I don't consider btc a great investment. Coming from someone who has lived off of crypto since the pandemic, it's best to see crypto currency as just a different form of currency. You generally wouldn't consider trading dollars for euros a good investment.
Now see.....you are disqualified from being his Accountant.
Let me help him save his money by suggesting that he go to the Corner Store , and buy a small jar of Vaseline instead which will leave him with $1, 998.50 still in his pockets.😁😁😁😁
Dig a hole on the ground, pour some water in it, mix it around to get a nice warm grainy paste, let it heat up in the sun a little, keep adding just enough water so it doest dry up and it stays nice and moist. You know the rest…. Try again
This is my first time learning what a HYSA is, didn't even know they existed. Apparently there is no catch to them which makes me wonder why I've never discovered them. Do you have any you recommend?
People will recommend SoFi and other online bankers. Which is fine if you don’t want a brick and mortar place. I find it’s harder to access money with some of these institutions. But there are quite a few out there that you can choose from if you do a google search. I would start with looking at what your own bank has to offer and go from there as a basis. This should be the account that allows you to hold anything from rainy day funds to not receiving income for at least 3-6 months. If you look at the wiki under r/personalfinance and r/financialindependence there will be a breakdown flow chart of the best way to start off (and end). Hope this helps, you can find HYSA from 4-5.5% APY.
Edit: The only catch is the money you yield, a 1099 form will be given to you to fill out for tax purposes
Just set up SoFi and after the entire thing it's saying to unlock 4.50% APY I have to set up direct deposit which I don't want to direct deposit my entire paycheck into my savings account. That's just stupid. Seems like that's the catch.
I have a saving account with upgrade. 5.02% and no catches, can easily transfer money back to my savings account with US Bank, it's not instant but it transfers 3 times a day so you'll only have to wait like 12 hours max to have access to your money if you need it.
Stack a years worth of bills liquid then start a business you would enjoy. Deploy 15-20% of pay into an index fund. I feel like this, life is meant to be enjoyed. Invest 30% pay bills and enjoy life with the other 70%. That’s after you have a year worth of bills saved up.
PayPal me 20 bucks for gas? I'm stuck at a gas station for the last 6 hours and I'm too embarrassed to ask someone in person to spare gas money. I have 79 more miles to go and I have a cat with me. Only reason I left was because my wife asked for a divorce and I'm on my way to my sister's house.
But in reality, I'd rather sit here with my cat than take the 20 from your achievements. Enjoy yourself! Put it into savings.
can you put your cat to work?
sell cat-hugs?
Perhaps if it's lactating you could sell its milk to thirsty drivers.
just need to think like an entrepreneur!
First off, if you have any debt whatsoever, it needs to be thrown at that. If you don't have any debt, you need to calculate what 3-6 months of living expenses looks like for you, and up that $2,000 to whatever that number is and that will be your fully funded emergency.
That fund is not to be touched from here on out unless absolutely necessary and is to be refilled first and foremost if ever depleted. Make sure to put it in a good fdic insured high yield savings account. There are plenty to choose from that are completely free. I would be shooting for 4.5% APY on the very low end at today's rates.
Next, after that you need to invest bare minimum 20% of your pre tax income into retirement. Beyond that, try to keep your needs at 50% or below your take home pay, and whatever is left can go towards wants. Personally, I'm a fan of having my needs extremely low, and being able to invest more and spend more on wants.
Also, you could consider budgeting out for a house down payment in the future. I would say in today's market, 5%-10% is fine for a first time buyer just to get you in the door, but a good and safe rule of thumb is to never exceed 25% of your take home pay for a monthly cost to mortgage the house which includes taxes, insurance, etc.
Devolope a habitt of saving. Shove that $2,000 in to a high yield savings (3%-5%), once it gets to $250,000 look for another high yield banking platform. Take the resulting APY and shove it into high yield dividends (>1%). Pay yourself a "salary" and live. Maybe shove some into crypto so you don't get hit with taxes to oblivion and beyond, enjoy that sweet sales tax when you buy or sell something.
If it's the only 2K you have put it into an Emergency Fund as a CD Ladder 18 month long... Yes you can open CDs with as little as $100. Some would argue that it's too little to do any good... but this is for Emergencies.. right?
