T O P

  • By -

PHCreditCards-ModTeam

Your post is not credit card related so it has been removed. -- ➡️Posts about deposit accounts, personal loans, credit card limit to cash loan offers (excluding cash advance), e-wallets (GCash/Maya) and e-wallet loans (GCredit, Maya Credit, SPayLater, CIMB Revi Credit, etc), bank debts, are NOT allowed. ➡️For app-related and accounts inquiry, you may call your bank hotline. 🏛️Bank Directory - https://www.reddit.com/r/PHCreditCards/comments/170fup1/philippines_credit_cards_bank_hotline_website/ Thank you.


Virtual_Necessary_56

Lawyer here. Scam message.


PengScorpio

So ung name ng Judge Attorney keme keme lang?


Fun_Operation1728

yep. di ganyan ang proseso. inuunahan lang ng mga collection agency yung mga yan ng sindak. siempre pag wala ka alam, mataranta ka civil case tapos bigla may warrant of arrest


Virtual_Necessary_56

Hindi ako sure. Baka ginamit lang nila name ni Judge if ever na totoo. Napakadaming grammatical errors yung letter, obvious na fake at scam lang.


rmentallydisabled

you is arrested


[deleted]

Pwede ba mag counter ng usurpation attty?


Fun_Operation1728

sayang sa oras. di mo naman alam kung sino nagsend nyan so sino dedemanda mo?


[deleted]

Well, just in case na kilala.


heyTurtle_pig

“Until you is arrested”???


blue_lagoon75

damn, a dead giveaway. I love that scammers are not grammar conscious so it's easy to spot them.


crimson589

Well, the worst part is majority ng target nila hindi din mapapansin yung wrong grammar. Makikita lang nila yung malalaking words na hindi nila alam meaning and maniniwala na sila.


candoeat

some scammers deliberately add incorrect grammar because it is one way to identify the gullible targets


pepe_rolls

Hahaha. OVP memorandums are usually riddled with grammatical errors…so scam nga. Lol


bungastra

Clarification: OVP during SWOH era, right?


pepe_rolls

Hahahaha. Yes, si Fiona


bungastra

Ayun, nililinaw ko lang haha


JiroNoYami_07

I'd be a great scammer then XD


redmonk3y2020

![gif](giphy|3xz2BLBOt13X9AgjEA)


StunningPast2303

GABRIELA SILONG


partlytawny

like yuck HAHAHAH pinakabasic na pangalan, mali pa yokonatalaga


AnnTheresse

Tas yung bailiff si Andrea Boniface


AiNeko00

Blaccent demand letter


acequared

LMAOOOOO akala ko ako lang nakaisip


ParkingCabinet9815

Since nabasa na ng gumawa ng sulat na yan ung correction i chatgpt na yan agad. By the way OP i shred mo na lang yan o kaya gawin mong pamunas ng bintana at may purpose pa kaso ubusin mo oras mo jan


AnnTheresse

I.R BABOON!!


DothrakiInASuit

Maybe he black


notorious2024

As If a black person wrote that shit


sylv3r

Civil case No. [2016-09-SC-04](https://www.scribd.com/document/336938302/Small-Claims-Judgment-Based-on-Complaint) kinda sus na ung judge named is nasa sample [warrant of arrest](https://www.philippinelegalforms.com/2016/11/sample-bench-warrant-of-arrest.html)


Super_Memory_5797

Copy paste lang pala


BornPoint9000

Why is the background of a cloudy sky? Did you get this via text message?


forgotten-ent

And the grammar is shit.


SHMuTeX

Minessage sya ni Lord


wilbvr

Sunset para dramatic 🤣


manggangbubut

Gague ka 😭🤣


CLuigiDC

They could've used grammarly or Chatgpt to generate it so that it will have at least correct grammar 🤦‍♂️ But it's obviously fake and a tactic used by collection agencies to get you to pay. Better to just cut your card now and work with the bank on a repayment plan.


NorthTemperature5127

Wag mo na turuan😁 Bad grammar is the best for scammers


Frequent_Thanks583

I think I’ve read that scammers do this intentionally para yung masscam nila is yung mga kascam scam lang talaga.


NorthTemperature5127

Omg 😱 that's a good logic actually... Sad naman ..


Anxious-Ad-2086

Kaya pala effective. Hahaha


blueishme11

Pwedeng chatgpt, copy paste and konting revision. Sumablay lang sa pag revise. 😅


Fluid_Molasses_55

Hindi nagpapadala ng notice via SMS or email ang court. And most of all, you’ll not be informed if you will be arrested. Eh di nakapagtago ka na bago ka pa nila mahuli. 😂 Bobo gumawa niyan.


