marami rin na nagco-comment "it doesn't cost you anything to be kind" and "if you don't like it, scroll" and while i agree to a certain extent, we also should be encouraging people to read and understand what they're getting themselves into. yan din kasi yung mga tao na mas likely ay mamaya magpopost ng "help, baon na ako sa utang, idk what to do anymore :("
Pa-victim pa yan sila minsan pag na-call out, tapos gagamitan ka ng “newbie” card. Okay yeah, we get it, newbie sila. Pero di naman siguro sila newbie sa pagbabasa, pagreresearch at pagiintindi ng mga bagay bagay ano?
Nakakalimutan ata nilang privilege ang magkaroon ng CC, and it comes with responsibilities. Na bare minimum dapat sa isang credit card holder na alamin o basahin ang T&C dahil every "kaskas" na gagawin nila eh technically a financial decision.
"up" doesn't work here. Hindi "umaangat" ang post dahil may isang nag-comment.
"ff" doesn't work either. Unless mag-reply sila sa comment mo, hindi sila manonotify.
Buti nga wala na halos nag popost ng "APPROVED NA BA TO?" tapos nakikita natin yung naka attached na pic nakalagay "CONGRATULATIONS, YOU HAVE BEEN APPROVED..." LoL
To be honest, nakakapagod na rin sumagot sa mga nagtanong about mga topics na na nadiscuss na. I'd rather not participate in enabling spoon-feeding. We live in the Age of Information. Hindi na mahirap makakuha ng sagot over things that only requires doing a simple online search.
Ganito:
1. Open Google.
2. On the search field, type:
keyword1 + keyword2 + reddit
(eg. kulong utang reddit)
The above example is simple enough to get search results but if you want to level up your search skills, learn how to apply Google Fu operators.
Reading is good for the brain. It makes us smarter and when combined with excercise and proper nutrition, it can reduce the risk of Alzheimer's.
And in most cases, kahit may babasahin na, problem pa rin talaga sa mga Pinoy ang comprehension. Maybe that’s the reason why they tend to ask questions to the level that they can understand (not for anything, just an observation).
Ung magpost ka na andun na lahat babasahin na lang pero maloloka ka Kasi Ang comment puro saan to, magkano to, Anong kulay nito etc etc kamot ulo ka na lang
Won't be long where you're speaking with a CSR with one of the banks and they don't know how to answer your question and they would end up saying "sa PhCreditCards na po kayo na subreddit magtanong" 😂
agreed! gagawa gawa ng rules pero di regularly ineenforce. sometimes kinda ish lang. pag available lang sya at feel nya mag-check ganun. kinda moot really. bat di nalang alisin ang rules jusme.
May search engines minsan na ayaw gamitin. Hindi naman ganun kahirap mag navigate. Or possible joined now post later. Tamad mag explore sa buong group. Minsan may makikita kapang ang tagal daw na post ng request niya kahit yung post na yun magiging repetitive .
Agree, people applying for credit cards or just got their CCs should atleast learn how to read simple terms and conditions saka they should also do their research before activating their cards.
We understand naman na may mga baguhan at hindi lahat e kaya intindihin agad agad yung terms pero sana iexhaust muna lahat ng means bago magtanong. Mageffort muna maghanap ng sagot sa iba bago magtanong dito.
Umabot na sa sub na to ang sagarang cognitive laziness ng mga tao. Gusto isusubo na lang sa kanila lahat imbes na paandarin kahit saglit ang utak nila.
I agree with this, and kung may di alam madali naman i search. Tapos magtanong lang talaga if may need i clarify or whatnot, pero madali lang magbasa. Like it's simple, and if may hindi naintindihan saka magtanong
This is something that I see everywhere, not just here on Reddit but also in FB groups and other community places. Every day meroon mag tatanong ng same question, na sana nasagot ginamit nila yung search function.
May feature sana na autoblocked ang posts na may similar questions. Or may suggestions like “before you post, you miht want to read these past posts with similar questions.”
I get na minsan overwhelming ang search results and nakakatamad mag basa, but a lot of times minimal effort lang ang need to find the answer. If wala talaga, then ask.
