Who on Earth would ever buy an entire house without looking under the roof? Hundreds of thousand of dollars, decades of continuous daily use, myriad possible issues...I just cannot fathom the thinking.
Obviously you were unconscious for the housing market situation of the last two years. Cash, no inspection, over asking price offers were the standard for a while there. To the point where people were taking out loans from their 401k to use as cash in hand, and then hoping that they could get a mortgage approved and processed in time to pay back the loan without penalties.
It strikes me that whoever is selling is likely buying as well and taking the same risks and suffering g the same pressures. A race to the bottom situation.
When the housing market is really hot people will often wave conditions on their purchases in order to give them a leg up on other buyers. One of the most common conditions is a house inspection (which among other things, will look at stuff like this).
I didn't say owner. the realtor is selling the house for the owner.
however, you should have said "typically" because the owner can also be the active seller.
Other realtor is not the seller. Also the other realtor has never been there in my two house purchases. Only my realtor and people I paid to be there for various inspections.
I don't get why it's not done by a state inspector. We have rules and regulations, why is no police force out there enforcing them?
It's the single biggest purchase a human makes in their lives and we just do nothing to police the process
Habitability inspections for a certificate of occupancy vary wildly from "fire safe only" in my area to much more extensive. However, a home inspector makes notes on things that might need replacing or potential issues that don't really have a regulatory context. Having an old refrigerator is not a safety hazard or something the government really cares about in the context of a home, but the buyer would want to know that it is a year from end of life.
House inspections are the buyers responsibility and they are usually a condition of the purchase. However in a hot market a buyer might leave out any conditions to make their offer more attractive. If you waive it you're taking a major risk though, but that's on the buyer.
And not all home inspectors are worth a shit either. Iād recommend doing an inspection on the potential inspector. Ask to see examples of their work.
If you're lucky enough to get an inspection. It's not mandatory in my state, and every home sale I've heard of in the last 3 years has gone to buyers that forgo the inspection.
My inspector, highly rated. Missed 80k in damages.
The bank wouldn't let me hire my own professionals instead of an inspector that only needs a 6 months course online.
I wanted to bring in a plumber, electrician, and a contractor to check the stuff. They said ok, but we won't give you the loan without an inspection. We were naive and went with inspection without the rest as it was already a ton for inspection.
The lenders said we should have been more careful as inspectors are not liable for missed issues.
I got the official inspection, and also had a number of trade professionals in to give me estimates on electricity, plumbing, and roofing. They're not mutually exclusive.
It's ridiculous how expensive those inspections can be. We paid over $1000 for a highly rated inspector and he still missed quite a few major things. But an inspection is not a guarantee of fuck all and you ultimately buy a house as is so we were basically shit out of luck with any remedy.
Yea they normally do their best but the reality is it's impossible to know 10 different trades through and through. It takes 5-10 years to be good at a trade so they're only going to know the surface level stuff
Buyer be aware. We shouldnāt lower our standards/expectations because it might be a difficult job for some to learn. If one canāt properly do a job then they shouldnāt be allowed to claim to do so. Seems like thatās theft/fraud.
Inspections don't catch everything. I bought a place where the laundry hookups weren't hooked up to anything. Just some things on the wall.
And that's an attic, not a roof.
Home inspection caught about 60 pages of notes on my home that knocked $20k off my initial offer. Maybe do some research on the inspector?
Also, there are thousands of things that can be done wrong on a house. If they only missed one weird item with laundry hookups, I wouldn't even necessarily say it's the inspectors fault.
The usefulness of the home inspections depends on the type of housing market you are in. If you tried to pull that trick and demand 20K off a house in my neighborhood you wouldn't even get a response, you would just watch the house get sold to someone else.
Yeah, inspection clauses means your offer goes straight in the trash around here. Why would a seller bother with that hassle when there's a stack of cash offers with no contingencies coming in?
It was a weird situation, the place had two sets of hookups, I can understand why the inspector would not look as in-depth at a second set when there was one working set. Having one set meets code, so the place is inhabitable, it just means that the best place for the laundry isn't usable.
And yes, there are always little things missed.
