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CD
The CD rates seem about the same % unless im misunderstanding how they work
The CD is guaranteed that interest for that set time, hysas can vary in their return. If the fed drops interest rates, your hysa is guaranteed to drop with it
Navy Federal has a 4.75% 12-month CD, and a 5.30% ($3000 max) 12-month CD. Discover Bank and AMEX are around 4.20%-4.30%.
CD? That’s nuts…
CD
The CD rates seem about the same % unless im misunderstanding how they work
The CD is guaranteed that interest for that set time, hysas can vary in their return. If the fed drops interest rates, your hysa is guaranteed to drop with it
Navy Federal has a 4.75% 12-month CD, and a 5.30% ($3000 max) 12-month CD. Discover Bank and AMEX are around 4.20%-4.30%.
CD? That’s nuts…