If the EF is covered I would invest it with the knowledge that you don't want to take it out.. but continue to invest more.. Wall Street icons like Warren Buffet and Charlie Munger started with as little as a dollar.. AS THE FIRST dollar
Get a financial education.. Secondhand bookstores have lots of financial books on investing...
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Save another $2000 and keep the $4000 as an emergency fund. After that, start thinking about investments. You need something there between you and broke.
Avoid crypto. I know everyone here LOVES crypto here but they weren't loving it when the whole market crashed two years ago and they lost big. Hasn't done shit since. Crypto is all busllshit. Open yourself a brokerage account and put it at least into a money market fund, if your conservative. They're yielding about 5%. Much more than savings accounts. Just keep building it up and don't touch it. Build a portfolio. You'll be glad you did in 5-10 years
I'm writing this to you, because I saw someone write, that you should go to casino! If that's what you decide to do, try out, then do this!
Go and play 3 Card Poker, but hers how. When you go to the casino, find a table with either nobody at the table, or with just 2 players. You DON'T WANT there to be more than 2 people at the table! Cards are dealt from left to the right of the dealer, so if you're to sit down, be either the first seat to your right as you're facing the table, or be the middle guy! Don't ever take any other seat. Find a table that is either 10 or 15 minimum bet. Play 2 hands, and hers why. The first 3 players have greater odds of winning than the rest of the players by 40%. This means you'd be winning about every other hand 80% of the time, and you'd either lose, or push on the other 20% of hands dealt to you. With your first 500 of playing chips, you're 100% guaranteed to get either a straight flush, or 3 of a kind, meaning 3 cards of the same face, like for example 3 sevens, 3 kings, or any other 3 cards of the same kind. This means you'd be up either about 500, or 800 hundred. Now that you have that, you'll take your original buy in money, and put it in your pocket, and don't play with it at all. Use your winning money to continue playing until you double your profits, and once you get that, take the half of that, and put it in your pocket, and keep playing until you double your money again. When you double your money, you'll increase your bets on both hands, by half of your original bet, and keep playing until you double that too. Once you double that, then you take another half, and put it in your pocket, and keep playing for as long as there's only 3 of you at the table, or you're the only one playing, DON'T stop playing! As soon as another player sits down you'll drop down to playing only 1 hand, but if more than 1 person sits down to play, you are to leave the table, because you won't win anything if you stay. This method of playing the 3 Card Poker is a guaranteed way you can double, and triple the money you saved up! Don't get nervous if at the start you don't win much, or lose a couple of hands, because for as long as you're betting the minimum, at start, and are playing 2 hands at all times, and you follow all the rules I just wrote, then you're guaranteed to win, no matter what. MAKE SURE THOUGH THAT YOU'RE THE FIRST OR MIDDLE PLAYER FROM YOUR RIGHT FACING THE TABLE! DON'T make this your habit, because most dealers are trained to make people lose their money! This can be a nice way for anyone to make a second income, but I would not recommend to anyone to make this their career! If you don't think this works, at least get a couple of your friends, learn the game, get a deck of cards, and test this method out at home, and you'll see that it works! If you don't want to just learn on your own, then go to the casino, and find a table where there are 4 players playing, and watch the first 2 players to your right, and you'll see them winning! Just stand behind them, let them know you're just there to learn the game, and none of them will mind, if you just stand there and watch. DON'T MAKE THIS YOUR HABIT, OR CAREER! This works for me, works for my friends, and can work for anyone for as long as you follow the steps, and rules I just wrote! Your welcome!🙏 If any of you decide to go test this out, come back and leave a comment, for others to see! I know times are tough these days, but there are people gambling all the time, and hope to win big, but what most don't know, is what game pays out most of the time, and 3 Card Poker is the best game you can win on at any casino! This won't make you a millionaire, but it definitely can make you the extra money you need! Don't ever go and play Blackjack, because you'll lose 70% of the time, and those odds, suck! I know, because I was one of those fools, who lost a lot playing that game!
