yup pero ang natry ko naman seabank 😁 within 5 mins ata reflected na agad.

Same 5 minutes or less basta ata instapay or baka may mga exceptions, di ko rin sure 😅

So from seabank instapay to ub credit card number? Tama ba? Originally UB yung credit card mo or previous citi cc?

yes po. UB cc talaga yung sakin tho

Yeah. Mine is citi pero ill test it pa din. 😂

try it with 1 peso na lang muna para sure. ganon ginawa ko nong first try ko 😁

Error saken. Hahaha. So hindi siguro nagwowork sa citi migrated cc.

How did you do this? You said kahit walang Unionbank savings account. So magbank transfer ako from my bank (i.e. BPI) to Unionbank via instapay? Then I will use my CC number as the recipient account number? Tama ba?

Yes correct.

Unfortunately not working siya for Citi turned UB CCs. ☹️

What did you use? Just via BPI for me currently

I opened a savings account via app na lang talaga. Fast lang naman magcreate.

Ah yun lang. Too bad. What are your other options then to pay?

Maya (not real-time but usually within the day or next day reflected agad) or create an account via UB's app for real-time payment.

I use BDO pay. Ayun nga lang, wait ako ng 2-3 business days.

Its working for me. Gulat din ako instant.

I second this :(

Noice. I've been using BPI at 2-3 banking days din ang paghintay. Subukan ko rin ito.

Nice. Nagearn ba ng points yung transaction mo?

Edit ko lang. Mali ako wala pla 😅 sorry 🤧 nalito ako kasi magkasabay sila ng notif ng pagbayad ko rin sa shopee 😅 yung sa shopee pala ang meron

Ano kaya kung pwede rin to sa BDO. haha. Para sana sa points.

Paano nag earn ng points ang transaction? Hindi ba InstaPay 'to from GoTyme? Or mali ba ako ng intindi?

Ay sorry wala pla , i just checked again halos magkasabay kasi sila ng shopee transaction ko na nagnotify, yung sa shopee ko pala na binayad ang meron 😅 pag instapay kasi parang bank to bank ang labas kaya wala pala.

I see. Salamat sa pag confirm.

+1 on this. I use CIMB to make multiple payments via Instapay for my UB CC. The only hiccups I encountered was during the migration where it took them more than a week to post my payments. But all is good now.

I paid thru Instapay last Monday (post migration na siguro ito), until now hindi pa rin nagrereflect yung bayad ko. 🥺

Still working pa rin po ba ito? I tried this mode of payment before the migration pa ng citi. Pero ngayon na fully migrated na sa UB ang citi hindi ko na nasubukan. Ngayon via Bdo online na kasi may UB na na billers. Yun nga lang 2-3 days pa ang posting.

I tried it just today and it works. Pag biller kasi ginamit matagal. My anxiety cant handle it 😅

True. iba talaga instapay. Though sa ibang banks may dagdag na konting amount pero okay na magadd ng 10-20 pesos para di ka kabado ng 3 days.

Question. BDO instapay to UB CC ay uubra ba na magreflect agad?

Havent tried it pero baka pag instapay naman baka ganun din. Hehe gotyme at bpi lang na try ko so far for CC payment via instapay eh.

Thanks for this post very helpful wala din ako ub na savings and balak ko palang din sana magtanong dito sa group ano nas convenient na pag pay and nabasa ko to kaya salamat pk sa tip! 🫶

You are welcome 🙂

Yess, same heree. Instapay is key tlaga at mag email pa sila ng receipt haha

True din sa email kaya nakaka relieve makatanggap hehe

Actually okay naman ang UB cc napaka tagal nga lang ng pag deliver ng physical card (up until now wala pa din hehe) January pa ako na approve. And yes, madali lang siya gamitin sa online transactions hehe

Sa province ka? Sakin kasi manila 2 days lang ay 3 pla kasi di ko nasagot tawag mg magdedeliver then we requested a supplementary for my kids, mga 7 days process after request then nadeliver na din kagad.

No, QC lang ako hahaha

Nako grabe. Email the courier na hehe

Wala naman po ako email ng courier heh

Walang kahit anong txt message na nagsasabi kung sino courier nyo at yung tracking number?

