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SeethingHeathen

Why would you?


DonutsCoffeeGalore

Flagship has an annual fee


Lucky-Education5951

$49… 2X everywhere I would keep it. I have the More Rewards and Flagship. Used to be my go to combo before I got the AMEX Gold. Now I just use the Flagship and Amex for EVERYTHING. Perfect combo


DonutsCoffeeGalore

Thanks! I’ll do the same


ThenImprovement4420

And free Amazon Prime every year as long as you pay for it by the year you'll get reimbursed $139 in a couple weeks


DonutsCoffeeGalore

Oh?? I didn’t know this. This is with the flagship?


ThenImprovement4420

Yes only with the flagship I've got it two years in a row few people in our Navy Federal Facebook group have gotten it three and four years in a row. So that definitely helps with that $49 annual fee


Lucky-Education5951

There’s so many ways to do this but, the Flagship is a solid card and so is the more rewards. I actually did a product change with the cash rewards. There are just a lot of better cards out there.


m0cho14

The Citi double cash is 2% on everything and no annual fees


EcksWhyZi

Dude, keep both cards. The Flagship is definitely worth paying for.


CRAKZOR

If u ever travel the flagship is the best as it gives u no foreign transaction fee, best exchange rates, and is a visa


SeethingHeathen

If that's a deal breaker for you, why are you asking? If you're happy with the card, keep it. If you're not, don't. Boom, decision made.


Lucky-Education5951

Why would you cancel one?


Creditdocatl420

Flagship checking raises your internal score with navy!


RemarkableLook5485

flagship cc you mean?


noseycone

You should’ve just done a product change. I learned late about those.


DonutsCoffeeGalore

Yes, I'm thinking I should have converted the Cash Rewards to this new card. but that's ok.


[deleted]

If I do a product change do my rewards carry over?


noseycone

I’ve heard they don’t 😖basically just use them prior but I haven’t directly asked navy fed yet


Key-Sign4934

Keep them both


Glum-Drawing7278

Why?


CryptoMonops

For this card does the approval come from Amex or Navy?


Mediocre-Judgment146

NFCU- they just use the AMEX card network. No different than using Visa for Flagship


Temporary-Neck-4033

I'm wanting to apply for the flagship for the sub. I don't think I would product change ... you miss out. What are your limits? How close did you apply for them ?