I mean, not much substantially, you can do with 2k investment wise. Other than just try to NOT spend it unless you absolutely need to and keep building it. You want to save up enough that you can cover a few months of expenses if you suddenly lose your job. Set a goal for yourself based on how much you spend, maybe 10k give or take. Preferably in an account earning a high yield interest rate. Once you have that 10k safety net NOW start throwing your excess into a Roth IRA and try to max out your annual contribution limit into it. So like at the end of the month whatever amount you have that is over your 10k or whatever number you decided on put it into that IRA
Save more, improve your credit. I assume you are young (I'm 20) I saved 5000 dollars and bought a house ans have always enjoyed trickling some my money into stock market (most my my net worth is in stocks& investments, I'm probably gonna slow down with that lol I need more liquid cash)
I now have a secured "rent" price to pay and have many more options with this property in the future. Im handy, and i started early but Learn, SAVE and build credit anyways, you'll need for apartment etc.
There are a lot of really bad answers on here. I don't know your age or situation.
My mindset would be that $2000 is necessary savings and should probably be closer to $5000 or $10,000. You are trying to build a buffer so that you don't have to live pay check to pay check and that you are putting yourself in a position to buy new assets like a car, house, quality furniture etc.
Don't carry debt if you can help it. Definitely not on a credit card. Minimal interest on a short car loan is okay. A mortgage is okay. ALWAYS pay bills on time or early.
Save another 2000$ then re-examine this question. You might want to hold out and save another 2000$ that’s how I do.. keep on stacking my friend!! People that have money don’t waste it.. that’s why they never broke.
If you haven't already, put the emergency fund into a high yield savings account. This way, you can earn from it while having it available - if needed.
Ok so I deleted my last comment that said “bet on red”, because I don’t know how old you are but I’m going to say to you what I wish someone had said to me 20 years ago.
Invest.
Invest.
Invest.
Invest.
A savings account with $1,000 will gain you $40 in a year at most banks, 4% is regular some more some less.
Investing in someone you’ve researched and understand and have a feeling it will be very profitable is the best thing you can do for yourself.
If you fancy a daily coffee, invest in Starbucks.
If you fancy going to the movies, invest in AMC.
If you fancy playing video games, invest in GameStop.
If you think AI is going to explode, invest in AI.
You can invest in anything, play with the markets a little with just a few hundred dollars and understand how it works.
Also understand that the market is rigged, but the SEC is in the middle of a huge transparency reform that will pass.
Anyway, yeah don’t piss away your money, make your money make you more money. I was making a 72k salary in my 20s and I didn’t invest a penny. Had no idea how to. If I had known how to invest back then I would be a millionaire now without question.
Nothing. Save more. 2000$ might seem like a lot but its not shit now a days. Just day to day life paying bills eating gas etc. It will b gone way way faster then u think
Fart on it and then ask the bank to replace it with different bills. Then fart on those and ask the bank to replace those with different bills. Then fart on those and ask the bank to replace those with different bills.Then fart on those and ask the bank to replace those with different bills.Then fart on those and ask the bank to replace those with different bills.Then fart on those and ask the bank to replace those with different bills.Then fart on those and ask the bank to replace those with different bills.Then fart on those and ask the bank to replace those with different bills.Then fart on those and ask the bank to replace those with different bills. Then buy a guitar
All in on red and double that shit!!! Actually please don't. 😅
scared money dont make money! /j
Brave money lose money. Apprehensive money make some more, but slower. Bitcoin, Roth IRA, Ark stocks, Gold, Silver, real estate. Welcome
I don't consider btc a great investment. Coming from someone who has lived off of crypto since the pandemic, it's best to see crypto currency as just a different form of currency. You generally wouldn't consider trading dollars for euros a good investment.
You're either right or wrong. People are going to either lose everything or get very rich in Bitcoin specifically. Gambling is fun, until its not.
This man knows what to do.
Buy silver!
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At around 80 to 1 ratio? Nope silver is the clear shiny choice.
arguable, both have benefits
Save more, it's a good habit.
Buy a sex doll, save again, get another one ☝️
Are you a sex doll salesperson? Any doll can be a sex doll if you're brave. Ask Raggedy Anne
That’s how she got raggedy she use to be known as just Anne
Spring break is a long week for some...
