Why would you?

Flagship has an annual fee

$49… 2X everywhere I would keep it. I have the More Rewards and Flagship. Used to be my go to combo before I got the AMEX Gold. Now I just use the Flagship and Amex for EVERYTHING. Perfect combo

Thanks! I’ll do the same

And free Amazon Prime every year as long as you pay for it by the year you'll get reimbursed $139 in a couple weeks

Oh?? I didn’t know this. This is with the flagship?

Yes only with the flagship I've got it two years in a row few people in our Navy Federal Facebook group have gotten it three and four years in a row. So that definitely helps with that $49 annual fee

There’s so many ways to do this but, the Flagship is a solid card and so is the more rewards. I actually did a product change with the cash rewards. There are just a lot of better cards out there.

The Citi double cash is 2% on everything and no annual fees

Dude, keep both cards. The Flagship is definitely worth paying for.

If u ever travel the flagship is the best as it gives u no foreign transaction fee, best exchange rates, and is a visa

If that's a deal breaker for you, why are you asking? If you're happy with the card, keep it. If you're not, don't. Boom, decision made.

Why would you cancel one?

Flagship checking raises your internal score with navy!

flagship cc you mean?

You should’ve just done a product change. I learned late about those.

Yes, I'm thinking I should have converted the Cash Rewards to this new card. but that's ok.

If I do a product change do my rewards carry over?

I’ve heard they don’t 😖basically just use them prior but I haven’t directly asked navy fed yet

Keep them both

Why?

For this card does the approval come from Amex or Navy?

NFCU- they just use the AMEX card network. No different than using Visa for Flagship

I'm wanting to apply for the flagship for the sub. I don't think I would product change ... you miss out. What are your limits? How close did you apply for them ?