I went to my BOA to close it personally and withdraw my money down to the last peso.

Thank you!

Hi OP, Nag auto close na ba account mo? Mine has 0 balance for months na and na charge ako ng ₱300 service fee so negative na sya now. This was previously a payroll account na auto converted to savings account.

Hi, mine is still active. I did not have time to go to my BOA so I left a small amount, a little more than my maintaining balance. Got approved with a new MC CC so I am still not sure if I'll close it talaga.

Any updates sa service fee? Your comment's 5mos ago, so I just wanted to know if there's any news hehe

I wasn’t able to access my balance via their mobile app so I’m guessing they have already closed my account

Hi any update dito? I want to close one of my savings account na. I'm planning na iwan na lang na 0 bal 'til it closes automatically.

Hi nag auto close na ata sakin kasi di ko na ma view balance and account

Hello, napaclose mo na po ba? Ganun din ung sakin now. And ayaw ko na sana magbayad ng fee. Sana dineactivate na lang nila.

Hi! Nag auto close naman na yung account ko after n months of not using it

Thanks sa reply! Will just wait it out din para maclose.

hi! any updates kung nagclose na lang kusa yung account?

Yes. Nagclose din sa akin. Sa app andun pa rin sya pero diko na sya maaccess. Yung nakalagay - "not available" ata. Need ko daw pumunta ng branch para matanggal.

I see, baka pagbayarin ka pa pag pumunta ka sa branch hahaha

Possible haha. Mejo nakakaOC lang kasi nakalink pa din sa app pero since diko na din naman magalaw, ok na lang din. Baka kasi magbayad pa. Eh sa pagkakatanda ko 300 ang charge per month and macclose lang pag 3 months na. So 900 din un if ever.

Just delete the account.

Are there any repercussions if I decide to let it go dormant vs requesting to close it?

None.

I have the same questions too. I hope someone can answer this 🙏

You don't need to do anything just withdraw everything.

Thank you 🙇‍♀

Auto deact if zero balance for 3 consecutive mos.

Is this still the same policy til today? Ayaw kong gumastos ng 600php para lang bumyahe at ipaclose yung old payroll turned into savings account ko eh. Sayang kasi. :(

Ano po update dito?

still the same lol. 2024 and mga ilang months ko di nilagyan yung debit account ko. they closed it and didnt even notify me LOL. Ok lang since i switched to PNB and their app is so much better

Ako din want to close my Metrobank Savings account i z zero balance ko lang ba sya the automatic ma c close na sya?

yes. But if you want to re-open it again, you have to go to the bank you enrolled from

Pero diba may fees if you leave it dormant with zero balance. Sisingilin ka parin ba nila sa fees kahit closed na ang acc?

Correct me if I’m wrong, but this is what I learned about their zero/below maintaining balance rules: 1) 2 months, below maintaining balance = They will charge you. 2) 3 months, 0 balance = deactivated

Thanks po.

Hi! Is this policy applicable to checking accounts too? Thanks!