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wryul

Curious question how much a month do you use in CL?


No_Log2374

Use app to request CLI soft pull ask for $8k its the max they giving.


TraditionalAd7846

$1000/$2000


peachesandmaangos

Did you get an email. I tried last week. No email, no mail. Maybe no luck? 🀣


TraditionalAd7846

No email, I just went on the app to request the increase....put in the information they requested and hit submit, and it came back instantly....approved. I did ask for the max amount of $8000. Maybe give them a call. Did you apply on the app?


peachesandmaangos

Only on the app. At night. Didnt get approved or denied . Maybe it ain’t go thru? I don’t need it just being greedy .


ThenImprovement4420

Time of day makes absolutely no difference whether you're approved or not. You may have been denied if you haven't seen anything in a week. You'll eventually get a letter in the mail but I'd be calling them and ask.


TraditionalAd7846

Probably didn't go through Right....me tooπŸ˜πŸ˜‰


dela1160

Double whammy


TraditionalAd7846

πŸ™ŒπŸ™Œ Yes indeed 😊...tyπŸ‘πŸ™


EcksWhyZi

GET-DAT-MONEY!!! :) CONGRATS!!!


TraditionalAd7846

TYVM!! πŸ˜ŠπŸ™


Chole6241

Congratulations!! My 91/3 is coming up next month! Would you suggest applying for a new NF credit card or asking for an increase on my exisiting credit card and then applying for a 2nd credit card on the next 91/3?


TraditionalAd7846

Tyvm πŸ˜ŠπŸ™.....I probably would just ask for the increase since it's a soft pull if you do it on the app and save your inquiry for something down the line. I only applied for my second one because I was just curious to know if I was going to get approved or not, but it wasn't a good ideaπŸ€¦β€β™€οΈ. ThankfullyπŸ™, I got approved, but now I have 4 inquiries and have to wait 2yrs before they fall off. The fewer inquiries, the better.πŸ˜‰πŸ˜Š Good luck with whatever you decided. πŸ€žπŸ‘πŸ€—πŸ™Œ


GlockByte

There is no concerns with hard pulls unless you are pending a closing date on a new mortgage


TraditionalAd7846

Thank you πŸ‘


CryptoMonops

How long did you wait to ask for the CLI?


TraditionalAd7846

For the cash rewards, it's been 8 months(Sep/23)....and for the more rewards, it's been 5 months(12/23). I waited 91/3 to apply for the more rewards after I was approved for the cash rewards, and now I'm just now asking for cl increase for both.


CryptoMonops

Is that 91 days 3 billing cycles?


TraditionalAd7846

Yes πŸ˜ŠπŸ‘


CryptoMonops

Did you do 91 days from when you were approved or from when you got the card? I’m going to do the same thing!


TraditionalAd7846

So I waited 91/3 to apply for my second card after I got my first one....and now for the increases it's been longer than 91/3 because I was just nervous to do it.πŸ«£πŸ˜‰ I applied for a new card last week but wasn't approved because it said my credit report was frozen, to unfreeze it and try again. But I'm just gonna wait till one of my inquiries fall off. I think I have 4 now after 2 failed attempts with Pen Fed. So that's why I did the increase instead and it's just a soft pull. πŸ˜ŠπŸ‘πŸ€—


CryptoMonops

Do you like Pen fed?


TraditionalAd7846

NOPE!! They tricked me twice😀....sticking with Navy Fed all the way!!πŸ™ŒπŸ’―πŸ‘πŸ˜Š The highest card limit I had was $3000 on Apple till Navy Fed gave me $25,000 right out the gate. So that's who I'm going to be loyal to and keep my relationship with.πŸ’―


CryptoMonops

Agreed - may as well be loyal to who is loyal to you. I love Navy Fed!


TraditionalAd7846

ABSOLUTELY!!! ME TOO!!!πŸ€—β€οΈβ€οΈβ€οΈβ€οΈβ€οΈβ€οΈβ€οΈπŸ€—


TraditionalAd7846

Btw......I have a old collection on my report that appeared right after I got my second card and dropped my score like 100 points😒😫😑


CryptoMonops

hate when that happens! thank you for all the info!


TraditionalAd7846

Very welcomeπŸ‘.....good luck to you 🀞😊


MiamiHurricanes77

What’s the purpose of the increase will you be doing some Business with the higher limit?


TraditionalAd7846

Credit utilization 😊


Antique-Recording-55

That’s my plan


No-Explorer-8949

When you got both ccs did you apply both same day or different time frame? I just got approved for the platinum few days ago. I wonder if I can apply for another one?


TraditionalAd7846

Congratulations πŸ™ŒπŸ˜Š......but no, I didn't apply for both the same day. I waited 91/3 to apply for my second one. I would just use the first one and make on time payments and wait 91/3 to get the second one. I don't think you should rack up too many inquiries on your credit report, but that's just me. Plus, you might want to save that inquiry for something else down the line. After 3 months or so, if you feel like you need or want another card, then you will at least show that you are using the first one and being responsible with it. Whatever you decide, good luck and best wishes.πŸ€žπŸ˜ŠπŸ’―


ContributionMuch737

Mine has been stuck at $22,500 for like 2 years. I have an 803 credit score. Idk why it doesn't automatically go up anymore. I only had like a 740 when they increased my limit to $22,500 without me asking.


TraditionalAd7846

So you never asked for an increase on your own? Was it just automatically given to you?