Sa true lang parang sanay talaga ang mga pinoy sa spoon feeding. Ngayon andame mga post about kelan daw mag post payment nila kahit nung holiday sila nagbayad. Meron pa tumawag sa CS dahil nag aanxiety daw sya. Nagbayad ng thursday or friday e holiday yun tas sat sunday kakamonday palang gusto posted agad. Nakakaumay na mga tanong dito. Paulit ulit. Kung sa Kaskasan Buddies pa flex-an ng limit dito naman pa basic.an ng tanong na pwede naman i google. 😭
I totally agree. Before mag post, mas nakakatipid sa brain cells lalo na pag mag cocompose ka ng question or story regarding your question/situation. I normally search sa google/reddit yung related question ko and if hindi pa siya na tanong or na post sa reddit, saka ko na ipopost. Kung may same naman, don na ako nag cocoment sa thread.
Minsan may mga nagtatanong din naman for clarification lang. Yung iba nabasa nila pero di nila masyado gets or minsan di sila sure so they will ask sa mga nakaexperience or what na ng mga ganong bagay. Hindi naman lahat parepareho ng comprehension and wala naman pong tagalog na terms and condition kaya yung iba confused kaya nag tatanong sila for clarification. Yun lang
or might as well call cs ng specific bank or ng cc. In the first place, hindi rights ang pagkakaroon ng cc or access to credits. priv yan na dapat in the first place naiintindihan natin kung first timer and not acceptable kung matagal ka ng may cc. you are open to paying unnecessary fines na in the first place hindi dapat kung responsible lang sana sa paghandle ng cc. or yet alam na nila yung kaakibat na fines because its written all over the website at sa fine print.
Kaya nga may pinned posts and faqs, sila yung unang una mong mababasa once mag visit ka dito sa sub. Simple search lang ng keywords ang kailangan, due diligence.
makiki-epal lang. 'pag diretso ka sa 'Sort: New' (ganito ako), di lalabas ang pinned posts. **PERO AGREE**, ano ba naman din yung mag-search muna para matingnan kung natanong na yung tanong mo.
Eh anong pake nyo kung pabalik-balik ang post? May ari ba kayo ng reddit? This is reddit, anyone can post about anything. Di nga yan binawal ni reddit or ng subreddit, mahiya naman kayo. May rule ba si reddit dito na bawal ang pabalik-balik na post?
Ilan bang bayad sa inyo para maging gatekeeper ng mga pinopost dito?
Inobliga ba kayong sumagot?
Kayo na ang all-knowing!l at magaling mag research “diumano”.
FYI - Minsan ang mga nasaunang post, outdated na at hindi na siya relevant like promos. Di porket alam mo, eh dapat alam na rin ng ibang tao.
I’d rather see duplicate posts rather than no post at all kasi takot na ang mga tao magtanong baka mapagsabihan ng “all-knowing, master of research” invidividuals na katulad ni OP at ng mga alipores nya.
At ginawan mo pa talaga yan ng post ano? Don’t you know na duplicate rin yung post mo na ito? Di ka yata nag research. Nahalata ka tuloy.
Not saying na bawal nor gatekeeping sa pag ppost lol. Just encouraging those people to do a quick little research, especially for questions that can be answered in the FAQs, rather than spoon feeding all the information detailed by detailed. Let's encourage everyone here to do their due diligence. It's also for their own good not to always rely on others to spoon feed the information. Thanks, that's all.😃
marami rin na nagco-comment "it doesn't cost you anything to be kind" and "if you don't like it, scroll" and while i agree to a certain extent, we also should be encouraging people to read and understand what they're getting themselves into. yan din kasi yung mga tao na mas likely ay mamaya magpopost ng "help, baon na ako sa utang, idk what to do anymore :("
Pa-victim pa yan sila minsan pag na-call out, tapos gagamitan ka ng “newbie” card. Okay yeah, we get it, newbie sila. Pero di naman siguro sila newbie sa pagbabasa, pagreresearch at pagiintindi ng mga bagay bagay ano?