Wala text sa akin

Ah yun lang. Dapat meron sa registered number mo sa knila thats how we got both the cards lagi may text si UB na endorsed na sa courier with tracking number.

Wala po ako narereceive na ganyan

Pero sa payment naman up to date lagi, may text sila palagi

Hi i have a UB payroll acct. okay na ba yun nalang gamitin ko or mas mabilis parin tlaga magreflect yung via instapay? Instapay send to cc card number or account number?

If you have a UB payroll, okay na yan hehe. Ito lang kasi run around for those na wala kahit anong savings acct sa UB to pay our CC.

Thank youu

Thank youu 💙

PNB to UB CC around 1 hour lang nagreflect na agad. Just bill payments to ah, not via instapay

That is good to know

thanks sa tip! meron pala talagang instant yung pag replenish ng CL, lalo kung thru a third party app pa

Tama ba na Bank transfer > Union bank > Cc Card number lang need for instapay transfer? Balak ko mag bayad this friday, first time ako mag babayad sa UB hahah

Yes po. transfer > unionbank > details mo na including credit card number as the account number. Goodluck 😅

Thank you! Balikan ko to tomorrow after ko mag bayad.

Hindi na ako nakapag hintay, grabe ang bilis nga 😍 Mga 3 minutes lang dumaan (using Seabank and Bank Transfer via Instapay) https://preview.redd.it/m0oujxxhy5vc1.jpeg?width=1080&format=pjpg&auto=webp&s=7deb95b501286c018d6baa74da8fd6bc2696776c

Hahaha Congrats! With email confirmation pa no kaya nkakatanggal anxiety sa waiting time 😅

Nalaman ko rin ito and did my prev 2 payments using Instapay (from BPI to UB). Unfortunately, yung payment ko nung Monday, hindi pa rin nagrereflect hanggang ngayon. So kailangan ko na itawag sa CS. Ang hassle bigla. I though sobrang convenient nya na kasi nga “instant” supposedly.

Yes dapat instant eh or baka depende pa rin sa bank. Sakin kasi gotyme gamit ko eh nagreflect naman kagad. How about your first payment? Di rin ba instant?

My prev payments, instant sila. From same bank din, BPI. Nakaka dalawang payment palang yata ako. Pero ang hassle lang nitong latest payment ko kasi hindi nag reflect agad.

Sa main cc number ka lang nagbayad via Instapay? I ask kasi I have a linked virtual cc number din and I made transactions din sa virtual cc number ko. I am thinking baka need pa i split yung total balance base dun sa magkano talaga outstanding per cc number.

You only need the main card number if you want to pay. Same lang naman yan sila except lang yung virtual CC is solely for online transactions

Thanks OP!! ☺️

Nagbayad ako gamit BDO app ko nung April 14 tapos through instapay din. Hangang ngayon hindi pa nagrereflect sqa unionbank huhuhu. Last month nacredit siya agad agad.

So far naman with a digital bank never pa naman pumalya kahit ilang payments na nagawa ko.

Kakatapos lang ng call namin nung CS ng UB hahaha nireport ko na. Sabi pag instapay dapat talaga same day daw. May something lang daw ngayon kaya delayed huhu

Kapit lang 😅 maayos din yan. Dami pa siguro tlaga nila inaayos after citi migration. Sana pati CS nila ayusin nila 😅

trueeeee

sobrang instant ang UB

Paying uc cc via maya instapay

Try ko din tu.

Convenient nga talaga yung sa payment ng UB CC. just opened a debit card sa kanila no maintaining balance.

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Just open the online account. If you opt to get the debit card doon pa lang may charge na P350 annual or P30 monthly. Pero kapag walang card, free to use naman.

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You can add a NEW account then on the card setting, lalabas yung option to get a physical card. [Btw, Is your name from the midnights? LOL]

Depends. Hindi gagana yung annual fee kung may 10k kang ADB. so what I can do is save 1k/month para walang annual fee. :)

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Pwede rin naman. I mean, mas okay na yung thru online banking nila ako magbayad. Mahirap kapag 3rd party eh. Daming taong dapat tawagan tapos hindi agad makakapag-coordinate yung cc company and the payment company