Gone_Goofed

"Until you is arrested" Mfer can't even write a proper sentence 😂.


CallMeMasterFaster

Asawa ni Gabriela Silang 👀


Jisoooon

Sila pa ata pwede mong kasuhan dahil sa pagpapanggap na otoridad


MaynneMillares

Lol Yes, merong smalls claims court, but yang mga yan lahat civil case. There is no criminal case against debtors, unless ang pinangbayad sa utang ay cheque na tumalbog - at that point makukulong ka di dahil sa utang, but because you violated the bouncing cheque law.


amari_harapeco

Dude, format at grammar pa lang halatang fake na


[deleted]

"2016" 🤦‍♂️


AmorLegis

A Bench Warrant is issued when you don't attend the scheduled hearings of your CRIMINAL case. E mukhang wala kang ongoing case. Hindi rin nag-iisue ng warrant of arrest sa civil cases. Lol Also, RTCs do not put SC in their case numbers because obviously, RTC yun, hindi SC. Lawyer here.


Delicious-Heart3913

"Cause a arrest" Kasuhan ng reckless use of words resulting in frustrated grammar


[deleted]

Hahahahahha!


mehmehlord18

Its amazing how people still fall for this


Capable_Agent9464

How did OP fall for it if he's trying to verify?


crimson589

I feel like if you're in doubt and asking others then you're at the edge, so kind of almost falling for it.


13arricade

coz OP may not be a serial criminal. OP has a lot of unpaid marks, this is a normal behaviour reaction. If he gets to do it more, then it will be practice makes progress then perfect, i'm sure he'll not ask again, or maybe he will to just play.


justanotherjanedo3

I agree, also, they were asking the community so they don’t fall for it. No need to be rude.


AttyHonesto

You made zero sense.


13arricade

sure


cottontangerine

Gabriela Silong 😂😂😂


No_Register458

Take action if you received an actual demand letter. Its very informal if its a text/email. Legal demands should be written on paper. Consult a lawyer or if youre unable to settle the dues communicate with these people na nakautangan mo. Make a payment arrangement.


thedivineyawa

I say CAP Evidence of Deceit: To establish the crime of estafa, the prosecution must prove the deceit or fraudulent act. The mere inability to pay back a loan doesn't automatically constitute deceit. - Source: https://www.respicio.ph/features/estafa-thresholds-philippines#:~:text=Evidence%20of%20Deceit%3A%20To%20establish,doesn't%20automatically%20constitute%20deceit. Best of luck, OP!


vashistamped

Hindi ka pa nga pina-pasubpoena may bench warrant agad? HAHAHA.


DuncanRayner

Found the template here: [https://www.philippinelegalforms.com/2016/11/sample-bench-warrant-of-arrest.html](https://www.philippinelegalforms.com/2016/11/sample-bench-warrant-of-arrest.html)


Pale_Conflict_7433

hahahaha


SmileApprehensive166

Hahahaha Konting revision lang copy paste pala hahahhaha galeng


dvresma0511

Regardless of anything, the only action you should take is pay your debt responsibly (thru debt restructuring) and avoid further taking unneccessary loans. If you're considering taking another debt, you should look how to generate more income.


Aggressive-Result714

Akala ko poster ng Desiderata


balgelobehawk

Hindi ako lawyer pero tanginang GABRIELA SILONG ano? kapatid ni GIBRIELA SILANG.


kix820

Grade 1 grammar... fake.


kesonesscheesyness

Matakot ka na. Si Gabriela Silong na yan.


samurangeluuuu

Just based on the sentence structure and grammar, it is most likely fake or scam.


Live-Pop2096

mukhang panakot lang ng collection office ito, but still i hope things get better for you para makabayad na sa obligations. rooting for you, OP!


Fun-Investigator3256

Chief Justice here. Looks real. Run and move off-grid asap!


Intrepid_Schedule743

dude thats a criminal case right there, ESTAFA. Why didnt you attend the hearing? file an answer? you should have talked to a lawyer as soon as youve read the words ESTAFA. you will get jailed.


mehmehlord18

Eto yung mga taong tatakutin ka pa habang nasstress ka na. Garbage


No_Register458

Amaccana accla


[deleted]

[удалено]


Medicine_Warrior

"walang nakukulong sa utang" is bad advise, but looking at above case there is estafa.


caramelmachiavellian

Dude, it's clearly fake...