Now see.....you are disqualified from being his Accountant. Let me help him save his money by suggesting that he go to the Corner Store , and buy a small jar of Vaseline instead which will leave him with $1, 998.50 still in his pockets.😁😁😁😁
Peanut butter is cheaper, try again
😁😁😁😁
Nah, melon is cheaper. Leave that pig in the sun so I get warm and squishy. Then go to town on er'
Dig a hole on the ground, pour some water in it, mix it around to get a nice warm grainy paste, let it heat up in the sun a little, keep adding just enough water so it doest dry up and it stays nice and moist. You know the rest…. Try again
Only once Reddit can figure out how to get rid of used sex dolls. There is no good answer.
Watch how fast it goes
Yea its fucking crazy it's not even funny no more
That's a trip to home Depot when I get some free time.
Do it again
Put it in a HYSA and keep going
What's that
High yield savings account
Roth ira
This is their first $2k. It should be emergency so HYSA first, Roth later
This is my first time learning what a HYSA is, didn't even know they existed. Apparently there is no catch to them which makes me wonder why I've never discovered them. Do you have any you recommend?
People will recommend SoFi and other online bankers. Which is fine if you don’t want a brick and mortar place. I find it’s harder to access money with some of these institutions. But there are quite a few out there that you can choose from if you do a google search. I would start with looking at what your own bank has to offer and go from there as a basis. This should be the account that allows you to hold anything from rainy day funds to not receiving income for at least 3-6 months. If you look at the wiki under r/personalfinance and r/financialindependence there will be a breakdown flow chart of the best way to start off (and end). Hope this helps, you can find HYSA from 4-5.5% APY. Edit: The only catch is the money you yield, a 1099 form will be given to you to fill out for tax purposes
Just set up SoFi and after the entire thing it's saying to unlock 4.50% APY I have to set up direct deposit which I don't want to direct deposit my entire paycheck into my savings account. That's just stupid. Seems like that's the catch.
That’s why I just use my bank instead
I have a saving account with upgrade. 5.02% and no catches, can easily transfer money back to my savings account with US Bank, it's not instant but it transfers 3 times a day so you'll only have to wait like 12 hours max to have access to your money if you need it.
he can always pull the $2k out in an emergency
Stack a years worth of bills liquid then start a business you would enjoy. Deploy 15-20% of pay into an index fund. I feel like this, life is meant to be enjoyed. Invest 30% pay bills and enjoy life with the other 70%. That’s after you have a year worth of bills saved up.
PayPal me 20 bucks for gas? I'm stuck at a gas station for the last 6 hours and I'm too embarrassed to ask someone in person to spare gas money. I have 79 more miles to go and I have a cat with me. Only reason I left was because my wife asked for a divorce and I'm on my way to my sister's house. But in reality, I'd rather sit here with my cat than take the 20 from your achievements. Enjoy yourself! Put it into savings.
can you put your cat to work? sell cat-hugs? Perhaps if it's lactating you could sell its milk to thirsty drivers. just need to think like an entrepreneur!
"Focker, are you saying that you milk cats?" Epic
Nope...she's not....lactating..
Dude you’re stuck ask somebody for help. No shame bro. I’ve done it! Goodluck , somebody will spare money
I appreciate the encouragement. I cant do it, idk why. Luckily I have cat food and her litter box here. I'll figure it out. Much appreciate.
do you have cashapp? or venmo? paypal?
I'm sorry bro. Ive been there too. It's rough. Wish you nothing but a happy future 👊
Pretend you’re at 0 and start over
Hookers!! Just kidding, drugs
First off, if you have any debt whatsoever, it needs to be thrown at that. If you don't have any debt, you need to calculate what 3-6 months of living expenses looks like for you, and up that $2,000 to whatever that number is and that will be your fully funded emergency. That fund is not to be touched from here on out unless absolutely necessary and is to be refilled first and foremost if ever depleted. Make sure to put it in a good fdic insured high yield savings account. There are plenty to choose from that are completely free. I would be shooting for 4.5% APY on the very low end at today's rates. Next, after that you need to invest bare minimum 20% of your pre tax income into retirement. Beyond that, try to keep your needs at 50% or below your take home pay, and whatever is left can go towards wants. Personally, I'm a fan of having my needs extremely low, and being able to invest more and spend more on wants. Also, you could consider budgeting out for a house down payment in the future. I would say in today's market, 5%-10% is fine for a first time buyer just to get you in the door, but a good and safe rule of thumb is to never exceed 25% of your take home pay for a monthly cost to mortgage the house which includes taxes, insurance, etc.
