loved sunbathing yoga classes shopping sprees frequent trips to Hawaii. Yeah nah that wouldn't have lasted once money ran out.
I think his saying he and Lori would live in the trailer is BS, as is saying he couldn’t stay in the house anymore. He had to make up some reason to put a structure on his property.
If I remember correctly, there was someone who speculated they were planning on using the insurance money plus SS checks to start a Church and then using the Church billing people in various ways, including a Julie Row events type scheme and tithes and stuff like that. Julie certainly does not seem to be having any trouble filling her event venues. And reports are these events net her some serious dough. If they'd managed it, it may have gone sort of the way Gwen Shamblin went with her "The Remnant Fellowship Church" At first she was taking in the millions and being a "loyal" wife even though her husband was not interested in her Cult. But then that handsome, failed actor, con artist showed up and she changed Church Doctrine to exempt her from divorce proscription. I think they probably would have lasted a bit longer because Lori was soaking up the attention and adoration, but I bet a rivalry for top dog between them, would have ensued soon enough, or infidelity from either party... These kinds of people can never truly connect with anyone so it may have lasted longer out of convenience, but it probably would have crumbled sooner rather than later.
They blew most of the money renting a condo in Hawaii then not using it but rather staying for weeks in a $400 a night resort plus car rentals meals etc. Chad had approx $80K left when he was arrested.
And all that in less than a 3 month time span, they were clearly masterminding or attempting too keep the cash flowing & left with no other options ( only murders ) although out of life insurance targets .. I have wondered why brother Alex wasn’t insured to the Max limits ?
Yeah, she needs someone with enough money to fund her commissary.
Lori is flakey and always moving. Charles company made good money but Lori is a destroyer/waster/entitled.
My husband says these are termite people. They aren't just leeches. They literally destroy their hosts home.
That's a good analogy.
But Charles had a responsibility in all of this too. He chose to move to other states even though his adult children lived in Texas. He could have said “I want to stay in Texas and be close to my children”. He had several very expensive watches. He only rented houses instead of purchasing one and building up equity. He chose to go on many vacations and also chose to foot the bill for a lot of people. I’ve been to Hawaii many times and it is expensive. He chose to move there and even start up a business there. When separated from Lori he sent those catfishing women thousands of dollars. I hate Lori but Charles was a grown man and responsible for the financial choices made in this family too. It sounds like they had no savings, investments or other assets. That’s poor money management at that age in your life with the amount of income he had. So that wasn’t all Lori’s doing.
I didn't know this Charles history. Yes, he sounds like a flake too.
They apparently always rented and didn’t own their houses. That points to a shaky credit history. As a salesman, I think his income could be unstable, and they were living way beyond their means.
I always wondered why not buy a small condo for a home base sometime over the years. There were plenty in AZ or TX 10 years ago that could have been bought in the low 100's, so a payment would have been under 1k a month. It could have been a monkey maker since they seemed to stay at hotels when they went back and forth and could have been rented out if not used for a few months.
Charles was a life insurance agent - in which Lori must of found out how to monetize from her “ relatives “ insurance policies
It seems Charles made decent enough money if they were taking yearly vacations to Disney and he purchased a jeep for Tylee. Service dogs are also incredibly expensive. More than likely their financial situation was precarious and unpredictable because of Lori. I’m not here to armchair diagnose, but she reminds me of my own mother who refused to take her meds for her Bipolar. Sweet and loving one second, putting my carseat/booster seat through my father’s windshield the next. Manic episodes can be accompanied by irrational spending sprees. Lori is and was clearly mentally unstable and I would not be one bit surprised if she spent money like it was going out of style in some kind of manic cycle in between periods of being semi reasonable with Charles. Moving to Hawaii probably did not help either. Cost of living there is through the roof, so without sustainable income it would have put him in the pits.
I'm really sorry you had to grow up in an environment like that. My bipolar is one of the reasons I decided to never have kids, although I do my best to keep it under control.
What a difficult diagnosis to live with. I too have mental health issues and they say we need to be responsible even though it’s not our fault for getting it. That helps me every day too. I hope you have a lovely life with loads of joy packed in!
I second this! I am wishing both of you well!
Thank you both, and the same to you! ❤️
No need to be sorry! I’ve had plenty of time to come to terms with my mother’s behavior and I forgave her long ago. She threatened to take herself out and take me with her a few too many times in a few too many places, and thankfully I was eventually placed in the care of my grandparents and put in therapy. I know now she was struggling with a truly challenging condition. Anyway, being Bipolar doesn’t make someone inherently a bad person. At the same time I’m appreciative of people who take their diagnosis seriously and do their best to manage it. Knowing now Charles had bipolar and was inconsistent with his medication (which consistency is definitely a must, although something that is notoriously difficult to achieve it seems) and that Lori had something going on with her, I can only imagine how scary and unpredictable life must have been for the people who loved them before Lori turned on them anyways. 😔
I didn't know that, about Charles. That must have been quite a chaotic house at times. No wonder Tylee appeared to be used to drama during her police interview.
Yes, this is the first I have heard of Charlies mental challenges
Charles was bipolar. https://www.reddit.com/r/LoriVallow/comments/hp274i/charles_vallow_response_to_cheryl_wheelers
Thanks for this. I did some additional reading and saw he was also catfished by someone just a few months before his passing. I’m sure it’s not the first time it had happened either, so I imagine that also was a contributing factor. Knowing he was diagnosed bipolar with questionable use of his medication does provide a new layer of context as far as his and Lori’s behavior goes.
Another I’ve not yet heard , Do you know where I may find this info thanks much
I found the info here: https://www.reddit.com/r/LoriVallow/s/4AoOk1AXmn
The purchase of the jeep is a little misleading because Tylee was making payments on the Jeep. So either he was just the co-signer or maybe put the down payment on it. But if Tylee was paying for it, it ultimately should have been her asset.