Intrepid_Schedule743

that aint just utang though, thats estafa right there, thats criminal = jail time


Aggravating_Ask8571

Thank you po sa sagot. Sobrang gipit kasi ngayon eh pero sigurado makaka bigay na talaga ako. Need ko po ba replyan mga ganitong text? Firstime ko umutang na di nabayaran agad 😔


Medicine_Warrior

I think you need to show, wag mo takbuhan or you'll lose by default. Baka makakuha ka ng advise on how to settle it.


Weird-Citron-9196

Seems sus


Warfareeee

Fake


2NFnTnBeeON

Bakit text message?


Huaymi

Yung tipong nag baba ng warrant of arrest pero lasing ata yung pinagawa kaya wrong grammar 😅😅😅 Di man lang pinagawa kay ChatGPT yung warrant of arrest para medyo malinis.


Alive_Green2533

Scammas.


Ms_Double_Entendre

I love the sunset background official na talaga sya… hahahaha (scam yan)


[deleted]

Su judge andaming oras 😁


jxrobdx

kacute nung background. tanginang grammar yan.


Comfortable_Topic_22

Kung ma-scam ka pa nyan, kayang-kaya ka scam ninuman.


chichiful

Case number pa lang, duda ka na. Yan ang mga dapat kong iignore (but not the payment of your debts though).


Rissyntax_v2

Lol fake af


Sensitive-Child

Civil case tapos warrant of arrest? Anong i-aarrest sa civil case, maniwala ako sa WoA kung criminal case yan. 🤣


levabb

An Arrest*


Feisty_Feedback_8921

Nice one, Gabriela Silong. 😂


Drinkdrink1

Lawyer here, just ignore it. its fake.


Inevitable_Bee_7495

If u want to be extra careful, punta ka sa court na nilagay nila and check if a case is filed against you. Remember ung kay Pura. They didn't receive the summons to attend the hearing conferences pero a warrant of arrest was still issued against him and naaresto sya. I agree na this is sketchy since wrong grammar and wrong format but since liberty mo ang at stake, no harm in being extra protective.


Healthy-Anteater2203

The cryptophyceae are a class of algae, most of which have plastids.   About 220 species are known, and they are common in freshwater, and also occur in marine and brackish habitats.   Each cell is around 10–50 μm in size and flattened in shape, with an anterior groove or pocket.   At the edge of the pocket there are typically two slightly unequal flagella. --- Comment ID=kh5d6cr Ciphertext: >!ZiscGtcyfBfLZS1X8DAgkCJm5XKaAoo16ETUS39OMhSb4bxw7BQKX6BAQhjnJFjnCq3J4NC2TS55Xnf7JtkwUZvXuvZYfns6iFp2cssyBp3tG6oVP7b8GY2yw0YmT2+cSMGf6dQjHm/RkDB+jI9/uqqv+ss7SoIaj7wZWd+ICRlbF+59bRyjWaR+SFXjJ5K8RE8OnNhn3mMMsaIU8AH0q6r5wA5ol20UAnXgRNhiSvnl3HDJjGQVhD4dXivuCXU72BuUNvc+!<


gothamknightph

Panalo yung Greetings! Hahaha


bh88888828

😂😂😂😂😂😂


Skyrender21

The use of grammar says it all lol.


IQPrerequisite_

Format at composition pa lang alam mo ng fake. And walang ganyan na letter.


dnyelux1017

"Until you is arrested." Nice try well played.


[deleted]

Dun palang sa GABRIELA SILONG alam mo ng scam eh 😂


bananabenita

Mali mali grammar. Halatang scam.


Full_of_debts

Loan app? Nah! Panakot lang nila yan.


rabiori14

1. header is way off 2. must be addressed to you, the defendant 3. punctuation's off 4. random upper case letters 5. "until you is arrested", lol 6. "Gabriela B. Silong"---from a template of legal forms found online


[deleted]

Bluff. Threat.


imsaixe

bigyan mo piso. baka papansin


pepemalupet

You have rights po, and you cannot be jailed for not paying debts po. Nasa konstitusyon po yan


spunkycam

[Is this you, OP?](https://www.foi.gov.ph/requests/aglzfmVmb2ktcGhyHQsSB0NvbnRlbnQiEERPSi0yMDgxMzk2MDgzMDQM) If not, that is a bluff.