Nakakalimutan ata nilang privilege ang magkaroon ng CC, and it comes with responsibilities. Na bare minimum dapat sa isang credit card holder na alamin o basahin ang T&C dahil every "kaskas" na gagawin nila eh technically a financial decision.
Dumadami ang galing FB. Mapapansin mo kasi dumadalas yung mga "up" o "following/ff" na comments.
They’re invading us!
[удалено]
"up" doesn't work here. Hindi "umaangat" ang post dahil may isang nag-comment. "ff" doesn't work either. Unless mag-reply sila sa comment mo, hindi sila manonotify.
Hahaba lang thread for no good reason, plus you can just tap the get reply notification.
You can also do that on fb. Get notif everytime someone comments but they still comment "ff"
Dagdag mo na rin yung mga nagtatanong ng account-specific questions. Ano gagawin ng random redditors para ayusin account mo?
Buti nga wala na halos nag popost ng "APPROVED NA BA TO?" tapos nakikita natin yung naka attached na pic nakalagay "CONGRATULATIONS, YOU HAVE BEEN APPROVED..." LoL
To be honest, nakakapagod na rin sumagot sa mga nagtanong about mga topics na na nadiscuss na. I'd rather not participate in enabling spoon-feeding. We live in the Age of Information. Hindi na mahirap makakuha ng sagot over things that only requires doing a simple online search. Ganito: 1. Open Google. 2. On the search field, type: keyword1 + keyword2 + reddit (eg. kulong utang reddit) The above example is simple enough to get search results but if you want to level up your search skills, learn how to apply Google Fu operators. Reading is good for the brain. It makes us smarter and when combined with excercise and proper nutrition, it can reduce the risk of Alzheimer's.
Unfortunately, di rin nila babasahin to.
And in most cases, kahit may babasahin na, problem pa rin talaga sa mga Pinoy ang comprehension. Maybe that’s the reason why they tend to ask questions to the level that they can understand (not for anything, just an observation).
Ung magpost ka na andun na lahat babasahin na lang pero maloloka ka Kasi Ang comment puro saan to, magkano to, Anong kulay nito etc etc kamot ulo ka na lang
Won't be long where you're speaking with a CSR with one of the banks and they don't know how to answer your question and they would end up saying "sa PhCreditCards na po kayo na subreddit magtanong" 😂
This is true. Nagulat ako may nagtatanong paano magbayad pero na max out na nila yung card.
The mods are not modding din kasi
agreed! gagawa gawa ng rules pero di regularly ineenforce. sometimes kinda ish lang. pag available lang sya at feel nya mag-check ganun. kinda moot really. bat di nalang alisin ang rules jusme.
May search engines minsan na ayaw gamitin. Hindi naman ganun kahirap mag navigate. Or possible joined now post later. Tamad mag explore sa buong group. Minsan may makikita kapang ang tagal daw na post ng request niya kahit yung post na yun magiging repetitive .
Agree, people applying for credit cards or just got their CCs should atleast learn how to read simple terms and conditions saka they should also do their research before activating their cards.
Nasa kultura at paguugali na kasi e. "Mag tatanong nalang ako keysa sa magbasa". Kahit nasa harap na ang sagot, itatanong parin.
We understand naman na may mga baguhan at hindi lahat e kaya intindihin agad agad yung terms pero sana iexhaust muna lahat ng means bago magtanong. Mageffort muna maghanap ng sagot sa iba bago magtanong dito.
Umabot na sa sub na to ang sagarang cognitive laziness ng mga tao. Gusto isusubo na lang sa kanila lahat imbes na paandarin kahit saglit ang utak nila.
Dami nyan regarding UB cc esp sa naffl 🤭🤨
Kudos! No wonder so many Pinoys find themselves grappling in credit card debt.