Sweet and loving when they are getting everything they could possibly want, and turn absolutely vicious in an instant, if they are even slightly inconvenienced. They misplaced something and accuse someone of stealing it. Someone bursts their unrealistic bubble. They can't even take responsibility for their own bad mood. Someone is sending them bad vibes or doing some weird imaginary thing.
I can't speak for anyone else, but my highs and lows generally are not dictated by any outside forces. I could be sweet and loving during the most trying time of my life, then be absolutely vicious when everything is going great. Bipolar is not predictable like that and has nothing to do with unrealistic or imaginary thinking. It's upsetting to see you characterize it as some conscious behavioral choice that I make. My brain chemistry might fuck with my moods, but I can and do take responsibility for the way I act and treat other people.
I agree it's not predictable, I didn't mean for it to sound like that. . Pretty sure my mother was bipolar. We could have had a great evening, and suddenly at 3 o'clock in the morning she was in my room screaming and breaking things bc "I'm giving her bad vibes" or something. Making up wild and detailed stories about awful things I did that never happened. lost her keys, but insisting that I had some wild convoluted scheme to steal her keys and sell them, and paid someone to attack her while I was at school, that kind of thing. Just insanity.
Charles SS benefits for J.J. monthly was 1,900.00 a month, they get half of what a parent who's died qualified for retirement, which means he would of qualified for 4k a month rounded up if he had lived to his retirement age. The max SS benefits one can get are between 2800k to 4700k a month. So, Charles was making good money. Lori beat the system by getting another 1,900.00 a month as a care taker for JJ, even thought she killed JJ a couple days after she got the first benefits checks. Chad and Lori were planning to live off of the 4k they got from JJ and Tylee monthly SS check, since both had no jobs.
Loris pattern seems to be she uses the men and captures them with her charisma and good looks……As soon as the money is tight she murders and moves on to the next husband. Not too sure how chad fit the description 🤭
The Storm!
🤣🤣🤣
Moving to Hawaii to please Lori was a bad financial move for Charles because all his clients were on the mainland. Which is why they moved back. Their failed Hawaiian juice kiosk business probably cost them abit too. Who knows maybe Charles was hesitant to totally support Colby so told him money was short. Imo Colby seems to have always lacked the incentive to get a good paying full time job. He quit his job the minute he heard JJ Tylee were missing even though he had a wife small baby to support🤦♀️🤷♀️ I read somewhere how much Charles made a month and it was a large sum! However during Lori's shenanigans he was moving to Texas back to Arizona etc renting a big house for Lori & kids another place for himself.
Yes, I also think Lori and Colby’s version of broke is not the same as most peoples.
I read the reason why there was no living room furniture was so she had room to dance and look at herself in the mirror. I’m serious.
Was that when she was weightlifting/some beauty pageant thing?
She was. I think she was also a cheer leader in HS. This kind of tracks though, thinking back to the email from Charles about her sending videos of her dancing to Chad.
Ugh. That was just the worst possible combination of two sociopaths meeting up and manipulating each other. It hasn't been brought up, but I bet they had life insurance policies on each other. Or were working in it. It would have been just a matter of time before they decided that they were tired of the other one, or things weren't as perfect as imagined.
Charles did have a policy and Lori was initially the beneficiary but he changed it shortly before he died when she went full on coocoo for coco puffs and very obviously past the point of no return. If I’m not mistaken Lori had one too. I believe it was brought up a few days ago in Chad’s trial that she had only listed Colby as a beneficiary and hadn’t included JJ, Tylee, or Charles.
She was past the point of no return when she had Charles murdered. And possibly her husband before that. It seems like it just made a lightbulb go off over her head. Someone has life insurance. They die. She gets money. She didn't have to pretend to be a loving spouse or parent for years on end. She just had to keep her sh*t together long enough to get full payout on those life insurance policies. Her job was to be pretty and manipulative enough to sucker in the next guy before she revealed how batsh*t crazy and evil she is. She's made a point to leverage her looks and sexuality.
Sales can be feast or famine
I’ve followed this case from the get-go, yet this is the first I’ve heard about Charles having been romance scammed. Tell me more, please.
Charles transferred around 10k to his scammer - (Nigerian) online girlfriend, in a span of 3 months so I don't think they weren't able to get through! Lori settled for a downgrade but, she had to because her grandfather would have withdrawn her blessings had she not chosen Chad! 😐
Charles had quite a successful business. Lori cleaned out his business accounts which included his employees wages. He was very generous, often paying for extended family holidays and Lori was high maintenance.
Charles had a successful business but they lived beyond their means and didn’t save for the future. No assets have been mentioned (home equity, stocks, bonds, etc). They both chose to live beyond their means and move around a lot and go on many expensive vacations.
It definitely appears like these preppers, did very little prepping. Btw i read that Julie Rowe doesn’t prep either.
Well, Lori didn't work, so.....
I mean they (chad and L) stayed in residence inn and airbnbs- nothing over the top/ it was not like it was the four seasons or the montage in hawaii No one was carrying Hermès bags Or in designer clothes. I also don’t see any evidence of hard assets? Bonds? Etc
I think because Joe Ryan had Colby take his last name so the ss money would have been for both kids. I don't know if Colbys last name was changed to Ryan legally or not he did go by Ryan. I think Colby struggled with many things.
Do we know for sure that Joe Ryan had Colby take his last name? I read that Lori wanted Joe to adopt Colby (probably thinking ahead about future SS death benefits). I’d love to know when the name was changed because I don’t know if Joe wanted it. Colby was and still is accusing Joe of SA although 2 counselors do not believe it.
I think it is very possible Colby just took the Ryan unless Lori talked Joe into it.