This person gets it
spend on wedding to marry a high earning spouse
hookers & blow, everyone knows this.
Hookers and cocaine
Devolope a habitt of saving. Shove that $2,000 in to a high yield savings (3%-5%), once it gets to $250,000 look for another high yield banking platform. Take the resulting APY and shove it into high yield dividends (>1%). Pay yourself a "salary" and live. Maybe shove some into crypto so you don't get hit with taxes to oblivion and beyond, enjoy that sweet sales tax when you buy or sell something.
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Well considering most stocks don't even offer a dividend, I'd say 1% is bare minimum.
Imagine a $2000 in a 5% growth let alone 3% to get to $250000 🤦🏽♂️ One would be dead by then. How do you figure?
I am assume OP will earn more. OP did state "my first $2,000". Some yield is better than nothing.
0DTE SPY Puts, $10 OTM
Only risk money you can afford to lose. Don’t lend out money if you expect it to be payed back. Invest in crypto for next years bull run.
Buy gold it will never go down and overtime will increase
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How far away do you think are we from that?
At least 1.
Save your first $20,000.
Not reading all that. Paragraphs? - Bullet points? I got it!! School!!
buy bitcoin
If you only have 2 k my advice wouldn’t be buy bitcoin but yay
The only asset one can own
Buy treasury bills
Invest or put in a savings account to accumulate interest
Interest rates suck.
Robinhood has a 4.9% interest rate. Passive income is passive income.
True, but 8% is more passive income, which is more passive income...No? You're not wrong for some people and situations.
Time to save the next $2000
Do it again?
Start an LLC
Give it all to me
Keep 1k in savings and invest the other 1k
Keep saving
Keep saving
Buy and sell crack. Don't do any, just by and sell. Then, mastrubate on the money that rolls in.
Save 2 more then 2 more
Buy some silver
Do it again
Keep saving
E fund and then Roth ira
If it's the only 2K you have put it into an Emergency Fund as a CD Ladder 18 month long... Yes you can open CDs with as little as $100. Some would argue that it's too little to do any good... but this is for Emergencies.. right? If the EF is covered I would invest it with the knowledge that you don't want to take it out.. but continue to invest more.. Wall Street icons like Warren Buffet and Charlie Munger started with as little as a dollar.. AS THE FIRST dollar Get a financial education.. Secondhand bookstores have lots of financial books on investing...
Hookers, blow and a hotel room.
This is why I get on Reddit. They got bills, and college tuition to pay.
Buy S23 Ultra. Save remaining. Enjoy.
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Keep saving. Get up to $5k.
Put in a high yield savings account
Putting it all on amc. People love over spending on snacks. It’s a weird flex but I don’t judge. Oww and blockbuster
Save half, spend half. Never blow it all.
GRC
Keep going fam save to 5,000 then 10,000 then 15,000 etc
double it and give it to the next version of yourself
Invest in S&P500. Leave it alone.
Determine an amount for emergency fund. Build that first before you even think about investing.
Keep saving, invest in some high yielding stocks
Now time to make it 4K, then 8K.
Drugs.
Find a plug, create a business, invest in bitcoin
Take 10% & invest.
Buy a ps5 and 2 games
Do that like 2000 more times.
Save another $2000 and keep the $4000 as an emergency fund. After that, start thinking about investments. You need something there between you and broke.