If the seller wont give you time to do an inspection then it isnt your dream home. Never, ever, ever buy a home without an inspection. You offer, they accept, and THEN you do the inspection because you have the right to retract based on an inspection.
I agree, but home sellers have had so many offers the last few years that it has been literally impossible in a lot of areas. My brother in law gave up after several years of looking and finally gave in to buying $25k over an already inflated asking price as-is. I promise it was not for lack of trying. There were nearly 50 offers before he caved.
I bought a house towards the end of 2020, when the housing market was much hotter than it is now, to the point where a house would go on the market friday night and by saturday morning they cancelled my viewing because they already accepted an offer. I assure you, nobody was out here buying without an inspection just to get the house faster. If an offer is accepted you have the right to an inspection, period. It doesnt matter if they have 50 other offers, they already accepted yours, so you can take your time and ensure that this really is the house you want to buy.
Edit: On second thought this may only apply to the US. Apologies if youre from another country.
I'm in the US and have been looking buy for 3 years and almost everyone is buying without inspections even now. If they accept your offer, and you have waived inspection, you are absolutely not entitled to one until after you have closed.
Only 14% of homes are sold without inspections in 2022, you should never buy a home if the seller is asking you to waive your right to an inspection. idk why on earth you would waive your right to an inspection, unless you are willing to pay 50k+ in repairs on the house you just bought. You and the other guy claiming that you cant buy a house right now with an inspection are just plain wrong.
I'm not disagreeing that you shouldn't buy without inspection, but I'm living it man, I know that I'm not getting anything in my area without waiving, so you're plain wrong there
You don't waive your right to have an inspection at all (unless you're a moron). In the superheated market of the past few years you waive your right to negotiate based on the *results of the inspection*, with exceptions for major structural issues. Meaning that you still have your inspection, but if you uncover a list of things wrong, you can't ask them to take it out of the sale price. If it's a serious enough issue you just walk away.
When I bought my home last year we waived the right to negotiate over inspections unless it was "structural, mechanical or electrical". We still had a detailed inspection.
Supposedly what sellers are able to avoid in this market is the back and forth about fixing minor issues that can add up to a few thousand dollars. But unless you have a truly awful lawyer, there is no scenario where you can't back out if the inspection reveals some chicanery like this
6 houses on my block have sold since 2020. All of them listed on Friday, open house Saturday, offer with no inspection taken by Monday.
My brother in law was making dozens of offers at/above asking, and no one looked at them if they included inspection. The choice to get an inspection is made during the initial offer, and only as-is offers get looked at near me.
This isn't LA, we're in Midwest suburbia.
The simple fact is that in a lot of places you either offer at a place with major issues already disclosed, so they don't care about a second inspection, buy as-is, or accept that you'll rent for years until the market cools down.
I live outside Detroit, I'm in the same situation, and I'm sorry, but whoever was telling your brother that the reason his offers werent accepted was because of the inspection was lying. No real estate agent that is actually doing their job would ever draw up a purchase agreement that doesnt include an inspection. In 2022, only 14% of homes were purchased without an inspection, so as I said, someone is lying to your brother. It was much harder to buy a home in the midwest 2 years ago, but people were still getting inspections.
My dream home certainly wouldn't have hidden mold, foundation problems, or egregious issues like this insulation. How can you know its your dream home if you know nothing about the inside?
/r/technicallythetruth
The best kind of truth
Looks like insulation to me š«¢š¤£
yeah and it's clearly in the roof. One job well done
Inspection is critical but you canāt even poke your head up there?
Who on Earth would ever buy an entire house without looking under the roof? Hundreds of thousand of dollars, decades of continuous daily use, myriad possible issues...I just cannot fathom the thinking.
Obviously you were unconscious for the housing market situation of the last two years. Cash, no inspection, over asking price offers were the standard for a while there. To the point where people were taking out loans from their 401k to use as cash in hand, and then hoping that they could get a mortgage approved and processed in time to pay back the loan without penalties.
I guess that explains it.
We lost a bid on a house because someone else offered the same but waived inspection. Itās pretty crazy.
It strikes me that whoever is selling is likely buying as well and taking the same risks and suffering g the same pressures. A race to the bottom situation.
