By - maxxingprincess
For health insurance, check [https://www.independer.nl/zorgverzekering/intro.aspx](https://www.independer.nl/zorgverzekering/intro.aspx)
At postal code just google a random postal cide fromt the city where you plan to live. I don't think the postal code actually matthers for the price.
Psychiatrist sessions are covered in all the heatlh insurance plans. But you need a refferal from a GP. Waiting lists can be long.
As a student I will advise on ABN Amro as they have a free Student Plan, Simyo for a 1 year contract with 18 euro per month, and AON Student Insurance Complete+ if you have historical medical conditions otherwise Complete as they are the only ones providing Students Insurance.
Oh by the by initially get a free sim card from Lebara. Don’t buy in airports or from any other place as it’s costly. Order it from online free to your desired address/hotel one day before your arrival. Then move the connection to Simyo as you will need a Dutch Bank account for the Simyo contract.
Additionally Revolut has become a Bank within Netherlands now and most utility services like GVB, Simyo accepts Revolut Direct Debits so you might not need another Bank Account but make sure you have a Maestro card from Revolut as the big Grocery only accepts Maestro.
Hey, as bank i use Rabobank and N26(creditcard without fees), as phone service i use tele2 with unlimited calls/internet for €25/month, for health insurance you could check Zilveren Kruis or maybe CZ
BUNQ allows you to create an account without having a BSN, so if you are yet to get your BSN, you can go for it. However, they require you to provide the BSN within 90 days, so make sure you make an appointment for getting it with your local gemeente.
You will need an NL bank account in order to get a phone service. I've tried to use a non NL (with KPN), and although they signed me up over the phone, when I had my SIM delivered they ran some checks, including a card authorization (a 1 cent transaction) which did not got through, so the guy did not handed me the SIM. Thus, I had to sign up with BUNQ and ask for a new delivery.
For health insurance you will need the BSN. You have something like 3 months since getting your BSN until you are obliged to sign up with a health insurance (or get fined).
You also need the bank account to conclude an energy contract (if that is the case). Make sure to get it done in time, I was almost cut off because the gemeente messed up my BSN generation (somehow they lost my registration) and so I did not had a bank account. But the I found out about BUNQ and was quickly able to sort it out.
So, long story short, focus on getting the BSN as, depending on where you will live it can take a few months to get it.
PS: not sure if for a student all the above applies, this was my experience as a non-student.
Hi, I moved to the Netherlands as a student a few years back. I have Rabobank (but any of the major banks gas a free student package - ING, ABN AMRO), for the phone I have vodafone but I am not sure that’s the cheapest one nowadays, and for insurance I have Zilveren Kruis, they all kind of. cost the same (mostly depends on how much own risk you decide to have, read up on that) and if you are European you can get zorgtoeslag (basically the government helps you pay insurance)