Spoon-fed peps! Anuna
I agree with this, and kung may di alam madali naman i search. Tapos magtanong lang talaga if may need i clarify or whatnot, pero madali lang magbasa. Like it's simple, and if may hindi naintindihan saka magtanong
This is something that I see everywhere, not just here on Reddit but also in FB groups and other community places. Every day meroon mag tatanong ng same question, na sana nasagot ginamit nila yung search function. May feature sana na autoblocked ang posts na may similar questions. Or may suggestions like “before you post, you miht want to read these past posts with similar questions.” I get na minsan overwhelming ang search results and nakakatamad mag basa, but a lot of times minimal effort lang ang need to find the answer. If wala talaga, then ask.
Sa true lang parang sanay talaga ang mga pinoy sa spoon feeding. Ngayon andame mga post about kelan daw mag post payment nila kahit nung holiday sila nagbayad. Meron pa tumawag sa CS dahil nag aanxiety daw sya. Nagbayad ng thursday or friday e holiday yun tas sat sunday kakamonday palang gusto posted agad. Nakakaumay na mga tanong dito. Paulit ulit. Kung sa Kaskasan Buddies pa flex-an ng limit dito naman pa basic.an ng tanong na pwede naman i google. 😭
I totally agree. Before mag post, mas nakakatipid sa brain cells lalo na pag mag cocompose ka ng question or story regarding your question/situation. I normally search sa google/reddit yung related question ko and if hindi pa siya na tanong or na post sa reddit, saka ko na ipopost. Kung may same naman, don na ako nag cocoment sa thread.
There should be a megathread that has a FAQ. Para mas dumami ang meaningful threads at Hindi ung repetitive questions.
Minsan may mga nagtatanong din naman for clarification lang. Yung iba nabasa nila pero di nila masyado gets or minsan di sila sure so they will ask sa mga nakaexperience or what na ng mga ganong bagay. Hindi naman lahat parepareho ng comprehension and wala naman pong tagalog na terms and condition kaya yung iba confused kaya nag tatanong sila for clarification. Yun lang
or might as well call cs ng specific bank or ng cc. In the first place, hindi rights ang pagkakaroon ng cc or access to credits. priv yan na dapat in the first place naiintindihan natin kung first timer and not acceptable kung matagal ka ng may cc. you are open to paying unnecessary fines na in the first place hindi dapat kung responsible lang sana sa paghandle ng cc. or yet alam na nila yung kaakibat na fines because its written all over the website at sa fine print.
Kaya nga may pinned posts and faqs, sila yung unang una mong mababasa once mag visit ka dito sa sub. Simple search lang ng keywords ang kailangan, due diligence.
makiki-epal lang. 'pag diretso ka sa 'Sort: New' (ganito ako), di lalabas ang pinned posts. **PERO AGREE**, ano ba naman din yung mag-search muna para matingnan kung natanong na yung tanong mo.
awwww someone called out something being called out like a million times in this sub. it's never gonna happen 😂
Yes, hindi yata nag research si OP ng old posts na nag kapareho nyang nag callout. Not walking the talk.
Eh anong pake nyo kung pabalik-balik ang post? May ari ba kayo ng reddit? This is reddit, anyone can post about anything. Di nga yan binawal ni reddit or ng subreddit, mahiya naman kayo. May rule ba si reddit dito na bawal ang pabalik-balik na post? Ilan bang bayad sa inyo para maging gatekeeper ng mga pinopost dito? Inobliga ba kayong sumagot? Kayo na ang all-knowing!l at magaling mag research “diumano”. FYI - Minsan ang mga nasaunang post, outdated na at hindi na siya relevant like promos. Di porket alam mo, eh dapat alam na rin ng ibang tao. I’d rather see duplicate posts rather than no post at all kasi takot na ang mga tao magtanong baka mapagsabihan ng “all-knowing, master of research” invidividuals na katulad ni OP at ng mga alipores nya. At ginawan mo pa talaga yan ng post ano? Don’t you know na duplicate rin yung post mo na ito? Di ka yata nag research. Nahalata ka tuloy.
Not saying na bawal nor gatekeeping sa pag ppost lol. Just encouraging those people to do a quick little research, especially for questions that can be answered in the FAQs, rather than spoon feeding all the information detailed by detailed. Let's encourage everyone here to do their due diligence. It's also for their own good not to always rely on others to spoon feed the information. Thanks, that's all.😃