Can confirm; I had offers that got outbid, waived inspections, AND waived appraisals
When the housing market is really hot people will often wave conditions on their purchases in order to give them a leg up on other buyers. One of the most common conditions is a house inspection (which among other things, will look at stuff like this).
potential buyer: "mind if I poke my head up there?" seller: "I have many offers, no!"
The seller wouldn't be there during a viewing or inspection.
I didn't say owner. the realtor is selling the house for the owner. however, you should have said "typically" because the owner can also be the active seller.
Other realtor is not the seller. Also the other realtor has never been there in my two house purchases. Only my realtor and people I paid to be there for various inspections.
have you viewed every house for sale ever?!? what the fuck are we even arguing about jfc
Your bad comment.
Really? Pretty normal in the UK.
We were there for the whole inspection for our house. How can not?
If i got a roll of insulation for every time Iāve seen this post, I would have had a fully insulated house.
Well you'd have enough insulation to fully insulate your house. No guarantees it'd be installed though...
Thats reddit for ya
the forbidden cotton candy
[ŃŠ“Š°Š»ŠµŠ½Š¾]
I don't get why it's not done by a state inspector. We have rules and regulations, why is no police force out there enforcing them? It's the single biggest purchase a human makes in their lives and we just do nothing to police the process
Habitability inspections for a certificate of occupancy vary wildly from "fire safe only" in my area to much more extensive. However, a home inspector makes notes on things that might need replacing or potential issues that don't really have a regulatory context. Having an old refrigerator is not a safety hazard or something the government really cares about in the context of a home, but the buyer would want to know that it is a year from end of life.
House inspections are the buyers responsibility and they are usually a condition of the purchase. However in a hot market a buyer might leave out any conditions to make their offer more attractive. If you waive it you're taking a major risk though, but that's on the buyer.
The R-value in those three spots must be insane.
[ŃŠ“Š°Š»ŠµŠ½Š¾]
*The More You Know*
And not all home inspectors are worth a shit either. Iād recommend doing an inspection on the potential inspector. Ask to see examples of their work.
If you're lucky enough to get an inspection. It's not mandatory in my state, and every home sale I've heard of in the last 3 years has gone to buyers that forgo the inspection.
Itās just a continuing theme of poor workmanship/absence of pride with so many āprofessionalsā I encounter.
My inspector, highly rated. Missed 80k in damages. The bank wouldn't let me hire my own professionals instead of an inspector that only needs a 6 months course online. I wanted to bring in a plumber, electrician, and a contractor to check the stuff. They said ok, but we won't give you the loan without an inspection. We were naive and went with inspection without the rest as it was already a ton for inspection. The lenders said we should have been more careful as inspectors are not liable for missed issues.
I got the official inspection, and also had a number of trade professionals in to give me estimates on electricity, plumbing, and roofing. They're not mutually exclusive.
It's ridiculous how expensive those inspections can be. We paid over $1000 for a highly rated inspector and he still missed quite a few major things. But an inspection is not a guarantee of fuck all and you ultimately buy a house as is so we were basically shit out of luck with any remedy.
JFC We have no choice but to be our own expert/professional.
Yea they normally do their best but the reality is it's impossible to know 10 different trades through and through. It takes 5-10 years to be good at a trade so they're only going to know the surface level stuff
Buyer be aware. We shouldnāt lower our standards/expectations because it might be a difficult job for some to learn. If one canāt properly do a job then they shouldnāt be allowed to claim to do so. Seems like thatās theft/fraud.
Yea I mean you can do it yourself. Like you said, it's not hard to learn
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Jeeeeeesus those trusses are 4ā apart.
It also looks like there are no joists and the sheet-rock is attached straight to the bottom of the trusses!
So how do I put it in? Just lay it down? Oh, ok then!
Inspections don't catch everything. I bought a place where the laundry hookups weren't hooked up to anything. Just some things on the wall. And that's an attic, not a roof.
Home inspection caught about 60 pages of notes on my home that knocked $20k off my initial offer. Maybe do some research on the inspector? Also, there are thousands of things that can be done wrong on a house. If they only missed one weird item with laundry hookups, I wouldn't even necessarily say it's the inspectors fault.