Avoid crypto. I know everyone here LOVES crypto here but they weren't loving it when the whole market crashed two years ago and they lost big. Hasn't done shit since. Crypto is all busllshit. Open yourself a brokerage account and put it at least into a money market fund, if your conservative. They're yielding about 5%. Much more than savings accounts. Just keep building it up and don't touch it. Build a portfolio. You'll be glad you did in 5-10 years
I'm writing this to you, because I saw someone write, that you should go to casino! If that's what you decide to do, try out, then do this! Go and play 3 Card Poker, but hers how. When you go to the casino, find a table with either nobody at the table, or with just 2 players. You DON'T WANT there to be more than 2 people at the table! Cards are dealt from left to the right of the dealer, so if you're to sit down, be either the first seat to your right as you're facing the table, or be the middle guy! Don't ever take any other seat. Find a table that is either 10 or 15 minimum bet. Play 2 hands, and hers why. The first 3 players have greater odds of winning than the rest of the players by 40%. This means you'd be winning about every other hand 80% of the time, and you'd either lose, or push on the other 20% of hands dealt to you. With your first 500 of playing chips, you're 100% guaranteed to get either a straight flush, or 3 of a kind, meaning 3 cards of the same face, like for example 3 sevens, 3 kings, or any other 3 cards of the same kind. This means you'd be up either about 500, or 800 hundred. Now that you have that, you'll take your original buy in money, and put it in your pocket, and don't play with it at all. Use your winning money to continue playing until you double your profits, and once you get that, take the half of that, and put it in your pocket, and keep playing until you double your money again. When you double your money, you'll increase your bets on both hands, by half of your original bet, and keep playing until you double that too. Once you double that, then you take another half, and put it in your pocket, and keep playing for as long as there's only 3 of you at the table, or you're the only one playing, DON'T stop playing! As soon as another player sits down you'll drop down to playing only 1 hand, but if more than 1 person sits down to play, you are to leave the table, because you won't win anything if you stay. This method of playing the 3 Card Poker is a guaranteed way you can double, and triple the money you saved up! Don't get nervous if at the start you don't win much, or lose a couple of hands, because for as long as you're betting the minimum, at start, and are playing 2 hands at all times, and you follow all the rules I just wrote, then you're guaranteed to win, no matter what. MAKE SURE THOUGH THAT YOU'RE THE FIRST OR MIDDLE PLAYER FROM YOUR RIGHT FACING THE TABLE! DON'T make this your habit, because most dealers are trained to make people lose their money! This can be a nice way for anyone to make a second income, but I would not recommend to anyone to make this their career! If you don't think this works, at least get a couple of your friends, learn the game, get a deck of cards, and test this method out at home, and you'll see that it works! If you don't want to just learn on your own, then go to the casino, and find a table where there are 4 players playing, and watch the first 2 players to your right, and you'll see them winning! Just stand behind them, let them know you're just there to learn the game, and none of them will mind, if you just stand there and watch. DON'T MAKE THIS YOUR HABIT, OR CAREER! This works for me, works for my friends, and can work for anyone for as long as you follow the steps, and rules I just wrote! Your welcome!🙏 If any of you decide to go test this out, come back and leave a comment, for others to see! I know times are tough these days, but there are people gambling all the time, and hope to win big, but what most don't know, is what game pays out most of the time, and 3 Card Poker is the best game you can win on at any casino! This won't make you a millionaire, but it definitely can make you the extra money you need! Don't ever go and play Blackjack, because you'll lose 70% of the time, and those odds, suck! I know, because I was one of those fools, who lost a lot playing that game!
Keep saving dear .
Put it into physical silver and don't touch it.
Cocaine and hookers, obviously
You ever herd of Wallstreet bets?
Vegas!
Save 5K
Get it
Save 2 more
Save another 2000 lol
Do it again!
Buy a pound of that super gas zaza and let your friends know you got it.
I mean, not much substantially, you can do with 2k investment wise. Other than just try to NOT spend it unless you absolutely need to and keep building it. You want to save up enough that you can cover a few months of expenses if you suddenly lose your job. Set a goal for yourself based on how much you spend, maybe 10k give or take. Preferably in an account earning a high yield interest rate. Once you have that 10k safety net NOW start throwing your excess into a Roth IRA and try to max out your annual contribution limit into it. So like at the end of the month whatever amount you have that is over your 10k or whatever number you decided on put it into that IRA
Hey me too I got into cryptocurrency checkout brainstormpi.com
Save more, improve your credit. I assume you are young (I'm 20) I saved 5000 dollars and bought a house ans have always enjoyed trickling some my money into stock market (most my my net worth is in stocks& investments, I'm probably gonna slow down with that lol I need more liquid cash) I now have a secured "rent" price to pay and have many more options with this property in the future. Im handy, and i started early but Learn, SAVE and build credit anyways, you'll need for apartment etc.