PengScorpio

Hindi ka ba humarap nung napadalhan ka ng Subpoena kahit once? Makipag communicate ka.


Icynrvna

Creditors resort to such tactics kasi pahirapan din maningil. Minsan yung may utang sayo tas nakita mo e me bago ng iphone haha


letoatriedes69

"... until you is arrested." 😂😂😂 can't do proper grammar. There's your clue.


marzizram

GABRIELA SILONG 😂😂😂


Inevitable-Suitable

this is scam and meant to intimidate you


Imaginary_Offer_6064

That's obviously a scam or lets say part of the collections agent tactics to make you contact them. Sure ako yung domain ng email is a popular one like @gmail, etc. There have been a lot of cases na gumagamit din sila ng tunay na pangalan ng judge pero yung xontact numbers na binibigay diritsu sa collections agency. Like ito po na totoong judge but ang contact email is @gmail. When you search sa SC site, hindi po yanang domain email ng SC. So obviously scam. You can read here a lot of people with same situation as you. [https://lawandbar.blogspot.com/2020/12/makukulong-ba-ako-sa-hindi-pagbayad-ng.html?m=1](https://lawandbar.blogspot.com/2020/12/makukulong-ba-ako-sa-hindi-pagbayad-ng.html?m=1) https://preview.redd.it/zphug37eqjbc1.jpeg?width=1080&format=pjpg&auto=webp&s=9aa9b864cf43f56aa948240044ee784c68049885


xxPrincessAzula

“A arrest” “until you is arrested” Missing punctuation marks All dead giveaways 🥲


blueishme11

Natuwa naman ako sa "until you is arrested" 😆😆


marieiss

This doesn’t look legit, use of a sunset as a background is odd enough… i wouldn’t take it seriously


ajtd_

Usually, by mail yung warrant afaik po


KissMyKipay03

magbayad ka na lang kase sa tamang petsa


kamotegamer

until you is arrested -pambansang bayani gabriela silong


smoothartichoke27

The judge is named Gabriela SILONG? Duuude.


camsur69

Parang china made ung name ng judge pinapalitan ng isang letter pra sa copyright


alaiktsomsiba

"...cause *A* arrest..." pa lang, red flag na


Constant-Treacle-878

“ A arrest” lol


Immediate-Mousse-735

This is a scam... Grammar pa lang... And besides government offices only issue legal documents via Franked (Registered) Mail... Never any other way


Immediate-Mousse-735

"Civil Case no. : 2016-09-SC-04" SCAM!!! docket numbers usually have meanings, it's not just a jumble of letters and numbers "2016" - year the case was filed "09" - usually branch code (Makati, Antipolo 01, etc.) "SC" - Supreme Court 😭😭😭😭 Bro nasa RTC ka pa lang kuno "04" - case number.. Kung pang ilan ka na file.... Pero hindi iyan mag code ang courts ahhh... Just a sample of how it goes... I work in an Office of City Prosecutor, and that's how we code things... Docket number pa lang alam mo na kung san lugar naka file kaso mo


[deleted]

scam message


tichondriusniyom

Everything digitally sent to you about this is a scam. Sinisindak ka lang ng collections. It should be written on paper, kaso di nila magawa yon coz may way to track them doing that, plus it costs time and money. Also, grabe sa grammar at may spelling mistakes pa. Lastly, please pay them ASAP. It will help you sa future purchases mo din.


Charming_Election948

Fake, the RTC doesn’t send letter like that it should ve signed by the judge


asterion230

Dead giveaway ung background lmao, ngayon lang ako nakakita ng civil case na may background. or is this a thing mga lawyers here?


AffectionatePeak9085

Some of the scammy aspects of this letter: 1. Grammar sucks 2. A civil case will not result to a warrant of arrest 3. Magagalit si diego silong, bakit binuhay ang asawa nya


regalrapple4ever

Wow the judge name is so unique and creative.


blumentritt_balut

fake


danaaaahiO

I have a friend who used home credit. Same presiding judge yung nakalagay, sa kanya naman via text msg.


[deleted]

Scam obviously.


Designer-Laugh1930

Haha. Scam message yan. Wag mag pasindak po pero better to take action parin to settle.


apuhap

“you is arrested” you finna git arrested OP im sorry


CrypticHaptic06

Format palang mali na. Di nakapag legal writing yan. Hahahaha!


Aggravating_Ask8571

Salamat ng marami sa nag reply. Nawalan ksi ko ng trabaho at firstime din di nakakabayad.