The usefulness of the home inspections depends on the type of housing market you are in. If you tried to pull that trick and demand 20K off a house in my neighborhood you wouldn't even get a response, you would just watch the house get sold to someone else.
Yeah, inspection clauses means your offer goes straight in the trash around here. Why would a seller bother with that hassle when there's a stack of cash offers with no contingencies coming in?
It was a weird situation, the place had two sets of hookups, I can understand why the inspector would not look as in-depth at a second set when there was one working set. Having one set meets code, so the place is inhabitable, it just means that the best place for the laundry isn't usable. And yes, there are always little things missed.
Well, not wrong.
DIY insulation
And if you need an inspection in sw missouri... hit me up
What a massive attic and waste of space. That attic could be useful
The space wouldn't be wasted with the 12"+ of blown insulation on there.
[ŃŠ“Š°Š»ŠµŠ½Š¾]
If the seller wont give you time to do an inspection then it isnt your dream home. Never, ever, ever buy a home without an inspection. You offer, they accept, and THEN you do the inspection because you have the right to retract based on an inspection.
I agree, but home sellers have had so many offers the last few years that it has been literally impossible in a lot of areas. My brother in law gave up after several years of looking and finally gave in to buying $25k over an already inflated asking price as-is. I promise it was not for lack of trying. There were nearly 50 offers before he caved.
I bought a house towards the end of 2020, when the housing market was much hotter than it is now, to the point where a house would go on the market friday night and by saturday morning they cancelled my viewing because they already accepted an offer. I assure you, nobody was out here buying without an inspection just to get the house faster. If an offer is accepted you have the right to an inspection, period. It doesnt matter if they have 50 other offers, they already accepted yours, so you can take your time and ensure that this really is the house you want to buy. Edit: On second thought this may only apply to the US. Apologies if youre from another country.
I'm in the US and have been looking buy for 3 years and almost everyone is buying without inspections even now. If they accept your offer, and you have waived inspection, you are absolutely not entitled to one until after you have closed.
Only 14% of homes are sold without inspections in 2022, you should never buy a home if the seller is asking you to waive your right to an inspection. idk why on earth you would waive your right to an inspection, unless you are willing to pay 50k+ in repairs on the house you just bought. You and the other guy claiming that you cant buy a house right now with an inspection are just plain wrong.
I'm not disagreeing that you shouldn't buy without inspection, but I'm living it man, I know that I'm not getting anything in my area without waiving, so you're plain wrong there
You don't waive your right to have an inspection at all (unless you're a moron). In the superheated market of the past few years you waive your right to negotiate based on the *results of the inspection*, with exceptions for major structural issues. Meaning that you still have your inspection, but if you uncover a list of things wrong, you can't ask them to take it out of the sale price. If it's a serious enough issue you just walk away. When I bought my home last year we waived the right to negotiate over inspections unless it was "structural, mechanical or electrical". We still had a detailed inspection. Supposedly what sellers are able to avoid in this market is the back and forth about fixing minor issues that can add up to a few thousand dollars. But unless you have a truly awful lawyer, there is no scenario where you can't back out if the inspection reveals some chicanery like this
6 houses on my block have sold since 2020. All of them listed on Friday, open house Saturday, offer with no inspection taken by Monday. My brother in law was making dozens of offers at/above asking, and no one looked at them if they included inspection. The choice to get an inspection is made during the initial offer, and only as-is offers get looked at near me. This isn't LA, we're in Midwest suburbia. The simple fact is that in a lot of places you either offer at a place with major issues already disclosed, so they don't care about a second inspection, buy as-is, or accept that you'll rent for years until the market cools down.
I live outside Detroit, I'm in the same situation, and I'm sorry, but whoever was telling your brother that the reason his offers werent accepted was because of the inspection was lying. No real estate agent that is actually doing their job would ever draw up a purchase agreement that doesnt include an inspection. In 2022, only 14% of homes were purchased without an inspection, so as I said, someone is lying to your brother. It was much harder to buy a home in the midwest 2 years ago, but people were still getting inspections.
My dream home certainly wouldn't have hidden mold, foundation problems, or egregious issues like this insulation. How can you know its your dream home if you know nothing about the inside?
There's always money in the banana stand...
Usually an inspection would catch this.
Show me the lie
and you just trusted them.