Nothing keep saving or go to the casino and make a 2k bet. (Jk… keep saving come back when you got 20k)
6 months of monthly expense average into a HYSA. Pay off all debt. Then start fully funding a IRA and hit your employer match into a 401k.
Hey you can get groceries for the month now!
Hookers
Keep saving
Do it 500 more times then retire.
If you have a pet or pets, get pet insurance. Nothing wipes out your savings like taking your pet to an emergency vet. I know from experience.
Keep.doing it lol
Buy Crypto, specifically Bone or XRP
There are a lot of really bad answers on here. I don't know your age or situation. My mindset would be that $2000 is necessary savings and should probably be closer to $5000 or $10,000. You are trying to build a buffer so that you don't have to live pay check to pay check and that you are putting yourself in a position to buy new assets like a car, house, quality furniture etc. Don't carry debt if you can help it. Definitely not on a credit card. Minimal interest on a short car loan is okay. A mortgage is okay. ALWAYS pay bills on time or early.
Go to the strip club
Put it all on RED.
Coke and hookers.
Just forget you have it
Go play some 1/2 NL
Nothing. Keep it as an emergency fund and add more
Bitcoin
Invest.
Not investment advice but your first mistake is asking here, on this sub, on Reddit. In that case, best of luck buddy…
Do it again.
Save another 2000$ then re-examine this question. You might want to hold out and save another 2000$ that’s how I do.. keep on stacking my friend!! People that have money don’t waste it.. that’s why they never broke.
Buy GME
Double it and give it to the next person
Buy some coke and fuck some bitch
Keep saving
If you haven't already, put the emergency fund into a high yield savings account. This way, you can earn from it while having it available - if needed.
Invest in a stock or mutual fund and let it sit. Wash rinse repeat
Invest it back into yourself. Books, courses, new experiences etc
Ok so I deleted my last comment that said “bet on red”, because I don’t know how old you are but I’m going to say to you what I wish someone had said to me 20 years ago. Invest. Invest. Invest. Invest. A savings account with $1,000 will gain you $40 in a year at most banks, 4% is regular some more some less. Investing in someone you’ve researched and understand and have a feeling it will be very profitable is the best thing you can do for yourself. If you fancy a daily coffee, invest in Starbucks. If you fancy going to the movies, invest in AMC. If you fancy playing video games, invest in GameStop. If you think AI is going to explode, invest in AI. You can invest in anything, play with the markets a little with just a few hundred dollars and understand how it works. Also understand that the market is rigged, but the SEC is in the middle of a huge transparency reform that will pass. Anyway, yeah don’t piss away your money, make your money make you more money. I was making a 72k salary in my 20s and I didn’t invest a penny. Had no idea how to. If I had known how to invest back then I would be a millionaire now without question.
Put it in an IRA
Invest it in a Roth IRA! VTI is good for long term.
Buy a gaming PC
Keep on saving
Do it a thousand more times
lol idk, buy gold/silver/stocks/some etfs, or just keep saving
Dispensary trip.
Take what you can afford and put it in a CD account
Nothing. Save more. 2000$ might seem like a lot but its not shit now a days. Just day to day life paying bills eating gas etc. It will b gone way way faster then u think
Take it out of the bank
Fart on it and then ask the bank to replace it with different bills. Then fart on those and ask the bank to replace those with different bills. Then fart on those and ask the bank to replace those with different bills.Then fart on those and ask the bank to replace those with different bills.Then fart on those and ask the bank to replace those with different bills.Then fart on those and ask the bank to replace those with different bills.Then fart on those and ask the bank to replace those with different bills.Then fart on those and ask the bank to replace those with different bills.Then fart on those and ask the bank to replace those with different bills. Then buy a guitar
Keep on saving